Access Statistics for William Robert Emmons

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Americans Born after 1985 Bear the Brunt of Lower Employment 0 0 0 0 1 1 6 7
Banks vs. credit unions: dynamic competition in local markets 0 0 0 84 2 2 9 488
Banks vs. credit unions; dynamic competition in local markets 0 0 1 621 2 5 12 2,792
Conflict of interest between borrowers and lenders in credit co- operatives: the case of German co-operative banks 0 0 0 283 5 12 19 1,212
Consumer-finance myths and other obstacles to financial literacy 0 0 0 176 1 4 12 641
Corporate governance and corporate performance 0 0 1 660 2 3 11 940
Corporate governance, entrenched labor, and economic growth 0 0 0 89 3 4 9 485
Cracks in the facade: American economic and financial structures after the boom 0 0 0 74 1 2 7 366
Credit unions and the common bond 0 0 1 39 0 4 21 274
Denver Leads U.S. Metros in Rising Housing Valuations in Past 30 Years 0 0 0 0 1 1 5 5
Do College Degrees Mean More Wealth? 0 0 1 2 2 2 3 5
Executive compensation at Fannie Mae and Freddie Mac 0 0 0 132 2 3 12 777
Have Fed Asset Purchases Reshaped Bank Balance Sheets? Part 1 0 0 0 0 2 2 4 4
Have Fed Asset Purchases Reshaped Bank Balance Sheets? Part 2 0 0 0 2 1 1 11 14
High Housing Valuations Move Inland 0 0 0 0 1 1 5 5
House Prices Surpass Housing-Bubble Peak on One Key Measure of Value 0 0 0 1 1 2 5 7
How Many People Doubled Up after Losing Housing in Aftermath of Past Recessions? 0 0 0 0 1 1 7 7
Increased risk-taking versus local economic conditions as causes of bank failures 0 0 0 0 1 1 7 35
Interbank netting agreement and the distribution of bank default risk 0 0 0 309 0 0 7 1,289
Is College an Engine of Inequality? 0 0 0 0 2 4 9 10
Monetary policy actions and the incentive to invest 0 0 0 16 2 2 7 90
Monetary policy actions and the incentive to invest 0 1 1 45 0 1 10 196
Mortgage Distress during the Great Recession 0 0 0 0 1 2 5 6
Mortgage Rates Not Matching Declines in Treasury Yields 0 0 0 1 3 3 10 11
Older Workers Accounted for All Net Employment Growth in Past 20 Years 0 0 0 0 2 2 6 7
Pricing and dividend policies in open credit cooperatives 0 0 0 227 3 4 10 779
Relationship loans and regulatory capital: why fair-value accounting is inappropriate for bank loans 0 0 0 138 0 0 1 381
Scale economies and geographic diversification as forces driving community bank mergers 0 0 0 133 3 5 14 546
Slow, Steady Decline in the Number of U.S. Banks Continues 0 0 1 9 2 2 8 15
The Great Recession’s Impact on Homeownership 0 0 3 5 2 2 10 14
The Real State of Family Wealth: Will COVID-19 Worsen Racial, Educational and Generational Gaps in the U.S.? 0 0 0 0 4 4 11 11
The impact of alternative bank monitoring policies on corporate investment and financing decisions 0 0 0 56 1 3 6 365
The importance of scale economies and geographic diversification in community bank mergers 0 0 1 413 3 3 8 1,441
U.S. Population Growth Slowed Further in 2020 0 0 0 0 4 5 8 10
Universal banking, allocation of control rights, and corporate finance in Germany 0 0 0 150 1 2 9 606
What Is Causing the College Premium to Shrink? 0 0 0 0 2 3 8 12
When for-profits and not-for-profits compete: theory and empirical evidence from retail banking 0 0 0 97 1 2 7 354
When for-profits and not-for-profits compete: theory and empirical evidence from retail banking 0 0 0 31 0 1 7 137
Who pays for credit cards? 0 0 0 690 1 1 9 1,880
Total Working Papers 0 1 10 4,483 66 102 335 16,224


