Access Statistics for Annamaria Lusardi

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Adequacy of Saving for Old Age in Europe 0 0 0 102 0 1 16 260
Americans' Financial Capability 0 1 2 44 2 3 46 226
Attitudes Toward Debt and Debt Behavior 0 0 1 56 0 2 28 271
Attitudes Toward Debt and Debt Behavior 0 0 6 23 0 2 31 97
Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 77 0 0 26 804
Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 240 2 9 28 3,059
Baby Boomer Retirement Security: the Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 74 0 4 24 549
Baby boomer retirement security: The roles of planning, financial literacy, and Housing wealth 0 0 2 126 1 1 18 662
Bankruptcy Rates among NFL Players with Short-Lived Income Spikes 0 1 2 49 1 57 278 466
CREDIT MARKET REGULATIONS CHANGES AND LABOR MARKET DECISIONS 0 0 0 39 0 1 8 168
Credit Market Constraints and Labor Market Decisions 0 0 0 212 3 4 13 826
DURABLE GOODS AND VARYING REAL INTEREST RATES 0 0 0 0 1 1 15 264
Debt Commitment, Housing and Family Allocation of Time 0 0 0 22 0 3 10 340
Debt Literacy, Financial Experiences, and Overindebtedness 0 1 8 369 6 13 148 1,701
Debt Literacy, Financial Experiences, and Overindebtedness 0 0 8 113 1 2 32 462
Debt and Financial Vulnerability on the Verge of Retirement 0 0 0 30 0 3 20 76
Debt and Financial Vulnerability on the Verge of Retirement 0 0 0 19 0 1 13 65
Debt and financial vulnerability on the verge of retirement 0 0 1 32 0 1 14 60
Debt close to retirement and its implications for retirement well-being 0 0 0 19 0 2 15 50
Debt literacy, financial experiences, and overindebtedness 0 0 0 47 2 4 24 195
Disentangling the Importance of the Precautionary Saving Mode 0 0 0 80 0 1 9 385
Disentangling the importance of the precautionary saving motive 0 1 1 192 0 2 26 623
Employee Financial Literacy and Retirement Plan Behavior: A Case Study 0 0 0 52 0 2 25 182
Euler Equations in Micro Data: Merging Data from Two Samples 0 0 0 18 0 0 3 44
Euler Equations in Micro Data; Merging Data form Two Samples 0 0 0 1 0 0 8 222
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 1 1 111 0 3 17 314
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 1 2 23 1 4 16 63
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 0 0 1 9 191
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 157 0 1 13 1,110
Excess Sensitivity and Asymmetries in Consumption: an Empirical Investigation 0 0 0 21 0 1 8 145
Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints 0 0 1 1,336 2 2 26 3,142
Explaining Why So Many Households Do Not Save 0 0 0 270 1 1 11 1,100
Explaining Why So Many Households Do Not Save 0 0 0 11 0 1 16 266
Explaining Why So Many Households Do Not Save 0 0 0 101 1 3 12 376
Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security 0 0 0 125 0 0 13 503
Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security 0 0 0 168 0 2 17 526
Explaining the wealth holdings of different cohorts: productivity growth and social security 0 0 0 53 0 0 37 346
Exploring the Risks and Consequences of Elder Fraud Victimization: Evidence from the Health and Retirement Study 0 0 1 25 0 1 13 99
Fearless Woman. Financial Literacy and Stock Market Participation 0 1 1 13 3 4 17 70
Fearless Woman: Financial Literacy and Stock Market Participation 0 0 1 29 2 8 35 201
Fearless Woman: Financial Literacy and Stock Market Participation 0 0 0 15 0 0 19 113
Fearless Woman: Financial Literacy and Stock Market Participation 0 3 12 63 4 15 68 230
Financial Capability in the United States: Consumer Decision-Making and the Role of Social Security 0 0 1 22 0 2 16 105
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 1 2 26 3 6 18 128
Financial Education Affects Financial Knowledge and Downstream Behaviors 1 1 3 31 5 9 33 126
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 1 1 11 1 5 68 115
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 1 7 38 0 6 26 134
Financial Fragility during the COVID-19 Pandemic 0 0 1 25 0 4 20 107
