Access Statistics for Annamaria Lusardi

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Adequacy of Saving for Old Age in Europe 0 0 0 102 0 2 16 260
Americans' Financial Capability 0 1 2 44 0 1 46 224
Attitudes Toward Debt and Debt Behavior 0 1 2 56 1 3 29 271
Attitudes Toward Debt and Debt Behavior 0 1 6 23 0 4 31 97
Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 240 6 9 27 3,057
Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 77 0 0 27 804
Baby Boomer Retirement Security: the Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 74 3 5 24 549
Baby boomer retirement security: The roles of planning, financial literacy, and Housing wealth 0 0 2 126 0 1 17 661
Bankruptcy Rates among NFL Players with Short-Lived Income Spikes 0 2 2 49 50 63 278 465
CREDIT MARKET REGULATIONS CHANGES AND LABOR MARKET DECISIONS 0 0 0 39 1 1 8 168
Credit Market Constraints and Labor Market Decisions 0 0 0 212 1 1 10 823
DURABLE GOODS AND VARYING REAL INTEREST RATES 0 0 0 0 0 0 14 263
Debt Commitment, Housing and Family Allocation of Time 0 0 0 22 2 3 10 340
Debt Literacy, Financial Experiences, and Overindebtedness 0 1 8 113 1 4 32 461
Debt Literacy, Financial Experiences, and Overindebtedness 0 3 10 369 4 21 147 1,695
Debt and Financial Vulnerability on the Verge of Retirement 0 0 1 30 3 4 21 76
Debt and Financial Vulnerability on the Verge of Retirement 0 0 0 19 1 1 14 65
Debt and financial vulnerability on the verge of retirement 0 0 1 32 1 1 15 60
Debt close to retirement and its implications for retirement well-being 0 0 0 19 1 2 15 50
Debt literacy, financial experiences, and overindebtedness 0 0 0 47 2 2 22 193
Disentangling the Importance of the Precautionary Saving Mode 0 0 0 80 1 1 9 385
Disentangling the importance of the precautionary saving motive 0 1 1 192 1 3 26 623
Employee Financial Literacy and Retirement Plan Behavior: A Case Study 0 0 0 52 1 4 26 182
Euler Equations in Micro Data: Merging Data from Two Samples 0 0 0 18 0 0 3 44
Euler Equations in Micro Data; Merging Data form Two Samples 0 0 0 1 0 0 8 222
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 1 1 1 111 1 4 17 314
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 1 2 23 2 3 16 62
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 157 1 2 13 1,110
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 0 0 2 9 191
Excess Sensitivity and Asymmetries in Consumption: an Empirical Investigation 0 0 0 21 1 2 8 145
Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints 0 0 1 1,336 0 2 24 3,140
Explaining Why So Many Households Do Not Save 0 0 0 270 0 0 10 1,099
Explaining Why So Many Households Do Not Save 0 0 0 11 1 1 16 266
Explaining Why So Many Households Do Not Save 0 0 0 101 1 2 12 375
Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security 0 0 0 168 2 2 18 526
Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security 0 0 0 125 0 0 14 503
Explaining the wealth holdings of different cohorts: productivity growth and social security 0 0 0 53 0 0 38 346
Exploring the Risks and Consequences of Elder Fraud Victimization: Evidence from the Health and Retirement Study 0 0 1 25 0 2 14 99
Fearless Woman. Financial Literacy and Stock Market Participation 1 1 1 13 1 2 18 67
Fearless Woman: Financial Literacy and Stock Market Participation 0 0 0 15 0 3 22 113
Fearless Woman: Financial Literacy and Stock Market Participation 2 4 12 63 9 13 68 226
Fearless Woman: Financial Literacy and Stock Market Participation 0 0 1 29 2 7 37 199
Financial Capability in the United States: Consumer Decision-Making and the Role of Social Security 0 0 1 22 2 2 16 105
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 0 2 30 3 4 28 121
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 1 2 26 1 5 15 125
Financial Education Affects Financial Knowledge and Downstream Behaviors 1 1 1 11 2 4 68 114
Financial Education Affects Financial Knowledge and Downstream Behaviors 1 1 7 38 4 7 28 134
Financial Fragility during the COVID-19 Pandemic 0 0 1 25 4 5 20 107
