Access Statistics for Santiago Carbo Valverde

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A revenue-based frontier measure of banking competition 0 0 0 93 1 1 4 228
All about the state-Fifty years of innovative technology to deliver an inclusive financial sector 0 0 0 51 3 6 23 152
Are covered bonds a substitute for mortgage-backed securities? 0 0 0 63 9 20 33 212
BANK REGULATION AND CAPITAL AUGMENTATIONS IN SPAIN 0 0 0 22 3 3 5 88
Bank lending, financing constraints and SME investment 0 0 1 742 0 3 18 2,224
Bank lending, financing constraints, SME investment 0 0 0 0 2 3 7 76
Bank market power and SME financing constraints 0 0 0 0 3 5 14 237
Competing Technologies for Payments: Automated Teller Machines (ATMs), Point of Sale (POS) Terminals and the Demand for Currency 0 0 1 84 2 4 18 650
Cross-Country Comparisons of Competition and Pricing Power in European Banking 0 0 0 38 2 2 7 193
Cross-Country Comparisons of Competition and Pricing Power in European Banking 0 0 0 131 5 8 15 443
Cross-country comparisons of competition and pricing power in European banking 0 0 0 0 3 3 8 95
Do non-financial firms react to monetary policy actions as banks do? 0 0 0 122 4 4 12 453
Escalating crisis in the eurozone: The case for conditional debt relief for Greece (Statement No. 40) 1 1 1 32 3 3 7 85
Estimating the intensity of price and non-price competition in banking 0 0 0 247 2 3 10 996
Estimating the intensity of price and non-price competition in banking: an application to the Spanish case 0 0 0 41 2 2 5 203
Estimating the intensity of price and non-price competition in banking: an application to the Spanish case 0 0 0 30 3 5 17 192
Evidence of Differences in the Effectiveness of Safety-Net Management in European Union Countries 0 0 0 29 3 4 10 167
Evidence of Regulatory Arbitrage in Cross-Border Mergers of Banks in the EU 0 0 0 62 2 5 8 202
Financial inclusion in South Africa - Influencing factors and public policy 1 1 7 29 4 15 40 126
Financial regulation in Spain 0 0 0 138 1 4 11 513
Financial reputation, market interventions and debt issuance by banks: a truncated two-part model approach 0 0 0 26 3 6 13 109
Geographical and Cultural Proximity in Retail Banking 0 0 0 19 4 7 22 50
How Effective Are Rewards Programs in Promoting Payment Card Usage? Empirical Evidence 0 0 0 40 3 6 27 315
How effective are rewards programs in promoting payment card usage? empirical evidence 0 0 0 63 6 7 13 213
Informe Final del Grupo de Trabajo Mixto Covid-19: POR UN PACTO POLÍTICO Y SOCIAL EN TORNO A UNA ESTRATEGIA DE REACTIVACIÓN Y CRECIMIENTO INCLUSIVOS 0 0 0 37 2 2 8 163
Informe Final del Grupo de Trabajo Mixto Covid-19: POR UN PACTO POLÍTICO Y SOCIAL EN TORNO A UNA ESTRATEGIA DE REACTIVACIÓN Y CRECIMIENTO INCLUSIVOS (versión abreviada) 0 0 0 12 3 3 13 79
Informes del Grupo de Trabajo Mixto Covid-19. The economic consequences of Covid in Spain and how to deal with them 0 0 0 20 4 7 11 101
Lending Relationships and Credit Rationing: The Impact of Securitization 0 0 0 0 1 1 4 8
Lending relationships and credit rationing: the impact of securitization 0 0 0 10 4 5 10 77
Lending relationships and credit rationing: the impact of securitization 0 0 0 0 3 3 4 9
Lending relationships and credit rationing: the impact of securitization 0 0 0 56 3 4 8 167
MARKET POWER AND WILLINGNESS TO PAY IN NETWORK INDUSTRIES: EVIDENCE FROM PAYMENT CARDS WITHIN MULTIPRODUCT BANKING 0 0 0 63 0 0 8 245
