Access Statistics for Julapa A. Jagtiani

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Survey of Fintech Research and Policy Discussion 0 0 2 110 5 10 27 385
Beneath the Crypto Currents: The Hidden Effect of Crypto “Whales” 0 1 3 10 10 22 38 51
CONSUMER LENDING EFFICIENCY: COMMERCIAL BANKS VERSUS A FINTECH LENDER 1 1 2 97 5 8 21 640
CONSUMER LENDING EFFICIENCY:COMMERCIAL BANKS VERSUS A FINTECH LENDER 0 0 0 82 1 1 4 272
Can banks circumvent minimum capital requirements? The case of mortgage portfolios under Basel II 0 0 0 79 0 9 18 285
Corporate governance structure and mergers 0 0 1 85 1 6 12 290
Credit Access after Consumer Bankruptcy Filing: New Evidence 0 0 0 15 1 7 15 55
Credit access after consumer bankruptcy filing: new evidence 0 0 0 36 0 2 5 70
Credit access and credit performance after consumer bankruptcy filing: new evidence 0 0 0 24 1 8 10 99
DOES SCALE MATTER IN COMMUNITY BANK PERFORMANCE? EVIDENCE OBTAINED BY APPLYING SEVERAL NEW MEASURES OF PERFORMANCE 0 0 0 35 0 5 11 127
Did Fintech Loans Default More During the COVID-19 Pandemic? Were Fintech Firms “Cream-Skimming” the Best Borrowers? 0 0 4 16 4 26 44 207
Do Fintech Lenders Penetrate Areas That Are Underserved by Traditional Banks? 0 0 2 119 1 12 22 415
Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance 1 1 1 39 2 7 13 109
Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance 0 0 1 35 0 2 7 60
Enhancing prudential standards in financial regulations 0 0 0 40 1 10 14 91
Fintech Innovations in Banking: Fintech Partnership and Default Rate on Bank Loans 1 2 14 14 3 13 40 40
Fintech Lending and Mortgage Credit Access 0 1 1 128 1 14 19 205
Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information 1 1 3 234 3 22 69 727
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China 0 0 0 36 0 4 12 98
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China” 0 0 0 75 4 11 24 109
First-Time Homebuyers: Toward a New Measure 0 2 4 27 0 2 14 50
Foreclosure delay and consumer credit performance 0 0 0 30 4 9 12 105
Foreclosure delay and consumer credit performance 0 0 0 17 1 3 4 62
How Important Are Local Community Banks to Small Business Lending? Evidence from Mergers and Acquisitions [REVISED] 0 0 1 49 0 6 11 76
How much did banks pay to become too-big-to-fail and to become systematically important? 0 0 2 168 0 6 17 1,360
How much did banks pay to become too-big-to-fail and to become systemically important? 0 0 1 204 1 6 19 763
How much would banks be willing to pay to become \"too-big-to-fail\" and to capture other benefits? 0 0 0 195 0 1 7 558
Impact of independent directors and the regulatory environment on bank merger prices: evidence from takeover activity in the 1990s 0 0 1 382 0 8 14 1,724
Important Factors Determining Fintech Loan Default: Evidence from the LendingClub Consumer Platform 0 0 0 75 3 6 66 812
Is Bigger Necessarily Better in Community Banking? 0 0 0 18 0 6 9 122
Is Bigger Necessarily Better in Community Banking? 0 0 0 9 1 12 15 71
Is Bigger Necessarily Better in Community Banking? 0 0 0 9 1 12 18 93
Is Bigger Necessarily Better in Community Banking? 0 0 0 35 0 4 10 102
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? 0 0 0 14 1 5 5 32
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? 0 0 0 26 0 4 6 42
Risk and Market Segmentation in Financial Intermediaries’ Returns 0 0 0 510 0 6 12 3,652
Small Business Lending: Challenges and Opportunities for Community Banks 0 0 0 52 0 1 4 55
Small business lending: challenges and opportunities for community banks 0 0 2 66 2 6 12 162
Strategic default on first and second lien mortgages during the financial crisis 0 0 0 62 1 4 9 372
THE IMPACTS OF FINANCIAL REGULATIONS: SOLVENCY AND LIQUIDITY IN THE POST-CRISIS PERIOD 0 0 0 61 1 8 19 129
Target's corporate governance and bank merger payoffs 0 0 1 102 2 3 7 533
The Credit Card Act and Consumer Debt Structure 1 1 1 11 1 8 13 60
The Evolution of U.S. Community Banks and Its Impact on Small Business Lending 0 0 0 17 1 4 8 48
The Impact of Fintech Lending on Credit Access for U.S. Small Businesses 0 0 2 47 2 13 36 131
The Impact of Fintech Lending on Credit Access for U.S. Small Businesses 0 0 0 0 0 0 6 15
The Interplay Among Financial Regulations, Resilience, and Growth 0 0 0 42 0 5 10 108
The Interplay between Financial Regulations, Resilience, and Growth 0 0 0 27 0 1 1 87
The Mortgage Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 0 65 0 5 11 159
The Role of Bank-Fintech Partnerships in Creating a More Inclusive Banking System 0 0 0 12 7 17 26 51
The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the LendingClub Consumer Platform 4 8 13 372 15 37 138 1,756
The evolution of u.s. Community banks and its impact on small business lending 0 0 1 31 0 4 8 108
The impact of fintech lending on credit access for U.S. small businesses 0 1 2 46 5 16 43 108
The potential role of subordinated debt programs in enhancing market discipline in banking 0 0 0 66 1 3 5 273
The role of bank advisors in mergers and acquisitions 0 0 1 858 0 8 24 2,759
Which Lenders Are More Likely to Reach Out to Underserved Consumers: Banks versus Fintechs versus Other Nonbanks? 0 0 1 40 2 6 17 152
Total Working Papers 9 19 67 5,054 95 444 1,061 21,025


