Access Statistics for Santiago Carbo Valverde

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A revenue-based frontier measure of banking competition 0 0 1 93 0 0 2 225
All about the state-Fifty years of innovative technology to deliver an inclusive financial sector 0 0 0 51 0 0 1 129
Are covered bonds a substitute for mortgage-backed securities? 0 0 0 63 0 0 1 180
BANK REGULATION AND CAPITAL AUGMENTATIONS IN SPAIN 0 0 0 22 1 1 1 84
Bank lending, financing constraints and SME investment 1 1 1 742 3 5 6 2,212
Bank lending, financing constraints, SME investment 0 0 0 0 0 0 1 69
Bank market power and SME financing constraints 0 0 0 0 0 0 5 225
Competing Technologies for Payments: Automated Teller Machines (ATMs), Point of Sale (POS) Terminals and the Demand for Currency 0 0 2 84 0 3 13 639
Cross-Country Comparisons of Competition and Pricing Power in European Banking 0 0 0 131 1 1 4 429
Cross-Country Comparisons of Competition and Pricing Power in European Banking 0 0 0 38 0 0 4 187
Cross-country comparisons of competition and pricing power in European banking 0 0 0 0 0 0 1 87
Do non-financial firms react to monetary policy actions as banks do? 0 0 0 122 0 2 4 445
Escalating crisis in the eurozone: The case for conditional debt relief for Greece (Statement No. 40) 0 0 0 31 0 0 4 79
Estimating the intensity of price and non-price competition in banking 0 0 0 247 1 1 5 989
Estimating the intensity of price and non-price competition in banking: an application to the Spanish case 0 0 0 30 1 1 3 178
Estimating the intensity of price and non-price competition in banking: an application to the Spanish case 0 0 0 41 0 0 2 199
Evidence of Differences in the Effectiveness of Safety-Net Management in European Union Countries 0 0 0 29 0 0 0 157
Evidence of Regulatory Arbitrage in Cross-Border Mergers of Banks in the EU 0 0 0 62 1 1 3 195
Financial inclusion in South Africa - Influencing factors and public policy 0 2 3 25 0 6 13 95
Financial regulation in Spain 0 0 2 138 0 2 5 504
Financial reputation, market interventions and debt issuance by banks: a truncated two-part model approach 0 0 0 26 0 0 0 96
Geographical and Cultural Proximity in Retail Banking 0 0 0 19 0 3 12 36
How Effective Are Rewards Programs in Promoting Payment Card Usage? Empirical Evidence 0 0 0 40 2 2 5 292
How effective are rewards programs in promoting payment card usage? empirical evidence 0 0 1 63 0 0 7 200
Informe Final del Grupo de Trabajo Mixto Covid-19: POR UN PACTO POLÍTICO Y SOCIAL EN TORNO A UNA ESTRATEGIA DE REACTIVACIÓN Y CRECIMIENTO INCLUSIVOS 0 0 1 37 1 2 5 158
Informe Final del Grupo de Trabajo Mixto Covid-19: POR UN PACTO POLÍTICO Y SOCIAL EN TORNO A UNA ESTRATEGIA DE REACTIVACIÓN Y CRECIMIENTO INCLUSIVOS (versión abreviada) 0 0 0 12 0 1 2 68
Informes del Grupo de Trabajo Mixto Covid-19. The economic consequences of Covid in Spain and how to deal with them 0 0 0 20 0 0 1 90
Lending Relationships and Credit Rationing: The Impact of Securitization 0 0 0 0 1 1 1 5
Lending relationships and credit rationing: the impact of securitization 0 0 0 0 0 0 1 5
Lending relationships and credit rationing: the impact of securitization 0 0 0 56 0 0 3 160
Lending relationships and credit rationing: the impact of securitization 0 0 0 10 0 0 0 67
MARKET POWER AND WILLINGNESS TO PAY IN NETWORK INDUSTRIES: EVIDENCE FROM PAYMENT CARDS WITHIN MULTIPRODUCT BANKING 0 0 0 63 1 1 2 239
