| Working Paper |
File Downloads |
Abstract Views |
| Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
| A Survey of Fintech Research and Policy Discussion |
0 |
0 |
3 |
110 |
3 |
7 |
19 |
370 |
| Beneath the Crypto Currents: The Hidden Effect of Crypto “Whales” |
0 |
0 |
2 |
9 |
2 |
4 |
15 |
26 |
| CONSUMER LENDING EFFICIENCY: COMMERCIAL BANKS VERSUS A FINTECH LENDER |
0 |
0 |
0 |
95 |
0 |
2 |
10 |
624 |
| CONSUMER LENDING EFFICIENCY:COMMERCIAL BANKS VERSUS A FINTECH LENDER |
0 |
0 |
0 |
82 |
0 |
0 |
5 |
270 |
| Can banks circumvent minimum capital requirements? The case of mortgage portfolios under Basel II |
0 |
0 |
0 |
79 |
2 |
3 |
5 |
272 |
| Corporate governance structure and mergers |
0 |
1 |
1 |
85 |
0 |
2 |
5 |
282 |
| Credit Access after Consumer Bankruptcy Filing: New Evidence |
0 |
0 |
0 |
15 |
0 |
4 |
4 |
44 |
| Credit access after consumer bankruptcy filing: new evidence |
0 |
0 |
0 |
36 |
1 |
1 |
1 |
66 |
| Credit access and credit performance after consumer bankruptcy filing: new evidence |
0 |
0 |
0 |
24 |
0 |
0 |
0 |
89 |
| DOES SCALE MATTER IN COMMUNITY BANK PERFORMANCE? EVIDENCE OBTAINED BY APPLYING SEVERAL NEW MEASURES OF PERFORMANCE |
0 |
0 |
2 |
35 |
1 |
2 |
7 |
121 |
| Did Fintech Loans Default More During the COVID-19 Pandemic? Were Fintech Firms “Cream-Skimming” the Best Borrowers? |
2 |
3 |
4 |
16 |
4 |
9 |
26 |
179 |
| Do Fintech Lenders Penetrate Areas That Are Underserved by Traditional Banks? |
0 |
1 |
2 |
119 |
2 |
5 |
11 |
402 |
| Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance |
0 |
0 |
1 |
35 |
0 |
1 |
5 |
57 |
| Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance |
0 |
0 |
0 |
38 |
1 |
3 |
5 |
100 |
| Enhancing prudential standards in financial regulations |
0 |
0 |
0 |
40 |
0 |
1 |
2 |
78 |
| Fintech Innovations in Banking: Fintech Partnership and Default Rate on Bank Loans |
1 |
2 |
12 |
12 |
3 |
12 |
24 |
24 |
| Fintech Lending and Mortgage Credit Access |
0 |
0 |
1 |
127 |
1 |
2 |
7 |
190 |
| Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information |
0 |
0 |
2 |
232 |
7 |
17 |
49 |
693 |
| Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China |
0 |
0 |
1 |
36 |
0 |
1 |
9 |
91 |
| Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China” |
0 |
0 |
2 |
75 |
2 |
4 |
13 |
93 |
| First-Time Homebuyers: Toward a New Measure |
0 |
0 |
1 |
24 |
1 |
4 |
7 |
42 |
| Foreclosure delay and consumer credit performance |
0 |
0 |
0 |
17 |
0 |
0 |
2 |
58 |
| Foreclosure delay and consumer credit performance |
0 |
0 |
0 |
30 |
0 |
0 |
2 |
94 |
| How Important Are Local Community Banks to Small Business Lending? Evidence from Mergers and Acquisitions [REVISED] |
0 |
1 |
1 |
49 |
0 |
2 |
4 |
69 |
| How much did banks pay to become too-big-to-fail and to become systematically important? |
0 |
0 |
2 |
168 |
1 |
3 |
14 |
1,354 |
| How much did banks pay to become too-big-to-fail and to become systemically important? |
0 |
1 |
1 |
204 |
4 |
8 |
13 |
756 |
| How much would banks be willing to pay to become \"too-big-to-fail\" and to capture other benefits? |
0 |
0 |
0 |
195 |
1 |
3 |
6 |
557 |
| Impact of independent directors and the regulatory environment on bank merger prices: evidence from takeover activity in the 1990s |
0 |
1 |
1 |
382 |
2 |
3 |
7 |
1,716 |
| Important Factors Determining Fintech Loan Default: Evidence from the LendingClub Consumer Platform |
0 |
0 |
0 |
75 |
2 |
8 |
76 |
805 |
| Is Bigger Necessarily Better in Community Banking? |
0 |
0 |
0 |
18 |
2 |
2 |
3 |
115 |
| Is Bigger Necessarily Better in Community Banking? |
0 |
0 |
0 |
9 |
2 |
3 |
6 |
80 |
| Is Bigger Necessarily Better in Community Banking? |
0 |
0 |
0 |
35 |
1 |
1 |
5 |
96 |
| Is Bigger Necessarily Better in Community Banking? |
0 |
0 |
0 |
9 |
1 |
2 |
2 |
58 |
| Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? |
0 |
0 |
0 |
14 |
0 |
0 |
1 |
27 |
| Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? |
0 |
0 |
0 |
26 |
1 |
1 |
4 |
37 |
| Risk and Market Segmentation in Financial Intermediaries’ Returns |
0 |
0 |
0 |
510 |
3 |
4 |
5 |
3,645 |
| Small Business Lending: Challenges and Opportunities for Community Banks |
0 |
0 |
0 |
52 |
2 |
2 |
3 |
54 |
| Small business lending: challenges and opportunities for community banks |
0 |
0 |
2 |
66 |
0 |
0 |
5 |
155 |
| Strategic default on first and second lien mortgages during the financial crisis |
0 |
0 |
0 |
62 |
0 |
0 |
2 |
364 |
| THE IMPACTS OF FINANCIAL REGULATIONS: SOLVENCY AND LIQUIDITY IN THE POST-CRISIS PERIOD |
0 |
0 |
0 |
61 |
1 |
5 |
8 |
116 |
| Target's corporate governance and bank merger payoffs |
0 |
1 |
1 |
102 |
1 |
3 |
5 |
530 |
| The Credit Card Act and Consumer Debt Structure |
0 |
0 |
0 |
10 |
1 |
2 |
6 |
51 |
| The Evolution of U.S. Community Banks and Its Impact on Small Business Lending |
0 |
0 |
0 |
17 |
1 |
2 |
5 |
43 |
| The Impact of Fintech Lending on Credit Access for U.S. Small Businesses |
0 |
0 |
2 |
47 |
1 |
7 |
18 |
110 |
| The Impact of Fintech Lending on Credit Access for U.S. Small Businesses |
0 |
0 |
0 |
0 |
0 |
1 |
6 |
13 |
| The Interplay Among Financial Regulations, Resilience, and Growth |
0 |
0 |
0 |
42 |
2 |
5 |
8 |
103 |
| The Interplay between Financial Regulations, Resilience, and Growth |
0 |
0 |
0 |
27 |
0 |
0 |
0 |
86 |
| The Mortgage Financial Crises: The Role of Credit Risk Management and Corporate Governance |
0 |
0 |
0 |
65 |
0 |
2 |
7 |
153 |
| The Role of Bank-Fintech Partnerships in Creating a More Inclusive Banking System |
0 |
0 |
0 |
12 |
0 |
2 |
7 |
30 |
| The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the LendingClub Consumer Platform |
0 |
2 |
5 |
364 |
12 |
31 |
103 |
1,709 |
| The evolution of u.s. Community banks and its impact on small business lending |
0 |
0 |
1 |
31 |
1 |
2 |
6 |
104 |
| The impact of fintech lending on credit access for U.S. small businesses |
0 |
1 |
2 |
45 |
5 |
12 |
19 |
82 |
| The potential role of subordinated debt programs in enhancing market discipline in banking |
0 |
0 |
0 |
66 |
1 |
1 |
1 |
269 |
| The role of bank advisors in mergers and acquisitions |
1 |
1 |
1 |
858 |
1 |
6 |
6 |
2,741 |
| Which Lenders Are More Likely to Reach Out to Underserved Consumers: Banks versus Fintechs versus Other Nonbanks? |
0 |
0 |
1 |
40 |
0 |
4 |
12 |
143 |
| Total Working Papers |
4 |
15 |
54 |
5,032 |
79 |
211 |
606 |
20,436 |
| Journal Article |
File Downloads |
Abstract Views |
| Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
| A Survey of Fintech Research and Policy Discussion |
1 |
2 |
13 |
69 |
6 |
11 |
57 |
315 |
| An analysis of advisor choice, fees, and effort in mergers and acquisitions |
0 |
1 |
3 |
6 |
0 |
1 |
5 |
19 |
| An analysis of advisor choice, fees, and effort in mergers and acquisitions |
0 |
0 |
4 |
177 |
2 |
4 |
13 |
492 |
| Community bank mergers and their impact on small business lending |
1 |
2 |
3 |
67 |
1 |
3 |
76 |
331 |
| Consumer lending efficiency: commercial banks versus a fintech lender |
0 |
0 |
5 |
9 |
2 |
6 |
29 |
321 |
| Do fintech lenders penetrate areas that are underserved by traditional banks? |
1 |
2 |
10 |
157 |
8 |
16 |
98 |
1,305 |
| Do market react to bank examination ratings? evidence of indirect disclosure of management quality through BHCs' application to convert to FHC |
0 |
0 |
0 |
28 |
0 |
0 |
2 |
351 |
| Do markets discipline banks and bank holding companies? evidence from debt pricing |
0 |
0 |
0 |
164 |
2 |
2 |
2 |
627 |
| Do markets react to regulatory information? |
0 |
0 |
0 |
29 |
0 |
1 |
2 |
112 |
| Does scale matter in community bank performance? Evidence obtained by applying several new measures of performance |
0 |
0 |
1 |
10 |
3 |
5 |
10 |
88 |
| Early warning models for bank supervision: Simpler could be better |
0 |
0 |
0 |
540 |
