Access Statistics for Joanna Stavins

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
2018 Diary of Consumer Payment Choice 0 0 1 12 0 0 3 36
2018 Survey of Consumer Payment Choice 0 0 0 47 1 3 8 183
2020 Diary of Consumer Payment Choice 0 0 0 0 0 0 0 0
2020 Survey of Consumer Payment Choice 0 0 0 0 0 0 0 0
2021 Survey and Diary of Consumer Payment Choice 0 0 0 0 1 1 1 1
2022 Survey and Diary of Consumer Payment Choice 0 0 0 0 1 1 1 1
2023 Survey and Diary of Consumer Payment Choice 0 1 1 1 4 6 6 6
An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks 0 1 1 66 0 1 3 232
Are Recently Issued Credit Card Accounts More Risky? 0 0 0 0 0 1 1 1
Are there network externalities in electronic payments? 0 0 0 0 0 2 2 41
Are there social spillovers in consumers’ security assessments of payment instruments? 0 0 0 11 0 1 1 56
Buy Now, Pay Later: Who Uses It and Why 0 0 4 7 2 3 10 16
Consumer Payment Behavior by Income and Demographics 0 0 0 0 0 0 0 0
Consumer Payment Behavior by Income and Demographics 0 0 10 10 1 3 16 16
Consumer Payment Choice for Bill Payments 0 1 1 1 0 1 1 1
Consumer Payment Choice for Bill Payments 0 0 2 16 0 1 12 69
Consumer behavior and payment choice: 2006 conference summary 0 0 0 85 0 3 5 265
Consumer behavior and payment choice: a conference summary 0 0 0 139 0 0 2 499
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 5 1 1 7 36
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 3 0 1 3 14
Credit Card Debt and Payment Use 0 0 0 13 0 0 1 114
Credit Card Delinquencies: Are New England Consumers Better Off? 0 0 3 3 0 0 2 2
Credit Card Spending and Borrowing since the Start of the COVID-19 Pandemic 0 0 0 9 0 0 0 1
Credit card debt and consumer payment choice: what can we learn from credit bureau data? 0 0 0 38 0 0 4 91
Credit card debt and payment use 0 1 2 187 2 3 10 1,051
Defining Households That Are Underserved in Digital Payment Services 0 1 1 1 0 1 1 1
Defining Households That Are Underserved in Digital Payment Services 0 0 12 12 0 0 11 11
Defining Households That Are Underserved in Digital Payment Services 1 1 1 1 1 1 3 3
Delivering Benefits of Faster Payments to the Underserved 0 0 2 23 0 0 4 52
Did the Target Data Breach Change Consumer Assessments of Payment Card Security? 0 0 0 0 0 0 0 0
Did the Target data breach change consumer assessments of payment card security? 0 0 0 71 0 1 7 134
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States 0 0 0 26 0 0 8 64
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 9 0 0 0 20
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 25 0 0 1 41
Do bank mergers affect Federal Reserve check volume? 0 0 0 131 0 0 0 761
Does getting a mortgage affect credit card use? 0 0 1 38 1 1 5 49
Effects of credit scores on consumer payment choice 0 0 1 32 0 0 5 129
Effects of credit scores on consumer payment choice 0 0 0 46 1 2 3 157
Estimating demand elasticities in a differentiated product industry: the personal computer market 0 0 1 327 0 0 4 3,061
Explaining adoption and use of payment instruments by U. S. consumers 0 0 1 53 0 0 5 223
Explaining adoption and use of payment instruments by U.S. consumers 0 1 1 44 1 2 4 76
Faster Payments: Market Structure and Policy Considerations 0 0 0 80 0 0 1 82
Faster Payments: Market Structure and Policy Considerations 0 0 0 14 0 0 0 43
Faster payments: market structure and policy considerations 0 0 0 25 1 1 2 58
Has COVID Changed Consumer Payment Behavior? 0 0 0 0 0 0 0 0
Has COVID Changed Consumer Payment Behavior? 0 2 2 22 2 5 5 36
How Do Consumers Make Their Payment Choices? 0 0 0 0 0 0 0 0
