Access Statistics for Bruce James Chapman

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Comparative Static Model of the Relationship Between Immigration and the Job Prospects of Unemployed Residents 0 0 0 1 0 0 2 846
A Profile of the Australian Labour Market 0 0 0 0 0 0 0 13
A Submission on Financing Issues to the Department of Education Science and Training Inquiry into Higher Education 0 0 0 19 0 0 0 108
AN ANALYSIS OF THE AUSTRALIAN CONSENSUAL INCOMES POLICY: THE PRICES AND INCOMES ACCORD 0 0 0 1 0 0 1 1,747
An Analysis of Australian Labour Market Programs 0 0 0 1 0 0 0 1,040
An Analysis of FEE-HELP in the Vocational Education and Training Sector 0 0 0 108 0 0 0 381
Analysing the Impact of Consensual Incomes Policy on Aggregate Wage Outcome: The 1980s Australian Experiment 0 0 0 0 0 0 0 393
Australian Higher Education Financing: Issues for Reform 0 0 0 106 0 0 0 332
Australian Postgraduate Financing Options 0 0 0 13 0 0 0 44
Australian Student Loans 0 0 0 0 0 0 2 947
Avoiding Recessions and Australian Long-Term Unemployment 0 0 0 32 0 0 0 121
Clarifying the Quit-Wage Nexus 0 0 0 0 0 0 0 26
Conceptual Issues and the Australian Experience with Income Contingent Charges for Higher Education 0 0 0 1 0 1 2 815
Credit Constraints And Training After Job Loss 0 0 0 45 0 2 9 386
Credit Constraints and Training after Job Loss 0 0 0 47 0 0 1 287
Developing Equtiable and Affordable Government Responses to Drought in Australia 0 0 2 28 0 0 2 340
Do Very High Tax Rates Induce Bunching? Implications for the Design of Income-Contingent Loan Schemes 0 0 0 128 0 0 0 528
Does the Size of the Budget Deficit Matter? 0 0 0 0 0 1 1 45
Fightback! Some Observations on the Higher Education Policies of the Coalition 0 0 0 0 0 0 1 281
Financing Adaptation to Climate-Induced Retreat from Coastal Inundation and Erosion 0 0 0 109 0 1 1 410
Financing Adaptation to Climate-Induced Retreat from Coastal Inundation and Erosion 0 0 0 28 0 1 2 86
From Silos to Seamlessness: Towards a Cross-sectoral Funding Model for Post-compulsory Education and Training 0 1 1 25 0 1 2 138
Government, Human Capital Formation and Higher Education 0 0 0 0 0 0 1 650
HECS System Changes: Impact on Students 0 0 2 101 0 1 4 551
HECS for TAFE: The case for extending income contingent loans 0 0 0 17 0 0 2 92
How Many Jobs is 23,510, Really? 0 0 0 31 0 1 2 237
How Many Jobs is 23,510, Really? Recasting the Mining Job Loss Debate 0 0 1 1 1 1 5 35
How Many Jobs is 23,510, Really? Recasting the Mining Job Loss Debate 0 0 1 71 0 0 2 341
Human Capital Accumulation: Education and Immigration 0 0 0 160 0 0 3 571
Immigrant Male Wages in Australia: the Role of Education 0 0 0 0 0 1 1 739
Income Contingent Loans for Drought Relief: Delivering better outcomes for farmers and taxpayers 0 0 2 45 0 0 3 136
Income Contingent Loans for Higher Education: International Reform 2 2 4 981 8 9 19 3,006
Income Contingent Loans for Paid Parental Leave 0 0 0 35 0 1 1 200
Income Contingent Student Loans for Thailand: Alternatives Compared 0 0 1 26 0 0 2 127
Income Contingent Student Loans for Thailand: Alternatives Compared 0 0 0 127 1 1 1 473
Income Related Loans for Drought Relief 0 0 2 49 1 4 10 253
Income-Contingent Financing of Student Charges for Higher Education: Assessing the Australian Innovation 1 2 2 470 1 3 5 1,515
International Dimensions in the Financing of Higher Education 0 0 1 165 0 0 2 519
Long Term Unemployment: Projections and Policy 0 0 0 1 0 0 2 1,673
Marital status is misunderstood in happiness models 0 1 2 166 0 3 7 806
Modelling Higher Education Financing Reform for Ireland 0 0 0 125 0 0 4 385
Predicting the Long-Term Unemployed: A primer for the Commonwealth Employment Service 0 0 0 1 0 0 1 464
Profit Related Loans for Economically Disadvantaged Regions 0 0 0 29 0 0 0 238