New evidence of scope economies among lending,deposit-taking, loan commitments and mutual fund activities 0 0 0 146 0 2 5 549
Nowhere Else to Go: The Determinants of Bank-Firm Relationship Discontinuations After Bank Mergers 0 0 0 13 0 0 0 54
Nowhere Else to Go: The Determinants of Bank-Firm Relationship Discontinuations after Bank Mergers 0 0 0 13 0 1 2 22
Operaciones fuera de balance y economías de escala en el sector bancario español 0 0 0 105 0 0 4 1,589
Por la Recuperación Financiera de las Empresas tras el COVID-19 0 1 3 66 1 2 9 198
Regulating two-sided markets: an empirical investigation 0 0 0 113 2 2 2 202
Regulating two-sided markets: an empirical investigation 0 0 1 112 0 0 2 308
Safety-Net Benefits Conferred on Difficult-to-Fail-and-Unwind Banks in the US and EU Before and During the Great Recession 0 0 0 22 0 2 3 120
Safety-net benefits conferred on difficulty-to-fail-and-unwind banks in the U.S. and EU before and during the Great Recession 0 0 0 0 2 2 3 66
Scope Economies and Competition Beyond the Balance Sheet: a ‘broad banking’ Experience 0 0 0 180 1 3 4 725
Securitization, bank lending and credit quality: the case of Spain 0 0 0 99 0 1 2 221
The Consumer Credit Act 1974 and the emergence of the APR as a consumer protection policy tool 0 0 4 56 1 4 14 187
The Economics of Credit Cards, Debit Cards and ATMs: A Survey and Some New Evidence 0 0 1 156 8 11 21 926
The determinants of bank margins revisited: A note on the effects of diversification 0 0 0 238 1 1 1 690
The finance-growth nexus: a regional perspective 0 0 0 298 1 1 4 595
Total Working Papers 1 4 20 3,912 30 65 193 15,175


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A machine learning approach to the digitalization of bank customers: Evidence from random and causal forests 1 1 3 11 2 4 11 40
A note on technical change in banking: the case of European savings banks 0 0 0 62 2 2 3 306
ATM withdrawals, debit card transactions at the point of sale and the demand for currency 0 0 0 19 2 2 4 106
Are covered bonds a substitute for mortgage-backed securities? 0 0 1 7 0 2 3 20
Assessing incentives to increase digital payment acceptance and usage: A machine learning approach 0 0 0 0 1 1 2 2
Bank Market Power and SME Financing Constraints 0 0 8 421 0 3 24 1,152
Bank deregulation is better than mergers 0 0 1 122 0 0 2 355
Bank-lending channel and non-financial firms: evidence for Spain 0 0 0 53 0 0 3 194
Banking in the era of artificial intelligence: a survey of the economic, social and strategic implications 0 0 1 1 0 3 8 8
CAR 2: the impact of CAR on bank capital augmentation in Spain 0 0 0 98 0 1 2 381
COURNOT COMPETITION IN A TWO‐DIMENSIONAL CIRCULAR CITY 0 0 0 48 0 0 0 165
Cross-country comparisons of competition and pricing power in European banking 0 0 2 375 1 2 11 933
Cryptocurrency ownership and cognitive biases in perceived financial literacy 4 6 15 15 6 10 23 23
DO BANKS GAME ON DYNAMIC PROVISIONING? 0 0 0 2 0 0 1 10
DOES THE DEVELOPMENT OF NON‐CASH PAYMENTS AFFECT BANK LENDING? 0 0 0 22 1 1 5 104
Deregulation, Bank Competition and Regional Growth 0 0 1 120 0 0 3 519
Disentangling the Effects of Household Financial Constraints and Risk Profile on Mortgage Rates 0 0 0 4 0 1 3 53
Do bank bailouts have an impact on the underwriting business? 0 0 1 4 0 0 1 46
Do banks and industrial companies have equal access to reputable underwriters in debt markets? 0 0 0 9 1 1 1 115