New evidence of scope economies among lending,deposit-taking, loan commitments and mutual fund activities 0 0 0 146 7 8 12 558
Nowhere Else to Go: The Determinants of Bank-Firm Relationship Discontinuations After Bank Mergers 0 0 0 13 1 1 6 60
Nowhere Else to Go: The Determinants of Bank-Firm Relationship Discontinuations after Bank Mergers 0 0 0 13 0 1 6 26
Operaciones fuera de balance y economías de escala en el sector bancario español 0 0 0 105 0 2 4 1,592
Por la Recuperación Financiera de las Empresas tras el COVID-19 0 0 1 66 1 3 8 202
Regulating two-sided markets: an empirical investigation 0 0 0 113 3 5 15 215
Regulating two-sided markets: an empirical investigation 0 0 0 112 0 5 12 320
Safety-Net Benefits Conferred on Difficult-to-Fail-and-Unwind Banks in the US and EU Before and During the Great Recession 0 0 0 22 5 7 17 134
Safety-net benefits conferred on difficulty-to-fail-and-unwind banks in the U.S. and EU before and during the Great Recession 0 0 0 0 2 3 9 72
Scope Economies and Competition Beyond the Balance Sheet: a ‘broad banking’ Experience 0 0 0 180 4 6 15 736
Securitization, bank lending and credit quality: the case of Spain 0 0 0 99 7 9 16 235
The Consumer Credit Act 1974 and the emergence of the APR as a consumer protection policy tool 0 0 4 56 5 12 38 215
The Economics of Credit Cards, Debit Cards and ATMs: A Survey and Some New Evidence 1 1 2 158 4 5 41 952
The determinants of bank margins revisited: A note on the effects of diversification 0 0 0 238 5 8 19 708
The finance-growth nexus: a regional perspective 0 0 2 300 3 4 22 614
Total Working Papers 3 3 19 3,921 140 233 653 15,710


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A machine learning approach to the digitalization of bank customers: Evidence from random and causal forests 0 0 3 13 2 6 19 54
A note on technical change in banking: the case of European savings banks 0 0 0 62 6 7 19 322
ATM withdrawals, debit card transactions at the point of sale and the demand for currency 0 0 0 19 1 4 23 126
Are covered bonds a substitute for mortgage-backed securities? 0 0 0 7 6 9 16 34
Assessing incentives to increase digital payment acceptance and usage: A machine learning approach 0 0 0 0 4 5 12 12
Bank Market Power and SME Financing Constraints 1 1 3 422 5 8 25 1,164
Bank deregulation is better than mergers 0 1 1 123 0 2 6 361
Bank-lending channel and non-financial firms: evidence for Spain 0 0 0 53 0 3 7 200
Banking in the era of artificial intelligence: a survey of the economic, social and strategic implications 1 1 5 5 3 5 21 21
CAR 2: the impact of CAR on bank capital augmentation in Spain 0 0 0 98 2 3 8 388
COURNOT COMPETITION IN A TWO‐DIMENSIONAL CIRCULAR CITY 0 0 0 48 2 4 7 172
Cross-country comparisons of competition and pricing power in European banking 0 0 2 376 3 6 26 952
Cryptocurrency ownership and cognitive biases in perceived financial literacy 2 3 21 22 15 38 103 104
DO BANKS GAME ON DYNAMIC PROVISIONING? 0 0 0 2 1 1 2 12
DOES THE DEVELOPMENT OF NON‐CASH PAYMENTS AFFECT BANK LENDING? 0 0 0 22 4 5 7 110
Deregulation, Bank Competition and Regional Growth 0 0 0 120 0 0 2 521
Disentangling the Effects of Household Financial Constraints and Risk Profile on Mortgage Rates 0 0 0 4 0 0 6 56
Do bank bailouts have an impact on the underwriting business? 0 0 1 4 3 5 11 56
Do banks and industrial companies have equal access to reputable underwriters in debt markets? 0 0 0 9 1 3 12 126
