Working Paper |
File Downloads |
Abstract Views |
Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
Bank Stress Test Results and Their Impact on Consumer Credit Markets |
0 |
0 |
0 |
18 |
0 |
2 |
9 |
70 |
Benefits of relationship banking: evidence from consumer credit markets |
0 |
0 |
0 |
99 |
0 |
0 |
1 |
298 |
Cognitive abilities and household financial decision making |
1 |
1 |
1 |
57 |
2 |
2 |
10 |
290 |
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market |
0 |
1 |
1 |
45 |
0 |
2 |
5 |
209 |
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market |
0 |
0 |
0 |
40 |
0 |
0 |
1 |
157 |
Consumer Mobility and the Local Structure of Consumption Industries |
1 |
1 |
1 |
54 |
1 |
1 |
4 |
139 |
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? |
0 |
0 |
0 |
84 |
0 |
0 |
11 |
313 |
Distance and information asymmetries in lending decisions |
0 |
0 |
0 |
0 |
0 |
1 |
15 |
244 |
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? |
0 |
0 |
0 |
17 |
0 |
0 |
1 |
189 |
Do Loan Officers' Incentives Lead to Lax Lending Standards? |
1 |
2 |
3 |
90 |
1 |
5 |
11 |
394 |
Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases |
0 |
0 |
0 |
27 |
1 |
1 |
5 |
80 |
Do consumers choose the right credit contracts? |
1 |
2 |
3 |
99 |
1 |
2 |
6 |
594 |
Do consumers choose the right credit contracts? |
0 |
1 |
2 |
114 |
0 |
1 |
3 |
626 |
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment |
0 |
0 |
1 |
30 |
1 |
1 |
7 |
165 |
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? |
0 |
0 |
1 |
8 |
0 |
0 |
2 |
84 |
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies |
0 |
0 |
0 |
57 |
4 |
7 |
10 |
567 |
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices |
0 |
0 |
0 |
58 |
0 |
2 |
11 |
521 |
Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies |
0 |
0 |
0 |
53 |
0 |
1 |
2 |
155 |
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks |
0 |
0 |
0 |
3 |
3 |
4 |
6 |
57 |
Holdup by Junior Claimholders: Evidence from the Mortgage Market |
0 |
0 |
0 |
13 |
0 |
0 |
5 |
91 |
Inconsistent Regulators: Evidence From Banking |
0 |
1 |
1 |
103 |
0 |
1 |
4 |
393 |
Learning in the Credit Card Market |
0 |
1 |
1 |
26 |
2 |
4 |
6 |
215 |
Learning in the Credit Card Market |
0 |
0 |
0 |
173 |
1 |
3 |
12 |
749 |
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis |
0 |
0 |
0 |
36 |
0 |
0 |
2 |
113 |
Loan Product Steering in Mortgage Markets |
0 |
0 |
0 |
32 |
0 |
0 |
4 |
102 |
Loan Prospecting and the Loss of Soft Information |
0 |
0 |
1 |
86 |
0 |
0 |
5 |
196 |
Loan commitments and private firms |
0 |
0 |
0 |
189 |
1 |
1 |
2 |
846 |
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis |
0 |
0 |
0 |
24 |
0 |
1 |
2 |
150 |
Market-based loss mitigation practices for troubled mortgages following the financial crisis |
0 |
0 |
0 |
30 |
0 |
3 |
5 |
163 |
Modeling to Inform Economy-Wide Pandemic Policy: Bringing Epidemiologists and Economists Together |
0 |
0 |
0 |
8 |
0 |
0 |
4 |
13 |
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program |
0 |
0 |
2 |
56 |
1 |
2 |
10 |
232 |
Noisy Experts? Discretion in Regulation |
0 |
0 |
4 |
5 |
0 |
0 |
5 |
9 |
Optimal Mortgage Refinancing: A Closed Form Solution |
0 |
0 |
1 |
117 |
1 |
2 |
8 |
477 |
Optimal Mortgage Refinancing: A Closed Form Solution |
0 |
0 |
0 |
26 |
0 |
0 |
1 |
189 |
Optimal Mortgage Reï¬ nancing: A Closed Form Solution |
0 |
0 |
0 |
13 |
0 |
1 |
2 |
210 |
Owe a Bank Millions, the Bank Has a Problem: Credit Concentration in Bad Times |
0 |
0 |
0 |
16 |
1 |
1 |
9 |
67 |
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? |
0 |
0 |
4 |
126 |
0 |
1 |
9 |
675 |
Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies |
0 |
0 |
0 |
63 |
0 |
5 |
6 |
136 |
Pension Participation and Uncovered Workers |
0 |
0 |
0 |