Financial Fragility during the COVID-19 Pandemic 0 0 0 23 1 1 15 107
Financial Fraud among Older Americans: Evidence and Implications 0 0 1 33 3 3 21 106
Financial Knowledge and 401(k) Investment Performance 0 0 3 108 2 3 20 316
Financial Literacy Around the World: An Overview 0 2 11 268 1 7 48 624
Financial Literacy among the Young 0 1 3 158 8 9 35 439
Financial Literacy among the Young: Evidence and Implications for Consumer Policy 0 0 2 179 0 1 18 927
Financial Literacy among the Young: Evidence and Implications for Consumer Policy 0 0 4 66 1 2 30 358
Financial Literacy and Financial Education: An Overview 0 0 9 64 2 4 90 203
Financial Literacy and Financial Education: An Overview 0 0 8 34 3 8 90 146
Financial Literacy and Financial Education: An Overview 0 1 7 37 0 2 62 124
Financial Literacy and Financial Education: Review and Policy Implications 0 1 2 57 2 3 21 232
Financial Literacy and Financial Sophistication Among Older Americans 0 0 0 77 0 1 67 358
Financial Literacy and Financial Sophistication in the Older Population: Evidence from the 2008 HRS 0 0 0 42 0 0 8 109
Financial Literacy and High-Cost Borrowing in the United States 0 1 5 176 5 13 59 795
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 0 14 322 3 18 97 1,207
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 1 9 323 2 18 72 852
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 0 0 166 0 2 19 681
Financial Literacy and Retirement Planning in Canada 0 0 0 33 3 3 10 178
Financial Literacy and Retirement Planning in Canada 0 0 0 60 0 0 7 121
Financial Literacy and Retirement Planning in Germany 0 0 3 106 0 2 25 307
Financial Literacy and Retirement Planning in Germany 0 0 0 67 1 2 19 337
Financial Literacy and Retirement Planning in the United States 1 1 4 82 3 7 28 288
Financial Literacy and Retirement Planning in the United States 2 2 9 150 3 7 40 588
Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel 0 0 12 379 1 3 73 1,363
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education Programs 0 0 3 384 3 5 59 1,719
Financial Literacy and Stock Market Participation 0 0 1 117 2 4 138 745
Financial Literacy and Stock Market Participation 0 0 4 139 5 10 159 716
Financial Literacy and Stock Market Participation 0 2 15 253 4 9 73 1,192
Financial Literacy and Stock Market Participation 0 1 13 259 1 7 70 1,024
Financial Literacy and the Financial Crisis 0 1 1 100 0 3 36 543
Financial Literacy around the World: An Overview 1 1 16 334 4 16 104 1,148
Financial Literacy, Retirement Planning, and Household Wealth 1 1 2 209 5 11 47 961
Financial Literacy, Retirement Planning, and Household Wealth 0 0 2 87 3 5 60 321
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands 0 0 0 63 0 1 23 214
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands 0 0 0 37 0 0 17 201
Financial Literacy: An Essential Tool for Informed Consumer Choice? 0 0 3 203 2 3 33 847
Financial Literacy: An Essential Tool for Informed Consumer Choice? 0 0 1 37 2 2 13 176
Financial Sophistication in the Older Population 0 0 0 41 0 2 29 184
Financial education affects financial knowledge and downstream behaviors 0 4 7 29 0 7 46 128
Financial literacy among the young: Evidence and implications for consumer policy 0 0 6 56 4 10 68 381
Financial literacy and financial education: An overview 0 0 1 62 2 2 26 160
Financial literacy and retirement planning in Germany 0 0 2 27 0 1 16 170
Financial literacy and retirement planning: New evidence from the Rand American Life Panel 0 1 5 66 0 4 29 268
Financial literacy and retirement preparedness: Evidence and implications for financial education programs 0 0 9 220 0 2 43 778
Financial literacy and stock market participation 0 1 6 75 3 8 50 420
Financial literacy and the financial crisis 0 0 1 88 0 1 23 348
Financial literacy in the DNB Household Survey: Insights from innovative data collection 0 0 1 24 0 2 21 57
Financial literacy, retirement planning, and household wealth 0 0 1 28 3 5 34 204
