Access Statistics for James Jinwoo Choi

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans 0 0 0 2 0 0 3 7
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 1 1 94 0 1 3 498
$100 Bills on the Sidewalk: Suboptimal Saving in 401(k) Plans 0 0 0 119 0 0 1 498
$100 Bills on the Sidewalk: Violations of No-Arbitrage in 401(k) Accounts 0 0 0 10 0 0 2 52
Active Choice, Implicit Defaults, and the Incentive to Choose 0 0 0 17 0 1 2 73
Automatic Enrollment with a 12% Default Contribution Rate 0 0 0 3 0 0 0 10
Automating Short-Term Payroll Savings: Evidence from Four Large U.K. Experiments 0 0 0 0 1 1 2 8
Behavioral Economics Perspective on Public Sector Pension Plans 0 0 0 8 0 0 0 61
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 45 0 0 0 233
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 79 0 0 0 181
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 75 0 0 3 200
Behavioral Household Finance 0 1 8 60 4 6 24 197
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 0 9 1 2 2 69
Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts 0 0 0 11 0 0 3 41
Consumers Misunderstanding of Health Insurance 0 0 0 23 0 3 7 164
Consumers’ Misunderstanding of Health Insurance 0 0 0 2 0 0 1 65
Consumption-Wealth Comovement of the Wrong Sign 0 0 0 31 0 0 1 282
Contributions to Defined Contribution Pension Plans 0 1 1 16 0 1 2 73
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 0 0 193 0 1 9 1,247
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 0 1 200 0 3 11 1,165
Did Mutual Fund Return Persistence Persist? 0 0 1 96 1 1 11 222
Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking? 0 0 0 12 0 0 0 94
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 17 0 0 1 65
Does Pension Automatic Enrollment Increase Debt? Evidence from a Large-Scale Natural Experiment 0 1 2 10 0 1 5 21
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(K) Plans 0 0 0 239 0 0 1 672
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(k) Plans 0 0 0 256 2 3 9 1,057
Early Decisions: A Regulatory Framework 0 0 0 62 0 0 1 322
Employees' Investment Decisions about Company Stock 0 1 1 72 0 2 3 504
Employer-Based Short-Term Savings Accounts 0 0 0 4 0 0 0 9
Following Through on Good Intentions: The Power of Planning Prompts 0 0 1 33 1 1 2 128
Following through on Good Intentions: The Power of Planning Prompts 0 0 0 19 0 0 1 91
Following through on Good Intentions: The Power of Planning Prompts 1 1 1 9 1 2 2 74
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 3 9 15 903
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 0 1 11 1,454
How Are Preferences Revealed? 0 0 0 15 1 2 3 99
How Are Preferences Revealed? 0 0 0 311 0 0 2 618
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 74 0 0 0 233
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 0 0 0 1 2
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 9 0 0 0 72
How Good is AI at Twisting Arms? Experiments in Debt Collection 0 0 7 7 3 6 16 16
How are Preferences Revealed? 0 0 0 84 0 0 3 430
How are Preferences Revealed? 0 0 0 1 1 2 2 7
Informed Trading and Expected Returns 0 0 0 20 1 1 2 83
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 0 0 0 1 2
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 22 0 0 0 88
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 9 1 1 1 54
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 0 22 0 1 1 135
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 1 97 0 1 6 493
Millionaires Speak: What Drives Their Personal Investment Decisions? 0 0 1 13 0 5 10 61
Optimal Defaults and Active Decisions 0 0 1 23 0 0 8 157
Optimal Defaults and Active Decisions 0 0 0 229 0 0 1 1,091
Optimal Defaults and Active Decisions 0 0 0 137 1 1 7 483
Optimal Illiquidity 0 0 0 5 1 2 3 44
Passive Decisions and Potent Defaults 0 0 0 66 0 0 1 372
Plan Design and 401(k) Savings Outcomes 0 0 2 157 0 0 7 707
Popular Personal Financial Advice versus the Professors 1 1 2 43 2 2 8 82
Practical Finance: An Approximate Solution to Lifecycle Portfolio Choice 3 4 4 4 6 8 8 8
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 9 0 1 3 138
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 11 0 0 3 75
Randomizing religion: the impact of Protestant evangelicalism on economic outcomes 0 0 1 23 0 0 2 44
Randomizing religion: the impact of Protestant evangelism on economic outcomes 0 0 0 20 0 0 3 39
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 0 22 0 0 1 121
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 52 1 1 3 278
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 90 1 5 6 515
Reinforcement Learning and Savings Behavior 0 0 0 0 2 4 4 9
Reinforcement Learning and Savings Behavior 0 0 1 43 0 2 10 169
Reinforcement Learning in Investment Behavior 0 0 0 195 1 1 2 555
Religious Identity and Economic Behavior 1 2 4 118 1 3 12 478
Saving or Retirement on the Path of Least Resistance 0 0 1 230 1 1 5 730
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 0 51 0 1 4 68
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 1 37 0 0 5 147
Simplification and Saving 0 0 0 1 0 0 0 4
Simplification and Saving 0 0 0 51 1 1 5 275
Simplification and Saving 0 0 0 12 1 2 2 71
Small Cues Change Savings Choices 0 0 0 57 0 0 1 198
Smaller than We Thought? The Effect of Automatic Savings Policies 0 0 2 5 1 2 6 9
Social Identity and Preferences 0 0 0 177 0 0 4 720
Social Identity and Preferences 0 1 1 3 1 2 6 16
Testimonials Do Not Convert Patients from Brand to Generic Medication 0 0 0 56 0 2 10 93
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 0 0 87
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 1 2 72
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 0 0 98
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 58 0 0 3 328
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 1 0 1 2 10
The Flypaper Effect in Individual Investor Asset Allocation 0 0 0 0 0 0 0 1
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 0 0 74 1 1 1 354
The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States 0 0 0 182 1 1 5 811
The importance of default options for retirement saving outcomes: evidence from the United States 0 1 3 108 0 1 9 443
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 24 1 1 6 174
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 11 0 0 5 114
Vaccination Rates are Associated With Functional Proximity But Not Base Proximity of Vaccination Clinics 0 1 1 2 0 5 11 12
What Does Stock Ownership Breadth Measure? 0 0 0 16 0 0 3 98
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 126 0 0 1 105
What Makes Annuitization More Appealing? 0 0 0 11 1 1 5 109
What Makes Annuitization More Appealing? 0 0 0 15 0 1 1 221
What Matters to Individual Investors? Evidence from the Horse’s Mouth 0 0 0 17 2 2 7 80
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 10 2 2 2 61
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 10 0 1 2 125
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 1 26 0 1 2 246
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 129 0 0 0 761
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 0 0 0 1 5
Total Working Papers 6 16 51 5,726 50 118 394 25,144


