Access Statistics for Annamaria Lusardi

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Adequacy of Saving for Old Age in Europe 0 0 0 102 1 3 15 258
Americans' Financial Capability 1 1 2 43 2 15 47 223
Attitudes Toward Debt and Debt Behavior 0 0 1 55 2 6 27 268
Attitudes Toward Debt and Debt Behavior 0 0 6 22 0 5 33 93
Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 240 2 9 22 3,048
Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 77 1 7 28 804
Baby Boomer Retirement Security: the Roles of Planning, Financial Literacy, and Housing Wealth 0 0 1 74 1 7 25 544
Baby boomer retirement security: The roles of planning, financial literacy, and Housing wealth 1 1 2 126 2 4 16 660
Bankruptcy Rates among NFL Players with Short-Lived Income Spikes 0 0 0 47 133 159 221 402
CREDIT MARKET REGULATIONS CHANGES AND LABOR MARKET DECISIONS 0 0 0 39 0 4 8 167
Credit Market Constraints and Labor Market Decisions 0 0 0 212 0 1 10 822
DURABLE GOODS AND VARYING REAL INTEREST RATES 0 0 0 0 0 1 14 263
Debt Commitment, Housing and Family Allocation of Time 0 0 0 22 0 0 8 337
Debt Literacy, Financial Experiences, and Overindebtedness 0 1 11 366 4 26 141 1,674
Debt Literacy, Financial Experiences, and Overindebtedness 3 3 10 112 6 10 33 457
Debt and Financial Vulnerability on the Verge of Retirement 0 0 0 19 0 2 13 64
Debt and Financial Vulnerability on the Verge of Retirement 0 0 1 30 0 7 17 72
Debt and financial vulnerability on the verge of retirement 0 0 1 32 0 5 14 59
Debt close to retirement and its implications for retirement well-being 0 0 0 19 1 2 13 48
Debt literacy, financial experiences, and overindebtedness 0 0 0 47 1 5 20 191
Disentangling the Importance of the Precautionary Saving Mode 0 0 0 80 1 4 8 384
Disentangling the importance of the precautionary saving motive 0 0 0 191 0 7 24 620
Employee Financial Literacy and Retirement Plan Behavior: A Case Study 0 0 2 52 0 6 24 178
Euler Equations in Micro Data: Merging Data from Two Samples 0 0 0 18 1 1 4 44
Euler Equations in Micro Data; Merging Data form Two Samples 0 0 0 1 0 2 8 222
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 0 0 110 0 2 13 310
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 1 1 1 22 2 5 13 59
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 157 0 1 12 1,108
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 0 0 1 8 189
Excess Sensitivity and Asymmetries in Consumption: an Empirical Investigation 0 0 0 21 0 1 7 143
Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints 0 0 1 1,336 1 2 22 3,138
Explaining Why So Many Households Do Not Save 0 0 0 270 0 4 10 1,099
Explaining Why So Many Households Do Not Save 0 0 0 101 1 4 11 373
Explaining Why So Many Households Do Not Save 0 0 0 11 0 2 15 265
Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security 0 0 1 125 2 4 16 503
Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security 0 0 0 168 0 4 16 524
Explaining the wealth holdings of different cohorts: productivity growth and social security 0 0 0 53 0 8 39 346
Exploring the Risks and Consequences of Elder Fraud Victimization: Evidence from the Health and Retirement Study 0 1 1 25 1 5 12 97
Fearless Woman. Financial Literacy and Stock Market Participation 0 0 0 12 2 5 18 65
Fearless Woman: Financial Literacy and Stock Market Participation 0 0 1 15 1 6 20 110
Fearless Woman: Financial Literacy and Stock Market Participation 0 1 3 29 2 11 38 192
Fearless Woman: Financial Literacy and Stock Market Participation 0 4 9 59 3 27 63 213
Financial Capability in the United States: Consumer Decision-Making and the Role of Social Security 0 0 1 22 0 7 14 103
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 0 2 10 2 8 66 110
Financial Education Affects Financial Knowledge and Downstream Behaviors 1 1 6 37 2 5 24 127
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 1 3 30 1 6 26 117
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 0 1 25 2 3 12 120
