Access Statistics for Sumit Agarwal

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Benefits of relationship banking: evidence from consumer credit markets 0 1 3 84 0 2 14 205
Cognitive abilities and household financial decision making 0 1 4 39 1 3 19 169
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 0 2 5 28 3 17 40 110
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 1 5 38 1 2 9 58
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 1 2 69 0 2 12 179
Distance and information asymmetries in lending decisions 0 0 0 0 2 4 18 76
Do Loan Officers' Incentives Lead to Lax Lending Standards? 0 7 14 59 1 16 35 136
Do consumers choose the right credit contracts? 0 0 1 88 5 16 58 449
Do consumers choose the right credit contracts? 1 2 2 101 5 17 70 536
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 2 23 0 3 15 110
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 0 2 0 1 5 38
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 3 6 12 22 4 12 45 196
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 0 1 47 2 6 17 376
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 1 1 4 7 14 14
Inconsistent Regulators: Evidence From Banking 0 2 12 58 3 10 27 158
Learning in the Credit Card Market 2 5 12 152 5 21 49 601
Learning in the Credit Card Market 1 3 3 16 6 15 38 119
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 1 1 29 0 2 8 81
Loan Prospecting and the Loss of Soft Information 0 1 4 69 2 5 22 93
Loan commitments and private firms 1 1 2 171 1 5 34 750
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 1 22 0 0 10 77
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 0 25 0 1 9 103
Optimal Mortgage Refinancing: A Closed Form Solution 0 1 3 111 1 3 10 404
Optimal Mortgage Refinancing: A Closed Form Solution 0 1 3 21 0 2 11 98
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 1 9 1 1 21 60
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 3 113 0 1 19 555
Pension Participation and Uncovered Workers 0 0 0 43 0 1 7 144
Perverse incentives at the banks? Evidence from a natural experiment 1 3 13 100 2 9 52 423
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 11 0 0 7 43
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 14 1 3 12 94
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 2 3 6 0 4 17 37
Predatory Lending and the Subprime Crisis 0 0 0 43 1 2 16 119
Predatory Lending and the Subprime Crisis 1 2 2 25 1 6 12 45
Regulating Consumer Financial Products: Evidence from Credit Cards 1 3 4 40 2 8 22 88
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 0 2 12 0 2 20 53
Second Liens and the Holdup Problem in Mortgage Renegotiation 0 0 0 13 0 0 5 24
Spending responses to state sales tax holidays 0 0 3 20 0 4 16 53
Summary of "benefits of relationship banking: evidence from consumer credit markets" 0 0 0 0 4 7 20 42
The Age of Reason: Financial Decisions Over the Lifecycle 1 1 5 121 1 5 27 639
The Age of Reason: Financial Decisions Over the Lifecycle 1 2 4 82 2 5 14 334
The Age of Reason: Financial Decisions Over the Lifecycle 0 1 3 12 0 2 10 68
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 0 3 38 3 6 21 151
The Consumption Response to Minimum Wage Hikes 0 0 4 16 0 0 7 35
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 13 0 2 10 50
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 1 31 0 0 7 95
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 1 1 2 47 1 4 14 297
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 1 1 7 77 4 13 59 452
The Role of Securitization in Mortgage Renegotiation 0 0 3 36 0 1 7 110
The age of reason: financial decisions over the lifecycle 0 0 3 119 0 1 7 485
The choice between arm's-length and relationship debt: evidence from e-loans 0 1 7 119 3 7 30 974
The consumption response to minimum wage increases 7 15 63 425 24 82 238 1,501
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 0 1 228 4 13 63 1,299
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 0 1 47 1 10 50 416
The role of securitization in mortgage renegotiation 0 0 0 33 0 0 14 125
What is the Age of Reason? 0 0 1 24 0 2 9 98
Why do banks reward their customers to use their credit cards? 0 2 8 110 1 9 44 393
Why do borrowers make mortgage refinancing mistakes? 0 2 2 45 2 9 25 159
Total Working Papers 22 72 244 3,347 104 391 1,491 14,597


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 2 2 3 14 3 4 13 44
Adverse selection in mortgage securitization 0 3 10 54 2 15 54 253
An empirical analysis of home equity loan and line performance 0 1 3 98 1 4 25 393
Cognitive Abilities and Household Financial Decision Making 1 3 8 43 1 4 27 209
Comparing the prime and subprime mortgage markets 1 3 4 265 1 5 17 482
Consumer bankruptcy and default: The role of individual social capital 0 0 0 17 0 5 16 102
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 1 2 6 34 2 9 31 126
Credit Lines and Credit Utilization 1 4 13 378 1 5 33 1,019
Determinants of automobile loan default and prepayment 0 0 3 100 0 3 27 294
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 0 2 6 7 2 5 14 26
Distance and Private Information in Lending 3 6 10 50 11 22 60 210
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 0 31 0 0 7 228
Earnings management behaviors under different economic environments: Evidence from Japanese banks 1 1 1 33 1 6 19 131
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 0 0 0 4 12
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 1 3 4 106 1 4 9 325
Financial markets and the financing choice of firms: Evidence from developing countries 0 2 3 126 1 9 17 380
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 1 2 4 0 2 14 40
How do private firms use credit lines? 0 0 3 11 0 0 8 41
Impact of State Exemption Laws on Small Business Bankruptcy Decision 0 0 0 0 0 0 6 105
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 0 0 68 0 4 10 247
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 1 1 22 0 1 14 110
Optimal Mortgage Refinancing: A Closed‐Form Solution 0 2 3 5 0 6 17 80
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 2 7 76 1 5 32 393
Predatory lending and the subprime crisis 0 1 6 29 3 7 43 162
Regulating Consumer Financial Products: Evidence from Credit Cards 2 7 17 32 5 13 75 190
Rescuing asset-backed securities markets 0 1 1 52 0 2 10 131
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 0 12 1 2 13 56
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 0 1 183 0 0 11 627
Telecommunications and economic growth: a panel data approach 2 13 46 488 3 25 118 1,052
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 1 4 7 103 8 19 97 677
The Impact of Homeowners' Housing Wealth Misestimation on Consumption and Saving Decisions 1 1 1 43 2 4 12 186
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 1 4 43 5 17 66 292
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 0 3 11 162 5 23 90 822
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 0 2 6 53
The Spending and Debt Response to Minimum Wage Hikes 0 2 12 187 8 21 85 728
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 1 16 0 0 9 73
The asset-backed securities markets, the crisis and TALF 0 0 0 108 0 0 6 322
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 1 15 0 2 8 119
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 0 1 2 62 0 2 9 247
The role of securitization in mortgage renegotiation 0 0 0 19 0 1 16 92
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 3 28 0 1 17 86
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 3 46 0 0 10 168
Why aren't banks lending more? the role of commercial real estate 0 0 1 19 0 0 5 67
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 1 2 4 67 1 4 15 220
Total Journal Articles 18 74 211 3,256 69 263 1,195 11,620


Statistics updated 2017-05-02