Access Statistics for James Jinwoo Choi

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans 0 1 2 4 0 4 7 14
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 0 0 94 1 1 12 510
$100 Bills on the Sidewalk: Suboptimal Saving in 401(k) Plans 0 0 0 119 0 0 14 512
$100 Bills on the Sidewalk: Violations of No-Arbitrage in 401(k) Accounts 0 0 1 11 0 0 17 69
Active Choice, Implicit Defaults, and the Incentive to Choose 0 0 0 17 0 1 21 93
Automatic Enrollment with a 12% Default Contribution Rate 1 1 1 4 2 21 37 47
Automating Short-Term Payroll Savings: Evidence from Four Large U.K. Experiments 0 0 0 0 0 0 16 23
Behavioral Economics Perspective on Public Sector Pension Plans 0 0 0 8 0 1 10 71
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 45 1 2 11 244
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 79 0 1 11 192
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 75 0 2 21 221
Behavioral Household Finance 0 0 6 65 3 6 51 243
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 0 9 1 3 25 93
Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts 0 0 1 12 0 0 10 51
Consumers Misunderstanding of Health Insurance 0 0 0 23 0 2 27 189
Consumers’ Misunderstanding of Health Insurance 0 0 0 2 1 1 13 78
Consumption-Wealth Comovement of the Wrong Sign 0 0 0 31 0 1 8 290
Contributions to Defined Contribution Pension Plans 0 0 1 16 0 1 10 82
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 1 2 202 1 3 23 1,187
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 0 0 193 0 0 15 1,261
Did Mutual Fund Return Persistence Persist? 2 2 2 98 4 10 46 267
Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking? 0 0 0 12 0 0 12 106
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 17 0 0 9 74
Does Pension Automatic Enrollment Increase Debt? Evidence from a Large-Scale Natural Experiment 0 0 0 10 0 2 12 33
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(K) Plans 0 0 0 239 0 0 15 687
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(k) Plans 0 0 0 256 0 0 15 1,070
Early Decisions: A Regulatory Framework 0 0 0 62 0 2 14 336
Employees' Investment Decisions about Company Stock 0 0 0 72 0 1 17 520
Employer-Based Short-Term Savings Accounts 0 0 1 5 1 1 9 18
Following Through on Good Intentions: The Power of Planning Prompts 0 0 0 33 0 3 21 148
Following through on Good Intentions: The Power of Planning Prompts 0 0 0 19 0 0 8 99
Following through on Good Intentions: The Power of Planning Prompts 0 0 1 9 0 2 10 82
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 3 218 0 6 47 942
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 0 4 28 1,481
How Are Preferences Revealed? 0 0 0 15 0 2 10 107
How Are Preferences Revealed? 0 0 0 311 0 0 23 641
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 1 1 1 0 1 9 11
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 9 1 1 9 81
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 74 0 0 8 241
How Good is AI at Twisting Arms? Experiments in Debt Collection 0 0 5 12 1 12 36 47
How are Preferences Revealed? 0 0 0 84 0 7 24 454
How are Preferences Revealed? 0 0 0 1 0 0 16 22
Informed Trading and Expected Returns 0 1 2 22 1 4 14 96
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 0 0 0 9 11
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 22 0 2 9 97
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 9 0 0 15 68
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 0 22 0 0 11 146
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 0 97 1 3 26 518
Millionaires Speak: What Drives Their Personal Investment Decisions? 1 1 1 14 2 2 25 83
Optimal Defaults and Active Decisions 0 0 1 230 0 0 12 1,103
Optimal Defaults and Active Decisions 0 0 0 23 0 1 16 173
Optimal Defaults and Active Decisions 0 0 0 137 0 2 17 499
Optimal Illiquidity 0 0 0 5 0 4 20 62
Passive Decisions and Potent Defaults 0 0 0 66 0 3 19 391
Plan Design and 401(k) Savings Outcomes 0 1 1 158 2 4 14 721
Popular Personal Financial Advice versus the Professors 0 1 4 46 0 2 30 110
Practical Finance: An Approximate Solution to Lifecycle Portfolio Choice 1 3 46 46 3 14 156 156
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 11 0 2 12 87
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 9 0 3 15 153
Randomizing religion: the impact of Protestant evangelicalism on economic outcomes 0 0 1 24 0 1 15 59
Randomizing religion: the impact of Protestant evangelism on economic outcomes 0 0 0 20 0 3 12 51
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 0 22 0 0 14 135
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 90 0 0 15 527
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 52 1 1 10 287
Reinforcement Learning and Savings Behavior 0 1 2 2 0 3 19 24
Reinforcement Learning and Savings Behavior 0 1 2 45 0 1 18 186
Reinforcement Learning in Investment Behavior 0 0 0 195 0 0 16 570
Religious Identity and Economic Behavior 0 2 5 121 0 3 22 497
Saving or Retirement on the Path of Least Resistance 0 0 1 231 0 3 13 742
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 0 37 0 0 29 176
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 1 52 0 1 14 82
Simplification and Saving 0 0 0 51 1 1 16 290
Simplification and Saving 0 0 0 1 1 1 15 19
Simplification and Saving 0 0 1 13 0 1 22 92
Small Cues Change Savings Choices 0 0 0 57 0 2 14 212
Smaller than We Thought? The Effect of Automatic Savings Policies 0 0 0 5 1 6 43 50
Social Identity and Preferences 0 0 1 3 0 2 12 26
Social Identity and Preferences 0 0 1 178 1 2 21 741
Testimonials Do Not Convert Patients from Brand to Generic Medication 0 0 0 56 0 0 13 104
The Availability and Utilization of 401(k) Loans 0 1 1 14 0 2 10 108
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 1 10 82
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 0 4 91
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 1 0 2 22 31
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 1 59 1 7 27 355
The Flypaper Effect in Individual Investor Asset Allocation 0 0 0 0 0 1 8 9
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 1 1 75 0 2 17 370
The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States 0 0 0 182 1 6 34 844
The importance of default options for retirement saving outcomes: evidence from the United States 0 0 3 111 1 2 19 462
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 1 1 25 0 1 22 195
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 11 1 1 11 125
Vaccination Rates are Associated With Functional Proximity But Not Base Proximity of Vaccination Clinics 0 0 0 2 1 1 17 26
What Does Stock Ownership Breadth Measure? 0 0 0 16 0 2 14 112
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 126 0 1 10 115
What Makes Annuitization More Appealing? 0 0 0 15 0 3 11 232
What Makes Annuitization More Appealing? 0 0 0 11 0 1 10 118
What Matters to Individual Investors? Evidence from the Horse’s Mouth 0 0 0 17 0 1 18 96
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 10 0 1 18 77
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 1 1 1 27 2 2 20 265
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 129 2 4 21 782
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 10 2 3 24 148
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 0 2 2 14 19
Total Working Papers 6 21 105 5,820 44 227 1,891 26,943


