| Working Paper |
File Downloads |
Abstract Views |
| Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
| A Survey of Fintech Research and Policy Discussion |
1 |
1 |
3 |
111 |
8 |
14 |
35 |
393 |
| Beneath the Crypto Currents: The Hidden Effect of Crypto “Whales” |
0 |
1 |
3 |
10 |
7 |
23 |
45 |
58 |
| CONSUMER LENDING EFFICIENCY: COMMERCIAL BANKS VERSUS A FINTECH LENDER |
0 |
1 |
2 |
97 |
3 |
9 |
24 |
643 |
| CONSUMER LENDING EFFICIENCY:COMMERCIAL BANKS VERSUS A FINTECH LENDER |
0 |
0 |
0 |
82 |
0 |
1 |
4 |
272 |
| Can banks circumvent minimum capital requirements? The case of mortgage portfolios under Basel II |
0 |
0 |
0 |
79 |
2 |
4 |
20 |
287 |
| Corporate governance structure and mergers |
0 |
0 |
1 |
85 |
3 |
5 |
15 |
293 |
| Credit Access after Consumer Bankruptcy Filing: New Evidence |
0 |
0 |
0 |
15 |
2 |
7 |
17 |
57 |
| Credit access after consumer bankruptcy filing: new evidence |
0 |
0 |
0 |
36 |
2 |
2 |
7 |
72 |
| Credit access and credit performance after consumer bankruptcy filing: new evidence |
0 |
0 |
0 |
24 |
4 |
10 |
14 |
103 |
| DOES SCALE MATTER IN COMMUNITY BANK PERFORMANCE? EVIDENCE OBTAINED BY APPLYING SEVERAL NEW MEASURES OF PERFORMANCE |
0 |
0 |
0 |
35 |
1 |
2 |
11 |
128 |
| Did Fintech Loans Default More During the COVID-19 Pandemic? Were Fintech Firms “Cream-Skimming” the Best Borrowers? |
0 |
0 |
4 |
16 |
3 |
17 |
47 |
210 |
| Do Fintech Lenders Penetrate Areas That Are Underserved by Traditional Banks? |
0 |
0 |
2 |
119 |
4 |
8 |
26 |
419 |
| Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance |
0 |
0 |
0 |
35 |
3 |
3 |
9 |
63 |
| Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance |
0 |
1 |
1 |
39 |
2 |
6 |
15 |
111 |
| Enhancing prudential standards in financial regulations |
0 |
0 |
0 |
40 |
1 |
6 |
15 |
92 |
| Fintech Innovations in Banking: Fintech Partnership and Default Rate on Bank Loans |
0 |
2 |
14 |
14 |
1 |
6 |
41 |
41 |
| Fintech Lending and Mortgage Credit Access |
1 |
2 |
2 |
129 |
5 |
9 |
24 |
210 |
| Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information |
1 |
2 |
4 |
235 |
13 |
31 |
80 |
740 |
| Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China |
0 |
0 |
0 |
36 |
4 |
4 |
14 |
102 |
| Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China” |
1 |
1 |
1 |
76 |
9 |
13 |
32 |
118 |
| First-Time Homebuyers: Toward a New Measure |
0 |
2 |
4 |
27 |
1 |
3 |
15 |
51 |
| Foreclosure delay and consumer credit performance |
0 |
0 |
0 |
17 |
1 |
2 |
5 |
63 |
| Foreclosure delay and consumer credit performance |
0 |
0 |
0 |
30 |
3 |
7 |
15 |
108 |
| How Important Are Local Community Banks to Small Business Lending? Evidence from Mergers and Acquisitions [REVISED] |
0 |
0 |
1 |
49 |
1 |
1 |
12 |
77 |
| How much did banks pay to become too-big-to-fail and to become systematically important? |
1 |
1 |
3 |
169 |
2 |
3 |
18 |
1,362 |
| How much did banks pay to become too-big-to-fail and to become systemically important? |
0 |
0 |
1 |
204 |
7 |
9 |
26 |
770 |
| How much would banks be willing to pay to become \"too-big-to-fail\" and to capture other benefits? |
0 |
0 |
0 |
195 |
2 |
3 |
8 |
560 |
| Impact of independent directors and the regulatory environment on bank merger prices: evidence from takeover activity in the 1990s |
0 |
0 |
1 |
382 |
0 |
2 |
14 |
1,724 |
| Important Factors Determining Fintech Loan Default: Evidence from the LendingClub Consumer Platform |
0 |
0 |
0 |
75 |
4 |
8 |
64 |
816 |
| Is Bigger Necessarily Better in Community Banking? |
0 |
0 |
0 |
9 |
6 |
14 |
22 |
99 |
| Is Bigger Necessarily Better in Community Banking? |
0 |
0 |
0 |
18 |
2 |
3 |
11 |
124 |
| Is Bigger Necessarily Better in Community Banking? |
0 |
0 |
0 |
9 |
2 |
8 |
17 |
73 |
| Is Bigger Necessarily Better in Community Banking? |
0 |
0 |
0 |
35 |
0 |
2 |
9 |
102 |
| Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? |
0 |
0 |
0 |
14 |
1 |
3 |
6 |
33 |
| Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? |
0 |
0 |
0 |
26 |
2 |
2 |
8 |
44 |
| Risk and Market Segmentation in Financial Intermediaries’ Returns |
0 |
0 |
0 |
510 |
3 |
5 |
14 |
3,655 |
| Small Business Lending: Challenges and Opportunities for Community Banks |
0 |
0 |
0 |
52 |
2 |
2 |
6 |
57 |
| Small business lending: challenges and opportunities for community banks |
0 |
0 |
1 |
66 |
3 |
6 |
12 |
165 |
| Strategic default on first and second lien mortgages during the financial crisis |
0 |
0 |
0 |
62 |
2 |
4 |
11 |
374 |
| THE IMPACTS OF FINANCIAL REGULATIONS: SOLVENCY AND LIQUIDITY IN THE POST-CRISIS PERIOD |
0 |
0 |
0 |
61 |
0 |
3 |
18 |
129 |
| Target's corporate governance and bank merger payoffs |
0 |
0 |
1 |
102 |
0 |
2 |
7 |
533 |
| The Credit Card Act and Consumer Debt Structure |
0 |
1 |
1 |
11 |
2 |
6 |
15 |
62 |
| The Evolution of U.S. Community Banks and Its Impact on Small Business Lending |
0 |
0 |
0 |
17 |
1 |
3 |
9 |
49 |
| The Impact of Fintech Lending on Credit Access for U.S. Small Businesses |
0 |
0 |
2 |
47 |
7 |
12 |
42 |
138 |
| The Impact of Fintech Lending on Credit Access for U.S. Small Businesses |
0 |
0 |
0 |
0 |
4 |
4 |
10 |
19 |
| The Interplay Among Financial Regulations, Resilience, and Growth |
0 |
0 |
0 |
42 |
5 |
6 |
15 |
113 |
| The Interplay between Financial Regulations, Resilience, and Growth |
0 |
0 |
0 |
27 |
2 |
2 |
3 |
89 |
| The Mortgage Financial Crises: The Role of Credit Risk Management and Corporate Governance |
0 |
0 |
0 |
65 |
1 |
3 |
12 |
160 |
| The Role of Bank-Fintech Partnerships in Creating a More Inclusive Banking System |
0 |
0 |
0 |
12 |
6 |
19 |
32 |
57 |
| The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the LendingClub Consumer Platform |
3 |
9 |
15 |
375 |
14 |
39 |
150 |
1,770 |
| The evolution of u.s. Community banks and its impact on small business lending |
0 |
0 |
1 |
31 |
3 |
4 |
11 |
111 |
| The impact of fintech lending on credit access for U.S. small businesses |
0 |
0 |
2 |
46 |
3 |
14 |
46 |
111 |
| The potential role of subordinated debt programs in enhancing market discipline in banking |
0 |
0 |
0 |
66 |
4 |
6 |
9 |
277 |
| The role of bank advisors in mergers and acquisitions |
0 |
0 |
1 |
858 |
12 |
12 |
36 |
2,771 |
| Which Lenders Are More Likely to Reach Out to Underserved Consumers: Banks versus Fintechs versus Other Nonbanks? |
0 |
0 |
1 |
40 |
3 |
7 |
19 |
155 |
| Total Working Papers |
8 |
24 |
72 |
5,062 |
188 |
409 |
1,222 |
21,213 |
| Journal Article |
File Downloads |
Abstract Views |
| Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
| A Survey of Fintech Research and Policy Discussion |
1 |
4 |
14 |
76 |
12 |
23 |
77 |
358 |
| An analysis of advisor choice, fees, and effort in mergers and acquisitions |
0 |
0 |
3 |
6 |
0 |
1 |
9 |
23 |
| An analysis of advisor choice, fees, and effort in mergers and acquisitions |
0 |
0 |
4 |
178 |
2 |
2 |
15 |
496 |
| Community bank mergers and their impact on small business lending |
0 |
0 |
2 |
67 |
1 |
3 |
15 |
340 |
| Consumer lending efficiency: commercial banks versus a fintech lender |
0 |
1 |
2 |
10 |
3 |
5 |
28 |
334 |
| Do fintech lenders penetrate areas that are underserved by traditional banks? |
1 |
4 |
10 |
162 |
10 |
34 |
125 |
1,370 |
| Do market react to bank examination ratings? evidence of indirect disclosure of management quality through BHCs' application to convert to FHC |
0 |
0 |
0 |
28 |
2 |
3 |
7 |
356 |
| Do markets discipline banks and bank holding companies? evidence from debt pricing |
0 |
0 |
0 |
164 |
2 |
2 |
10 |
635 |
| Do markets react to regulatory information? |
0 |
0 |
1 |
30 |
2 |
3 |
9 |
120 |
| Does scale matter in community bank performance? Evidence obtained by applying several new measures of performance |
0 |
0 |
0 |
10 |
0 |
4 |
20 |
99 |
| Early warning models for bank supervision: Simpler could be better |
0 |
0 |
0 |
