Access Statistics for Annamaria Lusardi

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Adequacy of Saving for Old Age in Europe 0 0 0 102 0 7 12 255
Americans' Financial Capability 0 0 1 42 9 26 35 208
Attitudes Toward Debt and Debt Behavior 0 0 1 55 7 17 23 262
Attitudes Toward Debt and Debt Behavior 1 3 7 22 4 17 35 88
Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 240 0 3 16 3,039
Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 77 2 15 24 797
Baby Boomer Retirement Security: the Roles of Planning, Financial Literacy, and Housing Wealth 0 0 1 74 0 7 18 537
Baby boomer retirement security: The roles of planning, financial literacy, and Housing wealth 1 1 2 125 1 10 13 656
Bankruptcy Rates among NFL Players with Short-Lived Income Spikes 0 0 0 47 8 48 63 243
CREDIT MARKET REGULATIONS CHANGES AND LABOR MARKET DECISIONS 0 0 0 39 0 3 4 163
Credit Market Constraints and Labor Market Decisions 0 0 0 212 1 6 9 821
DURABLE GOODS AND VARYING REAL INTEREST RATES 0 0 0 0 2 12 13 262
Debt Commitment, Housing and Family Allocation of Time 0 0 0 22 0 7 8 337
Debt Literacy, Financial Experiences, and Overindebtedness 1 2 10 365 28 90 128 1,648
Debt Literacy, Financial Experiences, and Overindebtedness 2 3 8 109 4 15 31 447
Debt and Financial Vulnerability on the Verge of Retirement 0 0 1 30 1 3 11 65
Debt and Financial Vulnerability on the Verge of Retirement 0 0 0 19 1 5 11 62
Debt and financial vulnerability on the verge of retirement 0 0 2 32 2 6 10 54
Debt close to retirement and its implications for retirement well-being 0 0 1 19 3 6 13 46
Debt literacy, financial experiences, and overindebtedness 0 0 1 47 0 5 19 186
Disentangling the Importance of the Precautionary Saving Mode 0 0 1 80 0 3 6 380
Disentangling the importance of the precautionary saving motive 0 0 2 191 7 16 20 613
Employee Financial Literacy and Retirement Plan Behavior: A Case Study 0 0 3 52 6 14 21 172
Euler Equations in Micro Data: Merging Data from Two Samples 0 0 0 18 0 1 3 43
Euler Equations in Micro Data; Merging Data form Two Samples 0 0 0 1 1 6 7 220
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 0 0 21 1 3 9 54
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 0 0 110 1 10 11 308
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 0 0 3 7 188
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 157 1 5 11 1,107
Excess Sensitivity and Asymmetries in Consumption: an Empirical Investigation 0 0 0 21 0 4 6 142
Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints 0 1 1 1,336 2 13 20 3,136
Explaining Why So Many Households Do Not Save 0 0 0 270 0 2 6 1,095
Explaining Why So Many Households Do Not Save 0 0 0 101 1 5 9 369
Explaining Why So Many Households Do Not Save 0 0 0 11 5 13 13 263
Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security 0 0 2 125 0 6 14 499
Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security 0 0 0 168 3 9 12 520
Explaining the wealth holdings of different cohorts: productivity growth and social security 0 0 0 53 11 28 31 338
Exploring the Risks and Consequences of Elder Fraud Victimization: Evidence from the Health and Retirement Study 0 0 0 24 1 5 8 92
Fearless Woman. Financial Literacy and Stock Market Participation 0 0 1 12 2 6 14 60
Fearless Woman: Financial Literacy and Stock Market Participation 0 0 4 28 5 11 47 181
Fearless Woman: Financial Literacy and Stock Market Participation 0 0 1 15 1 7 16 104
Fearless Woman: Financial Literacy and Stock Market Participation 1 3 14 55 5 17 59 186
Financial Capability in the United States: Consumer Decision-Making and the Role of Social Security 1 1 3 22 1 7 15 96
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 0 2 29 6 13 22 111
Financial Education Affects Financial Knowledge and Downstream Behaviors 1 2 5 36 1 9 19 122
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 0 1 25 2 4 10 117
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 0 2 10 14 53 60 102
