| Working Paper |
File Downloads |
Abstract Views |
| Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
| Bank Stress Test Results and Their Impact on Consumer Credit Markets |
0 |
0 |
0 |
18 |
0 |
5 |
19 |
90 |
| Benefits of relationship banking: evidence from consumer credit markets |
0 |
0 |
0 |
99 |
0 |
3 |
13 |
311 |
| Cognitive abilities and household financial decision making |
0 |
1 |
2 |
59 |
3 |
20 |
38 |
330 |
| Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market |
0 |
1 |
1 |
46 |
2 |
7 |
19 |
228 |
| Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market |
1 |
1 |
1 |
41 |
1 |
2 |
10 |
167 |
| Consumer Mobility and the Local Structure of Consumption Industries |
0 |
0 |
0 |
54 |
0 |
8 |
28 |
167 |
| Consumption And Saving Response To A Tax-Subsidized Saving Policy |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
| Did the Community Reinvestment Act (CRA) Lead to Risky Lending? |
0 |
0 |
0 |
84 |
1 |
6 |
28 |
344 |
| Distance and information asymmetries in lending decisions |
0 |
0 |
0 |
0 |
1 |
3 |
14 |
259 |
| Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? |
0 |
0 |
0 |
17 |
0 |
1 |
25 |
214 |
| Do Loan Officers' Incentives Lead to Lax Lending Standards? |
0 |
0 |
0 |
90 |
5 |
10 |
23 |
419 |
| Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases |
0 |
0 |
0 |
28 |
0 |
1 |
13 |
95 |
| Do consumers choose the right credit contracts? |
0 |
0 |
0 |
99 |
0 |
2 |
16 |
611 |
| Do consumers choose the right credit contracts? |
0 |
0 |
0 |
114 |
0 |
2 |
10 |
637 |
| Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment |
0 |
0 |
0 |
30 |
0 |
4 |
13 |
178 |
| Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? |
0 |
0 |
0 |
8 |
0 |
0 |
6 |
90 |
| Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies |
0 |
1 |
3 |
61 |
1 |
23 |
132 |
702 |
| Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices |
0 |
0 |
1 |
59 |
0 |
1 |
20 |
541 |
| Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies |
0 |
0 |
0 |
53 |
0 |
4 |
13 |
168 |
| Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks |
0 |
0 |
0 |
3 |
1 |
1 |
12 |
69 |
| Holdup by Junior Claimholders: Evidence from the Mortgage Market |
0 |
0 |
0 |
13 |
0 |
2 |
11 |
102 |
| Inconsistent Regulators: Evidence From Banking |
0 |
0 |
3 |
107 |
1 |
2 |
22 |
420 |
| Learning in the Credit Card Market |
0 |
0 |
0 |
26 |
0 |
1 |
20 |
235 |
| Learning in the Credit Card Market |
0 |
0 |
1 |
174 |
4 |
16 |
66 |
816 |
| Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis |
0 |
0 |
1 |
37 |
0 |
0 |
8 |
121 |
| Loan Product Steering in Mortgage Markets |
0 |
0 |
0 |
32 |
0 |
8 |
35 |
138 |
| Loan Prospecting and the Loss of Soft Information |
0 |
0 |
0 |
86 |
0 |
4 |
30 |
228 |
| Loan commitments and private firms |
0 |
0 |
0 |
189 |
1 |
6 |
22 |
868 |
| Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis |
0 |
0 |
0 |
24 |
0 |
1 |
9 |
159 |
| Market-based loss mitigation practices for troubled mortgages following the financial crisis |
0 |
0 |
1 |
31 |
0 |
6 |
14 |
177 |
| Modeling to Inform Economy-Wide Pandemic Policy: Bringing Epidemiologists and Economists Together |
0 |
0 |
0 |
8 |
0 |
4 |
20 |
34 |
| Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program |
0 |
0 |
0 |
56 |
1 |
9 |
30 |
263 |
| Optimal Mortgage Refinancing: A Closed Form Solution |
0 |
1 |
1 |
118 |
1 |
6 |
25 |
502 |
| Optimal Mortgage Refinancing: A Closed Form Solution |
0 |
0 |
0 |
26 |
0 |
2 |
21 |
211 |
| Optimal Mortgage Reï¬ nancing: A Closed Form Solution |
0 |
0 |
0 |
13 |
1 |
3 |
15 |
227 |
| Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? |
0 |
1 |
2 |
128 |
0 |
12 |
31 |
707 |
| Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies |
0 |
0 |
1 |
64 |
0 |
5 |
28 |
166 |
| Pension Participation and Uncovered Workers |
0 |
0 |
0 |
46 |
0 |
1 |
8 |
181 |
| Perverse incentives at the banks? Evidence from a natural experiment |
0 |
0 |
0 |
135 |
3 |
9 |
19 |
658 |
| Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program |
0 |
0 |
0 |
13 |
0 |
1 |
16 |
202 |
| Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program |
0 |
0 |
0 |
13 |
0 |
3 |
15 |
220 |
| Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program |
0 |
0 |
0 |
20 |
0 |
1 |
18 |
310 |
| Predatory Lending and the Subprime Crisis |
0 |
0 |
0 |
47 |
0 |
6 |
13 |
215 |
| Predatory Lending and the Subprime Crisis |
0 |
0 |
1 |
34 |
0 |
5 |
22 |
200 |
| Reducing Strategic Default in a Financial Crisis |
0 |
0 |
0 |
17 |
0 |
7 |
28 |
69 |
| Regulating Consumer Financial Products: Evidence from Credit Cards |
0 |
1 |
3 |
65 |
6 |
12 |
36 |
283 |
| Related Exposures to Distressed Borrowers and Bank Lending |
0 |
1 |
1 |
17 |
0 |
2 |
22 |
91 |
| Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit |
0 |
0 |
0 |
21 |
1 |
4 |
14 |
252 |
| Searching for Approval |
0 |
0 |
0 |
23 |
1 |
7 |
34 |
167 |
| Serving the Underserved: Microcredit as a Pathway to Commercial Banks |
0 |
0 |
1 |
22 |
0 |
1 |
15 |
61 |
| Spending responses to state sales tax holidays |
0 |
0 |
1 |
24 |
0 |
3 |
25 |
118 |
| Summary of \"benefits of relationship banking: evidence from consumer credit markets\" |
0 |
0 |
0 |
0 |
0 |
0 |
7 |
86 |
| The Age of Reason: Financial Decisions Over the Lifecycle |
0 |
0 |
0 |
139 |
3 |
12 |
51 |
884 |
| The Age of Reason: Financial Decisions Over the Lifecycle |
0 |
0 |
0 |
18 |
0 |
6 |
21 |
194 |
| The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation |
0 |
1 |
1 |
61 |
0 |
6 |
21 |
381 |
| The Consumption Response to Minimum Wage Hikes |
0 |
0 |
0 |
24 |
1 |
4 |
13 |
81 |
| The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? |
0 |
0 |
0 |
17 |
1 |
5 |
13 |
112 |
| The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment |
0 |
0 |
0 |
33 |
0 |
1 |
11 |
131 |
| The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey |
0 |
0 |
2 |
55 |
1 |
2 |
17 |
357 |
| The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards |
0 |
0 |
0 |
6 |
0 |
5 |
16 |
29 |
| The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data |
0 |
0 |
0 |
87 |
1 |
4 |
22 |
550 |
| The Role of Securitization in Mortgage Renegotiation |
0 |
0 |
0 |
41 |
0 |
2 |
13 |
254 |
| The age of reason: financial decisions over the lifecycle |
0 |
0 |
1 |
130 |
3 |
14 |
30 |
602 |
| The choice between arm's-length and relationship debt: evidence from e-loans |
0 |
0 |
0 |
148 |
0 |
6 |
18 |
1,417 |
| The consumption response to minimum wage increases |
0 |
0 |
4 |
600 |
2 |
6 |
43 |
2,278 |
| The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data |
0 |
0 |
0 |
239 |
0 |
9 |
28 |
1,511 |
| The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data |
0 |
0 |
0 |
61 |
0 |
2 |
22 |
567 |
| The role of securitization in mortgage renegotiation |
0 |
0 |
0 |
44 |
0 |
4 |
22 |
277 |
| Weighted Noise: Discretion in Regulation |
0 |
1 |
1 |
6 |
0 |
5 |
14 |
24 |
| What is the Age of Reason? |
0 |
0 |
0 |
24 |
1 |
3 |
10 |
147 |
| Who Pays For Your Rewards? Redistribution in the Credit Card Market |
0 |
0 |
1 |
29 |
2 |
9 |
36 |
81 |
| Why do banks reward their customers to use their credit cards? |
0 |
0 |
6 |
145 |
1 |
6 |
61 |
863 |
| Why do borrowers make mortgage refinancing mistakes? |
0 |
0 |
2 |
60 |
0 |
2 |
22 |
273 |
| Total Working Papers |
1 |
10 |
43 |
4,559 |
51 |
365 |
1,655 |
25,120 |
| Journal Article |
File Downloads |
Abstract Views |
| Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
| A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees |
0 |
0 |
2 |
24 |
0 |
1 |
14 |
92 |
| Adverse selection in mortgage securitization |
0 |
0 |
0 |
146 |
0 |
12 |
34 |
588 |
| An empirical analysis of home equity loan and line performance |
0 |
1 |
2 |
116 |
1 |
7 |
47 |
526 |
| Cognitive Abilities and Household Financial Decision Making |
0 |
0 |
3 |
73 |
1 |
3 |
30 |
424 |
| Comparing the prime and subprime mortgage markets |
2 |
2 |
2 |
282 |
3 |
5 |
14 |
571 |
