Access Statistics for Sumit Agarwal

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Benefits of relationship banking: evidence from consumer credit markets 0 2 3 86 0 4 10 212
Cognitive abilities and household financial decision making 0 2 5 42 2 6 16 179
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 0 0 8 34 3 4 37 128
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 0 1 38 2 2 9 65
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 0 2 70 0 1 10 185
Distance and information asymmetries in lending decisions 0 0 0 0 3 10 22 94
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? 1 1 3 11 7 11 21 43
Do Loan Officers' Incentives Lead to Lax Lending Standards? 0 0 14 64 1 5 38 156
Do consumers choose the right credit contracts? 0 0 0 88 0 1 41 463
Do consumers choose the right credit contracts? 0 0 3 102 0 1 47 553
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 2 25 0 1 8 114
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 1 1 1 3 1 2 6 43
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 0 1 14 26 2 8 56 233
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 0 2 48 4 8 25 391
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 0 1 0 1 13 19
Holdup by Junior Claimholders: Evidence from the Mortgage Market 0 0 0 13 1 1 4 28
Inconsistent Regulators: Evidence From Banking 1 4 11 65 3 8 35 181
Learning in the Credit Card Market 2 4 11 156 3 8 54 623
Learning in the Credit Card Market 0 0 5 18 1 1 34 128
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 1 29 0 1 7 85
Loan Product Steering in Mortgage Markets 1 1 3 23 2 2 15 25
Loan Prospecting and the Loss of Soft Information 0 1 3 71 0 4 19 105
Loan commitments and private firms 0 0 2 172 1 2 16 755
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 22 0 0 5 80
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 0 25 0 1 8 107
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program 0 0 3 28 1 4 23 75
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 2 111 1 2 8 408
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 3 23 0 0 6 102
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 0 9 0 0 3 61
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 1 1 5 117 2 4 12 563
Pension Participation and Uncovered Workers 0 0 1 44 0 0 5 147
Perverse incentives at the banks? Evidence from a natural experiment 0 3 14 108 0 7 35 441
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 11 1 2 8 50
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 14 1 3 13 104
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 1 6 10 2 4 19 49
Predatory Lending and the Subprime Crisis 0 0 2 25 0 3 16 53
Predatory Lending and the Subprime Crisis 2 2 2 45 2 3 11 127
Regulating Consumer Financial Products: Evidence from Credit Cards 0 1 11 47 0 7 27 104
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 1 3 15 1 5 18 63
Spending responses to state sales tax holidays 0 1 2 21 0 2 11 57
Summary of "benefits of relationship banking: evidence from consumer credit markets" 0 0 0 0 1 4 17 50
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 1 12 0 0 6 70
The Age of Reason: Financial Decisions Over the Lifecycle 0 1 3 123 1 5 22 654
The Age of Reason: Financial Decisions Over the Lifecycle 1 1 3 83 1 1 10 338
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 1 1 3 39 2 5 15 158
The Consumption Response to Minimum Wage Hikes 0 0 1 17 0 1 5 40
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 1 14 0 0 8 55
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 0 31 0 1 4 97
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 0 0 2 48 0 0 7 299
The Geography of Consumption 1 1 31 31 5 8 18 18
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 0 2 77 0 2 34 463
The Role of Securitization in Mortgage Renegotiation 0 2 3 38 0 2 7 115
The age of reason: financial decisions over the lifecycle 0 0 0 119 0 0 8 491
The choice between arm's-length and relationship debt: evidence from e-loans 0 1 8 123 6 10 37 997
The consumption response to minimum wage increases 10 17 55 456 23 55 231 1,605
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 1 1 1 229 1 3 42 1,315
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 0 1 47 3 5 38 432
The role of securitization in mortgage renegotiation 1 1 2 35 1 1 12 133
What is the Age of Reason? 0 0 1 24 1 2 10 102
Why do banks reward their customers to use their credit cards? 0 0 4 112 2 6 34 410
Why do borrowers make mortgage refinancing mistakes? 0 0 4 47 0 0 16 164
Total Working Papers 24 53 274 3,565 94 250 1,352 15,405


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 2 2 4 16 4 4 13 49
Adverse selection in mortgage securitization 2 7 14 65 6 15 49 284
An empirical analysis of home equity loan and line performance 0 0 2 99 1 3 20 401
Cognitive Abilities and Household Financial Decision Making 0 0 4 44 2 5 18 223
Comparing the prime and subprime mortgage markets 1 2 5 267 1 3 12 487
Consumer bankruptcy and default: The role of individual social capital 0 1 1 18 2 4 13 107
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 0 3 5 37 2 8 24 139
Credit Lines and Credit Utilization 0 1 8 382 2 5 20 1,033
Determinants of automobile loan default and prepayment 1 3 4 104 3 6 14 304
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 1 2 10 14 2 9 27 46
Distance and Private Information in Lending 4 7 18 60 7 14 70 240
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 0 31 1 1 3 231
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 0 1 33 1 2 16 137
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 0 0 0 2 14
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 1 1 7 109 2 2 12 332
Financial markets and the financing choice of firms: Evidence from developing countries 1 1 3 127 1 4 16 385
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 1 4 0 0 5 42
How do private firms use credit lines? 0 0 2 11 0 0 3 42
Impact of State Exemption Laws on Small Business Bankruptcy Decision 0 0 0 0 0 1 2 107
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 0 1 69 0 0 8 250
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 0 1 22 2 3 6 115
Optimal Mortgage Refinancing: A Closed‐Form Solution 0 0 3 5 2 3 12 85
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 1 2 8 81 2 13 30 414
Predatory lending and the subprime crisis 0 2 5 31 3 12 43 190
Regulating Consumer Financial Products: Evidence from Credit Cards 1 2 21 40 7 15 62 226
Rescuing asset-backed securities markets 0 0 2 53 2 2 8 136
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 1 1 2 14 2 3 10 63
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 0 2 184 0 3 11 636
Telecommunications and economic growth: a panel data approach 4 11 49 515 9 21 100 1,108
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 1 4 11 108 3 13 69 707
The Impact of Homeowners' Housing Wealth Misestimation on Consumption and Saving Decisions 0 1 2 44 0 3 11 191
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 1 43 1 3 43 308
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 0 0 5 164 3 8 63 850
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 1 1 6 57
The Spending and Debt Response to Minimum Wage Hikes 0 5 13 196 5 15 66 759
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 0 16 0 1 7 80
The asset-backed securities markets, the crisis and TALF 0 0 1 109 1 2 6 328
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 15 2 2 8 125
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 0 0 1 62 0 0 5 249
The role of securitization in mortgage renegotiation 0 2 3 22 1 5 11 100
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 0 28 1 1 6 90
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 0 46 0 0 3 171
Why aren't banks lending more? the role of commercial real estate 0 0 0 19 0 0 1 68
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 1 1 5 69 1 1 9 224
Total Journal Articles 22 61 225 3,376 85 216 943 12,133


Statistics updated 2017-12-03