Working Paper |
File Downloads |
Abstract Views |
Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
A Survey of Fintech Research and Policy Discussion |
1 |
1 |
4 |
108 |
3 |
5 |
16 |
356 |
Beneath the Crypto Currents: The Hidden Effect of Crypto “Whales” |
0 |
0 |
7 |
7 |
1 |
2 |
13 |
13 |
CONSUMER LENDING EFFICIENCY: COMMERCIAL BANKS VERSUS A FINTECH LENDER |
0 |
0 |
5 |
95 |
0 |
4 |
93 |
618 |
CONSUMER LENDING EFFICIENCY:COMMERCIAL BANKS VERSUS A FINTECH LENDER |
0 |
0 |
2 |
82 |
0 |
2 |
80 |
267 |
Can banks circumvent minimum capital requirements? The case of mortgage portfolios under Basel II |
0 |
0 |
0 |
79 |
0 |
0 |
0 |
267 |
Corporate governance structure and mergers |
0 |
0 |
1 |
84 |
0 |
1 |
3 |
278 |
Credit Access after Consumer Bankruptcy Filing: New Evidence |
0 |
0 |
0 |
15 |
0 |
0 |
1 |
40 |
Credit access after consumer bankruptcy filing: new evidence |
0 |
0 |
0 |
36 |
0 |
0 |
2 |
65 |
Credit access and credit performance after consumer bankruptcy filing: new evidence |
0 |
0 |
0 |
24 |
0 |
0 |
1 |
89 |
DOES SCALE MATTER IN COMMUNITY BANK PERFORMANCE? EVIDENCE OBTAINED BY APPLYING SEVERAL NEW MEASURES OF PERFORMANCE |
1 |
1 |
1 |
34 |
1 |
1 |
1 |
115 |
Did Fintech Loans Default More During the COVID-19 Pandemic? Were Fintech Firms “Cream-Skimming” the Best Borrowers? |
0 |
0 |
1 |
12 |
1 |
5 |
123 |
158 |
Do Fintech Lenders Penetrate Areas That Are Underserved by Traditional Banks? |
0 |
0 |
5 |
117 |
0 |
1 |
17 |
392 |
Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance |
0 |
0 |
0 |
38 |
0 |
0 |
5 |
95 |
Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance |
0 |
0 |
1 |
34 |
1 |
1 |
4 |
53 |
Enhancing prudential standards in financial regulations |
0 |
0 |
0 |
40 |
1 |
1 |
1 |
77 |
Fintech Lending and Mortgage Credit Access |
1 |
1 |
8 |
127 |
2 |
2 |
11 |
185 |
Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information |
0 |
1 |
7 |
231 |
2 |
10 |
40 |
654 |
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China |
0 |
0 |
3 |
35 |
0 |
1 |
8 |
83 |
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China” |
0 |
1 |
3 |
74 |
1 |
3 |
19 |
83 |
First-Time Homebuyers: Toward a New Measure |
0 |
0 |
0 |
23 |
1 |
1 |
2 |
36 |
Foreclosure delay and consumer credit performance |
0 |
0 |
0 |
17 |
2 |
2 |
3 |
58 |
Foreclosure delay and consumer credit performance |
0 |
0 |
0 |
30 |
1 |
1 |
2 |
93 |
How Important Are Local Community Banks to Small Business Lending? Evidence from Mergers and Acquisitions [REVISED] |
0 |
0 |
0 |
48 |
0 |
0 |
0 |
65 |
How much did banks pay to become too-big-to-fail and to become systematically important? |
0 |
0 |
0 |
166 |
1 |
3 |
5 |
1,343 |
How much did banks pay to become too-big-to-fail and to become systemically important? |
0 |
0 |
0 |
203 |
1 |
1 |
5 |
744 |
How much would banks be willing to pay to become \"too-big-to-fail\" and to capture other benefits? |
0 |
0 |
0 |
195 |
0 |
0 |
2 |
551 |
Impact of independent directors and the regulatory environment on bank merger prices: evidence from takeover activity in the 1990s |
0 |
0 |
0 |
381 |
0 |
1 |
2 |
1,710 |
Important Factors Determining Fintech Loan Default: Evidence from the LendingClub Consumer Platform |
0 |
0 |
0 |
75 |
4 |
14 |
273 |
743 |
Is Bigger Necessarily Better in Community Banking? |
0 |
0 |
0 |
9 |
1 |
1 |
1 |
75 |
Is Bigger Necessarily Better in Community Banking? |
0 |
0 |
1 |
35 |
1 |
1 |
2 |
92 |
Is Bigger Necessarily Better in Community Banking? |
0 |
0 |
1 |
9 |
0 |
0 |
1 |
56 |
Is Bigger Necessarily Better in Community Banking? |
0 |
0 |
0 |
18 |
0 |
0 |
1 |
112 |
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? |
0 |
0 |
0 |
14 |
1 |
1 |
1 |
27 |
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? |
0 |
0 |
0 |
26 |
3 |
3 |
4 |