Financial Fragility during the COVID-19 Pandemic 0 0 0 23 0 1 14 107
Financial Fraud among Older Americans: Evidence and Implications 0 0 1 33 0 3 19 106
Financial Knowledge and 401(k) Investment Performance 0 0 3 108 0 3 20 316
Financial Literacy Around the World: An Overview 2 3 10 270 4 9 44 628
Financial Literacy among the Young 1 1 4 159 3 11 36 442
Financial Literacy among the Young: Evidence and Implications for Consumer Policy 0 0 3 66 3 4 31 361
Financial Literacy among the Young: Evidence and Implications for Consumer Policy 0 0 2 179 0 1 18 927
Financial Literacy and Financial Education: An Overview 0 0 7 64 2 5 89 205
Financial Literacy and Financial Education: An Overview 0 0 6 34 4 10 88 150
Financial Literacy and Financial Education: An Overview 1 2 8 38 3 4 60 127
Financial Literacy and Financial Education: Review and Policy Implications 0 0 2 57 0 2 21 232
Financial Literacy and Financial Sophistication Among Older Americans 0 0 0 77 0 0 67 358
Financial Literacy and Financial Sophistication in the Older Population: Evidence from the 2008 HRS 0 0 0 42 0 0 8 109
Financial Literacy and High-Cost Borrowing in the United States 0 0 5 176 1 8 58 796
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 0 0 166 2 3 21 683
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 0 14 322 2 9 90 1,209
Financial Literacy and Planning: Implications for Retirement Wellbeing 2 3 10 325 2 8 68 854
Financial Literacy and Retirement Planning in Canada 0 0 0 33 0 3 10 178
Financial Literacy and Retirement Planning in Canada 0 0 0 60 0 0 6 121
Financial Literacy and Retirement Planning in Germany 0 0 3 106 2 2 26 309
Financial Literacy and Retirement Planning in Germany 0 0 0 67 3 4 22 340
Financial Literacy and Retirement Planning in the United States 0 2 9 150 0 3 39 588
Financial Literacy and Retirement Planning in the United States 0 1 4 82 1 5 29 289
Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel 1 1 13 380 2 4 68 1,365
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education Programs 0 0 2 384 0 4 55 1,719
Financial Literacy and Stock Market Participation 1 1 2 118 3 6 139 748
Financial Literacy and Stock Market Participation 0 0 4 139 1 8 156 717
Financial Literacy and Stock Market Participation 0 0 12 259 1 2 68 1,025
Financial Literacy and Stock Market Participation 1 2 16 254 2 8 74 1,194
Financial Literacy and the Financial Crisis 0 1 1 100 3 4 37 546
Financial Literacy around the World: An Overview 1 2 15 335 4 15 104 1,152
Financial Literacy, Retirement Planning, and Household Wealth 0 0 2 87 1 5 60 322
Financial Literacy, Retirement Planning, and Household Wealth 1 2 3 210 6 15 52 967
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands 0 0 0 37 2 2 19 203
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands 0 0 0 63 1 1 23 215
Financial Literacy: An Essential Tool for Informed Consumer Choice? 0 0 1 37 0 2 13 176
Financial Literacy: An Essential Tool for Informed Consumer Choice? 0 0 3 203 2 4 34 849
Financial Sophistication in the Older Population 0 0 0 41 0 0 29 184
Financial education affects financial knowledge and downstream behaviors 0 3 6 29 1 5 40 129
Financial literacy among the young: Evidence and implications for consumer policy 0 0 5 56 4 10 71 385
Financial literacy and financial education: An overview 0 0 1 62 0 2 26 160
Financial literacy and retirement planning in Germany 0 0 2 27 0 0 16 170
Financial literacy and retirement planning: New evidence from the Rand American Life Panel 0 0 5 66 1 2 29 269
Financial literacy and retirement preparedness: Evidence and implications for financial education programs 1 1 10 221 1 1 44 779
Financial literacy and stock market participation 0 0 5 75 1 6 48 421
Financial literacy and the financial crisis 0 0 1 88 0 1 22 348
Financial literacy in the DNB Household Survey: Insights from innovative data collection 0 0 1 24 0 0 20 57
Financial literacy, retirement planning, and household wealth 0 0 1 28 0 4 31 204
