Working Paper |
File Downloads |
Abstract Views |
Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
Americans Born after 1985 Bear the Brunt of Lower Employment |
0 |
0 |
0 |
0 |
0 |
1 |
1 |
1 |
Banks vs. credit unions: dynamic competition in local markets |
0 |
0 |
0 |
84 |
0 |
0 |
0 |
479 |
Banks vs. credit unions; dynamic competition in local markets |
0 |
0 |
0 |
620 |
1 |
1 |
2 |
2,779 |
Conflict of interest between borrowers and lenders in credit co- operatives: the case of German co-operative banks |
0 |
0 |
1 |
283 |
0 |
1 |
5 |
1,192 |
Consumer-finance myths and other obstacles to financial literacy |
0 |
0 |
0 |
176 |
1 |
1 |
9 |
627 |
Corporate governance and corporate performance |
0 |
0 |
0 |
658 |
0 |
0 |
1 |
928 |
Corporate governance, entrenched labor, and economic growth |
0 |
0 |
0 |
89 |
0 |
0 |
0 |
476 |
Cracks in the facade: American economic and financial structures after the boom |
0 |
0 |
0 |
74 |
0 |
0 |
0 |
359 |
Credit unions and the common bond |
0 |
0 |
0 |
37 |
1 |
1 |
4 |
252 |
Denver Leads U.S. Metros in Rising Housing Valuations in Past 30 Years |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Do College Degrees Mean More Wealth? |
0 |
0 |
1 |
1 |
1 |
1 |
2 |
2 |
Executive compensation at Fannie Mae and Freddie Mac |
0 |
0 |
0 |
132 |
0 |
0 |
1 |
764 |
Have Fed Asset Purchases Reshaped Bank Balance Sheets? Part 1 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Have Fed Asset Purchases Reshaped Bank Balance Sheets? Part 2 |
0 |
0 |
0 |
2 |
0 |
0 |
0 |
3 |
High Housing Valuations Move Inland |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
House Prices Surpass Housing-Bubble Peak on One Key Measure of Value |
0 |
0 |
0 |
1 |
0 |
0 |
0 |
2 |
How Many People Doubled Up after Losing Housing in Aftermath of Past Recessions? |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Increased risk-taking versus local economic conditions as causes of bank failures |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
28 |
Interbank netting agreement and the distribution of bank default risk |
0 |
0 |
0 |
309 |
1 |
2 |
4 |
1,281 |
Is College an Engine of Inequality? |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
1 |
Monetary policy actions and the incentive to invest |
0 |
0 |
0 |
16 |
0 |
0 |
1 |
83 |
Monetary policy actions and the incentive to invest |
0 |
0 |
0 |
44 |
0 |
0 |
0 |
186 |
Mortgage Distress during the Great Recession |
0 |
0 |
0 |
0 |
0 |
0 |
1 |
1 |
Mortgage Rates Not Matching Declines in Treasury Yields |
0 |
0 |
1 |
1 |
0 |
0 |
1 |
1 |
Older Workers Accounted for All Net Employment Growth in Past 20 Years |
0 |
0 |
0 |
0 |
0 |
0 |
1 |
1 |
Pricing and dividend policies in open credit cooperatives |
0 |
0 |
0 |
227 |
0 |
0 |
0 |
769 |
Relationship loans and regulatory capital: why fair-value accounting is inappropriate for bank loans |
0 |
0 |
0 |
138 |
0 |
0 |
0 |
380 |
Scale economies and geographic diversification as forces driving community bank mergers |
0 |
0 |
0 |
133 |
0 |
0 |
1 |
531 |
Slow, Steady Decline in the Number of U.S. Banks Continues |
0 |
0 |
