Access Statistics for James Jinwoo Choi

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans 0 1 1 3 0 2 3 9
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 0 1 94 2 7 10 506
$100 Bills on the Sidewalk: Suboptimal Saving in 401(k) Plans 0 0 0 119 4 9 10 507
$100 Bills on the Sidewalk: Violations of No-Arbitrage in 401(k) Accounts 0 0 0 10 6 13 14 66
Active Choice, Implicit Defaults, and the Incentive to Choose 0 0 0 17 6 12 16 87
Automatic Enrollment with a 12% Default Contribution Rate 0 0 0 3 2 5 7 17
Automating Short-Term Payroll Savings: Evidence from Four Large U.K. Experiments 0 0 0 0 2 10 13 20
Behavioral Economics Perspective on Public Sector Pension Plans 0 0 0 8 4 8 8 69
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 75 0 9 17 215
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 79 0 6 9 190
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 45 4 6 8 241
Behavioral Household Finance 1 2 6 62 3 19 34 219
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 0 9 3 10 18 85
Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts 0 1 1 12 2 6 9 47
Consumers Misunderstanding of Health Insurance 0 0 0 23 1 10 19 177
Consumers’ Misunderstanding of Health Insurance 0 0 0 2 2 7 8 73
Consumption-Wealth Comovement of the Wrong Sign 0 0 0 31 0 2 7 289
Contributions to Defined Contribution Pension Plans 0 0 1 16 0 2 5 76
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 0 0 193 0 6 12 1,256
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 0 2 201 2 11 24 1,180
Did Mutual Fund Return Persistence Persist? 0 0 0 96 10 17 25 240
Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking? 0 0 0 12 2 5 9 103
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 17 1 2 4 68
Does Pension Automatic Enrollment Increase Debt? Evidence from a Large-Scale Natural Experiment 0 0 2 10 0 4 8 26
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(K) Plans 0 0 0 239 3 8 11 683
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(k) Plans 0 0 0 256 1 11 21 1,069
Early Decisions: A Regulatory Framework 0 0 0 62 2 8 9 331
Employees' Investment Decisions about Company Stock 0 0 1 72 2 9 13 515
Employer-Based Short-Term Savings Accounts 0 0 0 4 0 6 7 16
Following Through on Good Intentions: The Power of Planning Prompts 0 0 0 33 3 10 12 139
Following through on Good Intentions: The Power of Planning Prompts 0 0 1 9 0 3 7 79
Following through on Good Intentions: The Power of Planning Prompts 0 0 0 19 0 5 5 96
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 1 1 216 5 18 34 926
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 0 7 18 1,466
How Are Preferences Revealed? 0 0 0 311 1 11 16 633
How Are Preferences Revealed? 0 0 0 15 0 3 7 104
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 9 1 6 7 79
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 74 0 5 6 239
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 0 4 6 7 9
How Good is AI at Twisting Arms? Experiments in Debt Collection 0 2 12 12 0 7 31 31
How are Preferences Revealed? 0 0 0 1 0 9 13 18
How are Preferences Revealed? 0 0 0 84 2 9 14 442
Informed Trading and Expected Returns 0 1 1 21 2 7 10 92
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 0 2 5 5 7
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 9 0 5 9 62
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 22 0 3 5 93
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 0 22 2 3 9 143
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 1 97 5 12 22 510
Millionaires Speak: What Drives Their Personal Investment Decisions? 0 0 1 13 1 11 20 74
Optimal Defaults and Active Decisions 0 0 0 137 0 3 12 490
Optimal Defaults and Active Decisions 0 0 1 23 2 8 11 167
Optimal Defaults and Active Decisions 0 0 0 229 0 6 9 1,099
Optimal Illiquidity 0 0 0 5 1 8 13 55
Passive Decisions and Potent Defaults 0 0 0 66 2 12 16 387
Plan Design and 401(k) Savings Outcomes 0 0 0 157 0 7 10 716
Popular Personal Financial Advice versus the Professors 1 2 3 45 7 16 22 101
Practical Finance: An Approximate Solution to Lifecycle Portfolio Choice 31 32 36 36 74 80 91 91
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 11 1 8 10 85
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 9 0 7 13 149
Randomizing religion: the impact of Protestant evangelicalism on economic outcomes 0 0 0 23 1 8 10 54
Randomizing religion: the impact of Protestant evangelism on economic outcomes 0 0 0 20 0 4 7 45
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 0 22 4 11 12 133
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 90 1 5 12 522
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 52 0 5 10 285
Reinforcement Learning and Savings Behavior 0 0 1 1 2 5 12 17
Reinforcement Learning and Savings Behavior 0 0 2 44 1 10 19 182
Reinforcement Learning in Investment Behavior 0 0 0 195 4 9 16 569
Religious Identity and Economic Behavior 1 1 5 119 1 10 23 493
Saving or Retirement on the Path of Least Resistance 0 0 1 231 0 5 12 738
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 1 37 5 17 22 166
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 1 52 1 6 12 78
Simplification and Saving 0 0 0 12 3 10 15 84
Simplification and Saving 0 0 0 51 5 11 12 286
Simplification and Saving 0 0 0 1 1 8 10 14
Small Cues Change Savings Choices 0 0 0 57 1 7 10 207
Smaller than We Thought? The Effect of Automatic Savings Policies 0 0 0 5 9 20 29 35
Social Identity and Preferences 1 1 1 178 2 9 16 733
Social Identity and Preferences 0 0 1 3 3 5 9 22
Testimonials Do Not Convert Patients from Brand to Generic Medication 0 0 0 56 2 5 10 101
The Availability and Utilization of 401(k) Loans 0 0 0 13 1 6 6 104
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 3 6 76
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 2 3 90
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 1 3 11 16 24
The Effect of Providing Peer Information on Retirement Savings Decisions 0 1 1 59 0 8 13 340
The Flypaper Effect in Individual Investor Asset Allocation 0 0 0 0 0 5 7 8
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 0 0 74 1 9 13 366
The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States 0 0 0 182 4 16 21 830
The importance of default options for retirement saving outcomes: evidence from the United States 1 2 5 111 3 11 21 456
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 11 3 7 12 121
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 24 3 13 19 191
Vaccination Rates are Associated With Functional Proximity But Not Base Proximity of Vaccination Clinics 0 0 1 2 3 6 19 22
What Does Stock Ownership Breadth Measure? 0 0 0 16 1 6 8 105
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 126 0 3 7 112
What Makes Annuitization More Appealing? 0 0 0 11 1 4 6 114
What Makes Annuitization More Appealing? 0 0 0 15 0 4 7 227
What Matters to Individual Investors? Evidence from the Horse’s Mouth 0 0 0 17 2 6 14 90
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 10 3 10 12 71
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 129 2 9 15 776
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 26 3 9 15 260
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 0 0 5 6 11
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 10 6 11 16 139
Total Working Papers 36 47 92 5,782 264 864 1,362 26,259