Financial literacy: An essential tool for informed consumer choice? 0 0 1 41 0 2 51 239
Financial sophistication in the older population 0 0 0 32 0 1 10 104
Financially Fragile Households: Evidence and Implications 1 2 6 36 1 6 51 209
Financially Fragile Households: Evidence and Implications 1 1 8 58 2 8 46 279
Five Steps to Planning Success. Experimental Evidence from U.S. Households 0 0 0 8 1 3 14 74
Five Steps to Planning Success. Experimental Evidence from U.S. Households 0 0 0 27 1 3 16 130
Heterogeneity in the effect of regulation on entrepreneurship and entry size 0 0 0 70 2 3 20 210
Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs 0 1 7 468 0 49 95 1,962
Household Saving Behavior: The Role of Literacy, Information and Financial Education Programs 0 0 0 55 0 1 20 211
Household Saving: Micro Theories and Micro Facts 0 0 0 4 3 7 53 4,800
Household Saving: Micro Theories and Micro Facts 0 1 2 878 0 6 35 1,586
Household saving behavior: The role of literacy, information and financial education programs 0 0 1 33 1 2 14 150
How Financially Literate are Women? An Overview and New Insights 0 0 1 52 0 2 21 210
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 0 0 0 181 0 4 23 788
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 1 1 2 71 1 4 19 281
How financially literate are women? An overview and new insights 0 0 0 44 0 4 29 204
How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness 0 0 1 53 0 0 26 215
Improving Financial Literacy: From Corporate Finance to Personal Finance 2 8 8 8 6 18 18 18
Increasing the Effectiveness of Financial Education in the Workplace 0 0 0 36 1 2 10 100
Increasing the effectiveness of financial education in the workplace 0 0 0 8 0 1 12 60
Measuring Financial Literacy with the Big Three: Why It Works 2 7 10 10 4 13 21 21
New Ways to Make People Save: A Social Marketing Approach 0 0 0 69 0 3 12 283
Numeracy, financial literacy, and financial decision-making 0 1 1 116 0 3 30 520
Older Adult Debt and Financial Frailty 0 0 0 27 0 0 12 111
Older Women’s Labor Market Attachment, Retirement Planning, and Household Debt 0 0 0 45 0 2 17 89
Optimal Financial Knowledge and Wealth Inequality 0 1 1 69 3 6 44 303
Optimal Financial Knowledge and Wealth Inequality 0 1 2 116 2 5 34 496
Optimal Financial Literacy and Saving for Retirement 0 1 2 17 0 55 80 156
Pension Accounting & Personal Saving 0 0 0 113 0 0 11 669
Permanent Income, Current Income and Consumption: Evidence form Panel Data 0 0 0 0 1 3 14 222
Permanent income, current income and consumption: Evidence from panel data 0 0 0 19 1 4 9 59
Planning and Financial Literacy: How Do Women Fare? 0 0 1 81 0 1 15 391
Planning and Financial Literacy: How Do Women Fare? 0 0 1 82 1 4 20 587
Planning and Financial Literacy: How Do Women Fare? 0 0 1 122 0 6 27 673
Planning and financial literacy: How do women fare? 0 0 0 47 0 1 11 248
Precautionary Saving and the Accumulation Of Wealth 0 0 0 73 0 1 6 279
Precautionary Saving and the Accumulation of Wealth 0 0 0 51 1 3 9 183
Precautionary Savings and the Importance of Business Owners 0 0 2 48 2 2 26 455
Precautionary savings and the importance of business owners 0 0 0 56 1 2 30 456
Saving Puzzles and Saving Policies in the United States 0 0 0 279 0 0 18 1,079
Saving Puzzles and Saving Policies in the United States 0 0 0 165 0 1 18 616
Saving Viewed from a Cross-National Perspective 0 0 0 0 0 0 6 180
Saving Viewed from a Cross-National Perspective 0 0 0 90 0 1 17 357
Saving and Wealth Holdings of the Elderly 0 0 0 0 0 0 17 231
Saving and wealth holdings of the elderly 0 0 0 2 0 0 9 19
Saving and wealth holdings of the elderly 0 0 0 13 0 0 10 65
Savings Between Cohorts: The Role of Planning 0 0 1 36 0 0 10 206
Savings of Young Parents 0 0 0 58 0 2 11 727
Savings of young parents 0 0 0 97 0 1 19 812
Skating on thin ice: New evidence on financial fragility 0 1 1 30 0 2 13 94
Stereotypes in Financial Literacy: Evidence from PISA 0 0 0 29 0 0 18 149