Financial Fragility during the COVID-19 Pandemic 0 0 1 23 6 10 15 104
Financial Fragility during the COVID-19 Pandemic 0 0 1 24 2 8 13 99
Financial Fraud among Older Americans: Evidence and Implications 0 0 1 33 1 5 17 101
Financial Knowledge and 401(k) Investment Performance 0 1 2 107 1 3 13 304
Financial Literacy Around the World: An Overview 2 2 13 264 9 10 49 602
Financial Literacy among the Young 0 0 2 155 1 10 19 419
Financial Literacy among the Young: Evidence and Implications for Consumer Policy 0 0 2 64 0 9 18 344
Financial Literacy among the Young: Evidence and Implications for Consumer Policy 0 0 0 177 2 5 13 917
Financial Literacy and Financial Education: An Overview 0 2 13 32 10 29 83 111
Financial Literacy and Financial Education: An Overview 1 4 14 61 11 47 69 167
Financial Literacy and Financial Education: An Overview 0 1 7 33 7 20 54 98
Financial Literacy and Financial Education: Review and Policy Implications 0 1 2 56 0 4 16 221
Financial Literacy and Financial Sophistication Among Older Americans 0 0 1 77 2 53 61 345
Financial Literacy and Financial Sophistication in the Older Population: Evidence from the 2008 HRS 0 0 0 42 2 3 7 107
Financial Literacy and High-Cost Borrowing in the United States 1 2 4 175 5 19 45 767
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 0 0 166 2 7 13 672
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 2 13 321 8 23 70 820
Financial Literacy and Planning: Implications for Retirement Wellbeing 3 6 18 317 14 36 84 1,168
Financial Literacy and Retirement Planning in Canada 0 0 1 60 1 2 5 118
Financial Literacy and Retirement Planning in Canada 0 0 0 33 4 7 10 175
Financial Literacy and Retirement Planning in Germany 1 1 1 104 4 11 23 299
Financial Literacy and Retirement Planning in Germany 0 0 0 67 4 9 14 329
Financial Literacy and Retirement Planning in the United States 0 2 6 145 2 11 30 566
Financial Literacy and Retirement Planning in the United States 0 2 6 81 1 5 14 269
Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel 1 2 14 375 14 32 92 1,344
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education Programs 1 1 6 383 5 28 78 1,702
Financial Literacy and Stock Market Participation 3 4 10 245 9 22 55 1,156
Financial Literacy and Stock Market Participation 1 1 1 136 8 18 41 592
Financial Literacy and Stock Market Participation 0 0 1 117 23 90 106 709
Financial Literacy and Stock Market Participation 0 1 12 251 5 19 54 985
Financial Literacy and the Financial Crisis 0 0 0 99 2 18 38 534
Financial Literacy around the World: An Overview 1 2 15 326 10 26 75 1,093
Financial Literacy, Retirement Planning, and Household Wealth 1 1 5 86 13 35 49 304
Financial Literacy, Retirement Planning, and Household Wealth 0 0 3 208 5 20 31 938
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands 0 0 0 63 3 11 16 206
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands 0 0 0 37 2 8 14 196
Financial Literacy: An Essential Tool for Informed Consumer Choice? 0 0 1 200 3 11 25 830
Financial Literacy: An Essential Tool for Informed Consumer Choice? 0 0 1 37 0 4 14 173
Financial Sophistication in the Older Population 0 0 0 41 8 19 22 177
Financial education affects financial knowledge and downstream behaviors 1 1 8 24 4 16 46 111
Financial literacy among the young: Evidence and implications for consumer policy 1 3 6 54 10 26 54 348
Financial literacy and financial education: An overview 0 0 12 62 1 8 45 150
Financial literacy and retirement planning in Germany 0 1 1 26 1 7 12 165
Financial literacy and retirement planning: New evidence from the Rand American Life Panel 0 0 9 65 7 15 35 260
Financial literacy and retirement preparedness: Evidence and implications for financial education programs 1 3 15 216 5 17 55 760
Financial literacy and stock market participation 0 1 6 72 3 13 37 388
Financial literacy and the financial crisis 0 0 0 87 1 6 15 340
Financial literacy in the DNB Household Survey: Insights from innovative data collection 0 0 4 24 7 13 22 52