36 |
Risk and Market Segmentation in Financial Intermediaries’ Returns |
0 |
0 |
0 |
510 |
0 |
0 |
2 |
3,640 |
Small Business Lending: Challenges and Opportunities for Community Banks |
0 |
0 |
1 |
52 |
0 |
0 |
6 |
51 |
Small business lending: challenges and opportunities for community banks |
0 |
0 |
0 |
64 |
0 |
0 |
1 |
150 |
Strategic default on first and second lien mortgages during the financial crisis |
0 |
0 |
0 |
62 |
0 |
0 |
2 |
362 |
THE IMPACTS OF FINANCIAL REGULATIONS: SOLVENCY AND LIQUIDITY IN THE POST-CRISIS PERIOD |
0 |
0 |
1 |
61 |
1 |
2 |
6 |
110 |
Target's corporate governance and bank merger payoffs |
0 |
0 |
0 |
101 |
0 |
1 |
3 |
526 |
The Credit Card Act and Consumer Debt Structure |
0 |
0 |
0 |
10 |
2 |
2 |
6 |
47 |
The Evolution of U.S. Community Banks and Its Impact on Small Business Lending |
0 |
0 |
1 |
17 |
2 |
2 |
4 |
40 |
The Impact of Fintech Lending on Credit Access for U.S. Small Businesses |
0 |
0 |
0 |
0 |
1 |
2 |
3 |
9 |
The Impact of Fintech Lending on Credit Access for U.S. Small Businesses |
0 |
0 |
1 |
45 |
0 |
2 |
16 |
94 |
The Interplay Among Financial Regulations, Resilience, and Growth |
0 |
0 |
3 |
42 |
3 |
3 |
6 |
98 |
The Interplay between Financial Regulations, Resilience, and Growth |
0 |
0 |
0 |
27 |
0 |
0 |
1 |
86 |
The Mortgage Financial Crises: The Role of Credit Risk Management and Corporate Governance |
0 |
0 |
0 |
65 |
1 |
2 |
2 |
148 |
The Role of Bank-Fintech Partnerships in Creating a More Inclusive Banking System |
0 |
0 |
2 |
12 |
0 |
1 |
9 |
24 |
The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the LendingClub Consumer Platform |
0 |
0 |
9 |
359 |
1 |
11 |
305 |
1,617 |
The evolution of u.s. Community banks and its impact on small business lending |
0 |
0 |
1 |
30 |
1 |
1 |
4 |
99 |
The impact of fintech lending on credit access for U.S. small businesses |
1 |
1 |
3 |
44 |
1 |
2 |
7 |
65 |
The potential role of subordinated debt programs in enhancing market discipline in banking |
0 |
0 |
0 |
66 |
0 |
0 |
0 |
268 |
The role of bank advisors in mergers and acquisitions |
0 |
0 |
1 |
857 |
0 |
0 |
8 |
2,735 |
Which Lenders Are More Likely to Reach Out to Underserved Consumers: Banks versus Fintechs versus Other Nonbanks? |
0 |
0 |
2 |
39 |
0 |
3 |
28 |
134 |
Total Working Papers |
4 |
6 |
75 |
4,984 |
42 |
102 |
1,161 |
19,932 |
Journal Article |
File Downloads |
Abstract Views |
Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
A Survey of Fintech Research and Policy Discussion |
2 |
2 |
14 |
58 |
4 |
11 |
81 |
269 |
An analysis of advisor choice, fees, and effort in mergers and acquisitions |
0 |
0 |
0 |
3 |
0 |
0 |
1 |
14 |
An analysis of advisor choice, fees, and effort in mergers and acquisitions |
0 |
1 |
4 |
174 |
0 |
1 |
7 |
480 |
Community bank mergers and their impact on small business lending |
0 |
0 |
0 |
64 |
16 |
63 |
69 |
318 |
Consumer lending efficiency: commercial banks versus a fintech lender |
2 |
3 |
4 |
7 |
6 |
11 |
161 |
303 |
Do fintech lenders penetrate areas that are underserved by traditional banks? |
0 |
2 |
19 |
149 |
5 |
19 |
340 |
1,226 |
Do market react to bank examination ratings? evidence of indirect disclosure of management quality through BHCs' application to convert to FHC |
0 |
0 |
0 |
28 |
0 |
0 |
0 |
349 |
Do markets discipline banks and bank holding companies? evidence from debt pricing |
0 |
0 |
0 |
164 |
0 |
0 |
1 |
625 |
Do markets react to regulatory information? |
0 |
0 |
0 |
29 |
1 |
1 |
1 |
111 |
Does scale matter in community bank performance? Evidence obtained by applying several new measures of performance |
0 |
1 |
3 |
10 |
0 |
1 |
7 |
79 |
Early warning models for bank supervision: Simpler could be better |
0 |
0 |
1 |
540 |
1 |
1 |
3 |
1,169 |
