Access Statistics for Raluca Andreea Roman

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
"Let Us Put Our Moneys Together": Minority-Owned Banks and Resilience to Crises 0 0 0 4 1 1 5 15
A Tale of Two Bailouts: Effects of TARP and PPP on Subprime Consumer Debt 0 0 0 7 0 2 4 19
Bank Size and Household Financial Sentiment: Surprising Evidence from the University of Michigan Surveys of Consumers 0 0 2 30 1 1 7 114
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 1 1 8 72
Banking on Deforestation: The Cost of Nonenforcement 1 1 3 3 2 3 11 11
Climate Change and Consumer Finance: A Very Brief Literature Review 0 0 0 18 0 0 5 42
Climate Risks in the U.S. Banking Sector: Evidence from Operational Losses and Extreme Storms 0 0 2 10 0 1 6 13
Did bank borrowers benefit from the TARP program: the effects of TARP on loan contract terms 0 0 0 33 0 1 4 142
Did saving Wall Street really save Main Street: the real effects of TARP on local economic conditions 0 0 0 46 0 1 3 129
Do bank bailouts reduce or increase systemic risk? the effects of TARP on financial system stability 0 0 0 100 2 3 9 267
Internationalization and bank risk 0 0 0 54 0 0 3 200
Is a Friend in Need a Friend Indeed? How Relationship Borrowers Fare during the COVID-19 Crisis 0 0 2 18 0 0 5 65
Lending by Servicing: Monetary Policy Transmission Through Shadow Banks 0 0 0 9 1 6 19 40
Piercing Through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses During Normal Times and the COVID-19 Crisis 0 0 2 11 0 0 5 36
Shareholder activism in banking 0 0 1 31 0 0 4 239
Social Capital and Mortgages 0 0 0 11 0 3 6 14
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 0 0 6 13
Unexpected Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 5 0 0 0 18
Unexpected Effects of Bank Bailouts:Depositors Need Not Apply and Need Not Run 0 0 2 18 0 0 2 74
Total Working Papers 1 1 14 432 8 23 112 1,523

Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Financial Restatements and Market Discipline 0 0 0 19 1 3 4 92
Bank Size and Household Financial Sentiment: Surprising Evidence from University of Michigan Surveys of Consumers 0 0 0 3 0 0 1 20
Bank bailouts, bail‐ins, or no regulatory intervention? A dynamic model and empirical tests of optimal regulation and implications for future crises 0 0 1 3 1 4 5 25
Did Saving Wall Street Really Save Main Street? The Real Effects of TARP on Local Economic Conditions 0 0 1 12 0 0 4 31
Did TARP Banks Get Competitive Advantages? 0 0 1 51 0 0 3 140
Did TARP reduce or increase systemic risk? The effects of government aid on financial system stability 0 1 7 42 1 5 28 149
Do Business Borrowers Benefit from Bank Bailouts?: The Effects of TARP on Loan Contract Terms 0 0 0 7 0 0 2 33
Does efficiency help banks survive and thrive during financial crises? 0 0 2 27 0 0 11 131
Enforcement Actions and Bank Loan Contracting 0 0 0 21 0 1 4 77
Geographic deregulation and bank capital structure 0 0 0 5 0 1 6 24
Geographic deregulation and banks’ cost of equity capital 0 0 1 8 0 2 7 27
Internationalization and Bank Risk 0 0 2 17 1 5 19 102
Lending implications of U.S. bank stress tests: Costs or benefits? 1 3 9 163 3 9 41 464
Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis 0 0 5 7 1 4 25 36
Supervisory enforcement actions against banks and systemic risk 0 0 2 7 1 5 15 36
Supply and Demand Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 1 2 2 3 8 14
The Economic Impact of the Opioid Epidemic 0 0 0 1 2 2 9 13
The Effects of Cultural Values on Bank Failures around the World 0 0 4 29 0 0 7 82
Whose bailout is it anyway? The roles of politics in PPP bailouts of small businesses vs. banks 1 1 2 3 1 1 7 14
Winners and losers from supervisory enforcement actions against banks 0 0 0 5 1 1 5 42
Total Journal Articles 2 5 38 432 15 46 211 1,552

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Statistics updated 2025-10-06