Working Paper |
File Downloads |
Abstract Views |
Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
Bank Stress Test Results and Their Impact on Consumer Credit Markets |
0 |
0 |
0 |
18 |
1 |
2 |
6 |
64 |
Benefits of relationship banking: evidence from consumer credit markets |
0 |
0 |
1 |
99 |
0 |
0 |
2 |
297 |
Cognitive abilities and household financial decision making |
0 |
0 |
1 |
56 |
1 |
1 |
11 |
283 |
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market |
0 |
0 |
1 |
44 |
1 |
1 |
6 |
205 |
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market |
0 |
0 |
1 |
40 |
0 |
0 |
1 |
156 |
Consumer Mobility and the Local Structure of Consumption Industries |
0 |
0 |
0 |
53 |
0 |
0 |
2 |
135 |
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? |
0 |
0 |
0 |
84 |
1 |
3 |
12 |
305 |
Distance and information asymmetries in lending decisions |
0 |
0 |
0 |
0 |
0 |
1 |
13 |
233 |
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? |
0 |
0 |
0 |
17 |
0 |
0 |
2 |
188 |
Do Loan Officers' Incentives Lead to Lax Lending Standards? |
0 |
0 |
1 |
87 |
0 |
0 |
8 |
383 |
Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases |
0 |
0 |
0 |
27 |
0 |
2 |
4 |
77 |
Do consumers choose the right credit contracts? |
1 |
1 |
1 |
97 |
1 |
1 |
3 |
589 |
Do consumers choose the right credit contracts? |
1 |
1 |
1 |
113 |
1 |
1 |
3 |
624 |
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment |
0 |
0 |
1 |
29 |
0 |
0 |
6 |
161 |
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? |
0 |
0 |
1 |
8 |
0 |
0 |
4 |
83 |
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies |
0 |
0 |
0 |
57 |
0 |
0 |
6 |
557 |
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices |
0 |
0 |
0 |
58 |
0 |
2 |
11 |
513 |
Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies |
0 |
0 |
1 |
53 |
0 |
0 |
2 |
153 |
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks |
0 |
0 |
0 |
3 |
1 |
1 |
3 |
52 |
Holdup by Junior Claimholders: Evidence from the Mortgage Market |
0 |
0 |
0 |
13 |
1 |
3 |
4 |
89 |
Inconsistent Regulators: Evidence From Banking |
0 |
0 |
1 |
102 |
0 |
1 |
5 |
390 |
Learning in the Credit Card Market |
0 |
0 |
0 |
173 |
0 |
1 |
8 |
738 |
Learning in the Credit Card Market |
0 |
0 |
0 |
25 |
0 |
0 |
4 |
210 |
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis |
0 |
0 |
0 |
36 |
0 |
0 |
0 |
111 |
Loan Product Steering in Mortgage Markets |
0 |
0 |
0 |
32 |
0 |
2 |
7 |
100 |
Loan Prospecting and the Loss of Soft Information |
0 |
0 |
1 |
85 |
0 |
1 |
4 |
192 |
Loan commitments and private firms |
0 |
0 |
0 |
189 |
0 |
0 |
2 |
844 |
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis |
0 |
0 |
0 |
24 |
0 |
0 |
0 |
148 |
Market-based loss mitigation practices for troubled mortgages following the financial crisis |
0 |
0 |
0 |
30 |
0 |
0 |
1 |
158 |
Modeling to Inform Economy-Wide Pandemic Policy: Bringing Epidemiologists and Economists Together |
0 |
0 |
0 |
8 |
0 |
1 |
6 |
11 |
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program |
0 |
0 |
1 |
54 |
0 |
1 |
8 |
223 |
Noisy Experts? Discretion in Regulation |
0 |
3 |
4 |
4 |
0 |
2 |
7 |
7 |
Optimal Mortgage Refinancing: A Closed Form Solution |
1 |
1 |
1 |
117 |
1 |
4 |
7 |
473 |
Optimal Mortgage Refinancing: A Closed Form Solution |
0 |
0 |
1 |
26 |
0 |
0 |
2 |
188 |
Optimal Mortgage Reï¬ nancing: A Closed Form Solution |
0 |
0 |
0 |
13 |
0 |
0 |
1 |
208 |
Owe a Bank Millions, the Bank Has a Problem: Credit Concentration in Bad Times |
0 |
0 |
0 |
16 |
0 |
0 |
1 |
58 |
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? |
1 |
2 |
2 |
124 |
1 |
3 |
10 |
669 |
Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies |
0 |
0 |
2 |
63 |
0 |
0 |
4 |
130 |
Pension Participation and Uncovered Workers |
0 |
0 |
0 |
46 |
0 |
