Access Statistics for Annamaria Lusardi

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Adequacy of Saving for Old Age in Europe 0 0 0 102 1 3 17 260
Americans' Financial Capability 1 2 2 44 1 3 47 224
Attitudes Toward Debt and Debt Behavior 0 1 6 23 2 4 33 97
Attitudes Toward Debt and Debt Behavior 0 1 2 56 1 4 28 270
Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 240 1 5 21 3,051
Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 77 0 1 28 804
Baby Boomer Retirement Security: the Roles of Planning, Financial Literacy, and Housing Wealth 0 0 1 74 1 3 23 546
Baby boomer retirement security: The roles of planning, financial literacy, and Housing wealth 0 1 2 126 0 3 17 661
Bankruptcy Rates among NFL Players with Short-Lived Income Spikes 1 2 2 49 6 146 229 415
CREDIT MARKET REGULATIONS CHANGES AND LABOR MARKET DECISIONS 0 0 0 39 0 0 8 167
Credit Market Constraints and Labor Market Decisions 0 0 0 212 0 0 9 822
DURABLE GOODS AND VARYING REAL INTEREST RATES 0 0 0 0 0 0 14 263
Debt Commitment, Housing and Family Allocation of Time 0 0 0 22 1 1 9 338
Debt Literacy, Financial Experiences, and Overindebtedness 1 3 10 369 3 21 150 1,691
Debt Literacy, Financial Experiences, and Overindebtedness 0 4 10 113 0 9 33 460
Debt and Financial Vulnerability on the Verge of Retirement 0 0 1 30 0 1 18 73
Debt and Financial Vulnerability on the Verge of Retirement 0 0 0 19 0 0 13 64
Debt and financial vulnerability on the verge of retirement 0 0 1 32 0 0 14 59
Debt close to retirement and its implications for retirement well-being 0 0 0 19 1 2 14 49
Debt literacy, financial experiences, and overindebtedness 0 0 0 47 0 1 20 191
Disentangling the Importance of the Precautionary Saving Mode 0 0 0 80 0 1 8 384
Disentangling the importance of the precautionary saving motive 1 1 1 192 1 2 26 622
Employee Financial Literacy and Retirement Plan Behavior: A Case Study 0 0 0 52 1 3 25 181
Euler Equations in Micro Data: Merging Data from Two Samples 0 0 0 18 0 1 3 44
Euler Equations in Micro Data; Merging Data form Two Samples 0 0 0 1 0 0 8 222
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 1 2 2 23 1 3 14 60
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 0 0 110 2 3 16 313
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 0 1 2 10 191
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 157 0 1 12 1,109
Excess Sensitivity and Asymmetries in Consumption: an Empirical Investigation 0 0 0 21 0 1 8 144
Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints 0 0 1 1,336 0 3 24 3,140
Explaining Why So Many Households Do Not Save 0 0 0 101 1 2 11 374
Explaining Why So Many Households Do Not Save 0 0 0 270 0 0 10 1,099
Explaining Why So Many Households Do Not Save 0 0 0 11 0 0 15 265
Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security 0 0 0 125 0 2 15 503
Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security 0 0 0 168 0 0 16 524
Explaining the wealth holdings of different cohorts: productivity growth and social security 0 0 0 53 0 0 39 346
Exploring the Risks and Consequences of Elder Fraud Victimization: Evidence from the Health and Retirement Study 0 0 1 25 1 3 14 99
Fearless Woman. Financial Literacy and Stock Market Participation 0 0 0 12 0 3 18 66
Fearless Woman: Financial Literacy and Stock Market Participation 1 2 11 61 2 7 63 217
Fearless Woman: Financial Literacy and Stock Market Participation 0 0 2 29 4 7 36 197
Fearless Woman: Financial Literacy and Stock Market Participation 0 0 1 15 0 4 23 113
Financial Capability in the United States: Consumer Decision-Making and the Role of Social Security 0 0 1 22 0 0 14 103
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 0 3 30 1 2 26 118
Financial Education Affects Financial Knowledge and Downstream Behaviors 1 1 2 26 2 6 15 124
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 1 6 37 2 5 24 130
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 0 0 10 2 4 66 112
