Access Statistics for James Jinwoo Choi

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans 0 0 0 2 0 0 3 7
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 0 0 93 0 1 2 497
$100 Bills on the Sidewalk: Suboptimal Saving in 401(k) Plans 0 0 0 119 1 1 1 498
$100 Bills on the Sidewalk: Violations of No-Arbitrage in 401(k) Accounts 0 0 0 10 0 0 2 52
Active Choice, Implicit Defaults, and the Incentive to Choose 0 0 0 17 0 1 2 72
Automatic Enrollment with a 12% Default Contribution Rate 0 0 0 3 0 0 0 10
Automating Short-Term Payroll Savings: Evidence from Four Large U.K. Experiments 0 0 0 0 0 0 5 7
Behavioral Economics Perspective on Public Sector Pension Plans 0 0 1 8 0 0 1 61
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 1 75 1 2 4 200
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 1 45 0 0 1 233
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 79 0 0 1 181
Behavioral Household Finance 2 2 8 59 3 4 22 191
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 0 9 0 0 0 67
Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts 0 0 0 11 2 2 3 41
Consumers Misunderstanding of Health Insurance 0 0 0 23 1 1 4 161
Consumers’ Misunderstanding of Health Insurance 0 0 0 2 0 0 1 65
Consumption-Wealth Comovement of the Wrong Sign 0 0 0 31 0 0 1 282
Contributions to Defined Contribution Pension Plans 0 0 0 15 1 1 2 72
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 0 0 193 1 1 8 1,246
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 1 1 1 200 1 2 8 1,162
Did Mutual Fund Return Persistence Persist? 0 0 1 96 1 4 10 221
Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking? 0 0 0 12 0 0 1 94
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 17 0 1 1 65
Does Pension Automatic Enrollment Increase Debt? Evidence from a Large-Scale Natural Experiment 1 1 2 9 1 1 6 20
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(K) Plans 0 0 0 239 0 0 5 672
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(k) Plans 0 0 0 256 3 4 6 1,054
Early Decisions: A Regulatory Framework 0 0 0 62 0 0 1 322
Employees' Investment Decisions about Company Stock 0 0 0 71 0 0 1 502
Employer-Based Short-Term Savings Accounts 0 0 1 4 0 0 1 9
Following Through on Good Intentions: The Power of Planning Prompts 0 0 1 33 0 0 1 127
Following through on Good Intentions: The Power of Planning Prompts 0 0 0 19 0 0 1 91
Following through on Good Intentions: The Power of Planning Prompts 0 0 0 8 0 0 0 72
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 3 4 10 1,453
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 1 2 6 894
How Are Preferences Revealed? 0 0 0 15 0 0 1 97
How Are Preferences Revealed? 0 0 0 311 1 1 2 618
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 0 0 0 1 2
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 74 0 0 0 233
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 9 0 0 0 72
How Good is AI at Twisting Arms? Experiments in Debt Collection 2 7 7 7 3 10 10 10
How are Preferences Revealed? 0 0 0 1 0 0 0 5
How are Preferences Revealed? 0 0 0 84 0 0 3 430
Informed Trading and Expected Returns 0 0 1 20 0 0 2 82
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 9 0 0 0 53
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 0 0 0 1 2
Liquidity in Retirement Savings Systems: An International Comparison 0 0 1 22 0 0 1 88
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 0 22 0 0 0 134
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 1 97 0 1 6 492
Millionaires Speak: What Drives Their Personal Investment Decisions? 1 1 1 13 2 2 5 56
Optimal Defaults and Active Decisions 0 0 0 137 2 4 6 482
Optimal Defaults and Active Decisions 0 1 1 23 0 1 8 157
Optimal Defaults and Active Decisions 0 0 0 229 1 1 2 1,091
Optimal Illiquidity 0 0 0 5 0 0 1 42
Passive Decisions and Potent Defaults 0 0 0 66 1 1 2 372
Plan Design and 401(k) Savings Outcomes 0 0 3 157 0 1 8 707
Popular Personal Financial Advice versus the Professors 0 0 2 42 0 1 7 80
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 11 0 0 3 75
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 9 0 0 3 137
Randomizing religion: the impact of Protestant evangelicalism on economic outcomes 0 0 1 23 0 0 2 44
Randomizing religion: the impact of Protestant evangelism on economic outcomes 0 0 0 20 0 1 4 39
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 0 22 0 0 1 121
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 52 0 1 2 277
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 90 0 0 1 510
Reinforcement Learning and Savings Behavior 0 1 2 43 0 1 10 167
Reinforcement Learning and Savings Behavior 0 0 0 0 0 0 0 5
Reinforcement Learning in Investment Behavior 0 0 0 195 0 1 1 554
Religious Identity and Economic Behavior 1 2 2 116 2 4 9 475
Saving or Retirement on the Path of Least Resistance 0 0 1 230 2 2 6 729
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 1 37 1 2 6 147
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 0 51 1 1 4 67
Simplification and Saving 0 0 0 12 0 0 1 69
Simplification and Saving 0 0 0 1 0 0 0 4
Simplification and Saving 0 0 0 51 0 0 4 274
Small Cues Change Savings Choices 0 0 0 57 0 1 1 198
Smaller than We Thought? The Effect of Automatic Savings Policies 0 0 5 5 0 1 7 7
Social Identity and Preferences 0 0 0 177 1 3 4 720
Social Identity and Preferences 0 0 0 2 0 1 4 14
Testimonials Do Not Convert Patients from Brand to Generic Medication 0 0 0 56 0 0 8 91
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 0 0 87
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 0 0 98
The Availability and Utilization of 401(k) Loans 0 0 0 13 1 1 2 71
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 58 1 1 4 328
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 1 1 1 1 9
The Flypaper Effect in Individual Investor Asset Allocation 0 0 0 0 0 0 0 1
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 0 0 74 0 0 0 353
The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States 0 0 0 182 1 1 4 810
The importance of default options for retirement saving outcomes: evidence from the United States 1 1 2 107 4 4 9 442
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 11 0 0 5 114
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 24 0 0 6 173
Vaccination Rates are Associated With Functional Proximity But Not Base Proximity of Vaccination Clinics 0 0 0 1 0 3 6 7
What Does Stock Ownership Breadth Measure? 0 0 0 16 0 1 3 98
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 126 0 0 1 105
What Makes Annuitization More Appealing? 0 0 0 11 0 0 6 108
What Makes Annuitization More Appealing? 0 0 0 15 0 0 0 220
What Matters to Individual Investors? Evidence from the Horse’s Mouth 0 0 0 17 1 1 6 78
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 10 0 0 0 59
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 1 26 0 0 1 245
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 0 0 0 1 5
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 10 0 0 1 124
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 129 0 0 0 761
Total Working Papers 9 17 49 5,710 46 87 324 25,026


