Access Statistics for Raluca Andreea Roman

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
"Let Us Put Our Moneys Together": Minority-Owned Banks and Resilience to Crises 0 0 0 4 0 1 2 12
A Tale of Two Bailouts: Effects of TARP and PPP on Subprime Consumer Debt 0 0 0 7 0 2 3 17
Bank Size and Household Financial Sentiment: Surprising Evidence from the University of Michigan Surveys of Consumers 0 0 3 29 1 1 12 112
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 0 2 9 70
Banking on Deforestation: The Cost of Nonenforcement 0 0 2 2 0 0 6 6
Climate Change and Consumer Finance: A Very Brief Literature Review 0 0 0 18 0 2 7 42
Climate Risks in the U.S. Banking Sector: Evidence from Operational Losses and Extreme Storms 0 1 2 9 0 3 4 10
Did bank borrowers benefit from the TARP program: the effects of TARP on loan contract terms 0 0 0 33 0 0 6 141
Did saving Wall Street really save Main Street: the real effects of TARP on local economic conditions 0 0 0 46 1 1 3 128
Do bank bailouts reduce or increase systemic risk? the effects of TARP on financial system stability 0 0 0 100 1 1 15 262
Internationalization and bank risk 0 0 0 54 0 0 1 197
Is a Friend in Need a Friend Indeed? How Relationship Borrowers Fare during the COVID-19 Crisis 0 2 2 18 0 3 5 63
Lending by Servicing: Monetary Policy Transmission Through Shadow Banks 0 0 1 9 1 7 15 33
Piercing Through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses During Normal Times and the COVID-19 Crisis 0 0 2 11 0 0 5 35
Shareholder activism in banking 0 0 0 30 0 0 4 237
Social Capital and Mortgages 0 0 0 11 0 0 2 10
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 1 3 9 13
Unexpected Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 5 0 0 0 18
Unexpected Effects of Bank Bailouts:Depositors Need Not Apply and Need Not Run 0 2 2 18 0 2 4 74
Total Working Papers 0 5 14 428 5 28 112 1,480


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Financial Restatements and Market Discipline 0 0 0 19 0 1 2 89
Bank Size and Household Financial Sentiment: Surprising Evidence from University of Michigan Surveys of Consumers 0 0 0 3 0 1 2 20
Bank bailouts, bail‐ins, or no regulatory intervention? A dynamic model and empirical tests of optimal regulation and implications for future crises 0 1 2 3 0 1 8 21
Did Saving Wall Street Really Save Main Street? The Real Effects of TARP on Local Economic Conditions 1 1 1 12 1 3 4 31
Did TARP Banks Get Competitive Advantages? 0 0 1 51 1 1 4 140
Did TARP reduce or increase systemic risk? The effects of government aid on financial system stability 1 3 8 40 1 7 27 136
Do Business Borrowers Benefit from Bank Bailouts?: The Effects of TARP on Loan Contract Terms 0 0 0 7 0 0 0 31
Does efficiency help banks survive and thrive during financial crises? 0 1 3 27 1 5 17 130
Enforcement Actions and Bank Loan Contracting 0 0 0 21 0 0 3 74
Geographic deregulation and bank capital structure 0 0 0 5 0 3 8 23
Geographic deregulation and banks’ cost of equity capital 0 0 2 8 0 0 5 22
Internationalization and Bank Risk 0 0 3 16 2 6 23 95
Lending implications of U.S. bank stress tests: Costs or benefits? 0 4 10 160 0 17 41 449
Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis 0 1 6 7 1 5 26 31
Supervisory enforcement actions against banks and systemic risk 0 0 1 6 0 4 10 29
Supply and Demand Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 1 2 0 1 5 9
The Economic Impact of the Opioid Epidemic 0 0 1 1 0 3 8 11
The Effects of Cultural Values on Bank Failures around the World 0 0 8 29 0 1 11 82
Whose bailout is it anyway? The roles of politics in PPP bailouts of small businesses vs. banks 0 0 2 2 1 2 8 12
Winners and losers from supervisory enforcement actions against banks 0 0 0 5 0 0 2 39
Total Journal Articles 2 11 49 424 8 61 214 1,474


Statistics updated 2025-05-12