Do cross-country differences in bank efficiency support a policy of "national champions"? 0 0 1 80 2 2 4 186
EDITORIAL 0 0 0 0 1 1 1 5
EDITORIAL 0 0 0 0 1 1 4 8
EDITORIAL NOTE 0 0 0 0 1 1 4 9
EDITORIAL NOTE 0 0 0 0 0 0 0 0
EDITORIAL NOTE 0 0 0 0 0 0 0 4
EDITORIAL NOTE 0 0 0 0 0 0 0 1
EDITORIAL NOTE 0 0 0 0 0 0 0 6
EDITORIAL NOTE 0 0 0 1 0 0 0 4
EDITORIAL NOTE 0 0 0 0 0 1 1 1
Editor's Notes 0 0 0 0 0 0 0 20
Efficiency in Banking: Empirical Evidence from the Savings Banks Sector 0 0 0 5 0 0 0 10
Entrepreneurial, institutional and financial strategies for FinTech profitability 0 1 4 20 3 9 23 71
Evidence of Differences in the Effectiveness of Safety-Net Management in European Union Countries 0 0 1 23 0 1 2 166
Examining the Relationships between Capital, Risk and Efficiency in European Banking 1 2 10 218 4 8 31 653
Exploiting old customers and attracting new ones: The case of bank deposit pricing 0 0 3 61 0 0 9 312
FINANCIAL DIGITALIZATION: BANKS, FINTECH, BIGTECH, AND CONSUMERS 0 0 4 56 2 2 9 144
Feedback Loop Effects in Payment Card Markets: Empirical Evidence 0 1 1 52 0 1 2 168
Finance and Regional Development: A Survey for Hazardous Times 0 0 1 28 2 3 5 80
Financial Exclusion in Europe 0 2 5 214 2 6 13 512
Financial Innovations in Banking: Impact on Regional Growth 0 0 1 82 0 0 3 309
How effective are rewards programs in promoting payment card usage? Empirical evidence 1 1 3 22 2 2 7 209
Implications of Basel II for Different Bank Ownership Patterns in Europe 0 0 0 41 0 0 3 153
La regulación de los órganos de gobierno de las cajas de ahorros: consideraciones electorales 0 0 0 18 0 0 1 227
Mobility restrictions and payment choices: The case of the Covid-19 pandemic 0 0 0 1 3 6 8 14
New evidence of scope economies among lending, deposit-taking, loan commitments and mutual fund activities 0 0 0 22 1 1 1 132
Non-pricing drivers of underwriters’ market shares in corporate bond markets 0 0 0 1 0 0 2 11
Nowhere else to go: Determinants of bank–firm relationship discontinuations after bank mergers 0 0 1 1 2 3 6 6
Opening the black box: Finding the source of cost inefficiency 0 0 0 63 0 0 0 162
Operaciones fuera de balance y economías de escala en el sector bancario español 0 0 0 70 0 0 1 777
Predicted and actual costs from individual bank mergers 0 0 1 57 0 0 1 198
Regulatory Arbitrage in Cross-Border Banking Mergers within the EU 0 0 0 14 1 1 3 81
Regulatory Arbitrage in Cross‐Border Banking Mergers within the EU 1 1 1 3 1 1 5 14
Regulatory response to the financial crisis in Europe: recent developments (2010-2013) 0 0 0 0 1 1 2 24
Safety-net benefits conferred on difficult-to-fail-and-unwind banks in the US and EU before and during the great recession 0 0 0 19 1 2 8 265
Securitization, risk-transferring and financial instability: The case of Spain 0 0 1 66 0 1 4 309
Spatial Cournot equilibrium: do branches matter? 0 0 0 20 1 2 2 81
Taxonomy of the Spanish FinTech ecosystem and the drivers of FinTechs’ performance 0 0 2 2 0 0 9 14
Taxonomy of the Spanish FinTech ecosystem and the drivers of FinTechs’ performance 0 0 0 1 0 0 4 11
The Effect of Banks' IT Investments on the Digitalization of their Customers 0 0 2 15 1 3 19 55
The Impact on Digitalization on Banking and Financial Stability 0 0 6 249 1 4 24 743
The Role of Interchange Fees in Two-Sided Markets: An Empirical Investigation on Payment Cards 0 0 4 81 2 3 16 233
