Access Statistics for James Jinwoo Choi

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans 0 0 0 2 0 0 3 7
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 1 1 1 94 1 2 3 498
$100 Bills on the Sidewalk: Suboptimal Saving in 401(k) Plans 0 0 0 119 0 1 1 498
$100 Bills on the Sidewalk: Violations of No-Arbitrage in 401(k) Accounts 0 0 0 10 0 0 2 52
Active Choice, Implicit Defaults, and the Incentive to Choose 0 0 0 17 0 1 2 72
Automatic Enrollment with a 12% Default Contribution Rate 0 0 0 3 0 0 0 10
Automating Short-Term Payroll Savings: Evidence from Four Large U.K. Experiments 0 0 0 0 0 0 2 7
Behavioral Economics Perspective on Public Sector Pension Plans 0 0 1 8 0 0 1 61
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 1 75 0 2 4 200
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 79 0 0 1 181
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 1 45 0 0 1 233
Behavioral Household Finance 0 2 7 59 1 5 21 192
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 0 9 1 1 1 68
Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts 0 0 0 11 0 2 3 41
Consumers Misunderstanding of Health Insurance 0 0 0 23 1 2 5 162
Consumers’ Misunderstanding of Health Insurance 0 0 0 2 0 0 1 65
Consumption-Wealth Comovement of the Wrong Sign 0 0 0 31 0 0 1 282
Contributions to Defined Contribution Pension Plans 0 0 0 15 0 1 1 72
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 0 0 193 0 1 8 1,246
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 1 1 200 2 3 10 1,164
Did Mutual Fund Return Persistence Persist? 0 0 1 96 0 3 10 221
Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking? 0 0 0 12 0 0 1 94
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 17 0 1 1 65
Does Pension Automatic Enrollment Increase Debt? Evidence from a Large-Scale Natural Experiment 1 2 2 10 1 2 5 21
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(K) Plans 0 0 0 239 0 0 3 672
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(k) Plans 0 0 0 256 1 5 7 1,055
Early Decisions: A Regulatory Framework 0 0 0 62 0 0 1 322
Employees' Investment Decisions about Company Stock 1 1 1 72 1 1 2 503
Employer-Based Short-Term Savings Accounts 0 0 1 4 0 0 1 9
Following Through on Good Intentions: The Power of Planning Prompts 0 0 1 33 0 0 1 127
Following through on Good Intentions: The Power of Planning Prompts 0 0 0 8 0 0 0 72
Following through on Good Intentions: The Power of Planning Prompts 0 0 0 19 0 0 1 91
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 0 4 10 1,453
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 1 3 7 895
How Are Preferences Revealed? 0 0 0 15 0 0 1 97
How Are Preferences Revealed? 0 0 0 311 0 1 2 618
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 9 0 0 0 72
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 0 0 0 1 2
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 74 0 0 0 233
How Good is AI at Twisting Arms? Experiments in Debt Collection 0 6 7 7 1 8 11 11
How are Preferences Revealed? 0 0 0 84 0 0 3 430
How are Preferences Revealed? 0 0 0 1 1 1 1 6
Informed Trading and Expected Returns 0 0 1 20 0 0 2 82
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 9 0 0 0 53
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 0 0 0 1 2
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 22 0 0 0 88
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 1 97 0 0 6 492
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 0 22 1 1 1 135
Millionaires Speak: What Drives Their Personal Investment Decisions? 0 1 1 13 2 4 7 58
Optimal Defaults and Active Decisions 0 0 0 229 0 1 2 1,091
Optimal Defaults and Active Decisions 0 0 1 23 0 0 8 157
Optimal Defaults and Active Decisions 0 0 0 137 0 3 6 482
Optimal Illiquidity 0 0 0 5 0 0 1 42
Passive Decisions and Potent Defaults 0 0 0 66 0 1 2 372
Plan Design and 401(k) Savings Outcomes 0 0 3 157 0 0 8 707
Popular Personal Financial Advice versus the Professors 0 0 1 42 0 1 6 80
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 11 0 0 3 75
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 9 1 1 4 138
Randomizing religion: the impact of Protestant evangelicalism on economic outcomes 0 0 1 23 0 0 2 44
Randomizing religion: the impact of Protestant evangelism on economic outcomes 0 0 0 20 0 1 4 39
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 0 22 0 0 1 121
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 52 0 1 2 277
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 90 2 2 3 512
Reinforcement Learning and Savings Behavior 0 0 0 0 0 0 0 5
Reinforcement Learning and Savings Behavior 0 0 2 43 1 1 11 168
Reinforcement Learning in Investment Behavior 0 0 0 195 0 1 1 554
Religious Identity and Economic Behavior 0 1 2 116 0 3 9 475
Saving or Retirement on the Path of Least Resistance 0 0 1 230 0 2 6 729
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 1 37 0 2 6 147
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 0 51 1 2 5 68
Simplification and Saving 0 0 0 1 0 0 0 4
Simplification and Saving 0 0 0 12 1 1 2 70
Simplification and Saving 0 0 0 51 0 0 4 274
Small Cues Change Savings Choices 0 0 0 57 0 1 1 198
Smaller than We Thought? The Effect of Automatic Savings Policies 0 0 5 5 0 0 7 7
Social Identity and Preferences 0 0 0 177 0 3 4 720
Social Identity and Preferences 0 0 0 2 0 0 4 14
Testimonials Do Not Convert Patients from Brand to Generic Medication 0 0 0 56 0 0 8 91
The Availability and Utilization of 401(k) Loans 0 0 0 13 1 2 3 72
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 0 0 98
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 0 0 87
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 1 0 1 1 9
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 58 0 1 4 328
The Flypaper Effect in Individual Investor Asset Allocation 0 0 0 0 0 0 0 1
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 0 0 74 0 0 0 353
The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States 0 0 0 182 0 1 4 810
The importance of default options for retirement saving outcomes: evidence from the United States 1 2 3 108 1 5 10 443
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 24 0 0 6 173
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 11 0 0 5 114
Vaccination Rates are Associated With Functional Proximity But Not Base Proximity of Vaccination Clinics 1 1 1 2 2 2 8 9
What Does Stock Ownership Breadth Measure? 0 0 0 16 0 1 3 98
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 126 0 0 1 105
What Makes Annuitization More Appealing? 0 0 0 15 1 1 1 221
What Makes Annuitization More Appealing? 0 0 0 11 0 0 5 108
What Matters to Individual Investors? Evidence from the Horse’s Mouth 0 0 0 17 0 1 6 78
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 10 0 0 0 59
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 10 0 0 1 124
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 1 26 0 0 1 245
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 129 0 0 0 761
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 0 0 0 1 5
Total Working Papers 5 18 50 5,715 26 97 337 25,052


