Access Statistics for Annamaria Lusardi

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Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Adequacy of Saving for Old Age in Europe 0 0 0 102 1 5 13 256
Americans' Financial Capability 0 0 1 42 8 32 42 216
Attitudes Toward Debt and Debt Behavior 0 2 7 22 2 14 36 90
Attitudes Toward Debt and Debt Behavior 0 0 1 55 3 15 25 265
Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 240 1 2 17 3,040
Baby Boomer Retirement Security: The Roles of Planning, Financial Literacy, and Housing Wealth 0 0 0 77 1 14 24 798
Baby Boomer Retirement Security: the Roles of Planning, Financial Literacy, and Housing Wealth 0 0 1 74 0 3 18 537
Baby boomer retirement security: The roles of planning, financial literacy, and Housing wealth 0 1 1 125 0 8 12 656
Bankruptcy Rates among NFL Players with Short-Lived Income Spikes 0 0 0 47 14 39 77 257
CREDIT MARKET REGULATIONS CHANGES AND LABOR MARKET DECISIONS 0 0 0 39 1 2 5 164
Credit Market Constraints and Labor Market Decisions 0 0 0 212 0 2 9 821
DURABLE GOODS AND VARYING REAL INTEREST RATES 0 0 0 0 0 11 13 262
Debt Commitment, Housing and Family Allocation of Time 0 0 0 22 0 7 8 337
Debt Literacy, Financial Experiences, and Overindebtedness 0 3 8 109 0 12 27 447
Debt Literacy, Financial Experiences, and Overindebtedness 0 2 10 365 12 102 133 1,660
Debt and Financial Vulnerability on the Verge of Retirement 0 0 1 30 1 3 12 66
Debt and Financial Vulnerability on the Verge of Retirement 0 0 0 19 0 4 11 62
Debt and financial vulnerability on the verge of retirement 0 0 2 32 3 9 13 57
Debt close to retirement and its implications for retirement well-being 0 0 1 19 0 6 12 46
Debt literacy, financial experiences, and overindebtedness 0 0 1 47 0 4 18 186
Disentangling the Importance of the Precautionary Saving Mode 0 0 0 80 2 4 7 382
Disentangling the importance of the precautionary saving motive 0 0 1 191 0 16 19 613
Employee Financial Literacy and Retirement Plan Behavior: A Case Study 0 0 3 52 3 16 23 175
Euler Equations in Micro Data: Merging Data from Two Samples 0 0 0 18 0 1 3 43
Euler Equations in Micro Data; Merging Data form Two Samples 0 0 0 1 1 4 7 221
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 0 0 21 1 3 10 55
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 0 0 110 0 7 11 308
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 0 0 2 7 188
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 157 0 4 11 1,107
Excess Sensitivity and Asymmetries in Consumption: an Empirical Investigation 0 0 0 21 0 3 6 142
Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints 0 0 1 1,336 0 7 20 3,136
Explaining Why So Many Households Do Not Save 0 0 0 270 2 4 8 1,097
Explaining Why So Many Households Do Not Save 0 0 0 101 2 6 10 371
Explaining Why So Many Households Do Not Save 0 0 0 11 0 13 13 263
Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security 0 0 2 125 1 4 14 500
Explaining the Wealth Holdings of Different Cohorts: Productivity Growth and Social Security 0 0 0 168 1 10 13 521
Explaining the wealth holdings of different cohorts: productivity growth and social security 0 0 0 53 6 31 37 344
Exploring the Risks and Consequences of Elder Fraud Victimization: Evidence from the Health and Retirement Study 1 1 1 25 4 8 12 96
Fearless Woman. Financial Literacy and Stock Market Participation 0 0 0 12 1 4 14 61
Fearless Woman: Financial Literacy and Stock Market Participation 2 4 14 57 7 19 63 193
Fearless Woman: Financial Literacy and Stock Market Participation 0 0 2 28 2 9 40 183
Fearless Woman: Financial Literacy and Stock Market Participation 0 0 1 15 3 8 18 107
Financial Capability in the United States: Consumer Decision-Making and the Role of Social Security 0 1 3 22 2 6 11 98
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 0 2 29 2 11 23 113
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 0 2 10 4 38 64 106
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 2 5 36 0 8 19 122
Financial Education Affects Financial Knowledge and Downstream Behaviors 0 0 1 25 1 5 10 118