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 1 2 9 82 1 5 30 437
A megastudy of text-based nudges encouraging patients to get vaccinated at an upcoming doctor’s appointment 0 1 2 9 1 2 11 44
Active choice, implicit defaults, and the incentive to choose 0 0 0 2 0 0 1 11
Are Empowerment and Education Enough? Underdiversification in 401(k) Plans 0 0 0 45 0 2 5 290
Behavioral economics perspectives on public sector pension plans 0 0 0 55 0 0 2 262
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 1 12 2 4 24 80
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 0 6 1 1 4 26
Consumers’ misunderstanding of health insurance 0 0 0 24 1 1 6 167
Contributions to Defined Contribution Pension Plans 0 0 2 19 0 1 6 141
Does Aggregated Returns Disclosure Increase Portfolio Risk Taking? 0 0 1 8 0 1 4 67
Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions 0 0 0 6 1 7 11 65
How are preferences revealed? 0 0 1 163 0 2 22 654
How does the Internet affect trading? Evidence from investor behavior in 401(k) plans 0 2 2 121 0 3 9 492
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 16 0 0 6 195
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 1 3 79 1 4 8 421
Millionaires speak: What drives their personal investment decisions? 0 0 3 26 0 0 10 88
Optimal Defaults 0 0 0 79 1 1 3 361
Optimal Defaults and Active Decisions 1 1 9 113 1 5 24 515
Optimal illiquidity 0 1 2 2 1 3 8 8
Plan Design and 401(K) Savings Outcomes 0 0 2 43 0 0 11 258
Popular Personal Financial Advice versus the Professors 0 0 1 11 0 1 5 40
Present Bias Causes and Then Dissipates Auto-enrollment Savings Effects 0 0 0 8 2 2 3 21
Randomizing Religion: the Impact of Protestant Evangelism on Economic Outcomes* 0 0 9 32 3 10 34 137
Reinforcement Learning and Savings Behavior 0 0 1 58 0 0 10 248
Religious Identity and Economic Behavior 1 3 18 158 3 12 53 552
Simplification and saving 0 1 7 74 2 6 32 432
Small cues change savings choices 0 0 1 36 0 6 12 211
Social Identity and Preferences 0 0 2 174 1 4 22 787
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 4 17 0 1 8 139
The Value Line Enigma: The Sum of Known Parts? 0 1 2 39 0 1 5 135
What Does Stock Ownership Breadth Measure? 0 0 0 16 0 0 2 158
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 22 0 0 0 192
What Matters to Individual Investors? Evidence from the Horse's Mouth 0 1 4 33 0 3 13 166
What makes annuitization more appealing? 0 1 1 30 0 1 7 247
Which early withdrawal penalty attracts the most deposits to a commitment savings account? 0 0 2 9 2 6 11 58
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 1 1 50 0 2 8 633
Total Journal Articles 3 16 90 1,677 24 97 430 8,738


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 0 0 0 3 13
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 0 1 0 0 2 22
Defined Contribution Pensions: Plan Rules, Participant Choices, and the Path of Least Resistance 0 0 0 78 0 3 12 378
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 0 0 0 3 21
For Better or for Worse: Default Effects and 401(k) Savings Behavior 0 1 1 130 2 10 42 517
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 1 7 1 1 3 75
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 8 0 3 6 68
Passive Decisions and Potent Defaults 0 0 0 12 2 3 4 83
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 1 1 1 20 4 7 15 117
The Availability and Utilization of 401(k) Loans 0 0 0 10 0 3 3 80
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 0 0 21 0 4 7 159
The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States 2 2 17 219 7 12 83 786
What Makes Annuitization More Appealing? 0 0 0 0 0 0 0 73
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 6 1 2 3 76
Total Chapters 3 4 20 512 17 48 186 2,468


Statistics updated 2025-10-06