Access Statistics for Sumit Agarwal

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Benefits of relationship banking: evidence from consumer credit markets 1 1 2 85 1 3 7 209
Cognitive abilities and household financial decision making 0 0 3 40 0 1 18 173
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 0 2 8 34 0 8 38 124
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 0 1 38 0 4 8 63
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 1 2 70 0 5 10 184
Distance and information asymmetries in lending decisions 0 0 0 0 4 11 23 88
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? 0 0 3 10 2 5 15 34
Do Loan Officers' Incentives Lead to Lax Lending Standards? 0 2 17 64 2 8 42 153
Do consumers choose the right credit contracts? 0 0 0 88 1 7 53 463
Do consumers choose the right credit contracts? 0 0 3 102 0 3 58 552
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 1 2 25 0 2 10 113
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 0 2 1 4 5 42
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 1 2 15 26 3 12 57 228
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 1 2 48 2 7 21 385
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 0 1 1 4 15 19
Inconsistent Regulators: Evidence From Banking 1 2 11 62 2 12 33 175
Learning in the Credit Card Market 1 1 10 153 2 5 55 617
Learning in the Credit Card Market 0 1 5 18 0 2 38 127
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 1 29 0 3 6 84
Loan Product Steering in Mortgage Markets 0 0 22 22 0 6 23 23
Loan Prospecting and the Loss of Soft Information 0 1 3 70 2 8 21 103
Loan commitments and private firms 0 0 2 172 1 2 20 754
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 22 0 2 7 80
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 0 25 1 4 9 107
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program 0 0 3 28 3 10 25 74
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 2 111 0 2 8 406
Optimal Mortgage Refinancing: A Closed Form Solution 0 1 3 23 0 3 8 102
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 0 9 0 1 8 61
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 1 4 116 2 3 12 561
Pension Participation and Uncovered Workers 0 1 1 44 0 3 7 147
Perverse incentives at the banks? Evidence from a natural experiment 2 5 16 107 3 8 47 437
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 14 2 8 14 103
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 3 5 9 0 8 18 45
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 11 1 6 9 49
Predatory Lending and the Subprime Crisis 0 0 0 43 0 4 10 124
Predatory Lending and the Subprime Crisis 0 0 2 25 1 4 15 51
Regulating Consumer Financial Products: Evidence from Credit Cards 1 1 11 47 4 6 26 101
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 1 2 14 0 3 16 58
Second Liens and the Holdup Problem in Mortgage Renegotiation 0 0 0 13 0 3 6 27
Spending responses to state sales tax holidays 1 1 3 21 1 3 14 56
Summary of "benefits of relationship banking: evidence from consumer credit markets" 0 0 0 0 1 2 16 47
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 1 12 0 2 7 70
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 4 82 0 1 14 337
The Age of Reason: Financial Decisions Over the Lifecycle 0 1 4 122 2 8 29 651
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 0 2 38 2 4 14 155
The Consumption Response to Minimum Wage Hikes 0 0 2 17 1 3 8 40
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 1 1 14 0 4 9 55
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 0 31 1 2 5 97
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 0 1 3 48 0 2 11 299
The Geography of Consumption 0 30 30 30 2 12 12 12
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 0 6 77 2 5 49 463
The Role of Securitization in Mortgage Renegotiation 0 0 2 36 0 2 7 113
The age of reason: financial decisions over the lifecycle 0 0 2 119 0 3 10 491
The choice between arm's-length and relationship debt: evidence from e-loans 0 2 9 122 1 8 33 988
The consumption response to minimum wage increases 3 14 55 442 10 35 238 1,560
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 0 0 228 0 5 47 1,312
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 0 1 47 1 6 46 428
The role of securitization in mortgage renegotiation 0 0 1 34 0 4 15 132
What is the Age of Reason? 0 0 1 24 1 3 9 101
Why do banks reward their customers to use their credit cards? 0 2 6 112 1 7 40 405
Why do borrowers make mortgage refinancing mistakes? 0 1 4 47 0 3 22 164
Total Working Papers 11 81 299 3,523 67 324 1,476 15,222


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 0 3 14 0 0 10 45
Adverse selection in mortgage securitization 1 4 9 59 2 13 44 271
An empirical analysis of home equity loan and line performance 0 1 2 99 1 4 23 399
Cognitive Abilities and Household Financial Decision Making 0 0 6 44 3 9 22 221
Comparing the prime and subprime mortgage markets 0 0 3 265 0 2 11 484
Consumer bankruptcy and default: The role of individual social capital 0 0 0 17 0 0 10 103
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 0 0 4 34 1 3 23 132
Credit Lines and Credit Utilization 0 2 9 381 2 7 19 1,030
Determinants of automobile loan default and prepayment 0 1 2 101 0 3 13 298
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 1 2 9 13 5 8 24 42
Distance and Private Information in Lending 2 3 13 55 5 10 68 231
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 0 31 0 1 3 230
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 0 1 33 1 3 17 136
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 0 0 1 4 14
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 0 2 6 108 0 3 10 330
Financial markets and the financing choice of firms: Evidence from developing countries 0 0 2 126 2 2 14 383
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 1 4 0 2 6 42
How do private firms use credit lines? 0 0 2 11 0 1 3 42
Impact of State Exemption Laws on Small Business Bankruptcy Decision 0 0 0 0 1 2 3 107
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 0 1 69 0 1 9 250
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 0 1 22 0 2 4 112
Optimal Mortgage Refinancing: A Closed‐Form Solution 0 0 3 5 0 2 11 82
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 2 6 79 6 11 27 407
Predatory lending and the subprime crisis 1 1 5 30 4 14 45 182
Regulating Consumer Financial Products: Evidence from Credit Cards 1 3 22 39 3 11 59 214
Rescuing asset-backed securities markets 0 1 2 53 0 2 8 134
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 1 13 1 3 8 61
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 0 2 184 1 3 12 634
Telecommunications and economic growth: a panel data approach 3 12 47 507 4 21 96 1,091
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 2 3 10 106 4 16 79 698
The Impact of Homeowners' Housing Wealth Misestimation on Consumption and Saving Decisions 1 1 2 44 2 3 10 190
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 1 43 0 6 53 305
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 0 2 6 164 1 12 73 843
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 0 2 5 56
The Spending and Debt Response to Minimum Wage Hikes 5 9 15 196 7 13 73 751
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 0 16 1 2 9 80
The asset-backed securities markets, the crisis and TALF 0 0 1 109 1 4 6 327
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 15 0 3 7 123
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 0 0 1 62 0 2 6 249
The role of securitization in mortgage renegotiation 1 1 2 21 3 4 10 98
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 0 28 0 3 7 89
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 1 46 0 3 5 171
Why aren't banks lending more? the role of commercial real estate 0 0 1 19 0 1 2 68
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 0 1 4 68 0 1 9 223
Total Journal Articles 18 51 206 3,333 61 219 960 11,978


Statistics updated 2017-10-05