Access Statistics for James Jinwoo Choi

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans 0 0 0 2 0 0 3 7
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 1 1 94 0 1 3 498
$100 Bills on the Sidewalk: Suboptimal Saving in 401(k) Plans 0 0 0 119 0 1 1 498
$100 Bills on the Sidewalk: Violations of No-Arbitrage in 401(k) Accounts 0 0 0 10 0 0 2 52
Active Choice, Implicit Defaults, and the Incentive to Choose 0 0 0 17 1 1 3 73
Automatic Enrollment with a 12% Default Contribution Rate 0 0 0 3 0 0 0 10
Automating Short-Term Payroll Savings: Evidence from Four Large U.K. Experiments 0 0 0 0 0 0 2 7
Behavioral Economics Perspective on Public Sector Pension Plans 0 0 1 8 0 0 1 61
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 45 0 0 0 233
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 1 75 0 1 4 200
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 79 0 0 1 181
Behavioral Household Finance 1 3 8 60 1 5 20 193
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 0 9 0 1 1 68
Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts 0 0 0 11 0 2 3 41
Consumers Misunderstanding of Health Insurance 0 0 0 23 2 4 7 164
Consumers’ Misunderstanding of Health Insurance 0 0 0 2 0 0 1 65
Consumption-Wealth Comovement of the Wrong Sign 0 0 0 31 0 0 1 282
Contributions to Defined Contribution Pension Plans 1 1 1 16 1 2 2 73
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 0 0 193 1 2 9 1,247
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 1 1 200 1 4 11 1,165
Did Mutual Fund Return Persistence Persist? 0 0 1 96 0 1 10 221
Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking? 0 0 0 12 0 0 1 94
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 17 0 0 1 65
Does Pension Automatic Enrollment Increase Debt? Evidence from a Large-Scale Natural Experiment 0 2 2 10 0 2 5 21
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(K) Plans 0 0 0 239 0 0 3 672
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(k) Plans 0 0 0 256 0 4 7 1,055
Early Decisions: A Regulatory Framework 0 0 0 62 0 0 1 322
Employees' Investment Decisions about Company Stock 0 1 1 72 1 2 3 504
Employer-Based Short-Term Savings Accounts 0 0 0 4 0 0 0 9
Following Through on Good Intentions: The Power of Planning Prompts 0 0 1 33 0 0 1 127
Following through on Good Intentions: The Power of Planning Prompts 0 0 0 19 0 0 1 91
Following through on Good Intentions: The Power of Planning Prompts 0 0 0 8 1 1 1 73
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 5 7 12 900
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 1 4 11 1,454
How Are Preferences Revealed? 0 0 0 311 0 1 2 618
How Are Preferences Revealed? 0 0 0 15 1 1 2 98
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 74 0 0 0 233
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 9 0 0 0 72
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 0 0 0 1 2
How Good is AI at Twisting Arms? Experiments in Debt Collection 0 2 7 7 2 6 13 13
How are Preferences Revealed? 0 0 0 1 0 1 1 6
How are Preferences Revealed? 0 0 0 84 0 0 3 430
Informed Trading and Expected Returns 0 0 1 20 0 0 2 82
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 22 0 0 0 88
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 9 0 0 0 53
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 0 0 0 1 2
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 0 22 0 1 1 135
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 1 97 1 1 7 493
Millionaires Speak: What Drives Their Personal Investment Decisions? 0 1 1 13 3 7 10 61
Optimal Defaults and Active Decisions 0 0 0 137 0 2 6 482
Optimal Defaults and Active Decisions 0 0 0 229 0 1 2 1,091
Optimal Defaults and Active Decisions 0 0 1 23 0 0 8 157
Optimal Illiquidity 0 0 0 5 1 1 2 43
Passive Decisions and Potent Defaults 0 0 0 66 0 1 1 372
Plan Design and 401(k) Savings Outcomes 0 0 2 157 0 0 7 707
Popular Personal Financial Advice versus the Professors 0 0 1 42 0 0 6 80
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 11 0 0 3 75
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 9 0 1 3 138
Randomizing religion: the impact of Protestant evangelicalism on economic outcomes 0 0 1 23 0 0 2 44
Randomizing religion: the impact of Protestant evangelism on economic outcomes 0 0 0 20 0 0 3 39
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 0 22 0 0 1 121
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 52 0 0 2 277
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 90 2 4 5 514
Reinforcement Learning and Savings Behavior 0 0 2 43 1 2 12 169
Reinforcement Learning and Savings Behavior 0 0 0 0 2 2 2 7
Reinforcement Learning in Investment Behavior 0 0 0 195 0 0 1 554
Religious Identity and Economic Behavior 1 2 3 117 2 4 11 477
Saving or Retirement on the Path of Least Resistance 0 0 1 230 0 2 4 729
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 1 37 0 1 6 147
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 0 51 0 2 4 68
Simplification and Saving 0 0 0 1 0 0 0 4
Simplification and Saving 0 0 0 12 0 1 2 70
Simplification and Saving 0 0 0 51 0 0 4 274
Small Cues Change Savings Choices 0 0 0 57 0 0 1 198
Smaller than We Thought? The Effect of Automatic Savings Policies 0 0 5 5 1 1 5 8
Social Identity and Preferences 0 0 0 177 0 1 4 720
Social Identity and Preferences 1 1 1 3 1 1 5 15
Testimonials Do Not Convert Patients from Brand to Generic Medication 0 0 0 56 2 2 10 93
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 0 0 87
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 0 0 98
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 2 2 72
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 58 0 1 3 328
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 1 1 2 2 10
The Flypaper Effect in Individual Investor Asset Allocation 0 0 0 0 0 0 0 1
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 0 0 74 0 0 0 353
The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States 0 0 0 182 0 1 4 810
The importance of default options for retirement saving outcomes: evidence from the United States 0 2 3 108 0 5 9 443
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 11 0 0 5 114
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 24 0 0 5 173
Vaccination Rates are Associated With Functional Proximity But Not Base Proximity of Vaccination Clinics 0 1 1 2 3 5 11 12
What Does Stock Ownership Breadth Measure? 0 0 0 16 0 0 3 98
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 126 0 0 1 105
What Makes Annuitization More Appealing? 0 0 0 15 0 1 1 221
What Makes Annuitization More Appealing? 0 0 0 11 0 0 5 108
What Matters to Individual Investors? Evidence from the Horse’s Mouth 0 0 0 17 0 1 5 78
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 10 0 0 0 59
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 10 1 1 2 125
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 1 26 1 1 2 246
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 129 0 0 0 761
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 0 0 0 1 5
Total Working Papers 4 18 51 5,719 40 112 358 25,092


