Access Statistics for Julapa A. Jagtiani

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Survey of Fintech Research and Policy Discussion 2 2 5 110 2 4 18 360
Beneath the Crypto Currents: The Hidden Effect of Crypto “Whales” 1 1 8 8 3 3 16 16
CONSUMER LENDING EFFICIENCY: COMMERCIAL BANKS VERSUS A FINTECH LENDER 0 0 3 95 2 3 44 621
CONSUMER LENDING EFFICIENCY:COMMERCIAL BANKS VERSUS A FINTECH LENDER 0 0 1 82 1 2 20 269
Can banks circumvent minimum capital requirements? The case of mortgage portfolios under Basel II 0 0 0 79 0 0 0 267
Corporate governance structure and mergers 0 0 1 84 0 0 3 278
Credit Access after Consumer Bankruptcy Filing: New Evidence 0 0 0 15 0 0 0 40
Credit access after consumer bankruptcy filing: new evidence 0 0 0 36 0 0 0 65
Credit access and credit performance after consumer bankruptcy filing: new evidence 0 0 0 24 0 0 0 89
DOES SCALE MATTER IN COMMUNITY BANK PERFORMANCE? EVIDENCE OBTAINED BY APPLYING SEVERAL NEW MEASURES OF PERFORMANCE 0 1 2 35 1 3 4 118
Did Fintech Loans Default More During the COVID-19 Pandemic? Were Fintech Firms “Cream-Skimming” the Best Borrowers? 0 0 0 12 1 6 64 164
Do Fintech Lenders Penetrate Areas That Are Underserved by Traditional Banks? 1 1 5 118 4 5 16 397
Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance 0 0 0 38 0 1 4 96
Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance 0 1 1 35 0 1 3 54
Enhancing prudential standards in financial regulations 0 0 0 40 0 0 1 77
Fintech Lending and Mortgage Credit Access 0 0 4 127 0 1 8 186
Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information 0 0 5 231 4 10 38 664
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China 0 1 3 36 0 5 12 88
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China” 0 1 4 75 1 4 14 87
First-Time Homebuyers: Toward a New Measure 0 0 0 23 0 0 2 36
Foreclosure delay and consumer credit performance 0 0 0 30 0 0 2 93
Foreclosure delay and consumer credit performance 0 0 0 17 0 0 3 58
How Important Are Local Community Banks to Small Business Lending? Evidence from Mergers and Acquisitions [REVISED] 0 0 0 48 0 0 0 65
How much did banks pay to become too-big-to-fail and to become systematically important? 1 1 1 167 1 2 7 1,345
How much did banks pay to become too-big-to-fail and to become systemically important? 0 0 0 203 1 1 5 745
How much would banks be willing to pay to become \"too-big-to-fail\" and to capture other benefits? 0 0 0 195 1 2 3 553
Impact of independent directors and the regulatory environment on bank merger prices: evidence from takeover activity in the 1990s 0 0 0 381 0 0 1 1,710
Important Factors Determining Fintech Loan Default: Evidence from the LendingClub Consumer Platform 0 0 0 75 4 13 124 756
Is Bigger Necessarily Better in Community Banking? 0 0 0 9 0 2 3 77
Is Bigger Necessarily Better in Community Banking? 0 0 0 9 0 0 0 56
Is Bigger Necessarily Better in Community Banking? 0 0 0 18 0 1 2 113
Is Bigger Necessarily Better in Community Banking? 0 0 0 35 0 1 2 93
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? 0 0 0 14 0 0 1 27
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? 0 0 0 26 0 0 4 36
Risk and Market Segmentation in Financial Intermediaries’ Returns 0 0 0 510 0 1 2 3,641
Small Business Lending: Challenges and Opportunities for Community Banks 0 0 0 52 0 0 0 51
Small business lending: challenges and opportunities for community banks 0 1 1 65 0 3 3 153
Strategic default on first and second lien mortgages during the financial crisis 0 0 0 62 1 2 4 364
THE IMPACTS OF FINANCIAL REGULATIONS: SOLVENCY AND LIQUIDITY IN THE POST-CRISIS PERIOD 0 0 1 61 0 1 6 111
Target's corporate governance and bank merger payoffs 0 0 0 101 0 0 3 526
The Credit Card Act and Consumer Debt Structure 0 0 0 10 0 0 4 47
The Evolution of U.S. Community Banks and Its Impact on Small Business Lending 0 0 0 17 0 0 3 40
The Impact of Fintech Lending on Credit Access for U.S. Small Businesses 0 0 0 0 0 0 2 9
The Impact of Fintech Lending on Credit Access for U.S. Small Businesses 2 2 2 47 4 6 20 100
The Interplay Among Financial Regulations, Resilience, and Growth 0 0 3 42 0 0 6 98
The Interplay between Financial Regulations, Resilience, and Growth 0 0 0 27 0 0 1 86
The Mortgage Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 0 65 0 0 2 148
The Role of Bank-Fintech Partnerships in Creating a More Inclusive Banking System 0 0 2 12 0 1 7 25
The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the LendingClub Consumer Platform 0 1 5 360 4 7 134 1,624
The evolution of u.s. Community banks and its impact on small business lending 0 0 1 30 0 1 3 100
The impact of fintech lending on credit access for U.S. small businesses 0 0 2 44 1 1 5 66
The potential role of subordinated debt programs in enhancing market discipline in banking 0 0 0 66 0 0 0 268
The role of bank advisors in mergers and acquisitions 0 0 1 857 0 0 6 2,735
Which Lenders Are More Likely to Reach Out to Underserved Consumers: Banks versus Fintechs versus Other Nonbanks? 1 1 2 40 2 4 10 138
Total Working Papers 8 14 63 4,998 38 97 645 20,029