Financial Fragility during the COVID-19 Pandemic 1 1 2 25 2 10 15 101
Financial Fragility during the COVID-19 Pandemic 0 0 1 23 2 11 17 106
Financial Fraud among Older Americans: Evidence and Implications 0 0 1 33 1 6 17 102
Financial Knowledge and 401(k) Investment Performance 0 1 2 107 1 4 11 305
Financial Literacy Around the World: An Overview 2 4 13 266 5 14 48 607
Financial Literacy among the Young 2 2 4 157 3 12 22 422
Financial Literacy among the Young: Evidence and Implications for Consumer Policy 1 1 1 178 3 7 15 920
Financial Literacy among the Young: Evidence and Implications for Consumer Policy 1 1 3 65 6 14 24 350
Financial Literacy and Financial Education: An Overview 1 2 7 34 6 22 57 104
Financial Literacy and Financial Education: An Overview 1 3 12 33 9 23 84 120
Financial Literacy and Financial Education: An Overview 1 3 14 62 18 60 82 185
Financial Literacy and Financial Education: Review and Policy Implications 0 1 2 56 2 6 18 223
Financial Literacy and Financial Sophistication Among Older Americans 0 0 1 77 8 51 68 353
Financial Literacy and Financial Sophistication in the Older Population: Evidence from the 2008 HRS 0 0 0 42 0 3 7 107
Financial Literacy and High-Cost Borrowing in the United States 0 1 4 175 6 21 48 773
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 4 17 317 6 31 87 1,174
Financial Literacy and Planning: Implications for Retirement Wellbeing 1 2 12 322 8 22 68 828
Financial Literacy and Planning: Implications for Retirement Wellbeing 0 0 0 166 4 10 17 676
Financial Literacy and Retirement Planning in Canada 0 0 0 60 1 2 5 119
Financial Literacy and Retirement Planning in Canada 0 0 0 33 0 6 9 175
Financial Literacy and Retirement Planning in Germany 2 3 3 106 4 12 27 303
Financial Literacy and Retirement Planning in Germany 0 0 0 67 1 8 14 330
Financial Literacy and Retirement Planning in the United States 3 4 8 148 4 12 33 570
Financial Literacy and Retirement Planning in the United States 0 0 5 81 1 4 14 270
Financial Literacy and Retirement Planning: New Evidence from the Rand American Life Panel 1 3 15 376 5 28 89 1,349
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education Programs 0 1 6 383 7 28 77 1,709
Financial Literacy and Stock Market Participation 1 4 10 246 6 23 58 1,162
Financial Literacy and Stock Market Participation 0 1 1 136 7 22 48 599
Financial Literacy and Stock Market Participation 0 0 1 117 20 106 126 729
Financial Literacy and Stock Market Participation 1 2 13 252 5 17 56 990
Financial Literacy and the Financial Crisis 0 0 0 99 0 14 35 534
Financial Literacy around the World: An Overview 2 4 17 328 8 31 81 1,101
Financial Literacy, Retirement Planning, and Household Wealth 0 1 4 86 4 35 52 308
Financial Literacy, Retirement Planning, and Household Wealth 0 0 3 208 2 17 32 940
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands 0 0 0 37 0 6 14 196
Financial Literacy, Retirement Preparation and Pension Expectations in the Netherlands 0 0 0 63 1 11 17 207
Financial Literacy: An Essential Tool for Informed Consumer Choice? 0 0 1 37 0 3 14 173
Financial Literacy: An Essential Tool for Informed Consumer Choice? 0 0 1 200 3 11 27 833
Financial Sophistication in the Older Population 0 0 0 41 2 17 24 179
Financial education affects financial knowledge and downstream behaviors 0 1 7 24 2 13 46 113
Financial literacy among the young: Evidence and implications for consumer policy 1 2 7 55 12 31 61 360
Financial literacy and financial education: An overview 0 0 9 62 2 8 39 152
Financial literacy and retirement planning in Germany 1 1 2 27 2 4 14 167
Financial literacy and retirement planning: New evidence from the Rand American Life Panel 0 0 9 65 1 13 33 261
Financial literacy and retirement preparedness: Evidence and implications for financial education programs 2 5 17 218 7 20 59 767
Financial literacy and stock market participation 2 3 8 74 5 14 42 393
Financial literacy and the financial crisis 1 1 1 88 2 6 17 342
Financial literacy in the DNB Household Survey: Insights from innovative data collection 0 0 4 24 0 8 21 52
