Access Statistics for Sumit Agarwal

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 1 1 8 72
Benefits of relationship banking: evidence from consumer credit markets 0 0 0 99 0 0 1 298
Cognitive abilities and household financial decision making 0 0 1 57 4 5 14 297
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 0 0 1 45 0 1 5 210
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 0 0 40 0 1 2 158
Consumer Mobility and the Local Structure of Consumption Industries 0 0 1 54 2 2 5 141
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 0 0 84 1 3 12 319
Distance and information asymmetries in lending decisions 0 0 0 0 0 0 9 245
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? 0 0 0 17 0 0 1 189
Do Loan Officers' Incentives Lead to Lax Lending Standards? 0 0 3 90 0 2 14 398
Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases 0 0 1 28 0 1 6 83
Do consumers choose the right credit contracts? 0 0 1 114 0 0 3 627
Do consumers choose the right credit contracts? 0 0 2 99 0 2 6 597
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 1 30 0 0 4 165
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 0 8 0 0 1 84
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 0 0 1 58 1 1 13 571
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 1 1 1 59 1 1 8 522
Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 0 53 0 0 2 155
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 0 3 1 1 6 58
Holdup by Junior Claimholders: Evidence from the Mortgage Market 0 0 0 13 0 0 2 91
Inconsistent Regulators: Evidence From Banking 0 0 2 104 0 2 10 400
Learning in the Credit Card Market 0 0 0 173 1 2 14 752
Learning in the Credit Card Market 0 0 1 26 1 2 7 217
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 0 36 3 3 5 116
Loan Product Steering in Mortgage Markets 0 0 0 32 0 0 3 103
Loan Prospecting and the Loss of Soft Information 0 0 1 86 1 5 10 203
Loan commitments and private firms 0 0 0 189 1 2 4 848
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 24 1 1 3 151
Market-based loss mitigation practices for troubled mortgages following the financial crisis 1 1 1 31 2 2 7 165
Modeling to Inform Economy-Wide Pandemic Policy: Bringing Epidemiologists and Economists Together 0 0 0 8 0 0 3 14
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program 0 0 2 56 1 2 11 235
Noisy Experts? Discretion in Regulation 0 0 1 5 0 0 2 10
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 117 0 0 4 477
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 26 0 0 2 190
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 0 13 1 1 5 213
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 1 1 127 0 4 9 680
Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 0 63 0 1 9 139
Pension Participation and Uncovered Workers 0 0 0 46 0 0 1 173
Perverse incentives at the banks? Evidence from a natural experiment 0 0 3 135 1 2 7 641
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 13 0 1 6 187
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 20 1 2 10 294
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 13 0 1 3 206
Predatory Lending and the Subprime Crisis 1 1 1 34 2 2 4 180
Predatory Lending and the Subprime Crisis 0 0 1 47 0 0 6 202
Reducing Strategic Default in a Financial Crisis 0 0 0 17 1 5 11 46
Regulating Consumer Financial Products: Evidence from Credit Cards 0 0 0 62 3 4 8 251
Related Exposures to Distressed Borrowers and Bank Lending 0 0 0 16 1 3 13 72
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 0 0 21 0 0 3 238
Searching for Approval 0 0 1 23 0 0 3 133
Serving the Underserved: Microcredit as a Pathway to Commercial Banks 0 1 2 22 0 1 6 47
Spending responses to state sales tax holidays 0 0 1 23 1 1 6 94
Summary of \"benefits of relationship banking: evidence from consumer credit markets\" 0 0 0 0 0 0 2 79
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 0 139 0 2 16 835
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 1 18 0 1 6 174
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 0 1 60 2 4 10 364
The Consumption Response to Minimum Wage Hikes 0 0 0 24 1 1 2 69
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 17 0 0 3 99
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 0 33 0 1 2 121
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 0 1 2 54 1 6 15 346
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 0 0 6 13
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 0 0 87 0 3 9 531
The Role of Securitization in Mortgage Renegotiation 0 0 1 41 0 0 5 241
The age of reason: financial decisions over the lifecycle 0 1 2 130 0 2 6 574
The choice between arm's-length and relationship debt: evidence from e-loans 0 0 0 148 1 2 13 1,401
The consumption response to minimum wage increases 0 0 5 596 0 1 14 2,236
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 0 0 239 1 7 12 1,490
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 0 2 61 0 3 18 548
The role of securitization in mortgage renegotiation 0 0 0 44 0 0 4 255
What is the Age of Reason? 0 0 0 24 0 0 1 137
Who Pays For Your Rewards? Redistribution in the Credit Card Market 0 1 4 29 0 6 14 51
Why do banks reward their customers to use their credit cards? 0 0 1 139 4 9 24 811
Why do borrowers make mortgage refinancing mistakes? 0 0 0 58 0 0 7 251
Total Working Papers 3 8 52 4,524 43 118 506 23,583


