Access Statistics for Gene Amromin

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Access to Refinancing and Mortgage Interest Rates: HARPing on the Importance of Competition 0 0 0 19 0 0 1 116
Complex Mortgages 0 0 0 36 0 0 13 251
Complex mortgages 0 0 0 32 0 0 1 140
Debit card and cash usage: a cross-country analysis 0 0 0 487 0 1 8 1,769
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment 0 0 1 30 0 0 4 165
Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance? 0 0 0 8 0 0 1 84
Expectations of risk and return among household investors: Are their Sharpe ratios countercyclical? 0 0 0 70 0 0 3 317
From the horse's mouth: gauging conditional expected stock returns from investor surveys 0 0 0 57 0 0 0 416
From the horse’s mouth: how do investor expectations of risk and return vary with economic conditions? 1 1 1 29 1 1 6 93
Holdup by Junior Claimholders: Evidence from the Mortgage Market 0 0 0 13 0 0 3 91
Household Inequality and the Consumption Response to Aggregate Real Shocks 0 0 0 25 1 1 3 55
Household inequality and the consumption response to aggregate real shocks 0 0 0 6 0 1 1 40
How did the 2003 dividend tax cut affect stock prices and corporate payout policy? 0 0 0 122 0 0 0 591
How did the 2003 dividend tax cut affect stock prices? 0 0 0 75 0 0 4 500
How did the 2003 dividend tax cut affect stock prices? 0 0 0 74 0 0 0 643
Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis 0 0 0 36 0 0 2 113
Loan Product Steering in Mortgage Markets 0 0 0 0 0 0 5 63
Loan Product Steering in Mortgage Markets 0 0 0 32 0 1 3 103
Market-Based Loss Mitigation Practices for Troubled Mortgages Following the Financial Crisis 0 0 0 24 0 0 2 150
Market-based loss mitigation practices for troubled mortgages following the financial crisis 0 0 0 30 0 0 5 163
Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program 0 0 2 56 0 1 10 233
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 20 0 1 9 292
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 1 13 1 3 6 187
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 28 0 1 3 198
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 0 13 1 2 4 206
Precautionary savings motives and tax efficiency of household portfolios: an empirical analysis 0 0 0 92 0 0 0 421
Predatory Lending and the Subprime Crisis 0 0 0 33 0 0 2 178
Predatory Lending and the Subprime Crisis 0 0 1 47 0 0 6 202
Refinancing, Monetary Policy, and the Credit Cycle 0 0 0 22 1 1 3 76
Second Liens and the Holdup Problem in Mortgage Renegotiation 0 0 0 22 0 1 1 73
Technology Providers and Financial Stability: Overview of Risks and Regulatory Frameworks 3 3 3 3 3 3 3 3
Technology Providers and Financial Stability: Overview of Risks and Regulatory Frameworks 1 1 1 1 2 2 2 2
The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 17 0 0 3 99
The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment 0 0 1 33 0 0 2 120
The Housing Crisis and the Rise in Student Loans 0 1 4 222 2 10 25 693
The Politics of Foreclosures 0 0 0 26 0 0 1 35
The Role of Securitization in Mortgage Renegotiation 0 0 1 41 0 0 5 241
The Tradeoff Between Mortgage Prepayments and Tax-Deferred Retirement Savings 0 0 0 81 1 2 2 456
The role of securitization in mortgage renegotiation 0 0 1 44 0 0 5 255
The tradeoff between mortgage prepayments and tax-deferred retirement savings 0 0 0 117 0 1 4 667
Transforming payment choices by doubling fees on the Illinois tollway 0 0 0 54 0 0 1 609
Total Working Papers 5 6 18 2,190 13 33 162 11,109


