Access Statistics for Sumit Agarwal

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 1 2 6 64
Benefits of relationship banking: evidence from consumer credit markets 0 0 1 99 0 0 2 297
Cognitive abilities and household financial decision making 0 0 1 56 1 1 11 283
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 0 0 1 44 1 1 6 205
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 0 1 40 0 0 1 156
Consumer Mobility and the Local Structure of Consumption Industries 0 0 0 53 0 0 2 135
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 0 0 84 1 3 12 305
Distance and information asymmetries in lending decisions 0 0 0 0 0 1 13 233
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? 0 0 0 17 0 0 2 188
Do Loan Officers' Incentives Lead to Lax Lending Standards? 0 0 1 87 0 0 8 383
Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases 0 0 0 27 0 2 4 77
Do consumers choose the right credit contracts? 1 1 1 97 1 1 3 589
Do consumers choose the right credit contracts? 1 1 1 113 1 1 3 624
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 1 29 0 0 6 161
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 1 8 0 0 4 83
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 0 0 0 57 0 0 6 557
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 0 0 58 0 2 11 513
Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 1 53 0 0 2 153
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 0 3 1 1 3 52
Holdup by Junior Claimholders: Evidence from the Mortgage Market 0 0 0 13 1 3 4 89
Inconsistent Regulators: Evidence From Banking 0 0 1 102 0 1 5 390
Learning in the Credit Card Market 0 0 0 173 0 1 8 738
Learning in the Credit Card Market 0 0 0 25 0 0 4 210
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 0 36 0 0 0 111
Loan Product Steering in Mortgage Markets 0 0 0 32 0 2 7 100
Loan Prospecting and the Loss of Soft Information 0 0 1 85 0 1 4 192
Loan commitments and private firms 0 0 0 189 0 0 2 844
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 24 0 0 0 148
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 0 30 0 0 1 158
Modeling to Inform Economy-Wide Pandemic Policy: Bringing Epidemiologists and Economists Together 0 0 0 8 0 1 6 11
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program 0 0 1 54 0 1 8 223
Noisy Experts? Discretion in Regulation 0 3 4 4 0 2 7 7
Optimal Mortgage Refinancing: A Closed Form Solution 1 1 1 117 1 4 7 473
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 1 26 0 0 2 188
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 0 13 0 0 1 208
Owe a Bank Millions, the Bank Has a Problem: Credit Concentration in Bad Times 0 0 0 16 0 0 1 58
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 1 2 2 124 1 3 10 669
Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 2 63 0 0 4 130
Pension Participation and Uncovered Workers 0 0 0 46 0 0 1 172
Perverse incentives at the banks? Evidence from a natural experiment 0 0 1 132 1 3 13 633
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 12 0 0 3 181
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 13 0 0 3 202
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 19 1 1 11 284
Predatory Lending and the Subprime Crisis 0 0 2 33 0 0 4 176
Predatory Lending and the Subprime Crisis 0 0 0 46 0 0 9 196
Reducing Strategic Default in a Financial Crisis 0 0 1 17 1 2 5 33
Regulating Consumer Financial Products: Evidence from Credit Cards 0 0 0 62 0 2 5 243
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 0 0 21 0 0 5 235
Searching for Approval 0 0 0 22 1 2 17 129
Serving the Underserved: Microcredit as a Pathway to Commercial Banks 0 0 0 20 0 0 4 41
Spending responses to state sales tax holidays 0 0 0 22 0 0 0 88
Summary of \"benefits of relationship banking: evidence from consumer credit markets\" 0 0 0 0 0 0 0 77
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 0 17 0 0 0 167
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 2 139 2 3 17 817
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 0 2 59 1 2 10 354
The Consumption Response to Minimum Wage Hikes 0 0 1 24 0 0 1 67
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 17 0 0 2 96
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 1 1 1 33 1 2 3 119
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 52 0 0 0 330
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 6 6 2 3 7 7
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 0 0 87 0 1 1 522
The Role of Securitization in Mortgage Renegotiation 0 0 0 40 0 0 2 236
The age of reason: financial decisions over the lifecycle 0 0 1 127 1 2 9 566
The choice between arm's-length and relationship debt: evidence from e-loans 0 0 2 147 0 0 9 1,387
The consumption response to minimum wage increases 0 0 3 591 0 3 9 2,220
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 1 1 1 239 1 2 6 1,478
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 1 4 7 59 3 9 25 529
The role of securitization in mortgage renegotiation 0 0 2 43 0 0 6 250
What is the Age of Reason? 0 0 0 24 0 0 3 136
Who Pays For Your Rewards? Redistribution in the Credit Card Market 0 0 1 25 0 1 13 36
Why do banks reward their customers to use their credit cards? 0 0 3 138 0 1 19 787
Why do borrowers make mortgage refinancing mistakes? 0 0 1 58 0 0 3 244
Total Working Papers 7 14 61 4,467 25 73 411 23,043