Financial literacy: An essential tool for informed consumer choice? 0 0 1 41 1 4 51 239
Financial sophistication in the older population 0 0 0 32 1 2 10 104
Financially Fragile Households: Evidence and Implications 0 1 8 57 6 12 45 277
Financially Fragile Households: Evidence and Implications 0 1 5 35 4 8 50 208
Five Steps to Planning Success. Experimental Evidence from U.S. Households 0 0 0 27 2 3 15 129
Five Steps to Planning Success. Experimental Evidence from U.S. Households 0 0 0 8 0 2 13 73
Heterogeneity in the effect of regulation on entrepreneurship and entry size 0 0 0 70 1 1 18 208
Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs 0 1 7 468 48 53 96 1,962
Household Saving Behavior: The Role of Literacy, Information and Financial Education Programs 0 0 0 55 0 1 20 211
Household Saving: Micro Theories and Micro Facts 0 0 0 4 3 6 50 4,797
Household Saving: Micro Theories and Micro Facts 1 1 2 878 5 9 35 1,586
Household saving behavior: The role of literacy, information and financial education programs 0 0 1 33 1 2 14 149
How Financially Literate are Women? An Overview and New Insights 0 0 1 52 2 3 23 210
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 0 0 1 70 3 5 18 280
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 0 0 0 181 1 4 24 788
How financially literate are women? An overview and new insights 0 0 0 44 2 5 30 204
How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness 0 0 1 53 0 0 26 215
Improving Financial Literacy: From Corporate Finance to Personal Finance 6 6 6 6 12 12 12 12
Increasing the Effectiveness of Financial Education in the Workplace 0 0 0 36 1 1 9 99
Increasing the effectiveness of financial education in the workplace 0 0 0 8 1 1 12 60
Measuring Financial Literacy with the Big Three: Why It Works 1 8 8 8 4 17 17 17
New Ways to Make People Save: A Social Marketing Approach 0 0 0 69 2 3 13 283
Numeracy, financial literacy, and financial decision-making 0 1 1 116 1 4 30 520
Older Adult Debt and Financial Frailty 0 0 0 27 0 0 13 111
Older Women’s Labor Market Attachment, Retirement Planning, and Household Debt 0 0 0 45 1 4 17 89
Optimal Financial Knowledge and Wealth Inequality 1 1 1 69 2 3 41 300
Optimal Financial Knowledge and Wealth Inequality 1 1 2 116 2 4 32 494
Optimal Financial Literacy and Saving for Retirement 0 1 2 17 54 55 80 156
Pension Accounting & Personal Saving 0 0 0 113 0 1 11 669
Permanent Income, Current Income and Consumption: Evidence form Panel Data 0 0 0 0 2 2 13 221
Permanent income, current income and consumption: Evidence from panel data 0 0 0 19 2 3 9 58
Planning and Financial Literacy: How Do Women Fare? 0 0 1 82 3 3 20 586
Planning and Financial Literacy: How Do Women Fare? 0 0 1 122 5 8 29 673
Planning and Financial Literacy: How Do Women Fare? 0 0 1 81 1 1 15 391
Planning and financial literacy: How do women fare? 0 0 0 47 0 1 12 248
Precautionary Saving and the Accumulation Of Wealth 0 0 0 73 1 1 6 279
Precautionary Saving and the Accumulation of Wealth 0 0 0 51 2 2 8 182
Precautionary Savings and the Importance of Business Owners 0 1 2 48 0 1 24 453
Precautionary savings and the importance of business owners 0 0 0 56 1 1 29 455
Saving Puzzles and Saving Policies in the United States 0 0 0 165 1 3 18 616
Saving Puzzles and Saving Policies in the United States 0 0 0 279 0 1 18 1,079
Saving Viewed from a Cross-National Perspective 0 0 0 0 0 0 6 180
Saving Viewed from a Cross-National Perspective 0 0 0 90 1 1 17 357
Saving and Wealth Holdings of the Elderly 0 0 0 0 0 1 17 231
Saving and wealth holdings of the elderly 0 0 0 2 0 1 9 19
Saving and wealth holdings of the elderly 0 0 0 13 0 1 11 65
Savings Between Cohorts: The Role of Planning 0 0 1 36 0 0 10 206
Savings of Young Parents 0 0 0 58 1 2 11 727
Savings of young parents 0 0 0 97 0 1 19 812
Skating on thin ice: New evidence on financial fragility 0 1 1 30 1 2 14 94
Stereotypes in Financial Literacy: Evidence from PISA 0 0 0 29 0 0 18 149
