| Working Paper |
File Downloads |
Abstract Views |
| Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
| Americans Born after 1985 Bear the Brunt of Lower Employment |
0 |
0 |
0 |
0 |
4 |
5 |
5 |
6 |
| Banks vs. credit unions: dynamic competition in local markets |
0 |
0 |
0 |
84 |
3 |
6 |
7 |
486 |
| Banks vs. credit unions; dynamic competition in local markets |
0 |
0 |
1 |
621 |
2 |
5 |
9 |
2,787 |
| Conflict of interest between borrowers and lenders in credit co- operatives: the case of German co-operative banks |
0 |
0 |
0 |
283 |
2 |
5 |
8 |
1,200 |
| Consumer-finance myths and other obstacles to financial literacy |
0 |
0 |
0 |
176 |
2 |
4 |
11 |
637 |
| Corporate governance and corporate performance |
0 |
0 |
2 |
660 |
3 |
3 |
9 |
937 |
| Corporate governance, entrenched labor, and economic growth |
0 |
0 |
0 |
89 |
0 |
3 |
5 |
481 |
| Cracks in the facade: American economic and financial structures after the boom |
0 |
0 |
0 |
74 |
0 |
3 |
5 |
364 |
| Credit unions and the common bond |
0 |
0 |
2 |
39 |
9 |
15 |
19 |
270 |
| Denver Leads U.S. Metros in Rising Housing Valuations in Past 30 Years |
0 |
0 |
0 |
0 |
3 |
4 |
4 |
4 |
| Do College Degrees Mean More Wealth? |
0 |
0 |
1 |
2 |
0 |
0 |
2 |
3 |
| Executive compensation at Fannie Mae and Freddie Mac |
0 |
0 |
0 |
132 |
5 |
7 |
10 |
774 |
| Have Fed Asset Purchases Reshaped Bank Balance Sheets? Part 1 |
0 |
0 |
0 |
0 |
2 |
2 |
2 |
2 |
| Have Fed Asset Purchases Reshaped Bank Balance Sheets? Part 2 |
0 |
0 |
0 |
2 |
3 |
8 |
10 |
13 |
| High Housing Valuations Move Inland |
0 |
0 |
0 |
0 |
2 |
4 |
4 |
4 |
| House Prices Surpass Housing-Bubble Peak on One Key Measure of Value |
0 |
0 |
0 |
1 |
1 |
3 |
3 |
5 |
| How Many People Doubled Up after Losing Housing in Aftermath of Past Recessions? |
0 |
0 |
0 |
0 |
5 |
6 |
6 |
6 |
| Increased risk-taking versus local economic conditions as causes of bank failures |
0 |
0 |
0 |
0 |
4 |
6 |
6 |
34 |
| Interbank netting agreement and the distribution of bank default risk |
0 |
0 |
0 |
309 |
2 |
4 |
9 |
1,289 |
| Is College an Engine of Inequality? |
0 |
0 |
0 |
0 |
2 |
4 |
5 |
6 |
| Monetary policy actions and the incentive to invest |
0 |
0 |
0 |
44 |
5 |
7 |
9 |
195 |
| Monetary policy actions and the incentive to invest |
0 |
0 |
0 |
16 |
3 |
5 |
5 |
88 |
| Mortgage Distress during the Great Recession |
0 |
0 |
0 |
0 |
2 |
3 |
3 |
4 |
| Mortgage Rates Not Matching Declines in Treasury Yields |
0 |
0 |
0 |
1 |
5 |
5 |
7 |
8 |
| Older Workers Accounted for All Net Employment Growth in Past 20 Years |
0 |
0 |
0 |
0 |
2 |
4 |
4 |
5 |
| Pricing and dividend policies in open credit cooperatives |
0 |
0 |
0 |
227 |
2 |
3 |
6 |
775 |
| Relationship loans and regulatory capital: why fair-value accounting is inappropriate for bank loans |
0 |
0 |
0 |
138 |
0 |
1 |
1 |
381 |
| Scale economies and geographic diversification as forces driving community bank mergers |
0 |
0 |
0 |
133 |
4 |
6 |
10 |
541 |
| Slow, Steady Decline in the Number of U.S. Banks Continues |
0 |
1 |
1 |
9 |
4 |
6 |
6 |
13 |
| The Great Recession’s Impact on Homeownership |
