Access Statistics for Annamaria Lusardi

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Adequacy of Saving for Old Age in Europe 0 0 0 102 1 3 16 259
Americans' Financial Capability 0 1 1 43 0 7 46 223
Attitudes Toward Debt and Debt Behavior 1 1 6 23 2 5 32 95
Attitudes Toward Debt and Debt Behavior 1 1 2 56 1 4 28 269
Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 77 0 6 28 804
Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 240 2 10 22 3,050
Baby Boomer Retirement Security: the Roles of Planning, Financial Literacy, and Housing Wealth 0 0 1 74 1 8 25 545
Baby boomer retirement security: The roles of planning, financial literacy, and Housing wealth 0 1 2 126 1 5 17 661
Bankruptcy Rates among NFL Players with Short-Lived Income Spikes 1 1 1 48 7 152 224 409
CREDIT MARKET REGULATIONS CHANGES AND LABOR MARKET DECISIONS 0 0 0 39 0 3 8 167
Credit Market Constraints and Labor Market Decisions 0 0 0 212 0 1 10 822
DURABLE GOODS AND VARYING REAL INTEREST RATES 0 0 0 0 0 1 14 263
Debt Commitment, Housing and Family Allocation of Time 0 0 0 22 0 0 8 337
Debt Literacy, Financial Experiences, and Overindebtedness 2 3 10 368 14 28 149 1,688
Debt Literacy, Financial Experiences, and Overindebtedness 1 4 10 113 3 13 35 460
Debt and Financial Vulnerability on the Verge of Retirement 0 0 0 19 0 2 13 64
Debt and Financial Vulnerability on the Verge of Retirement 0 0 1 30 1 7 18 73
Debt and financial vulnerability on the verge of retirement 0 0 1 32 0 2 14 59
Debt close to retirement and its implications for retirement well-being 0 0 0 19 0 2 13 48
Debt literacy, financial experiences, and overindebtedness 0 0 0 47 0 5 20 191
Disentangling the Importance of the Precautionary Saving Mode 0 0 0 80 0 2 8 384
Disentangling the importance of the precautionary saving motive 0 0 0 191 1 8 25 621
Employee Financial Literacy and Retirement Plan Behavior: A Case Study 0 0 2 52 2 5 26 180
Euler Equations in Micro Data: Merging Data from Two Samples 0 0 0 18 0 1 3 44
Euler Equations in Micro Data; Merging Data form Two Samples 0 0 0 1 0 1 8 222
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 0 0 110 1 3 14 311
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 1 1 22 0 4 13 59
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 0 1 2 9 190
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 157 1 2 13 1,109
Excess Sensitivity and Asymmetries in Consumption: an Empirical Investigation 0 0 0 21 1 2 8 144
Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints 0 0 1 1,336 2 4 24 3,140
Explaining Why So Many Households Do Not Save 0 0 0 270 0 2 10 1,099
Explaining Why So Many Households Do Not Save 0 0 0 11 0 2 15 265
Explaining Why So Many Households Do Not Save 0 0 0 101 0 2 10 373
Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security 0 0 0 168 0 3 16 524
Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security 0 0 1 125 0 3 16 503
Explaining the wealth holdings of different cohorts: productivity growth and social security 0 0 0 53 0 2 39 346
Exploring the Risks and Consequences of Elder Fraud Victimization: Evidence from the Health and Retirement Study 0 0 1 25 1 2 13 98
Fearless Woman. Financial Literacy and Stock Market Participation 0 0 0 12 1 5 18 66
Fearless Woman: Financial Literacy and Stock Market Participation 0 0 1 15 3 6 23 113
Fearless Woman: Financial Literacy and Stock Market Participation 1 3 10 60 2 22 62 215
Fearless Woman: Financial Literacy and Stock Market Participation 0 1 3 29 1 10 35 193
Financial Capability in the United States: Consumer Decision-Making and the Role of Social Security 0 0 1 22 0 5 14 103
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 1 6 37 1 6 23 128
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 1 3 30 0 4 25 117
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 0 1 10 0 4 65 110
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 0 1 25 2 4 13 122
Financial Fragility during the COVID-19 Pandemic 0 0 1 25 1 2 16 103