Financial Fragility during the COVID-19 Pandemic 0 0 1 25 0 2 16 103
Financial Fragility during the COVID-19 Pandemic 0 0 0 23 0 0 15 106
Financial Fraud among Older Americans: Evidence and Implications 0 0 1 33 0 0 18 103
Financial Knowledge and 401(k) Investment Performance 0 1 3 108 1 3 18 314
Financial Literacy Around the World: An Overview 1 2 11 268 4 10 49 623
Financial Literacy among the Young 0 1 4 158 0 7 28 431
Financial Literacy among the Young: Evidence and Implications for Consumer Policy 0 1 4 66 0 5 30 357
Financial Literacy among the Young: Evidence and Implications for Consumer Policy 0 1 2 179 1 3 18 927
Financial Literacy and Financial Education: An Overview 0 0 8 34 3 11 90 143
Financial Literacy and Financial Education: An Overview 0 1 10 64 1 7 89 201
Financial Literacy and Financial Education: An Overview 1 1 7 37 1 11 68 124
Financial Literacy and Financial Education: Review and Policy Implications 0 1 2 57 0 3 20 230
Financial Literacy and Financial Sophistication Among Older Americans 0 0 0 77 0 2 68 358
Financial Literacy and Financial Sophistication in the Older Population: Evidence from the 2008 HRS 0 0 0 42 0 0 9 109
Financial Literacy and High-Cost Borrowing in the United States 0 1 5 176 2 13 54 790
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 0 0 166 1 3 20 681
Financial Literacy and Planning: Implications for Retirement Wellbeing 1 1 9 323 4 17 71 850
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 2 17 322 4 20 102 1,204
Financial Literacy and Retirement Planning in Canada 0 0 0 60 0 0 7 121
Financial Literacy and Retirement Planning in Canada 0 0 0 33 0 0 7 175
Financial Literacy and Retirement Planning in Germany 0 0 0 67 0 4 18 336
Financial Literacy and Retirement Planning in Germany 0 0 3 106 0 3 26 307
Financial Literacy and Retirement Planning in the United States 0 0 3 81 1 6 25 285
Financial Literacy and Retirement Planning in the United States 0 0 7 148 0 8 37 585
Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel 0 1 14 379 1 7 81 1,362
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education Programs 0 0 4 384 1 3 65 1,716
Financial Literacy and Stock Market Participation 1 6 15 253 2 13 72 1,188
Financial Literacy and Stock Market Participation 0 0 1 117 1 8 138 743
Financial Literacy and Stock Market Participation 0 4 14 259 0 15 70 1,023
Financial Literacy and Stock Market Participation 0 1 4 139 2 87 157 711
Financial Literacy and the Financial Crisis 1 1 1 100 1 5 40 543
Financial Literacy around the World: An Overview 0 1 15 333 7 26 107 1,144
Financial Literacy, Retirement Planning, and Household Wealth 0 0 2 208 4 7 44 956
Financial Literacy, Retirement Planning, and Household Wealth 0 0 2 87 1 3 57 318
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands 0 0 0 63 0 4 24 214
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands 0 0 0 37 0 1 18 201
Financial Literacy: An Essential Tool for Informed Consumer Choice? 0 1 3 203 0 7 32 845
Financial Literacy: An Essential Tool for Informed Consumer Choice? 0 0 1 37 0 1 12 174
Financial Sophistication in the Older Population 0 0 0 41 0 2 29 184
Financial education affects financial knowledge and downstream behaviors 3 5 10 29 4 12 51 128
Financial literacy among the young: Evidence and implications for consumer policy 0 1 6 56 2 12 70 377
Financial literacy and financial education: An overview 0 0 1 62 0 1 25 158
Financial literacy and retirement planning in Germany 0 0 2 27 0 2 16 170
Financial literacy and retirement planning: New evidence from the Rand American Life Panel 0 1 6 66 1 4 31 268
Financial literacy and retirement preparedness: Evidence and implications for financial education programs 0 2 11 220 0 7 46 778
Financial literacy and stock market participation 0 1 6 75 2 12 48 417
Financial literacy and the financial crisis 0 0 1 88 1 5 23 348
Financial literacy in the DNB Household Survey: Insights from innovative data collection 0 0 2 24 0 2 22 57