0 |
0 |
4 |
1,172 |
| Enhancing Prudential Standards in Financial Regulations |
0 |
0 |
1 |
15 |
1 |
3 |
5 |
77 |
| Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform |
0 |
0 |
0 |
9 |
0 |
0 |
1 |
86 |
| Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform |
0 |
0 |
0 |
87 |
3 |
3 |
7 |
468 |
| Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China |
1 |
5 |
20 |
65 |
17 |
33 |
97 |
279 |
| Foreclosure Delay and Consumer Credit Performance |
0 |
0 |
1 |
4 |
1 |
2 |
6 |
51 |
| Foreign ownership restrictions and stock prices in the Thai capital market |
1 |
1 |
3 |
753 |
2 |
3 |
7 |
2,196 |
| Further Evidence on the Information Content of Bank Examination Ratings: A Study of BHC-to-FHC Conversion Applications |
0 |
0 |
0 |
22 |
0 |
0 |
1 |
128 |
| How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important? |
0 |
1 |
3 |
150 |
0 |
4 |
15 |
666 |
| Impact of independent directors and the regulatory environment on merger prices and motivation: evidence from large bank mergers in the 1990s |
0 |
0 |
0 |
86 |
1 |
2 |
4 |
353 |
| Important factors determining Fintech loan default: Evidence from a lendingclub consumer platform |
0 |
0 |
0 |
38 |
4 |
5 |
73 |
934 |
| Interest rate risk subsidization in international capital standards |
0 |
0 |
0 |
40 |
2 |
2 |
2 |
218 |
| Market discipline prior to bank failure |
0 |
0 |
0 |
55 |
4 |
7 |
9 |
137 |
| Market discipline prior to failure |
0 |
0 |
0 |
48 |
2 |
2 |
3 |
241 |
| Merger advisory fees and advisor's effort |
0 |
0 |
0 |
131 |
0 |
0 |
1 |
474 |
| Predicting inadequate capitalization: early warning system for bank supervision |
0 |
0 |
0 |
153 |
1 |
2 |
4 |
546 |
| Risk and Market Segmentation in Financial Intermediaries' Returns |
0 |
0 |
0 |
27 |
0 |
0 |
1 |
120 |
| Scale and scope economies at large banks: Including off-balance sheet products and regulatory effects (1984-1991) |
0 |
0 |
0 |
131 |
1 |
6 |
8 |
335 |
| Scale economies and cost complementarities in commercial banks: On-and off-balance-sheet activities |
0 |
0 |
0 |
106 |
1 |
2 |
7 |
397 |
| Small Business Lending After the Financial Crisis: A New Competitive Landscape for Community Banks |
0 |
0 |
0 |
26 |
0 |
1 |
5 |
143 |
| Stumbling blocks to increasing market discipline in the banking sector: a note on bond pricing and funding strategy prior to failure |
0 |
0 |
0 |
18 |
0 |
0 |
4 |
164 |
| The Credit Card Act and Consumer Debt Structure |
0 |
0 |
0 |
18 |
1 |
1 |
2 |
45 |
| The Effect of Credit Risk on Bank and Bank Holding Company Bond Yields: Evidence from the Post‐FDICIA Period |
0 |
0 |
0 |
76 |
1 |
1 |
5 |
309 |
| The Interplay among Financial Regulations, Resilience, and Growth |
0 |
0 |
0 |
8 |
4 |
7 |
12 |
68 |
| The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance |
0 |
0 |
0 |
80 |
1 |
1 |
1 |
377 |
| The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance |
0 |
0 |
0 |
120 |
1 |
5 |
11 |
598 |
| The effect of bank capital requirements on bank off-balance sheet financial innovations |
0 |
0 |
0 |
321 |
2 |
3 |
3 |
847 |
| The impacts of financial regulations: solvency and liquidity in the post-crisis period |
0 |
0 |
0 |
12 |
1 |
2 |
3 |
84 |
| The price of bank mergers in the 1990s |
0 |
0 |
1 |
394 |
0 |
1 |
3 |
1,037 |
| The risk effects of combining banking, securities, and insurance activities |
0 |
1 |
4 |
344 |
3 |
4 |
12 |
1,461 |
| The role of bank–FinTech partnerships in creating a more inclusive banking system |
0 |
0 |
5 |
8 |
4 |
11 |
37 |
55 |
| The role of financial advisors in merger and acquisitions |
0 |
0 |
0 |
390 |
2 |
2 |
8 |
1,584 |
| The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform |
1 |
4 |
27 |
64 |
8 |
32 |
201 |
1,006 |
| Understanding the effects of the merger boom on community banks |
0 |
0 |
0 |
73 |
0 |
1 |
2 |
344 |
| Total Journal Articles |
6 |
19 |
104 |
5,128 |
92 |
197 |
858 |
20,961 |