Access Statistics for Santiago Carbo Valverde

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A revenue-based frontier measure of banking competition 0 1 1 93 1 2 2 225
All about the state-Fifty years of innovative technology to deliver an inclusive financial sector 0 0 0 51 0 0 1 129
Are covered bonds a substitute for mortgage-backed securities? 0 0 0 63 0 0 1 179
BANK REGULATION AND CAPITAL AUGMENTATIONS IN SPAIN 0 0 0 22 0 0 0 83
Bank lending, financing constraints and SME investment 0 0 0 741 0 0 1 2,206
Bank lending, financing constraints, SME investment 0 0 0 0 0 1 1 69
Bank market power and SME financing constraints 0 0 0 0 1 1 5 224
Competing Technologies for Payments: Automated Teller Machines (ATMs), Point of Sale (POS) Terminals and the Demand for Currency 1 1 2 84 2 4 14 634
Cross-Country Comparisons of Competition and Pricing Power in European Banking 0 0 0 38 1 1 4 187
Cross-Country Comparisons of Competition and Pricing Power in European Banking 0 0 0 131 0 1 4 428
Cross-country comparisons of competition and pricing power in European banking 0 0 0 0 0 0 1 87
Do non-financial firms react to monetary policy actions as banks do? 0 0 0 122 1 1 1 442
Escalating crisis in the eurozone: The case for conditional debt relief for Greece (Statement No. 40) 0 0 0 31 0 0 3 78
Estimating the intensity of price and non-price competition in banking 0 0 0 247 1 2 3 987
Estimating the intensity of price and non-price competition in banking: an application to the Spanish case 0 0 0 30 2 2 3 177
Estimating the intensity of price and non-price competition in banking: an application to the Spanish case 0 0 0 41 1 2 2 199
Evidence of Differences in the Effectiveness of Safety-Net Management in European Union Countries 0 0 0 29 0 0 0 157
Evidence of Regulatory Arbitrage in Cross-Border Mergers of Banks in the EU 0 0 0 62 0 1 2 194
Financial inclusion in South Africa - Influencing factors and public policy 0 0 5 22 1 2 38 87
Financial regulation in Spain 0 0 2 138 0 0 4 502
Financial reputation, market interventions and debt issuance by banks: a truncated two-part model approach 0 0 0 26 0 0 0 96
Geographical and Cultural Proximity in Retail Banking 0 0 0 19 2 2 7 30
How Effective Are Rewards Programs in Promoting Payment Card Usage? Empirical Evidence 0 0 0 40 1 2 4 289
How effective are rewards programs in promoting payment card usage? empirical evidence 0 0 1 63 0 4 9 200
Informe Final del Grupo de Trabajo Mixto Covid-19: POR UN PACTO POLÍTICO Y SOCIAL EN TORNO A UNA ESTRATEGIA DE REACTIVACIÓN Y CRECIMIENTO INCLUSIVOS 0 0 1 37 1 1 4 156
Informe Final del Grupo de Trabajo Mixto Covid-19: POR UN PACTO POLÍTICO Y SOCIAL EN TORNO A UNA ESTRATEGIA DE REACTIVACIÓN Y CRECIMIENTO INCLUSIVOS (versión abreviada) 0 0 1 12 1 1 2 67
Informes del Grupo de Trabajo Mixto Covid-19. The economic consequences of Covid in Spain and how to deal with them 0 0 1 20 0 0 3 90
Lending Relationships and Credit Rationing: The Impact of Securitization 0 0 0 0 0 0 1 4
Lending relationships and credit rationing: the impact of securitization 0 0 0 0 0 0 1 5
Lending relationships and credit rationing: the impact of securitization 0 0 0 56 0 1 3 159
Lending relationships and credit rationing: the impact of securitization 0 0 0 10 0 0 0 67
MARKET POWER AND WILLINGNESS TO PAY IN NETWORK INDUSTRIES: EVIDENCE FROM PAYMENT CARDS WITHIN MULTIPRODUCT BANKING 0 0 0 63 0 0 0 237