Financial Fragility during the COVID-19 Pandemic 0 1 1 25 1 3 15 102
Financial Fragility during the COVID-19 Pandemic 0 0 0 23 0 2 15 106
Financial Fraud among Older Americans: Evidence and Implications 0 0 1 33 0 2 18 103
Financial Knowledge and 401(k) Investment Performance 1 1 3 108 2 9 17 313
Financial Literacy Around the World: An Overview 0 2 12 266 4 15 55 617
Financial Literacy among the Young 0 2 4 157 6 11 30 430
Financial Literacy among the Young: Evidence and Implications for Consumer Policy 1 2 4 66 4 12 30 356
Financial Literacy among the Young: Evidence and Implications for Consumer Policy 1 2 2 179 2 9 20 926
Financial Literacy and Financial Education: An Overview 0 3 8 36 9 24 69 122
Financial Literacy and Financial Education: An Overview 0 2 10 34 6 27 93 138
Financial Literacy and Financial Education: An Overview 1 3 12 64 5 32 91 199
Financial Literacy and Financial Education: Review and Policy Implications 0 0 2 56 2 8 21 229
Financial Literacy and Financial Sophistication Among Older Americans 0 0 1 77 1 12 69 357
Financial Literacy and Financial Sophistication in the Older Population: Evidence from the 2008 HRS 0 0 0 42 0 2 9 109
Financial Literacy and High-Cost Borrowing in the United States 0 0 4 175 5 15 52 782
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 1 9 322 1 14 60 834
Financial Literacy and Planning: Implications for Retirement Wellbeing 2 5 19 322 5 21 93 1,189
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 0 0 166 1 7 19 679
Financial Literacy and Retirement Planning in Canada 0 0 0 60 0 3 7 121
Financial Literacy and Retirement Planning in Canada 0 0 0 33 0 0 8 175
Financial Literacy and Retirement Planning in Germany 0 0 0 67 3 6 18 335
Financial Literacy and Retirement Planning in Germany 0 2 3 106 1 6 25 305
Financial Literacy and Retirement Planning in the United States 0 0 4 81 2 12 23 281
Financial Literacy and Retirement Planning in the United States 0 3 7 148 4 15 40 581
Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel 1 4 14 379 5 16 85 1,360
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education Programs 0 1 5 384 1 12 69 1,714
Financial Literacy and Stock Market Participation 3 7 15 258 9 32 72 1,017
Financial Literacy and Stock Market Participation 4 6 13 251 8 27 69 1,183
Financial Literacy and Stock Market Participation 0 0 1 117 6 32 137 741
Financial Literacy and Stock Market Participation 1 3 4 139 82 114 154 706
Financial Literacy and the Financial Crisis 0 0 0 99 2 6 38 540
Financial Literacy around the World: An Overview 1 7 19 333 14 39 105 1,132
Financial Literacy, Retirement Planning, and Household Wealth 0 1 3 87 1 12 57 316
Financial Literacy, Retirement Planning, and Household Wealth 0 0 2 208 1 12 40 950
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands 0 0 0 63 3 7 23 213
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands 0 0 0 37 1 5 19 201
Financial Literacy: An Essential Tool for Informed Consumer Choice? 0 0 1 37 1 1 13 174
Financial Literacy: An Essential Tool for Informed Consumer Choice? 1 3 4 203 6 14 35 844
Financial Sophistication in the Older Population 0 0 0 41 0 5 27 182
Financial education affects financial knowledge and downstream behaviors 1 1 7 25 5 10 47 121
Financial literacy among the young: Evidence and implications for consumer policy 1 2 6 56 6 23 68 371
Financial literacy and financial education: An overview 0 0 3 62 1 8 34 158
Financial literacy and retirement planning in Germany 0 1 2 27 1 4 15 169
Financial literacy and retirement planning: New evidence from the Rand American Life Panel 0 0 6 65 0 4 30 264
Financial literacy and retirement preparedness: Evidence and implications for financial education programs 2 4 14 220 5 16 53 776
Financial literacy and stock market participation 0 2 7 74 7 24 51 412
Financial literacy and the financial crisis 0 1 1 88 4 7 22 347
Financial literacy in the DNB Household Survey: Insights from innovative data collection 0 0 3 24 0 3 23 55
