Access Statistics for Julapa A. Jagtiani

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Survey of Fintech Research and Policy Discussion 1 1 3 111 8 14 35 393
Beneath the Crypto Currents: The Hidden Effect of Crypto “Whales” 0 1 3 10 7 23 45 58
CONSUMER LENDING EFFICIENCY: COMMERCIAL BANKS VERSUS A FINTECH LENDER 0 1 2 97 3 9 24 643
CONSUMER LENDING EFFICIENCY:COMMERCIAL BANKS VERSUS A FINTECH LENDER 0 0 0 82 0 1 4 272
Can banks circumvent minimum capital requirements? The case of mortgage portfolios under Basel II 0 0 0 79 2 4 20 287
Corporate governance structure and mergers 0 0 1 85 3 5 15 293
Credit Access after Consumer Bankruptcy Filing: New Evidence 0 0 0 15 2 7 17 57
Credit access after consumer bankruptcy filing: new evidence 0 0 0 36 2 2 7 72
Credit access and credit performance after consumer bankruptcy filing: new evidence 0 0 0 24 4 10 14 103
DOES SCALE MATTER IN COMMUNITY BANK PERFORMANCE? EVIDENCE OBTAINED BY APPLYING SEVERAL NEW MEASURES OF PERFORMANCE 0 0 0 35 1 2 11 128
Did Fintech Loans Default More During the COVID-19 Pandemic? Were Fintech Firms “Cream-Skimming” the Best Borrowers? 0 0 4 16 3 17 47 210
Do Fintech Lenders Penetrate Areas That Are Underserved by Traditional Banks? 0 0 2 119 4 8 26 419
Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance 0 0 0 35 3 3 9 63
Does Scale Matter in Community Bank Performance? Evidence Obtained by Applying Several New Measures of Performance 0 1 1 39 2 6 15 111
Enhancing prudential standards in financial regulations 0 0 0 40 1 6 15 92
Fintech Innovations in Banking: Fintech Partnership and Default Rate on Bank Loans 0 2 14 14 1 6 41 41
Fintech Lending and Mortgage Credit Access 1 2 2 129 5 9 24 210
Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information 1 2 4 235 13 31 80 740
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China 0 0 0 36 4 4 14 102
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China” 1 1 1 76 9 13 32 118
First-Time Homebuyers: Toward a New Measure 0 2 4 27 1 3 15 51
Foreclosure delay and consumer credit performance 0 0 0 17 1 2 5 63
Foreclosure delay and consumer credit performance 0 0 0 30 3 7 15 108
How Important Are Local Community Banks to Small Business Lending? Evidence from Mergers and Acquisitions [REVISED] 0 0 1 49 1 1 12 77
How much did banks pay to become too-big-to-fail and to become systematically important? 1 1 3 169 2 3 18 1,362
How much did banks pay to become too-big-to-fail and to become systemically important? 0 0 1 204 7 9 26 770
How much would banks be willing to pay to become \"too-big-to-fail\" and to capture other benefits? 0 0 0 195 2 3 8 560
Impact of independent directors and the regulatory environment on bank merger prices: evidence from takeover activity in the 1990s 0 0 1 382 0 2 14 1,724
Important Factors Determining Fintech Loan Default: Evidence from the LendingClub Consumer Platform 0 0 0 75 4 8 64 816
Is Bigger Necessarily Better in Community Banking? 0 0 0 9 6 14 22 99
Is Bigger Necessarily Better in Community Banking? 0 0 0 18 2 3 11 124
Is Bigger Necessarily Better in Community Banking? 0 0 0 9 2 8 17 73
Is Bigger Necessarily Better in Community Banking? 0 0 0 35 0 2 9 102
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? 0 0 0 14 1 3 6 33
Redefault Risk in the Aftermath of the Mortgage Crisis: Why Did Modifications Improve More Than Self-Cures? 0 0 0 26 2 2 8 44
Risk and Market Segmentation in Financial Intermediaries’ Returns 0 0 0 510 3 5 14 3,655
Small Business Lending: Challenges and Opportunities for Community Banks 0 0 0 52 2 2 6 57
Small business lending: challenges and opportunities for community banks 0 0 1 66 3 6 12 165
Strategic default on first and second lien mortgages during the financial crisis 0 0 0 62 2 4 11 374
THE IMPACTS OF FINANCIAL REGULATIONS: SOLVENCY AND LIQUIDITY IN THE POST-CRISIS PERIOD 0 0 0 61 0 3 18 129
Target's corporate governance and bank merger payoffs 0 0 1 102 0 2 7 533
The Credit Card Act and Consumer Debt Structure 0 1 1 11 2 6 15 62
The Evolution of U.S. Community Banks and Its Impact on Small Business Lending 0 0 0 17 1 3 9 49
The Impact of Fintech Lending on Credit Access for U.S. Small Businesses 0 0 2 47 7 12 42 138
The Impact of Fintech Lending on Credit Access for U.S. Small Businesses 0 0 0 0 4 4 10 19
The Interplay Among Financial Regulations, Resilience, and Growth 0 0 0 42 5 6 15 113
The Interplay between Financial Regulations, Resilience, and Growth 0 0 0 27 2 2 3 89
The Mortgage Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 0 65 1 3 12 160
The Role of Bank-Fintech Partnerships in Creating a More Inclusive Banking System 0 0 0 12 6 19 32 57
The Roles of Alternative Data and Machine Learning in Fintech Lending: Evidence from the LendingClub Consumer Platform 3 9 15 375 14 39 150 1,770
The evolution of u.s. Community banks and its impact on small business lending 0 0 1 31 3 4 11 111
The impact of fintech lending on credit access for U.S. small businesses 0 0 2 46 3 14 46 111
The potential role of subordinated debt programs in enhancing market discipline in banking 0 0 0 66 4 6 9 277
The role of bank advisors in mergers and acquisitions 0 0 1 858 12 12 36 2,771
Which Lenders Are More Likely to Reach Out to Underserved Consumers: Banks versus Fintechs versus Other Nonbanks? 0 0 1 40 3 7 19 155
Total Working Papers 8 24 72 5,062 188 409 1,222 21,213