Stereotypes in Financial Literacy: Evidence from PISA 1 1 1 10 1 2 16 59
The Economic Crisis and Medical Care Usage 0 0 0 41 0 1 7 90
The Economic Crisis and Medical Care Usage 0 0 0 29 0 0 10 84
The Economic Importance of Financial Literacy: Theory and Evidence 1 3 19 273 8 15 74 1,465
The Economic Importance of Financial Literacy: Theory and Evidence 3 5 35 195 15 40 293 958
The Geography of Financial Literacy 0 0 2 39 3 3 14 153
The Impact of Financial Education on Savings and Asset 0 0 1 135 1 1 19 448
The Importance of Financial Literacy: Opening a New Field 1 1 2 2 3 3 29 34
The Importance of Financial Literacy: Opening a New Field 0 3 9 38 21 36 103 208
The Outlook for Financial Literacy 1 1 1 90 1 1 18 234
The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data 0 0 0 7 0 2 11 46
The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data 0 0 0 15 5 5 15 105
The economic crisis and medical care usage 0 0 0 10 1 1 11 108
The economic crisis and medical care usage 0 0 0 2 0 0 2 42
The financial fragility of European households in the time of COVID-19 0 0 3 26 0 1 19 98
The reaction of consumer spending and debt to tax rebates: Evidence from consumer credit data 0 0 0 11 1 2 10 79
The state of financial knowledge in the European Union 0 0 0 0 0 1 9 19
Trust, Financial Literacy, and Financial Behaviors: Shaping Retirement Security 0 12 13 13 1 14 19 19
Understanding Debt in the Older Population 0 0 1 15 2 4 14 63
Understanding Debt in the Older Population 0 0 0 6 1 1 6 32
Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness 0 0 0 87 0 0 20 274
Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness 0 1 2 41 1 5 20 130
Visual Tools and Narratives: New Ways to Improve Financial Literacy 0 0 0 46 3 3 20 150
Visual Tools and Narratives: New Ways to Improve Financial Literacy 0 0 0 42 1 2 17 210
What Explains Low Old-Age Income? Evidence from the Health and Retirement Study 0 0 0 20 2 2 13 54
Where does regulation hurt? Evidence from new businesses across countries 0 0 0 90 2 2 28 432
Total Working Papers 28 93 417 16,056 458 857 5,570 73,321
5 registered items for which data could not be found


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Assessing the impact of financial education programs: A quantitative model 1 2 25 81 2 6 200 486
Attitudes towards Debt and Debt Behavior 1 4 8 25 1 6 45 175
Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth 0 0 15 780 0 7 112 4,953
Bankruptcy Rates among NFL Players with Short-Lived Income Spikes 0 0 6 71 4 9 53 510
Building up financial literacy and financial resilience 1 7 34 82 3 19 94 255
Comment on: "A portfolio view of consumer credit" 0 0 0 19 0 1 4 96
Consumption, saving and habit formation 0 0 1 282 1 1 16 571
Credit market constraints and labor market decisions 0 0 1 118 1 2 20 439
Debt and Financial Vulnerability on the Verge of Retirement 0 0 10 35 4 9 67 220
Debt literacy, financial experiences, and overindebtedness* 1 5 40 390 13 34 250 1,705
EMPLOYEE FINANCIAL LITERACY AND RETIREMENT PLAN BEHAVIOR: A CASE STUDY 0 0 4 44 2 4 56 347
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 0 1 15 0 1 21 86
Evaluating the effects of a low-cost, online financial education program 0 0 3 5 3 4 52 64
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 1 2 2 11 529
Explaining the wealth holdings of different cohorts: Productivity growth and Social Security 0 0 0 106 0 0 16 336
Financial Fragility during the COVID-19 Pandemic 0 0 1 25 1 1 18 110
Financial Fraud Among Older Americans: Evidence and Implications 0 0 0 5 0 0 11 41
Financial Literacy Skills for the 21st Century: Evidence from PISA 0 0 2 45 1 2 34 211
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education 0 1 5 232 1 3 36 809
Financial Literacy, Retirement Planning and Household Wealth 0 0 4 135 3 8 34 776
Financial education affects financial knowledge and downstream behaviors 11 27 72 170 61 152 432 804
Financial knowledge and 401(k) investment performance: a case study 0 1 4 65 1 2 27 199
