Access Statistics for Sumit Agarwal

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 1 3 8 69
Benefits of relationship banking: evidence from consumer credit markets 0 0 0 99 0 1 1 298
Cognitive abilities and household financial decision making 0 0 0 56 0 2 9 288
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 1 1 1 45 1 3 6 208
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 0 0 40 0 1 1 157
Consumer Mobility and the Local Structure of Consumption Industries 0 0 0 53 0 2 3 138
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 0 0 84 0 1 13 313
Distance and information asymmetries in lending decisions 0 0 0 0 1 2 15 244
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? 0 0 0 17 0 1 2 189
Do Loan Officers' Incentives Lead to Lax Lending Standards? 0 0 1 88 2 4 8 391
Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases 0 0 0 27 0 1 5 79
Do consumers choose the right credit contracts? 0 0 1 97 0 1 4 592
Do consumers choose the right credit contracts? 1 1 2 114 1 2 3 626
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 1 30 0 1 7 164
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 1 8 0 1 2 84
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 0 0 0 57 3 5 6 563
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 0 0 58 2 4 13 521
Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 1 53 1 2 4 155
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 0 3 0 1 2 53
Holdup by Junior Claimholders: Evidence from the Mortgage Market 0 0 0 13 0 1 5 91
Inconsistent Regulators: Evidence From Banking 0 0 0 102 0 1 3 392
Learning in the Credit Card Market 0 0 0 173 1 5 11 747
Learning in the Credit Card Market 1 1 1 26 1 2 4 212
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 0 36 0 2 2 113
Loan Product Steering in Mortgage Markets 0 0 0 32 0 1 4 102
Loan Prospecting and the Loss of Soft Information 0 0 1 86 0 1 5 196
Loan commitments and private firms 0 0 0 189 0 1 1 845
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 24 0 1 1 149
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 0 30 1 3 3 161
Modeling to Inform Economy-Wide Pandemic Policy: Bringing Epidemiologists and Economists Together 0 0 0 8 0 1 5 13
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program 0 1 2 56 0 2 11 230
Noisy Experts? Discretion in Regulation 0 1 5 5 0 1 9 9
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 1 117 1 3 8 476
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 26 0 1 2 189
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 0 13 1 2 2 210
Owe a Bank Millions, the Bank Has a Problem: Credit Concentration in Bad Times 0 0 0 16 0 2 8 66
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 4 126 1 3 10 675
Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 1 63 5 6 9 136
Pension Participation and Uncovered Workers 0 0 0 46 0 1 1 173
Perverse incentives at the banks? Evidence from a natural experiment 2 2 3 135 2 4 10 639
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 19 2 3 8 287
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 13 0 1 2 204
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 12 1 2 3 183
Predatory Lending and the Subprime Crisis 0 0 0 46 1 4 7 200
Predatory Lending and the Subprime Crisis 0 0 1 33 1 2 3 178
Reducing Strategic Default in a Financial Crisis 0 0 1 17 0 5 10 40
Regulating Consumer Financial Products: Evidence from Credit Cards 0 0 0 62 0 1 5 245
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 0 0 21 1 2 4 238
Searching for Approval 0 1 1 23 0 2 9 132
Serving the Underserved: Microcredit as a Pathway to Commercial Banks 0 1 1 21 1 3 3 44
Spending responses to state sales tax holidays 0 1 1 23 1 4 4 92
Summary of \"benefits of relationship banking: evidence from consumer credit markets\" 0 0 0 0 0 1 2 79
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 1 18 1 3 5 172
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 1 139 1 4 14 825
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 0 2 60 1 2 8 357
The Consumption Response to Minimum Wage Hikes 0 0 0 24 0 1 1 68
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 17 1 2 5 99
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 1 33 0 1 4 120
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 0 1 1 53 0 2 3 333
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 1 3 7 11
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 0 0 87 3 4 7 528
The Role of Securitization in Mortgage Renegotiation 1 1 1 41 3 5 5 241
The age of reason: financial decisions over the lifecycle 0 0 2 128 1 2 8 571
The choice between arm's-length and relationship debt: evidence from e-loans 0 0 2 148 1 3 12 1,393
The consumption response to minimum wage increases 1 3 7 595 2 6 18 2,231
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 0 1 239 2 3 6 1,482
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 0 8 60 1 4 28 541
The role of securitization in mortgage renegotiation 0 0 2 44 3 4 7 255
What is the Age of Reason? 0 0 0 24 0 1 1 137
Who Pays For Your Rewards? Redistribution in the Credit Card Market 2 3 3 28 3 4 10 42
Why do banks reward their customers to use their credit cards? 0 0 1 138 2 8 18 798
Why do borrowers make mortgage refinancing mistakes? 0 0 0 58 2 4 5 248
Total Working Papers 9 18 64 4,499 61 178 458 23,330


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 0 1 22 0 1 4 78
Adverse selection in mortgage securitization 0 1 4 144 1 3 9 548
An empirical analysis of home equity loan and line performance 0 0 1 114 1 2 14 477
Cognitive Abilities and Household Financial Decision Making 0 1 4 69 1 7 31 389
Comparing the prime and subprime mortgage markets 0 0 1 280 0 1 3 557
Consumer bankruptcy and default: The role of individual social capital 0 0 0 23 1 2 4 224
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 1 1 8 85 5 7 26 369
Credit Lines and Credit Utilization 1 3 9 416 2 5 25 1,167
Determinants of automobile loan default and prepayment 0 0 0 108 0 1 8 381
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 0 0 1 30 0 1 4 186
Distance and Private Information in Lending 3 6 19 201 5 15 56 778
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 1 34 0 2 4 292
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 0 1 37 1 3 5 264
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 1 0 1 2 23
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 0 0 2 123 10 14 22 422
Financial markets and the financing choice of firms: Evidence from developing countries 0 0 3 189 0 1 14 640
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 0 7 1 2 3 78
How Did the Great Recession Affect Payday Loans? 0 0 2 75 10 12 22 343
How do private firms use credit lines? 0 0 0 12 1 3 3 63
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 1 2 113 0 3 16 415
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 1 1 32 1 4 6 235
Optimal Mortgage Refinancing: A Closed-Form Solution 0 0 0 10 2 3 16 170
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 0 99 2 4 10 541
Predatory lending and the subprime crisis 1 1 4 76 3 5 25 507
Regulating Consumer Financial Products: Evidence from Credit Cards 0 0 5 165 1 4 29 842
Rescuing asset-backed securities markets 0 0 0 60 0 1 3 172
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 0 17 0 1 2 138
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 1 1 191 0 2 2 667
Telecommunications and economic growth: a panel data approach 0 3 21 773 3 11 52 1,724
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 0 0 7 141 4 10 39 1,096
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 0 44 0 1 5 406
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 1 1 4 199 1 4 25 1,073
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 0 2 6 94
The Spending and Debt Response to Minimum Wage Hikes 8 8 12 254 14 17 31 966
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 0 17 1 2 5 99
The asset-backed securities markets, the crisis and TALF 0 0 0 120 1 3 6 405
The asset-backed securities markets, the crisis, and TALF 0 0 0 13 2 4 5 80
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 22 1 3 3 177
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 0 1 2 73 1 3 7 330
The role of securitization in mortgage renegotiation 1 1 1 40 3 4 10 253
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 0 34 1 2 4 131
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 2 52 0 1 3 258
Why aren't banks lending more? the role of commercial real estate 0 0 1 22 0 1 2 91
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 1 2 2 93 1 3 4 332
Total Journal Articles 17 32 122 4,630 81 181 575 18,481


Statistics updated 2025-03-03