Financial literacy, retirement planning, and household wealth 1 1 2 28 2 16 26 192
Financial literacy: An essential tool for informed consumer choice? 0 0 4 41 0 8 15 198
Financial sophistication in the older population 0 0 0 32 0 6 8 101
Financially Fragile Households: Evidence and Implications 1 3 5 34 7 24 40 195
Financially Fragile Households: Evidence and Implications 2 2 6 53 4 13 37 257
Five Steps to Planning Success. Experimental Evidence from U.S. Households 0 0 0 8 1 6 11 70
Five Steps to Planning Success. Experimental Evidence from U.S. Households 0 0 1 27 2 4 13 121
Heterogeneity in the effect of regulation on entrepreneurship and entry size 0 0 0 70 1 8 20 207
Household Saving Behavior: The Role of Financial Literacy, Information, and Financial Education Programs 1 3 7 467 7 19 42 1,898
Household Saving Behavior: The Role of Literacy, Information and Financial Education Programs 0 0 0 55 4 14 17 206
Household Saving: Micro Theories and Micro Facts 0 0 0 4 3 12 33 4,775
Household Saving: Micro Theories and Micro Facts 0 1 3 877 0 8 19 1,563
Household saving behavior: The role of literacy, information and financial education programs 0 0 1 32 0 4 11 144
How Financially Literate are Women? An Overview and New Insights 0 1 1 52 1 7 18 203
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 0 0 3 70 0 4 15 273
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 0 0 0 181 0 6 23 782
How financially literate are women? An overview and new insights 0 0 0 44 1 10 22 195
How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness 0 1 2 53 1 14 20 206
Increasing the Effectiveness of Financial Education in the Workplace 0 0 0 36 0 3 7 95
Increasing the effectiveness of financial education in the workplace 0 0 1 8 0 2 9 54
New Ways to Make People Save: A Social Marketing Approach 0 0 0 69 0 1 4 274
Numeracy, financial literacy, and financial decision-making 0 0 2 115 3 10 29 512
Older Adult Debt and Financial Frailty 0 0 0 27 2 8 12 109
Older Women’s Labor Market Attachment, Retirement Planning, and Household Debt 0 0 0 45 0 4 9 81
Optimal Financial Knowledge and Wealth Inequality 0 0 2 115 1 10 30 485
Optimal Financial Knowledge and Wealth Inequality 0 0 1 68 2 20 30 288
Optimal Financial Literacy and Saving for Retirement 0 0 1 16 3 19 25 98
Pension Accounting & Personal Saving 0 0 0 113 1 7 10 667
Permanent Income, Current Income and Consumption: Evidence form Panel Data 0 0 0 0 1 4 10 218
Permanent income, current income and consumption: Evidence from panel data 0 0 1 19 1 3 8 53
Planning and Financial Literacy: How Do Women Fare? 0 0 3 81 1 10 19 579
Planning and Financial Literacy: How Do Women Fare? 0 0 0 80 0 3 15 388
Planning and Financial Literacy: How Do Women Fare? 0 0 3 121 2 10 21 659
Planning and financial literacy: How do women fare? 0 0 1 47 0 4 12 245
Precautionary Saving and the Accumulation Of Wealth 0 0 0 73 0 2 5 277
Precautionary Saving and the Accumulation of Wealth 0 0 0 51 0 5 7 180
Precautionary Savings and the Importance of Business Owners 0 0 1 47 2 8 21 449
Precautionary savings and the importance of business owners 0 0 0 56 5 22 27 452
Saving Puzzles and Saving Policies in the United States 0 0 0 279 1 12 17 1,078
Saving Puzzles and Saving Policies in the United States 0 0 0 165 0 1 10 607
Saving Viewed from a Cross-National Perspective 0 0 0 0 0 3 7 180
Saving Viewed from a Cross-National Perspective 0 0 0 90 1 5 11 351
Saving and Wealth Holdings of the Elderly 0 0 0 0 2 11 14 228
Saving and wealth holdings of the elderly 0 0 0 2 1 4 7 17
Saving and wealth holdings of the elderly 0 0 0 13 0 5 8 62
Savings Between Cohorts: The Role of Planning 0 0 1 36 0 5 10 204
Savings of Young Parents 0 0 0 58 2 4 7 722
Savings of young parents 0 0 0 97 1 7 15 807
Skating on thin ice: New evidence on financial fragility 0 0 0 29 2 5 10 88
Stereotypes in Financial Literacy: Evidence from PISA 0 0 2 29 2 9 18 146
Stereotypes in Financial Literacy: Evidence from PISA 0 0 0 9 0 7 20 56