0 |
1 |
172 |
Perverse incentives at the banks? Evidence from a natural experiment |
0 |
0 |
1 |
132 |
1 |
3 |
13 |
633 |
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program |
0 |
0 |
0 |
12 |
0 |
0 |
3 |
181 |
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program |
0 |
0 |
0 |
13 |
0 |
0 |
3 |
202 |
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program |
0 |
0 |
1 |
19 |
1 |
1 |
11 |
284 |
Predatory Lending and the Subprime Crisis |
0 |
0 |
2 |
33 |
0 |
0 |
4 |
176 |
Predatory Lending and the Subprime Crisis |
0 |
0 |
0 |
46 |
0 |
0 |
9 |
196 |
Reducing Strategic Default in a Financial Crisis |
0 |
0 |
1 |
17 |
1 |
2 |
5 |
33 |
Regulating Consumer Financial Products: Evidence from Credit Cards |
0 |
0 |
0 |
62 |
0 |
2 |
5 |
243 |
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit |
0 |
0 |
0 |
21 |
0 |
0 |
5 |
235 |
Searching for Approval |
0 |
0 |
0 |
22 |
1 |
2 |
17 |
129 |
Serving the Underserved: Microcredit as a Pathway to Commercial Banks |
0 |
0 |
0 |
20 |
0 |
0 |
4 |
41 |
Spending responses to state sales tax holidays |
0 |
0 |
0 |
22 |
0 |
0 |
0 |
88 |
Summary of \"benefits of relationship banking: evidence from consumer credit markets\" |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
77 |
The Age of Reason: Financial Decisions Over the Lifecycle |
0 |
0 |
0 |
17 |
0 |
0 |
0 |
167 |
The Age of Reason: Financial Decisions Over the Lifecycle |
0 |
0 |
2 |
139 |
2 |
3 |
17 |
817 |
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation |
0 |
0 |
2 |
59 |
1 |
2 |
10 |
354 |
The Consumption Response to Minimum Wage Hikes |
0 |
0 |
1 |
24 |
0 |
0 |
1 |
67 |
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? |
0 |
0 |
0 |
17 |
0 |
0 |
2 |
96 |
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment |
1 |
1 |
1 |
33 |
1 |
2 |
3 |
119 |
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey |
0 |
0 |
0 |
52 |
0 |
0 |
0 |
330 |
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards |
0 |
0 |
6 |
6 |
2 |
3 |
7 |
7 |
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data |
0 |
0 |
0 |
87 |
0 |
1 |
1 |
522 |
The Role of Securitization in Mortgage Renegotiation |
0 |
0 |
0 |
40 |
0 |
0 |
2 |
236 |
The age of reason: financial decisions over the lifecycle |
0 |
0 |
1 |
127 |
1 |
2 |
9 |
566 |
The choice between arm's-length and relationship debt: evidence from e-loans |
0 |
0 |
2 |
147 |
0 |
0 |
9 |
1,387 |
The consumption response to minimum wage increases |
0 |
0 |
3 |
591 |
0 |
3 |
9 |
2,220 |
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data |
1 |
1 |
1 |
239 |
1 |
2 |
6 |
1,478 |
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data |
1 |
4 |
7 |
59 |
3 |
9 |
25 |
529 |
The role of securitization in mortgage renegotiation |
0 |
0 |
2 |
43 |
0 |
0 |
6 |
250 |
What is the Age of Reason? |
0 |
0 |
0 |
24 |
0 |
0 |
3 |
136 |
Who Pays For Your Rewards? Redistribution in the Credit Card Market |
0 |
0 |
1 |
25 |
0 |
1 |
13 |
36 |
Why do banks reward their customers to use their credit cards? |
0 |
0 |
3 |
138 |
0 |
1 |
19 |
787 |
Why do borrowers make mortgage refinancing mistakes? |
0 |
0 |
1 |
58 |
0 |
0 |
3 |
244 |
Total Working Papers |
7 |
14 |
61 |
4,467 |
25 |
73 |
411 |
23,043 |
Journal Article |
File Downloads |
Abstract Views |
Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees |
0 |
0 |
0 |
21 |
0 |
1 |
2 |
76 |
Adverse selection in mortgage securitization |
1 |
1 |
5 |
142 |
1 |
1 |
12 |
542 |
An empirical analysis of home equity loan and line performance |
0 |
0 |
2 |
114 |
1 |
2 |
10 |
470 |
Cognitive Abilities and Household Financial Decision Making |
0 |
0 |
3 |
66 |
1 |
7 |
24 |
372 |
Comparing the prime and subprime mortgage markets |
0 |
1 |
2 |
280 |
0 |
2 |
3 |
556 |