Financial literacy, retirement planning, and household wealth 0 0 1 28 1 5 32 201
Financial literacy: An essential tool for informed consumer choice? 0 0 1 41 1 36 52 238
Financial sophistication in the older population 0 0 0 32 0 1 10 103
Financially Fragile Households: Evidence and Implications 0 1 9 57 0 9 41 271
Financially Fragile Households: Evidence and Implications 1 1 5 35 1 5 46 204
Five Steps to Planning Success. Experimental Evidence from U.S. Households 0 0 0 27 0 4 15 127
Five Steps to Planning Success. Experimental Evidence from U.S. Households 0 0 0 8 2 2 14 73
Heterogeneity in the effect of regulation on entrepreneurship and entry size 0 0 0 70 0 0 19 207
Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs 1 1 7 468 1 10 50 1,914
Household Saving Behavior: The Role of Literacy, Information and Financial Education Programs 0 0 0 55 1 2 20 211
Household Saving: Micro Theories and Micro Facts 0 0 0 4 1 5 48 4,794
Household Saving: Micro Theories and Micro Facts 0 0 1 877 1 7 31 1,581
Household saving behavior: The role of literacy, information and financial education programs 0 0 1 33 0 2 14 148
How Financially Literate are Women? An Overview and New Insights 0 0 1 52 0 1 22 208
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 0 0 0 181 3 3 24 787
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 0 0 1 70 0 2 16 277
How financially literate are women? An overview and new insights 0 0 0 44 2 5 28 202
How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness 0 0 1 53 0 2 26 215
Increasing the Effectiveness of Financial Education in the Workplace 0 0 0 36 0 0 9 98
Increasing the effectiveness of financial education in the workplace 0 0 0 8 0 1 12 59
Measuring Financial Literacy with the Big Three: Why It Works 4 7 7 7 5 13 13 13
New Ways to Make People Save: A Social Marketing Approach 0 0 0 69 1 1 11 281
Numeracy, financial literacy, and financial decision-making 1 1 2 116 2 5 32 519
Older Adult Debt and Financial Frailty 0 0 0 27 0 0 14 111
Older Women’s Labor Market Attachment, Retirement Planning, and Household Debt 0 0 0 45 1 3 16 88
Optimal Financial Knowledge and Wealth Inequality 0 0 0 68 1 5 39 298
Optimal Financial Knowledge and Wealth Inequality 0 0 1 115 1 2 31 492
Optimal Financial Literacy and Saving for Retirement 1 1 2 17 1 3 27 102
Pension Accounting & Personal Saving 0 0 0 113 0 1 11 669
Permanent Income, Current Income and Consumption: Evidence form Panel Data 0 0 0 0 0 1 11 219
Permanent income, current income and consumption: Evidence from panel data 0 0 0 19 1 1 7 56
Planning and Financial Literacy: How Do Women Fare? 0 0 1 81 0 0 15 390
Planning and Financial Literacy: How Do Women Fare? 0 1 1 122 1 6 26 668
Planning and Financial Literacy: How Do Women Fare? 0 0 1 82 0 1 18 583
Planning and financial literacy: How do women fare? 0 0 0 47 1 1 13 248
Precautionary Saving and the Accumulation Of Wealth 0 0 0 73 0 0 5 278
Precautionary Saving and the Accumulation of Wealth 0 0 0 51 0 0 6 180
Precautionary Savings and the Importance of Business Owners 0 1 2 48 0 1 25 453
Precautionary savings and the importance of business owners 0 0 0 56 0 0 28 454
Saving Puzzles and Saving Policies in the United States 0 0 0 165 0 3 17 615
Saving Puzzles and Saving Policies in the United States 0 0 0 279 0 1 18 1,079
Saving Viewed from a Cross-National Perspective 0 0 0 0 0 0 6 180
Saving Viewed from a Cross-National Perspective 0 0 0 90 0 2 16 356
Saving and Wealth Holdings of the Elderly 0 0 0 0 0 2 17 231
Saving and wealth holdings of the elderly 0 0 0 13 0 2 11 65
Saving and wealth holdings of the elderly 0 0 0 2 0 1 9 19
Savings Between Cohorts: The Role of Planning 0 0 1 36 0 1 11 206
Savings of Young Parents 0 0 0 58 1 2 11 726
Savings of young parents 0 0 0 97 1 2 19 812
Skating on thin ice: New evidence on financial fragility 1 1 1 30 1 4 13 93
Stereotypes in Financial Literacy: Evidence from PISA 0 0 0 29 0 2 19 149