46 |
0 |
0 |
1 |
173 |
Perverse incentives at the banks? Evidence from a natural experiment |
0 |
2 |
3 |
135 |
0 |
2 |
10 |
639 |
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program |
0 |
1 |
1 |
13 |
0 |
2 |
4 |
184 |
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program |
0 |
1 |
1 |
20 |
0 |
6 |
10 |
291 |
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program |
0 |
0 |
0 |
13 |
0 |
0 |
2 |
204 |
Predatory Lending and the Subprime Crisis |
0 |
0 |
1 |
33 |
0 |
1 |
3 |
178 |
Predatory Lending and the Subprime Crisis |
0 |
1 |
1 |
47 |
0 |
3 |
7 |
202 |
Reducing Strategic Default in a Financial Crisis |
0 |
0 |
0 |
17 |
0 |
0 |
9 |
40 |
Regulating Consumer Financial Products: Evidence from Credit Cards |
0 |
0 |
0 |
62 |
0 |
0 |
5 |
245 |
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit |
0 |
0 |
0 |
21 |
0 |
1 |
3 |
238 |
Searching for Approval |
0 |
0 |
1 |
23 |
0 |
0 |
6 |
132 |
Serving the Underserved: Microcredit as a Pathway to Commercial Banks |
0 |
0 |
1 |
21 |
2 |
3 |
5 |
46 |
Spending responses to state sales tax holidays |
0 |
0 |
1 |
23 |
0 |
1 |
4 |
92 |
Summary of \"benefits of relationship banking: evidence from consumer credit markets\" |
0 |
0 |
0 |
0 |
0 |
0 |
2 |
79 |
The Age of Reason: Financial Decisions Over the Lifecycle |
0 |
0 |
1 |
18 |
0 |
1 |
5 |
172 |
The Age of Reason: Financial Decisions Over the Lifecycle |
0 |
0 |
0 |
139 |
0 |
3 |
15 |
827 |
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation |
0 |
0 |
2 |
60 |
0 |
3 |
8 |
359 |
The Consumption Response to Minimum Wage Hikes |
0 |
0 |
0 |
24 |
0 |
0 |
1 |
68 |
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? |
0 |
0 |
0 |
17 |
0 |
1 |
3 |
99 |
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment |
0 |
0 |
1 |
33 |
0 |
0 |
3 |
120 |
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey |
0 |
0 |
1 |
53 |
1 |
1 |
4 |
334 |
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards |
0 |
0 |
0 |
6 |
1 |
3 |
9 |
13 |
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data |
0 |
0 |
0 |
87 |
0 |
3 |
7 |
528 |
The Role of Securitization in Mortgage Renegotiation |
0 |
1 |
1 |
41 |
0 |
3 |
5 |
241 |
The age of reason: financial decisions over the lifecycle |
0 |
0 |
2 |
128 |
0 |
1 |
8 |
571 |
The choice between arm's-length and relationship debt: evidence from e-loans |
0 |
0 |
2 |
148 |
2 |
6 |
15 |
1,398 |
The consumption response to minimum wage increases |
0 |
2 |
7 |
596 |
1 |
5 |
19 |
2,234 |
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data |
0 |
0 |
1 |
239 |
0 |
2 |
6 |
1,482 |
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data |
1 |
1 |
7 |
61 |
2 |
3 |
27 |
543 |
The role of securitization in mortgage renegotiation |
0 |
0 |
1 |
44 |
0 |
3 |
5 |
255 |
What is the Age of Reason? |
0 |
0 |
0 |
24 |
0 |
0 |
1 |
137 |
Who Pays For Your Rewards? Redistribution in the Credit Card Market |
0 |
2 |
3 |
28 |
1 |
4 |
9 |
43 |
Why do banks reward their customers to use their credit cards? |
0 |
1 |
1 |
139 |
0 |
4 |
16 |
800 |
Why do borrowers make mortgage refinancing mistakes? |
0 |
0 |
0 |
58 |
0 |
2 |
4 |
248 |
Total Working Papers |
5 |
22 |
67 |
4,512 |
31 |
124 |
462 |
23,393 |
Journal Article |
File Downloads |
Abstract Views |
Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees |
0 |
0 |
1 |
22 |
0 |
0 |
4 |
78 |
Adverse selection in mortgage securitization |
0 |
0 |
3 |
144 |
0 |
1 |
8 |
548 |
An empirical analysis of home equity loan and line performance |
0 |
0 |
0 |
114 |
0 |
1 |
10 |
477 |
Cognitive Abilities and Household Financial Decision Making |
1 |
1 |
4 |
70 |
2 |
4 |
29 |
392 |
Comparing the prime and subprime mortgage markets |
0 |
0 |
1 |
280 |
0 |
0 |
3 |
557 |
Consumer bankruptcy and default: The role of individual social capital |