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Comparing patterns of default among prime and subprime mortgages 0 0 0 97 0 0 4 345
Consumer Credit Trends by Income and Geography in 2001–12 0 0 0 9 0 0 1 34
Default rates on prime and subprime mortgages: differences & similarities 0 0 1 31 0 0 3 118
Detroit’s bankruptcy: the uncharted waters of Chapter 9 0 0 0 23 1 2 2 93
Economic Perspectives special issue on payments fraud: an introduction 0 0 0 25 0 0 0 87
Education Financing and Student Lending 0 1 2 28 0 1 8 81
Expectations of risk and return among household investors: Are their Sharpe ratios countercyclical? 0 0 0 38 1 2 10 248
Financial Education versus Costly Counseling: How to Dissuade Borrowers from Choosing Risky Mortgages? 0 0 0 14 1 2 11 60
Financial literacy and financial planning: Evidence from India 0 1 14 222 6 16 89 1,140
From the Horse's Mouth: Economic Conditions and Investor Expectations of Risk and Return 0 1 8 73 1 3 17 179
From the horse’s mouth: gauging conditional expected stock returns from investor surveys 0 0 0 12 0 0 2 84
Hedging Employee Stock Options, Corporate Taxes, and Debt 0 0 0 8 0 0 1 73
Helping Homeowners During the Covid-19 Pandemic: Lessons from the Great Recession 0 0 0 8 0 0 0 30
Helping Homeowners During the Covid-19 Pandemic: Lessons from the Great Recession 0 0 0 2 0 0 1 17
Holdup by Junior Claimholders: Evidence from the Mortgage Market 0 0 0 4 0 0 1 34
Homebuilders, Affiliated Financing Arms and the Mortgage Crisis 0 0 0 7 0 1 4 79
Household Inequality and the Consumption Response to Aggregate Real Shocks 0 0 0 31 0 1 5 188
Household Portfolio Choices in Taxable and Tax-Deferred Accounts: Another Puzzle? 0 0 0 58 0 2 3 214
Household Portfolio Choices in Taxable and Tax-Deferred Accounts: Another Puzzle? 0 0 0 8 0 0 2 27
How Did the 2003 Dividend Tax Cut Affect Stock Prices? 0 0 0 18 0 0 2 120
Inducing more efficient payment on the Illinois Tollway 0 0 0 6 0 0 0 147
Inequality and Recessions 0 1 2 12 0 1 4 71
Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis 0 0 1 32 0 1 6 236
Mortgage Refinancing during the Great Recession: The Role of Credit Scores 1 2 2 53 1 2 4 185
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program 0 0 3 70 3 5 24 469
Predatory lending and the subprime crisis 1 1 2 77 1 4 22 513
Tempestuous municipal debt markets: Oxymoron or new reality? 0 0 0 14 0 0 0 101
The Great Recession and Credit Trends across Income Groups 0 0 2 42 2 3 6 196
The Politics of Foreclosures 0 0 1 11 0 0 5 99
The When, What and Where of Consumer Debt: The View from Cook County 0 0 0 2 0 0 1 22
The role of securitization in mortgage renegotiation 0 0 1 40 0 3 10 256
The tradeoff between mortgage prepayments and tax-deferred retirement savings 0 1 1 43 0 3 9 460
Transforming payment choices by doubling fees on the Illinois Tollway 0 0 0 15 0 0 0 181
Transforming payment choices by doubling fees on the Illinois Tollway 0 0 0 14 0 0 0 218
Using payment innovations to improve transportation networks: a conference summary 0 0 0 11 0 0 1 74
What Explains Early Withdrawals From Retirement Accounts? Evidence From a Panel of Taxpayers 1 2 7 55 1 4 17 135
Whither Loose Change? The Diminishing Demand for Small-Denomination Currency 0 0 0 100 3 8 24 444
Whither Loose Change? The Diminishing Demand for Small‐Denomination Currency 0 0 7 28 1 3 22 81
Why Housing Has Been So Strong, but Might Not Be for Long 0 0 0 0 1 1 1 4
Total Journal Articles 3 10 54 1,341 23 68 322 7,143


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Precautionary Savings Motives and Tax Efficiency of Household Portfolios: An Empirical Analysis 0 0 0 16 0 1 1 79
The Tradeoff between Mortgage Prepayments and Tax-deferred Retirement Savings 0 0 0 0 0 1 5 139
Total Chapters 0 0 0 16 0 2 6 218


Statistics updated 2025-08-05