How consumers pay: adoption and use of payments 0 0 1 64 0 0 3 124
How do consumers make their payment choices? 0 0 4 65 1 4 25 210
How do speed and security influence consumers' payment behavior? 0 0 0 3 1 2 6 49
How do speed and security influence consumers' payment behavior? 0 0 0 35 0 2 4 55
How does liquidity affect consumer payment choice? 0 0 0 22 0 0 3 35
Income and the CARD Act’s Ability‐to‐Pay Rule in the US Credit Card Market 0 0 4 11 0 1 7 12
Merchant Steering of Consumer Payment Choice: Lessons Learned From Consumer Surveys 0 0 0 0 0 1 1 1
Merchant steering of consumer payment choice: evidence from a 2012 Diary survey 0 0 0 20 0 0 0 64
Merchant steering of consumer payment choice: lessons learned from consumer surveys 0 0 0 17 0 0 1 61
Mobile Payments in the United States at Retail Point of Sale: Current Market and Future Prospects 0 0 0 15 1 2 4 97
Mobile payments in the United States at retail point of sale: current market and future prospects 0 0 0 84 1 3 8 237
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 156 0 1 2 585
Network externalities and technology adoption: lessons from electronic payments 0 0 0 453 1 2 9 1,447
Network externalities and technology adoption: lessons from electronic payments 0 0 0 6 0 1 3 62
Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers' Demographic Characteristics 0 0 0 0 1 1 2 2
Payment discounts and surcharges: the role of consumer preferences 0 0 1 27 1 1 2 60
Payment instrument adoption and use in the United States, 2009–2013, by consumers' demographic characteristics 0 0 0 19 1 1 2 53
Payments Evolution from Paper to Electronic Payments by Merchant Type 0 0 0 47 1 3 3 30
Payments Evolution from Paper to Electronic: Bill Payments and Purchases 0 0 2 25 1 1 5 46
Personality Traits and Financial Outcomes 1 1 1 16 1 3 4 18
Personality Traits and Financial Outcomes 0 0 0 0 0 0 0 0
Price discrimination in the airline market: the effect of market concentration 0 1 2 3,105 0 1 11 10,649
Security of retail payments: the new strategic objective 0 1 1 17 0 1 2 86
Summary of the workshop on Consumer Behavior and Payment Choice 0 0 0 57 0 0 0 214
The 2011 and 2012 Surveys of Consumer Payment Choice 0 0 0 28 0 0 0 52
The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results 0 0 0 0 0 0 1 1
The 2012 diary of consumer payment choice 0 1 2 40 0 1 5 75
The 2013 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 1 1 1 1
The 2013 Survey of Consumer Payment Choice: summary results 0 0 0 16 0 0 3 43
The 2014 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 0 0 0 0
The 2014 survey of consumer payment choice: summary results 0 0 0 49 0 0 1 76
The 2015 Survey of Consumer Payment Choice: summary results 0 0 0 37 1 1 4 52
The 2016 and 2017 surveys of consumer payment choice: summary results 0 0 0 34 0 0 2 74
The 2017 Diary of Consumer Payment Choice 0 0 0 14 0 0 2 62
The Credit CARD Act of 2009: what did banks do? 0 0 0 13 0 0 1 61
The effect of demographics on payment behavior: panel data with sample selection 0 0 1 55 2 2 9 142
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 36 0 0 1 402
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 88 0 0 0 1,154
Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees 0 0 0 9 0 0 1 14
Who gains and who loses from credit card payments?: theory and calibrations 0 0 1 67 0 3 19 285
Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics 0 0 0 43 0 0 3 174
Total Working Papers 2 13 68 6,426 35 85 328 24,598


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A comparison of social costs and benefits of paper check presentment and ECP with truncation 0 0 0 190 0 0 3 1,038
