Access Statistics for James Jinwoo Choi

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(K) Plans 0 0 0 2 0 0 2 7
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 0 1 94 1 1 3 499
$100 Bills on the Sidewalk: Suboptimal Saving in 401(k) Plans 0 0 0 119 0 0 1 498
$100 Bills on the Sidewalk: Violations of No-Arbitrage in 401(k) Accounts 0 0 0 10 1 1 2 53
Active Choice, Implicit Defaults, and the Incentive to Choose 0 0 0 17 1 2 4 75
Automatic Enrollment with a 12% Default Contribution Rate 0 0 0 3 1 2 2 12
Automating Short-Term Payroll Savings: Evidence from Four Large U.K. Experiments 0 0 0 0 1 3 4 10
Behavioral Economics Perspective on Public Sector Pension Plans 0 0 0 8 0 0 0 61
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 79 1 3 3 184
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 45 2 2 2 235
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 75 2 6 9 206
Behavioral Household Finance 0 0 5 60 2 7 20 200
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 0 9 3 7 8 75
Building Emergency Savings Through Employer-Sponsored Rainy-day Savings Accounts 0 0 0 11 0 0 3 41
Consumers Misunderstanding of Health Insurance 0 0 0 23 2 3 10 167
Consumers’ Misunderstanding of Health Insurance 0 0 0 2 1 1 2 66
Consumption-Wealth Comovement of the Wrong Sign 0 0 0 31 1 5 5 287
Contributions to Defined Contribution Pension Plans 0 0 1 16 1 1 3 74
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 0 0 0 193 2 3 8 1,250
Defined Contribution Pensions: Plan Rules, Participant Decisions, and the Path of Least Resistance 1 1 2 201 3 4 13 1,169
Did Mutual Fund Return Persistence Persist? 0 0 1 96 1 2 10 223
Does Aggregated Returns Disclosure Increase Portfolio Risk-Taking? 0 0 0 12 3 4 4 98
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 17 1 1 2 66
Does Pension Automatic Enrollment Increase Debt? Evidence from a Large-Scale Natural Experiment 0 0 2 10 1 1 6 22
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(K) Plans 0 0 0 239 0 3 3 675
Does the Internet Increase Trading? Evidence from Investor Behavior in 401(k) Plans 0 0 0 256 1 3 10 1,058
Early Decisions: A Regulatory Framework 0 0 0 62 0 1 1 323
Employees' Investment Decisions about Company Stock 0 0 1 72 1 2 4 506
Employer-Based Short-Term Savings Accounts 0 0 0 4 1 1 1 10
Following Through on Good Intentions: The Power of Planning Prompts 0 0 1 33 0 2 3 129
Following through on Good Intentions: The Power of Planning Prompts 0 1 1 9 2 3 4 76
Following through on Good Intentions: The Power of Planning Prompts 0 0 0 19 0 0 1 91
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 3 5 13 1,459
For Better or For Worse: Default Effects and 401(k) Savings Behavior 0 0 0 215 4 8 19 908
How Are Preferences Revealed? 0 0 0 311 3 4 6 622
How Are Preferences Revealed? 0 0 0 15 1 3 5 101
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 9 0 1 1 73
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 74 1 1 1 234
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 0 0 1 1 2 3
How Good is AI at Twisting Arms? Experiments in Debt Collection 2 3 10 10 3 11 24 24
How are Preferences Revealed? 0 0 0 1 2 3 4 9
How are Preferences Revealed? 0 0 0 84 2 3 5 433
Informed Trading and Expected Returns 0 0 0 20 2 3 4 85
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 9 1 4 4 57
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 22 1 2 2 90
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 0 0 0 0 2
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 0 22 4 5 6 140
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 0 1 97 4 5 10 498
Millionaires Speak: What Drives Their Personal Investment Decisions? 0 0 1 13 2 2 11 63
Optimal Defaults and Active Decisions 0 0 1 23 2 2 10 159
Optimal Defaults and Active Decisions 0 0 0 137 0 5 11 487
Optimal Defaults and Active Decisions 0 0 0 229 0 2 3 1,093
Optimal Illiquidity 0 0 0 5 2 4 5 47