Financial literacy, retirement planning, and household wealth 0 1 1 28 3 9 31 199
Financial literacy: An essential tool for informed consumer choice? 0 0 2 41 33 37 50 235
Financial sophistication in the older population 0 0 0 32 0 1 9 102
Financially Fragile Households: Evidence and Implications 0 5 9 56 3 12 41 265
Financially Fragile Households: Evidence and Implications 0 1 5 34 1 12 43 200
Five Steps to Planning Success. Experimental Evidence from U.S. Households 0 0 0 27 3 7 17 126
Five Steps to Planning Success. Experimental Evidence from U.S. Households 0 0 0 8 0 2 12 71
Heterogeneity in the effect of regulation on entrepreneurship and entry size 0 0 0 70 0 1 19 207
Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs 0 1 6 467 5 18 47 1,909
Household Saving Behavior: The Role of Literacy, Information and Financial Education Programs 0 0 0 55 1 8 20 210
Household Saving: Micro Theories and Micro Facts 0 0 0 4 2 19 46 4,791
Household Saving: Micro Theories and Micro Facts 0 0 1 877 3 14 29 1,577
Household saving behavior: The role of literacy, information and financial education programs 0 1 1 33 1 3 13 147
How Financially Literate are Women? An Overview and New Insights 0 0 1 52 0 5 21 207
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 0 0 0 181 0 2 22 784
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 0 0 1 70 0 2 14 275
How financially literate are women? An overview and new insights 0 0 0 44 2 5 25 199
How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness 0 0 1 53 2 10 27 215
Increasing the Effectiveness of Financial Education in the Workplace 0 0 0 36 0 3 10 98
Increasing the effectiveness of financial education in the workplace 0 0 0 8 1 5 13 59
New Ways to Make People Save: A Social Marketing Approach 0 0 0 69 0 6 10 280
Numeracy, financial literacy, and financial decision-making 0 0 2 115 2 7 31 516
Older Adult Debt and Financial Frailty 0 0 0 27 0 4 14 111
Older Women’s Labor Market Attachment, Retirement Planning, and Household Debt 0 0 0 45 0 4 13 85
Optimal Financial Knowledge and Wealth Inequality 0 0 0 68 4 11 38 297
Optimal Financial Knowledge and Wealth Inequality 0 0 2 115 0 6 33 490
Optimal Financial Literacy and Saving for Retirement 0 0 1 16 2 6 27 101
Pension Accounting & Personal Saving 0 0 0 113 0 2 11 668
Permanent Income, Current Income and Consumption: Evidence form Panel Data 0 0 0 0 1 2 11 219
Permanent income, current income and consumption: Evidence from panel data 0 0 0 19 0 3 9 55
Planning and Financial Literacy: How Do Women Fare? 1 1 1 122 3 8 24 665
Planning and Financial Literacy: How Do Women Fare? 0 1 2 82 1 5 21 583
Planning and Financial Literacy: How Do Women Fare? 0 1 1 81 0 2 16 390
Planning and financial literacy: How do women fare? 0 0 0 47 0 2 13 247
Precautionary Saving and the Accumulation Of Wealth 0 0 0 73 0 1 5 278
Precautionary Saving and the Accumulation of Wealth 0 0 0 51 0 0 6 180
Precautionary Savings and the Importance of Business Owners 0 0 1 47 0 5 24 452
Precautionary savings and the importance of business owners 0 0 0 56 0 7 29 454
Saving Puzzles and Saving Policies in the United States 0 0 0 279 0 1 17 1,078
Saving Puzzles and Saving Policies in the United States 0 0 0 165 1 6 15 613
Saving Viewed from a Cross-National Perspective 0 0 0 0 0 0 7 180
Saving Viewed from a Cross-National Perspective 0 0 0 90 2 6 16 356
Saving and Wealth Holdings of the Elderly 0 0 0 0 1 4 16 230
Saving and wealth holdings of the elderly 0 0 0 13 1 2 10 64
Saving and wealth holdings of the elderly 0 0 0 2 0 2 8 18
Savings Between Cohorts: The Role of Planning 0 0 1 36 1 2 12 206
Savings of Young Parents 0 0 0 58 1 5 10 725
Savings of young parents 0 0 0 97 1 5 18 811
Skating on thin ice: New evidence on financial fragility 0 0 0 29 3 6 13 92
Stereotypes in Financial Literacy: Evidence from PISA 0 0 0 9 1 1 21 57
Stereotypes in Financial Literacy: Evidence from PISA 0 0 2 29 2 5 21 149
