Access Statistics for James Jinwoo Choi

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans 0 0 0 2 1 1 3 8
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 0 1 94 0 1 3 499
$100 Bills on the Sidewalk: Suboptimal Saving in 401(k) Plans 0 0 0 119 1 1 2 499
$100 Bills on the Sidewalk: Violations of No-Arbitrage in 401(k) Accounts 0 0 0 10 1 2 3 54
Active Choice, Implicit Defaults, and the Incentive to Choose 0 0 0 17 3 5 7 78
Automatic Enrollment with a 12% Default Contribution Rate 0 0 0 3 2 4 4 14
Automating Short-Term Payroll Savings: Evidence from Four Large U.K. Experiments 0 0 0 0 5 7 8 15
Behavioral Economics Perspective on Public Sector Pension Plans 0 0 0 8 2 2 2 63
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 79 0 3 3 184
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 45 2 4 4 237
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 75 5 11 14 211
Behavioral Household Finance 1 1 6 61 7 10 26 207
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 0 9 1 7 9 76
Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts 0 0 0 11 0 0 3 41
Consumers Misunderstanding of Health Insurance 0 0 0 23 7 10 17 174
Consumers’ Misunderstanding of Health Insurance 0 0 0 2 2 3 4 68
Consumption-Wealth Comovement of the Wrong Sign 0 0 0 31 0 5 5 287
Contributions to Defined Contribution Pension Plans 0 0 1 16 0 1 3 74
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 0 0 193 3 6 11 1,253
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 1 2 201 3 7 16 1,172
Did Mutual Fund Return Persistence Persist? 0 0 1 96 3 4 13 226
Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking? 0 0 0 12 2 6 6 100
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 17 0 1 2 66
Does Pension Automatic Enrollment Increase Debt? Evidence from a Large-Scale Natural Experiment 0 0 2 10 1 2 6 23
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(K) Plans 0 0 0 239 3 6 6 678
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(k) Plans 0 0 0 256 3 4 13 1,061
Early Decisions: A Regulatory Framework 0 0 0 62 2 3 3 325
Employees' Investment Decisions about Company Stock 0 0 1 72 0 2 4 506
Employer-Based Short-Term Savings Accounts 0 0 0 4 0 1 1 10
Following Through on Good Intentions: The Power of Planning Prompts 0 0 1 33 3 4 6 132
Following through on Good Intentions: The Power of Planning Prompts 0 0 0 19 1 1 2 92
Following through on Good Intentions: The Power of Planning Prompts 0 0 1 9 1 3 5 77
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 5 10 23 913
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 0 5 13 1,459
How Are Preferences Revealed? 0 0 0 311 0 4 6 622
How Are Preferences Revealed? 0 0 0 15 1 3 6 102
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 0 2 3 4 5
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 74 0 1 1 234
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 9 0 1 1 73
How Good is AI at Twisting Arms? Experiments in Debt Collection 0 3 10 10 4 12 28 28
How are Preferences Revealed? 0 0 0 84 4 7 9 437
How are Preferences Revealed? 0 0 0 1 2 4 6 11
Informed Trading and Expected Returns 0 0 0 20 2 4 5 87
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 9 0 3 4 57
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 0 0 0 0 2
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 22 2 4 4 92
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 0 22 0 5 6 140
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 1 97 2 7 12 500
Millionaires Speak: What Drives Their Personal Investment Decisions? 0 0 1 13 3 5 14 66
Optimal Defaults and Active Decisions 0 0 1 23 1 3 11 160
Optimal Defaults and Active Decisions 0 0 0 229 1 3 4 1,094
Optimal Defaults and Active Decisions 0 0 0 137 0 4 10 487
Optimal Illiquidity 0 0 0 5 0 3 5 47
Passive Decisions and Potent Defaults 0 0 0 66 2 5 6 377
Plan Design and 401(k) Savings Outcomes 0 0 0 157 4 6 8 713
Popular Personal Financial Advice versus the Professors 0 0 1 43 1 4 9 86
Practical Finance: An Approximate Solution to Lifecycle Portfolio Choice 0 0 4 4 1 4 12 12
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 9 2 6 8 144
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 11 6 8 11 83
Randomizing religion: the impact of Protestant evangelicalism on economic outcomes 0 0 0 23 1 3 3 47
Randomizing religion: the impact of Protestant evangelism on economic outcomes 0 0 0 20 2 4 7 43
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 0 22 1 2 3 123
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 90 1 3 8 518
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 52 2 4 7 282
Reinforcement Learning and Savings Behavior 0 1 1 1 0 3 7 12
Reinforcement Learning and Savings Behavior 0 1 2 44 2 5 14 174
Reinforcement Learning in Investment Behavior 0 0 0 195 1 6 8 561
Religious Identity and Economic Behavior 0 0 4 118 4 9 19 487
Saving or Retirement on the Path of Least Resistance 0 1 2 231 1 4 9 734
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 1 1 52 2 6 9 74
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 1 37 4 6 10 153
Simplification and Saving 0 0 0 1 2 4 4 8
Simplification and Saving 0 0 0 12 0 3 5 74
Simplification and Saving 0 0 0 51 0 0 3 275
Small Cues Change Savings Choices 0 0 0 57 2 4 5 202
Smaller than We Thought? The Effect of Automatic Savings Policies 0 0 0 5 5 11 15 20
Social Identity and Preferences 0 0 0 177 2 6 9 726
Social Identity and Preferences 0 0 1 3 0 1 7 17
Testimonials Do Not Convert Patients from Brand to Generic Medication 0 0 0 56 1 4 13 97
The Availability and Utilization of 401(k) Loans 0 0 0 13 2 3 5 75
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 1 1 88
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 0 0 98
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 1 2 5 7 15
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 58 2 6 8 334
The Flypaper Effect in Individual Investor Asset Allocation 0 0 0 0 2 4 4 5
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 0 0 74 2 5 6 359
The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States 0 0 0 182 1 4 6 815
The importance of default options for retirement saving outcomes: evidence from the United States 0 1 4 109 2 4 13 447
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 11 1 1 6 115
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 24 6 10 15 184
Vaccination Rates are Associated With Functional Proximity But Not Base Proximity of Vaccination Clinics 0 0 1 2 2 6 16 18
What Does Stock Ownership Breadth Measure? 0 0 0 16 2 3 5 101
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 126 1 5 5 110
What Makes Annuitization More Appealing? 0 0 0 11 0 1 4 110
What Makes Annuitization More Appealing? 0 0 0 15 1 3 4 224
What Matters to Individual Investors? Evidence from the Horse’s Mouth 0 0 0 17 0 4 9 84
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 10 3 3 5 64
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 129 1 7 7 768
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 0 2 3 4 8
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 26 0 5 6 251
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 10 0 3 5 128
Total Working Papers 1 10 51 5,736 174 425 746 25,569


