Access Statistics for Sumit Agarwal

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 1 1 17 0 2 6 49
Benefits of relationship banking: evidence from consumer credit markets 0 0 2 97 0 3 15 274
Cognitive abilities and household financial decision making 0 1 3 52 0 2 25 257
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 0 0 0 42 0 0 4 195
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 0 0 39 5 5 24 131
Consumer Mobility and the Local Structure of Consumption Industries 0 0 2 52 0 3 15 121
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 0 2 80 0 1 17 279
Distance and information asymmetries in lending decisions 0 0 0 0 1 4 15 214
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? 0 0 0 17 4 8 26 143
Do Loan Officers' Incentives Lead to Lax Lending Standards? 1 1 4 85 3 5 37 326
Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases 0 0 0 27 0 0 3 68
Do consumers choose the right credit contracts? 0 0 3 95 4 7 29 546
Do consumers choose the right credit contracts? 0 0 0 110 0 1 5 612
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 0 26 1 3 6 152
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 2 7 1 1 6 79
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 0 0 4 55 3 7 34 530
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 0 1 58 0 3 13 498
Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies 1 1 2 51 1 1 6 146
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 1 3 0 0 1 46
Holdup by Junior Claimholders: Evidence from the Mortgage Market 0 0 0 13 1 2 7 65
Inconsistent Regulators: Evidence From Banking 0 1 2 99 0 2 19 353
Learning in the Credit Card Market 0 0 1 169 0 1 22 718
Learning in the Credit Card Market 0 0 0 23 1 4 11 193
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 2 35 0 3 6 106
Loan Product Steering in Mortgage Markets 0 1 2 32 0 2 8 89
Loan Prospecting and the Loss of Soft Information 0 0 0 83 0 1 3 177
Loan commitments and private firms 0 1 3 189 0 1 20 832
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 24 0 1 6 128
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 0 30 0 1 2 152
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program 0 0 3 53 1 3 20 199
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 2 116 0 1 9 461
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 24 0 4 17 148
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 1 1 1 13 6 10 37 168
Owe a Bank Millions, the Bank Has a Problem: Credit Concentration in Bad Times 0 0 2 15 0 0 10 49
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 0 121 1 5 15 650
Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies 1 2 7 54 1 2 18 114
Pension Participation and Uncovered Workers 0 0 0 46 0 1 2 170
Perverse incentives at the banks? Evidence from a natural experiment 0 0 1 126 1 8 31 592
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 12 2 2 23 143
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 17 4 5 38 219
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 13 3 6 46 165
Predatory Lending and the Subprime Crisis 0 1 2 30 1 7 26 146
Predatory Lending and the Subprime Crisis 0 0 0 46 2 4 14 179
Reducing Strategic Default in a Financial Crisis 0 1 12 12 1 5 17 17
Regulating Consumer Financial Products: Evidence from Credit Cards 0 0 2 62 3 5 35 215
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 0 0 18 2 5 35 172
Searching for Approval 0 1 6 21 4 10 29 94
Serving the Underserved: Microcredit as a Pathway to Commercial Banks 0 1 19 19 0 3 28 30
Spending responses to state sales tax holidays 0 0 0 22 0 0 5 87
Summary of \"benefits of relationship banking: evidence from consumer credit markets\" 0 0 0 0 0 0 4 75
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 1 16 0 1 29 139
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 2 134 2 10 24 775
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 0 0 55 4 14 65 302
The Consumption Response to Minimum Wage Hikes 0 0 0 23 0 0 1 66
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 1 17 0 1 5 85
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 0 32 0 0 3 116
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 52 0 0 3 328
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 0 0 87 0 0 3 518
The Role of Securitization in Mortgage Renegotiation 0 0 1 40 2 6 23 199
The age of reason: financial decisions over the lifecycle 0 0 1 125 0 0 6 546
The choice between arm's-length and relationship debt: evidence from e-loans 0 0 5 144 3 12 91 1,337
The consumption response to minimum wage increases 1 1 12 584 2 7 56 2,156
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 1 2 238 0 1 23 1,452
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 0 0 49 0 1 6 497
The role of securitization in mortgage renegotiation 0 0 1 40 0 0 11 205
What is the Age of Reason? 0 0 0 24 0 0 2 133
Why do banks reward their customers to use their credit cards? 0 1 4 132 1 6 31 756
Why do borrowers make mortgage refinancing mistakes? 0 0 0 56 0 0 5 233
Total Working Papers 5 17 124 4,298 71 219 1,237 21,415


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 0 2 20 0 0 5 72
Adverse selection in mortgage securitization 2 2 7 126 4 10 31 504
An empirical analysis of home equity loan and line performance 0 0 1 111 0 3 13 452
Cognitive Abilities and Household Financial Decision Making 0 0 2 60 0 3 23 333
Comparing the prime and subprime mortgage markets 0 2 2 278 0 2 5 551
Consumer bankruptcy and default: The role of individual social capital 0 0 1 21 4 7 31 165
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 0 2 6 66 2 6 30 299
Credit Lines and Credit Utilization 0 1 6 401 0 1 24 1,113
Determinants of automobile loan default and prepayment 0 0 0 108 0 4 12 360
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 0 1 4 27 2 7 43 156
Distance and Private Information in Lending 0 4 22 142 2 25 88 588
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 0 33 1 2 10 273
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 0 0 36 5 13 33 215
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 0 0 0 2 20
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 0 1 3 118 0 4 11 373
Financial markets and the financing choice of firms: Evidence from developing countries 0 0 6 179 4 9 40 563
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 0 7 0 0 5 75
How Did the Great Recession Affect Payday Loans? 0 2 3 70 4 12 26 306
How do private firms use credit lines? 0 0 0 12 0 0 0 60
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 1 6 103 0 3 25 370
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 0 2 27 0 4 24 181
Optimal Mortgage Refinancing: A Closed-Form Solution 0 0 2 8 1 1 9 140
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 1 96 0 1 11 508
Predatory lending and the subprime crisis 0 3 9 61 1 14 59 406
Regulating Consumer Financial Products: Evidence from Credit Cards 0 3 24 146 1 9 92 722
Rescuing asset-backed securities markets 0 0 2 60 0 0 4 165
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 2 17 0 0 20 119
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 0 0 189 1 2 2 661
Telecommunications and economic growth: a panel data approach 1 8 31 709 2 17 87 1,552
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 0 2 4 130 1 9 73 988
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 0 44 0 2 11 394
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 0 0 5 190 0 0 22 1,026
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 0 1 7 83
The Spending and Debt Response to Minimum Wage Hikes 0 1 7 232 1 7 25 906
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 1 17 0 0 2 93
The asset-backed securities markets, the crisis and TALF 0 0 2 118 0 0 12 389
The asset-backed securities markets, the crisis, and TALF 0 0 0 13 0 0 2 74
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 2 22 0 0 5 174
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 0 0 1 70 0 2 34 315
The role of securitization in mortgage renegotiation 1 1 1 35 4 9 23 204
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 0 33 0 0 2 125
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 1 50 6 7 28 228
Why aren't banks lending more? the role of commercial real estate 0 0 0 20 0 0 1 85
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 0 0 3 91 0 0 17 314
Total Journal Articles 4 34 171 4,296 46 196 1,029 16,700


Statistics updated 2022-08-04