The Economic Crisis and Medical Care Usage 0 0 0 29 1 4 10 84
The Economic Crisis and Medical Care Usage 0 0 1 41 0 0 8 89
The Economic Importance of Financial Literacy: Theory and Evidence 5 13 36 190 19 79 294 918
The Economic Importance of Financial Literacy: Theory and Evidence 1 6 18 270 2 18 68 1,450
The Geography of Financial Literacy 0 0 2 39 1 4 13 150
The Impact of Financial Education on Savings and Asset 0 0 1 135 0 5 19 447
The Importance of Financial Literacy: Opening a New Field 2 5 8 35 8 32 71 172
The Importance of Financial Literacy: Opening a New Field 0 0 1 1 3 14 27 31
The Outlook for Financial Literacy 0 0 0 89 0 5 19 233
The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data 0 0 0 15 0 3 12 100
The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data 0 0 1 7 3 4 10 44
The economic crisis and medical care usage 0 0 0 10 0 2 10 107
The economic crisis and medical care usage 0 0 0 2 0 0 2 42
The financial fragility of European households in the time of COVID-19 1 1 5 26 1 6 27 97
The reaction of consumer spending and debt to tax rebates: Evidence from consumer credit data 0 0 0 11 0 0 8 77
The state of financial knowledge in the European Union 0 0 0 0 1 2 10 18
Trust, Financial Literacy, and Financial Behaviors: Shaping Retirement Security 1 1 1 1 5 5 5 5
Understanding Debt in the Older Population 0 0 2 6 0 0 8 31
Understanding Debt in the Older Population 0 1 1 15 0 2 10 59
Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness 0 0 0 87 3 12 21 274
Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness 0 0 1 40 2 4 15 125
Visual Tools and Narratives: New Ways to Improve Financial Literacy 0 0 1 42 0 3 21 208
Visual Tools and Narratives: New Ways to Improve Financial Literacy 0 0 0 46 0 3 19 147
What Explains Low Old-Age Income? Evidence from the Health and Retirement Study 0 0 0 20 0 1 12 52
Where does regulation hurt? Evidence from new businesses across countries 0 0 0 90 0 6 26 430
Total Working Papers 39 126 423 15,963 549 1,634 5,224 72,464
5 registered items for which data could not be found


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Assessing the impact of financial education programs: A quantitative model 0 2 34 79 8 39 245 480
Attitudes towards Debt and Debt Behavior 0 0 6 21 0 8 52 169
Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth 1 5 18 780 13 36 129 4,946
Bankruptcy Rates among NFL Players with Short-Lived Income Spikes 0 1 7 71 3 13 55 501
Building up financial literacy and financial resilience 3 10 32 75 8 36 85 236
Comment on: "A portfolio view of consumer credit" 0 0 1 19 0 2 5 95
Consumption, saving and habit formation 1 1 1 282 2 5 17 570
Credit market constraints and labor market decisions 1 1 1 118 2 6 18 437
Debt and Financial Vulnerability on the Verge of Retirement 1 3 12 35 5 19 70 211
Debt literacy, financial experiences, and overindebtedness* 3 13 44 385 18 64 247 1,671
EMPLOYEE FINANCIAL LITERACY AND RETIREMENT PLAN BEHAVIOR: A CASE STUDY 0 1 7 44 5 13 71 343
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 0 1 15 1 4 24 85
Evaluating the effects of a low-cost, online financial education program 0 0 3 5 1 22 52 60
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 1 0 1 12 527
Explaining the wealth holdings of different cohorts: Productivity growth and Social Security 0 0 0 106 1 5 16 336
Financial Fragility during the COVID-19 Pandemic 0 1 1 25 1 7 22 109
Financial Fraud Among Older Americans: Evidence and Implications 0 0 0 5 2 4 12 41
Financial Literacy Skills for the 21st Century: Evidence from PISA 1 1 2 45 2 10 35 209
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education 1 1 4 231 2 10 37 806
Financial Literacy, Retirement Planning and Household Wealth 1 2 4 135 1 6 32 768
Financial education affects financial knowledge and downstream behaviors 5 16 55 143 41 121 316 652
Financial knowledge and 401(k) investment performance: a case study 0 0 6 64 1 3 29 197
