Access Statistics for Sumit Agarwal

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 1 3 8 68
Benefits of relationship banking: evidence from consumer credit markets 0 0 0 99 1 1 1 298
Cognitive abilities and household financial decision making 0 0 1 56 1 3 11 288
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 0 0 0 44 1 2 5 207
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 0 0 40 1 1 1 157
Consumer Mobility and the Local Structure of Consumption Industries 0 0 0 53 2 2 5 138
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 0 0 84 1 2 14 313
Distance and information asymmetries in lending decisions 0 0 0 0 1 2 14 243
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? 0 0 0 17 1 1 2 189
Do Loan Officers' Incentives Lead to Lax Lending Standards? 0 1 1 88 1 4 6 389
Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases 0 0 0 27 1 1 5 79
Do consumers choose the right credit contracts? 0 0 1 113 1 1 2 625
Do consumers choose the right credit contracts? 0 0 1 97 1 1 4 592
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 1 30 1 1 7 164
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 1 8 1 1 2 84
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 0 0 0 57 2 2 4 560
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 0 0 58 1 3 11 519
Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 1 53 1 1 3 154
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 0 3 1 1 3 53
Holdup by Junior Claimholders: Evidence from the Mortgage Market 0 0 0 13 1 1 5 91
Inconsistent Regulators: Evidence From Banking 0 0 0 102 1 1 4 392
Learning in the Credit Card Market 0 0 0 173 3 7 11 746
Learning in the Credit Card Market 0 0 0 25 1 1 3 211
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 0 36 2 2 2 113
Loan Product Steering in Mortgage Markets 0 0 0 32 1 2 5 102
Loan Prospecting and the Loss of Soft Information 0 0 1 86 1 2 5 196
Loan commitments and private firms 0 0 0 189 1 1 1 845
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 24 1 1 1 149
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 0 30 1 2 2 160
Modeling to Inform Economy-Wide Pandemic Policy: Bringing Epidemiologists and Economists Together 0 0 0 8 1 2 5 13
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program 1 2 2 56 2 4 11 230
Noisy Experts? Discretion in Regulation 1 1 5 5 1 1 9 9
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 1 117 2 2 7 475
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 26 1 1 2 189
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 0 13 1 1 2 209
Owe a Bank Millions, the Bank Has a Problem: Credit Concentration in Bad Times 0 0 0 16 2 3 8 66
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 4 126 2 2 9 674
Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 1 63 1 1 4 131
Pension Participation and Uncovered Workers 0 0 0 46 1 1 2 173
Perverse incentives at the banks? Evidence from a natural experiment 0 0 2 133 2 2 9 637
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 12 1 1 2 182
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 19 1 1 7 285
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 13 1 1 2 204
Predatory Lending and the Subprime Crisis 0 0 1 33 1 1 3 177
Predatory Lending and the Subprime Crisis 0 0 0 46 1 3 7 199
Reducing Strategic Default in a Financial Crisis 0 0 1 17 4 5 10 40
Regulating Consumer Financial Products: Evidence from Credit Cards 0 0 0 62 1 2 6 245
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 0 0 21 1 2 4 237
Searching for Approval 1 1 1 23 2 2 11 132
Serving the Underserved: Microcredit as a Pathway to Commercial Banks 0 1 1 21 1 2 2 43
Spending responses to state sales tax holidays 0 1 1 23 1 3 3 91
Summary of \"benefits of relationship banking: evidence from consumer credit markets\" 0 0 0 0 1 1 2 79
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 1 139 2 4 13 824
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 1 18 1 2 4 171
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 1 2 60 1 2 7 356
The Consumption Response to Minimum Wage Hikes 0 0 0 24 1 1 1 68
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 17 1 1 4 98
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 1 33 1 1 4 120
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 1 1 1 53 2 2 3 333
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 2 2 7 10
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 0 0 87 1 2 4 525
The Role of Securitization in Mortgage Renegotiation 0 0 0 40 2 2 2 238
The age of reason: financial decisions over the lifecycle 0 0 2 128 1 1 8 570
The choice between arm's-length and relationship debt: evidence from e-loans 0 0 2 148 1 2 11 1,392
The consumption response to minimum wage increases 0 2 6 594 1 5 17 2,229
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 0 1 239 1 1 4 1,480
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 1 8 60 2 7 27 540
The role of securitization in mortgage renegotiation 0 0 2 44 1 1 4 252
What is the Age of Reason? 0 0 0 24 1 1 1 137
Who Pays For Your Rewards? Redistribution in the Credit Card Market 1 1 2 26 1 1 13 39
Why do banks reward their customers to use their credit cards? 0 0 1 138 4 9 18 796
Why do borrowers make mortgage refinancing mistakes? 0 0 0 58 2 2 3 246
Total Working Papers 5 13 58 4,490 95 146 429 23,269


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 0 1 22 1 1 4 78
Adverse selection in mortgage securitization 1 1 7 144 2 3 15 547
An empirical analysis of home equity loan and line performance 0 0 2 114 1 1 14 476
Cognitive Abilities and Household Financial Decision Making 0 2 5 69 2 10 33 388
Comparing the prime and subprime mortgage markets 0 0 1 280 1 1 3 557
Consumer bankruptcy and default: The role of individual social capital 0 0 0 23 1 1 4 223
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 0 3 7 84 1 8 23 364
Credit Lines and Credit Utilization 1 3 8 415 2 4 24 1,165
Determinants of automobile loan default and prepayment 0 0 0 108 1 2 9 381
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 0 0 1 30 1 1 6 186
Distance and Private Information in Lending 2 3 17 198 7 12 53 773
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 1 34 2 2 4 292
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 1 1 37 1 3 4 263
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 1 1 1 2 23
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 0 0 2 123 3 4 12 412
Financial markets and the financing choice of firms: Evidence from developing countries 0 0 3 189 1 1 16 640
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 0 7 1 1 2 77
How Did the Great Recession Affect Payday Loans? 0 0 2 75 2 5 12 333
How do private firms use credit lines? 0 0 0 12 1 2 2 62
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 1 1 2 113 2 3 16 415
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 1 1 32 2 3 5 234
Optimal Mortgage Refinancing: A Closed-Form Solution 0 0 0 10 1 2 16 168
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 0 99 1 3 8 539
Predatory lending and the subprime crisis 0 0 3 75 2 4 24 504
Regulating Consumer Financial Products: Evidence from Credit Cards 0 0 6 165 1 6 31 841
Rescuing asset-backed securities markets 0 0 0 60 1 1 3 172
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 0 17 1 1 3 138
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 1 1 2 191 2 2 3 667
Telecommunications and economic growth: a panel data approach 1 6 23 773 4 12 51 1,721
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 0 1 7 141 3 8 37 1,092
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 0 44 1 1 5 406
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 0 1 4 198 2 7 27 1,072
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 1 2 6 94
The Spending and Debt Response to Minimum Wage Hikes 0 1 5 246 2 5 20 952
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 0 17 1 1 4 98
The asset-backed securities markets, the crisis and TALF 0 0 0 120 2 2 5 404
The asset-backed securities markets, the crisis, and TALF 0 0 0 13 2 2 3 78
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 22 2 2 2 176
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 1 1 2 73 2 3 6 329
The role of securitization in mortgage renegotiation 0 0 0 39 1 1 8 250
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 0 34 1 1 4 130
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 2 52 1 1 4 258
Why aren't banks lending more? the role of commercial real estate 0 0 1 22 1 1 2 91
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 0 1 1 92 1 3 3 331
Total Journal Articles 8 27 117 4,613 72 140 538 18,400


Statistics updated 2025-02-05