Working Paper |
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12 months |
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Last month |
3 months |
12 months |
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A Better Measure of First-Time Homebuyers |
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0 |
0 |
15 |
0 |
0 |
5 |
11 |
A Monthly Peek into Americans’ Credit During the COVID-19 Pandemic |
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0 |
16 |
30 |
2 |
10 |
50 |
98 |
A New Look at Second Liens |
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0 |
0 |
9 |
0 |
0 |
8 |
88 |
A new look at second liens |
0 |
0 |
0 |
11 |
0 |
0 |
4 |
63 |
Accounting for Wage and Employment Changes in the U. S. from 1968-2000: A Dynamic Model of Labor Market Equilibrium |
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0 |
0 |
180 |
0 |
0 |
2 |
720 |
Accounting for Wage and Employment Changes in the U.S. from 1968-2000: A Dynamic Model of Labor Market Equilibrium |
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0 |
0 |
117 |
0 |
0 |
4 |
292 |
An introduction to the FRBNY Consumer Credit Panel |
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0 |
0 |
72 |
0 |
1 |
6 |
320 |
Car Prices Drive Up Borrowing |
0 |
8 |
13 |
13 |
1 |
15 |
21 |
21 |
Charging into Adulthood: Credit Cards and Young Consumers |
0 |
0 |
2 |
23 |
2 |
3 |
14 |
58 |
Credit Card Balance Declines Are Largest Among Older, Wealthier Borrowers |
0 |
1 |
2 |
2 |
0 |
1 |
10 |
10 |
Credit Card Trends Begin to Normalize after Pandemic Paydown |
0 |
0 |
13 |
13 |
1 |
1 |
14 |
14 |
Debt Relief and the CARES Act: Which Borrowers Benefit the Most? |
0 |
1 |
2 |
5 |
4 |
9 |
16 |
25 |
Debt Relief and the CARES Act: Which Borrowers Face the Most Financial Strain? |
0 |
0 |
2 |
17 |
0 |
0 |
14 |
70 |
Debt-for-Opportunity? Student Loans and Economic Mobility |
0 |
1 |
3 |
45 |
0 |
1 |
11 |
136 |
Do we know what we owe? A comparison of borrower- and lender-reported consumer debt |
0 |
0 |
0 |
19 |
0 |
0 |
4 |
143 |
Echoes of rising tuition in students’ borrowing, educational attainment, and homeownership in post-recession America |
0 |
1 |
1 |
26 |
1 |
4 |
10 |
81 |
Estimating a General Equilibrium Model of Intersectoral Mobility with Aggregate Shocks |
1 |
1 |
1 |
88 |
3 |
4 |
7 |
236 |
First-Time Buyers Were Undeterred by Rapid Home Price Appreciation in 2021 |
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0 |
0 |
0 |
0 |
0 |
0 |
0 |
Following Borrowers through Forbearance |
0 |
0 |
4 |
34 |
0 |
0 |
16 |
56 |
Forbearance Participation Declines as Programs’ End Nears |
0 |
0 |
1 |
1 |
0 |
2 |
12 |
12 |
Grading Student Loans |
1 |
1 |
2 |
4 |
2 |
2 |
24 |
32 |
Have Consumers Been Deleveraging? |
0 |
0 |
0 |
0 |
0 |
1 |
3 |
8 |
Have Consumers Been Deleveraging? |
0 |
0 |
0 |
7 |
0 |
0 |
1 |
3 |
Household Borrowing in Historical Perspective |