Financial literacy and financial resilience: Evidence from around the world 14 34 149 782 34 136 490 1,984
Financial literacy and financial sophistication in the older population* 0 0 2 20 1 2 20 105
Financial literacy and its consequences: Evidence from Russia during the financial crisis 1 7 37 374 9 39 170 1,307
Financial literacy and retirement planning in Canada* 1 1 4 52 3 7 24 282
Financial literacy and retirement planning in Germany* 0 2 9 125 1 13 52 471
Financial literacy and retirement planning in the Netherlands 0 0 1 228 1 7 34 716
Financial literacy and retirement planning in the United States* 0 6 15 165 11 36 92 785
Financial literacy and retirement preparation in the Netherlands* 0 0 1 77 0 3 12 231
Financial literacy and stock market participation 5 27 87 2,235 32 102 409 8,262
Financial literacy and the need for financial education: evidence and implications 1 8 31 137 12 87 289 1,093
Financial literacy around the world: an overview 2 7 37 354 8 32 180 1,482
Financially Fragile Households: Evidence and Implications 1 2 5 62 2 15 64 520
Five steps to planning success: experimental evidence from US households 0 0 0 17 0 3 13 129
Heterogeneity in the Effect of Regulation on Entrepreneurship and Entry Size 0 0 1 20 1 3 22 194
Household Saving: Micro Theories and Micro Facts 1 3 17 2,456 9 40 94 6,751
How Financially Literate Are Women? An Overview and New Insights 1 1 4 73 10 24 63 464
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 1 8 42 199 11 60 343 983
INCOME AND WEALTH OVER THE LIFE CYCLE EVIDENCE FROM PANEL DATA 0 0 0 26 0 2 12 430
Income trajectories in later life: Longitudinal evidence from the Health and Retirement Study 0 0 0 2 2 7 16 27
Liquidity Constraints, Household Wealth, and Entrepreneurship 2 4 11 493 5 38 153 1,619
On the Importance of the Precautionary Saving Motive 0 3 3 258 0 8 21 673
Optimal Financial Knowledge and Wealth Inequality 2 6 15 195 3 26 79 920
Permanent Income, Current Income, and Consumption: Evidence from Two Panel Data Sets 0 0 0 0 0 7 24 880
Planning and Financial Literacy: How Do Women Fare? 0 5 7 202 4 17 44 915
Precautionary saving and subjective earnings variance 0 0 0 122 0 3 13 317
Risk Literacy 0 0 1 23 0 3 18 147
Saving after retirement: evidence from three different surveys 0 0 1 163 0 0 16 517
Saving and income smoothing: Evidence from panel data 0 0 1 162 0 2 14 401
Saving and wealth holdings of the elderly 0 0 0 64 0 3 13 189
Saving puzzles and saving policies in the United States 0 0 0 0 0 0 13 337
Savings of Young Parents 0 0 1 14 0 3 12 105
Stereotypes in financial literacy: Evidence from PISA 1 1 3 62 8 15 66 287
The Changing Face of Debt and Financial Fragility at Older Ages 0 2 3 31 0 6 24 119
The Economic Crisis and Medical Care Use: Comparative Evidence from Five High-Income Countries 0 0 0 6 1 3 15 51
The Economic Importance of Financial Literacy: Theory and Evidence 9 24 134 816 55 160 832 4,562
The Importance of Business Owners in Assessing the Size of Precautionary Savings 0 0 0 78 0 4 11 390
The Importance of Financial Literacy: Opening a New Field 1 1 12 26 5 25 91 154
The evolution of financial literacy over time and its predictive power for financial outcomes: evidence from longitudinal data 1 2 4 10 1 7 33 62
Understanding Saving: Evidence from the United States and Japan. By Fumio Hayashi. Cambridge, MA: MIT Press, 1997. Pp. x, 510. $50.00 0 0 0 0 0 5 9 12
Visual tools and narratives: new ways to improve financial literacy* 0 0 2 50 4 11 28 231
Total Journal Articles 62 212 879 12,863 350 1,398 5,509 52,553
1 registered items for which data could not be found


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints 0 0 1 149 1 7 31 493
Older Women's Labor Market Attachment, Retirement Planning, and Household Debt 0 0 0 13 0 2 12 104
Retirement planning and financial literacy 0 0 1 23 0 4 15 108
Total Chapters 0 0 2 185 1 13 58 705


Statistics updated 2026-06-04