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Balance Sheet Perspective on Financial Success: Why Starting Early Matters 0 0 0 13 2 4 9 81
A third pillar of bank supervision 0 0 0 50 2 3 6 204
After the fall: rebuilding family balance sheets, rebuilding the economy 0 0 0 10 1 1 5 57
An imperfect crystal ball 0 0 0 26 2 2 7 371
As household asset values rise, should we still worry about the saving rate? 0 0 0 15 0 0 1 59
Asset Diversification and Low Debt Are the Keys to Building and Maintaining Wealth 0 0 0 0 2 3 9 23
Asset mispricing, arbitrage, and volatility 0 0 0 83 2 4 9 350
Bank competition and concentration: do credit unions matter? 0 0 0 474 3 3 11 1,453
Basel II will trickle down to community bankers, consumers 0 0 1 52 3 6 8 167
CBOs growth outlook 0 0 0 3 3 3 3 48
Cash-out refinancing: check it out carefully 0 0 0 23 2 3 3 160
Choosing to Fail or Lack of Choice? The Demographics of Loan Delinquency 0 1 2 10 2 3 11 47
College Inadvertently Increases Racial and Ethnic Disparity in Income and Wealth 0 0 0 0 1 6 25 67
College Is Not Enough: Higher Education Does Not Eliminate Racial and Ethnic Wealth Gaps 0 0 2 14 0 2 16 91
Convergence in the Euro-zone? 0 0 0 5 1 1 4 60
Credit unions and the common bond 0 0 1 122 3 7 12 900
Credit unions make friends-but not with bankers 0 0 0 32 1 2 4 134
Despite aggressive deleveraging, generation X remains "generation debt" 0 0 0 2 2 2 3 30
Does College Level the Playing Field? 0 0 0 0 2 3 5 11
Don't expect consumer spending to be the engine of economic growth it once was 0 0 0 17 3 3 8 80
Economic focus: unlike prior decades, house-price changes in largest District cities are following national trends 0 0 0 1 4 4 8 39
Economic hangover: recovery is likely to be prolonged, painful 0 0 0 11 3 5 9 58
Economic vulnerability and financial fragility 0 3 3 18 2 7 21 85
Editor's introduction 0 0 0 6 3 3 13 57
Expectations and fundamentals 0 0 0 0 0 0 1 37
First-Generation College Graduates Get a Financial Boost, but Don't Catch Up 0 0 0 14 4 4 9 59
Five Simple Questions That Reveal Your Financial Health and Wealth 0 0 0 6 2 3 13 46
Hispanic population's share of wealth likely to increase by 2025 0 0 0 2 1 3 9 34
Household Wealth is at a Post-WWII High: Should We Celebrate or Worry? 0 0 0 2 5 5 12 33
Household financial stability: who suffered the most from the crisis? 0 0 5 183 3 6 22 515
Housing crash continues to overshadow young families' balance sheets 0 0 0 4 2 2 9 57
Housing rebound broadens the wealth recovery but much more is needed 0 0 0 1 1 5 11 31
Housing's great fall: putting household balance sheets together again 0 0 0 5 1 1 5 36
Inflation, exchange rates, and oil prices 0 0 0 72 1 1 3 175
Is College Still Worth It? The New Calculus of Falling Returns 0 1 2 31 2 8 17 162
Is household debt too high? 0 0 0 17 0 0 1 73
Mary Childs: The bond king—how one man made a market, built an empire, and lost it all 0 0 0 2 2 3 6 15
Measuring Household Distress and Potential Policy Impacts 0 0 0 12 3 5 12 31
Measuring the Fed’s Monetary Policy Stance during COVID-19 0 0 0 14 1 2 6 35
Membership structure, competition, and occupational credit union deposit rates 0 0 0 90 0 0 7 592
Mortgage borrowing: the boom and bust 0 0 0 0 0 0 4 27
Price stability and the efficiency of the retail payments system 0 0 0 68 2 2 9 276
Pricing and Dividend Policies in Open Credit Cooperatives 0 0 0 24 0 1 6 460
Questions about the budget deficit of the U.S. have no easy answers 0 0 0 7 0 1 3 50
