Access Statistics for Julapa A. Jagtiani

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Survey of Fintech Research and Policy Discussion 0 1 1 111 1 10 34 395
Beneath the Crypto Currents: The Hidden Effect of Crypto “Whales” 0 0 1 10 2 12 45 63
CONSUMER LENDING EFFICIENCY: COMMERCIAL BANKS VERSUS A FINTECH LENDER 0 0 2 97 0 5 24 645
CONSUMER LENDING EFFICIENCY:COMMERCIAL BANKS VERSUS A FINTECH LENDER 0 0 0 82 0 1 4 273
Can banks circumvent minimum capital requirements? The case of mortgage portfolios under Basel II 0 0 0 79 0 2 20 287
Corporate governance structure and mergers 0 0 1 85 0 4 16 294
Credit Access after Consumer Bankruptcy Filing: New Evidence 0 0 0 15 0 2 17 57
Credit access after consumer bankruptcy filing: new evidence 0 0 0 36 2 4 9 74
Credit access and credit performance after consumer bankruptcy filing: new evidence 0 0 0 24 0 4 14 103
DOES SCALE MATTER IN COMMUNITY BANK PERFORMANCE? EVIDENCE OBTAINED BY APPLYING SEVERAL NEW MEASURES OF PERFORMANCE 0 0 0 35 0 1 10 128
Did Fintech Loans Default More During the COVID-19 Pandemic? Were Fintech Firms “Cream-Skimming” the Best Borrowers? 0 0 3 16 3 11 52 218
Do Fintech Lenders Penetrate Areas That Are Underserved by Traditional Banks? 0 0 1 119 1 5 23 420
Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance 0 0 0 35 0 3 9 63
Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance 0 0 1 39 0 4 17 113
Enhancing prudential standards in financial regulations 0 0 0 40 0 1 15 92
Fintech Innovations in Banking: Fintech Partnership and Default Rate on Bank Loans 0 1 15 15 4 7 47 47
Fintech Lending and Mortgage Credit Access 0 1 2 129 2 8 26 213
Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information 0 2 5 236 15 38 97 765
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China 2 2 2 38 3 14 23 112
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China” 1 2 2 77 2 15 37 124
First-Time Homebuyers: Toward a New Measure 0 1 5 28 0 3 16 53
Flight to Safety: Evaluating Stablecoin’s Role as a Safe-Haven Asset in DeFi Markets 1 30 30 30 3 6 6 6
Foreclosure delay and consumer credit performance 0 0 0 30 0 3 15 108
Foreclosure delay and consumer credit performance 0 0 0 17 0 3 7 65
How Important Are Local Community Banks to Small Business Lending? Evidence from Mergers and Acquisitions [REVISED] 0 0 1 49 2 185 194 261
How much did banks pay to become too-big-to-fail and to become systematically important? 0 1 2 169 0 2 16 1,362
How much did banks pay to become too-big-to-fail and to become systemically important? 0 0 1 204 2 9 26 772
How much would banks be willing to pay to become \"too-big-to-fail\" and to capture other benefits? 0 0 0 195 0 2 7 560
Impact of independent directors and the regulatory environment on bank merger prices: evidence from takeover activity in the 1990s 0 0 1 382 0 0 13 1,724
Important Factors Determining Fintech Loan Default: Evidence from the LendingClub Consumer Platform 0 0 0 75 0 9 58 821
Is Bigger Necessarily Better in Community Banking? 0 0 0 9 1 9 25 102
Is Bigger Necessarily Better in Community Banking? 0 0 0 18 0 3 12 125
Is Bigger Necessarily Better in Community Banking? 0 0 0 35 0 1 9 103
Is Bigger Necessarily Better in Community Banking? 0 0 0 9 0 2 17 73
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? 0 0 0 26 0 3 9 45
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? 0 0 0 14 0 1 6 33
Risk and Market Segmentation in Financial Intermediaries’ Returns 0 0 0 510 0 4 15 3,656
Small Business Lending: Challenges and Opportunities for Community Banks 0 0 0 52 0 2 6 57
Small business lending: challenges and opportunities for community banks 0 0 0 66 0 4 11 166
Strategic default on first and second lien mortgages during the financial crisis 0 0 0 62 3 9 17 381
THE IMPACTS OF FINANCIAL REGULATIONS: SOLVENCY AND LIQUIDITY IN THE POST-CRISIS PERIOD 0 0 0 61 0 0 18 129
Target's corporate governance and bank merger payoffs 0 0 1 102 0 0 7 533
The Credit Card Act and Consumer Debt Structure 0 0 1 11 0 2 14 62
The Evolution of U.S. Community Banks and Its Impact on Small Business Lending 0 0 0 17 1 2 10 50
The Impact of Fintech Lending on Credit Access for U.S. Small Businesses 0 0 0 47 0 8 38 139
The Impact of Fintech Lending on Credit Access for U.S. Small Businesses 0 0 0 0 0 5 11 20
The Interplay Among Financial Regulations, Resilience, and Growth 0 0 0 42 1 6 16 114
The Interplay between Financial Regulations, Resilience, and Growth 0 0 0 27 1 4 5 91
The Mortgage Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 0 65 1 3 12 162
The Role of Bank-Fintech Partnerships in Creating a More Inclusive Banking System 0 0 0 12 2 9 35 60
The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the LendingClub Consumer Platform 2 7 18 379 7 27 147 1,783
The evolution of u.s. Community banks and its impact on small business lending 0 0 0 31 0 3 9 111
The impact of fintech lending on credit access for U.S. small businesses 0 1 3 47 4 14 55 122
The potential role of subordinated debt programs in enhancing market discipline in banking 0 0 0 66 0 6 11 279
The role of bank advisors in mergers and acquisitions 0 0 1 858 2 19 43 2,778
Which Lenders Are More Likely to Reach Out to Underserved Consumers: Banks versus Fintechs versus Other Nonbanks? 0 0 0 40 2 5 19 157
Total Working Papers 6 49 100 5,103 67 524 1,474 21,549