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 0 0 21 0 1 2 76
Adverse selection in mortgage securitization 1 1 5 142 1 1 12 542
An empirical analysis of home equity loan and line performance 0 0 2 114 1 2 10 470
Cognitive Abilities and Household Financial Decision Making 0 0 3 66 1 7 24 372
Comparing the prime and subprime mortgage markets 0 1 2 280 0 2 3 556
Consumer bankruptcy and default: The role of individual social capital 0 0 0 23 0 0 5 222
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 0 2 6 80 1 6 26 354
Credit Lines and Credit Utilization 2 3 7 411 6 11 23 1,156
Determinants of automobile loan default and prepayment 0 0 0 108 2 4 7 377
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 0 1 3 30 0 2 7 184
Distance and Private Information in Lending 3 8 16 191 6 18 63 750
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 1 34 0 0 1 289
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 0 0 36 0 0 2 259
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 1 1 0 0 1 21
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 0 1 2 122 2 4 8 405
Financial markets and the financing choice of firms: Evidence from developing countries 0 0 6 189 2 4 25 638
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 0 7 0 0 0 75
How Did the Great Recession Affect Payday Loans? 0 1 1 74 0 4 8 325
How do private firms use credit lines? 0 0 0 12 0 0 0 60
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 1 1 112 1 3 12 406
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 0 3 31 0 1 6 230
Optimal Mortgage Refinancing: A Closed-Form Solution 0 0 0 10 0 1 15 164
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 2 99 0 1 9 534
Predatory lending and the subprime crisis 0 1 4 75 4 5 32 495
Regulating Consumer Financial Products: Evidence from Credit Cards 0 1 9 165 3 9 37 833
Rescuing asset-backed securities markets 0 0 0 60 0 1 2 170
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 0 17 0 0 2 136
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 0 1 190 0 0 1 665
Telecommunications and economic growth: a panel data approach 1 5 23 763 3 11 58 1,696
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 0 2 5 138 2 6 36 1,076
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 0 44 0 0 3 403
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 1 2 4 197 2 8 29 1,063
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 2 3 5 92
The Spending and Debt Response to Minimum Wage Hikes 1 2 6 244 2 7 19 944
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 0 17 0 1 1 95
The asset-backed securities markets, the crisis and TALF 0 0 0 120 1 1 6 402
The asset-backed securities markets, the crisis, and TALF 0 0 0 13 0 0 1 76
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 22 0 0 0 174
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 0 0 2 72 0 2 4 326
The role of securitization in mortgage renegotiation 0 0 1 39 0 2 7 246
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 1 34 0 0 4 129
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 1 1 51 0 1 2 256
Why aren't banks lending more? the role of commercial real estate 0 0 0 21 0 0 1 89
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 0 0 0 91 0 0 2 328
Total Journal Articles 9 33 118 4,566 42 129 521 18,159


Statistics updated 2024-09-04