Access Statistics for Wilbert H van der Klaauw

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
(Unmet) Credit Demand of American Households 0 0 0 15 0 0 0 17
A Boost in Your Paycheck: How Are U.S. Workers Using the Payroll Tax Cut? 0 0 0 6 0 1 1 26
A Demographic Analysis of the Family Structure Experiences of Children in the United States 0 0 0 131 0 1 8 878
A Monthly Peek into Americans’ Credit During the COVID-19 Pandemic 0 0 1 45 0 2 6 153
A New Approach to Assess Inflation Expectations Anchoring Using Strategic Surveys 0 0 2 34 0 0 7 38
A Regression-Discontinuity Evaluation of the Effect of Financial Aid Offers on College Enrollment 0 0 0 622 1 2 10 1,456
A boost in the paycheck: survey evidence on workers’ response to the 2011 payroll tax cuts 0 0 0 23 0 2 4 96
Amid the COVID-19 Outbreak, Consumers Temper Spending Outlook 0 0 0 31 1 2 3 106
An Update on How Households Are Using Stimulus Checks 0 1 5 129 2 10 22 563
An Update on the Health of the U.S. Consumer 0 0 1 1 0 0 2 3
An introduction to the FRBNY Consumer Credit Panel 0 0 0 74 0 0 3 342
An overview of the Survey of Consumer Expectations 1 5 11 86 3 21 64 410
Anatomy of Welfare Reform Evaluation: Announcement and Implementation Effects 0 0 1 125 0 0 2 335
Anatomy of Welfare Reform Evaluation:Announcement and Implementation Effects 0 0 1 4 0 2 5 43
Are Student Loan Defaults Cyclical? It Depends 0 0 0 4 0 0 2 22
Auto Loan Delinquency Revs Up as Car Prices Stress Budgets 0 0 1 4 0 0 1 3
Balances Are on the Rise—So Who Is Taking on More Credit Card Debt? 0 0 0 12 0 0 1 30
Borrower Expectations for the Return of Student Loan Repayment 0 0 2 6 0 0 5 13
Breaking Down Auto Loan Performance 0 0 0 0 1 7 7 7
Car Prices Drive Up Borrowing 0 0 2 17 0 1 3 36
Charging into Adulthood: Credit Cards and Young Consumers 0 0 0 23 0 0 5 76
Consumer Credit Demand, Supply, and Unmet Need during the Pandemic 0 0 0 20 0 0 4 55
Consumer Credit Reporting Data 0 0 6 6 0 0 10 10
Consumer Credit Reporting Data 0 1 10 10 0 3 10 10
Consumers Expect Modest Increase in Spending Growth and Continued Government Support 0 0 1 8 1 2 6 43
Consumers Increasingly Expect Additional Government Support amid COVID-19 Pandemic 0 0 0 32 0 0 2 65
Consumers’ Perspectives on the Recent Movements in Inflation 0 0 0 12 0 0 2 13
Coronavirus Outbreak Sends Consumer Expectations Plummeting 0 1 1 179 0 2 2 494
Credit Card Balance Declines Are Largest Among Older, Wealthier Borrowers 0 0 0 4 0 0 1 18
Credit Card Delinquencies Continue to Rise—Who Is Missing Payments? 0 0 0 7 0 0 2 7
Credit Card Markets Head Back to Normal after Pandemic Pause 0 0 0 4 0 0 1 9
Credit Card Trends Begin to Normalize after Pandemic Paydown 0 0 0 16 0 0 1 28
Debt Relief and the CARES Act: Which Borrowers Benefit the Most? 0 0 1 7 0 1 4 46
Debt Relief and the CARES Act: Which Borrowers Face the Most Financial Strain? 0 0 0 17 0 0 0 74
Delinquency Is Increasingly in the Cards for Maxed‑Out Borrowers 0 0 1 1 0 1 3 3
Determinants of mortgage default and consumer credit use: the effects of foreclosure laws and foreclosure delays 0 0 1 41 0 1 2 82
Did Changes in Economic Expectations Foreshadow Swings in the 2018 Elections? 0 0 0 9 0 0 0 13
Diplomas to Doorsteps: Education, Student Debt, and Homeownership 0 0 2 84 0 0 3 190
Disaster (over-)insurance: the long-term financial and socioeconomic consequences of Hurricane Katrina 0 0 1 37 1 1 9 96