Reflections on the US College Loans System: Lessons from Australia and England 0 0 0 15 0 0 0 62
Reflections on the US College Loans System: Lessons from Australia and EnglandAbstract: There is wide agreement the US student loan system faces significant problems. Seven million borrowers are in default and many more experience non-repayment. The stress of repayments faced by many students results at least in part from the design of US student loans. Specifically, loans are organised like a mortgage, with fixed monthly repayments over a fixed period of time, creating a high repayment burden on borrowers with low income. This paper draws on the experience of the income-contingent loan (ICL) systems operating in England and Australia, in which monthly repayments are related to the borrower's monthly income. By design, those systems explicitly include insurance against problems of repayment during periods of low income. We discuss the design of this type of loan in detail since such an exercise seems to be largely absent in the US literature. Drawing on data from the US Current Population Survey (CPS) we provide two main empirical contributions. - A stylised illustration of the revenue and distributional implications of different hypothetical ICL arrangements for the USA; and - An illustration of repayment problems faced by low-earning borrowers in the US loan system, including a plausible example of adverse outcomes in the Stafford loan. Importantly, we compare repayment burdens under the existing and alternative systems. Our illustrations show how US mortgage-style loans can create financial difficulties for a significant minority of US borrowers, difficulties which a well-designed ICL has significant potential to address 0 0 0 63 0 0 1 493
Reflections on the US college loans system: Lessons from Australia and England 0 0 0 8 0 0 2 60
Reforming Youth Allowance: The “Independent-at- Home” Category 1 1 1 26 2 2 5 353
Rejuvenating Financial Penalties: Using the Tax System to Collect Fines 0 1 1 32 0 1 3 158
Repayment Burdens of Student Loans for Vietnamese Higher Education 0 0 2 42 0 0 3 187
Repayment Burdens with US College Loans 0 0 0 66 0 0 1 197
School and Tertiary Student Participation and the Level of Family Income 0 0 0 0 0 0 0 24
Some Financing Issues for Australian Higher Education Teaching 0 0 0 1 0 1 2 606
Student Loan Reforms for German Higher Education: Financing Tuition Fees 0 0 0 57 0 0 0 210
Student Loan Reforms for German Higher Education: Financing Tuition Fees 0 0 0 83 0 0 0 487
Student Loan Reforms for German Higher Education: Financing Tuition Fees 0 1 2 42 0 1 2 324
Testing Issues of Labour Turnover 0 0 0 0 0 0 0 25
Thailand’s Student Loan Fund: An Analysis of Interest Rate Subsidies and Repayment Hardships 0 0 15 207 0 0 20 1,062
The Access Implications of Income Contingent Charges for Higher Education: Lessons from Australia 0 0 3 258 0 2 7 600
The Australian University Student Financing System: The Rationale for, and Experience with, Income Contingent Loans 1 1 2 88 1 1 2 219
The Changing Pattern of Immigrants' Labour Market Experiences 0 0 0 52 0 0 0 174
The Consequences of Recent Changes in Financing for Australian Higher Education 0 0 0 0 0 0 1 686
The Costs of Unpaid HECS Debts from Graduates Going Overseas 2 2 2 61 2 2 3 196
The Foregone Earnings From Child Rearing Revisited 0 0 0 40 0 0 2 198
The Transformation of Australia's Population, 1970 to 2030 Labour Force, Employment and Unemployment 0 0 1 141 1 1 3 847
The US college loans system: lessons from Australia and England 0 0 0 3 0 1 3 26
The Unemployment Trap Meets the Age-Earning Profile 0 0 0 70 0 0 2 794
The Value of Don Bradman: Additional Revenue in Australian Ashes Tests 0 0 0 54 0 1 3 668
