Access Statistics for Sumit Agarwal

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 0 2 9 70
Benefits of relationship banking: evidence from consumer credit markets 0 0 0 99 0 0 1 298
Cognitive abilities and household financial decision making 1 1 1 57 2 2 10 290
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 0 1 1 45 0 2 5 209
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 0 0 40 0 0 1 157
Consumer Mobility and the Local Structure of Consumption Industries 1 1 1 54 1 1 4 139
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 0 0 84 0 0 11 313
Distance and information asymmetries in lending decisions 0 0 0 0 0 1 15 244
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? 0 0 0 17 0 0 1 189
Do Loan Officers' Incentives Lead to Lax Lending Standards? 1 2 3 90 1 5 11 394
Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases 0 0 0 27 1 1 5 80
Do consumers choose the right credit contracts? 1 2 3 99 1 2 6 594
Do consumers choose the right credit contracts? 0 1 2 114 0 1 3 626
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 1 30 1 1 7 165
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 1 8 0 0 2 84
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 0 0 0 57 4 7 10 567
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 0 0 58 0 2 11 521
Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 0 53 0 1 2 155
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 0 3 3 4 6 57
Holdup by Junior Claimholders: Evidence from the Mortgage Market 0 0 0 13 0 0 5 91
Inconsistent Regulators: Evidence From Banking 0 1 1 103 0 1 4 393
Learning in the Credit Card Market 0 1 1 26 2 4 6 215
Learning in the Credit Card Market 0 0 0 173 1 3 12 749
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 0 36 0 0 2 113
Loan Product Steering in Mortgage Markets 0 0 0 32 0 0 4 102
Loan Prospecting and the Loss of Soft Information 0 0 1 86 0 0 5 196
Loan commitments and private firms 0 0 0 189 1 1 2 846
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 24 0 1 2 150
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 0 30 0 3 5 163
Modeling to Inform Economy-Wide Pandemic Policy: Bringing Epidemiologists and Economists Together 0 0 0 8 0 0 4 13
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program 0 0 2 56 1 2 10 232
Noisy Experts? Discretion in Regulation 0 0 4 5 0 0 5 9
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 1 117 1 2 8 477
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 26 0 0 1 189
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 0 13 0 1 2 210
Owe a Bank Millions, the Bank Has a Problem: Credit Concentration in Bad Times 0 0 0 16 1 1 9 67
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 4 126 0 1 9 675
Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 0 63 0 5 6 136
Pension Participation and Uncovered Workers 0 0 0 46 0 0 1 173
Perverse incentives at the banks? Evidence from a natural experiment 0 2 3 135 0 2 10 639
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 1 1 13 0 2 4 184
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 1 1 20 0 6 10 291
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 13 0 0 2 204
Predatory Lending and the Subprime Crisis 0 0 1 33 0 1 3 178
Predatory Lending and the Subprime Crisis 0 1 1 47 0 3 7 202
Reducing Strategic Default in a Financial Crisis 0 0 0 17 0 0 9 40
Regulating Consumer Financial Products: Evidence from Credit Cards 0 0 0 62 0 0 5 245
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 0 0 21 0 1 3 238
Searching for Approval 0 0 1 23 0 0 6 132
Serving the Underserved: Microcredit as a Pathway to Commercial Banks 0 0 1 21 2 3 5 46
Spending responses to state sales tax holidays 0 0 1 23 0 1 4 92
Summary of \"benefits of relationship banking: evidence from consumer credit markets\" 0 0 0 0 0 0 2 79
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 1 18 0 1 5 172
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 0 139 0 3 15 827
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 0 2 60 0 3 8 359
The Consumption Response to Minimum Wage Hikes 0 0 0 24 0 0 1 68
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 17 0 1 3 99
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 1 33 0 0 3 120
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 0 0 1 53 1 1 4 334
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 1 3 9 13
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 0 0 87 0 3 7 528
The Role of Securitization in Mortgage Renegotiation 0 1 1 41 0 3 5 241
The age of reason: financial decisions over the lifecycle 0 0 2 128 0 1 8 571
The choice between arm's-length and relationship debt: evidence from e-loans 0 0 2 148 2 6 15 1,398
The consumption response to minimum wage increases 0 2 7 596 1 5 19 2,234
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 0 1 239 0 2 6 1,482
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 1 1 7 61 2 3 27 543
The role of securitization in mortgage renegotiation 0 0 1 44 0 3 5 255
What is the Age of Reason? 0 0 0 24 0 0 1 137
Who Pays For Your Rewards? Redistribution in the Credit Card Market 0 2 3 28 1 4 9 43
Why do banks reward their customers to use their credit cards? 0 1 1 139 0 4 16 800
Why do borrowers make mortgage refinancing mistakes? 0 0 0 58 0 2 4 248
Total Working Papers 5 22 67 4,512 31 124 462 23,393


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 0 1 22 0 0 4 78
Adverse selection in mortgage securitization 0 0 3 144 0 1 8 548
An empirical analysis of home equity loan and line performance 0 0 0 114 0 1 10 477
Cognitive Abilities and Household Financial Decision Making 1 1 4 70 2 4 29 392
Comparing the prime and subprime mortgage markets 0 0 1 280 0 0 3 557
Consumer bankruptcy and default: The role of individual social capital 0 0 0 23 0 1 2 224
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 0 2 8 86 1 7 24 371
Credit Lines and Credit Utilization 0 1 8 416 3 6 26 1,171
Determinants of automobile loan default and prepayment 0 0 0 108 4 4 12 385
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 0 0 1 30 1 2 6 188
Distance and Private Information in Lending 2 5 20 203 4 11 57 784
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 0 34 0 0 3 292
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 0 1 37 0 1 5 264
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 1 0 0 2 23
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 0 0 2 123 1 11 22 423
Financial markets and the financing choice of firms: Evidence from developing countries 0 1 3 190 0 2 13 642
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 0 7 0 1 3 78
How Did the Great Recession Affect Payday Loans? 0 0 2 75 1 11 23 344
How do private firms use credit lines? 0 0 0 12 0 1 3 63
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 1 3 114 1 2 15 417
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 0 1 32 0 1 6 235
Optimal Mortgage Refinancing: A Closed-Form Solution 0 1 1 11 1 5 13 173
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 0 99 0 2 8 541
Predatory lending and the subprime crisis 0 1 4 76 1 5 22 509
Regulating Consumer Financial Products: Evidence from Credit Cards 0 0 3 165 5 7 27 848
Rescuing asset-backed securities markets 0 0 0 60 1 1 4 173
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 0 17 0 0 2 138
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 0 1 191 0 0 2 667
Telecommunications and economic growth: a panel data approach 1 2 18 775 3 11 49 1,732
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 0 0 7 141 7 11 40 1,103
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 0 44 1 1 4 407
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 0 3 6 201 0 4 26 1,076
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 0 0 6 94
The Spending and Debt Response to Minimum Wage Hikes 1 9 13 255 2 17 33 969
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 0 17 0 2 6 100
The asset-backed securities markets, the crisis and TALF 0 0 0 120 0 1 4 405
The asset-backed securities markets, the crisis, and TALF 0 0 0 13 1 3 5 81
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 22 0 1 3 177
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 1 1 2 74 1 2 7 331
The role of securitization in mortgage renegotiation 0 1 1 40 0 3 9 253
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 0 34 0 2 5 132
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 2 52 1 1 4 259
Why aren't banks lending more? the role of commercial real estate 0 0 1 22 0 0 2 91
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 0 1 2 93 0 1 4 332
Total Journal Articles 6 30 119 4,643 42 147 561 18,547


Statistics updated 2025-05-12