| Consumer bankruptcy and default: The role of individual social capital |
0 |
0 |
1 |
24 |
0 |
2 |
24 |
248 |
| Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore |
0 |
0 |
3 |
91 |
6 |
9 |
32 |
407 |
| Credit Lines and Credit Utilization |
0 |
0 |
1 |
418 |
0 |
2 |
18 |
1,192 |
| Determinants of automobile loan default and prepayment |
0 |
0 |
0 |
108 |
2 |
4 |
19 |
404 |
| Determinants of credit card delinquency and bankruptcy: Macroeconomic factors |
1 |
1 |
7 |
39 |
4 |
9 |
39 |
231 |
| Distance and Private Information in Lending |
0 |
6 |
23 |
228 |
7 |
32 |
127 |
917 |
| Do Forbearance Plans Help Mitigate Credit Card Losses? |
0 |
0 |
0 |
34 |
0 |
1 |
9 |
301 |
| Earnings management behaviors under different economic environments: Evidence from Japanese banks |
0 |
0 |
0 |
37 |
0 |
3 |
17 |
282 |
| Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites |
0 |
0 |
0 |
1 |
0 |
1 |
5 |
28 |
| Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data |
0 |
0 |
0 |
123 |
2 |
8 |
15 |
440 |
| Financial markets and the financing choice of firms: Evidence from developing countries |
0 |
0 |
3 |
193 |
0 |
1 |
15 |
657 |
| Homebuilders, Affiliated Financing Arms and the Mortgage Crisis |
0 |
0 |
0 |
7 |
2 |
3 |
15 |
94 |
| How Did the Great Recession Affect Payday Loans? |
0 |
0 |
0 |
75 |
1 |
2 |
43 |
389 |
| How do private firms use credit lines? |
0 |
0 |
0 |
12 |
0 |
2 |
6 |
69 |
| Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market |
1 |
1 |
1 |
115 |
4 |
8 |
40 |
457 |
| Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis |
0 |
0 |
0 |
32 |
1 |
3 |
22 |
258 |
| Optimal Mortgage Refinancing: A Closed-Form Solution |
0 |
1 |
2 |
14 |
1 |
4 |
16 |
191 |
| Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? |
0 |
0 |
0 |
100 |
1 |
7 |
20 |
562 |
| Predatory lending and the subprime crisis |
0 |
1 |
3 |
79 |
4 |
13 |
45 |
557 |
| Regulating Consumer Financial Products: Evidence from Credit Cards |
0 |
0 |
8 |
173 |
2 |
12 |
85 |
936 |
| Rescuing asset-backed securities markets |
0 |
0 |
0 |
60 |
0 |
1 |
7 |
181 |
| THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA |
0 |
0 |
0 |
17 |
1 |
2 |
10 |
148 |
| Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) |
0 |
0 |
0 |
191 |
1 |
1 |
10 |
677 |
| Telecommunications and economic growth: a panel data approach |
1 |
2 |
6 |
784 |
1 |
6 |
32 |
1,771 |
| The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation |
1 |
5 |
8 |
149 |
8 |
22 |
66 |
1,177 |
| The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations |
0 |
0 |
0 |
44 |
0 |
2 |
17 |
424 |
| The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data |
0 |
1 |
2 |
203 |
1 |
12 |
58 |
1,134 |
| The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market |
0 |
0 |
0 |
0 |
0 |
3 |
15 |
109 |
| The Spending and Debt Response to Minimum Wage Hikes |
2 |
2 |
3 |
258 |
2 |
9 |
42 |
1,015 |
| The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence |
0 |
1 |
2 |
19 |
1 |
2 |
12 |
112 |
| The asset-backed securities markets, the crisis and TALF |
0 |
0 |
1 |
121 |
2 |
2 |
9 |
414 |
| The asset-backed securities markets, the crisis, and TALF |
0 |
0 |
0 |
13 |
0 |
1 |
9 |
90 |
| The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey |
0 |
0 |
0 |
22 |
0 |
2 |
9 |
186 |
| The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market |
0 |
0 |
0 |
74 |
1 |
3 |
22 |
355 |
| The role of securitization in mortgage renegotiation |
0 |
0 |
1 |
41 |
0 |
0 |
17 |
273 |
| Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? |
0 |
0 |
0 |
34 |
0 |
3 |
15 |
147 |
| Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London |
0 |
0 |
0 |
52 |
0 |
2 |
14 |
273 |
| Why aren't banks lending more? the role of commercial real estate |
0 |
0 |
0 |
22 |
0 |
2 |
4 |
95 |
| Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia |
1 |
2 |
2 |
95 |
1 |
4 |
20 |
353 |
| Total Journal Articles |
9 |
26 |
86 |
4,743 |
61 |
233 |
1,139 |
19,755 |