Financial Fragility during the COVID-19 Pandemic 0 0 0 23 0 0 15 106
Financial Fraud among Older Americans: Evidence and Implications 0 0 1 33 0 1 18 103
Financial Knowledge and 401(k) Investment Performance 0 1 3 108 0 8 17 313
Financial Literacy Around the World: An Overview 1 1 11 267 2 12 49 619
Financial Literacy among the Young 1 1 5 158 1 9 29 431
Financial Literacy among the Young: Evidence and Implications for Consumer Policy 0 1 2 179 0 6 20 926
Financial Literacy among the Young: Evidence and Implications for Consumer Policy 0 1 4 66 1 7 30 357
Financial Literacy and Financial Education: An Overview 0 2 6 36 1 19 67 123
Financial Literacy and Financial Education: An Overview 0 1 9 34 2 20 89 140
Financial Literacy and Financial Education: An Overview 0 2 12 64 1 15 90 200
Financial Literacy and Financial Education: Review and Policy Implications 1 1 3 57 1 7 22 230
Financial Literacy and Financial Sophistication Among Older Americans 0 0 0 77 1 5 69 358
Financial Literacy and Financial Sophistication in the Older Population: Evidence from the 2008 HRS 0 0 0 42 0 2 9 109
Financial Literacy and High-Cost Borrowing in the United States 1 1 5 176 6 15 53 788
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 0 0 166 1 4 20 680
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 5 19 322 11 26 102 1,200
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 0 9 322 12 18 69 846
Financial Literacy and Retirement Planning in Canada 0 0 0 33 0 0 7 175
Financial Literacy and Retirement Planning in Canada 0 0 0 60 0 2 7 121
Financial Literacy and Retirement Planning in Germany 0 0 0 67 1 6 19 336
Financial Literacy and Retirement Planning in Germany 0 0 3 106 2 4 27 307
Financial Literacy and Retirement Planning in the United States 0 0 3 81 3 14 25 284
Financial Literacy and Retirement Planning in the United States 0 0 7 148 4 15 41 585
Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel 0 3 14 379 1 12 81 1,361
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education Programs 0 1 5 384 1 6 68 1,715
Financial Literacy and Stock Market Participation 1 7 14 259 6 33 72 1,023
Financial Literacy and Stock Market Participation 1 6 14 252 3 24 70 1,186
Financial Literacy and Stock Market Participation 0 0 1 117 1 13 138 742
Financial Literacy and Stock Market Participation 0 3 4 139 3 110 157 709
Financial Literacy and the Financial Crisis 0 0 0 99 2 8 40 542
Financial Literacy around the World: An Overview 0 5 16 333 5 36 101 1,137
Financial Literacy, Retirement Planning, and Household Wealth 0 0 2 208 2 12 41 952
Financial Literacy, Retirement Planning, and Household Wealth 0 1 2 87 1 9 57 317
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands 0 0 0 37 0 5 18 201
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands 0 0 0 63 1 7 24 214
Financial Literacy: An Essential Tool for Informed Consumer Choice? 0 0 1 37 0 1 13 174
Financial Literacy: An Essential Tool for Informed Consumer Choice? 0 3 3 203 1 12 34 845
Financial Sophistication in the Older Population 0 0 0 41 2 5 29 184
Financial education affects financial knowledge and downstream behaviors 1 2 8 26 3 11 48 124
Financial literacy among the young: Evidence and implications for consumer policy 0 1 6 56 4 15 72 375
Financial literacy and financial education: An overview 0 0 2 62 0 6 28 158
Financial literacy and retirement planning in Germany 0 0 2 27 1 3 16 170
Financial literacy and retirement planning: New evidence from the Rand American Life Panel 1 1 6 66 3 6 32 267
Financial literacy and retirement preparedness: Evidence and implications for financial education programs 0 2 12 220 2 11 48 778
Financial literacy and stock market participation 1 1 8 75 3 22 51 415
Financial literacy and the financial crisis 0 0 1 88 0 5 22 347
Financial literacy in the DNB Household Survey: Insights from innovative data collection 0 0 3 24 2 5 24 57
Financial literacy, retirement planning, and household wealth 0 0 1 28 1 8 32 200