0 |
8 |
0 |
0 |
1 |
7 |
The Great Recession’s Impact on Homeownership |
0 |
0 |
2 |
2 |
0 |
1 |
3 |
4 |
The Real State of Family Wealth: Will COVID-19 Worsen Racial, Educational and Generational Gaps in the U.S.? |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
The impact of alternative bank monitoring policies on corporate investment and financing decisions |
0 |
0 |
0 |
56 |
0 |
0 |
0 |
359 |
The importance of scale economies and geographic diversification in community bank mergers |
0 |
0 |
1 |
412 |
0 |
0 |
4 |
1,433 |
U.S. Population Growth Slowed Further in 2020 |
0 |
0 |
0 |
0 |
1 |
1 |
2 |
2 |
Universal banking, allocation of control rights, and corporate finance in Germany |
0 |
1 |
1 |
150 |
0 |
1 |
1 |
597 |
What Is Causing the College Premium to Shrink? |
0 |
0 |
0 |
0 |
1 |
1 |
3 |
4 |
When for-profits and not-for-profits compete: theory and empirical evidence from retail banking |
0 |
0 |
0 |
31 |
0 |
0 |
0 |
130 |
When for-profits and not-for-profits compete: theory and empirical evidence from retail banking |
0 |
0 |
0 |
97 |
0 |
0 |
0 |
347 |
Who pays for credit cards? |
0 |
0 |
0 |
690 |
0 |
1 |
5 |
1,870 |
Total Working Papers |
0 |
1 |
7 |
4,471 |
7 |
13 |
53 |
15,879 |
Journal Article |
File Downloads |
Abstract Views |
Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
A Balance Sheet Perspective on Financial Success: Why Starting Early Matters |
0 |
0 |
1 |
13 |
0 |
2 |
12 |
72 |
A third pillar of bank supervision |
0 |
0 |
1 |
50 |
0 |
0 |
1 |
198 |
After the fall: rebuilding family balance sheets, rebuilding the economy |
0 |
0 |
0 |
10 |
0 |
0 |
2 |
52 |
An imperfect crystal ball |
0 |
0 |
1 |
26 |
0 |
0 |
3 |
363 |
As household asset values rise, should we still worry about the saving rate? |
0 |
0 |
0 |
15 |
0 |
0 |
0 |
58 |
Asset Diversification and Low Debt Are the Keys to Building and Maintaining Wealth |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
14 |
Asset mispricing, arbitrage, and volatility |
0 |
0 |
0 |
83 |
0 |
0 |
0 |
341 |
Bank competition and concentration: do credit unions matter? |
0 |
0 |
0 |
474 |
0 |
0 |
1 |
1,442 |
Basel II will trickle down to community bankers, consumers |
0 |
0 |
0 |
51 |
0 |
0 |
0 |
159 |
CBOs growth outlook |
0 |
0 |
0 |
3 |
1 |
1 |
1 |
45 |
Cash-out refinancing: check it out carefully |
0 |
0 |
0 |
23 |
0 |
0 |
0 |
157 |
Choosing to Fail or Lack of Choice? The Demographics of Loan Delinquency |
0 |
0 |
0 |
8 |
2 |
3 |
4 |
36 |
College Inadvertently Increases Racial and Ethnic Disparity in Income and Wealth |
0 |
0 |
0 |
0 |
1 |
1 |
2 |
41 |
College Is Not Enough: Higher Education Does Not Eliminate Racial and Ethnic Wealth Gaps |
0 |
0 |
0 |
11 |
0 |
0 |
3 |
73 |
Convergence in the Euro-zone? |
0 |
0 |
0 |
5 |
0 |
0 |
0 |
56 |
Credit unions and the common bond |
0 |
0 |
0 |
121 |
0 |
0 |
1 |
887 |
Credit unions make friends-but not with bankers |
0 |
0 |
1 |
32 |
0 |
0 |
1 |
130 |
Despite aggressive deleveraging, generation X remains \\"generation debt\\" |
0 |
0 |
0 |
2 |
1 |
1 |
1 |
27 |
Does College Level the Playing Field? |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