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Survey of Fintech Research and Policy Discussion 0 4 13 62 2 14 61 283
An analysis of advisor choice, fees, and effort in mergers and acquisitions 2 2 2 5 2 2 3 16
An analysis of advisor choice, fees, and effort in mergers and acquisitions 2 2 6 176 4 5 11 485
Community bank mergers and their impact on small business lending 0 1 1 65 2 9 75 327
Consumer lending efficiency: commercial banks versus a fintech lender 1 2 5 9 1 4 80 307
Do fintech lenders penetrate areas that are underserved by traditional banks? 2 5 19 154 20 39 215 1,265
Do market react to bank examination ratings? evidence of indirect disclosure of management quality through BHCs' application to convert to FHC 0 0 0 28 1 1 1 350
Do markets discipline banks and bank holding companies? evidence from debt pricing 0 0 0 164 0 0 0 625
Do markets react to regulatory information? 0 0 0 29 0 0 1 111
Does scale matter in community bank performance? Evidence obtained by applying several new measures of performance 0 0 1 10 1 1 5 80
Early warning models for bank supervision: Simpler could be better 0 0 0 540 0 2 3 1,171
Enhancing Prudential Standards in Financial Regulations 0 0 1 15 0 0 4 74
Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform 0 0 0 9 0 0 2 86
Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform 0 0 0 87 0 3 5 465
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China 1 4 20 57 7 18 71 223
Foreclosure Delay and Consumer Credit Performance 0 0 0 3 0 0 4 48
Foreign ownership restrictions and stock prices in the Thai capital market 0 1 3 752 1 2 10 2,193
Further Evidence on the Information Content of Bank Examination Ratings: A Study of BHC-to-FHC Conversion Applications 0 0 0 22 0 0 11 128
How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important? 0 2 4 149 1 7 12 659
Impact of independent directors and the regulatory environment on merger prices and motivation: evidence from large bank mergers in the 1990s 0 0 0 86 0 0 0 349
Important factors determining Fintech loan default: Evidence from a lendingclub consumer platform 0 0 1 38 4 10 139 882
Interest rate risk subsidization in international capital standards 0 0 0 40 0 0 3 216
Market discipline prior to bank failure 0 0 1 55 0 0 1 128
Market discipline prior to failure 0 0 0 48 0 1 2 239
Merger advisory fees and advisor's effort 0 0 0 131 1 1 1 474
Predicting inadequate capitalization: early warning system for bank supervision 0 0 0 153 1 1 2 544
Risk and Market Segmentation in Financial Intermediaries' Returns 0 0 0 27 0 1 1 120
Scale and scope economies at large banks: Including off-balance sheet products and regulatory effects (1984-1991) 0 0 0 131 0 0 5 329
Scale economies and cost complementarities in commercial banks: On-and off-balance-sheet activities 0 0 1 106 2 3 6 393
Small Business Lending After the Financial Crisis: A New Competitive Landscape for Community Banks 0 0 1 26 0 4 6 142
Stumbling blocks to increasing market discipline in the banking sector: a note on bond pricing and funding strategy prior to failure 0 0 0 18 4 4 5 164
The Credit Card Act and Consumer Debt Structure 0 0 4 18 0 0 7 44
The Effect of Credit Risk on Bank and Bank Holding Company Bond Yields: Evidence from the Post‐FDICIA Period 0 0 0 76 0 3 5 308
The Interplay among Financial Regulations, Resilience, and Growth 0 0 1 8 0 0 6 57
The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 1 80 0 0 2 376
The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 0 120 0 2 8 590
The effect of bank capital requirements on bank off-balance sheet financial innovations 0 0 0 321 0 0 1 844
The impacts of financial regulations: solvency and liquidity in the post-crisis period 0 0 0 12 0 1 3 82
The price of bank mergers in the 1990s 0 1 1 394 0 1 4 1,036
The risk effects of combining banking, securities, and insurance activities 1 1 1 341 1 3 10 1,454
The role of bank–FinTech partnerships in creating a more inclusive banking system 0 1 6 6 0 7 29 34
The role of financial advisors in merger and acquisitions 0 0 0 390 0 0 7 1,582
The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform 0 4 24 52 15 47 221 894
Understanding the effects of the merger boom on community banks 0 0 0 73 0 0 0 342
Total Journal Articles 9 30 117 5,086 70 196 1,048 20,519


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Cryptocurrencies: Regulatory Perspectives and Implications for Investors 0 0 0 4 2 6 24 93
Total Chapters 0 0 0 4 2 6 24 93


Statistics updated 2025-06-06