Do College Tuition Subsidies Boost Spending and Reduce Debt? Impacts by Income and Race 0 0 2 9 1 2 9 63
Do we know what we owe? A comparison of borrower- and lender-reported consumer debt 0 0 1 22 0 1 6 161
Echoes of rising tuition in students’ borrowing, educational attainment, and homeownership in post-recession America 1 1 1 27 1 3 5 94
Economic Expectations Grow Less Polarized since the 2016 Election 0 0 1 4 0 1 3 17
Estimates of Cost-Price Passthrough from Business Survey Data 0 0 0 0 1 2 6 15
Estimates of Cost-Price Passthrough from Business Survey Data 0 0 0 0 0 3 3 9
Estimates of Cost-Price Passthrough from Business Survey Data 0 0 0 10 0 0 1 22
Estimates of Cost-Price Passthrough from Business Survey Data 0 0 2 4 0 1 4 11
Evaluating the Cost of Conscription in the Netherlands 0 0 0 148 0 2 8 869
Evaluating the Cost of Conscription in the Netherlands 0 0 0 0 0 2 5 592
Evaluating the Effect of an Antidiscrimination Law Using a Regression-Discontinuity Design 0 1 2 505 0 1 11 2,364
Expectations of inflation: the biasing effect of thoughts about specific prices 1 1 1 71 3 5 17 334
Female Labor Supply and Marital Status Decisions: A Life Cycle Model 0 0 0 139 0 0 2 603
Financial Education and Household Financial Decisions During the Pandemic 0 0 5 5 1 4 10 10
Financial education and the debt behavior of the young 1 1 5 78 1 2 11 288
Following Borrowers through Forbearance 0 0 0 39 0 0 0 68
Forbearance Participation Declines as Programs’ End Nears 0 0 0 2 0 0 0 16
Grading Student Loans 0 0 1 9 0 0 3 54
Have Consumers Been Deleveraging? 0 0 0 7 0 0 1 7
Have Consumers Been Deleveraging? 0 0 0 1 0 1 1 18
Have Consumers’ Long-Run Inflation Expectations Become Un-Anchored? 1 3 3 27 1 5 9 61
Historically Low Delinquency Rates Coming to an End 0 1 3 10 0 1 4 25
Household Borrowing in Historical Perspective 0 0 0 17 0 0 2 17
Household Debt and Saving During the 2007 Recession 0 0 0 23 0 0 1 138
Household Formation within the “Boomerang Generation” 0 0 0 25 1 1 1 111
Household debt and saving during the 2007 recession 0 0 0 65 0 1 2 175
How Are They Now? A Checkup on Homeowners Who Experienced Foreclosure 0 1 2 2 0 2 6 6
How Do Consumers Believe the Pandemic Will Affect the Economy and Their Households? 0 0 1 11 0 0 2 42
How Do Firms Adjust Prices in a High Inflation Environment? 0 0 2 16 1 2 8 23
How Do People Revise Their Inflation Expectations? 0 0 5 79 1 1 14 133
How Economic Crises Affect Inflation Beliefs: Evidence from the COVID-19 Pandemic 0 0 2 31 0 1 26 121
How Have Households Used Their Stimulus Payments and How Would They Spend the Next? 1 3 7 125 1 9 28 440
How Widespread Is the Impact of the COVID-19 Outbreak on Consumer Expectations? 0 0 2 232 0 1 5 623
How and Why Do Consumers Use “Buy Now, Pay Later”? 0 1 4 19 0 2 8 19
Income Growth Outpaces Household Borrowing 0 0 0 0 0 0 3 3
Inequality in U.S. Homeownership Rates by Race and Ethnicity 2 2 4 82 3 4 11 214
Inflation Expectations and Behavior: Do Survey Respondents Act on Their Beliefs? 0 0 3 31 0 1 10 51
Inflation Expectations and Behavior: Do Survey Respondents Act on their Beliefs? 1 1 2 79 1 3 15 325
Inflation Expectations in Times of COVID-19 0 0 5 518 0 3 19 1,334
Inflation expectations and behavior: Do survey respondents act on their beliefs? 0 0 0 81 0 0 4 273
Introducing the FRBNY Survey of Consumer Expectations: Household Finance Expectations 0 0 0 13 0 2 2 51