Financial literacy and financial resilience: Evidence from around the world 9 19 133 801 27 64 475 2,048
Financial literacy and financial sophistication in the older population* 0 0 2 20 0 0 19 105
Financial literacy and its consequences: Evidence from Russia during the financial crisis 1 3 30 377 8 22 161 1,329
Financial literacy and retirement planning in Canada* 1 1 5 53 3 3 24 285
Financial literacy and retirement planning in Germany* 0 1 6 126 1 4 46 475
Financial literacy and retirement planning in the Netherlands 4 5 6 233 4 11 38 727
Financial literacy and retirement planning in the United States* 1 4 19 169 11 31 117 816
Financial literacy and retirement preparation in the Netherlands* 0 0 0 77 0 1 12 232
Financial literacy and stock market participation 3 20 88 2,255 16 71 403 8,333
Financial literacy and the need for financial education: evidence and implications 0 1 27 138 1 17 267 1,110
Financial literacy around the world: an overview 1 3 30 357 9 25 166 1,507
Financially Fragile Households: Evidence and Implications 1 4 8 66 5 17 76 537
Five steps to planning success: experimental evidence from US households 0 1 1 18 6 10 22 139
Heterogeneity in the Effect of Regulation on Entrepreneurship and Entry Size 0 1 1 21 2 3 20 197
Household Saving: Micro Theories and Micro Facts 1 3 15 2,459 6 23 109 6,774
How Financially Literate Are Women? An Overview and New Insights 4 6 10 79 7 19 74 483
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 5 8 38 207 14 46 341 1,029
INCOME AND WEALTH OVER THE LIFE CYCLE EVIDENCE FROM PANEL DATA 0 0 0 26 0 2 13 432
Income trajectories in later life: Longitudinal evidence from the Health and Retirement Study 0 0 0 2 1 1 15 28
Liquidity Constraints, Household Wealth, and Entrepreneurship 1 1 9 494 4 9 151 1,628
On the Importance of the Precautionary Saving Motive 0 0 3 258 3 5 25 678
Optimal Financial Knowledge and Wealth Inequality 0 2 16 197 2 12 79 932
Permanent Income, Current Income, and Consumption: Evidence from Two Panel Data Sets 0 0 0 0 1 2 25 882
Planning and Financial Literacy: How Do Women Fare? 1 3 10 205 5 10 47 925
Precautionary saving and subjective earnings variance 0 0 0 122 15 15 26 332
Risk Literacy 0 1 1 24 0 3 19 150
Saving after retirement: evidence from three different surveys 0 0 1 163 0 1 16 518
Saving and income smoothing: Evidence from panel data 0 0 1 162 0 0 13 401
Saving and wealth holdings of the elderly 0 0 0 64 0 1 14 190
Saving puzzles and saving policies in the United States 0 0 0 0 1 4 15 341
Savings of Young Parents 0 0 1 14 1 2 12 107
Stereotypes in financial literacy: Evidence from PISA 0 1 3 63 0 9 64 296
The Changing Face of Debt and Financial Fragility at Older Ages 0 0 2 31 1 2 22 121
The Economic Crisis and Medical Care Use: Comparative Evidence from Five High-Income Countries 0 0 0 6 1 2 17 53
The Economic Importance of Financial Literacy: Theory and Evidence 7 25 140 841 37 108 833 4,670
The Importance of Business Owners in Assessing the Size of Precautionary Savings 0 0 0 78 1 1 12 391
The Importance of Financial Literacy: Opening a New Field 1 1 11 27 7 15 98 169
The evolution of financial literacy over time and its predictive power for financial outcomes: evidence from longitudinal data 0 0 3 10 5 7 37 69
Understanding Saving: Evidence from the United States and Japan. By Fumio Hayashi. Cambridge, MA: MIT Press, 1997. Pp. x, 510. $50.00 0 1 1 1 0 3 12 15
Visual tools and narratives: new ways to improve financial literacy* 0 0 1 50 2 6 29 237
Total Journal Articles 56 162 858 13,025 311 860 5,573 53,413
1 registered items for which data could not be found


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints 0 0 0 149 0 1 29 494
Older Women's Labor Market Attachment, Retirement Planning, and Household Debt 0 0 0 13 1 2 14 106
Retirement planning and financial literacy 0 0 0 23 0 1 15 109
Total Chapters 0 0 0 185 1 4 58 709


Statistics updated 2026-09-10