Access Statistics for Julapa A. Jagtiani

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Survey of Fintech Research and Policy Discussion 0 2 5 110 1 3 19 361
Beneath the Crypto Currents: The Hidden Effect of Crypto “Whales” 1 2 9 9 2 5 18 18
CONSUMER LENDING EFFICIENCY: COMMERCIAL BANKS VERSUS A FINTECH LENDER 0 0 3 95 0 2 36 621
CONSUMER LENDING EFFICIENCY:COMMERCIAL BANKS VERSUS A FINTECH LENDER 0 0 1 82 0 1 14 269
Can banks circumvent minimum capital requirements? The case of mortgage portfolios under Basel II 0 0 0 79 0 0 0 267
Corporate governance structure and mergers 0 0 1 84 0 0 3 278
Credit Access after Consumer Bankruptcy Filing: New Evidence 0 0 0 15 0 0 0 40
Credit access after consumer bankruptcy filing: new evidence 0 0 0 36 0 0 0 65
Credit access and credit performance after consumer bankruptcy filing: new evidence 0 0 0 24 0 0 0 89
DOES SCALE MATTER IN COMMUNITY BANK PERFORMANCE? EVIDENCE OBTAINED BY APPLYING SEVERAL NEW MEASURES OF PERFORMANCE 0 0 2 35 0 2 4 118
Did Fintech Loans Default More During the COVID-19 Pandemic? Were Fintech Firms “Cream-Skimming” the Best Borrowers? 1 1 1 13 2 3 40 166
Do Fintech Lenders Penetrate Areas That Are Underserved by Traditional Banks? 0 1 4 118 0 4 15 397
Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance 0 1 1 35 0 1 3 54
Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance 0 0 0 38 0 0 4 96
Enhancing prudential standards in financial regulations 0 0 0 40 0 0 1 77
Fintech Lending and Mortgage Credit Access 0 0 4 127 1 1 9 187
Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information 0 0 5 231 4 10 41 668
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China 0 0 3 36 1 3 11 89
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China” 0 0 4 75 0 2 14 87
First-Time Homebuyers: Toward a New Measure 0 0 0 23 1 1 3 37
Foreclosure delay and consumer credit performance 0 0 0 30 0 0 2 93
Foreclosure delay and consumer credit performance 0 0 0 17 0 0 3 58
How Important Are Local Community Banks to Small Business Lending? Evidence from Mergers and Acquisitions [REVISED] 0 0 0 48 2 2 2 67
How much did banks pay to become too-big-to-fail and to become systematically important? 0 1 1 167 1 3 8 1,346
How much did banks pay to become too-big-to-fail and to become systemically important? 0 0 0 203 1 2 6 746
How much would banks be willing to pay to become \"too-big-to-fail\" and to capture other benefits? 0 0 0 195 0 2 3 553
Impact of independent directors and the regulatory environment on bank merger prices: evidence from takeover activity in the 1990s 0 0 0 381 1 1 2 1,711
Important Factors Determining Fintech Loan Default: Evidence from the LendingClub Consumer Platform 0 0 0 75 7 17 88 763
Is Bigger Necessarily Better in Community Banking? 0 0 0 35 1 2 3 94
Is Bigger Necessarily Better in Community Banking? 0 0 0 18 0 0 2 113
Is Bigger Necessarily Better in Community Banking? 0 0 0 9 0 0 0 56
Is Bigger Necessarily Better in Community Banking? 0 0 0 9 0 2 3 77
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? 0 0 0 14 0 0 1 27
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? 0 0 0 26 0 0 4 36
Risk and Market Segmentation in Financial Intermediaries’ Returns 0 0 0 510 0 1 1 3,641
Small Business Lending: Challenges and Opportunities for Community Banks 0 0 0 52 0 0 0 51
Small business lending: challenges and opportunities for community banks 1 2 2 66 2 5 5 155
Strategic default on first and second lien mortgages during the financial crisis 0 0 0 62 0 1 4 364
THE IMPACTS OF FINANCIAL REGULATIONS: SOLVENCY AND LIQUIDITY IN THE POST-CRISIS PERIOD 0 0 1 61 0 1 6 111
Target's corporate governance and bank merger payoffs 0 0 0 101 0 0 2 526
The Credit Card Act and Consumer Debt Structure 0 0 0 10 1 1 4 48
The Evolution of U.S. Community Banks and Its Impact on Small Business Lending 0 0 0 17 0 0 2 40
The Impact of Fintech Lending on Credit Access for U.S. Small Businesses 0 0 0 0 0 0 2 9
The Impact of Fintech Lending on Credit Access for U.S. Small Businesses 0 2 2 47 1 6 20 101
The Interplay Among Financial Regulations, Resilience, and Growth 0 0 3 42 0 0 6 98
The Interplay between Financial Regulations, Resilience, and Growth 0 0 0 27 0 0 1 86
The Mortgage Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 0 65 2 2 4 150
The Role of Bank-Fintech Partnerships in Creating a More Inclusive Banking System 0 0 1 12 0 0 5 25
The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the LendingClub Consumer Platform 1 2 3 361 12 18 94 1,636
The evolution of u.s. Community banks and its impact on small business lending 1 1 2 31 2 2 5 102
The impact of fintech lending on credit access for U.S. small businesses 0 0 2 44 1 2 6 67
The potential role of subordinated debt programs in enhancing market discipline in banking 0 0 0 66 0 0 0 268
The role of bank advisors in mergers and acquisitions 0 0 1 857 0 0 4 2,735
Which Lenders Are More Likely to Reach Out to Underserved Consumers: Banks versus Fintechs versus Other Nonbanks? 0 1 2 40 0 3 10 138
Total Working Papers 5 16 63 5,003 46 111 543 20,075