Introducing the FRBNY Survey of Consumer Expectations: Labor Market Expectations 0 0 1 11 0 1 2 30
Introducing the FRBNY Survey of Consumer Expectations: Measuring Price Inflation Expectations 1 1 2 57 2 4 6 95
Introducing the FRBNY Survey of Consumer Expectations: Survey Goals, Design and Content 0 0 1 35 0 1 2 54
Introducing the SCE Credit Access Survey 0 1 3 16 1 5 15 69
Introducing the SCE Housing Survey 0 0 4 17 1 3 7 55
Introducing the SCE Public Policy Survey 0 0 4 17 1 1 6 26
Is Free College the Solution to Student Debt Woes? Studying the Heterogeneous Impacts of Merit Aid Programs 0 0 0 48 1 4 5 132
Is economics coursework, or majoring in economics, associated with different civic behaviors? 0 0 0 96 1 4 5 209
Just Released: A Closer Look at Recent Tightening in Consumer Credit 0 0 0 2 0 0 0 13
Just Released: A Look at Borrowing, Repayment, and Bankruptcy Rates by Age 0 0 1 16 0 0 2 13
Just Released: Auto Lending Keeps Pace as Delinquencies Mount in Auto Finance Sector 0 0 0 7 0 0 1 29
Just Released: Auto Loans in High Gear 0 0 0 8 0 0 2 39
Just Released: Cleaning Up Collections 0 0 0 0 0 0 1 13
Just Released: Deleveraging Decelerates and Household Balances Increase 0 0 0 8 0 0 2 8
Just Released: Great Recession’s Impact Lingers in Hardest-Hit Regions 0 0 0 8 0 0 0 13
Just Released: Hints of Increased Hardship in America’s Oil-Producing Counties 0 0 0 14 0 0 1 14
Just Released: Household Debt Balances Increase as Deleveraging Period Concludes 0 0 0 1 0 1 2 9
Just Released: Household Debt and Credit Developments in the Nation and the Region in 2011:Q1 0 0 0 0 0 1 2 8
Just Released: Looking under the Hood of the Subprime Auto Lending Market 0 0 1 20 0 1 3 14
Just Released: More Credit Cards, Higher Limits, and... an Uptick in Delinquency 0 0 1 20 0 1 3 26
Just Released: Press Briefing on Student Loan Borrowing and Repayment Trends, 2015 0 0 1 13 0 2 4 49
Just Released: Press Briefing on the Evolution and Future of Homeownership 0 0 0 10 0 0 0 24
Just Released: Recent Developments in Consumer Credit Card Borrowing 0 0 1 17 0 3 5 33
Just Released: Shifts in Credit Market Participation over Two Decades 0 0 0 13 0 1 3 25
Just Released: Student Loan Delinquency Rate Defies Overall Downward Trend in Household Debt and Credit Report for Fourth Quarter 2014 0 0 0 0 0 1 1 14
Just Released: Subprime Auto Debt Grows Despite Rising Delinquencies 0 0 0 11 0 1 2 22
Just Released: Total Household Debt Nears 2008 Peak but Debt Picture Looks Much Different 0 0 0 1 0 0 0 8
Just Released: Who Is Driving the Auto Lending Recovery? 0 0 0 0 0 1 1 10
Just Released: Who's Borrowing Now? The Young and the Riskless! 0 0 0 1 0 0 0 9
Keeping Borrowers Current in a Pandemic 0 0 1 9 0 1 3 24
Learning by Bouncing: Overdraft Experience and Salience 0 0 1 1 0 1 3 3
Looking at Student Loan Defaults through a Larger Window 0 0 0 9 0 2 3 40
Measuring Racial Disparities in Higher Education and Student Debt Outcomes 0 1 2 81 0 3 8 277
Measuring consumer uncertainty about future inflation 0 0 0 87 0 1 1 198
Measuring student debt and its performance 0 0 0 81 0 0 5 268
Mind the Gap in Delinquency Rates 0 0 0 11 0 0 0 15
Mixed Impacts of the Federal Tax Reform on Consumer Expectations 0 0 1 9 0 0 2 28
Mortgage Lock‑In Spurs Recent HELOC Demand 0 0 3 3 0 0 10 10
Mortgage Rate Lock‑In and Homeowners’ Moving Plans 0 0 5 5 0 1 18 18
Mortgage Rates Decline and (Prime) Households Take Advantage 0 0 0 19 0 0 0 53