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 1 1 9 81 2 8 30 434
A megastudy of text-based nudges encouraging patients to get vaccinated at an upcoming doctor’s appointment 0 1 2 8 0 2 10 42
Active choice, implicit defaults, and the incentive to choose 0 0 0 2 0 1 1 11
Are Empowerment and Education Enough? Underdiversification in 401(k) Plans 0 0 0 45 0 0 4 288
Behavioral economics perspectives on public sector pension plans 0 0 0 55 0 0 3 262
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 1 12 0 9 21 76
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 1 6 0 1 4 25
Consumers’ misunderstanding of health insurance 0 0 0 24 0 0 5 166
Contributions to Defined Contribution Pension Plans 0 0 2 19 1 3 6 141
Does Aggregated Returns Disclosure Increase Portfolio Risk Taking? 0 0 1 8 0 0 3 66
Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions 0 0 1 6 3 3 8 61
How are preferences revealed? 0 0 1 163 1 4 22 653
How does the Internet affect trading? Evidence from investor behavior in 401(k) plans 0 0 1 119 1 2 8 490
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 16 0 2 7 195
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 1 2 3 79 2 4 6 419
Millionaires speak: What drives their personal investment decisions? 0 2 4 26 0 2 12 88
Optimal Defaults 0 0 0 79 0 1 2 360
Optimal Defaults and Active Decisions 0 0 8 112 3 5 23 513
Optimal illiquidity 1 1 2 2 2 6 7 7
Plan Design and 401(K) Savings Outcomes 0 0 3 43 0 1 15 258
Popular Personal Financial Advice versus the Professors 0 0 2 11 1 2 7 40
Present Bias Causes and Then Dissipates Auto-enrollment Savings Effects 0 0 1 8 0 0 2 19
Randomizing Religion: the Impact of Protestant Evangelism on Economic Outcomes* 0 1 9 32 4 8 32 131
Reinforcement Learning and Savings Behavior 0 0 1 58 0 1 11 248
Religious Identity and Economic Behavior 1 6 18 156 2 11 51 542
Simplification and saving 1 3 7 74 1 8 37 427
Small cues change savings choices 0 1 1 36 2 5 8 207
Social Identity and Preferences 0 0 2 174 2 7 21 785
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 4 17 0 0 7 138
The Value Line Enigma: The Sum of Known Parts? 0 0 1 38 0 0 4 134
What Does Stock Ownership Breadth Measure? 0 0 0 16 0 1 2 158
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 22 0 0 0 192
What Matters to Individual Investors? Evidence from the Horse's Mouth 0 0 3 32 2 3 15 165
What makes annuitization more appealing? 1 1 1 30 1 2 8 247
Which early withdrawal penalty attracts the most deposits to a commitment savings account? 0 1 2 9 2 4 7 54
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 49 1 1 7 632
Total Journal Articles 6 20 91 1,667 33 107 416 8,674


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 0 0 0 4 13
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 0 1 0 1 3 22
Defined Contribution Pensions: Plan Rules, Participant Choices, and the Path of Least Resistance 0 0 1 78 2 3 14 377
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 0 0 1 4 21
For Better or for Worse: Default Effects and 401(k) Savings Behavior 0 0 2 129 4 14 39 511
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 1 1 7 0 2 2 74
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 8 2 3 6 67
Passive Decisions and Potent Defaults 0 0 0 12 1 2 2 81
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 2 19 0 0 11 110
The Availability and Utilization of 401(k) Loans 0 0 0 10 2 2 2 79
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 0 0 21 2 3 5 157
The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States 0 2 17 217 2 17 86 776
What Makes Annuitization More Appealing? 0 0 0 0 0 0 0 73
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 6 0 1 1 74
Total Chapters 0 3 23 508 15 49 179 2,435


Statistics updated 2025-08-05