0 |
2 |
3 |
5 |
5 |
7 |
8 |
12 |
| The Real State of Family Wealth: Will COVID-19 Worsen Racial, Educational and Generational Gaps in the U.S.? |
0 |
0 |
0 |
0 |
5 |
6 |
7 |
7 |
| The impact of alternative bank monitoring policies on corporate investment and financing decisions |
0 |
0 |
0 |
56 |
2 |
3 |
3 |
362 |
| The importance of scale economies and geographic diversification in community bank mergers |
0 |
0 |
1 |
413 |
1 |
2 |
5 |
1,438 |
| U.S. Population Growth Slowed Further in 2020 |
0 |
0 |
0 |
0 |
1 |
3 |
4 |
5 |
| Universal banking, allocation of control rights, and corporate finance in Germany |
0 |
0 |
0 |
150 |
2 |
3 |
7 |
604 |
| What Is Causing the College Premium to Shrink? |
0 |
0 |
0 |
0 |
4 |
5 |
6 |
9 |
| When for-profits and not-for-profits compete: theory and empirical evidence from retail banking |
0 |
0 |
0 |
31 |
3 |
3 |
6 |
136 |
| When for-profits and not-for-profits compete: theory and empirical evidence from retail banking |
0 |
0 |
0 |
97 |
2 |
2 |
5 |
352 |
| Who pays for credit cards? |
0 |
0 |
0 |
690 |
3 |
5 |
9 |
1,879 |
| Total Working Papers |
0 |
3 |
11 |
4,482 |
109 |
176 |
250 |
16,122 |
| Journal Article |
File Downloads |
Abstract Views |
| Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
| A Balance Sheet Perspective on Financial Success: Why Starting Early Matters |
0 |
0 |
0 |
13 |
0 |
3 |
5 |
77 |
| A third pillar of bank supervision |
0 |
0 |
0 |
50 |
0 |
2 |
3 |
201 |
| After the fall: rebuilding family balance sheets, rebuilding the economy |
0 |
0 |
0 |
10 |
3 |
3 |
4 |
56 |
| An imperfect crystal ball |
0 |
0 |
0 |
26 |
2 |
3 |
6 |
369 |
| As household asset values rise, should we still worry about the saving rate? |
0 |
0 |
0 |
15 |
0 |
0 |
1 |
59 |
| Asset Diversification and Low Debt Are the Keys to Building and Maintaining Wealth |
0 |
0 |
0 |
0 |
6 |
6 |
6 |
20 |
| Asset mispricing, arbitrage, and volatility |
0 |
0 |
0 |
83 |
5 |
5 |
5 |
346 |
| Bank competition and concentration: do credit unions matter? |
0 |
0 |
0 |
474 |
2 |
5 |
8 |
1,450 |
| Basel II will trickle down to community bankers, consumers |
0 |
1 |
1 |
52 |
1 |
2 |
2 |
161 |
| CBOs growth outlook |
0 |
0 |
0 |
3 |
0 |
0 |
1 |
45 |
| Cash-out refinancing: check it out carefully |
0 |
0 |
0 |
23 |
0 |
0 |
0 |
157 |
| Choosing to Fail or Lack of Choice? The Demographics of Loan Delinquency |
0 |
0 |
1 |
9 |
1 |
4 |
10 |
44 |
| College Inadvertently Increases Racial and Ethnic Disparity in Income and Wealth |
0 |
0 |
0 |
0 |
5 |
11 |
21 |
61 |
| College Is Not Enough: Higher Education Does Not Eliminate Racial and Ethnic Wealth Gaps |
1 |
1 |
3 |
14 |
5 |
10 |
16 |
89 |
| Convergence in the Euro-zone? |
0 |
0 |
0 |
5 |
2 |
2 |
3 |
59 |
| Credit unions and the common bond |
0 |
0 |
1 |
122 |
2 |
3 |
6 |
893 |
| Credit unions make friends-but not with bankers |
0 |
0 |
0 |
32 |
1 |
2 |
2 |
132 |
| Despite aggressive deleveraging, generation X remains \\"generation debt\\" |
0 |
0 |
0 |
2 |
1 |
1 |
2 |
28 |
| Does College Level the Playing Field? |
0 |
0 |
0 |
0 |
2 |
2 |
2 |
8 |
