Access Statistics for Raluca Andreea Roman

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
"Let Us Put Our Moneys Together": Minority-Owned Banks and Resilience to Crises 0 0 0 4 0 3 7 18
A Tale of Two Bailouts: Effects of TARP and PPP on Subprime Consumer Debt 0 0 0 7 1 6 10 25
Bank Size and Household Financial Sentiment: Surprising Evidence from the University of Michigan Surveys of Consumers 0 0 1 30 4 5 8 119
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 5 9 14 82
Banking on Deforestation: The Cost of Nonenforcement 0 0 1 3 5 10 16 22
Climate Change and Consumer Finance: A Very Brief Literature Review 0 0 0 18 3 9 12 52
Climate Risks in the U.S. Banking Sector: Evidence from Operational Losses and Extreme Storms 0 0 2 10 4 4 10 17
Did bank borrowers benefit from the TARP program: the effects of TARP on loan contract terms 0 0 0 33 13 16 18 159
Did saving Wall Street really save Main Street: the real effects of TARP on local economic conditions 0 0 0 46 3 9 11 138
Do bank bailouts reduce or increase systemic risk? the effects of TARP on financial system stability 0 0 0 100 3 4 11 272
Internationalization and bank risk 0 0 0 54 4 6 10 207
Is a Friend in Need a Friend Indeed? How Relationship Borrowers Fare during the COVID-19 Crisis 0 0 2 18 3 4 9 69
Lending by Servicing: Monetary Policy Transmission Through Shadow Banks 0 0 0 9 2 4 21 47
Piercing Through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses During Normal Times and the COVID-19 Crisis 0 0 0 11 7 14 16 51
Shareholder activism in banking 0 1 2 32 4 11 13 250
Social Capital and Mortgages 0 0 0 11 3 8 14 24
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 5 9 12 22
Unexpected Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 5 5 13 14 32
Unexpected Effects of Bank Bailouts:Depositors Need Not Apply and Need Not Run 0 0 2 18 5 7 10 82
Total Working Papers 0 1 10 433 79 151 236 1,688

Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Financial Restatements and Market Discipline 0 0 0 19 1 5 10 98
Bank Size and Household Financial Sentiment: Surprising Evidence from University of Michigan Surveys of Consumers 0 0 0 3 0 6 7 26
Bank bailouts, bail‐ins, or no regulatory intervention? A dynamic model and empirical tests of optimal regulation and implications for future crises 0 2 3 5 3 5 11 31
Did Saving Wall Street Really Save Main Street? The Real Effects of TARP on Local Economic Conditions 0 0 1 12 4 11 15 43
Did TARP Banks Get Competitive Advantages? 0 0 0 51 1 1 2 141
Did TARP reduce or increase systemic risk? The effects of government aid on financial system stability 1 5 10 47 14 32 53 182
Do Business Borrowers Benefit from Bank Bailouts?: The Effects of TARP on Loan Contract Terms 0 0 1 8 5 8 12 43
Does efficiency help banks survive and thrive during financial crises? 1 2 3 29 4 13 22 147
Enforcement Actions and Bank Loan Contracting 0 0 0 21 8 9 12 86
Geographic deregulation and bank capital structure 0 0 0 5 3 10 15 35
Geographic deregulation and banks’ cost of equity capital 0 0 0 8 5 6 12 34
Internationalization and Bank Risk 1 1 2 18 4 12 26 115
Is a friend in need a friend indeed? How relationship borrowers fare during the COVID-19 crisis 0 0 0 0 4 10 14 14
Lending implications of U.S. bank stress tests: Costs or benefits? 2 4 13 169 5 24 59 491
Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis 1 1 2 8 5 9 21 47
Supervisory enforcement actions against banks and systemic risk 0 1 2 8 9 16 27 52
Supply and Demand Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 2 4 6 12 20
The Economic Impact of the Opioid Epidemic 0 0 0 1 5 12 18 26
The Effects of Cultural Values on Bank Failures around the World 0 0 0 29 6 9 10 91
Whose bailout is it anyway? The roles of politics in PPP bailouts of small businesses vs. banks 0 0 1 3 2 2 7 17
Winners and losers from supervisory enforcement actions against banks 0 0 0 5 5 6 10 49
Total Journal Articles 6 16 38 451 97 212 375 1,788

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Statistics updated 2026-02-12