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 0 6 87 2 3 24 458
A megastudy of text-based nudges encouraging patients to get vaccinated at an upcoming doctor’s appointment 0 0 1 9 1 7 25 67
Active choice, implicit defaults, and the incentive to choose 0 1 1 3 1 4 15 26
Are Empowerment and Education Enough? Underdiversification in 401(k) Plans 0 0 0 45 1 1 17 305
Automatic enrollment with a 12 percent default contribution rate 0 0 0 0 0 0 0 0
Behavioral economics perspectives on public sector pension plans 0 0 0 55 0 1 23 285
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 1 13 2 3 27 103
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 1 7 1 2 14 39
Consumers’ misunderstanding of health insurance 0 0 0 24 1 4 18 184
Contributions to Defined Contribution Pension Plans 0 0 1 20 0 2 9 150
Does Aggregated Returns Disclosure Increase Portfolio Risk Taking? 0 0 0 8 0 1 18 84
Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions 0 0 0 6 1 2 25 86
How are preferences revealed? 0 1 2 165 0 3 31 684
How does the Internet affect trading? Evidence from investor behavior in 401(k) plans 0 0 3 122 0 1 15 505
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 16 1 2 14 209
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 2 81 0 0 16 435
Millionaires speak: What drives their personal investment decisions? 0 0 2 28 4 5 32 120
Optimal Defaults 0 0 0 79 1 2 19 379
Optimal Defaults and Active Decisions 0 1 2 114 2 5 28 541
Optimal illiquidity 0 0 2 4 1 2 30 37
Plan Design and 401(K) Savings Outcomes 0 0 1 44 0 2 25 283
Popular Personal Financial Advice versus the Professors 0 0 3 14 2 4 24 64
Present Bias Causes and Then Dissipates Auto-enrollment Savings Effects 0 0 1 9 0 3 19 38
Randomizing Religion: the Impact of Protestant Evangelism on Economic Outcomes* 0 0 0 0 2 3 4 4
Reinforcement Learning and Savings Behavior 0 0 1 59 0 1 17 265
Religious Identity and Economic Behavior 0 1 5 161 1 4 42 584
Simplification and saving 0 1 6 80 2 6 39 466
Small cues change savings choices 0 0 0 36 1 2 18 225
Social Identity and Preferences 1 2 2 176 1 5 21 806
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 1 18 0 3 21 159
The Value Line Enigma: The Sum of Known Parts? 0 0 1 39 0 2 12 146
What Does Stock Ownership Breadth Measure? 0 0 0 16 1 2 12 170
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 22 0 0 11 203
What Matters to Individual Investors? Evidence from the Horse's Mouth 0 0 4 36 0 5 34 199
What makes annuitization more appealing? 0 0 1 31 2 5 24 271
Which early withdrawal penalty attracts the most deposits to a commitment savings account? 0 0 1 10 2 3 19 73
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 2 2 4 53 2 7 21 653
Total Journal Articles 3 9 55 1,690 35 107 763 9,306
1 registered items for which data could not be found


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 0 1 2 14 27
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 0 1 0 0 9 31
Defined Contribution Pensions: Plan Rules, Participant Choices, and the Path of Least Resistance 0 0 1 79 0 5 21 398
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 0 0 0 12 33
For Better or for Worse: Default Effects and 401(k) Savings Behavior 0 1 8 137 2 21 97 608
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 1 1 1 8 1 2 9 83
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 8 1 1 15 82
Passive Decisions and Potent Defaults 0 0 0 12 2 3 10 91
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 1 20 3 9 36 146
The Availability and Utilization of 401(k) Loans 0 0 0 10 0 1 17 96
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 0 1 22 1 2 19 176
The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States 0 0 14 231 2 8 79 855
What Makes Annuitization More Appealing? 0 0 0 0 1 1 12 85
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 6 0 0 13 87
Total Chapters 1 2 26 534 14 55 363 2,798


Statistics updated 2026-08-07