Stereotypes in Financial Literacy: Evidence from PISA 0 0 0 9 1 2 18 58
The Economic Crisis and Medical Care Usage 0 0 0 29 0 1 10 84
The Economic Crisis and Medical Care Usage 0 0 1 41 0 1 9 90
The Economic Importance of Financial Literacy: Theory and Evidence 1 7 33 192 10 44 290 943
The Economic Importance of Financial Literacy: Theory and Evidence 1 3 18 272 3 9 70 1,457
The Geography of Financial Literacy 0 0 2 39 0 1 12 150
The Impact of Financial Education on Savings and Asset 0 0 1 135 0 0 18 447
The Importance of Financial Literacy: Opening a New Field 1 5 10 38 11 23 83 187
The Importance of Financial Literacy: Opening a New Field 0 0 1 1 0 3 27 31
The Outlook for Financial Literacy 0 0 0 89 0 0 18 233
The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data 0 0 0 7 1 5 11 46
The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data 0 0 0 15 0 0 10 100
The economic crisis and medical care usage 0 0 0 2 0 0 2 42
The economic crisis and medical care usage 0 0 0 10 0 0 10 107
The financial fragility of European households in the time of COVID-19 0 1 3 26 1 2 22 98
The reaction of consumer spending and debt to tax rebates: Evidence from consumer credit data 0 0 0 11 0 1 9 78
The state of financial knowledge in the European Union 0 0 0 0 1 2 11 19
Trust, Financial Literacy, and Financial Behaviors: Shaping Retirement Security 2 13 13 13 6 18 18 18
Understanding Debt in the Older Population 0 0 1 15 1 2 12 61
Understanding Debt in the Older Population 0 0 0 6 0 0 6 31
Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness 0 0 0 87 0 3 20 274
Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness 0 1 2 41 0 6 19 129
Visual Tools and Narratives: New Ways to Improve Financial Literacy 0 0 0 46 0 0 17 147
Visual Tools and Narratives: New Ways to Improve Financial Literacy 0 0 1 42 0 1 19 209
What Explains Low Old-Age Income? Evidence from the Health and Retirement Study 0 0 0 20 0 0 12 52
Where does regulation hurt? Evidence from new businesses across countries 0 0 0 90 0 0 26 430
Total Working Papers 29 104 419 16,028 159 948 5,308 72,863
5 registered items for which data could not be found


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Assessing the impact of financial education programs: A quantitative model 1 1 29 80 3 12 227 484
Attitudes towards Debt and Debt Behavior 1 3 8 24 1 5 52 174
Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth 0 1 15 780 4 20 117 4,953
Bankruptcy Rates among NFL Players with Short-Lived Income Spikes 0 0 6 71 0 8 51 506
Building up financial literacy and financial resilience 3 9 36 81 8 24 96 252
Comment on: "A portfolio view of consumer credit" 0 0 0 19 0 1 5 96
Consumption, saving and habit formation 0 1 1 282 0 2 15 570
Credit market constraints and labor market decisions 0 1 1 118 1 3 19 438
Debt and Financial Vulnerability on the Verge of Retirement 0 1 10 35 3 10 66 216
Debt literacy, financial experiences, and overindebtedness* 2 7 44 389 13 39 249 1,692
EMPLOYEE FINANCIAL LITERACY AND RETIREMENT PLAN BEHAVIOR: A CASE STUDY 0 0 5 44 0 7 61 345
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 0 1 15 0 2 21 86
Evaluating the effects of a low-cost, online financial education program 0 0 3 5 1 2 52 61
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 1 0 0 11 527
Explaining the wealth holdings of different cohorts: Productivity growth and Social Security 0 0 0 106 0 1 16 336
Financial Fragility during the COVID-19 Pandemic 0 0 1 25 0 1 20 109
Financial Fraud Among Older Americans: Evidence and Implications 0 0 0 5 0 2 12 41
Financial Literacy Skills for the 21st Century: Evidence from PISA 0 1 2 45 1 3 34 210
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education 0 2 5 232 0 4 37 808
Financial Literacy, Retirement Planning and Household Wealth 0 1 4 135 2 6 33 773
Financial education affects financial knowledge and downstream behaviors 7 21 67 159 37 132 395 743
Financial knowledge and 401(k) investment performance: a case study 0 1 5 65 0 2 28 198