Do cross-country differences in bank efficiency support a policy of "national champions"? 0 0 0 80 0 4 9 192
EDITORIAL 0 0 0 0 1 2 12 16
EDITORIAL 0 0 0 0 0 0 6 11
EDITORIAL NOTE 0 0 0 0 0 1 1 1
EDITORIAL NOTE 0 0 0 0 2 4 5 9
EDITORIAL NOTE 0 0 0 0 0 0 2 8
EDITORIAL NOTE 0 0 0 1 1 1 5 9
EDITORIAL NOTE 0 0 0 0 0 0 5 13
EDITORIAL NOTE 0 0 0 0 1 2 8 8
EDITORIAL NOTE 0 0 0 0 0 0 3 4
Editor's Notes 0 0 0 0 1 3 6 26
Efficiency in Banking: Empirical Evidence from the Savings Banks Sector 0 0 0 5 4 5 11 21
Entrepreneurial, institutional and financial strategies for FinTech profitability 0 1 3 21 0 3 25 84
Evidence of Differences in the Effectiveness of Safety-Net Management in European Union Countries 0 0 0 23 1 3 6 171
Examining the Relationships between Capital, Risk and Efficiency in European Banking 0 1 5 220 2 21 66 702
Exploiting old customers and attracting new ones: The case of bank deposit pricing 1 1 1 62 3 3 16 324
FINANCIAL DIGITALIZATION: BANKS, FINTECH, BIGTECH, AND CONSUMERS 0 0 2 56 5 7 18 157
Feedback Loop Effects in Payment Card Markets: Empirical Evidence 0 1 3 54 1 4 12 179
Finance and Regional Development: A Survey for Hazardous Times 0 0 1 28 0 0 6 82
Financial Exclusion in Europe 1 1 5 216 2 5 22 526
Financial Innovations in Banking: Impact on Regional Growth 0 1 2 83 0 2 11 319
How effective are rewards programs in promoting payment card usage? Empirical evidence 0 1 2 23 2 4 15 220
Implications of Basel II for Different Bank Ownership Patterns in Europe 0 0 0 41 1 2 3 156
La regulación de los órganos de gobierno de las cajas de ahorros: consideraciones electorales 0 0 0 18 2 2 7 233
Mobility restrictions and payment choices: The case of the Covid-19 pandemic 0 0 0 1 3 3 10 18
New evidence of scope economies among lending, deposit-taking, loan commitments and mutual fund activities 0 0 0 22 2 3 7 138
Non-pricing drivers of underwriters’ market shares in corporate bond markets 0 0 0 1 2 3 13 23
Nowhere else to go: Determinants of bank–firm relationship discontinuations after bank mergers 0 0 0 1 3 3 11 12
Opening the black box: Finding the source of cost inefficiency 0 0 0 63 2 5 10 172
Operaciones fuera de balance y economías de escala en el sector bancario español 0 0 0 70 1 2 3 780
Predicted and actual costs from individual bank mergers 0 0 0 57 1 1 4 202
Regulatory Arbitrage in Cross-Border Banking Mergers within the EU 0 0 0 14 1 3 12 91
Regulatory Arbitrage in Cross‐Border Banking Mergers within the EU 0 0 1 3 1 5 13 25
Regulatory response to the financial crisis in Europe: recent developments (2010-2013) 0 0 0 0 0 1 3 26
Safety-net benefits conferred on difficult-to-fail-and-unwind banks in the US and EU before and during the great recession 0 0 0 19 1 3 13 273
Securitization, risk-transferring and financial instability: The case of Spain 0 0 1 66 5 7 19 325
Spatial Cournot equilibrium: do branches matter? 0 0 0 20 2 6 13 92
Taxonomy of the Spanish FinTech ecosystem and the drivers of FinTechs’ performance 0 0 2 2 1 1 20 26
Taxonomy of the Spanish FinTech ecosystem and the drivers of FinTechs’ performance 0 0 0 1 0 6 14 24
The Effect of Banks' IT Investments on the Digitalization of their Customers 0 1 4 17 1 5 22 67
The Impact on Digitalization on Banking and Financial Stability 0 2 6 254 1 6 27 763
The Role of Interchange Fees in Two-Sided Markets: An Empirical Investigation on Payment Cards 1 2 4 84 2 6 24 251