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Survey of Fintech Research and Policy Discussion 1 4 13 75 4 22 68 346
An analysis of advisor choice, fees, and effort in mergers and acquisitions 0 0 4 178 0 1 13 494
An analysis of advisor choice, fees, and effort in mergers and acquisitions 0 0 3 6 0 4 9 23
Community bank mergers and their impact on small business lending 0 0 3 67 0 4 17 339
Consumer lending efficiency: commercial banks versus a fintech lender 0 1 2 10 0 8 26 331
Do fintech lenders penetrate areas that are underserved by traditional banks? 2 4 10 161 13 36 124 1,360
Do market react to bank examination ratings? evidence of indirect disclosure of management quality through BHCs' application to convert to FHC 0 0 0 28 0 2 5 354
Do markets discipline banks and bank holding companies? evidence from debt pricing 0 0 0 164 0 4 8 633
Do markets react to regulatory information? 0 1 1 30 0 6 7 118
Does scale matter in community bank performance? Evidence obtained by applying several new measures of performance 0 0 0 10 1 10 20 99
Early warning models for bank supervision: Simpler could be better 0 0 0 540 1 7 8 1,179
Enhancing Prudential Standards in Financial Regulations 0 0 0 15 0 2 7 81
Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform 0 0 0 9 0 3 6 92
Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform 0 0 0 87 1 6 11 475
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China 2 3 13 69 14 38 111 323
Foreclosure Delay and Consumer Credit Performance 0 0 1 4 1 5 10 58
Foreign ownership restrictions and stock prices in the Thai capital market 0 0 1 753 0 3 8 2,200
Further Evidence on the Information Content of Bank Examination Ratings: A Study of BHC-to-FHC Conversion Applications 0 0 0 22 2 5 5 133
How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important? 0 0 3 150 0 7 20 674
Impact of independent directors and the regulatory environment on merger prices and motivation: evidence from large bank mergers in the 1990s 0 0 0 86 0 1 5 354
Important factors determining Fintech loan default: Evidence from a lendingclub consumer platform 0 0 0 38 3 11 71 948
Interest rate risk subsidization in international capital standards 0 0 0 40 1 9 13 229
Market discipline prior to bank failure 0 0 0 55 0 1 11 139
Market discipline prior to failure 0 0 0 48 0 0 2 241
Merger advisory fees and advisor's effort 0 0 0 131 0 0 1 474
Predicting inadequate capitalization: early warning system for bank supervision 0 0 0 153 0 3 8 551
Risk and Market Segmentation in Financial Intermediaries' Returns 0 0 0 27 0 6 7 127
Scale and scope economies at large banks: Including off-balance sheet products and regulatory effects (1984-1991) 0 0 0 131 0 1 7 336
Scale economies and cost complementarities in commercial banks: On-and off-balance-sheet activities 0 0 0 106 3 6 14 405
Small Business Lending After the Financial Crisis: A New Competitive Landscape for Community Banks 0 0 0 26 0 8 12 152
Stumbling blocks to increasing market discipline in the banking sector: a note on bond pricing and funding strategy prior to failure 0 0 0 18 0 1 5 165
The Credit Card Act and Consumer Debt Structure 0 0 0 18 2 5 7 51
The Effect of Credit Risk on Bank and Bank Holding Company Bond Yields: Evidence from the Post‐FDICIA Period 0 0 0 76 0 5 7 314
The Interplay among Financial Regulations, Resilience, and Growth 0 0 0 8 0 4 17 74
The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 0 120 0 2 12 601
The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 1 81 0 4 6 382
The effect of bank capital requirements on bank off-balance sheet financial innovations 0 0 0 321 1 6 10 854
The impacts of financial regulations: solvency and liquidity in the post-crisis period 1 1 1 13 1 5 8 89
The price of bank mergers in the 1990s 0 0 1 394 0 4 11 1,046
The risk effects of combining banking, securities, and insurance activities 0 0 4 344 2 4 16 1,468
The role of bank–FinTech partnerships in creating a more inclusive banking system 1 1 4 10 4 8 41 73
The role of financial advisors in merger and acquisitions 0 0 0 390 0 6 12 1,594
The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform 3 13 30 80 14 42 207 1,067
Understanding the effects of the merger boom on community banks 0 0 0 73 1 2 5 347
Total Journal Articles 10 28 95 5,165 69 317 998 21,393


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Cryptocurrencies: Regulatory Perspectives and Implications for Investors 0 0 0 4 1 4 13 103
Total Chapters 0 0 0 4 1 4 13 103


Statistics updated 2026-04-09