Financial literacy, retirement planning, and household wealth 0 0 1 27 8 15 25 190
Financial literacy: An essential tool for informed consumer choice? 0 0 5 41 2 9 17 198
Financial sophistication in the older population 0 0 0 32 2 7 8 101
Financially Fragile Households: Evidence and Implications 1 3 4 33 5 23 35 188
Financially Fragile Households: Evidence and Implications 0 1 5 51 3 16 36 253
Five Steps to Planning Success. Experimental Evidence from U.S. Households 0 0 1 27 0 3 11 119
Five Steps to Planning Success. Experimental Evidence from U.S. Households 0 0 0 8 2 5 11 69
Heterogeneity in the effect of regulation on entrepreneurship and entry size 0 0 0 70 1 11 20 206
Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs 0 3 6 466 5 17 41 1,891
Household Saving Behavior: The Role of Literacy, Information and Financial Education Programs 0 0 0 55 3 11 13 202
Household Saving: Micro Theories and Micro Facts 0 0 0 4 2 15 32 4,772
Household Saving: Micro Theories and Micro Facts 1 1 3 877 3 10 20 1,563
Household saving behavior: The role of literacy, information and financial education programs 0 0 1 32 2 6 11 144
How Financially Literate are Women? An Overview and New Insights 0 1 1 52 2 10 18 202
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 0 0 0 181 1 11 24 782
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 0 1 3 70 0 7 15 273
How financially literate are women? An overview and new insights 0 0 0 44 2 14 21 194
How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness 0 1 3 53 3 14 20 205
Increasing the Effectiveness of Financial Education in the Workplace 0 0 0 36 0 5 7 95
Increasing the effectiveness of financial education in the workplace 0 0 1 8 0 5 9 54
New Ways to Make People Save: A Social Marketing Approach 0 0 0 69 1 2 4 274
Numeracy, financial literacy, and financial decision-making 0 0 2 115 2 14 26 509
Older Adult Debt and Financial Frailty 0 0 0 27 0 8 10 107
Older Women’s Labor Market Attachment, Retirement Planning, and Household Debt 0 0 0 45 1 7 9 81
Optimal Financial Knowledge and Wealth Inequality 0 0 1 68 9 22 29 286
Optimal Financial Knowledge and Wealth Inequality 0 0 2 115 4 16 32 484
Optimal Financial Literacy and Saving for Retirement 0 0 1 16 8 17 22 95
Pension Accounting & Personal Saving 0 0 0 113 1 6 9 666
Permanent Income, Current Income and Consumption: Evidence form Panel Data 0 0 0 0 1 5 9 217
Permanent income, current income and consumption: Evidence from panel data 0 0 1 19 0 2 7 52
Planning and Financial Literacy: How Do Women Fare? 0 0 3 121 1 9 19 657
Planning and Financial Literacy: How Do Women Fare? 0 0 0 80 0 6 15 388
Planning and Financial Literacy: How Do Women Fare? 0 0 4 81 2 9 20 578
Planning and financial literacy: How do women fare? 0 0 1 47 1 5 12 245
Precautionary Saving and the Accumulation Of Wealth 0 0 0 73 0 3 5 277
Precautionary Saving and the Accumulation of Wealth 0 0 0 51 0 5 7 180
Precautionary Savings and the Importance of Business Owners 0 0 1 47 2 9 19 447
Precautionary savings and the importance of business owners 0 0 0 56 6 19 22 447
Saving Puzzles and Saving Policies in the United States 0 0 0 165 0 4 10 607
Saving Puzzles and Saving Policies in the United States 0 0 0 279 5 12 16 1,077
Saving Viewed from a Cross-National Perspective 0 0 0 0 0 6 8 180
Saving Viewed from a Cross-National Perspective 0 0 0 90 0 8 10 350
Saving and Wealth Holdings of the Elderly 0 0 0 0 2 12 12 226
Saving and wealth holdings of the elderly 0 0 0 13 0 6 8 62
Saving and wealth holdings of the elderly 0 0 0 2 1 4 8 16
Savings Between Cohorts: The Role of Planning 0 0 1 36 1 7 11 204
Savings of Young Parents 0 0 0 58 1 3 5 720
Savings of young parents 0 0 0 97 3 8 14 806
Skating on thin ice: New evidence on financial fragility 0 0 0 29 0 4 8 86
Stereotypes in Financial Literacy: Evidence from PISA 0 0 2 29 2 11 17 144