New evidence of scope economies among lending,deposit-taking, loan commitments and mutual fund activities 0 0 0 146 1 1 4 547
Nowhere Else to Go: The Determinants of Bank-Firm Relationship Discontinuations After Bank Mergers 0 0 0 13 0 0 0 54
Nowhere Else to Go: The Determinants of Bank-Firm Relationship Discontinuations after Bank Mergers 0 0 0 13 1 1 2 21
Operaciones fuera de balance y economías de escala en el sector bancario español 0 0 0 105 1 1 5 1,589
Por la Recuperación Financiera de las Empresas tras el COVID-19 0 1 2 65 2 3 11 196
Regulating two-sided markets: an empirical investigation 0 0 1 112 0 0 3 308
Regulating two-sided markets: an empirical investigation 0 0 0 113 0 0 0 200
Safety-Net Benefits Conferred on Difficult-to-Fail-and-Unwind Banks in the US and EU Before and During the Great Recession 0 0 0 22 1 1 1 118
Safety-net benefits conferred on difficulty-to-fail-and-unwind banks in the U.S. and EU before and during the Great Recession 0 0 0 0 1 1 2 64
Scope Economies and Competition Beyond the Balance Sheet: a ‘broad banking’ Experience 0 0 1 180 0 0 1 721
Securitization, bank lending and credit quality: the case of Spain 0 0 0 99 0 0 0 219
The Consumer Credit Act 1974 and the emergence of the APR as a consumer protection policy tool 1 1 1 53 2 2 7 179
The Economics of Credit Cards, Debit Cards and ATMs: A Survey and Some New Evidence 0 0 1 156 1 2 12 912
The determinants of bank margins revisited: A note on the effects of diversification 0 0 0 238 0 0 0 689
The finance-growth nexus: a regional perspective 0 0 0 298 0 0 1 592
Total Working Papers 2 4 20 3,904 26 43 173 15,083


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A machine learning approach to the digitalization of bank customers: Evidence from random and causal forests 0 1 2 10 0 1 9 35
A note on technical change in banking: the case of European savings banks 0 0 0 62 1 1 3 304
ATM withdrawals, debit card transactions at the point of sale and the demand for currency 0 0 1 19 1 2 6 104
Are covered bonds a substitute for mortgage-backed securities? 0 0 1 7 0 0 1 18
Assessing incentives to increase digital payment acceptance and usage: A machine learning approach 0 0 0 0 1 1 1 1
Bank Market Power and SME Financing Constraints 1 3 8 420 5 9 22 1,144
Bank deregulation is better than mergers 0 0 1 122 0 0 2 355
Bank-lending channel and non-financial firms: evidence for Spain 0 0 0 53 0 0 2 193
CAR 2: the impact of CAR on bank capital augmentation in Spain 0 0 0 98 0 1 1 380
COURNOT COMPETITION IN A TWO‐DIMENSIONAL CIRCULAR CITY 0 0 0 48 0 0 0 165
Cross-country comparisons of competition and pricing power in European banking 1 1 2 375 2 3 10 928
Cryptocurrency ownership and cognitive biases in perceived financial literacy 8 9 9 9 9 10 10 10
DO BANKS GAME ON DYNAMIC PROVISIONING? 0 0 0 2 0 0 2 10
DOES THE DEVELOPMENT OF NON‐CASH PAYMENTS AFFECT BANK LENDING? 0 0 0 22 0 0 5 103
Deregulation, Bank Competition and Regional Growth 0 0 1 120 0 1 3 519
Disentangling the Effects of Household Financial Constraints and Risk Profile on Mortgage Rates 0 0 0 4 0 0 0 50
Do bank bailouts have an impact on the underwriting business? 0 0 0 3 0 0 3 45
Do banks and industrial companies have equal access to reputable underwriters in debt markets? 0 0 0 9 0 0 3 114