Passive Decisions and Potent Defaults 0 0 0 66 1 3 4 375
Plan Design and 401(k) Savings Outcomes 0 0 2 157 0 2 6 709
Popular Personal Financial Advice versus the Professors 0 1 1 43 0 5 9 85
Practical Finance: An Approximate Solution to Lifecycle Portfolio Choice 0 3 4 4 1 9 11 11
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 9 4 4 6 142
Randomizing Religion: The Impact of Protestant Evangelism on Economic Outcomes 0 0 0 11 2 2 5 77
Randomizing religion: the impact of Protestant evangelicalism on economic outcomes 0 0 0 23 1 2 2 46
Randomizing religion: the impact of Protestant evangelism on economic outcomes 0 0 0 20 1 2 5 41
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 0 0 22 1 1 2 122
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 90 0 3 7 517
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment(TM) 0 0 0 52 2 3 5 280
Reinforcement Learning and Savings Behavior 0 1 1 1 2 5 7 12
Reinforcement Learning and Savings Behavior 1 1 2 44 2 3 12 172
Reinforcement Learning in Investment Behavior 0 0 0 195 3 6 7 560
Religious Identity and Economic Behavior 0 1 4 118 1 6 16 483
Saving or Retirement on the Path of Least Resistance 1 1 2 231 2 4 8 733
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 1 1 52 2 4 7 72
Self Control and Commitment: Can Decreasing the Liquidity of a Savings Account Increase Deposits? 0 0 1 37 2 2 6 149
Simplification and Saving 0 0 0 1 0 2 2 6
Simplification and Saving 0 0 0 51 0 1 4 275
Simplification and Saving 0 0 0 12 3 4 5 74
Small Cues Change Savings Choices 0 0 0 57 2 2 3 200
Smaller than We Thought? The Effect of Automatic Savings Policies 0 0 0 5 2 7 10 15
Social Identity and Preferences 0 0 1 3 1 2 7 17
Social Identity and Preferences 0 0 0 177 4 4 7 724
Testimonials Do Not Convert Patients from Brand to Generic Medication 0 0 0 56 2 3 13 96
The Availability and Utilization of 401(k) Loans 0 0 0 13 1 1 1 88
The Availability and Utilization of 401(k) Loans 0 0 0 13 0 0 0 98
The Availability and Utilization of 401(k) Loans 0 0 0 13 1 1 3 73
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 58 2 4 6 332
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 0 1 2 3 5 13
The Flypaper Effect in Individual Investor Asset Allocation 0 0 0 0 1 2 2 3
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 0 0 74 3 4 4 357
The Importance of Default Options for Retirement Savings Outcomes: Evidence from the United States 0 0 0 182 1 4 6 814
The importance of default options for retirement saving outcomes: evidence from the United States 0 1 4 109 1 2 11 445
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 24 2 5 9 178
Using Implementation Intentions Prompts to Enhance Influenza Vaccination Rates 0 0 0 11 0 0 5 114
Vaccination Rates are Associated With Functional Proximity But Not Base Proximity of Vaccination Clinics 0 0 1 2 3 4 14 16
What Does Stock Ownership Breadth Measure? 0 0 0 16 1 1 3 99
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 126 3 4 4 109
What Makes Annuitization More Appealing? 0 0 0 11 0 2 4 110
What Makes Annuitization More Appealing? 0 0 0 15 2 2 3 223
What Matters to Individual Investors? Evidence from the Horse’s Mouth 0 0 0 17 1 6 10 84
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 10 0 2 2 61
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 129 6 6 6 767
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 1 26 4 5 7 251
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 10 3 3 5 128
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 0 0 1 1 2 6
Total Working Papers 5 15 53 5,735 153 301 587 25,395


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$100 Bills on the Sidewalk: Suboptimal Investment in 401(k) Plans 0 2 8 83 2 5 30 441
A megastudy of text-based nudges encouraging patients to get vaccinated at an upcoming doctor’s appointment 0 0 2 9 0 2 8 45
Active choice, implicit defaults, and the incentive to choose 0 0 0 2 0 1 2 12
