Access Statistics for James Jinwoo Choi

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans 1 1 2 4 4 5 7 14
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 0 1 94 0 3 12 509
$100 Bills on the Sidewalk: Suboptimal Saving in 401(k) Plans 0 0 0 119 0 5 15 512
$100 Bills on the Sidewalk: Violations of No-Arbitrage in 401(k) Accounts 0 1 1 11 0 3 17 69
Active Choice, Implicit Defaults, and the Incentive to Choose 0 0 0 17 1 6 21 93
Automatic Enrollment with a 12% Default Contribution Rate 0 0 0 3 18 27 34 44
Automating Short-Term Payroll Savings: Evidence from Four Large U.K. Experiments 0 0 0 0 0 3 16 23
Behavioral Economics Perspective on Public Sector Pension Plans 0 0 0 8 1 2 10 71
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 75 1 5 21 220
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 79 0 1 10 191
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 45 1 2 10 243
Behavioral Household Finance 0 3 8 65 1 19 50 238
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 0 9 1 6 24 91
Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts 0 0 1 12 0 4 12 51
Consumers Misunderstanding of Health Insurance 0 0 0 23 2 12 29 189
Consumers’ Misunderstanding of Health Insurance 0 0 0 2 0 4 12 77
Consumption-Wealth Comovement of the Wrong Sign 0 0 0 31 1 1 8 290
Contributions to Defined Contribution Pension Plans 0 0 1 16 1 6 11 82
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 0 0 193 0 5 16 1,261
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 1 1 3 202 1 5 24 1,185
Did Mutual Fund Return Persistence Persist? 0 0 0 96 4 21 41 261
Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking? 0 0 0 12 0 3 12 106
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 17 0 6 9 74
Does Pension Automatic Enrollment Increase Debt? Evidence from a Large-Scale Natural Experiment 0 0 2 10 0 5 12 31
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(K) Plans 0 0 0 239 0 4 15 687
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(k) Plans 0 0 0 256 0 1 19 1,070
Early Decisions: A Regulatory Framework 0 0 0 62 0 3 12 334
Employees' Investment Decisions about Company Stock 0 0 1 72 1 5 18 520
Employer-Based Short-Term Savings Accounts 0 1 1 5 0 1 8 17
Following Through on Good Intentions: The Power of Planning Prompts 0 0 0 33 3 9 21 148
Following through on Good Intentions: The Power of Planning Prompts 0 0 0 19 0 3 8 99
Following through on Good Intentions: The Power of Planning Prompts 0 0 1 9 1 2 9 81
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 1 12 28 1,478
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 2 3 218 3 13 46 939
How Are Preferences Revealed? 0 0 0 15 1 2 9 106
How Are Preferences Revealed? 0 0 0 311 0 8 24 641
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 1 1 1 1 1 2 9 11
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 74 0 2 8 241
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 9 0 1 8 80
How Good is AI at Twisting Arms? Experiments in Debt Collection 0 0 7 12 10 14 38 45
How are Preferences Revealed? 0 0 0 84 5 10 22 452
How are Preferences Revealed? 0 0 0 1 0 4 17 22
Informed Trading and Expected Returns 0 0 1 21 1 1 11 93
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 22 1 3 8 96
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 9 0 6 15 68
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 0 0 4 9 11
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 0 97 0 5 23 515
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 0 22 0 3 12 146
Millionaires Speak: What Drives Their Personal Investment Decisions? 0 0 1 13 0 7 27 81
Optimal Defaults and Active Decisions 0 1 1 230 0 4 13 1,103
Optimal Defaults and Active Decisions 0 0 0 137 0 7 17 497
Optimal Defaults and Active Decisions 0 0 0 23 0 5 15 172
Optimal Illiquidity 0 0 0 5 3 6 19 61
Passive Decisions and Potent Defaults 0 0 0 66 3 4 20 391
Plan Design and 401(k) Savings Outcomes 1 1 1 158 2 3 12 719
Popular Personal Financial Advice versus the Professors 1 1 4 46 2 9 30 110
Practical Finance: An Approximate Solution to Lifecycle Portfolio Choice 2 9 45 45 7 58 149 149
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 11 1 1 11 86
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 9 2 3 15 152
Randomizing religion: the impact of Protestant evangelicalism on economic outcomes 0 1 1 24 0 4 14 58
Randomizing religion: the impact of Protestant evangelism on economic outcomes 0 0 0 20 3 6 12 51
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 0 22 0 2 14 135
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 90 0 5 17 527
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 52 0 1 9 286
Reinforcement Learning and Savings Behavior 1 1 2 45 1 4 19 186
Reinforcement Learning and Savings Behavior 1 1 2 2 3 7 19 24
Reinforcement Learning in Investment Behavior 0 0 0 195 0 1 16 570
Religious Identity and Economic Behavior 2 2 6 121 2 3 23 496
Saving or Retirement on the Path of Least Resistance 0 0 1 231 1 2 13 740
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 1 52 1 4 16 82
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 0 37 0 10 30 176
Simplification and Saving 0 0 0 51 0 3 15 289
Simplification and Saving 0 1 1 13 1 8 23 92
Simplification and Saving 0 0 0 1 0 4 14 18
Small Cues Change Savings Choices 0 0 0 57 1 4 13 211
Smaller than We Thought? The Effect of Automatic Savings Policies 0 0 0 5 3 12 40 47
Social Identity and Preferences 0 0 1 3 0 2 10 24
Social Identity and Preferences 0 0 1 178 0 6 20 739
Testimonials Do Not Convert Patients from Brand to Generic Medication 0 0 0 56 0 3 13 104
The Availability and Utilization of 401(k) Loans 0 0 0 13 1 6 12 82
The Availability and Utilization of 401(k) Loans 1 1 1 14 2 4 10 108
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 1 4 91
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 1 1 6 22 30
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 1 59 2 10 23 350
The Flypaper Effect in Individual Investor Asset Allocation 0 0 0 0 1 1 8 9
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 1 1 1 75 1 3 16 369
The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States 0 0 0 182 2 10 31 840
The importance of default options for retirement saving outcomes: evidence from the United States 0 0 5 111 1 5 23 461
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 1 1 1 25 1 4 22 195
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 11 0 3 10 124
Vaccination Rates are Associated With Functional Proximity But Not Base Proximity of Vaccination Clinics 0 0 1 2 0 3 18 25
What Does Stock Ownership Breadth Measure? 0 0 0 16 1 6 13 111
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 126 1 3 10 115
What Makes Annuitization More Appealing? 0 0 0 11 1 4 10 118
What Makes Annuitization More Appealing? 0 0 0 15 1 3 10 230
What Matters to Individual Investors? Evidence from the Horse’s Mouth 0 0 0 17 1 6 19 96
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 10 0 5 17 76
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 0 0 6 12 17
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 26 0 3 18 263
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 129 1 3 18 779
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 10 1 7 22 146
Total Working Papers 14 31 112 5,813 120 577 1,856 26,836