Unemployment Duration, Schooling and Property Crime 0 0 1 94 0 1 4 284
Using Income Contingent Loans for the Financing of the Next Million Australian Solar Rooftops 0 0 1 29 0 1 5 48
Using Income Contingent Loans for the Financing of the Next Million Australian Solar Rooftops 0 0 0 7 0 1 1 29
Using Income Contingent Loans for the Financing of the Next Million Australian Solar Rooftops 0 2 5 51 1 7 11 120
What's love got to do with it? Homogamy and dyadic approaches to understanding marital instability 0 1 3 352 2 4 20 3,574
Youth Unemployment: Aggregate Incidence and Consequences for Individuals 0 0 0 62 0 0 2 295
Youth Unemployment: Aggregate Incidence and Consequences for Individuals 0 0 0 215 0 0 4 1,081
Total Working Papers 7 15 60 5,512 21 59 215 36,412


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
2020 Summit: ‘An Australian on Mars by 2020’ 0 0 0 3 0 0 1 17
A Comparative Static Model of the Relationship between Immigration and the Short‐Run Job Prospects of Unemployed Residents 1 2 2 3 1 2 3 8
A New Arrangement for Confidentialised Unit Record Files 0 0 0 5 0 0 0 62
A Revenue Contingent Loan Instrument for Agricultural Credit with Particular Reference to Drought Relief 0 0 1 2 0 0 2 130
An Economic Analysis of the Higher Education Contribution Scheme of the Wran Report 0 0 1 59 5 5 7 137
An Empirical Analysis of Australian Strike Activity: Estimating the Industrial Relations Effect of the First Three Years of the Prices and Incomes Accord 0 0 0 0 0 0 3 5
An Income contingent Loan for Extending Paid Parental Leave 0 0 0 5 0 0 1 128
An analysis of Stafford loan repayment burdens 0 0 1 40 2 2 14 186
Australian Postgraduate Financing Options 0 0 0 1 0 0 0 8
Australian Student Loans 0 0 1 19 0 0 2 109
Comment on ’Towards Full Employment’ 0 0 0 1 0 0 0 11
Comment: on ‘Labour Markets from the Microeconomic Perspective: Implicit Contract Theory’ 0 0 0 3 0 0 0 19
Conceptual Issues and the Australian Experience with Income Contingent Charges for Higher Education 0 0 1 200 0 0 5 467
Continuity and Change: Labour Market Programs and Education Expenditure 0 0 0 4 0 0 0 31
Costing the Job Compact 0 0 0 0 0 0 0 3
Creating Jobs – The Role of Government: Introduction 0 0 0 0 0 0 0 91
Declining Strike Activity in Australia 1983–85: An International Phenomenon? 0 0 0 0 0 1 1 3
Distinguished Fellow of the Economic Society of Australia, 2001: Robert G. Gregory 0 0 0 0 0 0 0 1
Do Very High Tax Rates Induce Bunching? Implications for the Design of Income Contingent Loan Schemes 0 0 0 23 0 0 1 86
Exploring Creative Appliances of Income Contingent Loans 0 0 0 1 0 0 0 72
F. H. G. Gruen: 1921‐97 0 0 0 0 0 0 0 5
Government Intervention in the Provision of On-the-Job Training 0 0 0 0 0 0 0 130
HECS System Changes: Impact on Students 0 1 1 6 0 1 1 16
Higher Education Financing in Australia 0 0 0 1 0 0 0 4
How Many Jobs Is 23,510, Really? 0 0 0 10 0 0 1 87
Immigrant Wage Adjustment in Australia: Cross Section and Time‐Series Estimates 0 0 1 2 0 0 1 3
Income Contingent Loans for Mature Aged Training 0 0 0 1 0 0 2 112
Income contingent loans in higher education financing 1 1 1 27 1 1 4 109
Income contingent student loans for Thailand: Alternatives compared 0 0 0 43 1 1 1 155
Income-Contingent College Loans: Correspondence 0 0 0 3 0 0 1 182
Income-contingent loans in higher education financing 1 2 2 3 2 3 6 9
Introduction 0 0 0 0 0 0 0 40
Introduction and Appendix: The Household, Income and Labour Dynamics in Australia (HILDA) Survey Special Issue: Case Studies in Labour Economics 0 0 0 0 0 0 0 50
Introduction to the Bobfest 0 0 0 8 0 0 0 66
Introduction to the special issue on Economic Research for Education Policy 0 0 0 28 0 1 3 111
Labor Turnover Bias in Estimating Wages 0 0 0 11 0 1 4 82