Do cross-country differences in bank efficiency support a policy of "national champions"? 0 1 1 80 0 1 2 183
EDITORIAL 0 0 0 0 0 0 1 5
EDITORIAL 0 0 0 0 0 0 1 4
EDITORIAL NOTE 0 0 0 0 0 0 0 6
EDITORIAL NOTE 0 0 0 0 0 0 3 8
EDITORIAL NOTE 0 0 0 0 0 0 0 1
EDITORIAL NOTE 0 0 0 0 0 0 0 0
EDITORIAL NOTE 0 0 0 0 0 0 0 4
EDITORIAL NOTE 0 0 0 1 0 0 0 4
EDITORIAL NOTE 0 0 0 0 0 0 0 0
Editor's Notes 0 0 0 0 0 0 0 20
Efficiency in Banking: Empirical Evidence from the Savings Banks Sector 0 0 0 5 0 0 0 10
Entrepreneurial, institutional and financial strategies for FinTech profitability 0 0 3 18 0 1 17 59
Evidence of Differences in the Effectiveness of Safety-Net Management in European Union Countries 0 0 1 23 0 0 1 165
Examining the Relationships between Capital, Risk and Efficiency in European Banking 0 3 13 215 4 10 32 640
Exploiting old customers and attracting new ones: The case of bank deposit pricing 0 0 3 61 1 2 10 309
FINANCIAL DIGITALIZATION: BANKS, FINTECH, BIGTECH, AND CONSUMERS 2 2 5 56 2 2 10 141
Feedback Loop Effects in Payment Card Markets: Empirical Evidence 0 0 0 51 0 0 1 167
Finance and Regional Development: A Survey for Hazardous Times 0 0 0 27 0 0 1 76
Financial Exclusion in Europe 1 3 3 212 1 4 7 505
Financial Innovations in Banking: Impact on Regional Growth 0 0 1 81 0 1 6 308
How effective are rewards programs in promoting payment card usage? Empirical evidence 0 1 3 21 2 3 11 207
Implications of Basel II for Different Bank Ownership Patterns in Europe 0 0 0 41 0 2 3 153
La regulación de los órganos de gobierno de las cajas de ahorros: consideraciones electorales 0 0 0 18 1 1 2 227
Mobility restrictions and payment choices: The case of the Covid-19 pandemic 0 0 1 1 0 0 5 8
New evidence of scope economies among lending, deposit-taking, loan commitments and mutual fund activities 0 0 0 22 0 0 1 131
Non-pricing drivers of underwriters’ market shares in corporate bond markets 0 0 0 1 0 0 2 10
Nowhere else to go: Determinants of bank–firm relationship discontinuations after bank mergers 0 0 1 1 1 1 2 2
Opening the black box: Finding the source of cost inefficiency 0 0 0 63 0 0 0 162
Operaciones fuera de balance y economías de escala en el sector bancario español 0 0 1 70 0 0 2 777
Predicted and actual costs from individual bank mergers 0 1 2 57 0 1 4 198
Regulatory Arbitrage in Cross-Border Banking Mergers within the EU 0 0 0 14 0 0 3 79
Regulatory Arbitrage in Cross‐Border Banking Mergers within the EU 0 0 0 2 0 2 3 12
Regulatory response to the financial crisis in Europe: recent developments (2010-2013) 0 0 0 0 0 0 1 23
Safety-net benefits conferred on difficult-to-fail-and-unwind banks in the US and EU before and during the great recession 0 0 0 19 0 1 4 260
Securitization, risk-transferring and financial instability: The case of Spain 0 0 0 65 0 1 1 306
Spatial Cournot equilibrium: do branches matter? 0 0 0 20 0 0 0 79
Taxonomy of the Spanish FinTech ecosystem and the drivers of FinTechs’ performance 0 0 1 1 0 1 6 10
Taxonomy of the Spanish FinTech ecosystem and the drivers of FinTechs’ performance 1 1 1 1 3 3 6 9
The Effect of Banks' IT Investments on the Digitalization of their Customers 1 1 3 14 2 6 17 47
The Impact on Digitalization on Banking and Financial Stability 1 4 13 249 2 6 37 738
The Role of Interchange Fees in Two-Sided Markets: An Empirical Investigation on Payment Cards 0 0 6 80 0 3 23 227