| Don't expect consumer spending to be the engine of economic growth it once was |
0 |
0 |
0 |
17 |
2 |
3 |
6 |
77 |
| Economic focus: unlike prior decades, house-price changes in largest District cities are following national trends |
0 |
0 |
0 |
1 |
2 |
4 |
4 |
35 |
| Economic hangover: recovery is likely to be prolonged, painful |
0 |
0 |
0 |
11 |
3 |
4 |
4 |
53 |
| Economic vulnerability and financial fragility |
0 |
0 |
0 |
15 |
6 |
8 |
15 |
78 |
| Editor's introduction |
0 |
0 |
0 |
6 |
4 |
10 |
10 |
54 |
| Expectations and fundamentals |
0 |
0 |
0 |
0 |
0 |
1 |
2 |
37 |
| First-Generation College Graduates Get a Financial Boost, but Don’t Catch Up |
0 |
0 |
0 |
14 |
2 |
3 |
6 |
55 |
| Five Simple Questions That Reveal Your Financial Health and Wealth |
0 |
0 |
0 |
6 |
6 |
8 |
11 |
43 |
| Hispanic population's share of wealth likely to increase by 2025 |
0 |
0 |
0 |
2 |
4 |
6 |
6 |
31 |
| Household Wealth is at a Post-WWII High: Should We Celebrate or Worry? |
0 |
0 |
0 |
2 |
1 |
5 |
7 |
28 |
| Household financial stability: who suffered the most from the crisis? |
0 |
1 |
7 |
183 |
1 |
5 |
22 |
509 |
| Housing crash continues to overshadow young families' balance sheets |
0 |
0 |
0 |
4 |
4 |
6 |
7 |
55 |
| Housing rebound broadens the wealth recovery but much more is needed |
0 |
0 |
0 |
1 |
4 |
5 |
6 |
26 |
| Housing's great fall: putting household balance sheets together again |
0 |
0 |
0 |
5 |
0 |
2 |
4 |
35 |
| Inflation, exchange rates, and oil prices |
0 |
0 |
1 |
72 |
0 |
1 |
3 |
174 |
| Is College Still Worth It? The New Calculus of Falling Returns |
0 |
0 |
2 |
30 |
3 |
5 |
12 |
154 |
| Is household debt too high? |
0 |
0 |
0 |
17 |
0 |
0 |
1 |
73 |
| Mary Childs: The bond king—how one man made a market, built an empire, and lost it all |
0 |
0 |
0 |
2 |
2 |
2 |
3 |
12 |
| Measuring Household Distress and Potential Policy Impacts |
0 |
0 |
0 |
12 |
2 |
4 |
8 |
26 |
| Measuring the Fed’s Monetary Policy Stance during COVID-19 |
0 |
0 |
2 |
14 |
3 |
4 |
8 |
33 |
| Membership structure, competition, and occupational credit union deposit rates |
0 |
0 |
0 |
90 |
3 |
5 |
7 |
592 |
| Mortgage borrowing: the boom and bust |
0 |
0 |
0 |
0 |
2 |
3 |
4 |
27 |
| Price stability and the efficiency of the retail payments system |
0 |
0 |
0 |
68 |
2 |
4 |
7 |
274 |
| Pricing and Dividend Policies in Open Credit Cooperatives |
0 |
0 |
0 |
24 |
5 |
5 |
7 |
459 |
| Questions about the budget deficit of the U.S. have no easy answers |
0 |
0 |
0 |
7 |
1 |
2 |
2 |
49 |
| Real estate loans remain a critical part of Eighth District bank portfolios |
0 |
0 |
0 |
0 |
0 |
1 |
1 |
35 |
| Recent developments in wholesale payments systems |
0 |
0 |
0 |
275 |
5 |
5 |
7 |
1,096 |
| Reducing the Risk at Small Community Banks: Is it Size or Geographic Diversification that Matters?* |
0 |
0 |
1 |
92 |
4 |
4 |
5 |
246 |
| Responses of International Central Banks to the COVID-19 Crisis |
0 |
0 |
2 |
34 |
3 |
4 |
9 |
86 |
| Shifting fortunes: wealth trends in the Federal Reserve’s survey of consumer finances |
0 |
0 |
0 |
5 |
4 |
4 |
6 |
37 |