540 |
0 |
3 |
8 |
1,179 |
| Enhancing Prudential Standards in Financial Regulations |
1 |
1 |
1 |
16 |
2 |
3 |
9 |
83 |
| Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform |
0 |
0 |
0 |
9 |
0 |
1 |
6 |
92 |
| Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform |
0 |
0 |
0 |
87 |
5 |
8 |
15 |
480 |
| Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China |
3 |
6 |
16 |
72 |
11 |
38 |
118 |
334 |
| Foreclosure Delay and Consumer Credit Performance |
0 |
0 |
1 |
4 |
3 |
5 |
13 |
61 |
| Foreign ownership restrictions and stock prices in the Thai capital market |
0 |
0 |
1 |
753 |
2 |
3 |
10 |
2,202 |
| Further Evidence on the Information Content of Bank Examination Ratings: A Study of BHC-to-FHC Conversion Applications |
0 |
0 |
0 |
22 |
0 |
3 |
5 |
133 |
| How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important? |
0 |
0 |
1 |
150 |
2 |
4 |
18 |
676 |
| Impact of independent directors and the regulatory environment on merger prices and motivation: evidence from large bank mergers in the 1990s |
0 |
0 |
0 |
86 |
3 |
3 |
8 |
357 |
| Important factors determining Fintech loan default: Evidence from a lendingclub consumer platform |
0 |
0 |
0 |
38 |
4 |
12 |
74 |
952 |
| Interest rate risk subsidization in international capital standards |
0 |
0 |
0 |
40 |
2 |
4 |
15 |
231 |
| Market discipline prior to bank failure |
0 |
0 |
0 |
55 |
1 |
1 |
12 |
140 |
| Market discipline prior to failure |
0 |
0 |
0 |
48 |
1 |
1 |
3 |
242 |
| Merger advisory fees and advisor's effort |
0 |
0 |
0 |
131 |
1 |
1 |
2 |
475 |
| Predicting inadequate capitalization: early warning system for bank supervision |
0 |
0 |
0 |
153 |
3 |
3 |
11 |
554 |
| Risk and Market Segmentation in Financial Intermediaries' Returns |
0 |
0 |
0 |
27 |
1 |
6 |
8 |
128 |
| Scale and scope economies at large banks: Including off-balance sheet products and regulatory effects (1984-1991) |
0 |
0 |
0 |
131 |
2 |
2 |
9 |
338 |
| Scale economies and cost complementarities in commercial banks: On-and off-balance-sheet activities |
0 |
0 |
0 |
106 |
1 |
4 |
15 |
406 |
| Small Business Lending After the Financial Crisis: A New Competitive Landscape for Community Banks |
0 |
0 |
0 |
26 |
2 |
7 |
12 |
154 |
| Stumbling blocks to increasing market discipline in the banking sector: a note on bond pricing and funding strategy prior to failure |
0 |
0 |
0 |
18 |
0 |
0 |
5 |
165 |
| The Credit Card Act and Consumer Debt Structure |
0 |
0 |
0 |
18 |
2 |
4 |
9 |
53 |
| The Effect of Credit Risk on Bank and Bank Holding Company Bond Yields: Evidence from the Post‐FDICIA Period |
0 |
0 |
0 |
76 |
1 |
1 |
7 |
315 |
| The Interplay among Financial Regulations, Resilience, and Growth |
0 |
0 |
0 |
8 |
2 |
2 |
19 |
76 |
| The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance |
0 |
0 |
1 |
81 |
2 |
3 |
8 |
384 |
| The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance |
0 |
0 |
0 |
120 |
0 |
2 |
11 |
601 |
| The effect of bank capital requirements on bank off-balance sheet financial innovations |
0 |
0 |
0 |
321 |
1 |
3 |
11 |
855 |
| The impacts of financial regulations: solvency and liquidity in the post-crisis period |
0 |
1 |
1 |
13 |
4 |
5 |
11 |
93 |
| The price of bank mergers in the 1990s |
0 |
0 |
0 |
394 |
1 |
3 |
11 |
1,047 |
| The risk effects of combining banking, securities, and insurance activities |
0 |
0 |
4 |
344 |
0 |
2 |
15 |
1,468 |
| The role of bank–FinTech partnerships in creating a more inclusive banking system |
2 |
3 |
6 |
12 |
4 |
11 |
43 |
77 |
| The role of financial advisors in merger and acquisitions |
0 |
0 |
0 |
390 |
3 |
5 |
15 |
1,597 |
| The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform |
2 |
9 |
30 |
82 |
20 |
47 |
208 |
1,087 |
| Understanding the effects of the merger boom on community banks |
0 |
0 |
0 |
73 |
3 |
5 |
8 |
350 |
| Total Journal Articles |
10 |
29 |
98 |
5,175 |
123 |
285 |
1,067 |
21,516 |