Access Statistics for Sumit Agarwal

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Benefits of relationship banking: evidence from consumer credit markets 0 0 3 84 2 3 13 208
Cognitive abilities and household financial decision making 0 1 4 40 1 4 21 173
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 0 4 7 32 2 8 40 118
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 0 3 38 2 3 9 61
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 1 1 2 70 4 4 11 183
Distance and information asymmetries in lending decisions 0 0 0 0 2 3 16 79
Do Loan Officers' Incentives Lead to Lax Lending Standards? 1 4 16 63 3 12 43 148
Do consumers choose the right credit contracts? 0 0 0 88 4 11 59 460
Do consumers choose the right credit contracts? 0 1 3 102 2 15 67 551
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 1 2 4 25 2 3 13 113
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 0 2 1 1 4 39
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 0 2 13 24 5 25 59 221
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 1 1 2 48 4 6 19 382
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 0 1 2 3 15 17
Inconsistent Regulators: Evidence From Banking 0 2 9 60 6 11 27 169
Learning in the Credit Card Market 0 1 4 17 1 7 39 126
Learning in the Credit Card Market 0 0 10 152 3 14 58 615
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 1 29 1 1 6 82
Loan Prospecting and the Loss of Soft Information 0 0 2 69 3 5 21 98
Loan commitments and private firms 0 1 3 172 1 3 28 753
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 22 2 3 9 80
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 0 25 3 3 11 106
Optimal Mortgage Refinancing: A Closed Form Solution 0 1 4 22 1 2 10 100
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 2 111 1 1 9 405
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 0 9 1 1 15 61
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 1 3 4 116 1 4 14 559
Pension Participation and Uncovered Workers 0 0 0 43 2 2 8 146
Perverse incentives at the banks? Evidence from a natural experiment 2 4 16 104 3 9 53 432
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 2 2 5 8 4 4 17 41
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 14 2 3 12 97
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 11 3 3 6 46
Predatory Lending and the Subprime Crisis 0 0 2 25 1 3 13 48
Predatory Lending and the Subprime Crisis 0 0 0 43 1 2 12 121
Regulating Consumer Financial Products: Evidence from Credit Cards 0 6 10 46 1 8 26 96
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 1 3 13 1 3 19 56
Second Liens and the Holdup Problem in Mortgage Renegotiation 0 0 0 13 1 1 5 25
Spending responses to state sales tax holidays 0 0 3 20 1 1 15 54
Summary of "benefits of relationship banking: evidence from consumer credit markets" 0 0 0 0 1 4 18 46
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 4 121 3 7 27 646
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 4 82 0 2 14 336
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 1 12 1 1 7 69
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 0 3 38 2 2 17 153
The Consumption Response to Minimum Wage Hikes 0 1 4 17 2 4 9 39
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 13 2 3 7 53
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 0 31 1 1 5 96
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 1 1 3 48 2 2 13 299
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 0 6 77 2 8 55 460
The Role of Securitization in Mortgage Renegotiation 0 0 2 36 2 3 8 113
The age of reason: financial decisions over the lifecycle 0 0 2 119 1 4 10 489
The choice between arm's-length and relationship debt: evidence from e-loans 2 3 9 122 5 11 33 985
The consumption response to minimum wage increases 7 10 56 435 15 39 242 1,540
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 0 0 228 3 11 59 1,310
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 0 1 47 4 10 54 426
The role of securitization in mortgage renegotiation 0 1 1 34 4 7 17 132
What is the Age of Reason? 0 0 1 24 2 2 10 100
Why do banks reward their customers to use their credit cards? 2 2 9 112 4 9 47 402
Why do borrowers make mortgage refinancing mistakes? 0 1 3 46 2 4 24 163
Total Working Papers 21 56 245 3,403 138 329 1,498 14,926


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 0 3 14 0 1 11 45
Adverse selection in mortgage securitization 1 2 8 56 6 11 47 264
An empirical analysis of home equity loan and line performance 1 1 2 99 3 5 25 398
Cognitive Abilities and Household Financial Decision Making 0 1 8 44 4 7 26 216
Comparing the prime and subprime mortgage markets 0 0 4 265 2 2 17 484
Consumer bankruptcy and default: The role of individual social capital 0 0 0 17 0 1 14 103
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 0 0 5 34 1 4 29 130
Credit Lines and Credit Utilization 0 1 9 379 2 6 24 1,025
Determinants of automobile loan default and prepayment 1 1 2 101 3 4 19 298
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 0 4 8 11 1 9 21 35
Distance and Private Information in Lending 1 3 12 53 3 14 68 224
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 0 31 1 2 7 230
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 0 1 33 1 3 21 134
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 0 1 2 6 14
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 2 2 6 108 3 5 12 330
Financial markets and the financing choice of firms: Evidence from developing countries 0 0 3 126 0 1 17 381
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 1 4 2 2 10 42
How do private firms use credit lines? 0 0 2 11 1 1 8 42
Impact of State Exemption Laws on Small Business Bankruptcy Decision 0 0 0 0 0 0 3 105
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 1 1 69 1 3 10 250
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 0 1 22 1 1 5 111
Optimal Mortgage Refinancing: A Closed‐Form Solution 0 0 3 5 1 1 15 81
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 2 3 8 79 4 7 27 400
Predatory lending and the subprime crisis 0 0 5 29 5 11 44 173
Regulating Consumer Financial Products: Evidence from Credit Cards 1 5 21 37 4 17 72 207
Rescuing asset-backed securities markets 0 0 1 52 1 2 10 133
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 1 1 13 2 4 13 60
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 1 2 184 2 6 14 633
Telecommunications and economic growth: a panel data approach 4 11 47 499 9 27 121 1,079
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 1 1 8 104 8 13 90 690
The Impact of Homeowners' Housing Wealth Misestimation on Consumption and Saving Decisions 0 0 1 43 1 2 11 188
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 2 43 3 10 64 302
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 1 1 7 163 8 17 87 839
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 2 3 7 56
The Spending and Debt Response to Minimum Wage Hikes 1 1 8 188 3 13 80 741
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 0 16 1 6 11 79
The asset-backed securities markets, the crisis and TALF 0 1 1 109 2 3 6 325
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 1 15 2 3 9 122
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 0 0 2 62 2 2 9 249
The role of securitization in mortgage renegotiation 0 1 1 20 0 2 12 94
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 1 28 2 2 10 88
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 1 46 3 3 6 171
Why aren't banks lending more? the role of commercial real estate 0 0 1 19 1 1 5 68
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 1 1 5 68 1 3 14 223
Total Journal Articles 17 43 203 3,299 103 242 1,137 11,862


Statistics updated 2017-08-03