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Survey of Fintech Research and Policy Discussion 1 3 16 78 3 19 80 365
An analysis of advisor choice, fees, and effort in mergers and acquisitions 0 0 1 178 2 6 14 500
An analysis of advisor choice, fees, and effort in mergers and acquisitions 0 0 1 6 0 0 5 23
Community bank mergers and their impact on small business lending 0 0 2 67 2 4 16 343
Consumer lending efficiency: commercial banks versus a fintech lender 1 1 2 11 1 6 27 337
Do fintech lenders penetrate areas that are underserved by traditional banks? 1 2 9 163 8 23 111 1,383
Do market react to bank examination ratings? evidence of indirect disclosure of management quality through BHCs' application to convert to FHC 0 0 0 28 1 4 8 358
Do markets discipline banks and bank holding companies? evidence from debt pricing 0 0 0 164 1 3 11 636
Do markets react to regulatory information? 0 0 1 30 0 2 9 120
Does scale matter in community bank performance? Evidence obtained by applying several new measures of performance 0 0 0 10 0 0 17 99
Early warning models for bank supervision: Simpler could be better 0 0 0 540 0 0 8 1,179
Enhancing Prudential Standards in Financial Regulations 0 1 1 16 0 3 10 84
Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform 0 0 0 87 0 6 16 481
Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform 0 0 0 9 0 0 6 92
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China 2 5 16 74 8 33 125 356
Foreclosure Delay and Consumer Credit Performance 0 0 1 4 2 5 15 63
Foreign ownership restrictions and stock prices in the Thai capital market 0 0 1 753 1 6 13 2,206
Further Evidence on the Information Content of Bank Examination Ratings: A Study of BHC-to-FHC Conversion Applications 0 1 1 23 0 2 7 135
How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important? 1 1 2 151 2 5 20 679
Impact of independent directors and the regulatory environment on merger prices and motivation: evidence from large bank mergers in the 1990s 0 0 0 86 1 4 9 358
Important factors determining Fintech loan default: Evidence from a lendingclub consumer platform 0 0 0 38 4 9 70 957
Interest rate risk subsidization in international capital standards 0 0 0 40 0 4 17 233
Market discipline prior to bank failure 0 0 0 55 0 1 12 140
Market discipline prior to failure 0 0 0 48 1 3 5 244
Merger advisory fees and advisor's effort 0 0 0 131 1 2 2 476
Predicting inadequate capitalization: early warning system for bank supervision 0 0 0 153 1 4 11 555
Risk and Market Segmentation in Financial Intermediaries' Returns 0 0 0 27 0 2 9 129
Scale and scope economies at large banks: Including off-balance sheet products and regulatory effects (1984-1991) 0 0 0 131 0 2 9 338
Scale economies and cost complementarities in commercial banks: On-and off-balance-sheet activities 0 0 0 106 0 1 13 406
Small Business Lending After the Financial Crisis: A New Competitive Landscape for Community Banks 0 0 0 26 0 2 12 154
Stumbling blocks to increasing market discipline in the banking sector: a note on bond pricing and funding strategy prior to failure 0 0 0 18 1 1 2 166
The Credit Card Act and Consumer Debt Structure 0 0 0 18 0 2 9 53
The Effect of Credit Risk on Bank and Bank Holding Company Bond Yields: Evidence from the Post‐FDICIA Period 0 0 0 76 0 1 7 315
The Interplay among Financial Regulations, Resilience, and Growth 0 0 0 8 1 4 19 78
The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 0 120 0 2 12 603
The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 1 81 0 2 8 384
The effect of bank capital requirements on bank off-balance sheet financial innovations 0 0 0 321 0 1 11 855
The impacts of financial regulations: solvency and liquidity in the post-crisis period 0 0 1 13 0 4 11 93
The price of bank mergers in the 1990s 0 0 0 394 1 2 12 1,048
The risk effects of combining banking, securities, and insurance activities 0 0 1 344 1 1 13 1,469
The role of bank–FinTech partnerships in creating a more inclusive banking system 0 2 5 12 3 7 44 80
The role of financial advisors in merger and acquisitions 0 0 0 390 1 4 16 1,598
The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform 4 9 33 89 15 56 213 1,123
Understanding the effects of the merger boom on community banks 0 0 0 73 0 5 10 352
Total Journal Articles 10 25 95 5,190 62 253 1,074 21,646


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Cryptocurrencies: Regulatory Perspectives and Implications for Investors 0 0 0 4 0 4 13 107
Total Chapters 0 0 0 4 0 4 13 107


Statistics updated 2026-07-10