| Still digging out: real net worth per household has rebounded 63 percent since hitting bottom in early 2009 |
0 |
0 |
0 |
6 |
3 |
3 |
4 |
29 |
| The Asian crisis and the exposure of large U.S. firms |
0 |
0 |
0 |
120 |
2 |
4 |
8 |
412 |
| The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 1: Race, Ethnicity and Wealth |
0 |
0 |
0 |
80 |
6 |
10 |
13 |
316 |
| The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 2: The Role of Education |
1 |
1 |
16 |
386 |
9 |
24 |
88 |
1,502 |
| The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 3: Age, Birth Year and Wealth |
2 |
2 |
10 |
48 |
5 |
8 |
21 |
203 |
| The Importance of Wealth is Growing |
0 |
0 |
0 |
3 |
2 |
2 |
6 |
41 |
| The Middle Class May Be Under More Pressure Than You Think |
0 |
0 |
1 |
3 |
4 |
7 |
9 |
42 |
| The current P/E ratio: higher than you think |
0 |
0 |
0 |
36 |
1 |
2 |
2 |
326 |
| The foreclosure crisis in 2008: predatory lending or household overreaching? |
0 |
0 |
0 |
11 |
2 |
3 |
4 |
91 |
| The housing giants in plain view |
0 |
0 |
0 |
26 |
1 |
3 |
3 |
121 |
| The information content of Treasury inflation-indexed securities |
0 |
0 |
0 |
72 |
2 |
2 |
3 |
161 |
| The mortgage crisis: let markets work, but compensate the truly needy |
0 |
0 |
0 |
42 |
3 |
5 |
7 |
131 |
| The nation's wealth recovery since 2009 conceals vastly different balance-sheet realities among America's families |
0 |
0 |
0 |
2 |
2 |
3 |
5 |
33 |
| Unequal Degrees of Affluence: Racial and Ethnic Wealth Differences across Education Levels |
0 |
0 |
0 |
9 |
8 |
10 |
13 |
56 |
| Universal banking, control rights, and corporate finance in Germany |
0 |
0 |
0 |
307 |
6 |
7 |
8 |
1,116 |
| Unsteady progress: income trends in the Federal Reserve's survey of consumer finances |
0 |
0 |
0 |
3 |
0 |
2 |
3 |
31 |
| Wages and risk-taking in occupational credit unions: theory and evidence |
0 |
0 |
0 |
111 |
7 |
9 |
10 |
732 |
| Was the Paycheck Protection Program Effective? |
0 |
0 |
0 |
12 |
5 |
5 |
13 |
46 |
| Wealth recovery still not complete, remains uneven across families and locations |
0 |
1 |
1 |
2 |
5 |
7 |
11 |
28 |
| What are the odds? option-based forecasts of FOMC target changes |
2 |
2 |
4 |
102 |
7 |
10 |
12 |
342 |
| What can \"buy-and-hold\" stock investors expect? |
0 |
0 |
0 |
132 |
2 |
2 |
3 |
616 |
| What is subprime lending? |
0 |
0 |
0 |
150 |
1 |
2 |
3 |
361 |
| Whats behind the falling U.S. private savings rate? |
0 |
0 |
0 |
146 |
0 |
1 |
1 |
519 |
| Where housing markets lead in 2012, Eighth District economies are likely to follow |
0 |
0 |
0 |
0 |
0 |
0 |
2 |
26 |
| Why Didn't Higher Education Protect Hispanic and Black Wealth? |
0 |
0 |
1 |
11 |
4 |
7 |
10 |
73 |
| Why are Eighth District Populations Growing More Slowly than the Rest of the U.S.? |
0 |
0 |
0 |
0 |
1 |
2 |
3 |
4 |
| Why did young families lose so much wealth during the crisis? the role of homeownership |
0 |
0 |
0 |
6 |
3 |
3 |
5 |
57 |
| Why do gasoline prices react to things that have not happened? |
0 |
0 |
0 |
33 |
2 |
4 |
4 |
186 |
| Total Journal Articles |
6 |
9 |
54 |
3,801 |
209 |
334 |
577 |
16,345 |