Access Statistics for Lorraine Dearden

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Ability, families, education and earnings in Britain 0 1 4 185 1 2 14 612
Administrative Data and Economic Policy Evaluation 0 1 3 35 0 1 11 109
An In-Depth Analysis of the Returns to National Vocational Qualifications Obtained at level 2 2 2 2 38 4 6 14 143
Education Subsidies and School Drop-Out Rates 0 0 4 68 0 1 12 335
Education subsidies and school drop-out rates 0 0 1 238 0 1 15 1,606
Estimating the Returns to Education: Models, Methods and Results 1 1 2 632 2 6 32 1,249
Ethnic Parity in Labour Market Outcomes for Benefit Claimants 0 1 2 15 1 2 6 89
Ethnic parity in labour market outcomes for benefit claimants 0 0 1 20 0 1 7 121
Ethnic parity in labour market outcomes for benefit claimants in Great Britain 0 0 0 17 2 5 20 91
Evaluating the Impact of Education on Earnings in the UK: Models, Methods and Results from the NCDS 0 0 2 117 3 3 16 314
Evaluating the impact of education on earnings in the UK: Models, methods and results from the NCDS 0 0 5 924 1 4 34 2,173
Evaluating the impact of education on earnings in the UK: models, methods and results from the NCDS 0 1 1 7 0 1 10 48
Getting student loans right in Japan: problems and possible solutions 0 0 3 27 1 1 15 37
Higher education funding reforms in England: the distributional effects and the shifting balance of costs 0 0 5 276 0 0 20 719
How English domiciled graduate earnings vary with gender, institution attended, subject and socio-economic background 0 0 9 53 0 7 37 134
Identifying the drivers of month of birth differences in educational attainment 0 0 0 32 0 2 15 71
Identifying the drivers of month of birth differences in educational attainment 0 0 2 44 1 1 19 115
Intergenerational Mobility in Britain 0 0 0 0 1 2 7 171
Intergenerational mobility in Britain 0 0 5 19 1 3 18 900
Measuring school value added with administrative data: the problem of missing variables 0 1 1 68 1 3 14 197
Money for nothing: estimating the impact of student aid on participation in Higher Education 0 0 2 64 1 3 21 178
Money for nothing: estimating the impact of student aid on participation in higher education 0 0 2 15 0 0 8 37
Qualifications and earnings in Britain: how reliable are conventional OLS estimates of the returns to education? 0 0 4 417 0 0 9 2,028
Reflections on the US College Loans System: Lessons from Australia and England 0 0 3 12 2 4 19 53
Reflections on the US College Loans System: Lessons from Australia and EnglandAbstract: There is wide agreement the US student loan system faces significant problems. Seven million borrowers are in default and many more experience non-repayment. The stress of repayments faced by many students results at least in part from the design of US student loans. Specifically, loans are organised like a mortgage, with fixed monthly repayments over a fixed period of time, creating a high repayment burden on borrowers with low income. This paper draws on the experience of the income-contingent loan (ICL) systems operating in England and Australia, in which monthly repayments are related to the borrower's monthly income. By design, those systems explicitly include insurance against problems of repayment during periods of low income. We discuss the design of this type of loan in detail since such an exercise seems to be largely absent in the US literature. Drawing on data from the US Current Population Survey (CPS) we provide two main empirical contributions. - A stylised illustration of the revenue and distributional implications of different hypothetical ICL arrangements for the USA; and - An illustration of repayment problems faced by low-earning borrowers in the US loan system, including a plausible example of adverse outcomes in the Stafford loan. Importantly, we compare repayment burdens under the existing and alternative systems. Our illustrations show how US mortgage-style loans can create financial difficulties for a significant minority of US borrowers, difficulties which a well-designed ICL has significant potential to address 0 0 8 56 6 23 149 420
Reflections on the US college loans system: Lessons from Australia and England 0 0 3 8 0 3 26 53
Returns to Education for the Marginal Learner: Evidence from the BCS70 0 0 4 81 1 1 19 235
The Effectiveness of English Secondary Schools for Pupils of Different Ability Levels 0 0 0 33 1 1 7 105
The Impact of Training on Productivity and Wages: Evidence from British Panel Data 0 0 2 1,333 3 8 44 5,324
The Impact of Tuition Fees and Support on University Participation in the UK 1 4 43 463 5 15 266 1,560
The Returns to Academic and Vocational Qualifications in Britain 0 0 3 283 1 1 20 727
The Role of Credit Constraints in Educational Choices: Evidence from NCDS and BCS70 0 0 1 30 1 1 9 113
The US college loans system: lessons from Australia and England 0 1 1 1 0 1 2 2
The demand for private schooling in England: the impact of price and quality 0 0 2 73 0 6 18 173
The drivers of month of birth differences in children's cognitive and non-cognitive skills: a regression discontinuity analysis 0 0 0 25 1 1 13 59
The drivers of month of birth differences in children's cognitive and non-cognitive skills: a regression discontinuity analysis 0 0 0 28 0 2 10 73
The effect of school quality on educational attainment and wages 0 0 0 3 2 3 19 303
The effect of school quality on educational attainment and wages 0 0 3 406 1 3 17 1,631
The effectiveness of English secondary schools for pupils of different ability levels 0 0 0 45 2 2 19 178
The effects of higher education funding reforms on the lifetime incomes of graduates 0 0 1 38 1 2 13 139
The impact of age within academic year on adult outcomes 0 0 1 13 1 2 15 61
The impact of age within academic year on adult outcomes 0 0 1 62 3 3 16 72
The impact of training on productivity and wages: evidence from British panel data 0 2 5 40 3 6 23 155
The impact of training on productivity and wages: evidence from British panel data 0 0 2 356 2 2 17 1,176
The impact of tuition fees and support on university participation in the UK 0 0 4 178 0 3 27 478
The role of credit constraints in educational choices: evidence from NCDS and BCS70 0 0 0 3 1 1 5 23
The socio-economic gradient in early child outcomes: evidence from the Millennium Cohort Study 0 3 11 61 0 3 20 131
What determines private school choice? a comparison between the UK and Australia 1 2 9 119 2 6 23 343
When You Are Born Matters: The Imapct of Date of Birth on Child Cognitive Outcomes in England 0 0 5 166 1 3 32 520
When you are born matters: the impact of date of birth on educational outcomes in England 0 0 13 198 1 5 39 735
When you are born matters: the impact of date of birth on educational outcomes in England 0 0 1 35 0 0 13 172
Who Gains when Workers Train? Training and Corporate Productivity in a Panel of British Industries 0 1 2 388 4 6 16 1,284
Widening Participation in Higher Education: Analysis Using Linked Administrative Data 0 0 0 20 1 2 11 180
Widening Participation in Higher Education: Analysis Using Linked Administrative Data 0 0 0 71 0 1 10 215
Widening participation in higher education: analysis using linked administrative data 0 0 1 63 0 1 8 223
Total Working Papers 5 21 189 8,002 66 176 1,319 28,393