Stereotypes in Financial Literacy: Evidence from PISA 0 1 1 10 0 2 16 59
The Economic Crisis and Medical Care Usage 0 0 0 29 0 0 10 84
The Economic Crisis and Medical Care Usage 0 0 0 41 1 1 8 91
The Economic Importance of Financial Literacy: Theory and Evidence 0 2 17 273 2 13 74 1,467
The Economic Importance of Financial Literacy: Theory and Evidence 1 5 32 196 7 32 278 965
The Geography of Financial Literacy 0 0 2 39 1 4 14 154
The Impact of Financial Education on Savings and Asset 0 0 1 135 0 1 17 448
The Importance of Financial Literacy: Opening a New Field 3 4 12 41 8 40 105 216
The Importance of Financial Literacy: Opening a New Field 0 1 1 2 0 3 27 34
The Outlook for Financial Literacy 0 1 1 90 1 2 18 235
The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data 0 0 0 15 1 6 15 106
The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data 0 0 0 7 0 1 11 46
The economic crisis and medical care usage 0 0 0 2 0 0 2 42
The economic crisis and medical care usage 0 0 0 10 2 3 13 110
The financial fragility of European households in the time of COVID-19 0 0 3 26 1 2 20 99
The reaction of consumer spending and debt to tax rebates: Evidence from consumer credit data 0 0 0 11 1 2 11 80
The state of financial knowledge in the European Union 0 0 0 0 1 2 9 20
Trust, Financial Literacy, and Financial Behaviors: Shaping Retirement Security 0 2 13 13 1 8 20 20
Understanding Debt in the Older Population 1 1 1 7 2 3 8 34
Understanding Debt in the Older Population 0 0 1 15 0 3 13 63
Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness 0 0 0 87 1 1 21 275
Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness 0 0 2 41 1 2 20 131
Visual Tools and Narratives: New Ways to Improve Financial Literacy 0 0 0 46 0 3 20 150
Visual Tools and Narratives: New Ways to Improve Financial Literacy 0 0 0 42 0 1 17 210
What Explains Low Old-Age Income? Evidence from the Health and Retirement Study 0 0 0 20 1 3 13 55
Where does regulation hurt? Evidence from new businesses across countries 0 0 0 90 1 3 29 433
Total Working Papers 25 82 414 16,081 178 795 5,554 73,499
5 registered items for which data could not be found

Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Assessing the impact of financial education programs: A quantitative model 1 3 22 82 3 8 185 489
Attitudes towards Debt and Debt Behavior 0 2 7 25 1 3 38 176
Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth 1 1 14 781 4 8 105 4,957
Bankruptcy Rates among NFL Players with Short-Lived Income Spikes 0 0 3 71 3 7 51 513
Building up financial literacy and financial resilience 6 10 40 88 12 23 103 267
Comment on: "A portfolio view of consumer credit" 0 0 0 19 0 0 4 96
Consumption, saving and habit formation 0 0 1 282 0 1 15 571
Credit market constraints and labor market decisions 0 0 1 118 1 3 21 440
Debt and Financial Vulnerability on the Verge of Retirement 0 0 8 35 1 8 64 221
Debt literacy, financial experiences, and overindebtedness* 6 9 44 396 21 47 249 1,726
EMPLOYEE FINANCIAL LITERACY AND RETIREMENT PLAN BEHAVIOR: A CASE STUDY 0 0 4 44 2 4 56 349
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 0 1 15 0 0 21 86
Evaluating the effects of a low-cost, online financial education program 1 1 3 6 3 7 51 67
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 1 0 2 10 529
Explaining the wealth holdings of different cohorts: Productivity growth and Social Security 0 0 0 106 0 0 16 336
Financial Fragility during the COVID-19 Pandemic 0 0 1 25 0 1 16 110
Financial Fraud Among Older Americans: Evidence and Implications 0 0 0 5 0 0 11 41
Financial Literacy Skills for the 21st Century: Evidence from PISA 0 0 2 45 0 2 31 211
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education 0 0 5 232 1 2 35 810
Financial Literacy, Retirement Planning and Household Wealth 0 0 3 135 1 6 31 777
Financial education affects financial knowledge and downstream behaviors 8 26 77 178 80 178 481 884
Financial knowledge and 401(k) investment performance: a case study 2 2 6 67 2 3 25 201