Financial literacy: An essential tool for informed consumer choice? 0 0 1 41 2 39 51 237
Financial sophistication in the older population 0 0 0 32 1 2 10 103
Financially Fragile Households: Evidence and Implications 1 4 9 57 6 14 44 271
Financially Fragile Households: Evidence and Implications 0 0 4 34 3 8 45 203
Five Steps to Planning Success. Experimental Evidence from U.S. Households 0 0 0 27 1 6 18 127
Five Steps to Planning Success. Experimental Evidence from U.S. Households 0 0 0 8 0 1 12 71
Heterogeneity in the effect of regulation on entrepreneurship and entry size 0 0 0 70 0 0 19 207
Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs 0 0 6 467 4 15 50 1,913
Household Saving Behavior: The Role of Literacy, Information and Financial Education Programs 0 0 0 55 0 4 20 210
Household Saving: Micro Theories and Micro Facts 0 0 1 877 3 17 32 1,580
Household Saving: Micro Theories and Micro Facts 0 0 0 4 2 18 48 4,793
Household saving behavior: The role of literacy, information and financial education programs 0 1 1 33 1 4 14 148
How Financially Literate are Women? An Overview and New Insights 0 0 1 52 1 5 22 208
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 0 0 1 70 2 4 16 277
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 0 0 0 181 0 2 22 784
How financially literate are women? An overview and new insights 0 0 0 44 1 5 26 200
How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness 0 0 1 53 0 9 27 215
Increasing the Effectiveness of Financial Education in the Workplace 0 0 0 36 0 3 10 98
Increasing the effectiveness of financial education in the workplace 0 0 0 8 0 5 13 59
Measuring Financial Literacy with the Big Three: Why It Works 3 3 3 3 8 8 8 8
New Ways to Make People Save: A Social Marketing Approach 0 0 0 69 0 6 10 280
Numeracy, financial literacy, and financial decision-making 0 0 2 115 1 5 31 517
Older Adult Debt and Financial Frailty 0 0 0 27 0 2 14 111
Older Women’s Labor Market Attachment, Retirement Planning, and Household Debt 0 0 0 45 2 6 15 87
Optimal Financial Knowledge and Wealth Inequality 0 0 0 68 0 9 38 297
Optimal Financial Knowledge and Wealth Inequality 0 0 1 115 1 6 30 491
Optimal Financial Literacy and Saving for Retirement 0 0 1 16 0 3 26 101
Pension Accounting & Personal Saving 0 0 0 113 1 2 12 669
Permanent Income, Current Income and Consumption: Evidence form Panel Data 0 0 0 0 0 1 11 219
Permanent income, current income and consumption: Evidence from panel data 0 0 0 19 0 2 7 55
Planning and Financial Literacy: How Do Women Fare? 0 1 1 122 2 8 25 667
Planning and Financial Literacy: How Do Women Fare? 0 1 1 81 0 2 16 390
Planning and Financial Literacy: How Do Women Fare? 0 1 2 82 0 4 20 583
Planning and financial literacy: How do women fare? 0 0 0 47 0 2 12 247
Precautionary Saving and the Accumulation Of Wealth 0 0 0 73 0 1 5 278
Precautionary Saving and the Accumulation of Wealth 0 0 0 51 0 0 6 180
Precautionary Savings and the Importance of Business Owners 1 1 2 48 1 4 25 453
Precautionary savings and the importance of business owners 0 0 0 56 0 2 29 454
Saving Puzzles and Saving Policies in the United States 0 0 0 279 1 1 18 1,079
Saving Puzzles and Saving Policies in the United States 0 0 0 165 2 8 17 615
Saving Viewed from a Cross-National Perspective 0 0 0 90 0 5 16 356
Saving Viewed from a Cross-National Perspective 0 0 0 0 0 0 7 180
Saving and Wealth Holdings of the Elderly 0 0 0 0 1 3 17 231
Saving and wealth holdings of the elderly 0 0 0 2 1 2 9 19
Saving and wealth holdings of the elderly 0 0 0 13 1 3 11 65
Savings Between Cohorts: The Role of Planning 0 0 1 36 0 2 12 206
Savings of Young Parents 0 0 0 58 0 3 10 725
Savings of young parents 0 0 0 97 0 4 18 811
Skating on thin ice: New evidence on financial fragility 0 0 0 29 0 4 12 92
Stereotypes in Financial Literacy: Evidence from PISA 0 0 0 9 0 1 19 57
Stereotypes in Financial Literacy: Evidence from PISA 0 0 2 29 0 3 21 149