The determinants of bank margins in European banking 0 1 9 608 1 3 18 1,326
The economics of credit cards, debit cards and ATMs: A survey and some new evidence 0 0 0 310 0 1 12 881
The effects of negative interest rates: a literature review and additional evidence on the performance of the European banking sector 1 2 6 15 3 6 18 34
The impact of lending relationships on the choice and structure of bond underwriting syndicates 0 0 0 1 0 0 1 13
The impact of securitization on credit rationing: Empirical evidence 0 1 3 40 0 2 6 143
Trade Credit, the Financial Crisis, and SME Access to Finance 2 2 7 92 5 10 34 293
Transformaciones en la estructura financiera: implicaciones para la financiación de la economía españolainterna 0 0 0 11 0 0 0 93
Trust in banks after the financial crisis 0 0 0 0 0 1 7 370
Underwriting bank bonds: Information sharing, certification and distribution networks 0 0 1 7 0 0 7 20
What is the role of public authorities in retail payment systems? 0 0 0 36 0 0 2 152
“When in Rome, do as Romans”. Similarities of banks performance drivers in CESEE 0 0 0 5 0 0 0 15
Total Journal Articles 19 37 113 4,098 47 104 413 14,098
5 registered items for which data could not be found


Book File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Assessing Incentives to Increase Digital Payment Acceptance and Usage 0 0 0 0 1 2 6 6
Financial Exclusion 0 0 1 1 0 0 19 128
Total Books 0 0 1 1 1 2 25 134


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Revenue-Based Frontier Measure of Banking Competition 0 0 0 0 0 0 1 4
Adaptive Strategies by European Savings Banks: A Case Study of Spain 0 0 0 0 0 0 1 4
Bank Crisis Resolution and the Insufficiency of Fiscal Backstops: The Case of Spain 0 0 0 11 0 0 1 43
European Policy on Financial Exclusion and Bank Strategies 0 0 0 0 0 0 0 1
FinTech and Banking: An Evolving Relationship 0 0 1 4 3 5 38 222
Financial Crisis and Regulation: The Case of Spain 0 0 0 0 0 0 0 2
Financial Exclusion in Developing Countries 0 0 0 1 0 0 0 11
Financial Exclusion in Europe 0 0 0 0 0 4 9 36
Financial Exclusion in the UK 0 0 0 1 0 0 3 15
Financial Exclusion in the US 0 0 0 1 0 0 2 11
Financial Exclusion – Areas for Further Study 0 0 0 0 0 0 0 5
Financial Stability and Economic Growth 0 0 1 4 1 1 15 72
Introduction 0 0 0 0 0 0 4 11
Introduction 0 0 0 0 0 0 0 0
Introduction 0 0 0 0 0 0 0 3
Introduction 0 0 0 0 0 0 1 2
Monetary Policy and Trade Credit: Evidence for Spain 0 0 0 0 0 0 0 2
Nature, Consequences and Policy Reactions: An Overview 0 0 0 0 0 0 5 7
Regulatory Response to the Financial Crisis in Europe: Recent Developments (2010–2013) 0 0 0 16 0 0 0 55
Stakeholder Value in European Savings Banks 0 0 0 0 0 0 1 2
Tackling Financial Exclusion in the UK 0 0 0 0 1 1 1 5
Technological Innovation in Banking: The Shift to ATMs and Implicit Pricing of Network Convenience 0 1 2 13 0 2 6 40
The Digitalization of the European Banking Industry: Some Evidence 0 0 0 0 0 1 16 26
The Impact of CAR on Bank Capital Augmentation in Spain 0 0 0 0 0 0 0 8
The Relationship between Mortgage Credit and Property Prices: The Chinese Case 0 0 0 0 0 0 2 9
The Reputable Underwriting Matching in Corporate Bond Issuances: Evidence for Non-financial Bonds 0 0 0 0 0 0 0 1
The Single Euro Payment Area (SEPA): Implementation in Spain 0 0 0 0 0 0 0 0
Total Chapters 0 1 4 51 5 14 106 597


Statistics updated 2025-06-06