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0 |
0 |
16 |
0 |
0 |
2 |
13 |
Household Debt and Saving During the 2007 Recession |
0 |
0 |
0 |
23 |
0 |
0 |
3 |
135 |
Household Formation within the “Boomerang Generation” |
0 |
2 |
6 |
15 |
3 |
8 |
31 |
56 |
Household debt and saving during the 2007 recession |
0 |
0 |
0 |
64 |
1 |
2 |
2 |
167 |
How COVID-19 Affected First-Time Homebuyers |
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1 |
12 |
27 |
7 |
11 |
54 |
70 |
Increasing idiosyncratic risk and converging gender differentials in the labor market |
0 |
0 |
0 |
6 |
0 |
1 |
2 |
51 |
Inequality in U.S. Homeownership Rates by Race and Ethnicity |
3 |
9 |
23 |
51 |
4 |
16 |
74 |
134 |
Intermediation Frictions in Debt Relief: Evidence from CARES Act Forbearance |
2 |
2 |
2 |
2 |
1 |
1 |
1 |
1 |
Intersectoral Labor Mobility and the Growth of the Service Sector |
0 |
1 |
2 |
530 |
4 |
8 |
16 |
1,356 |
Just Released: A Look at Borrowing, Repayment, and Bankruptcy Rates by Age |
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0 |
3 |
15 |
0 |
0 |
4 |
10 |
Just Released: Auto Lending Keeps Pace as Delinquencies Mount in Auto Finance Sector |
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0 |
1 |
6 |
0 |
0 |
8 |
22 |
Just Released: Auto Loans in High Gear |
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0 |
3 |
7 |
0 |
1 |
12 |
25 |
Just Released: Cleaning Up Collections |
0 |
0 |
0 |
0 |
0 |
0 |
3 |
7 |
Just Released: Deleveraging Decelerates and Household Balances Increase |
0 |
0 |
0 |
8 |
0 |
1 |
3 |
3 |
Just Released: Great Recession’s Impact Lingers in Hardest-Hit Regions |
0 |
0 |
0 |
8 |
0 |
0 |
2 |
8 |
Just Released: Hints of Increased Hardship in America’s Oil-Producing Counties |
0 |
0 |
0 |
11 |
0 |
0 |
0 |
8 |
Just Released: Household Debt Balances Increase as Deleveraging Period Concludes |
0 |
0 |
0 |
1 |
0 |
0 |
0 |
3 |
Just Released: Household Debt and Credit Developments in the Nation and the Region in 2011:Q1 |
0 |
0 |
0 |
0 |
0 |
0 |
2 |
4 |
Just Released: Looking under the Hood of the Subprime Auto Lending Market |
0 |
0 |
0 |
19 |
0 |
0 |
2 |
7 |
Just Released: More Credit Cards, Higher Limits, and... an Uptick in Delinquency |
1 |
1 |
2 |
15 |
1 |
3 |
8 |
14 |
Just Released: Press Briefing on Student Loan Borrowing and Repayment Trends, 2015 |
1 |
3 |
5 |
6 |
1 |
3 |
16 |
22 |
Just Released: Press Briefing on the Evolution and Future of Homeownership |
0 |
0 |
0 |
9 |
0 |
0 |
4 |
17 |
Just Released: Recent Developments in Consumer Credit Card Borrowing |
0 |
0 |
0 |
12 |
0 |
3 |
4 |
14 |
Just Released: Shifts in Credit Market Participation over Two Decades |
0 |
0 |
0 |
11 |
0 |
0 |
3 |
13 |
Just Released: Student Loan Delinquency Rate Defies Overall Downward Trend in Household Debt and Credit Report for Fourth Quarter 2014 |
0 |
0 |
0 |
0 |
1 |
2 |
5 |
10 |
Just Released: Subprime Auto Debt Grows Despite Rising Delinquencies |