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 3 9 86 1 11 34 452
A megastudy of text-based nudges encouraging patients to get vaccinated at an upcoming doctor’s appointment 0 0 2 9 4 6 11 51
Active choice, implicit defaults, and the incentive to choose 0 0 0 2 2 5 7 17
Are Empowerment and Education Enough? Underdiversification in 401(k) Plans 0 0 0 45 1 8 13 301
Behavioral economics perspectives on public sector pension plans 0 0 0 55 3 10 15 276
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 1 2 13 0 7 36 98
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 0 6 2 4 10 33
Consumers’ misunderstanding of health insurance 0 0 0 24 2 10 13 179
Contributions to Defined Contribution Pension Plans 0 0 1 19 0 2 8 145
Does Aggregated Returns Disclosure Increase Portfolio Risk Taking? 0 0 1 8 2 11 14 79
Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions 0 0 0 6 1 10 22 79
How are preferences revealed? 1 1 1 164 5 13 32 677
How does the Internet affect trading? Evidence from investor behavior in 401(k) plans 0 1 3 122 3 9 15 501
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 16 3 8 13 205
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 4 80 1 5 17 430
Millionaires speak: What drives their personal investment decisions? 0 0 4 28 4 12 21 105
Optimal Defaults 0 0 0 79 0 7 16 374
Optimal Defaults and Active Decisions 0 0 2 113 2 9 27 531
Optimal illiquidity 0 0 2 3 2 14 29 30
Plan Design and 401(K) Savings Outcomes 0 0 0 43 2 10 22 277
Popular Personal Financial Advice versus the Professors 1 2 3 14 7 12 20 57
Present Bias Causes and Then Dissipates Auto-enrollment Savings Effects 0 0 1 9 1 4 8 27
Reinforcement Learning and Savings Behavior 1 1 1 59 3 6 13 258
Religious Identity and Economic Behavior 0 0 11 159 1 9 51 575
Simplification and saving 0 1 7 77 4 15 34 451
Small cues change savings choices 0 0 1 36 0 4 20 220
Social Identity and Preferences 0 0 0 174 1 10 26 799
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 1 17 4 10 15 152
The Value Line Enigma: The Sum of Known Parts? 0 0 1 39 2 5 9 141
What Does Stock Ownership Breadth Measure? 0 0 0 16 1 8 10 167
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 22 1 8 9 201
What Matters to Individual Investors? Evidence from the Horse's Mouth 0 0 4 35 3 15 25 185
What makes annuitization more appealing? 0 0 2 31 2 13 17 261
Which early withdrawal penalty attracts the most deposits to a commitment savings account? 0 0 3 10 1 8 19 67
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 1 1 2 51 2 8 16 644
Total Journal Articles 4 11 68 1,670 73 306 667 9,045
1 registered items for which data could not be found


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 0 0 6 8 19
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 0 1 1 5 7 28
Defined Contribution Pensions: Plan Rules, Participant Choices, and the Path of Least Resistance 0 1 1 79 1 9 17 388
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 0 0 4 10 28
For Better or for Worse: Default Effects and 401(k) Savings Behavior 1 2 4 133 4 30 67 556
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 1 7 0 6 9 81
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 8 2 6 14 76
Passive Decisions and Potent Defaults 0 0 0 12 0 2 7 86
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 1 20 0 5 17 125
The Availability and Utilization of 401(k) Loans 0 0 0 10 1 11 16 93
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 0 1 22 1 6 17 170
The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States 0 0 11 224 9 23 89 828
What Makes Annuitization More Appealing? 0 0 0 0 0 4 7 80
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 6 0 7 11 84
Total Chapters 1 3 19 522 19 124 296 2,642


Statistics updated 2026-03-04