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 0 0 22 1 2 3 80
Adverse selection in mortgage securitization 0 0 4 146 0 0 12 554
An empirical analysis of home equity loan and line performance 1 1 1 115 1 3 11 482
Cognitive Abilities and Household Financial Decision Making 1 1 5 71 6 7 28 401
Comparing the prime and subprime mortgage markets 0 0 0 280 0 0 1 557
Consumer bankruptcy and default: The role of individual social capital 0 0 0 23 3 3 5 227
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 0 0 7 88 0 0 20 375
Credit Lines and Credit Utilization 0 0 6 417 1 2 19 1,176
Determinants of automobile loan default and prepayment 0 0 0 108 1 2 9 387
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 2 2 4 34 4 6 14 198
Distance and Private Information in Lending 2 3 15 208 4 8 42 798
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 0 34 0 1 3 293
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 0 1 37 1 1 7 266
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 1 1 1 2 24
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 0 0 1 123 1 1 20 426
Financial markets and the financing choice of firms: Evidence from developing countries 0 1 2 191 0 1 5 643
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 0 7 0 0 4 79
How Did the Great Recession Affect Payday Loans? 0 0 0 75 2 12 31 358
How do private firms use credit lines? 0 0 0 12 0 0 3 63
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 0 2 114 1 3 10 420
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 0 1 32 0 0 5 236
Optimal Mortgage Refinancing: A Closed-Form Solution 0 1 3 13 0 2 12 177
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 1 100 0 2 9 544
Predatory lending and the subprime crisis 0 1 2 77 3 5 17 517
Regulating Consumer Financial Products: Evidence from Credit Cards 0 0 0 165 4 7 23 858
Rescuing asset-backed securities markets 0 0 0 60 0 0 3 174
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 0 17 0 0 2 138
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 0 1 191 0 1 3 668
Telecommunications and economic growth: a panel data approach 0 1 14 779 1 6 46 1,745
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 1 1 3 142 2 10 40 1,121
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 0 44 1 3 7 410
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 0 1 5 202 4 7 19 1,083
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 0 1 3 95
The Spending and Debt Response to Minimum Wage Hikes 0 0 11 255 1 7 35 980
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 1 1 18 0 1 5 101
The asset-backed securities markets, the crisis and TALF 1 1 1 121 1 1 4 406
The asset-backed securities markets, the crisis, and TALF 0 0 0 13 1 2 7 83
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 22 1 3 6 180
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 0 0 2 74 0 1 8 334
The role of securitization in mortgage renegotiation 0 0 1 40 1 2 9 258
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 0 34 0 0 3 132
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 1 52 0 0 3 259
Why aren't banks lending more? the role of commercial real estate 0 0 0 22 0 0 1 91
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 0 0 2 93 0 0 5 333
Total Journal Articles 8 15 97 4,672 47 114 524 18,730


Statistics updated 2025-10-06