Access Statistics for Julapa A. Jagtiani

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Survey of Fintech Research and Policy Discussion 0 0 1 111 3 4 35 399
Beneath the Crypto Currents: The Hidden Effect of Crypto “Whales” 0 0 1 10 3 9 49 72
CONSUMER LENDING EFFICIENCY: COMMERCIAL BANKS VERSUS A FINTECH LENDER 0 1 3 98 1 2 24 647
CONSUMER LENDING EFFICIENCY:COMMERCIAL BANKS VERSUS A FINTECH LENDER 0 0 0 82 1 1 4 274
Can banks circumvent minimum capital requirements? The case of mortgage portfolios under Basel II 0 0 0 79 0 2 20 289
Corporate governance structure and mergers 0 0 1 85 0 1 15 295
Credit Access after Consumer Bankruptcy Filing: New Evidence 0 0 0 15 0 0 17 57
Credit access after consumer bankruptcy filing: new evidence 0 0 0 36 1 1 10 75
Credit access and credit performance after consumer bankruptcy filing: new evidence 0 0 0 24 0 1 15 104
DOES SCALE MATTER IN COMMUNITY BANK PERFORMANCE? EVIDENCE OBTAINED BY APPLYING SEVERAL NEW MEASURES OF PERFORMANCE 0 0 0 35 0 0 9 128
Did Fintech Loans Default More During the COVID-19 Pandemic? Were Fintech Firms “Cream-Skimming” the Best Borrowers? 0 0 2 16 22 51 96 269
Do Fintech Lenders Penetrate Areas That Are Underserved by Traditional Banks? 1 1 2 120 1 3 26 423
Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance 0 0 0 35 0 0 7 63
Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance 0 0 1 39 0 1 16 114
Enhancing prudential standards in financial regulations 0 0 0 40 0 0 14 92
Fintech Innovations in Banking: Fintech Partnership and Default Rate on Bank Loans 0 1 5 16 2 6 35 53
Fintech Lending and Mortgage Credit Access 0 0 2 129 3 4 29 217
Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information 1 2 6 238 3 16 101 781
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China 0 0 2 38 1 1 23 113
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China” 0 0 2 77 2 4 38 128
First-Time Homebuyers: Toward a New Measure 0 0 4 28 0 0 15 53
Flight to Safety: Evaluating Stablecoin’s Role as a Safe-Haven Asset in DeFi Markets 0 0 30 30 1 4 10 10
Foreclosure delay and consumer credit performance 0 0 0 17 0 0 7 65
Foreclosure delay and consumer credit performance 1 1 1 31 1 3 17 111
How Important Are Local Community Banks to Small Business Lending? Evidence from Mergers and Acquisitions [REVISED] 0 0 1 49 1 3 196 264
How much did banks pay to become too-big-to-fail and to become systematically important? 0 1 2 170 1 2 13 1,364
How much did banks pay to become too-big-to-fail and to become systemically important? 0 0 0 204 1 1 23 773
How much would banks be willing to pay to become \"too-big-to-fail\" and to capture other benefits? 0 0 0 195 0 0 5 560
Impact of independent directors and the regulatory environment on bank merger prices: evidence from takeover activity in the 1990s 0 0 1 382 1 1 12 1,725
Important Factors Determining Fintech Loan Default: Evidence from the LendingClub Consumer Platform 0 0 0 75 2 5 24 826
Is Bigger Necessarily Better in Community Banking? 0 0 0 18 0 0 12 125
Is Bigger Necessarily Better in Community Banking? 0 1 1 10 0 1 17 74
Is Bigger Necessarily Better in Community Banking? 0 0 0 35 0 3 11 106
Is Bigger Necessarily Better in Community Banking? 0 1 1 10 0 1 25 103
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? 0 0 0 14 1 1 7 34
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? 0 0 0 26 0 0 9 45
Risk and Market Segmentation in Financial Intermediaries’ Returns 0 0 0 510 0 1 15 3,657
Small Business Lending: Challenges and Opportunities for Community Banks 0 0 0 52 0 1 6 58
Small business lending: challenges and opportunities for community banks 0 0 0 66 2 2 13 168
Strategic default on first and second lien mortgages during the financial crisis 0 0 0 62 0 4 21 385
THE IMPACTS OF FINANCIAL REGULATIONS: SOLVENCY AND LIQUIDITY IN THE POST-CRISIS PERIOD 0 0 0 61 2 4 21 133
Target's corporate governance and bank merger payoffs 0 0 1 102 0 0 5 533
The Credit Card Act and Consumer Debt Structure 0 0 1 11 0 2 15 64
The Evolution of U.S. Community Banks and Its Impact on Small Business Lending 0 0 0 17 0 0 9 50
The Impact of Fintech Lending on Credit Access for U.S. Small Businesses 0 0 0 47 0 3 33 142
The Impact of Fintech Lending on Credit Access for U.S. Small Businesses 0 0 0 0 4 4 12 24
The Interplay Among Financial Regulations, Resilience, and Growth 0 0 0 42 0 1 15 115
The Interplay between Financial Regulations, Resilience, and Growth 0 0 0 27 0 0 5 91
The Mortgage Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 0 65 1 1 12 163
The Role of Bank-Fintech Partnerships in Creating a More Inclusive Banking System 0 0 0 12 0 3 34 63
The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the LendingClub Consumer Platform 0 0 15 379 5 13 102 1,796
The evolution of u.s. Community banks and its impact on small business lending 0 0 0 31 0 1 10 112
The impact of fintech lending on credit access for U.S. small businesses 0 0 3 47 2 10 57 132
The potential role of subordinated debt programs in enhancing market discipline in banking 0 0 0 66 0 0 11 279
The role of bank advisors in mergers and acquisitions 0 0 1 858 1 1 43 2,779
Which Lenders Are More Likely to Reach Out to Underserved Consumers: Banks versus Fintechs versus Other Nonbanks? 0 0 0 40 0 2 20 159
Total Working Papers 3 9 90 5,112 69 185 1,445 21,734