The Economic Crisis and Medical Care Usage 0 0 1 41 1 1 9 90
The Economic Crisis and Medical Care Usage 0 0 0 29 0 4 10 84
The Economic Importance of Financial Literacy: Theory and Evidence 1 12 36 191 15 63 298 933
The Economic Importance of Financial Literacy: Theory and Evidence 1 4 18 271 4 13 69 1,454
The Geography of Financial Literacy 0 0 2 39 0 4 12 150
The Impact of Financial Education on Savings and Asset 0 0 1 135 0 3 18 447
The Importance of Financial Literacy: Opening a New Field 0 0 1 1 0 9 27 31
The Importance of Financial Literacy: Opening a New Field 2 6 10 37 4 29 74 176
The Outlook for Financial Literacy 0 0 0 89 0 5 18 233
The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data 0 0 0 15 0 1 11 100
The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data 0 0 1 7 1 5 11 45
The economic crisis and medical care usage 0 0 0 2 0 0 2 42
The economic crisis and medical care usage 0 0 0 10 0 2 10 107
The financial fragility of European households in the time of COVID-19 0 1 3 26 0 3 23 97
The reaction of consumer spending and debt to tax rebates: Evidence from consumer credit data 0 0 0 11 1 1 9 78
The state of financial knowledge in the European Union 0 0 0 0 0 2 10 18
Trust, Financial Literacy, and Financial Behaviors: Shaping Retirement Security 10 11 11 11 7 12 12 12
Understanding Debt in the Older Population 0 0 0 6 0 0 6 31
Understanding Debt in the Older Population 0 1 1 15 1 3 11 60
Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness 1 1 2 41 4 8 19 129
Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness 0 0 0 87 0 11 20 274
Visual Tools and Narratives: New Ways to Improve Financial Literacy 0 0 0 46 0 3 17 147
Visual Tools and Narratives: New Ways to Improve Financial Literacy 0 0 1 42 1 4 21 209
What Explains Low Old-Age Income? Evidence from the Health and Retirement Study 0 0 0 20 0 1 12 52
Where does regulation hurt? Evidence from new businesses across countries 0 0 0 90 0 4 26 430
Total Working Papers 36 120 424 15,999 240 1,446 5,295 72,704
5 registered items for which data could not be found

Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Assessing the impact of financial education programs: A quantitative model 0 2 30 79 1 21 236 481
Attitudes towards Debt and Debt Behavior 2 2 7 23 4 11 52 173
Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth 0 2 16 780 3 28 122 4,949
Bankruptcy Rates among NFL Players with Short-Lived Income Spikes 0 1 6 71 5 14 56 506
Building up financial literacy and financial resilience 3 10 33 78 8 29 90 244
Comment on: "A portfolio view of consumer credit" 0 0 1 19 1 3 6 96
Consumption, saving and habit formation 0 1 1 282 0 4 16 570
Credit market constraints and labor market decisions 0 1 1 118 0 6 18 437
Debt and Financial Vulnerability on the Verge of Retirement 0 2 11 35 2 14 67 213
Debt literacy, financial experiences, and overindebtedness* 2 9 42 387 8 49 242 1,679
EMPLOYEE FINANCIAL LITERACY AND RETIREMENT PLAN BEHAVIOR: A CASE STUDY 0 1 6 44 2 11 68 345
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 0 1 15 1 5 23 86
Evaluating the effects of a low-cost, online financial education program 0 0 3 5 0 5 51 60
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 1 0 0 12 527
Explaining the wealth holdings of different cohorts: Productivity growth and Social Security 0 0 0 106 0 3 16 336
Financial Fragility during the COVID-19 Pandemic 0 0 1 25 0 4 21 109
Financial Fraud Among Older Americans: Evidence and Implications 0 0 0 5 0 3 12 41
Financial Literacy Skills for the 21st Century: Evidence from PISA 0 1 2 45 0 8 35 209
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education 1 2 5 232 2 11 38 808
Financial Literacy, Retirement Planning and Household Wealth 0 2 4 135 3 6 34 771
Financial education affects financial knowledge and downstream behaviors 9 20 63 152 54 129 364 706
Financial knowledge and 401(k) investment performance: a case study 1 1 6 65 1 4 29 198