Financial literacy and financial resilience: Evidence from around the world 8 20 128 809 24 63 466 2,072
Financial literacy and financial sophistication in the older population* 0 0 1 20 0 0 18 105
Financial literacy and its consequences: Evidence from Russia during the financial crisis 2 5 25 379 9 23 154 1,338
Financial literacy and retirement planning in Canada* 0 1 3 53 12 15 34 297
Financial literacy and retirement planning in Germany* 0 1 6 126 0 3 45 475
Financial literacy and retirement planning in the Netherlands 0 5 6 233 0 6 35 727
Financial literacy and retirement planning in the United States* 4 7 21 173 9 25 115 825
Financial literacy and retirement preparation in the Netherlands* 0 0 0 77 0 0 11 232
Financial literacy and stock market participation 3 11 86 2,258 17 50 380 8,350
Financial literacy and the need for financial education: evidence and implications 1 2 27 139 5 13 255 1,115
Financial literacy around the world: an overview 4 6 31 361 12 25 157 1,519
Financially Fragile Households: Evidence and Implications 1 4 9 67 6 15 79 543
Five steps to planning success: experimental evidence from US households 0 1 1 18 2 11 24 141
Heterogeneity in the Effect of Regulation on Entrepreneurship and Entry Size 0 1 1 21 1 4 21 198
Household Saving: Micro Theories and Micro Facts 3 6 18 2,462 5 18 113 6,779
How Financially Literate Are Women? An Overview and New Insights 1 5 10 80 3 14 73 486
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 4 9 39 211 12 40 332 1,041
INCOME AND WEALTH OVER THE LIFE CYCLE EVIDENCE FROM PANEL DATA 0 0 0 26 1 1 13 433
Income trajectories in later life: Longitudinal evidence from the Health and Retirement Study 0 0 0 2 1 2 15 29
Liquidity Constraints, Household Wealth, and Entrepreneurship 1 2 10 495 7 13 153 1,635
On the Importance of the Precautionary Saving Motive 0 0 3 258 2 5 27 680
Optimal Financial Knowledge and Wealth Inequality 2 2 16 199 3 6 76 935
Permanent Income, Current Income, and Consumption: Evidence from Two Panel Data Sets 0 0 0 0 0 2 25 882
Planning and Financial Literacy: How Do Women Fare? 0 2 9 205 1 10 44 926
Precautionary saving and subjective earnings variance 0 0 0 122 1 16 26 333
Risk Literacy 0 0 1 24 2 3 18 152
Saving after retirement: evidence from three different surveys 0 0 1 163 0 0 15 518
Saving and income smoothing: Evidence from panel data 0 0 1 162 0 0 13 401
Saving and wealth holdings of the elderly 0 0 0 64 0 0 13 190
Saving puzzles and saving policies in the United States 0 0 0 0 2 5 17 343
Savings of Young Parents 0 0 1 14 0 2 12 107
Stereotypes in financial literacy: Evidence from PISA 0 1 2 63 0 6 58 296
The Changing Face of Debt and Financial Fragility at Older Ages 1 1 3 32 1 3 21 122
The Economic Crisis and Medical Care Use: Comparative Evidence from Five High-Income Countries 0 0 0 6 1 3 18 54
The Economic Importance of Financial Literacy: Theory and Evidence 6 23 130 847 29 98 807 4,699
The Importance of Business Owners in Assessing the Size of Precautionary Savings 0 0 0 78 0 1 12 391
The Importance of Financial Literacy: Opening a New Field 0 1 10 27 4 15 101 173
The evolution of financial literacy over time and its predictive power for financial outcomes: evidence from longitudinal data 0 0 2 10 0 6 33 69
Understanding Saving: Evidence from the United States and Japan. By Fumio Hayashi. Cambridge, MA: MIT Press, 1997. Pp. x, 510. $50.00 0 1 1 1 0 3 12 15
Visual tools and narratives: new ways to improve financial literacy* 1 1 2 51 2 4 31 239
Total Journal Articles 67 172 846 13,092 309 842 5,491 53,722
1 registered items for which data could not be found

Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints 0 0 0 149 3 4 32 497
Older Women's Labor Market Attachment, Retirement Planning, and Household Debt 0 0 0 13 0 1 14 106
Retirement planning and financial literacy 0 0 0 23 0 1 14 109
Total Chapters 0 0 0 185 3 6 60 712

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Statistics updated 2026-10-11