Access Statistics for Raluca Andreea Roman

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
"Let Us Put Our Moneys Together": Minority-Owned Banks and Resilience to Crises 0 0 0 4 1 3 8 18
A Tale of Two Bailouts: Effects of TARP and PPP on Subprime Consumer Debt 0 0 0 7 4 5 9 24
Bank Size and Household Financial Sentiment: Surprising Evidence from the University of Michigan Surveys of Consumers 0 0 1 30 1 1 5 115
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 1 5 10 77
Banking on Deforestation: The Cost of Nonenforcement 0 0 2 3 4 6 15 17
Climate Change and Consumer Finance: A Very Brief Literature Review 0 0 0 18 5 7 10 49
Climate Risks in the U.S. Banking Sector: Evidence from Operational Losses and Extreme Storms 0 0 2 10 0 0 6 13
Did bank borrowers benefit from the TARP program: the effects of TARP on loan contract terms 0 0 0 33 1 4 5 146
Did saving Wall Street really save Main Street: the real effects of TARP on local economic conditions 0 0 0 46 4 6 8 135
Do bank bailouts reduce or increase systemic risk? the effects of TARP on financial system stability 0 0 0 100 0 2 9 269
Internationalization and bank risk 0 0 0 54 1 3 6 203
Is a Friend in Need a Friend Indeed? How Relationship Borrowers Fare during the COVID-19 Crisis 0 0 2 18 1 1 6 66
Lending by Servicing: Monetary Policy Transmission Through Shadow Banks 0 0 0 9 1 5 19 45
Piercing Through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses During Normal Times and the COVID-19 Crisis 0 0 0 11 3 8 9 44
Shareholder activism in banking 1 1 2 32 5 7 10 246
Social Capital and Mortgages 0 0 0 11 3 7 12 21
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 3 4 9 17
Unexpected Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 5 5 9 9 27
Unexpected Effects of Bank Bailouts:Depositors Need Not Apply and Need Not Run 0 0 2 18 1 3 5 77
Total Working Papers 1 1 11 433 44 86 170 1,609


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Financial Restatements and Market Discipline 0 0 0 19 4 5 9 97
Bank Size and Household Financial Sentiment: Surprising Evidence from University of Michigan Surveys of Consumers 0 0 0 3 3 6 7 26
Bank bailouts, bail‐ins, or no regulatory intervention? A dynamic model and empirical tests of optimal regulation and implications for future crises 0 2 3 5 0 3 8 28
Did Saving Wall Street Really Save Main Street? The Real Effects of TARP on Local Economic Conditions 0 0 1 12 6 8 12 39
Did TARP Banks Get Competitive Advantages? 0 0 0 51 0 0 1 140
Did TARP reduce or increase systemic risk? The effects of government aid on financial system stability 2 4 9 46 15 19 39 168
Do Business Borrowers Benefit from Bank Bailouts?: The Effects of TARP on Loan Contract Terms 0 1 1 8 2 5 7 38
Does efficiency help banks survive and thrive during financial crises? 0 1 2 28 2 12 19 143
Enforcement Actions and Bank Loan Contracting 0 0 0 21 1 1 4 78
Geographic deregulation and bank capital structure 0 0 0 5 2 8 13 32
Geographic deregulation and banks’ cost of equity capital 0 0 1 8 1 2 8 29
Internationalization and Bank Risk 0 0 1 17 5 9 24 111
Is a friend in need a friend indeed? How relationship borrowers fare during the COVID-19 crisis 0 0 0 0 3 8 10 10
Lending implications of U.S. bank stress tests: Costs or benefits? 0 4 12 167 13 22 56 486
Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis 0 0 1 7 1 6 19 42
Supervisory enforcement actions against banks and systemic risk 0 1 3 8 1 7 20 43
Supply and Demand Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 2 1 2 8 16
The Economic Impact of the Opioid Epidemic 0 0 0 1 4 8 16 21
The Effects of Cultural Values on Bank Failures around the World 0 0 1 29 0 3 6 85
Whose bailout is it anyway? The roles of politics in PPP bailouts of small businesses vs. banks 0 0 1 3 0 1 5 15
Winners and losers from supervisory enforcement actions against banks 0 0 0 5 1 2 5 44
Total Journal Articles 2 13 36 445 65 137 296 1,691


Statistics updated 2026-01-09