Stereotypes in Financial Literacy: Evidence from PISA 0 0 0 9 3 9 20 56
The Economic Crisis and Medical Care Usage 0 0 0 29 2 6 6 80
The Economic Crisis and Medical Care Usage 0 0 1 41 1 4 8 89
The Economic Importance of Financial Literacy: Theory and Evidence 5 8 30 177 45 99 237 839
The Economic Importance of Financial Literacy: Theory and Evidence 1 5 16 264 6 26 61 1,432
The Geography of Financial Literacy 0 1 3 39 0 4 12 146
The Impact of Financial Education on Savings and Asset 0 0 1 135 0 5 16 442
The Importance of Financial Literacy: Opening a New Field 0 0 1 1 3 7 14 17
The Importance of Financial Literacy: Opening a New Field 0 0 3 30 7 13 41 140
The Outlook for Financial Literacy 0 0 0 89 2 8 16 228
The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data 0 0 1 7 1 4 7 40
The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data 0 0 1 15 1 6 11 97
The economic crisis and medical care usage 0 0 0 10 1 6 8 105
The economic crisis and medical care usage 0 0 0 2 0 1 2 42
The financial fragility of European households in the time of COVID-19 1 1 4 25 2 8 22 91
The reaction of consumer spending and debt to tax rebates: Evidence from consumer credit data 0 0 1 11 1 5 10 77
The state of financial knowledge in the European Union 0 0 0 0 1 2 13 16
Understanding Debt in the Older Population 0 0 0 14 1 6 8 57
Understanding Debt in the Older Population 0 0 2 6 1 4 8 31
Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness 0 0 0 87 1 6 10 262
Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness 1 1 1 40 4 8 14 121
Visual Tools and Narratives: New Ways to Improve Financial Literacy 0 0 1 46 0 10 19 144
Visual Tools and Narratives: New Ways to Improve Financial Literacy 0 0 1 42 3 7 20 205
What Explains Low Old-Age Income? Evidence from the Health and Retirement Study 0 0 0 20 0 6 11 51
Where does regulation hurt? Evidence from new businesses across countries 0 0 0 90 3 18 20 424
Total Working Papers 37 90 435 15,837 587 2,150 4,169 70,830
5 registered items for which data could not be found

Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Assessing the impact of financial education programs: A quantitative model 1 4 45 77 16 80 298 441
Attitudes towards Debt and Debt Behavior 0 1 7 21 5 13 50 161
Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth 1 3 17 775 3 25 113 4,910
Bankruptcy Rates among NFL Players with Short-Lived Income Spikes 0 0 10 70 9 19 51 488
Building up financial literacy and financial resilience 3 8 25 65 6 16 58 200
Comment on: "A portfolio view of consumer credit" 0 0 1 19 1 1 3 93
Consumption, saving and habit formation 0 0 0 281 1 6 13 565
Credit market constraints and labor market decisions 0 0 0 117 1 7 12 431
Debt and Financial Vulnerability on the Verge of Retirement 0 1 13 32 5 19 69 192
Debt literacy, financial experiences, and overindebtedness* 4 13 39 372 28 90 226 1,607
EMPLOYEE FINANCIAL LITERACY AND RETIREMENT PLAN BEHAVIOR: A CASE STUDY 0 1 10 43 6 19 83 330
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 0 1 15 1 11 22 81
Evaluating the effects of a low-cost, online financial education program 1 1 5 5 3 18 38 38
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 1 0 6 11 526
Explaining the wealth holdings of different cohorts: Productivity growth and Social Security 0 0 1 106 1 10 12 331
Financial Fragility during the COVID-19 Pandemic 0 0 1 24 0 7 19 102
Financial Fraud Among Older Americans: Evidence and Implications 0 0 0 5 3 4 9 37
Financial Literacy Skills for the 21st Century: Evidence from PISA 1 1 2 44 4 15 34 199
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education 1 2 5 230 5 15 36 796
Financial Literacy, Retirement Planning and Household Wealth 0 0 4 133 4 13 33 762
Financial education affects financial knowledge and downstream behaviors 6 12 51 127 21 70 235 531
Financial knowledge and 401(k) investment performance: a case study 1 2 13 64 3 14 43 194
