Access Statistics for Sumit Agarwal

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Benefits of relationship banking: evidence from consumer credit markets 0 0 3 84 1 1 13 206
Cognitive abilities and household financial decision making 0 0 4 39 2 4 20 171
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 2 2 5 30 2 6 38 112
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 0 4 38 1 2 8 59
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 1 2 69 0 1 10 179
Distance and information asymmetries in lending decisions 0 0 0 0 0 3 15 76
Do Loan Officers' Incentives Lead to Lax Lending Standards? 2 2 15 61 5 11 38 141
Do consumers choose the right credit contracts? 0 0 1 88 3 13 57 452
Do consumers choose the right credit contracts? 1 3 3 102 4 16 67 540
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 2 23 0 3 13 110
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 0 2 0 1 3 38
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 1 6 13 23 3 13 46 199
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 0 1 47 2 6 17 378
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 1 1 1 6 15 15
Inconsistent Regulators: Evidence From Banking 0 1 11 58 1 9 26 159
Learning in the Credit Card Market 0 3 11 152 5 19 53 606
Learning in the Credit Card Market 0 2 3 16 2 12 36 121
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 1 1 29 0 1 7 81
Loan Prospecting and the Loss of Soft Information 0 0 2 69 0 2 20 93
Loan commitments and private firms 1 2 3 172 2 6 34 752
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 1 22 0 0 9 77
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 0 25 0 0 8 103
Optimal Mortgage Refinancing: A Closed Form Solution 1 2 4 22 1 2 10 99
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 2 111 0 2 8 404
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 0 9 0 1 18 60
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 1 1 4 114 2 3 17 557
Pension Participation and Uncovered Workers 0 0 0 43 0 1 7 144
Perverse incentives at the banks? Evidence from a natural experiment 1 4 13 101 5 12 54 428
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 11 0 0 5 43
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 14 1 3 11 95
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 1 3 6 0 2 16 37
Predatory Lending and the Subprime Crisis 0 1 2 25 2 6 12 47
Predatory Lending and the Subprime Crisis 0 0 0 43 1 3 15 120
Regulating Consumer Financial Products: Evidence from Credit Cards 4 5 8 44 5 9 26 93
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 0 2 12 1 1 19 54
Second Liens and the Holdup Problem in Mortgage Renegotiation 0 0 0 13 0 0 5 24
Spending responses to state sales tax holidays 0 0 3 20 0 3 16 53
Summary of "benefits of relationship banking: evidence from consumer credit markets" 0 0 0 0 3 9 20 45
The Age of Reason: Financial Decisions Over the Lifecycle 0 1 4 82 1 4 14 335
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 1 12 0 1 8 68
The Age of Reason: Financial Decisions Over the Lifecycle 0 1 5 121 2 5 27 641
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 0 3 38 0 4 20 151
The Consumption Response to Minimum Wage Hikes 1 1 5 17 2 2 9 37
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 13 0 2 8 50
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 1 31 0 0 7 95
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 0 1 2 47 0 1 14 297
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 1 6 77 3 13 58 455
The Role of Securitization in Mortgage Renegotiation 0 0 3 36 0 0 7 110
The age of reason: financial decisions over the lifecycle 0 0 2 119 2 3 8 487
The choice between arm's-length and relationship debt: evidence from e-loans 1 2 8 120 3 9 29 977
The consumption response to minimum wage increases 2 14 59 427 15 73 239 1,516
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 0 0 228 4 13 60 1,303
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 0 1 47 4 9 53 420
The role of securitization in mortgage renegotiation 0 0 0 33 0 0 13 125
What is the Age of Reason? 0 0 1 24 0 1 8 98
Why do banks reward their customers to use their credit cards? 0 0 7 110 2 4 42 395
Why do borrowers make mortgage refinancing mistakes? 1 3 3 46 2 8 25 161
Total Working Papers 19 61 240 3,366 95 344 1,461 14,692


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 2 3 14 0 4 12 44
Adverse selection in mortgage securitization 1 2 7 55 2 12 46 255
An empirical analysis of home equity loan and line performance 0 1 1 98 2 6 25 395
Cognitive Abilities and Household Financial Decision Making 0 1 8 43 2 4 27 211
Comparing the prime and subprime mortgage markets 0 2 4 265 0 3 15 482
Consumer bankruptcy and default: The role of individual social capital 0 0 0 17 0 2 14 102
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 0 1 5 34 2 8 32 128
Credit Lines and Credit Utilization 1 4 11 379 4 8 32 1,023
Determinants of automobile loan default and prepayment 0 0 2 100 0 0 22 294
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 1 2 6 8 3 7 16 29
Distance and Private Information in Lending 2 8 12 52 10 30 68 220
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 0 31 1 1 6 229
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 1 1 33 2 4 20 133
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 0 0 0 4 12
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 0 2 4 106 0 2 9 325
Financial markets and the financing choice of firms: Evidence from developing countries 0 1 3 126 1 5 17 381
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 1 2 4 0 2 14 40
How do private firms use credit lines? 0 0 3 11 0 0 8 41
Impact of State Exemption Laws on Small Business Bankruptcy Decision 0 0 0 0 0 0 5 105
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 0 0 68 1 4 10 248
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 0 1 22 0 0 10 110
Optimal Mortgage Refinancing: A Closed‐Form Solution 0 1 3 5 0 2 17 80
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 2 6 76 2 7 33 395
Predatory lending and the subprime crisis 0 1 6 29 3 9 44 165
Regulating Consumer Financial Products: Evidence from Credit Cards 3 8 19 35 10 20 78 200
Rescuing asset-backed securities markets 0 0 1 52 1 2 11 132
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 0 12 1 2 12 57
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 1 1 2 184 2 2 13 629
Telecommunications and economic growth: a panel data approach 4 13 46 492 14 32 123 1,066
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 0 2 7 103 2 15 95 679
The Impact of Homeowners' Housing Wealth Misestimation on Consumption and Saving Decisions 0 1 1 43 1 4 12 187
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 4 43 3 14 66 295
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 0 1 10 162 5 19 91 827
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 0 0 6 53
The Spending and Debt Response to Minimum Wage Hikes 0 1 10 187 4 16 84 732
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 1 16 4 4 12 77
The asset-backed securities markets, the crisis and TALF 0 0 0 108 0 0 5 322
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 1 15 1 1 8 120
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 0 0 2 62 0 1 8 247
The role of securitization in mortgage renegotiation 0 0 0 19 1 2 16 93
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 1 28 0 1 10 86
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 3 46 0 0 7 168
Why aren't banks lending more? the role of commercial real estate 0 0 1 19 0 0 5 67
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 0 1 4 67 2 4 17 222
Total Journal Articles 13 60 201 3,269 86 259 1,185 11,706


Statistics updated 2017-06-02