0 |
0 |
0 |
10 |
0 |
0 |
3 |
16 |
Just Released: Total Household Debt Nears 2008 Peak but Debt Picture Looks Much Different |
0 |
0 |
0 |
1 |
0 |
0 |
0 |
5 |
Just Released: Who Is Driving the Auto Lending Recovery? |
0 |
0 |
0 |
0 |
0 |
0 |
2 |
4 |
Just Released: Who's Borrowing Now? The Young and the Riskless! |
0 |
0 |
0 |
1 |
0 |
0 |
0 |
6 |
Keeping Borrowers Current in a Pandemic |
0 |
0 |
7 |
7 |
0 |
1 |
17 |
17 |
Long-term outcomes of FHA first-time homebuyers |
0 |
0 |
0 |
27 |
0 |
0 |
7 |
39 |
Looking at Student Loan Defaults through a Larger Window |
0 |
0 |
2 |
6 |
0 |
0 |
8 |
15 |
Measuring student debt and its performance |
0 |
1 |
1 |
78 |
0 |
5 |
8 |
253 |
Mind the Gap in Delinquency Rates |
0 |
0 |
0 |
10 |
0 |
0 |
3 |
12 |
Mortgage Rates Decline and (Prime) Households Take Advantage |
0 |
0 |
3 |
15 |
0 |
0 |
21 |
47 |
Payback Time? Measuring Progress on Student Debt Repayment |
0 |
0 |
1 |
4 |
1 |
1 |
8 |
17 |
Puerto Rico's Evolving Household Debts |
0 |
0 |
0 |
2 |
1 |
3 |
10 |
33 |
Racial Disparities in Student Loan Outcomes |
0 |
1 |
3 |
13 |
1 |
8 |
19 |
33 |
Real estate investors, the leverage cycle, and the housing market crisis |
0 |
0 |
1 |
138 |
1 |
4 |
17 |
434 |
Refinance Boom Winds Down |
0 |
0 |
0 |
0 |
3 |
3 |
3 |
3 |
Small Business Owners Turn to Personal Credit |
0 |
2 |
5 |
5 |
0 |
3 |
15 |
16 |
The Financial Crisis and the Role of Real Estate Investors |
0 |
0 |
0 |
0 |
0 |
0 |
5 |
263 |
The Graying of American Debt |
1 |
1 |
3 |
32 |
1 |
1 |
5 |
24 |
The Option Value of Human Capital |
0 |
0 |
2 |
16 |
0 |
0 |
12 |
87 |
The Option Value of Human Capital: Higher Education and Wage Inequality |
0 |
0 |
3 |
51 |
1 |
1 |
12 |
128 |
The Student Loan Landscape |
1 |
1 |
4 |
8 |
2 |
5 |
25 |
38 |
The Sustainability of First-Time Homeownership |
0 |
2 |
4 |
9 |
0 |
2 |
7 |
16 |
The financial crisis at the kitchen table: trends in household debt and credit |
1 |
2 |
3 |
71 |
1 |
2 |
8 |
244 |
Trends in Debt Concentration in the United States By Income |
0 |
1 |
1 |
4 |
0 |
2 |
4 |
15 |
Trends in household debt and credit |
0 |
0 |
5 |
38 |
0 |
0 |
10 |
94 |
Tuition, jobs, or housing: what's keeping millennials at home? |
1 |
1 |
4 |
133 |
2 |
4 |
21 |
386 |
U.S. Consumer Debt Payments and Credit Buffers on the Eve of COVID-19 |
0 |
0 |
1 |
40 |
0 |
1 |
19 |
105 |
What Happens during Mortgage Forbearance? |
0 |
0 |
9 |
10 |
0 |
5 |
31 |
32 |
What’s Next for Forborne Borrowers? |
0 |
1 |
4 |
4 |
0 |
2 |
9 |
10 |
Whither Mortgages? |
0 |
0 |
0 |
8 |
0 |
0 |
1 |
3 |
Who Borrows for College—and Who Repays? |
0 |
0 |
0 |
1 |
0 |
0 |
2 |
10 |
Who’s on First? Characteristics of First-Time Homebuyers |
0 |
0 |
1 |
7 |
0 |
0 |
3 |
8 |
“Flip This House”: Investor Speculation and the Housing Bubble |
0 |
0 |
0 |
22 |
0 |
1 |
5 |
10 |
Total Working Papers |
13 |
46 |
188 |
2,364 |
53 |
168 |
837 |
7,090 |