Financial literacy and financial resilience: Evidence from around the world 17 42 154 748 52 152 456 1,848
Financial literacy and financial sophistication in the older population* 0 1 2 20 4 14 19 103
Financial literacy and its consequences: Evidence from Russia during the financial crisis 1 9 45 367 16 54 183 1,268
Financial literacy and retirement planning in Canada* 0 0 4 51 1 6 22 275
Financial literacy and retirement planning in Germany* 2 3 7 123 11 25 45 458
Financial literacy and retirement planning in the Netherlands 0 0 4 228 3 11 40 709
Financial literacy and retirement planning in the United States* 1 6 12 159 7 26 68 749
Financial literacy and retirement preparation in the Netherlands* 0 0 2 77 2 5 10 228
Financial literacy and stock market participation 6 15 81 2,208 42 101 390 8,160
Financial literacy and the need for financial education: evidence and implications 3 10 29 129 32 97 246 1,006
Financial literacy around the world: an overview 2 8 36 347 18 48 182 1,450
Financially Fragile Households: Evidence and Implications 0 1 5 60 5 35 56 505
Five steps to planning success: experimental evidence from US households 0 0 0 17 0 6 11 126
Heterogeneity in the Effect of Regulation on Entrepreneurship and Entry Size 0 0 1 20 1 9 19 191
Household Saving: Micro Theories and Micro Facts 3 7 20 2,453 7 31 79 6,711
How Financially Literate Are Women? An Overview and New Insights 1 2 5 72 7 21 55 440
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 3 14 48 191 58 161 365 923
INCOME AND WEALTH OVER THE LIFE CYCLE EVIDENCE FROM PANEL DATA 0 0 1 26 2 6 12 428
Income trajectories in later life: Longitudinal evidence from the Health and Retirement Study 0 0 0 2 2 4 9 20
Liquidity Constraints, Household Wealth, and Entrepreneurship 1 2 10 489 33 91 127 1,581
On the Importance of the Precautionary Saving Motive 0 0 1 255 3 9 18 665
Optimal Financial Knowledge and Wealth Inequality 3 3 10 189 8 25 65 894
Permanent Income, Current Income, and Consumption: Evidence from Two Panel Data Sets 0 0 0 0 7 16 21 873
Planning and Financial Literacy: How Do Women Fare? 1 1 5 197 2 9 34 898
Precautionary saving and subjective earnings variance 0 0 0 122 1 7 12 314
Risk Literacy 0 0 1 23 0 8 16 144
Saving after retirement: evidence from three different surveys 0 1 1 163 3 10 17 517
Saving and income smoothing: Evidence from panel data 0 1 1 162 1 7 12 399
Saving and wealth holdings of the elderly 0 0 0 64 2 7 11 186
Saving puzzles and saving policies in the United States 0 0 0 0 2 7 19 337
Savings of Young Parents 0 0 1 14 2 3 9 102
Stereotypes in financial literacy: Evidence from PISA 0 0 2 61 11 30 63 272
The Changing Face of Debt and Financial Fragility at Older Ages 0 0 1 29 4 12 20 113
The Economic Crisis and Medical Care Use: Comparative Evidence from Five High-Income Countries 0 0 0 6 1 9 13 48
The Economic Importance of Financial Literacy: Theory and Evidence 9 36 135 792 70 292 792 4,402
The Importance of Business Owners in Assessing the Size of Precautionary Savings 0 0 0 78 2 7 7 386
The Importance of Financial Literacy: Opening a New Field 1 4 12 25 10 32 74 129
The evolution of financial literacy over time and its predictive power for financial outcomes: evidence from longitudinal data 0 0 2 8 3 15 30 55
Understanding Saving: Evidence from the United States and Japan. By Fumio Hayashi. Cambridge, MA: MIT Press, 1997. Pp. x, 510. $50.00 0 0 0 0 0 3 5 7
Visual tools and narratives: new ways to improve financial literacy* 0 0 4 50 3 9 24 220
Total Journal Articles 73 215 892 12,651 564 1,898 5,124 51,155
1 registered items for which data could not be found

Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints 0 0 1 149 0 17 28 486
Older Women's Labor Market Attachment, Retirement Planning, and Household Debt 0 0 0 13 2 10 10 102
Retirement planning and financial literacy 0 0 1 23 0 7 13 104
Total Chapters 0 0 2 185 2 34 51 692

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Statistics updated 2026-03-04