The Economic Crisis and Medical Care Usage 0 0 1 41 0 4 8 89
The Economic Crisis and Medical Care Usage 0 0 0 29 0 6 6 80
The Economic Importance of Financial Literacy: Theory and Evidence 3 5 18 267 9 26 65 1,441
The Economic Importance of Financial Literacy: Theory and Evidence 2 7 30 179 31 107 260 870
The Geography of Financial Literacy 0 1 3 39 0 4 12 146
The Impact of Financial Education on Savings and Asset 0 0 1 135 2 5 17 444
The Importance of Financial Literacy: Opening a New Field 1 1 4 31 7 19 48 147
The Importance of Financial Literacy: Opening a New Field 0 0 1 1 5 10 18 22
The Outlook for Financial Literacy 0 0 0 89 0 5 15 228
The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data 0 0 1 7 0 3 6 40
The Stability and Predictive Power of Financial Literacy: Evidence from Longitudinal Data 0 0 1 15 2 6 13 99
The economic crisis and medical care usage 0 0 0 10 0 5 8 105
The economic crisis and medical care usage 0 0 0 2 0 0 2 42
The financial fragility of European households in the time of COVID-19 0 1 4 25 3 10 25 94
The reaction of consumer spending and debt to tax rebates: Evidence from consumer credit data 0 0 1 11 0 5 9 77
The state of financial knowledge in the European Union 0 0 0 0 0 1 12 16
Understanding Debt in the Older Population 0 0 0 14 0 4 8 57
Understanding Debt in the Older Population 0 0 2 6 0 3 8 31
Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness 0 1 1 40 0 7 12 121
Using a Life Cycle Model to Evaluate Financial Literacy Program Effectiveness 0 0 0 87 1 7 10 263
Visual Tools and Narratives: New Ways to Improve Financial Literacy 0 0 1 42 0 7 20 205
Visual Tools and Narratives: New Ways to Improve Financial Literacy 0 0 1 46 0 3 17 144
What Explains Low Old-Age Income? Evidence from the Health and Retirement Study 0 0 0 20 0 3 11 51
Where does regulation hurt? Evidence from new businesses across countries 0 0 0 90 2 19 22 426
Total Working Papers 42 106 444 15,879 428 2,087 4,393 71,258
5 registered items for which data could not be found


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Assessing the impact of financial education programs: A quantitative model 0 2 43 77 19 69 268 460
Attitudes towards Debt and Debt Behavior 0 1 7 21 1 14 50 162
Baby Boomer retirement security: The roles of planning, financial literacy, and housing wealth 3 4 18 778 11 23 119 4,921
Bankruptcy Rates among NFL Players with Short-Lived Income Spikes 0 0 8 70 4 20 52 492
Building up financial literacy and financial resilience 3 9 27 68 15 27 70 215
Comment on: "A portfolio view of consumer credit" 0 0 1 19 0 1 3 93
Consumption, saving and habit formation 0 0 0 281 1 6 13 566
Credit market constraints and labor market decisions 0 0 0 117 0 5 12 431
Debt and Financial Vulnerability on the Verge of Retirement 1 1 13 33 7 18 67 199
Debt literacy, financial experiences, and overindebtedness* 6 13 42 378 23 92 233 1,630
EMPLOYEE FINANCIAL LITERACY AND RETIREMENT PLAN BEHAVIOR: A CASE STUDY 0 0 8 43 4 17 77 334
Evaluating Deliberative Competence: A Simple Method with an Application to Financial Choice 0 0 1 15 0 8 21 81
Evaluating the effects of a low-cost, online financial education program 0 1 4 5 17 24 51 55
Excess Sensitivity and Asymmetries in Consumption: An Empirical Investigation 0 0 0 1 1 3 12 527
Explaining the wealth holdings of different cohorts: Productivity growth and Social Security 0 0 1 106 2 10 14 333
Financial Fragility during the COVID-19 Pandemic 1 1 2 25 3 6 21 105
Financial Fraud Among Older Americans: Evidence and Implications 0 0 0 5 1 5 9 38
Financial Literacy Skills for the 21st Century: Evidence from PISA 0 1 1 44 2 12 33 201
Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education 0 2 5 230 1 11 35 797
Financial Literacy, Retirement Planning and Household Wealth 0 0 3 133 3 14 32 765
Financial education affects financial knowledge and downstream behaviors 5 12 54 132 46 84 270 577
Financial knowledge and 401(k) investment performance: a case study 0 2 11 64 0 9 37 194
Financial literacy and financial resilience: Evidence from around the world 10 43 150 758 55 166 468 1,903