Real estate loans remain a critical part of Eighth District bank portfolios 0 0 0 0 4 4 5 39
Recent developments in wholesale payments systems 0 0 0 275 5 7 12 1,103
Reducing the Risk at Small Community Banks: Is it Size or Geographic Diversification that Matters?* 0 0 1 92 2 3 8 249
Responses of International Central Banks to the COVID-19 Crisis 0 0 0 34 0 2 7 88
Shifting fortunes: wealth trends in the Federal Reserve’s survey of consumer finances 0 0 0 5 1 2 8 39
Still digging out: real net worth per household has rebounded 63 percent since hitting bottom in early 2009 0 0 0 6 1 3 7 32
The Asian crisis and the exposure of large U.S. firms 0 0 0 120 2 2 7 414
The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 1: Race, Ethnicity and Wealth 0 0 0 80 0 2 15 318
The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 2: The Role of Education 0 0 7 386 0 3 63 1,505
The Demographics of Wealth - How Age, Education and Race Separate Thrivers from Strugglers in Today's Economy. Essay No. 3: Age, Birth Year and Wealth 0 2 11 50 4 13 32 216
The Importance of Wealth is Growing 0 0 0 3 2 2 7 43
The Middle Class May Be Under More Pressure Than You Think 0 0 1 3 4 6 15 48
The current P/E ratio: higher than you think 0 0 0 36 0 0 2 326
The foreclosure crisis in 2008: predatory lending or household overreaching? 0 0 0 11 3 4 7 95
The housing giants in plain view 0 0 0 26 2 3 6 124
The information content of Treasury inflation-indexed securities 0 0 0 72 1 1 4 162
The mortgage crisis: let markets work, but compensate the truly needy 0 0 0 42 2 3 10 134
The nation's wealth recovery since 2009 conceals vastly different balance-sheet realities among America's families 0 0 0 2 1 5 10 38
Unequal Degrees of Affluence: Racial and Ethnic Wealth Differences across Education Levels 0 0 0 9 0 1 13 57
Universal banking, control rights, and corporate finance in Germany 0 0 0 307 1 3 11 1,119
Unsteady progress: income trends in the Federal Reserve's survey of consumer finances 0 0 0 3 0 1 4 32
Wages and risk-taking in occupational credit unions: theory and evidence 0 0 0 111 1 2 12 734
Was the Paycheck Protection Program Effective? 0 0 0 12 2 2 12 48
Wealth recovery still not complete, remains uneven across families and locations 0 0 1 2 1 3 12 31
What are the odds? option-based forecasts of FOMC target changes 2 3 6 105 4 8 19 350
What can \"buy-and-hold\" stock investors expect? 0 0 0 132 1 5 8 621
What is subprime lending? 0 0 0 150 0 0 3 361
Whats behind the falling U.S. private savings rate? 0 0 0 146 3 4 5 523
Where housing markets lead in 2012, Eighth District economies are likely to follow 0 0 0 0 1 2 3 28
Why Didn't Higher Education Protect Hispanic and Black Wealth? 0 0 1 11 2 2 12 75
Why are Eighth District Populations Growing More Slowly than the Rest of the U.S.? 0 0 0 0 2 2 5 6
Why did young families lose so much wealth during the crisis? the role of homeownership 0 0 0 6 4 5 8 62
Why do gasoline prices react to things that have not happened? 0 0 0 33 1 5 9 191
Total Journal Articles 2 10 44 3,811 136 242 736 16,587


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Corporate governance and corporate performance 0 0 0 2 2 2 5 10
Cracks in the façade: American economic and financial structures after the boom 0 0 0 2 1 1 6 24
Mergers and acquisitions in globalizing Europe 0 0 0 0 0 0 4 5
The US policy mix and corporate strategies 0 0 0 1 0 0 5 12
Total Chapters 0 0 0 5 3 3 20 51


Statistics updated 2026-05-06