Access Statistics for Sumit Agarwal

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 1 2 8 73
Benefits of relationship banking: evidence from consumer credit markets 0 0 0 99 0 0 1 298
Cognitive abilities and household financial decision making 0 0 1 57 2 7 14 299
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 0 0 1 45 1 2 6 211
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 0 0 40 0 1 2 158
Consumer Mobility and the Local Structure of Consumption Industries 0 0 1 54 1 3 6 142
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 0 0 84 3 6 11 322
Distance and information asymmetries in lending decisions 0 0 0 0 3 3 7 248
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? 0 0 0 17 0 0 1 189
Do Loan Officers' Incentives Lead to Lax Lending Standards? 0 0 3 90 0 1 13 398
Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases 0 0 1 28 0 0 5 83
Do consumers choose the right credit contracts? 0 0 1 114 1 1 4 628
Do consumers choose the right credit contracts? 0 0 2 99 1 3 7 598
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 0 30 2 2 4 167
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 0 8 1 1 2 85
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 0 0 1 58 6 7 19 577
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 1 1 59 3 4 9 525
Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 0 53 2 2 4 157
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 0 3 0 1 6 58
Holdup by Junior Claimholders: Evidence from the Mortgage Market 0 0 0 13 2 2 3 93
Inconsistent Regulators: Evidence From Banking 1 1 3 105 1 3 10 401
Learning in the Credit Card Market 1 1 1 174 11 13 24 763
Learning in the Credit Card Market 0 0 1 26 0 2 7 217
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 0 36 1 4 6 117
Loan Product Steering in Mortgage Markets 0 0 0 32 3 3 6 106
Loan Prospecting and the Loss of Soft Information 0 0 0 86 2 5 11 205
Loan commitments and private firms 0 0 0 189 4 6 8 852
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 24 0 1 3 151
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 1 1 31 0 2 7 165
Modeling to Inform Economy-Wide Pandemic Policy: Bringing Epidemiologists and Economists Together 0 0 0 8 3 3 6 17
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program 0 0 2 56 1 3 10 236
Noisy Experts? Discretion in Regulation 0 0 1 5 0 0 2 10
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 117 4 4 8 481
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 26 0 0 2 190
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 0 13 0 1 5 213
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 1 127 1 1 9 681
Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 0 63 1 2 10 140
Pension Participation and Uncovered Workers 0 0 0 46 0 0 1 173
Perverse incentives at the banks? Evidence from a natural experiment 0 0 2 135 0 1 6 641
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 20 2 4 12 296
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 13 2 2 8 189
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 13 2 2 5 208
Predatory Lending and the Subprime Crisis 0 0 1 47 2 2 8 204
Predatory Lending and the Subprime Crisis 0 1 1 34 1 3 5 181
Reducing Strategic Default in a Financial Crisis 0 0 0 17 3 6 14 49
Regulating Consumer Financial Products: Evidence from Credit Cards 1 1 1 63 5 9 13 256
Related Exposures to Distressed Borrowers and Bank Lending 0 0 0 16 3 6 12 75
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 0 0 21 0 0 3 238
Searching for Approval 0 0 1 23 1 1 4 134
Serving the Underserved: Microcredit as a Pathway to Commercial Banks 0 1 2 22 1 2 7 48
Spending responses to state sales tax holidays 0 0 1 23 2 3 8 96
Summary of \"benefits of relationship banking: evidence from consumer credit markets\" 0 0 0 0 0 0 1 79
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 0 18 0 0 5 174
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 0 139 9 9 24 844
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 0 1 60 2 5 12 366
The Consumption Response to Minimum Wage Hikes 0 0 0 24 0 1 2 69
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 17 1 1 3 100
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 0 33 0 1 2 121
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 0 0 2 54 2 4 17 348
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 0 0 5 13
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 0 0 87 3 6 11 534
The Role of Securitization in Mortgage Renegotiation 0 0 1 41 1 1 6 242
The age of reason: financial decisions over the lifecycle 0 0 2 130 2 3 7 576
The choice between arm's-length and relationship debt: evidence from e-loans 0 0 0 148 0 2 11 1,401
The consumption response to minimum wage increases 1 1 5 597 8 9 20 2,244
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 0 0 239 1 4 12 1,491
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 0 2 61 2 3 17 550
The role of securitization in mortgage renegotiation 0 0 0 44 1 1 5 256
What is the Age of Reason? 0 0 0 24 2 2 3 139
Who Pays For Your Rewards? Redistribution in the Credit Card Market 0 0 4 29 1 3 14 52
Why do banks reward their customers to use their credit cards? 3 3 4 142 15 22 39 826
Why do borrowers make mortgage refinancing mistakes? 0 0 0 58 1 1 8 252
Total Working Papers 7 11 54 4,531 136 220 596 23,719


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 0 0 22 2 3 5 82
Adverse selection in mortgage securitization 0 0 3 146 3 3 13 557
An empirical analysis of home equity loan and line performance 0 1 1 115 1 4 8 483
Cognitive Abilities and Household Financial Decision Making 2 3 6 73 3 10 26 404
Comparing the prime and subprime mortgage markets 0 0 0 280 1 1 2 558
Consumer bankruptcy and default: The role of individual social capital 0 0 0 23 0 3 5 227
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 0 0 7 88 1 1 20 376
Credit Lines and Credit Utilization 0 0 5 417 2 3 17 1,178
Determinants of automobile loan default and prepayment 0 0 0 108 0 1 8 387
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 0 2 4 34 1 7 14 199
Distance and Private Information in Lending 3 6 16 211 12 19 49 810
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 0 34 0 1 3 293
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 0 1 37 3 4 9 269
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 1 1 2 3 25
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 0 0 0 123 0 1 18 426
Financial markets and the financing choice of firms: Evidence from developing countries 1 1 3 192 3 3 7 646
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 0 7 0 0 3 79
How Did the Great Recession Affect Payday Loans? 0 0 0 75 1 13 31 359
How do private firms use credit lines? 0 0 0 12 0 0 3 63
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 0 2 114 2 3 10 422
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 0 1 32 1 1 6 237
Optimal Mortgage Refinancing: A Closed-Form Solution 0 1 3 13 1 3 12 178
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 1 100 0 0 8 544
Predatory lending and the subprime crisis 0 0 2 77 5 9 22 522
Regulating Consumer Financial Products: Evidence from Credit Cards 2 2 2 167 10 16 33 868
Rescuing asset-backed securities markets 0 0 0 60 0 0 3 174
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 0 17 0 0 1 138
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 0 1 191 0 0 3 668
Telecommunications and economic growth: a panel data approach 0 0 12 779 0 2 36 1,745
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 0 1 2 142 5 11 42 1,126
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 0 44 1 4 6 411
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 0 0 5 202 1 6 19 1,084
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 1 1 4 96
The Spending and Debt Response to Minimum Wage Hikes 0 0 10 255 4 9 37 984
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 1 18 0 0 4 101
The asset-backed securities markets, the crisis and TALF 0 1 1 121 0 1 4 406
The asset-backed securities markets, the crisis, and TALF 0 0 0 13 0 1 7 83
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 22 1 4 7 181
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 0 0 2 74 4 5 12 338
The role of securitization in mortgage renegotiation 0 0 1 40 1 3 10 259
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 0 34 0 0 3 132
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 0 52 1 1 3 260
Why aren't banks lending more? the role of commercial real estate 0 0 0 22 0 0 1 91
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 0 0 2 93 1 1 6 334
Total Journal Articles 8 18 94 4,680 73 160 543 18,803


Statistics updated 2025-11-08