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 1 8 83 3 7 32 444
A megastudy of text-based nudges encouraging patients to get vaccinated at an upcoming doctor’s appointment 0 0 2 9 0 1 7 45
Active choice, implicit defaults, and the incentive to choose 0 0 0 2 1 2 3 13
Are Empowerment and Education Enough? Underdiversification in 401(k) Plans 0 0 0 45 2 5 8 295
Behavioral economics perspectives on public sector pension plans 0 0 0 55 2 6 7 268
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 1 12 4 15 36 95
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 0 6 0 3 6 29
Consumers’ misunderstanding of health insurance 0 0 0 24 4 6 9 173
Contributions to Defined Contribution Pension Plans 0 0 1 19 1 3 7 144
Does Aggregated Returns Disclosure Increase Portfolio Risk Taking? 0 0 1 8 2 3 6 70
Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions 0 0 0 6 2 6 16 71
How are preferences revealed? 0 0 1 163 1 11 29 665
How does the Internet affect trading? Evidence from investor behavior in 401(k) plans 0 0 2 121 2 2 11 494
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 16 2 4 9 199
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 1 4 80 1 5 13 426
Millionaires speak: What drives their personal investment decisions? 0 2 5 28 3 8 16 96
Optimal Defaults 0 0 0 79 1 7 10 368
Optimal Defaults and Active Decisions 0 0 8 113 1 8 27 523
Optimal illiquidity 0 1 3 3 6 14 22 22
Plan Design and 401(K) Savings Outcomes 0 0 1 43 4 13 21 271
Popular Personal Financial Advice versus the Professors 0 1 1 12 0 5 9 45
Present Bias Causes and Then Dissipates Auto-enrollment Savings Effects 0 1 1 9 0 2 5 23
Randomizing Religion: the Impact of Protestant Evangelism on Economic Outcomes* 0 1 6 33 6 10 37 147
Reinforcement Learning and Savings Behavior 0 0 0 58 0 4 8 252
Religious Identity and Economic Behavior 0 1 13 159 5 19 58 571
Simplification and saving 1 3 7 77 4 8 27 440
Small cues change savings choices 0 0 1 36 1 6 18 217
Social Identity and Preferences 0 0 0 174 4 6 24 793
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 3 17 2 5 9 144
The Value Line Enigma: The Sum of Known Parts? 0 0 1 39 2 3 6 138
What Does Stock Ownership Breadth Measure? 0 0 0 16 1 2 3 160
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 22 0 1 1 193
What Matters to Individual Investors? Evidence from the Horse's Mouth 0 2 5 35 6 10 19 176
What makes annuitization more appealing? 0 1 2 31 0 1 5 248
Which early withdrawal penalty attracts the most deposits to a commitment savings account? 0 1 3 10 3 4 15 62
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 1 50 0 3 11 636
Total Journal Articles 1 16 81 1,693 76 218 550 8,956


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 0 3 3 6 16
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 0 1 1 2 4 24
Defined Contribution Pensions: Plan Rules, Participant Choices, and the Path of Least Resistance 1 1 1 79 5 6 14 384
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 0 1 4 7 25
For Better or for Worse: Default Effects and 401(k) Savings Behavior 1 2 3 132 5 14 49 531
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 1 7 4 4 7 79
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 8 1 3 9 71
Passive Decisions and Potent Defaults 0 0 0 12 2 3 7 86
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 1 20 1 4 17 121
The Availability and Utilization of 401(k) Loans 0 0 0 10 5 7 10 87
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 1 1 22 3 8 15 167
The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States 0 5 15 224 5 24 84 810
What Makes Annuitization More Appealing? 0 0 0 0 0 3 3 76
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 6 1 2 5 78
Total Chapters 2 9 22 521 37 87 237 2,555


Statistics updated 2026-01-09