0 |
0 |
0 |
23 |
0 |
1 |
2 |
224 |
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore |
0 |
2 |
8 |
86 |
1 |
7 |
24 |
371 |
Credit Lines and Credit Utilization |
0 |
1 |
8 |
416 |
3 |
6 |
26 |
1,171 |
Determinants of automobile loan default and prepayment |
0 |
0 |
0 |
108 |
4 |
4 |
12 |
385 |
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors |
0 |
0 |
1 |
30 |
1 |
2 |
6 |
188 |
Distance and Private Information in Lending |
2 |
5 |
20 |
203 |
4 |
11 |
57 |
784 |
Do Forbearance Plans Help Mitigate Credit Card Losses? |
0 |
0 |
0 |
34 |
0 |
0 |
3 |
292 |
Earnings management behaviors under different economic environments: Evidence from Japanese banks |
0 |
0 |
1 |
37 |
0 |
1 |
5 |
264 |
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites |
0 |
0 |
0 |
1 |
0 |
0 |
2 |
23 |
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data |
0 |
0 |
2 |
123 |
1 |
11 |
22 |
423 |
Financial markets and the financing choice of firms: Evidence from developing countries |
0 |
1 |
3 |
190 |
0 |
2 |
13 |
642 |
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis |
0 |
0 |
0 |
7 |
0 |
1 |
3 |
78 |
How Did the Great Recession Affect Payday Loans? |
0 |
0 |
2 |
75 |
1 |
11 |
23 |
344 |
How do private firms use credit lines? |
0 |
0 |
0 |
12 |
0 |
1 |
3 |
63 |
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market |
0 |
1 |
3 |
114 |
1 |
2 |
15 |
417 |
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis |
0 |
0 |
1 |
32 |
0 |
1 |
6 |
235 |
Optimal Mortgage Refinancing: A Closed-Form Solution |
0 |
1 |
1 |
11 |
1 |
5 |
13 |
173 |
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? |
0 |
0 |
0 |
99 |
0 |
2 |
8 |
541 |
Predatory lending and the subprime crisis |
0 |
1 |
4 |
76 |
1 |
5 |
22 |
509 |
Regulating Consumer Financial Products: Evidence from Credit Cards |
0 |
0 |
3 |
165 |
5 |
7 |
27 |
848 |
Rescuing asset-backed securities markets |
0 |
0 |
0 |
60 |
1 |
1 |
4 |
173 |
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA |
0 |
0 |
0 |
17 |
0 |
0 |
2 |
138 |
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) |
0 |
0 |
1 |
191 |
0 |
0 |
2 |
667 |
Telecommunications and economic growth: a panel data approach |
1 |
2 |
18 |
775 |
3 |
11 |
49 |
1,732 |
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation |
0 |
0 |
7 |
141 |
7 |
11 |
40 |
1,103 |
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations |
0 |
0 |
0 |
44 |
1 |
1 |
4 |
407 |
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data |
0 |
3 |
6 |
201 |
0 |
4 |
26 |
1,076 |
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market |
0 |
0 |
0 |
0 |
0 |
0 |
6 |
94 |
The Spending and Debt Response to Minimum Wage Hikes |
1 |
9 |
13 |
255 |
2 |
17 |
33 |
969 |
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence |
0 |
0 |
0 |
17 |
0 |
2 |
6 |
100 |
The asset-backed securities markets, the crisis and TALF |
0 |
0 |
0 |
120 |
0 |
1 |
4 |
405 |
The asset-backed securities markets, the crisis, and TALF |
0 |
0 |
0 |
13 |
1 |
3 |
5 |
81 |
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey |
0 |
0 |
0 |
22 |
0 |
1 |
3 |
177 |
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market |
1 |
1 |
2 |
74 |
1 |
2 |
7 |
331 |
The role of securitization in mortgage renegotiation |
0 |
1 |
1 |
40 |
0 |
3 |
9 |
253 |
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? |
0 |
0 |
0 |
34 |
0 |
2 |
5 |
132 |
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London |
0 |
0 |
2 |
52 |
1 |
1 |
4 |
259 |
Why aren't banks lending more? the role of commercial real estate |
0 |
0 |
1 |
22 |
0 |
0 |
2 |
91 |
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia |
0 |
1 |
2 |
93 |
0 |
1 |
4 |
332 |
Total Journal Articles |
6 |
30 |
119 |
4,643 |
42 |
147 |
561 |
18,547 |