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 1 7 87 0 3 26 455
A megastudy of text-based nudges encouraging patients to get vaccinated at an upcoming doctor’s appointment 0 0 1 9 2 11 20 62
Active choice, implicit defaults, and the incentive to choose 0 0 0 2 2 7 13 24
Are Empowerment and Education Enough? Underdiversification in 401(k) Plans 0 0 0 45 0 3 16 304
Behavioral economics perspectives on public sector pension plans 0 0 0 55 1 9 23 285
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 1 13 1 3 29 101
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 1 1 7 1 5 14 38
Consumers’ misunderstanding of health insurance 0 0 0 24 3 4 17 183
Contributions to Defined Contribution Pension Plans 0 1 1 20 1 4 10 149
Does Aggregated Returns Disclosure Increase Portfolio Risk Taking? 0 0 0 8 1 5 18 84
Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions 0 0 0 6 0 5 26 84
How are preferences revealed? 0 0 1 164 1 5 33 682
How does the Internet affect trading? Evidence from investor behavior in 401(k) plans 0 0 3 122 0 3 16 504
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 16 1 3 14 208
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 1 3 81 0 5 19 435
Millionaires speak: What drives their personal investment decisions? 0 0 4 28 0 10 29 115
Optimal Defaults 0 0 0 79 0 3 17 377
Optimal Defaults and Active Decisions 1 1 2 114 1 6 28 537
Optimal illiquidity 0 1 3 4 0 5 31 35
Plan Design and 401(K) Savings Outcomes 0 1 1 44 2 6 26 283
Popular Personal Financial Advice versus the Professors 0 0 3 14 2 5 23 62
Present Bias Causes and Then Dissipates Auto-enrollment Savings Effects 0 0 1 9 2 10 18 37
Randomizing Religion: the Impact of Protestant Evangelism on Economic Outcomes* 0 0 0 0 1 2 2 2
Reinforcement Learning and Savings Behavior 0 0 1 59 1 7 18 265
Religious Identity and Economic Behavior 0 1 7 160 1 6 44 581
Simplification and saving 1 3 8 80 3 12 43 463
Small cues change savings choices 0 0 0 36 1 4 21 224
Social Identity and Preferences 1 1 1 175 2 4 21 803
The Effect of Providing Peer Information on Retirement Savings Decisions 0 1 1 18 0 4 18 156
The Value Line Enigma: The Sum of Known Parts? 0 0 1 39 1 4 11 145
What Does Stock Ownership Breadth Measure? 0 0 0 16 1 2 12 169
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 22 0 2 11 203
What Matters to Individual Investors? Evidence from the Horse's Mouth 0 1 4 36 2 11 33 196
What makes annuitization more appealing? 0 0 2 31 2 7 23 268
Which early withdrawal penalty attracts the most deposits to a commitment savings account? 0 0 1 10 0 3 18 70
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 2 51 0 2 15 646
Total Journal Articles 3 14 60 1,684 36 190 756 9,235
1 registered items for which data could not be found


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 0 1 7 13 26
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 0 1 0 3 10 31
Defined Contribution Pensions: Plan Rules, Participant Choices, and the Path of Least Resistance 0 0 1 79 4 9 22 397
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 0 0 5 12 33
For Better or for Worse: Default Effects and 401(k) Savings Behavior 0 3 7 136 12 43 97 599
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 1 7 1 1 10 82
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 8 0 5 16 81
Passive Decisions and Potent Defaults 0 0 0 12 1 3 10 89
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 1 20 3 15 30 140
The Availability and Utilization of 401(k) Loans 0 0 0 10 1 3 19 96
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 0 1 22 1 5 21 175
The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States 0 7 15 231 2 21 83 849
What Makes Annuitization More Appealing? 0 0 0 0 0 4 11 84
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 6 0 3 14 87
Total Chapters 0 10 26 532 26 127 368 2,769


Statistics updated 2026-06-04