Financial literacy and financial sophistication in the older population* 0 1 2 20 1 12 19 104
Financial literacy and its consequences: Evidence from Russia during the financial crisis 4 8 45 371 14 43 183 1,282
Financial literacy and retirement planning in Canada* 0 0 4 51 3 7 23 278
Financial literacy and retirement planning in Germany* 1 3 8 124 7 26 50 465
Financial literacy and retirement planning in the Netherlands 0 0 3 228 5 12 43 714
Financial literacy and retirement planning in the United States* 3 7 15 162 12 30 78 761
Financial literacy and retirement preparation in the Netherlands* 0 0 1 77 1 5 10 229
Financial literacy and stock market participation 11 21 90 2,219 33 102 405 8,193
Financial literacy and the need for financial education: evidence and implications 1 8 28 130 46 112 283 1,052
Financial literacy around the world: an overview 2 5 38 349 12 42 186 1,462
Financially Fragile Households: Evidence and Implications 0 0 5 60 6 28 60 511
Five steps to planning success: experimental evidence from US households 0 0 0 17 0 5 10 126
Heterogeneity in the Effect of Regulation on Entrepreneurship and Entry Size 0 0 1 20 1 8 20 192
Household Saving: Micro Theories and Micro Facts 0 3 18 2,453 10 30 82 6,721
How Financially Literate Are Women? An Overview and New Insights 0 2 5 72 7 21 54 447
How Ordinary Consumers Make Complex Economic Decisions: Financial Literacy and Retirement Readiness 3 10 49 194 21 162 362 944
INCOME AND WEALTH OVER THE LIFE CYCLE EVIDENCE FROM PANEL DATA 0 0 0 26 1 4 12 429
Income trajectories in later life: Longitudinal evidence from the Health and Retirement Study 0 0 0 2 2 5 11 22
Liquidity Constraints, Household Wealth, and Entrepreneurship 1 2 10 490 16 100 140 1,597
On the Importance of the Precautionary Saving Motive 0 0 0 255 4 12 20 669
Optimal Financial Knowledge and Wealth Inequality 3 6 12 192 8 27 71 902
Permanent Income, Current Income, and Consumption: Evidence from Two Panel Data Sets 0 0 0 0 6 21 27 879
Planning and Financial Literacy: How Do Women Fare? 4 5 9 201 4 12 37 902
Precautionary saving and subjective earnings variance 0 0 0 122 3 8 15 317
Risk Literacy 0 0 1 23 0 6 16 144
Saving after retirement: evidence from three different surveys 0 0 1 163 0 8 16 517
Saving and income smoothing: Evidence from panel data 0 1 1 162 1 7 13 400
Saving and wealth holdings of the elderly 0 0 0 64 3 9 14 189
Saving puzzles and saving policies in the United States 0 0 0 0 0 7 18 337
Savings of Young Parents 0 0 1 14 1 4 10 103
Stereotypes in financial literacy: Evidence from PISA 0 0 2 61 3 27 60 275
The Changing Face of Debt and Financial Fragility at Older Ages 1 1 2 30 3 12 22 116
The Economic Crisis and Medical Care Use: Comparative Evidence from Five High-Income Countries 0 0 0 6 0 7 13 48
The Economic Importance of Financial Literacy: Theory and Evidence 9 28 136 801 68 239 819 4,470
The Importance of Business Owners in Assessing the Size of Precautionary Savings 0 0 0 78 2 7 9 388
The Importance of Financial Literacy: Opening a New Field 0 3 12 25 9 32 80 138
The evolution of financial literacy over time and its predictive power for financial outcomes: evidence from longitudinal data 1 1 3 9 4 16 32 59
Understanding Saving: Evidence from the United States and Japan. By Fumio Hayashi. Cambridge, MA: MIT Press, 1997. Pp. x, 510. $50.00 0 0 0 0 0 1 5 7
Visual tools and narratives: new ways to improve financial literacy* 0 0 3 50 2 10 23 222
Total Journal Articles 73 207 904 12,724 535 1,870 5,318 51,690
1 registered items for which data could not be found


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Explaining International Differences in Entrepreneurship: The Role of Individual Characteristics and Regulatory Constraints 0 0 1 149 2 16 28 488
Older Women's Labor Market Attachment, Retirement Planning, and Household Debt 0 0 0 13 1 9 11 103
Retirement planning and financial literacy 0 0 1 23 1 6 14 105
Total Chapters 0 0 2 185 4 31 53 696


Statistics updated 2026-04-09