My Two (Per)cents: How Are American Workers Dealing with the Payroll Tax Hike? 0 1 1 7 0 3 5 15
New SCE Charts Include a Measure of Longer-Term Inflation Expectations 0 0 0 5 0 0 15 43
Nonconforming Preferences: Jumbo Mortgage Lending and Large Bank Stress Tests 0 0 0 4 0 0 1 4
Nudging Inflation Expectations: An Experiment 0 2 3 45 0 2 5 57
Payback Time? Measuring Progress on Student Debt Repayment 0 0 0 10 0 1 2 35
Political Polarization in Consumer Expectations 0 0 0 10 0 1 3 48
Puerto Rico's Evolving Household Debts 0 1 1 4 0 2 4 48
Racial Disparities in Student Loan Outcomes 0 0 0 20 0 1 2 62
Real estate investors, the leverage cycle, and the housing market crisis 1 1 3 146 4 5 21 477
Recent Shifts Seen in Consumers’ Public Policy Expectations 0 0 0 0 0 0 0 0
Refinance Boom Winds Down 0 0 0 4 0 1 1 10
Rethinking the measurement of household inflation expectations: preliminary findings 0 0 1 108 0 2 6 410
Rising Household Debt: Increasing Demand or Increasing Supply? 0 0 0 15 0 2 3 34
Small Business Owners Turn to Personal Credit 0 0 0 6 0 0 0 26
Social Security and the Retirement and Savings Behavior of Low Income Households 0 1 1 571 0 1 4 1,414
The Consequences of ‘In-Work’ Benefit Reform in Britain: New Evidence from Panel Data 0 0 0 193 0 0 0 630
The Curious Case of the Rise in Deflation Expectations 0 0 0 14 1 3 5 18
The Disproportionate Effects of COVID-19 on Households with Children 0 0 1 30 0 1 4 87
The Effects of In-Work Benefit Reform in Britain on Couples: Theory and Evidence 0 0 0 161 0 1 2 435
The Financial Consequences of Undiagnosed Memory Disorders 0 0 0 0 0 2 7 7
The Financial Crisis and the Role of Real Estate Investors 0 0 0 0 0 1 4 274
The Graying of American Debt 0 0 1 33 0 0 1 28
The Great Pandemic Mortgage Refinance Boom 0 1 2 18 0 1 5 34
The New York Fed Consumer Credit Panel: A Foundational CMD Data Set 0 1 9 9 0 2 16 22
The Post‑Pandemic Shift in Retirement Expectations in the U.S 0 0 0 0 0 0 4 4
The Student Loan Landscape 0 0 0 14 0 2 3 66
The Survey of Consumer Expectations Turns Two! 0 0 1 6 0 1 2 24
The Survey of Consumer Expectations: A Look Back at the Past Decade 1 2 8 8 1 2 6 6
The Turnover of UK Teachers: A Competing Risks Analysis 0 0 0 96 0 0 1 334
The Work Disincentive Effects of the Disability Insurance Program in the 1990s 0 1 1 143 0 1 5 559
The consequences of ‘in-work’ benefit reform in Britain: new evidence from panel data 0 0 0 85 0 5 14 451
The effect of question wording on reported expectations and perceptions of inflation 0 1 2 28 0 2 7 194
The effects of in-work benefit reform in Britain on couples: Theory and evidence 0 0 0 0 0 0 1 43
The financial crisis at the kitchen table: trends in household debt and credit 0 0 0 71 0 1 5 250
The price is right: updating of inflation expectations in a randomized price information experiment 0 0 2 74 0 1 11 239
Trends in household debt and credit 0 0 0 44 0 2 2 105
Tuition, jobs, or housing: what's keeping millennials at home? 0 0 0 137 2 3 4 410
U.S. Consumer Debt Payments and Credit Buffers on the Eve of COVID-19 0 0 0 41 0 0 2 117
Understanding Migration Aversion Using Elicited Counterfactual Choice Probabilities 0 0 0 28 0 0 2 32
Understanding Migration Aversion Using Elicited Counterfactual Choice Probabilities 0 0 1 48 0 0 2 62
Understanding Migration Aversion using Elicited Counterfactual Choice Probabilities 0 0 0 29 0 0 1 114