Consumer bankruptcy and default: The role of individual social capital |
0 |
0 |
0 |
23 |
0 |
0 |
5 |
222 |
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore |
0 |
2 |
6 |
80 |
1 |
6 |
26 |
354 |
Credit Lines and Credit Utilization |
2 |
3 |
7 |
411 |
6 |
11 |
23 |
1,156 |
Determinants of automobile loan default and prepayment |
0 |
0 |
0 |
108 |
2 |
4 |
7 |
377 |
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors |
0 |
1 |
3 |
30 |
0 |
2 |
7 |
184 |
Distance and Private Information in Lending |
3 |
8 |
16 |
191 |
6 |
18 |
63 |
750 |
Do Forbearance Plans Help Mitigate Credit Card Losses? |
0 |
0 |
1 |
34 |
0 |
0 |
1 |
289 |
Earnings management behaviors under different economic environments: Evidence from Japanese banks |
0 |
0 |
0 |
36 |
0 |
0 |
2 |
259 |
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites |
0 |
0 |
1 |
1 |
0 |
0 |
1 |
21 |
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data |
0 |
1 |
2 |
122 |
2 |
4 |
8 |
405 |
Financial markets and the financing choice of firms: Evidence from developing countries |
0 |
0 |
6 |
189 |
2 |
4 |
25 |
638 |
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis |
0 |
0 |
0 |
7 |
0 |
0 |
0 |
75 |
How Did the Great Recession Affect Payday Loans? |
0 |
1 |
1 |
74 |
0 |
4 |
8 |
325 |
How do private firms use credit lines? |
0 |
0 |
0 |
12 |
0 |
0 |
0 |
60 |
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market |
0 |
1 |
1 |
112 |
1 |
3 |
12 |
406 |
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis |
0 |
0 |
3 |
31 |
0 |
1 |
6 |
230 |
Optimal Mortgage Refinancing: A Closed-Form Solution |
0 |
0 |
0 |
10 |
0 |
1 |
15 |
164 |
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? |
0 |
0 |
2 |
99 |
0 |
1 |
9 |
534 |
Predatory lending and the subprime crisis |
0 |
1 |
4 |
75 |
4 |
5 |
32 |
495 |
Regulating Consumer Financial Products: Evidence from Credit Cards |
0 |
1 |
9 |
165 |
3 |
9 |
37 |
833 |
Rescuing asset-backed securities markets |
0 |
0 |
0 |
60 |
0 |
1 |
2 |
170 |
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA |
0 |
0 |
0 |
17 |
0 |
0 |
2 |
136 |
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) |
0 |
0 |
1 |
190 |
0 |
0 |
1 |
665 |
Telecommunications and economic growth: a panel data approach |
1 |
5 |
23 |
763 |
3 |
11 |
58 |
1,696 |
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation |
0 |
2 |
5 |
138 |
2 |
6 |
36 |
1,076 |
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations |
0 |
0 |
0 |
44 |
0 |
0 |
3 |
403 |
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data |
1 |
2 |
4 |
197 |
2 |
8 |
29 |
1,063 |
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market |
0 |
0 |
0 |
0 |
2 |
3 |
5 |
92 |
The Spending and Debt Response to Minimum Wage Hikes |
1 |
2 |
6 |
244 |
2 |
7 |
19 |
944 |
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence |
0 |
0 |
0 |
17 |
0 |
1 |
1 |
95 |
The asset-backed securities markets, the crisis and TALF |
0 |
0 |
0 |
120 |
1 |
1 |
6 |
402 |
The asset-backed securities markets, the crisis, and TALF |
0 |
0 |
0 |
13 |
0 |
0 |
1 |
76 |
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey |
0 |
0 |
0 |
22 |
0 |
0 |
0 |
174 |
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market |
0 |
0 |
2 |
72 |
0 |
2 |
4 |
326 |
The role of securitization in mortgage renegotiation |
0 |
0 |
1 |
39 |
0 |
2 |
7 |
246 |
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? |
0 |
0 |
1 |
34 |
0 |
0 |
4 |
129 |
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London |
0 |
1 |
1 |
51 |
0 |
1 |
2 |
256 |
Why aren't banks lending more? the role of commercial real estate |
0 |
0 |
0 |
21 |
0 |
0 |
1 |
89 |
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia |
0 |
0 |
0 |
91 |
0 |
0 |
2 |
328 |
Total Journal Articles |
9 |
33 |
118 |
4,566 |
42 |
129 |
521 |
18,159 |