Are Empowerment and Education Enough? Underdiversification in 401(k) Plans 0 0 0 45 1 3 7 293
Behavioral economics perspectives on public sector pension plans 0 0 0 55 3 4 5 266
Borrowing to Save? The Impact of Automatic Enrollment on Debt 0 0 1 12 7 13 34 91
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 0 6 2 4 6 29
Consumers’ misunderstanding of health insurance 0 0 0 24 0 3 7 169
Contributions to Defined Contribution Pension Plans 0 0 1 19 2 2 6 143
Does Aggregated Returns Disclosure Increase Portfolio Risk Taking? 0 0 1 8 1 1 4 68
Does front-loading taxation increase savings? Evidence from Roth 401(k) introductions 0 0 0 6 3 5 14 69
How are preferences revealed? 0 0 1 163 5 10 28 664
How does the Internet affect trading? Evidence from investor behavior in 401(k) plans 0 0 2 121 0 0 9 492
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 16 2 2 8 197
Mental Accounting in Portfolio Choice: Evidence from a Flypaper Effect 0 1 4 80 1 5 12 425
Millionaires speak: What drives their personal investment decisions? 1 2 5 28 3 5 14 93
Optimal Defaults 0 0 0 79 2 7 9 367
Optimal Defaults and Active Decisions 0 1 8 113 5 8 30 522
Optimal illiquidity 1 1 3 3 4 9 16 16
Plan Design and 401(K) Savings Outcomes 0 0 1 43 6 9 18 267
Popular Personal Financial Advice versus the Professors 1 1 1 12 5 5 9 45
Present Bias Causes and Then Dissipates Auto-enrollment Savings Effects 1 1 1 9 2 4 5 23
Randomizing Religion: the Impact of Protestant Evangelism on Economic Outcomes* 1 1 8 33 1 7 35 141
Reinforcement Learning and Savings Behavior 0 0 0 58 3 4 11 252
Religious Identity and Economic Behavior 0 2 17 159 7 17 59 566
Simplification and saving 2 2 7 76 3 6 26 436
Small cues change savings choices 0 0 1 36 4 5 17 216
Social Identity and Preferences 0 0 2 174 1 3 22 789
The Effect of Providing Peer Information on Retirement Savings Decisions 0 0 3 17 3 3 7 142
The Value Line Enigma: The Sum of Known Parts? 0 0 1 39 1 1 4 136
What Does Stock Ownership Breadth Measure? 0 0 0 16 1 1 3 159
What Goes Up Must Come Down? Experimental Evidence on Intuitive Forecasting 0 0 0 22 1 1 1 193
What Matters to Individual Investors? Evidence from the Horse's Mouth 1 2 5 35 2 4 14 170
What makes annuitization more appealing? 0 1 2 31 0 1 7 248
Which early withdrawal penalty attracts the most deposits to a commitment savings account? 0 1 3 10 0 3 12 59
Why Does the Law of One Price Fail? An Experiment on Index Mutual Funds 0 0 1 50 1 3 11 636
Total Journal Articles 8 18 89 1,692 84 166 510 8,880


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Behavioral Economics Perspectives on Public Sector Pension Plans 0 0 0 0 0 0 3 13
Building Emergency Savings through Employer-Sponsored Rainy-Day Savings Accounts 0 0 0 1 0 1 3 23
Defined Contribution Pensions: Plan Rules, Participant Choices, and the Path of Least Resistance 0 0 0 78 0 1 9 379
Does Front-Loading Taxation Increase Savings? Evidence from Roth 401(k) Introductions 0 0 0 0 3 3 6 24
For Better or for Worse: Default Effects and 401(k) Savings Behavior 1 1 2 131 6 11 45 526
How Does Simplified Disclosure Affect Individuals' Mutual Fund Choices? 0 0 1 7 0 1 3 75
Liquidity in Retirement Savings Systems: An International Comparison 0 0 0 8 0 2 8 70
Passive Decisions and Potent Defaults 0 0 0 12 0 3 5 84
Reducing the Complexity Costs of 401(k) Participation Through Quick Enrollment 0 1 1 20 1 7 16 120
The Availability and Utilization of 401(k) Loans 0 0 0 10 1 2 5 82
The Impact of Employer Matching on Savings Plan Participation under Automatic Enrollment 0 1 1 22 1 5 12 164
The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States 4 7 17 224 10 26 87 805
What Makes Annuitization More Appealing? 0 0 0 0 3 3 3 76
Who Uses the Roth 401(k), and How Do They Use It? 0 0 0 6 1 2 4 77
Total Chapters 5 10 22 519 26 67 209 2,518


Statistics updated 2025-12-06