Understanding migration aversion using elicited counterfactual choice probabilities 0 0 0 31 0 0 3 54
Unintended Consequences of Welfare Reform: The Case of Divorced Parents 0 0 0 16 0 0 0 151
Unintended Consequences of Welfare Reform: The Case of Divorced Parents 0 0 0 75 0 3 3 405
Unintended consequences of welfare reform for children with single parents: a theoretical analysis 0 0 0 0 0 0 2 86
Valuing Workplace Benefits 0 0 0 4 0 0 0 14
What Americans (Don’t) Know about Student Loan Collections 0 0 2 6 0 0 3 31
What Are Consumers’ Inflation Expectations Telling Us Today? 0 0 7 178 0 2 18 544
What Determines Family Structure? 0 1 1 116 0 1 5 471
What Do Consumers Think Will Happen to Inflation? 0 0 1 27 0 0 4 50
What Happens during Mortgage Forbearance? 0 1 1 12 2 4 4 55
What Is Driving the Recent Rise in Consumer Inflation Expectations? 0 0 0 25 0 0 1 25
What Might Happen When Student Loan Forbearance Ends? 0 0 3 43 0 1 10 113
What’s Next for Forborne Borrowers? 0 0 0 4 0 0 2 16
Which Households Have Negative Wealth? 0 0 2 9 0 1 6 47
Whither Mortgages? 0 0 0 8 0 0 0 5
Who Borrows for College—and Who Repays? 0 0 0 1 0 0 1 16
Who Is Driving the Recent Decline in Consumers Inflation Expectations? 0 0 0 35 0 1 2 18
Who Received Forbearance Relief? 0 0 1 11 0 0 1 41
Who Uses “Buy Now, Pay Later?” 0 2 20 60 0 4 43 119
Who is More Likely to Default on Student Loans? 0 1 3 19 1 3 8 69
Workers' Perceptions of Earnings Growth and Employment Risk 0 0 1 19 0 0 1 12
Workers' Perceptions of Earnings Growth and Employment Risk 0 0 0 19 0 0 3 17
Workers’ Perceptions of Earnings Growth and Employment Risk 0 0 0 5 0 1 1 9
Workers’ Perceptions of Earnings Growth and Employment Risk 0 0 0 1 0 1 3 5
Younger Borrowers Are Struggling with Credit Card and Auto Loan Payments 0 0 1 14 0 1 2 13
“Flip This House”: Investor Speculation and the Housing Bubble 0 2 5 30 0 3 8 26
Total Working Papers 12 46 236 8,267 45 254 967 27,346
2 registered items for which data could not be found


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A demographic analysis of the family structure experiences of children in the United States 0 0 0 31 0 1 2 115
A new approach to assess inflation expectations anchoring using strategic surveys 0 0 1 11 1 2 10 46
An overview of the Survey of Consumer Expectations 1 1 4 42 2 8 24 194
Breaking the link between poverty and low student achievement: An evaluation of Title I 2 2 3 254 3 3 7 674
Comment 0 0 0 4 0 0 2 52
Determinants of Mortgage Default and Consumer Credit Use: The Effects of Foreclosure Laws and Foreclosure Delays 0 0 0 14 0 0 2 62
Do we know what we owe? Consumer debt as reported by borrowers and lenders 0 0 0 12 1 1 3 97
ECONOMICS COURSEWORK AND LONG‐TERM BEHAVIOR AND EXPERIENCES OF COLLEGE GRADUATES IN LABOR MARKETS AND PERSONAL FINANCE 0 0 0 0 0 0 2 135
Echoes of rising tuition in students’ borrowing, educational attainment, and homeownership in post-recession America 1 2 4 13 1 3 13 72
Estimating the Effect of Financial Aid Offers on College Enrollment: A Regression-Discontinuity Approach 1 2 22 950 2 6 45 1,985
Evaluating the Cost of Conscription in The Netherlands 0 0 0 0 2 6 23 1,025
Expectations of inflation: The biasing effect of thoughts about specific prices 0 1 1 33 4 8 19 163
Female Labour Supply and Marital Status Decisions: A Life-Cycle Model 0 1 8 422 1 3 21 968
Financial Education and the Debt Behavior of the Young 2 3 8 55 5 9 21 199
