Access Statistics for Sumit Agarwal

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 1 18 1 3 9 60
Benefits of relationship banking: evidence from consumer credit markets 0 1 1 99 0 1 17 296
Cognitive abilities and household financial decision making 0 0 2 55 1 2 11 273
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 1 1 2 44 2 3 6 202
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 1 1 1 40 1 1 19 156
Consumer Mobility and the Local Structure of Consumption Industries 0 0 0 53 0 4 7 133
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 0 2 84 0 1 7 293
Distance and information asymmetries in lending decisions 0 0 0 0 2 5 9 225
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? 0 0 0 17 0 0 34 186
Do Loan Officers' Incentives Lead to Lax Lending Standards? 0 0 1 86 3 4 43 378
Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases 0 0 0 27 0 1 5 73
Do consumers choose the right credit contracts? 0 0 2 112 0 3 7 622
Do consumers choose the right credit contracts? 0 0 1 96 1 1 36 587
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 1 3 29 1 2 4 157
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 0 7 1 2 2 81
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 0 1 2 57 0 3 16 553
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 0 0 58 0 1 4 502
Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 0 52 0 0 3 151
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 0 3 1 1 4 50
Holdup by Junior Claimholders: Evidence from the Mortgage Market 0 0 0 13 0 2 21 86
Inconsistent Regulators: Evidence From Banking 1 1 3 102 1 1 30 386
Learning in the Credit Card Market 0 0 1 25 0 2 10 207
Learning in the Credit Card Market 0 0 3 173 1 3 13 733
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 1 36 0 0 4 111
Loan Product Steering in Mortgage Markets 0 0 0 32 1 2 4 95
Loan Prospecting and the Loss of Soft Information 0 0 1 84 1 2 10 190
Loan commitments and private firms 0 0 0 189 1 1 8 843
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 24 0 0 18 148
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 0 30 1 2 5 158
Modeling to Inform Economy-Wide Pandemic Policy: Bringing Epidemiologists and Economists Together 0 0 8 8 0 0 4 5
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program 0 0 0 53 0 1 11 215
Optimal Mortgage Refinancing: A Closed Form Solution 0 2 2 26 0 2 35 187
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 116 0 1 5 467
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 0 13 0 0 30 207
Owe a Bank Millions, the Bank Has a Problem: Credit Concentration in Bad Times 0 0 0 16 0 0 6 57
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 1 122 2 5 11 664
Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 5 61 0 0 8 126
Pension Participation and Uncovered Workers 0 0 0 46 0 0 0 171
Perverse incentives at the banks? Evidence from a natural experiment 0 0 4 131 3 6 24 625
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 13 2 3 29 202
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 1 2 19 1 2 52 275
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 12 1 2 29 180
Predatory Lending and the Subprime Crisis 0 0 0 46 0 4 11 191
Predatory Lending and the Subprime Crisis 0 0 1 31 1 4 22 173
Reducing Strategic Default in a Financial Crisis 0 0 3 16 0 0 9 28
Regulating Consumer Financial Products: Evidence from Credit Cards 0 0 0 62 0 1 20 238
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 0 3 21 2 3 54 233
Searching for Approval 0 0 1 22 1 3 14 114
Serving the Underserved: Microcredit as a Pathway to Commercial Banks 0 0 1 20 0 3 8 40
Spending responses to state sales tax holidays 0 0 0 22 0 0 1 88
Summary of \"benefits of relationship banking: evidence from consumer credit markets\" 0 0 0 0 0 0 2 77
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 1 17 0 1 27 167
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 3 137 2 8 30 806
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 1 3 58 2 3 37 347
The Consumption Response to Minimum Wage Hikes 0 0 0 23 0 0 0 66
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 17 0 0 7 94
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 0 32 0 0 0 116
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 52 0 1 2 330
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 0 0 87 0 0 1 521
The Role of Securitization in Mortgage Renegotiation 0 0 0 40 1 2 32 235
The age of reason: financial decisions over the lifecycle 0 1 1 126 2 6 12 559
The choice between arm's-length and relationship debt: evidence from e-loans 0 0 1 145 0 0 31 1,378
The consumption response to minimum wage increases 0 1 3 588 0 2 49 2,212
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 0 0 238 0 3 20 1,474
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 1 3 52 2 4 7 507
The role of securitization in mortgage renegotiation 0 0 1 41 1 2 35 246
What is the Age of Reason? 0 0 0 24 0 1 1 134
Why do banks reward their customers to use their credit cards? 0 1 4 136 1 4 14 772
Why do borrowers make mortgage refinancing mistakes? 0 0 0 57 0 0 5 241
Total Working Papers 3 14 78 4,391 44 130 1,061 22,703


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 0 1 21 0 0 2 74
Adverse selection in mortgage securitization 0 0 8 137 0 2 21 531
An empirical analysis of home equity loan and line performance 0 0 1 112 0 0 5 460
Cognitive Abilities and Household Financial Decision Making 0 0 3 63 1 3 11 349
Comparing the prime and subprime mortgage markets 0 0 0 278 0 0 2 553
Consumer bankruptcy and default: The role of individual social capital 0 0 2 23 1 1 45 218
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 0 0 6 74 2 5 25 333
Credit Lines and Credit Utilization 0 1 2 405 0 4 16 1,136
Determinants of automobile loan default and prepayment 0 0 0 108 0 0 7 370
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 1 2 2 29 2 4 21 180
Distance and Private Information in Lending 1 5 32 178 9 25 109 709
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 0 33 0 0 13 288
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 0 0 36 1 1 32 258
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 1 1 1 0 1 1 21
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 0 0 1 120 1 5 22 399
Financial markets and the financing choice of firms: Evidence from developing countries 0 1 5 184 0 3 46 615
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 0 7 0 0 0 75
How Did the Great Recession Affect Payday Loans? 0 0 2 73 0 1 7 317
How do private firms use credit lines? 0 0 0 12 0 0 0 60
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 0 7 111 2 7 26 399
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 1 2 3 30 1 2 36 226
Optimal Mortgage Refinancing: A Closed-Form Solution 0 1 2 10 0 3 9 150
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 2 2 3 99 2 3 18 528
Predatory lending and the subprime crisis 1 2 11 72 2 9 58 470
Regulating Consumer Financial Products: Evidence from Credit Cards 0 3 9 157 1 10 67 802
Rescuing asset-backed securities markets 0 0 0 60 0 0 2 168
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 0 17 0 1 8 134
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 0 0 189 0 0 3 664
Telecommunications and economic growth: a panel data approach 3 7 27 744 7 23 78 1,651
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 1 2 3 134 4 11 49 1,047
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 0 44 1 1 5 401
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 0 0 2 193 1 4 9 1,037
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 0 1 4 87
The Spending and Debt Response to Minimum Wage Hikes 1 1 5 239 1 1 11 926
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 0 17 0 0 0 94
The asset-backed securities markets, the crisis and TALF 0 0 1 120 2 2 6 398
The asset-backed securities markets, the crisis, and TALF 0 0 0 13 0 0 1 75
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 22 0 0 0 174
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 0 0 0 70 0 0 0 322
The role of securitization in mortgage renegotiation 0 0 3 38 1 3 34 241
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 1 1 34 0 1 1 126
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 0 50 0 0 23 254
Why aren't banks lending more? the role of commercial real estate 0 0 0 21 0 1 3 89
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 0 0 0 91 0 1 11 327
Total Journal Articles 11 31 143 4,469 42 139 847 17,736


Statistics updated 2023-11-05