Financial literacy and financial resilience: Evidence from around the world 3 24 136 792 12 71 478 2,021
Financial literacy and financial sophistication in the older population* 0 0 2 20 0 1 20 105
Financial literacy and its consequences: Evidence from Russia during the financial crisis 2 3 32 376 6 23 164 1,321
Financial literacy and retirement planning in Canada* 0 1 4 52 0 3 22 282
Financial literacy and retirement planning in Germany* 1 1 8 126 2 4 49 474
Financial literacy and retirement planning in the Netherlands 1 1 2 229 2 8 37 723
Financial literacy and retirement planning in the United States* 2 3 18 168 5 31 108 805
Financial literacy and retirement preparation in the Netherlands* 0 0 0 77 0 1 12 232
Financial literacy and stock market participation 5 22 93 2,252 17 87 417 8,317
Financial literacy and the need for financial education: evidence and implications 1 2 29 138 7 28 282 1,109
Financial literacy around the world: an overview 1 4 35 356 4 24 174 1,498
Financially Fragile Households: Evidence and Implications 2 4 7 65 4 14 73 532
Five steps to planning success: experimental evidence from US households 1 1 1 18 3 4 16 133
Heterogeneity in the Effect of Regulation on Entrepreneurship and Entry Size 1 1 1 21 1 2 19 195
Household Saving: Micro Theories and Micro Facts 2 3 16 2,458 7 26 105 6,768
How Financially Literate Are Women? An Overview and New Insights 0 3 6 75 4 22 72 476
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 0 4 35 202 14 43 345 1,015
INCOME AND WEALTH OVER THE LIFE CYCLE EVIDENCE FROM PANEL DATA 0 0 0 26 0 2 13 432
Income trajectories in later life: Longitudinal evidence from the Health and Retirement Study 0 0 0 2 0 2 14 27
Liquidity Constraints, Household Wealth, and Entrepreneurship 0 2 9 493 2 10 150 1,624
On the Importance of the Precautionary Saving Motive 0 0 3 258 0 2 22 675
Optimal Financial Knowledge and Wealth Inequality 0 4 16 197 1 13 80 930
Permanent Income, Current Income, and Consumption: Evidence from Two Panel Data Sets 0 0 0 0 1 1 24 881
Planning and Financial Literacy: How Do Women Fare? 1 2 9 204 4 9 45 920
Precautionary saving and subjective earnings variance 0 0 0 122 0 0 11 317
Risk Literacy 0 1 1 24 1 3 20 150
Saving after retirement: evidence from three different surveys 0 0 1 163 0 1 16 518
Saving and income smoothing: Evidence from panel data 0 0 1 162 0 0 13 401
Saving and wealth holdings of the elderly 0 0 0 64 0 1 14 190
Saving puzzles and saving policies in the United States 0 0 0 0 2 3 14 340
Savings of Young Parents 0 0 1 14 1 1 12 106
Stereotypes in financial literacy: Evidence from PISA 1 2 3 63 6 17 65 296
The Changing Face of Debt and Financial Fragility at Older Ages 0 0 2 31 1 1 22 120
The Economic Crisis and Medical Care Use: Comparative Evidence from Five High-Income Countries 0 0 0 6 1 2 16 52
The Economic Importance of Financial Literacy: Theory and Evidence 10 27 141 834 32 126 844 4,633
The Importance of Business Owners in Assessing the Size of Precautionary Savings 0 0 0 78 0 0 11 390
The Importance of Financial Literacy: Opening a New Field 0 1 11 26 4 13 96 162
The evolution of financial literacy over time and its predictive power for financial outcomes: evidence from longitudinal data 0 1 3 10 1 3 33 64
Understanding Saving: Evidence from the United States and Japan. By Fumio Hayashi. Cambridge, MA: MIT Press, 1997. Pp. x, 510. $50.00 1 1 1 1 3 3 12 15
Visual tools and narratives: new ways to improve financial literacy* 0 0 1 50 0 8 29 235
Total Journal Articles 49 168 871 12,969 222 899 5,586 53,102
1 registered items for which data could not be found


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints 0 0 0 149 1 2 30 494
Older Women's Labor Market Attachment, Retirement Planning, and Household Debt 0 0 0 13 0 1 13 105
Retirement planning and financial literacy 0 0 0 23 1 1 15 109
Total Chapters 0 0 0 185 2 4 58 708


Statistics updated 2026-08-07