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 1 8 80 3 11 29 432
A megastudy of text-based nudges encouraging patients to get vaccinated at an upcoming doctor’s appointment 0 1 2 8 0 2 10 42
Active choice, implicit defaults, and the incentive to choose 0 0 0 2 0 1 1 11
Are Empowerment and Education Enough? Underdiversification in 401(k) Plans 0 0 0 45 0 0 5 288
Behavioral economics perspectives on public sector pension plans 0 0 0 55 0 1 5 262
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 1 1 12 4 14 21 76
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 1 6 1 1 4 25
Consumers’ misunderstanding of health insurance 0 0 0 24 0 0 5 166
Contributions to Defined Contribution Pension Plans 0 1 2 19 1 3 8 140
Does Aggregated Returns Disclosure Increase Portfolio Risk Taking? 0 0 1 8 0 0 3 66
Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions 0 0 1 6 0 1 5 58
How are preferences revealed? 0 0 1 163 3 5 22 652
How does the Internet affect trading? Evidence from investor behavior in 401(k) plans 0 0 2 119 1 1 8 489
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 16 1 3 8 195
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 1 2 78 1 2 4 417
Millionaires speak: What drives their personal investment decisions? 2 2 4 26 2 2 13 88
Optimal Defaults 0 0 0 79 0 1 2 360
Optimal Defaults and Active Decisions 0 1 8 112 1 6 20 510
Optimal illiquidity 0 0 1 1 1 4 5 5
Plan Design and 401(K) Savings Outcomes 0 0 3 43 1 3 16 258
Popular Personal Financial Advice versus the Professors 0 0 2 11 0 1 9 39
Present Bias Causes and Then Dissipates Auto-enrollment Savings Effects 0 0 1 8 0 0 2 19
Randomizing Religion: the Impact of Protestant Evangelism on Economic Outcomes* 1 1 10 32 3 6 29 127
Reinforcement Learning and Savings Behavior 0 0 2 58 1 2 13 248
Religious Identity and Economic Behavior 2 7 17 155 3 13 51 540
Simplification and saving 1 2 8 73 6 8 43 426
Small cues change savings choices 0 1 1 36 2 5 6 205
Social Identity and Preferences 0 0 2 174 1 9 19 783
The Effect of Providing Peer Information on Retirement Savings Decisions 0 1 4 17 0 1 7 138
The Value Line Enigma: The Sum of Known Parts? 0 0 2 38 0 1 5 134
What Does Stock Ownership Breadth Measure? 0 0 0 16 1 1 2 158
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 22 0 0 1 192
What Matters to Individual Investors? Evidence from the Horse's Mouth 0 0 3 32 0 1 14 163
What makes annuitization more appealing? 0 0 0 29 1 2 8 246
Which early withdrawal penalty attracts the most deposits to a commitment savings account? 0 2 2 9 0 4 5 52
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 49 0 2 10 631
Total Journal Articles 6 22 91 1,661 38 117 418 8,641


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 0 0 1 6 13
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 0 1 1 1 3 22
Defined Contribution Pensions: Plan Rules, Participant Choices, and the Path of Least Resistance 0 0 2 78 0 4 17 375
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 0 0 2 4 21
For Better or for Worse: Default Effects and 401(k) Savings Behavior 0 0 2 129 5 13 35 507
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 1 1 1 7 2 2 2 74
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 8 0 1 4 65
Passive Decisions and Potent Defaults 0 0 0 12 1 1 1 80
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 2 19 0 2 12 110
The Availability and Utilization of 401(k) Loans 0 0 0 10 0 0 0 77
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 0 0 21 1 2 3 155
The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States 1 4 18 217 8 27 96 774
What Makes Annuitization More Appealing? 0 0 0 0 0 0 0 73
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 6 1 1 1 74
Total Chapters 2 5 25 508 19 57 184 2,420


Statistics updated 2025-07-04