6 |
Don't expect consumer spending to be the engine of economic growth it once was |
0 |
0 |
1 |
17 |
1 |
3 |
7 |
72 |
Economic focus: unlike prior decades, house-price changes in largest District cities are following national trends |
0 |
0 |
0 |
1 |
0 |
0 |
0 |
31 |
Economic hangover: recovery is likely to be prolonged, painful |
0 |
0 |
0 |
11 |
0 |
0 |
0 |
49 |
Economic vulnerability and financial fragility |
0 |
1 |
1 |
15 |
1 |
2 |
4 |
64 |
Editor's introduction |
0 |
0 |
0 |
6 |
0 |
1 |
1 |
44 |
Expectations and fundamentals |
0 |
0 |
0 |
0 |
1 |
2 |
2 |
36 |
First-Generation College Graduates Get a Financial Boost, but Don’t Catch Up |
0 |
0 |
1 |
14 |
1 |
1 |
3 |
50 |
Five Simple Questions That Reveal Your Financial Health and Wealth |
0 |
0 |
0 |
6 |
0 |
0 |
2 |
32 |
Hispanic population's share of wealth likely to increase by 2025 |
0 |
0 |
0 |
2 |
0 |
0 |
1 |
25 |
Household Wealth is at a Post-WWII High: Should We Celebrate or Worry? |
0 |
0 |
0 |
2 |
0 |
0 |
0 |
21 |
Household financial stability: who suffered the most from the crisis? |
0 |
1 |
16 |
176 |
3 |
6 |
31 |
490 |
Housing crash continues to overshadow young families' balance sheets |
0 |
0 |
0 |
4 |
0 |
1 |
1 |
48 |
Housing rebound broadens the wealth recovery but much more is needed |
0 |
0 |
0 |
1 |
0 |
0 |
0 |
20 |
Housing's great fall: putting household balance sheets together again |
0 |
0 |
0 |
5 |
0 |
0 |
0 |
31 |
Inflation, exchange rates, and oil prices |
0 |
0 |
0 |
71 |
0 |
0 |
4 |
171 |
Is College Still Worth It? The New Calculus of Falling Returns |
0 |
0 |
1 |
28 |
0 |
1 |
19 |
142 |
Is household debt too high? |
0 |
0 |
0 |
17 |
0 |
0 |
0 |
72 |
Mary Childs: The bond king—how one man made a market, built an empire, and lost it all |
0 |
0 |
1 |
2 |
0 |
0 |
5 |
9 |
Measuring Household Distress and Potential Policy Impacts |
0 |
0 |
0 |
12 |
1 |
1 |
1 |
19 |
Measuring the Fed’s Monetary Policy Stance during COVID-19 |
2 |
3 |
7 |
14 |
2 |
4 |
11 |
27 |
Membership structure, competition, and occupational credit union deposit rates |
0 |
0 |
0 |
90 |
0 |
0 |
0 |
585 |
Mortgage borrowing: the boom and bust |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
23 |
Price stability and the efficiency of the retail payments system |
0 |
0 |
0 |
68 |
0 |
0 |
0 |
267 |
Pricing and Dividend Policies in Open Credit Cooperatives |
0 |
0 |
0 |
24 |
2 |
2 |
4 |
454 |
Questions about the budget deficit of the U.S. have no easy answers |
0 |
0 |
0 |
7 |
0 |
0 |
0 |
47 |
Real estate loans remain a critical part of Eighth District bank portfolios |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
34 |
Recent developments in wholesale payments systems |
0 |
0 |
0 |
275 |
1 |
2 |
2 |
1,090 |
Reducing the Risk at Small Community Banks: Is it Size or Geographic Diversification that Matters?* |
0 |
0 |
2 |
91 |
0 |
0 |
2 |
241 |
Responses of International Central Banks to the COVID-19 Crisis |
2 |
4 |
5 |
34 |
2 |
5 |
9 |
79 |
Shifting fortunes: wealth trends in the Federal Reserve’s survey of consumer finances |
0 |
0 |