The determinants of bank margins in European banking 0 0 6 614 1 4 20 1,345
The economics of credit cards, debit cards and ATMs: A survey and some new evidence 0 0 0 310 4 7 16 897
The effects of negative interest rates: a literature review and additional evidence on the performance of the European banking sector 0 0 2 16 2 4 12 43
The impact of lending relationships on the choice and structure of bond underwriting syndicates 0 0 0 1 5 5 12 25
The impact of securitization on credit rationing: Empirical evidence 0 2 2 42 5 9 17 160
Trade Credit, the Financial Crisis, and SME Access to Finance 1 3 12 102 7 14 61 349
Transformaciones en la estructura financiera: implicaciones para la financiación de la economía españolainterna 0 0 0 11 3 3 5 98
Trust in banks after the financial crisis 0 0 0 0 6 9 21 391
Underwriting bank bonds: Information sharing, certification and distribution networks 1 1 2 9 1 2 14 34
What is the role of public authorities in retail payment systems? 0 0 0 36 2 2 5 157
“When in Rome, do as Romans”. Similarities of banks performance drivers in CESEE 0 0 0 5 2 3 8 23
Total Journal Articles 9 24 102 4,181 154 323 1,041 15,092
5 registered items for which data could not be found


Book File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Assessing Incentives to Increase Digital Payment Acceptance and Usage 0 1 4 4 17 35 62 67
Financial Exclusion 0 0 0 1 4 7 23 151
Total Books 0 1 4 5 21 42 85 218


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Revenue-Based Frontier Measure of Banking Competition 0 0 0 0 1 2 5 9
Adaptive Strategies by European Savings Banks: A Case Study of Spain 0 0 0 0 2 4 8 12
Bank Crisis Resolution and the Insufficiency of Fiscal Backstops: The Case of Spain 0 0 0 11 1 1 4 47
European Policy on Financial Exclusion and Bank Strategies 0 0 0 0 1 1 6 7
FinTech and Banking: An Evolving Relationship 0 0 0 4 1 2 20 239
Financial Crisis and Regulation: The Case of Spain 0 0 0 0 0 0 1 3
Financial Exclusion in Developing Countries 0 0 0 1 4 7 9 20
Financial Exclusion in Europe 0 0 0 0 3 5 14 50
Financial Exclusion in the UK 0 0 0 1 2 6 15 30
Financial Exclusion in the US 0 0 0 1 3 3 11 22
Financial Exclusion – Areas for Further Study 0 0 0 0 1 1 4 9
Financial Stability and Economic Growth 0 0 0 4 1 1 6 77
Introduction 0 0 0 0 2 3 6 17
Introduction 0 0 0 0 5 5 5 7
Introduction 0 0 0 0 1 2 5 5
Introduction 0 0 0 0 1 1 4 7
Monetary Policy and Trade Credit: Evidence for Spain 0 0 0 0 1 1 8 10
Nature, Consequences and Policy Reactions: An Overview 0 0 0 0 3 3 7 14
Regulatory Response to the Financial Crisis in Europe: Recent Developments (2010–2013) 0 0 0 16 1 1 7 62
Stakeholder Value in European Savings Banks 0 0 0 0 0 1 4 6
Tackling Financial Exclusion in the UK 0 0 0 0 2 2 6 10
Technological Innovation in Banking: The Shift to ATMs and Implicit Pricing of Network Convenience 0 0 0 13 4 5 6 46
The Digitalization of the European Banking Industry: Some Evidence 0 0 0 0 2 12 23 49
The Impact of CAR on Bank Capital Augmentation in Spain 0 0 0 0 0 0 1 9
The Relationship between Mortgage Credit and Property Prices: The Chinese Case 0 0 0 0 1 3 6 15
The Reputable Underwriting Matching in Corporate Bond Issuances: Evidence for Non-financial Bonds 0 0 0 0 2 2 5 6
The Single Euro Payment Area (SEPA): Implementation in Spain 0 0 0 0 0 0 1 1
Total Chapters 0 0 0 51 45 74 197 789


Statistics updated 2026-05-06