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Administrative Data and Economic Policy Evaluation 0 0 0 7 1 3 7 51
Conditional Cash Transfers and School Dropout Rates 1 2 4 198 1 4 14 459
Ethnic differences in birth outcomes in England 0 0 0 0 0 0 1 155
Evaluating and designing student loan systems: An overview of empirical approaches 0 1 5 5 0 2 25 25
Evaluating the effect of education on earnings: models, methods and results from the National Child Development Survey 2 2 6 266 3 8 27 633
Higher Education Finance in the UK 1 1 1 14 1 2 6 50
Higher Education Funding Reforms in England: The Distributional Effects and the Shifting Balance of Costs 0 0 2 204 0 1 14 585
Human capital investment: the returns from education and training to the individual, the firm and the economy 5 16 55 928 29 59 164 3,832
Income support and staying in school: what can we learn from Australia's AUSTUDY experiment? 0 0 0 34 0 1 2 472
Intergenerational Mobility in Britain 0 6 21 379 1 15 65 1,082
Is Improving Access to University Enough? Socio‐Economic Gaps in the Earnings of English Graduates 0 0 0 3 0 1 4 8
Measuring School Value Added with Administrative Data: The Problem of Missing Variables 0 0 0 15 0 0 4 80
Modelling alternative student loan schemes for Brazil 1 2 8 8 1 7 41 44
Money for nothing: Estimating the impact of student aid on participation in higher education 0 0 1 10 0 0 8 65
Public Finance, Employment and Labor Markets 0 0 0 17 1 2 38 133
Schools, Markets and League Tables 0 0 0 11 0 0 6 36
Social Security in a "Moral Economy": An Empirical Analysis for Java 2 2 5 205 2 3 10 661
Student loans in Japan: Current problems and possible solutions 1 2 6 7 2 5 23 30
The Distributional Impact of the 2012–13 Higher Education Funding Reforms in England 0 0 2 17 0 2 9 63
The Effect Of School Quality On Educational Attainment And Wages 0 2 6 282 1 6 37 967
The Effectiveness of English Secondary Schools for Pupils of Different Ability Levels 0 0 0 22 1 1 5 86
The Impact of Training on Productivity and Wages: Evidence from British Panel Data* 1 1 8 291 4 12 51 1,028
The Returns to Academic and Vocational Qualifications in Britain 0 0 0 0 0 1 9 374
The Returns to Higher Education in Britain: Evidence from a British Cohort 0 2 16 885 1 4 40 1,940
The US college loans system: Lessons from Australia and England 0 0 3 3 0 5 33 34
The drivers of month-of-birth differences in children's cognitive and non-cognitive skills 0 0 1 13 1 3 14 54
The effects of families and ability on men's education and earnings in Britain1 0 0 26 163 0 0 36 349
What Determines Private School Choice? A Comparison between the United Kingdom and Australia 0 1 2 6 0 2 6 40
Widening participation in higher education: analysis using linked administrative data 0 0 0 20 0 0 8 81
Total Journal Articles 14 40 178 4,013 50 149 707 13,417


Book File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Family Background and University Success: Differences in Higher Education Access and Outcomes in England 0 0 0 0 1 2 30 88
Total Books 0 0 0 0 1 2 30 88


Statistics updated 2020-09-04