Access Statistics for Sumit Agarwal

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Benefits of relationship banking: evidence from consumer credit markets 1 1 4 84 2 3 19 205
Cognitive abilities and household financial decision making 1 2 6 39 1 4 25 167
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 2 2 6 28 13 15 39 106
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 1 1 5 38 1 1 12 57
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 0 1 68 1 3 16 178
Distance and information asymmetries in lending decisions 0 0 0 0 1 1 18 73
Do Loan Officers' Incentives Lead to Lax Lending Standards? 7 9 16 59 10 12 36 130
Do consumers choose the right credit contracts? 0 0 1 99 5 18 68 524
Do consumers choose the right credit contracts? 0 0 2 88 6 17 57 439
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 2 23 0 1 15 107
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 0 2 0 0 5 37
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 1 5 16 17 2 9 183 186
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 1 1 47 2 6 19 372
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 1 1 2 3 9 9
Inconsistent Regulators: Evidence From Banking 1 3 11 57 2 4 22 150
Learning in the Credit Card Market 2 4 11 149 7 18 43 587
Learning in the Credit Card Market 1 1 1 14 5 15 29 109
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 1 28 1 2 9 80
Loan Prospecting and the Loss of Soft Information 1 1 5 69 3 5 22 91
Loan commitments and private firms 0 0 1 170 1 7 41 746
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 1 22 0 2 11 77
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 0 25 1 4 10 103
Optimal Mortgage Refinancing: A Closed Form Solution 1 2 4 111 1 2 12 402
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 2 20 1 1 14 97
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 2 9 0 1 24 59
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 1 3 113 0 3 25 554
Pension Participation and Uncovered Workers 0 0 2 43 0 1 9 143
Perverse incentives at the banks? Evidence from a natural experiment 0 3 11 97 2 10 55 416
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 11 0 1 7 43
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 2 14 1 1 13 92
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 1 1 2 5 2 5 16 35
Predatory Lending and the Subprime Crisis 0 0 3 43 0 1 22 117
Predatory Lending and the Subprime Crisis 1 1 1 24 2 4 10 41
Regulating Consumer Financial Products: Evidence from Credit Cards 2 3 4 39 4 7 21 84
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 0 4 12 2 8 23 53
Second Liens and the Holdup Problem in Mortgage Renegotiation 0 0 0 13 0 0 8 24
Spending responses to state sales tax holidays 0 1 3 20 1 4 13 50
Summary of "benefits of relationship banking: evidence from consumer credit markets" 0 0 0 0 1 3 18 36
The Age of Reason: Financial Decisions Over the Lifecycle 1 1 3 12 1 3 12 67
The Age of Reason: Financial Decisions Over the Lifecycle 1 1 3 81 2 3 12 331
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 5 120 2 4 30 636
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 2 3 38 2 4 17 147
The Consumption Response to Minimum Wage Hikes 0 0 5 16 0 0 8 35
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 13 0 1 8 48
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 1 31 0 2 9 95
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 0 0 2 46 3 4 18 296
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 1 6 76 3 13 58 442
The Role of Securitization in Mortgage Renegotiation 0 1 3 36 1 2 7 110
The age of reason: financial decisions over the lifecycle 0 0 3 119 0 1 8 484
The choice between arm's-length and relationship debt: evidence from e-loans 0 3 6 118 1 8 29 968
The consumption response to minimum wage increases 3 12 57 413 24 69 210 1,443
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 0 1 228 4 17 69 1,290
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 1 1 47 5 17 52 411
The role of securitization in mortgage renegotiation 0 0 0 33 0 4 15 125
What is the Age of Reason? 0 1 1 24 1 5 13 97
Why do banks reward their customers to use their credit cards? 2 2 9 110 7 15 51 391
Why do borrowers make mortgage refinancing mistakes? 0 0 1 43 3 5 30 153
Total Working Papers 30 67 246 3,305 142 379 1,654 14,348


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 0 3 12 0 4 14 40
Adverse selection in mortgage securitization 2 2 12 53 5 8 57 243
An empirical analysis of home equity loan and line performance 0 0 4 97 0 8 28 389
Cognitive Abilities and Household Financial Decision Making 2 2 9 42 2 2 32 207
Comparing the prime and subprime mortgage markets 1 1 3 263 2 4 17 479
Consumer bankruptcy and default: The role of individual social capital 0 0 1 17 3 6 19 100
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 1 1 10 33 3 5 36 120
Credit Lines and Credit Utilization 1 1 18 375 1 2 43 1,015
Determinants of automobile loan default and prepayment 0 0 5 100 3 4 32 294
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 1 2 5 6 1 3 11 22
Distance and Private Information in Lending 0 2 10 44 2 20 49 190
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 0 31 0 0 9 228
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 0 0 32 4 8 19 129
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 0 0 0 5 12
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 1 2 4 104 2 3 11 323
Financial markets and the financing choice of firms: Evidence from developing countries 1 1 3 125 5 7 17 376
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 1 3 0 1 18 38
How do private firms use credit lines? 0 2 3 11 0 2 9 41
Impact of State Exemption Laws on Small Business Bankruptcy Decision 0 0 0 0 0 0 8 105
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 0 2 68 1 2 14 244
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 1 1 1 22 1 1 18 110
Optimal Mortgage Refinancing: A Closed‐Form Solution 1 2 2 4 4 5 20 78
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 1 9 74 0 4 41 388
Predatory lending and the subprime crisis 0 2 7 28 1 9 52 156
Regulating Consumer Financial Products: Evidence from Credit Cards 2 8 12 27 3 16 78 180
Rescuing asset-backed securities markets 1 1 2 52 1 2 10 130
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 0 12 1 2 13 55
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 1 1 183 0 2 12 627
Telecommunications and economic growth: a panel data approach 4 13 49 479 7 26 134 1,034
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 2 4 5 101 6 26 102 664
The Impact of Homeowners' Housing Wealth Misestimation on Consumption and Saving Decisions 0 0 1 42 1 3 13 183
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 1 1 4 43 6 16 61 281
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 2 2 19 161 9 21 103 808
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 2 2 8 53
The Spending and Debt Response to Minimum Wage Hikes 1 3 14 186 9 23 93 716
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 1 16 0 0 9 73
The asset-backed securities markets, the crisis and TALF 0 0 2 108 0 0 11 322
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 2 15 2 2 10 119
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 1 1 2 62 1 2 11 246
The role of securitization in mortgage renegotiation 0 0 1 19 0 2 18 91
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 4 28 0 1 19 85
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 3 46 0 0 10 168
Why aren't banks lending more? the role of commercial real estate 0 0 1 19 0 0 7 67
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 1 2 3 66 2 3 14 218
Total Journal Articles 27 58 238 3,209 90 257 1,315 11,447


Statistics updated 2017-03-07