AN ECONOMIC ANALYSIS OF THE 2011 SETTLEMENT BETWEEN THE DEPARTMENT OF JUSTICE AND CREDIT CARD NETWORKS 0 0 0 5 0 1 2 14
ATM fees: does bank size matter? 0 0 0 194 0 2 3 946
Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments? 0 0 0 7 0 0 0 75
Can cash and mobile pay co-exist? What the data tell us 0 3 4 4 0 4 12 12
Can demand elasticities explain sticky credit card rates? 0 0 0 283 0 0 5 1,034
Changes in US payment behaviour during COVID-19: Differences by income and demographics 1 4 6 10 1 4 9 22
Checking accounts: what do banks offer and what do consumers value? 0 0 0 194 0 3 6 1,441
Checking accounts:; fees and features, consumer preferences, impact on bank revenues 0 0 0 109 0 0 2 641
Consumer preferences for payment methods: Role of discounts and surcharges 0 2 9 93 2 7 38 405
Credit CARD Act of 2009: What did banks do? 0 0 0 16 1 3 8 137
Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data? 0 0 2 19 3 10 33 144
Credit card borrowing, delinquency, and personal bankruptcy 0 0 1 687 2 2 13 3,117
Credit card debt puzzle: liquid assets to pay household bills 0 0 1 3 0 0 9 17
Did the Target data breach change consumer assessments of payment card security? 0 0 0 0 0 1 3 3
Does getting a mortgage affect consumer credit use? 0 0 2 5 0 1 7 19
Effect of consumer characteristics on the use of payment instruments 0 2 3 505 0 4 13 1,815
Estimating demand elasticities in a differentiated product industry: The personal computer market 1 1 1 71 2 5 8 206
Explaining adoption and use of payment instruments by US consumers 0 2 2 29 0 6 9 105
Firm strategies in the personal computer market: are established brands better off? 0 0 0 145 0 0 1 784
Frontier policy issues in consumer payment behaviour 0 0 0 0 0 0 1 1
HOW DO SPEED AND SECURITY INFLUENCE CONSUMERS' PAYMENT BEHAVIOR? 0 1 2 10 1 3 6 61
Has antitrust policy in banking become obsolete? 0 0 0 210 2 3 5 806
Has widespread use of credit cards contributed to the increase in personal bankruptcy? 0 0 0 86 0 0 2 255
How Consumers Pay: Adoption and Use of Payments 0 0 0 4 1 1 4 11
Income and banking access in the USA: The effect on bill payment choice 0 0 0 2 0 1 8 20
Merchant steering of consumer payment choice: Evidence from a 2012 diary survey 0 0 1 20 0 1 6 131
Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption 0 0 0 64 1 1 3 222
Model Entry and Exit in a Differentiated-Product Industry: The Personal Computer Market 0 0 1 337 0 1 6 1,087
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 0 1 1 4 388
Network externalities in the market for electronic check payments 0 0 0 95 0 1 3 419
Perspective on payments 0 0 0 16 0 0 0 77
Perspective: While more people are paying electronically, many of us still cling to checks 0 0 0 24 0 0 2 109
Potential effects of an increase in debit card fees 0 0 0 17 0 0 0 73
Price Discrimination in the Airline Market: The Effect of Market Concentration 2 5 8 154 6 18 43 886
Regressive effects of payment card pricing and merchant cost pass-through in the United States and Canada 0 0 1 3 5 7 16 22
The Effect of Pricing on Demand and Revenue in Federal Reserve ACH Payment Processing 0 0 0 4 0 0 0 36
UNPREPARED FOR FINANCIAL SHOCKS: EMERGENCY SAVINGS AND CREDIT CARD DEBT 0 0 9 34 2 7 30 91
Who is paying all these fees? An empirical analysis of bank account and credit card fees 0 0 2 2 1 1 6 7
Who uses electronic check products: a look at depository institutions 0 0 0 95 0 0 2 491
Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics 0 0 4 101 3 6 21 338
Total Journal Articles 4 20 59 3,847 34 105 352 17,506


Statistics updated 2025-06-06