Access Statistics for Sumit Agarwal

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 3 5 10 76
Benefits of relationship banking: evidence from consumer credit markets 0 0 0 99 2 2 3 300
Cognitive abilities and household financial decision making 1 1 2 58 2 8 15 301
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real Estate Market 0 0 1 45 1 2 7 212
Collateral Valuation and Borrower Financial Constraints: Evidence from the Residential Real-Estate Market 0 0 0 40 3 3 5 161
Consumer Mobility and the Local Structure of Consumption Industries 0 0 1 54 7 10 13 149
Did the Community Reinvestment Act (CRA) Lead to Risky Lending? 0 0 0 84 5 9 15 327
Distance and information asymmetries in lending decisions 0 0 0 0 3 6 9 251
Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? 0 0 0 17 5 5 6 194
Do Loan Officers' Incentives Lead to Lax Lending Standards? 0 0 2 90 1 1 12 399
Do Minimum Wage Increases Benefit Intended Households? Evidence from the Performance of Residential Leases 0 0 1 28 4 4 9 87
Do consumers choose the right credit contracts? 0 0 2 99 4 5 11 602
Do consumers choose the right credit contracts? 0 0 1 114 2 3 6 630
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 0 30 2 4 6 169
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 0 8 1 2 3 86
Does inequality cause financial distress? Evidence from lottery winners and neighboring bankruptcies 0 0 1 58 3 10 22 580
Does it pay to read your junk mail? evidence of the effect of advertising on home equity credit choices 0 1 1 59 3 7 11 528
Does the Relative Income of Peers Cause Financial Distress? Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 0 53 2 4 6 159
Earnings Management During Distinct Periods of Capital Demand – Evidence from Japanese Banks 0 0 0 3 1 2 7 59
Holdup by Junior Claimholders: Evidence from the Mortgage Market 0 0 0 13 1 3 4 94
Inconsistent Regulators: Evidence From Banking 1 2 4 106 6 7 16 407
Learning in the Credit Card Market 0 1 1 174 1 13 22 764
Learning in the Credit Card Market 0 0 1 26 1 2 8 218
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 0 36 0 4 6 117
Loan Product Steering in Mortgage Markets 0 0 0 32 4 7 9 110
Loan Prospecting and the Loss of Soft Information 0 0 0 86 3 6 13 208
Loan commitments and private firms 0 0 0 189 2 7 10 854
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 24 2 3 5 153
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 1 1 31 2 4 9 167
Modeling to Inform Economy-Wide Pandemic Policy: Bringing Epidemiologists and Economists Together 0 0 0 8 0 3 5 17
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program 0 0 1 56 3 5 11 239
Noisy Experts? Discretion in Regulation 0 0 1 5 3 3 5 13
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 26 3 3 5 193
Optimal Mortgage Refinancing: A Closed Form Solution 0 0 0 117 2 6 10 483
Optimal Mortgage Reï¬ nancing: A Closed Form Solution 0 0 0 13 3 4 8 216
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 1 127 2 3 11 683
Peers’ Income and Financial Distress: Evidence from Lottery Winners and Neighboring Bankruptcies 0 0 0 63 3 4 13 143
Pension Participation and Uncovered Workers 0 0 0 46 2 2 3 175
Perverse incentives at the banks? Evidence from a natural experiment 0 0 2 135 1 2 7 642
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 13 1 3 6 209
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 13 2 4 10 191
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 20 2 5 14 298
Predatory Lending and the Subprime Crisis 0 0 1 47 1 3 9 205
Predatory Lending and the Subprime Crisis 0 1 1 34 0 3 5 181
Reducing Strategic Default in a Financial Crisis 0 0 0 17 5 9 19 54
Regulating Consumer Financial Products: Evidence from Credit Cards 0 1 1 63 2 10 14 258
Related Exposures to Distressed Borrowers and Bank Lending 0 0 0 16 1 5 12 76
Rushing into American Dream? House Prices, Timing of Homeownership, and Adjustment of Consumer Credit 0 0 0 21 1 1 3 239
Searching for Approval 0 0 1 23 0 1 4 134
Serving the Underserved: Microcredit as a Pathway to Commercial Banks 0 0 2 22 0 1 7 48
Spending responses to state sales tax holidays 1 1 2 24 2 5 10 98
Summary of \"benefits of relationship banking: evidence from consumer credit markets\" 0 0 0 0 2 2 3 81
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 0 18 2 2 7 176
The Age of Reason: Financial Decisions Over the Lifecycle 0 0 0 139 10 19 33 854
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation 0 0 0 60 1 5 12 367
The Consumption Response to Minimum Wage Hikes 0 0 0 24 1 2 3 70
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 17 1 2 4 101
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 0 33 2 2 4 123
The Efficiency of Internal Capital Markets: Evidence from the Annual Capital Expenditure Survey 0 0 2 54 0 3 17 348
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 1 1 6 14
The Reaction of Consumer Spending and Debt to Tax Rebates -- Evidence from Consumer Credit Data 0 0 0 87 2 5 12 536
The Role of Securitization in Mortgage Renegotiation 0 0 1 41 3 4 9 245
The age of reason: financial decisions over the lifecycle 0 0 2 130 2 4 9 578
The choice between arm's-length and relationship debt: evidence from e-loans 0 0 0 148 2 3 13 1,403
The consumption response to minimum wage increases 0 1 5 597 8 16 27 2,252
The reaction of consumer spending and debt to tax rebates – evidence from consumer credit data 0 0 0 239 2 4 14 1,493
The reaction of consumer spending and debt to tax rebates; evidence from consumer credit data 0 0 1 61 7 9 20 557
The role of securitization in mortgage renegotiation 0 0 0 44 8 9 13 264
What is the Age of Reason? 0 0 0 24 1 3 4 140
Who Pays For Your Rewards? Redistribution in the Credit Card Market 0 0 4 29 4 5 18 56
Why do banks reward their customers to use their credit cards? 1 4 5 143 10 29 46 836
Why do borrowers make mortgage refinancing mistakes? 1 1 1 59 5 6 13 257
Total Working Papers 5 15 55 4,536 189 368 756 23,908

Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Simple Framework for Estimating Consumer Benefits from Regulating Hidden Fees 0 0 0 22 0 3 5 82
Adverse selection in mortgage securitization 0 0 3 146 6 9 18 563
An empirical analysis of home equity loan and line performance 0 1 1 115 6 8 14 489
Cognitive Abilities and Household Financial Decision Making 0 3 5 73 9 18 31 413
Comparing the prime and subprime mortgage markets 0 0 0 280 0 1 2 558
Consumer bankruptcy and default: The role of individual social capital 0 0 0 23 6 9 11 233
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore 1 1 5 89 6 7 20 382
Credit Lines and Credit Utilization 0 0 4 417 2 5 18 1,180
Determinants of automobile loan default and prepayment 0 0 0 108 1 2 8 388
Determinants of credit card delinquency and bankruptcy: Macroeconomic factors 2 4 6 36 5 10 19 204
Distance and Private Information in Lending 3 8 19 214 26 42 73 836
Do Forbearance Plans Help Mitigate Credit Card Losses? 0 0 0 34 1 1 4 294
Earnings management behaviors under different economic environments: Evidence from Japanese banks 0 0 0 37 3 7 11 272
Electrical and thermal properties of Pr 2/3 (Ba 1−x Cs x ) 1/3 MnO 3 manganites 0 0 0 1 1 3 4 26
Exemption laws and consumer delinquency and bankruptcy behavior: an empirical analysis of credit card data 0 0 0 123 3 4 21 429
Financial markets and the financing choice of firms: Evidence from developing countries 0 1 3 192 3 6 10 649
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 0 7 2 2 5 81
How Did the Great Recession Affect Payday Loans? 0 0 0 75 8 11 36 367
How do private firms use credit lines? 0 0 0 12 2 2 5 65
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market 0 0 2 114 13 16 23 435
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 0 1 32 4 5 10 241
Optimal Mortgage Refinancing: A Closed-Form Solution 0 0 3 13 3 4 14 181
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles? 0 0 1 100 2 2 9 546
Predatory lending and the subprime crisis 0 0 2 77 2 10 22 524
Regulating Consumer Financial Products: Evidence from Credit Cards 0 2 2 167 9 23 39 877
Rescuing asset-backed securities markets 0 0 0 60 0 0 3 174
THE BROKERAGE FIRM EFFECT IN HERDING: EVIDENCE FROM INDONESIA 0 0 0 17 0 0 1 138
Technology transfer perspectives in globalising India (drugs and pharmaceuticals and biotechnology) 0 0 1 191 0 0 3 668
Telecommunications and economic growth: a panel data approach 0 0 9 779 5 6 37 1,750
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation 0 1 1 142 10 17 50 1,136
The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations 0 0 0 44 4 6 10 415
The Reaction of Consumer Spending and Debt to Tax Rebates-Evidence from Consumer Credit Data 0 0 4 202 7 12 22 1,091
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market 0 0 0 0 2 3 6 98
The Spending and Debt Response to Minimum Wage Hikes 1 1 10 256 9 14 44 993
The Term Structure of Lease Rates with Endogenous Default Triggers and Tenant Capital Structure: Theory and Evidence 0 0 1 18 3 3 7 104
The asset-backed securities markets, the crisis and TALF 0 1 1 121 2 3 6 408
The asset-backed securities markets, the crisis, and TALF 0 0 0 13 1 2 8 84
The efficiency of internal capital markets: Evidence from the Annual Capital Expenditure Survey 0 0 0 22 0 2 7 181
The impact of the 2001 financial crisis and the economic policy responses on the Argentine mortgage market 0 0 2 74 4 8 15 342
The role of securitization in mortgage renegotiation 0 0 1 40 3 5 13 262
Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default? 0 0 0 34 5 5 8 137
Where does price discovery occur for stocks traded in multiple markets? Evidence from Hong Kong and London 0 0 0 52 2 3 5 262
Why aren't banks lending more? the role of commercial real estate 0 0 0 22 1 1 2 92
Why do foreign investors underperform domestic investors in trading activities? Evidence from Indonesia 0 0 2 93 6 7 11 340
Total Journal Articles 7 23 89 4,687 187 307 690 18,990

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Statistics updated 2025-12-06