Access Statistics for Raluca Andreea Roman

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
"Let Us Put Our Moneys Together": Minority-Owned Banks and Resilience to Crises 0 0 0 4 0 1 7 18
A Tale of Two Bailouts: Effects of TARP and PPP on Subprime Consumer Debt 0 0 0 7 1 6 10 26
Bank Size and Household Financial Sentiment: Surprising Evidence from the University of Michigan Surveys of Consumers 0 0 1 30 1 6 9 120
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 3 9 16 85
Banking on Deforestation: The Cost of Nonenforcement 0 0 1 3 3 12 19 25
Climate Change and Consumer Finance: A Very Brief Literature Review 0 0 0 18 0 8 12 52
Climate Risks in the U.S. Banking Sector: Evidence from Operational Losses and Extreme Storms 0 0 2 10 2 6 12 19
Did bank borrowers benefit from the TARP program: the effects of TARP on loan contract terms 0 0 0 33 17 31 35 176
Did saving Wall Street really save Main Street: the real effects of TARP on local economic conditions 0 0 0 46 5 12 16 143
Do bank bailouts reduce or increase systemic risk? the effects of TARP on financial system stability 0 0 0 100 1 4 12 273
Internationalization and bank risk 0 0 0 54 0 5 10 207
Is a Friend in Need a Friend Indeed? How Relationship Borrowers Fare during the COVID-19 Crisis 0 0 0 18 1 5 7 70
Lending by Servicing: Monetary Policy Transmission Through Shadow Banks 0 0 0 9 0 3 16 47
Piercing Through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses During Normal Times and the COVID-19 Crisis 0 0 0 11 3 13 19 54
Shareholder activism in banking 0 1 2 32 0 9 13 250
Social Capital and Mortgages 0 0 0 11 3 9 17 27
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 2 10 13 24
Unexpected Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 5 0 10 14 32
Unexpected Effects of Bank Bailouts:Depositors Need Not Apply and Need Not Run 0 0 0 18 1 7 9 83
Total Working Papers 0 1 6 433 43 166 266 1,731

Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Financial Restatements and Market Discipline 0 0 0 19 0 5 10 98
Bank Size and Household Financial Sentiment: Surprising Evidence from University of Michigan Surveys of Consumers 0 0 0 3 0 3 7 26
Bank bailouts, bail‐ins, or no regulatory intervention? A dynamic model and empirical tests of optimal regulation and implications for future crises 0 0 2 5 0 3 10 31
Did Saving Wall Street Really Save Main Street? The Real Effects of TARP on Local Economic Conditions 0 0 1 12 0 10 13 43
Did TARP Banks Get Competitive Advantages? 0 0 0 51 1 2 3 142
Did TARP reduce or increase systemic risk? The effects of government aid on financial system stability 1 4 11 48 6 35 57 188
Do Business Borrowers Benefit from Bank Bailouts?: The Effects of TARP on Loan Contract Terms 0 0 1 8 0 7 12 43
Does efficiency help banks survive and thrive during financial crises? 0 1 2 29 2 8 23 149
Enforcement Actions and Bank Loan Contracting 0 0 0 21 1 10 13 87
Geographic deregulation and bank capital structure 0 0 0 5 0 5 13 35
Geographic deregulation and banks’ cost of equity capital 0 0 0 8 1 7 13 35
Internationalization and Bank Risk 1 2 3 19 1 10 25 116
Is a friend in need a friend indeed? How relationship borrowers fare during the COVID-19 crisis 0 0 0 0 2 9 16 16
Lending implications of U.S. bank stress tests: Costs or benefits? 0 2 10 169 3 21 51 494
Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis 0 1 2 8 3 9 23 50
Supervisory enforcement actions against banks and systemic risk 1 1 3 9 3 13 30 55
Supply and Demand Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 2 2 7 14 22
The Economic Impact of the Opioid Epidemic 0 0 0 1 3 12 19 29
The Effects of Cultural Values on Bank Failures around the World 0 0 0 29 1 7 10 92
Whose bailout is it anyway? The roles of politics in PPP bailouts of small businesses vs. banks 0 0 1 3 5 7 12 22
Winners and losers from supervisory enforcement actions against banks 0 0 0 5 1 7 11 50
Total Journal Articles 3 11 36 454 35 197 385 1,823

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Statistics updated 2026-03-04