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Survey of Fintech Research and Policy Discussion 1 3 14 81 4 9 67 374
An analysis of advisor choice, fees, and effort in mergers and acquisitions 1 1 2 179 1 2 13 502
An analysis of advisor choice, fees, and effort in mergers and acquisitions 0 0 1 6 1 1 6 24
Community bank mergers and their impact on small business lending 0 0 1 67 1 2 15 345
Consumer lending efficiency: commercial banks versus a fintech lender 0 0 2 11 0 3 24 340
Do fintech lenders penetrate areas that are underserved by traditional banks? 2 4 11 167 5 18 108 1,401
Do market react to bank examination ratings? evidence of indirect disclosure of management quality through BHCs' application to convert to FHC 0 0 0 28 0 0 7 358
Do markets discipline banks and bank holding companies? evidence from debt pricing 0 0 0 164 0 0 11 636
Do markets react to regulatory information? 0 0 1 30 0 0 9 120
Does scale matter in community bank performance? Evidence obtained by applying several new measures of performance 0 0 0 10 0 0 16 99
Early warning models for bank supervision: Simpler could be better 0 0 0 540 0 1 8 1,180
Enhancing Prudential Standards in Financial Regulations 0 0 1 16 0 0 9 84
Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform 0 0 0 87 0 1 17 482
Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform 1 1 1 10 2 3 9 95
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China 0 0 10 74 1 11 111 367
Foreclosure Delay and Consumer Credit Performance 0 0 0 4 1 4 18 67
Foreign ownership restrictions and stock prices in the Thai capital market 0 1 2 754 4 8 21 2,214
Further Evidence on the Information Content of Bank Examination Ratings: A Study of BHC-to-FHC Conversion Applications 0 0 1 23 0 1 8 136
How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important? 0 0 2 151 1 3 20 682
Impact of independent directors and the regulatory environment on merger prices and motivation: evidence from large bank mergers in the 1990s 0 0 0 86 0 1 8 359
Important factors determining Fintech loan default: Evidence from a lendingclub consumer platform 1 1 1 39 4 6 34 963
Interest rate risk subsidization in international capital standards 0 0 0 40 0 0 17 233
Market discipline prior to bank failure 0 0 0 55 0 0 10 140
Market discipline prior to failure 0 0 0 48 0 0 5 244
Merger advisory fees and advisor's effort 0 0 0 131 0 0 2 476
Predicting inadequate capitalization: early warning system for bank supervision 0 0 0 153 0 0 11 555
Risk and Market Segmentation in Financial Intermediaries' Returns 0 0 0 27 0 0 9 129
Scale and scope economies at large banks: Including off-balance sheet products and regulatory effects (1984-1991) 0 0 0 131 0 0 9 338
Scale economies and cost complementarities in commercial banks: On-and off-balance-sheet activities 0 0 0 106 0 0 10 406
Small Business Lending After the Financial Crisis: A New Competitive Landscape for Community Banks 0 0 0 26 2 3 15 157
Stumbling blocks to increasing market discipline in the banking sector: a note on bond pricing and funding strategy prior to failure 0 0 0 18 0 0 2 166
The Credit Card Act and Consumer Debt Structure 0 0 0 18 0 1 10 54
The Effect of Credit Risk on Bank and Bank Holding Company Bond Yields: Evidence from the Post‐FDICIA Period 0 1 1 77 0 1 8 316
The Interplay among Financial Regulations, Resilience, and Growth 0 0 0 8 0 1 16 79
The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 0 120 0 1 9 604
The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 1 81 0 3 11 387
The effect of bank capital requirements on bank off-balance sheet financial innovations 0 0 0 321 1 2 13 857
The impacts of financial regulations: solvency and liquidity in the post-crisis period 0 0 1 13 0 3 14 96
The price of bank mergers in the 1990s 0 0 0 394 0 0 11 1,048
The risk effects of combining banking, securities, and insurance activities 0 1 2 345 0 2 14 1,471
The role of bank–FinTech partnerships in creating a more inclusive banking system 0 1 5 13 1 4 36 84
The role of financial advisors in merger and acquisitions 0 0 0 390 0 1 17 1,599
The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform 3 8 36 97 15 35 166 1,158
Understanding the effects of the merger boom on community banks 0 0 0 73 1 1 9 353
Total Journal Articles 9 22 96 5,212 45 132 963 21,778


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Cryptocurrencies: Regulatory Perspectives and Implications for Investors 0 0 0 4 0 1 13 108
Total Chapters 0 0 0 4 0 1 13 108


Statistics updated 2026-10-11