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 1 8 81 2 7 31 436
A megastudy of text-based nudges encouraging patients to get vaccinated at an upcoming doctor’s appointment 1 1 3 9 1 1 11 43
Active choice, implicit defaults, and the incentive to choose 0 0 0 2 0 0 1 11
Are Empowerment and Education Enough? Underdiversification in 401(k) Plans 0 0 0 45 2 2 6 290
Behavioral economics perspectives on public sector pension plans 0 0 0 55 0 0 2 262
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 1 12 2 6 23 78
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 0 6 0 1 3 25
Consumers’ misunderstanding of health insurance 0 0 0 24 0 0 5 166
Contributions to Defined Contribution Pension Plans 0 0 2 19 0 2 6 141
Does Aggregated Returns Disclosure Increase Portfolio Risk Taking? 0 0 1 8 1 1 4 67
Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions 0 0 1 6 3 6 11 64
How are preferences revealed? 0 0 1 163 1 5 23 654
How does the Internet affect trading? Evidence from investor behavior in 401(k) plans 2 2 2 121 2 4 9 492
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 16 0 1 7 195
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 1 3 79 1 4 7 420
Millionaires speak: What drives their personal investment decisions? 0 2 3 26 0 2 10 88
Optimal Defaults 0 0 0 79 0 0 2 360
Optimal Defaults and Active Decisions 0 0 8 112 1 5 23 514
Optimal illiquidity 0 1 2 2 0 3 7 7
Plan Design and 401(K) Savings Outcomes 0 0 2 43 0 1 13 258
Popular Personal Financial Advice versus the Professors 0 0 1 11 0 1 5 40
Present Bias Causes and Then Dissipates Auto-enrollment Savings Effects 0 0 0 8 0 0 1 19
Randomizing Religion: the Impact of Protestant Evangelism on Economic Outcomes* 0 1 9 32 3 10 31 134
Reinforcement Learning and Savings Behavior 0 0 1 58 0 1 11 248
Religious Identity and Economic Behavior 1 4 18 157 7 12 56 549
Simplification and saving 0 2 7 74 3 10 35 430
Small cues change savings choices 0 0 1 36 4 8 12 211
Social Identity and Preferences 0 0 2 174 1 4 22 786
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 4 17 1 1 8 139
The Value Line Enigma: The Sum of Known Parts? 1 1 2 39 1 1 5 135
What Does Stock Ownership Breadth Measure? 0 0 0 16 0 1 2 158
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 22 0 0 0 192
What Matters to Individual Investors? Evidence from the Horse's Mouth 1 1 4 33 1 3 13 166
What makes annuitization more appealing? 0 1 1 30 0 2 8 247
Which early withdrawal penalty attracts the most deposits to a commitment savings account? 0 0 2 9 2 4 9 56
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 1 1 1 50 1 2 8 633
Total Journal Articles 7 19 90 1,674 40 111 430 8,714


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 0 0 0 3 13
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 0 1 0 1 2 22
Defined Contribution Pensions: Plan Rules, Participant Choices, and the Path of Least Resistance 0 0 0 78 1 3 13 378
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 0 0 0 3 21
For Better or for Worse: Default Effects and 401(k) Savings Behavior 1 1 2 130 4 13 41 515
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 1 1 7 0 2 2 74
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 8 1 3 6 68
Passive Decisions and Potent Defaults 0 0 0 12 0 2 2 81
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 2 19 3 3 14 113
The Availability and Utilization of 401(k) Loans 0 0 0 10 1 3 3 80
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 0 0 21 2 5 7 159
The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States 0 1 17 217 3 13 84 779
What Makes Annuitization More Appealing? 0 0 0 0 0 0 0 73
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 6 1 2 2 75
Total Chapters 1 3 22 509 16 50 182 2,451


Statistics updated 2025-09-05