Gasoline price changes and consumer inflation expectations: Experimental evidence 0 2 7 7 1 8 21 21
How economic crises affect inflation beliefs: Evidence from the Covid-19 pandemic 0 0 1 16 0 3 8 69
INFLATION EXPECTATIONS AND BEHAVIOR: DO SURVEY RESPONDENTS ACT ON THEIR BELIEFS? 2 3 6 13 4 9 20 51
Identification and Estimation of Treatment Effects with a Regression-Discontinuity Design 0 0 0 4 4 21 100 3,167
Improving survey measures of household inflation expectations 0 0 1 57 0 0 2 229
Is Economics Coursework, or Majoring in Economics, Associated with Different Civic Behaviors? 0 0 1 17 0 0 2 84
Land Use Regulation and Welfare 2 3 15 71 2 4 24 222
Leaving Teaching in the UK: A Duration Analysis 0 1 4 347 0 2 7 1,573
Long-run net distributionary effects of federal disaster insurance: The case of Hurricane Katrina 0 0 2 11 1 1 6 91
Maternal employment, migration, and child development 0 0 0 138 0 0 0 369
Measuring Inflation Expectations 1 1 9 96 4 6 21 282
Measuring consumer uncertainty about future inflation 0 0 0 0 0 2 13 157
Measuring expectations of inflation: Effects of survey mode, wording, and opportunities to revise 0 0 0 11 0 1 5 67
Occupational Choice and Earnings Determination: The Role of Sample Selection and Non-pecuniary Factors 0 0 2 173 0 1 8 411
On the Use of Expectations Data in Estimating Structural Dynamic Choice Models 0 0 0 110 1 1 3 311
Partisan expectations and COVID era inflation: A comment 0 1 3 3 0 4 7 7
Regression–Discontinuity Analysis: A Survey of Recent Developments in Economics 0 0 2 300 0 1 5 627
Social security and the retirement and savings behavior of low-income households 0 1 3 423 0 2 8 898
The Advantages of Probabilistic Survey Questions 0 0 0 18 1 2 4 129
The Effects of In-Work Benefit Reform in Britain on Couples: Theory and Evidence 0 0 0 81 0 1 1 269
The Effects of In‐Work Benefit Reform in Britain on Couples: Theory and Evidence 0 0 0 1 0 0 0 7
The Price Is Right: Updating Inflation Expectations in a Randomized Price Information Experiment 1 3 17 71 3 8 52 249
The Socioeconomic Consequences of "In-Work" Benefit Reform for British Lone Mothers 0 1 3 155 0 1 9 342
The Turnover of Teachers: A Competing Risks Explanation 0 0 3 81 2 2 14 261
The effect of question wording on consumers’ reported inflation expectations 0 0 2 24 0 0 7 133
The financial crisis at the kitchen table: trends in household debt and credit 0 0 0 89 1 2 5 364
The work disincentive effects of the disability insurance program in the 1990s 0 0 10 390 0 2 24 1,027
Understanding migration aversion using elicited counterfactual choice probabilities 0 3 4 7 0 8 21 42
Understanding the Evolution of Student Loan Balances and Repayment Behavior: Do Institution Type and Degree Matter? 0 0 0 17 1 3 4 63
Unintended consequences of welfare reform for children with single parents: a theoretical analysis 0 0 0 17 0 1 3 79
WHAT DETERMINES FAMILY STRUCTURE? 0 0 0 20 1 1 6 129
What Students Remember and Say about College Economics Years Later 0 0 0 80 0 1 1 305
Workers' Spending Response to the 2011 Payroll Tax Cuts 0 1 2 37 0 1 3 120
Total Journal Articles 13 32 148 4,726 48 149 608 17,942


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Comment on "Partisan Expectations and COVID-Era Inflation" 0 0 0 0 0 1 5 5
Household Debt and Saving during the 2007 Recession 0 0 1 16 0 1 5 101
Total Chapters 0 0 1 16 0 2 10 106


Statistics updated 2025-05-12