Access Statistics for Sumit Agarwal

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 0 1 7 71
Benefits of relationship banking: evidence from consumer credit markets 0 0 0 99 0 0 1 298
Cognitive abilities and household financial decision making 0 0 1 57 1 1 10 293
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 0 0 1 45 1 1 5 210
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 0 0 40 1 1 2 158
Consumer Mobility and the Local Structure of Consumption Industries 0 0 1 54 0 0 4 139
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 0 0 84 2 3 13 318
Distance and information asymmetries in lending decisions 0 0 0 0 0 1 12 245
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? 0 0 0 17 0 0 1 189
Do Loan Officers' Incentives Lead to Lax Lending Standards? 0 0 3 90 1 3 15 398
Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases 0 0 1 28 0 1 6 83
Do consumers choose the right credit contracts? 0 0 2 99 2 3 8 597
Do consumers choose the right credit contracts? 0 0 1 114 0 0 3 627
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 1 30 0 0 4 165
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 0 8 0 0 1 84
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 0 1 1 58 0 2 13 570
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 0 0 58 0 0 8 521
Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 0 53 0 0 2 155
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 0 3 0 0 5 57
Holdup by Junior Claimholders: Evidence from the Mortgage Market 0 0 0 13 0 0 2 91
Inconsistent Regulators: Evidence From Banking 0 0 2 104 2 4 10 400
Learning in the Credit Card Market 0 0 1 26 1 1 6 216
Learning in the Credit Card Market 0 0 0 173 1 2 13 751
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 0 36 0 0 2 113
Loan Product Steering in Mortgage Markets 0 0 0 32 0 1 3 103
Loan Prospecting and the Loss of Soft Information 0 0 1 86 2 5 10 202
Loan commitments and private firms 0 0 0 189 1 1 3 847
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 24 0 0 2 150
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 0 30 0 0 5 163
Modeling to Inform Economy-Wide Pandemic Policy: Bringing Epidemiologists and Economists Together 0 0 0 8 0 0 3 14
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program 0 0 2 56 1 1 11 234
Noisy Experts? Discretion in Regulation 0 0 1 5 0 0 3 10
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 117 0 0 4 477
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 26 0 0 2 190
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 0 13 0 0 4 212
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 1 3 127 0 4 11 680
Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 0 63 1 2 9 139
Pension Participation and Uncovered Workers 0 0 0 46 0 0 1 173
Perverse incentives at the banks? Evidence from a natural experiment 0 0 3 135 0 1 7 640
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 20 1 2 9 293
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 13 0 2 4 206
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 13 0 2 6 187
Predatory Lending and the Subprime Crisis 0 0 1 47 0 0 6 202
Predatory Lending and the Subprime Crisis 0 0 0 33 0 0 2 178
Reducing Strategic Default in a Financial Crisis 0 0 0 17 2 4 12 45
Regulating Consumer Financial Products: Evidence from Credit Cards 0 0 0 62 1 2 5 248
Related Exposures to Distressed Borrowers and Bank Lending 0 0 0 16 2 3 13 71
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 0 0 21 0 0 3 238
Searching for Approval 0 0 1 23 0 1 4 133
Serving the Underserved: Microcredit as a Pathway to Commercial Banks 1 1 2 22 1 1 6 47
Spending responses to state sales tax holidays 0 0 1 23 0 1 5 93
Summary of \"benefits of relationship banking: evidence from consumer credit markets\" 0 0 0 0 0 0 2 79
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 0 139 0 5 18 835
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 1 18 0 2 7 174
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 0 1 60 1 2 8 362
The Consumption Response to Minimum Wage Hikes 0 0 0 24 0 0 1 68
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 17 0 0 3 99
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 0 33 1 1 2 121
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 0 1 2 54 1 11 15 345
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 0 0 6 13
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 0 0 87 3 3 9 531
The Role of Securitization in Mortgage Renegotiation 0 0 1 41 0 0 5 241
The age of reason: financial decisions over the lifecycle 0 1 3 130 1 2 8 574
The choice between arm's-length and relationship debt: evidence from e-loans 0 0 1 148 1 2 13 1,400
The consumption response to minimum wage increases 0 0 5 596 1 2 16 2,236
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 0 0 239 2 6 11 1,489
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 0 2 61 1 3 19 548
The role of securitization in mortgage renegotiation 0 0 1 44 0 0 5 255
What is the Age of Reason? 0 0 0 24 0 0 1 137
Who Pays For Your Rewards? Redistribution in the Credit Card Market 0 1 4 29 2 8 15 51
Why do banks reward their customers to use their credit cards? 0 0 1 139 3 6 20 807
Why do borrowers make mortgage refinancing mistakes? 0 0 0 58 0 0 7 251
Total Working Papers 1 6 54 4,521 41 110 497 23,540


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 0 1 22 0 1 3 79
Adverse selection in mortgage securitization 0 1 4 146 0 3 12 554
An empirical analysis of home equity loan and line performance 0 0 0 114 2 2 11 481
Cognitive Abilities and Household Financial Decision Making 0 0 4 70 1 3 23 395
Comparing the prime and subprime mortgage markets 0 0 0 280 0 0 1 557
Consumer bankruptcy and default: The role of individual social capital 0 0 0 23 0 0 2 224
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 0 0 8 88 0 2 21 375
Credit Lines and Credit Utilization 0 1 6 417 0 3 19 1,175
Determinants of automobile loan default and prepayment 0 0 0 108 0 1 9 386
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 0 0 2 32 2 4 10 194
Distance and Private Information in Lending 1 3 15 206 3 8 44 794
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 0 34 1 1 4 293
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 0 1 37 0 0 6 265
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 1 0 0 2 23
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 0 0 1 123 0 1 20 425
Financial markets and the financing choice of firms: Evidence from developing countries 0 1 2 191 0 1 5 643
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 0 7 0 1 4 79
How Did the Great Recession Affect Payday Loans? 0 0 1 75 10 10 31 356
How do private firms use credit lines? 0 0 0 12 0 0 3 63
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 0 2 114 0 2 13 419
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 0 1 32 0 1 6 236
Optimal Mortgage Refinancing: A Closed-Form Solution 1 2 3 13 2 3 13 177
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 1 1 100 0 3 10 544
Predatory lending and the subprime crisis 0 1 2 77 1 4 19 514
Regulating Consumer Financial Products: Evidence from Credit Cards 0 0 0 165 2 4 21 854
Rescuing asset-backed securities markets 0 0 0 60 0 1 4 174
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 0 17 0 0 2 138
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 0 1 191 0 1 3 668
Telecommunications and economic growth: a panel data approach 0 1 16 779 1 8 48 1,744
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 0 0 3 141 4 9 43 1,119
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 0 44 2 2 6 409
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 0 1 5 202 1 3 16 1,079
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 0 1 3 95
The Spending and Debt Response to Minimum Wage Hikes 0 0 11 255 4 8 35 979
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 1 1 18 0 1 6 101
The asset-backed securities markets, the crisis and TALF 0 0 0 120 0 0 3 405
The asset-backed securities markets, the crisis, and TALF 0 0 0 13 0 1 6 82
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 22 2 2 5 179
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 0 0 2 74 1 1 8 334
The role of securitization in mortgage renegotiation 0 0 1 40 1 2 11 257
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 0 34 0 0 3 132
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 1 52 0 0 3 259
Why aren't banks lending more? the role of commercial real estate 0 0 1 22 0 0 2 91
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 0 0 2 93 0 0 5 333
Total Journal Articles 2 13 98 4,664 40 98 524 18,683


Statistics updated 2025-09-05