Labour Turnover and Wage Determination 0 0 0 0 0 0 1 48
Learning to Live with Loans? International Policy Transfer and the Funding of Higher Education 0 0 0 62 0 0 1 193
Long Term Unemployment: The Case for Policy Reform 0 0 0 0 0 0 0 1
Long‐Term Unemployment: The Dimensions of the Problem 0 0 0 13 0 0 0 65
Modelling higher education financing reform for Ireland 1 1 1 12 4 5 8 65
Multi‐Exposure Pathway Model to Compare Escherichia coli O157 Risks and Interventions 0 0 0 3 0 0 0 11
Peter Kenyon 1952-2012: A memoir and tribute 0 0 0 0 0 0 0 6
Reforming Youth Allowance: The “Independent‐at‐Home” Category 0 0 0 15 0 0 0 82
Relationship break-down and the economic welfare of Australian mothers and their children 0 0 0 1 0 0 1 74
Repayment burdens of mortgage-style student loans in China and steps toward income-contingent loans 2 2 3 13 3 3 5 85
Repayment burdens of student loans for Vietnamese higher education 0 0 0 29 0 0 3 159
Revisiting revenue contingent loans for drought relief: government as risk manager 0 0 0 1 0 1 1 4
Revisiting revenue contingent loans for drought relief: government as risk manager 0 0 0 3 0 0 1 19
Sex Differences in Labour Turnover in the Australian Public Service 0 0 0 0 0 1 1 3
Sex and Location Differences in Wages in the Australian Public Service 0 0 0 0 0 0 0 199
Some Labour Market Measurement Issues for Indigenous Australians 0 0 0 1 0 0 0 66
Some Observations on Wage-Setting Practices in The Australian Labour Market System 0 0 0 2 0 0 0 13
Specific Training and Inter-Industry Wage Differentials in U.S. Manufacturing 0 0 0 5 0 0 0 46
Steven Dowrick 7 May 1953–3 August 2013: tributes 0 0 0 0 0 0 0 0
Student loan reforms for German higher education: financing tuition fees 0 0 0 22 0 0 0 130
THE VALUE OF DON BRADMAN: ADDITIONAL REVENUE IN AUSTRALIAN ASHES TESTS 0 0 0 5 0 0 0 48
Thailand's Student Loans Fund: Interest rate subsidies and repayment burdens 0 0 0 21 0 0 0 133
The Costs of Unpaid Higher Education Contribution Scheme Debts of Graduates Working Abroad 0 0 0 7 0 0 2 49
The Impact of Children on the Lifetime Earnings of Australian Women: Evidence from the 1990s 0 0 0 14 0 0 0 62
The Knowledge Capital of Nations: Education and the Economics of Growth, by Eric A. Hanushek and Ludger Woessmann ( MIT Press, Cambridge, MA, 2015 ), pp. 280 1 4 8 25 1 5 11 58
The Policy Providers: A History of the Melbourne Institute of Applied Economic and Social Research 1962–2012, by Ross Williams ( Melbourne University Publishing, Carlton, Vic., 2012 ), pp. xiv + 194 0 0 0 3 0 0 0 21
The Student Loan Mess: How Good Intentions Created a Trillion†Dollar Problem 0 0 0 13 0 0 0 31
The US college loans system: Lessons from Australia and England 1 2 6 23 2 4 13 111
The access implications of income-contingent charges for higher education: lessons from Australia 0 0 2 187 0 4 10 481
Unemployment traps and age-earnings profiles: estimates for Australia in 2000 0 0 0 0 0 0 1 41
Wage Policy Perspectives on the Accord 0 0 0 1 0 0 0 15
Total Journal Articles 8 15 32 993 22 41 123 5,054


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Discussion of 'What Works Among Active Labour Market Policies: Evidence from OECD Countries' Experiences' 0 0 0 15 0 0 0 105
Income Contingent Loans as a General Risk Management Instrument 0 0 0 0 0 0 1 3
Income Contingent Loans for Higher Education: International Reforms 3 3 8 377 7 11 18 1,593
Income Contingent Loans: Background 0 0 0 1 0 0 2 8
Internationalisation of ICLs to deal with Human Capital Trade Imbalances 0 0 0 0 0 0 2 4
Introduction and Summary 0 0 0 0 0 0 0 7
Male Immigrant Wage and Unemployment Experience in Australia 0 0 2 15 1 1 3 72
Rational Association and Corporate Responsibility 0 0 0 0 0 0 0 3
Total Chapters 3 3 10 408 8 12 26 1,795


Statistics updated 2024-05-04