Access Statistics for Sumit Agarwal

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 1 5 10 77
Benefits of relationship banking: evidence from consumer credit markets 0 0 0 99 4 6 7 304
Cognitive abilities and household financial decision making 0 1 2 58 2 6 16 303
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 0 0 1 45 1 3 7 213
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 0 0 40 1 4 6 162
Consumer Mobility and the Local Structure of Consumption Industries 0 0 1 54 1 9 14 150
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 0 0 84 5 13 20 332
Distance and information asymmetries in lending decisions 0 0 0 0 1 7 10 252
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? 0 0 0 17 7 12 13 201
Do Loan Officers' Incentives Lead to Lax Lending Standards? 0 0 2 90 1 2 12 400
Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases 0 0 1 28 2 6 11 89
Do consumers choose the right credit contracts? 0 0 2 99 3 8 14 605
Do consumers choose the right credit contracts? 0 0 1 114 0 3 6 630
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 0 30 1 5 7 170
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 0 8 1 3 4 87
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 0 0 1 58 44 53 66 624
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 0 1 59 3 9 13 531
Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 0 53 2 6 8 161
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 0 3 3 4 10 62
Holdup by Junior Claimholders: Evidence from the Mortgage Market 0 0 0 13 3 6 7 97
Inconsistent Regulators: Evidence From Banking 0 2 4 106 3 10 19 410
Learning in the Credit Card Market 0 1 1 174 25 37 46 789
Learning in the Credit Card Market 0 0 1 26 11 12 19 229
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 0 36 1 2 7 118
Loan Product Steering in Mortgage Markets 0 0 0 32 2 9 11 112
Loan Prospecting and the Loss of Soft Information 0 0 0 86 6 11 19 214
Loan commitments and private firms 0 0 0 189 2 8 12 856
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 24 1 3 6 154
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 1 31 1 3 9 168
Modeling to Inform Economy-Wide Pandemic Policy: Bringing Epidemiologists and Economists Together 0 0 0 8 6 9 11 23
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program 0 0 1 56 3 7 14 242
Noisy Experts? Discretion in Regulation 0 0 1 5 1 4 6 14
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 117 1 7 11 484
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 26 1 4 6 194
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 0 13 1 4 9 217
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 1 127 4 7 15 687
Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 0 63 4 8 17 147
Pension Participation and Uncovered Workers 0 0 0 46 0 2 3 175
Perverse incentives at the banks? Evidence from a natural experiment 0 0 2 135 0 1 7 642
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 20 1 5 15 299
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 13 1 4 7 210
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 13 1 5 11 192
Predatory Lending and the Subprime Crisis 0 0 1 34 4 5 9 185
Predatory Lending and the Subprime Crisis 0 0 1 47 1 4 8 206
Reducing Strategic Default in a Financial Crisis 0 0 0 17 0 8 18 54
Regulating Consumer Financial Products: Evidence from Credit Cards 1 2 2 64 5 12 19 263
Related Exposures to Distressed Borrowers and Bank Lending 0 0 0 16 1 5 13 77
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 0 0 21 4 5 7 243
Searching for Approval 0 0 1 23 6 7 10 140
Serving the Underserved: Microcredit as a Pathway to Commercial Banks 0 0 1 22 3 4 9 51
Spending responses to state sales tax holidays 0 1 1 24 5 9 13 103
Summary of \"benefits of relationship banking: evidence from consumer credit markets\" 0 0 0 0 1 3 4 82
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 0 18 2 4 8 178
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 0 139 4 23 36 858
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 0 0 60 2 5 14 369
The Consumption Response to Minimum Wage Hikes 0 0 0 24 1 2 4 71
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 17 1 3 5 102
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 0 33 2 4 6 125
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 0 0 2 54 2 4 19 350
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 3 4 9 17
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 0 0 87 0 5 12 536
The Role of Securitization in Mortgage Renegotiation 0 0 1 41 2 6 11 247
The age of reason: financial decisions over the lifecycle 0 0 2 130 5 9 14 583
The choice between arm's-length and relationship debt: evidence from e-loans 0 0 0 148 5 7 17 1,408
The consumption response to minimum wage increases 1 2 4 598 10 26 34 2,262
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 0 0 239 5 8 19 1,498
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 0 1 61 3 12 22 560
The role of securitization in mortgage renegotiation 0 0 0 44 1 10 14 265
What is the Age of Reason? 0 0 0 24 1 4 5 141
Who Pays For Your Rewards? Redistribution in the Credit Card Market 0 0 4 29 1 6 19 57
Why do banks reward their customers to use their credit cards? 0 4 5 143 8 33 52 844
Why do borrowers make mortgage refinancing mistakes? 0 1 1 59 1 7 14 258
Total Working Papers 2 14 53 4,538 251 576 985 24,159

Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 0 0 22 0 2 5 82
Adverse selection in mortgage securitization 0 0 3 146 3 12 21 566
An empirical analysis of home equity loan and line performance 0 0 1 115 14 21 28 503
Cognitive Abilities and Household Financial Decision Making 0 2 4 73 2 14 29 415
Comparing the prime and subprime mortgage markets 0 0 0 280 1 2 3 559
Consumer bankruptcy and default: The role of individual social capital 0 0 0 23 2 8 13 235
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 1 2 6 90 5 12 24 387
Credit Lines and Credit Utilization 1 1 4 418 1 5 18 1,181
Determinants of automobile loan default and prepayment 0 0 0 108 5 6 13 393
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 2 4 8 38 5 11 24 209
Distance and Private Information in Lending 1 7 19 215 7 45 77 843
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 0 34 2 3 6 296
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 0 0 37 4 10 14 276
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 1 0 2 4 26
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 0 0 0 123 0 3 20 429
Financial markets and the financing choice of firms: Evidence from developing countries 1 2 4 193 5 11 15 654
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 0 7 2 4 7 83
How Did the Great Recession Affect Payday Loans? 0 0 0 75 7 16 43 374
How do private firms use credit lines? 0 0 0 12 0 2 4 65
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 0 2 114 10 25 32 445
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 0 0 32 2 7 11 243
Optimal Mortgage Refinancing: A Closed-Form Solution 0 0 3 13 0 4 14 181
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 1 100 2 4 10 548
Predatory lending and the subprime crisis 0 0 2 77 5 12 27 529
Regulating Consumer Financial Products: Evidence from Credit Cards 1 3 3 168 15 34 52 892
Rescuing asset-backed securities markets 0 0 0 60 1 1 4 175
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 0 17 2 2 3 140
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 0 1 191 3 3 6 671
Telecommunications and economic growth: a panel data approach 1 1 8 780 3 8 36 1,753
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 0 0 1 142 11 26 58 1,147
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 0 44 2 7 12 417
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 0 0 4 202 5 13 26 1,096
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 2 5 7 100
The Spending and Debt Response to Minimum Wage Hikes 0 1 10 256 8 21 51 1,001
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 1 18 1 4 8 105
The asset-backed securities markets, the crisis and TALF 0 0 1 121 0 2 6 408
The asset-backed securities markets, the crisis, and TALF 0 0 0 13 2 3 10 86
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 22 0 1 7 181
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 0 0 2 74 3 11 18 345
The role of securitization in mortgage renegotiation 1 1 2 41 3 7 16 265
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 0 34 4 9 12 141
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 0 52 1 4 6 263
Why aren't banks lending more? the role of commercial real estate 0 0 0 22 1 2 3 93
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 0 0 1 93 1 8 11 341
Total Journal Articles 9 24 91 4,696 152 412 814 19,142

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Statistics updated 2026-01-08