Financial literacy and financial resilience: Evidence from around the world 7 31 146 789 25 106 491 2,009
Financial literacy and financial sophistication in the older population* 0 0 2 20 0 1 20 105
Financial literacy and its consequences: Evidence from Russia during the financial crisis 0 3 35 374 8 33 168 1,315
Financial literacy and retirement planning in Canada* 0 1 4 52 0 4 23 282
Financial literacy and retirement planning in Germany* 0 1 8 125 1 7 49 472
Financial literacy and retirement planning in the Netherlands 0 0 1 228 5 7 37 721
Financial literacy and retirement planning in the United States* 1 4 16 166 15 39 106 800
Financial literacy and retirement preparation in the Netherlands* 0 0 0 77 1 3 12 232
Financial literacy and stock market participation 12 28 94 2,247 38 107 423 8,300
Financial literacy and the need for financial education: evidence and implications 0 7 31 137 9 50 285 1,102
Financial literacy around the world: an overview 1 6 34 355 12 32 178 1,494
Financially Fragile Households: Evidence and Implications 1 3 5 63 8 17 71 528
Five steps to planning success: experimental evidence from US households 0 0 0 17 1 4 14 130
Heterogeneity in the Effect of Regulation on Entrepreneurship and Entry Size 0 0 0 20 0 2 19 194
Household Saving: Micro Theories and Micro Facts 0 3 16 2,456 10 40 102 6,761
How Financially Literate Are Women? An Overview and New Insights 2 3 6 75 8 25 69 472
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 3 8 39 202 18 57 347 1,001
INCOME AND WEALTH OVER THE LIFE CYCLE EVIDENCE FROM PANEL DATA 0 0 0 26 2 3 14 432
Income trajectories in later life: Longitudinal evidence from the Health and Retirement Study 0 0 0 2 0 5 15 27
Liquidity Constraints, Household Wealth, and Entrepreneurship 0 3 11 493 3 25 154 1,622
On the Importance of the Precautionary Saving Motive 0 3 3 258 2 6 23 675
Optimal Financial Knowledge and Wealth Inequality 2 5 16 197 9 27 84 929
Permanent Income, Current Income, and Consumption: Evidence from Two Panel Data Sets 0 0 0 0 0 1 24 880
Planning and Financial Literacy: How Do Women Fare? 1 2 8 203 1 14 42 916
Precautionary saving and subjective earnings variance 0 0 0 122 0 0 12 317
Risk Literacy 1 1 1 24 2 5 19 149
Saving after retirement: evidence from three different surveys 0 0 1 163 1 1 17 518
Saving and income smoothing: Evidence from panel data 0 0 1 162 0 1 14 401
Saving and wealth holdings of the elderly 0 0 0 64 1 1 14 190
Saving puzzles and saving policies in the United States 0 0 0 0 1 1 13 338
Savings of Young Parents 0 0 1 14 0 2 12 105
Stereotypes in financial literacy: Evidence from PISA 0 1 2 62 3 15 62 290
The Changing Face of Debt and Financial Fragility at Older Ages 0 1 2 31 0 3 22 119
The Economic Crisis and Medical Care Use: Comparative Evidence from Five High-Income Countries 0 0 0 6 0 3 15 51
The Economic Importance of Financial Literacy: Theory and Evidence 8 23 137 824 39 131 845 4,601
The Importance of Business Owners in Assessing the Size of Precautionary Savings 0 0 0 78 0 2 11 390
The Importance of Financial Literacy: Opening a New Field 0 1 11 26 4 20 93 158
The evolution of financial literacy over time and its predictive power for financial outcomes: evidence from longitudinal data 0 1 3 10 1 4 33 63
Understanding Saving: Evidence from the United States and Japan. By Fumio Hayashi. Cambridge, MA: MIT Press, 1997. Pp. x, 510. $50.00 0 0 0 0 0 5 9 12
Visual tools and narratives: new ways to improve financial literacy* 0 0 1 50 4 13 29 235
Total Journal Articles 57 196 874 12,920 327 1,190 5,598 52,880
1 registered items for which data could not be found

Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints 0 0 1 149 0 5 30 493
Older Women's Labor Market Attachment, Retirement Planning, and Household Debt 0 0 0 13 1 2 13 105
Retirement planning and financial literacy 0 0 1 23 0 3 15 108
Total Chapters 0 0 2 185 1 10 58 706

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Statistics updated 2026-07-10