Enhancing Prudential Standards in Financial Regulations |
1 |
1 |
1 |
15 |
1 |
2 |
4 |
74 |
Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform |
0 |
0 |
0 |
9 |
1 |
1 |
2 |
86 |
Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform |
0 |
0 |
0 |
87 |
1 |
1 |
2 |
462 |
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China |
3 |
8 |
18 |
53 |
10 |
23 |
67 |
205 |
Foreclosure Delay and Consumer Credit Performance |
0 |
0 |
0 |
3 |
3 |
3 |
5 |
48 |
Foreign ownership restrictions and stock prices in the Thai capital market |
0 |
1 |
3 |
751 |
1 |
2 |
11 |
2,191 |
Further Evidence on the Information Content of Bank Examination Ratings: A Study of BHC-to-FHC Conversion Applications |
0 |
0 |
0 |
22 |
0 |
1 |
11 |
128 |
How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important? |
0 |
0 |
4 |
147 |
1 |
1 |
7 |
652 |
Impact of independent directors and the regulatory environment on merger prices and motivation: evidence from large bank mergers in the 1990s |
0 |
0 |
0 |
86 |
0 |
0 |
0 |
349 |
Important factors determining Fintech loan default: Evidence from a lendingclub consumer platform |
0 |
0 |
2 |
38 |
3 |
11 |
297 |
872 |
Interest rate risk subsidization in international capital standards |
0 |
0 |
0 |
40 |
0 |
0 |
3 |
216 |
Market discipline prior to bank failure |
0 |
0 |
2 |
55 |
0 |
0 |
2 |
128 |
Market discipline prior to failure |
0 |
0 |
0 |
48 |
0 |
0 |
1 |
238 |
Merger advisory fees and advisor's effort |
0 |
0 |
0 |
131 |
0 |
0 |
0 |
473 |
Predicting inadequate capitalization: early warning system for bank supervision |
0 |
0 |
0 |
153 |
1 |
1 |
1 |
543 |
Risk and Market Segmentation in Financial Intermediaries' Returns |
0 |
0 |
1 |
27 |
0 |
0 |
1 |
119 |
Scale and scope economies at large banks: Including off-balance sheet products and regulatory effects (1984-1991) |
0 |
0 |
0 |
131 |
1 |
2 |
5 |
329 |
Scale economies and cost complementarities in commercial banks: On-and off-balance-sheet activities |
0 |
0 |
1 |
106 |
0 |
0 |
5 |
390 |
Small Business Lending After the Financial Crisis: A New Competitive Landscape for Community Banks |
0 |
0 |
1 |
26 |
0 |
0 |
8 |
138 |
Stumbling blocks to increasing market discipline in the banking sector: a note on bond pricing and funding strategy prior to failure |
0 |
0 |
0 |
18 |
0 |
0 |
1 |
160 |
The Credit Card Act and Consumer Debt Structure |
0 |
0 |
5 |
18 |
0 |
1 |
9 |
44 |
The Effect of Credit Risk on Bank and Bank Holding Company Bond Yields: Evidence from the Post‐FDICIA Period |
0 |
0 |
2 |
76 |
0 |
1 |
4 |
305 |
The Interplay among Financial Regulations, Resilience, and Growth |
0 |
0 |
2 |
8 |
0 |
1 |
7 |
57 |
The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance |
0 |
0 |
0 |
120 |
0 |
1 |
7 |
588 |
The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance |
0 |
0 |
1 |
80 |
0 |
0 |
4 |
376 |
The effect of bank capital requirements on bank off-balance sheet financial innovations |
0 |
0 |
0 |
321 |
0 |
0 |
1 |
844 |
The impacts of financial regulations: solvency and liquidity in the post-crisis period |
0 |
0 |
1 |
12 |
0 |
0 |
5 |
81 |
The price of bank mergers in the 1990s |
0 |
0 |
0 |
393 |
0 |
1 |
3 |
1,035 |
The risk effects of combining banking, securities, and insurance activities |
0 |
0 |
3 |
340 |
0 |
2 |
19 |
1,451 |
The role of bank–FinTech partnerships in creating a more inclusive banking system |
0 |
2 |
5 |
5 |
3 |
9 |
27 |
27 |
The role of financial advisors in merger and acquisitions |
0 |
0 |
0 |
390 |
4 |
6 |
9 |
1,582 |
The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform |
2 |
11 |
23 |
48 |
13 |
42 |
344 |
847 |
Understanding the effects of the merger boom on community banks |
0 |
0 |
1 |
73 |
0 |
0 |
2 |
342 |
Total Journal Articles |
10 |
32 |
121 |
5,056 |
76 |
220 |
1,545 |
20,323 |