The determinants of bank margins in European banking 1 3 7 612 1 5 13 1,332
The economics of credit cards, debit cards and ATMs: A survey and some new evidence 0 0 0 310 3 4 9 886
The effects of negative interest rates: a literature review and additional evidence on the performance of the European banking sector 0 0 4 15 0 1 14 36
The impact of lending relationships on the choice and structure of bond underwriting syndicates 0 0 0 1 1 1 1 14
The impact of securitization on credit rationing: Empirical evidence 0 0 2 40 1 1 5 144
Trade Credit, the Financial Crisis, and SME Access to Finance 0 0 4 93 2 9 34 308
Transformaciones en la estructura financiera: implicaciones para la financiación de la economía españolainterna 0 0 0 11 0 0 0 93
Trust in banks after the financial crisis 0 0 0 0 1 2 7 373
Underwriting bank bonds: Information sharing, certification and distribution networks 0 0 1 7 1 3 9 24
What is the role of public authorities in retail payment systems? 0 0 0 36 0 0 0 152
“When in Rome, do as Romans”. Similarities of banks performance drivers in CESEE 0 0 0 5 1 1 2 17
Total Journal Articles 9 18 103 4,129 62 126 441 14,299
5 registered items for which data could not be found


Book File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Assessing Incentives to Increase Digital Payment Acceptance and Usage 0 0 0 0 2 4 10 10
Financial Exclusion 0 0 1 1 3 4 11 134
Total Books 0 0 1 1 5 8 21 144


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Revenue-Based Frontier Measure of Banking Competition 0 0 0 0 0 0 1 4
Adaptive Strategies by European Savings Banks: A Case Study of Spain 0 0 0 0 0 0 1 4
Bank Crisis Resolution and the Insufficiency of Fiscal Backstops: The Case of Spain 0 0 0 11 0 0 1 43
European Policy on Financial Exclusion and Bank Strategies 0 0 0 0 0 0 0 1
FinTech and Banking: An Evolving Relationship 0 0 1 4 1 2 30 228
Financial Crisis and Regulation: The Case of Spain 0 0 0 0 0 0 0 2
Financial Exclusion in Developing Countries 0 0 0 1 0 0 0 11
Financial Exclusion in Europe 0 0 0 0 2 3 13 42
Financial Exclusion in the UK 0 0 0 1 0 2 4 17
Financial Exclusion in the US 0 0 0 1 0 0 0 11
Financial Exclusion – Areas for Further Study 0 0 0 0 0 0 0 5
Financial Stability and Economic Growth 0 0 1 4 0 1 11 75
Introduction 0 0 0 0 0 0 0 2
Introduction 0 0 0 0 1 1 1 1
Introduction 0 0 0 0 0 0 0 3
Introduction 0 0 0 0 0 0 2 11
Monetary Policy and Trade Credit: Evidence for Spain 0 0 0 0 1 1 1 3
Nature, Consequences and Policy Reactions: An Overview 0 0 0 0 1 1 5 8
Regulatory Response to the Financial Crisis in Europe: Recent Developments (2010–2013) 0 0 0 16 0 0 0 55
Stakeholder Value in European Savings Banks 0 0 0 0 0 0 0 2
Tackling Financial Exclusion in the UK 0 0 0 0 0 0 1 5
Technological Innovation in Banking: The Shift to ATMs and Implicit Pricing of Network Convenience 0 0 1 13 0 0 5 40
The Digitalization of the European Banking Industry: Some Evidence 0 0 0 0 0 2 12 30
The Impact of CAR on Bank Capital Augmentation in Spain 0 0 0 0 0 0 0 8
The Relationship between Mortgage Credit and Property Prices: The Chinese Case 0 0 0 0 1 1 4 11
The Reputable Underwriting Matching in Corporate Bond Issuances: Evidence for Non-financial Bonds 0 0 0 0 0 0 0 1
The Single Euro Payment Area (SEPA): Implementation in Spain 0 0 0 0 0 0 0 0
Total Chapters 0 0 3 51 7 14 92 623


Statistics updated 2025-11-08