0 |
5 |
0 |
0 |
0 |
31 |
Still digging out: real net worth per household has rebounded 63 percent since hitting bottom in early 2009 |
0 |
0 |
0 |
6 |
0 |
0 |
0 |
25 |
The Asian crisis and the exposure of large U.S. firms |
0 |
0 |
0 |
120 |
1 |
3 |
4 |
405 |
The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 1: Race, Ethnicity and Wealth |
0 |
0 |
1 |
80 |
0 |
0 |
7 |
303 |
The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 2: The Role of Education |
2 |
5 |
36 |
372 |
9 |
16 |
125 |
1,423 |
The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 3: Age, Birth Year and Wealth |
0 |
0 |
0 |
38 |
0 |
1 |
4 |
182 |
The Importance of Wealth is Growing |
0 |
0 |
0 |
3 |
1 |
2 |
2 |
36 |
The Middle Class May Be Under More Pressure Than You Think |
0 |
0 |
0 |
2 |
0 |
0 |
1 |
33 |
The current P/E ratio: higher than you think |
0 |
0 |
0 |
36 |
0 |
1 |
2 |
324 |
The foreclosure crisis in 2008: predatory lending or household overreaching? |
0 |
0 |
0 |
11 |
0 |
0 |
0 |
87 |
The housing giants in plain view |
0 |
0 |
0 |
26 |
0 |
0 |
1 |
118 |
The information content of Treasury inflation-indexed securities |
0 |
0 |
0 |
72 |
0 |
0 |
0 |
158 |
The mortgage crisis: let markets work, but compensate the truly needy |
0 |
0 |
0 |
42 |
0 |
0 |
1 |
124 |
The nation's wealth recovery since 2009 conceals vastly different balance-sheet realities among America's families |
0 |
0 |
0 |
2 |
0 |
1 |
1 |
28 |
Unequal Degrees of Affluence: Racial and Ethnic Wealth Differences across Education Levels |
0 |
0 |
1 |
9 |
0 |
1 |
4 |
43 |
Universal banking, control rights, and corporate finance in Germany |
0 |
0 |
1 |
307 |
0 |
0 |
1 |
1,108 |
Unsteady progress: income trends in the Federal Reserve's survey of consumer finances |
0 |
0 |
0 |
3 |
0 |
0 |
0 |
28 |
Wages and risk-taking in occupational credit unions: theory and evidence |
0 |
0 |
0 |
111 |
0 |
0 |
0 |
722 |
Was the Paycheck Protection Program Effective? |
0 |
0 |
4 |
12 |
0 |
2 |
8 |
33 |
Wealth recovery still not complete, remains uneven across families and locations |
0 |
0 |
0 |
1 |
1 |
1 |
1 |
18 |
What are the odds? option-based forecasts of FOMC target changes |
1 |
1 |
12 |
99 |
1 |
2 |
19 |
331 |
What can \"buy-and-hold\" stock investors expect? |
0 |
0 |
0 |
132 |
0 |
0 |
0 |
613 |
What is subprime lending? |
0 |
0 |
1 |
150 |
0 |
1 |
2 |
358 |
Whats behind the falling U.S. private savings rate? |
0 |
0 |
0 |
146 |
0 |
0 |
0 |
518 |
Where housing markets lead in 2012, Eighth District economies are likely to follow |
0 |
0 |
0 |
0 |
1 |
2 |
2 |
25 |
Why Didn't Higher Education Protect Hispanic and Black Wealth? |
0 |
0 |
0 |
10 |
0 |
0 |
0 |
63 |
Why are Eighth District Populations Growing More Slowly than the Rest of the U.S.? |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
1 |
Why did young families lose so much wealth during the crisis? the role of homeownership |
0 |
0 |
0 |
6 |
1 |
1 |
1 |
53 |
Why do gasoline prices react to things that have not happened? |
0 |
0 |
0 |
33 |
0 |
0 |
1 |
182 |
Total Journal Articles |
7 |
15 |
95 |
3,754 |
35 |
73 |
328 |
15,803 |