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Survey of Fintech Research and Policy Discussion 0 0 13 62 2 7 61 285
An analysis of advisor choice, fees, and effort in mergers and acquisitions 1 3 6 177 1 5 11 486
An analysis of advisor choice, fees, and effort in mergers and acquisitions 0 2 2 5 2 4 5 18
Community bank mergers and their impact on small business lending 0 1 1 65 0 5 74 327
Consumer lending efficiency: commercial banks versus a fintech lender 0 1 5 9 3 5 58 310
Do fintech lenders penetrate areas that are underserved by traditional banks? 0 3 16 154 7 36 162 1,272
Do market react to bank examination ratings? evidence of indirect disclosure of management quality through BHCs' application to convert to FHC 0 0 0 28 0 1 1 350
Do markets discipline banks and bank holding companies? evidence from debt pricing 0 0 0 164 0 0 0 625
Do markets react to regulatory information? 0 0 0 29 0 0 1 111
Does scale matter in community bank performance? Evidence obtained by applying several new measures of performance 0 0 1 10 2 3 6 82
Early warning models for bank supervision: Simpler could be better 0 0 0 540 0 0 3 1,171
Enhancing Prudential Standards in Financial Regulations 0 0 1 15 0 0 4 74
Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform 0 0 0 9 0 0 2 86
Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform 0 0 0 87 0 1 5 465
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China 1 2 21 58 8 19 75 231
Foreclosure Delay and Consumer Credit Performance 0 0 0 3 0 0 4 48
Foreign ownership restrictions and stock prices in the Thai capital market 0 0 3 752 0 1 10 2,193
Further Evidence on the Information Content of Bank Examination Ratings: A Study of BHC-to-FHC Conversion Applications 0 0 0 22 0 0 11 128
How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important? 0 2 4 149 0 5 11 659
Impact of independent directors and the regulatory environment on merger prices and motivation: evidence from large bank mergers in the 1990s 0 0 0 86 0 0 0 349
Important factors determining Fintech loan default: Evidence from a lendingclub consumer platform 0 0 1 38 5 10 95 887
Interest rate risk subsidization in international capital standards 0 0 0 40 0 0 2 216
Market discipline prior to bank failure 0 0 0 55 0 0 0 128
Market discipline prior to failure 0 0 0 48 0 0 2 239
Merger advisory fees and advisor's effort 0 0 0 131 0 1 1 474
Predicting inadequate capitalization: early warning system for bank supervision 0 0 0 153 0 1 2 544
Risk and Market Segmentation in Financial Intermediaries' Returns 0 0 0 27 0 0 1 120
Scale and scope economies at large banks: Including off-balance sheet products and regulatory effects (1984-1991) 0 0 0 131 0 0 5 329
Scale economies and cost complementarities in commercial banks: On-and off-balance-sheet activities 0 0 1 106 0 2 5 393
Small Business Lending After the Financial Crisis: A New Competitive Landscape for Community Banks 0 0 1 26 0 2 6 142
Stumbling blocks to increasing market discipline in the banking sector: a note on bond pricing and funding strategy prior to failure 0 0 0 18 0 4 5 164
The Credit Card Act and Consumer Debt Structure 0 0 4 18 0 0 6 44
The Effect of Credit Risk on Bank and Bank Holding Company Bond Yields: Evidence from the Post‐FDICIA Period 0 0 0 76 0 1 5 308
The Interplay among Financial Regulations, Resilience, and Growth 0 0 1 8 2 2 8 59
The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 0 120 1 2 7 591
The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 1 80 0 0 2 376
The effect of bank capital requirements on bank off-balance sheet financial innovations 0 0 0 321 0 0 1 844
The impacts of financial regulations: solvency and liquidity in the post-crisis period 0 0 0 12 0 1 3 82
The price of bank mergers in the 1990s 0 1 1 394 0 1 4 1,036
The risk effects of combining banking, securities, and insurance activities 2 3 3 343 2 4 10 1,456
The role of bank–FinTech partnerships in creating a more inclusive banking system 1 1 7 7 2 4 28 36
The role of financial advisors in merger and acquisitions 0 0 0 390 0 0 7 1,582
The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform 4 6 28 56 16 50 191 910
Understanding the effects of the merger boom on community banks 0 0 0 73 0 0 0 342
Total Journal Articles 9 25 121 5,095 53 177 900 20,572


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Cryptocurrencies: Regulatory Perspectives and Implications for Investors 0 0 0 4 1 4 19 94
Total Chapters 0 0 0 4 1 4 19 94


Statistics updated 2025-07-04