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A Survey of Fintech Research and Policy Discussion 1 4 14 76 12 23 77 358
An analysis of advisor choice, fees, and effort in mergers and acquisitions 0 0 3 6 0 1 9 23
An analysis of advisor choice, fees, and effort in mergers and acquisitions 0 0 4 178 2 2 15 496
Community bank mergers and their impact on small business lending 0 0 2 67 1 3 15 340
Consumer lending efficiency: commercial banks versus a fintech lender 0 1 2 10 3 5 28 334
Do fintech lenders penetrate areas that are underserved by traditional banks? 1 4 10 162 10 34 125 1,370
Do market react to bank examination ratings? evidence of indirect disclosure of management quality through BHCs' application to convert to FHC 0 0 0 28 2 3 7 356
Do markets discipline banks and bank holding companies? evidence from debt pricing 0 0 0 164 2 2 10 635
Do markets react to regulatory information? 0 0 1 30 2 3 9 120
Does scale matter in community bank performance? Evidence obtained by applying several new measures of performance 0 0 0 10 0 4 20 99
Early warning models for bank supervision: Simpler could be better 0 0 0 540 0 3 8 1,179
Enhancing Prudential Standards in Financial Regulations 1 1 1 16 2 3 9 83
Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform 0 0 0 9 0 1 6 92
Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform 0 0 0 87 5 8 15 480
Fintech, Cryptocurrencies, and CBDC: Financial Structural Transformation in China 3 6 16 72 11 38 118 334
Foreclosure Delay and Consumer Credit Performance 0 0 1 4 3 5 13 61
Foreign ownership restrictions and stock prices in the Thai capital market 0 0 1 753 2 3 10 2,202
Further Evidence on the Information Content of Bank Examination Ratings: A Study of BHC-to-FHC Conversion Applications 0 0 0 22 0 3 5 133
How Much Did Banks Pay to Become Too-Big-To-Fail and to Become Systemically Important? 0 0 1 150 2 4 18 676
Impact of independent directors and the regulatory environment on merger prices and motivation: evidence from large bank mergers in the 1990s 0 0 0 86 3 3 8 357
Important factors determining Fintech loan default: Evidence from a lendingclub consumer platform 0 0 0 38 4 12 74 952
Interest rate risk subsidization in international capital standards 0 0 0 40 2 4 15 231
Market discipline prior to bank failure 0 0 0 55 1 1 12 140
Market discipline prior to failure 0 0 0 48 1 1 3 242
Merger advisory fees and advisor's effort 0 0 0 131 1 1 2 475
Predicting inadequate capitalization: early warning system for bank supervision 0 0 0 153 3 3 11 554
Risk and Market Segmentation in Financial Intermediaries' Returns 0 0 0 27 1 6 8 128
Scale and scope economies at large banks: Including off-balance sheet products and regulatory effects (1984-1991) 0 0 0 131 2 2 9 338
Scale economies and cost complementarities in commercial banks: On-and off-balance-sheet activities 0 0 0 106 1 4 15 406
Small Business Lending After the Financial Crisis: A New Competitive Landscape for Community Banks 0 0 0 26 2 7 12 154
Stumbling blocks to increasing market discipline in the banking sector: a note on bond pricing and funding strategy prior to failure 0 0 0 18 0 0 5 165
The Credit Card Act and Consumer Debt Structure 0 0 0 18 2 4 9 53
The Effect of Credit Risk on Bank and Bank Holding Company Bond Yields: Evidence from the Post‐FDICIA Period 0 0 0 76 1 1 7 315
The Interplay among Financial Regulations, Resilience, and Growth 0 0 0 8 2 2 19 76
The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 1 81 2 3 8 384
The Mortgage and Financial Crises: The Role of Credit Risk Management and Corporate Governance 0 0 0 120 0 2 11 601
The effect of bank capital requirements on bank off-balance sheet financial innovations 0 0 0 321 1 3 11 855
The impacts of financial regulations: solvency and liquidity in the post-crisis period 0 1 1 13 4 5 11 93
The price of bank mergers in the 1990s 0 0 0 394 1 3 11 1,047
The risk effects of combining banking, securities, and insurance activities 0 0 4 344 0 2 15 1,468
The role of bank–FinTech partnerships in creating a more inclusive banking system 2 3 6 12 4 11 43 77
The role of financial advisors in merger and acquisitions 0 0 0 390 3 5 15 1,597
The roles of alternative data and machine learning in fintech lending: Evidence from the LendingClub consumer platform 2 9 30 82 20 47 208 1,087
Understanding the effects of the merger boom on community banks 0 0 0 73 3 5 8 350
Total Journal Articles 10 29 98 5,175 123 285 1,067 21,516


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Cryptocurrencies: Regulatory Perspectives and Implications for Investors 0 0 0 4 3 4 15 106
Total Chapters 0 0 0 4 3 4 15 106


Statistics updated 2026-05-06