Access Statistics for Raluca Andreea Roman

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
"Let Us Put Our Moneys Together": Minority-Owned Banks and Resilience to Crises 0 0 0 4 2 2 4 14
A Tale of Two Bailouts: Effects of TARP and PPP on Subprime Consumer Debt 0 0 0 7 0 0 3 17
Bank Size and Household Financial Sentiment: Surprising Evidence from the University of Michigan Surveys of Consumers 0 1 4 30 0 2 11 113
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 1 1 9 71
Banking on Deforestation: The Cost of Nonenforcement 0 0 2 2 0 2 8 8
Climate Change and Consumer Finance: A Very Brief Literature Review 0 0 0 18 0 0 6 42
Climate Risks in the U.S. Banking Sector: Evidence from Operational Losses and Extreme Storms 1 1 3 10 2 2 6 12
Did bank borrowers benefit from the TARP program: the effects of TARP on loan contract terms 0 0 0 33 0 0 6 141
Did saving Wall Street really save Main Street: the real effects of TARP on local economic conditions 0 0 0 46 0 1 3 128
Do bank bailouts reduce or increase systemic risk? the effects of TARP on financial system stability 0 0 0 100 0 3 8 264
Internationalization and bank risk 0 0 0 54 1 3 4 200
Is a Friend in Need a Friend Indeed? How Relationship Borrowers Fare during the COVID-19 Crisis 0 0 2 18 1 2 7 65
Lending by Servicing: Monetary Policy Transmission Through Shadow Banks 0 0 0 9 1 2 15 34
Piercing Through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses During Normal Times and the COVID-19 Crisis 0 0 2 11 1 1 6 36
Shareholder activism in banking 1 1 1 31 1 2 6 239
Social Capital and Mortgages 0 0 0 11 0 1 3 11
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 0 1 9 13
Unexpected Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 5 0 0 0 18
Unexpected Effects of Bank Bailouts:Depositors Need Not Apply and Need Not Run 0 0 2 18 0 0 3 74
Total Working Papers 2 3 16 431 10 25 117 1,500


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Financial Restatements and Market Discipline 0 0 0 19 0 0 1 89
Bank Size and Household Financial Sentiment: Surprising Evidence from University of Michigan Surveys of Consumers 0 0 0 3 0 0 2 20
Bank bailouts, bail‐ins, or no regulatory intervention? A dynamic model and empirical tests of optimal regulation and implications for future crises 0 0 2 3 0 0 5 21
Did Saving Wall Street Really Save Main Street? The Real Effects of TARP on Local Economic Conditions 0 1 1 12 0 1 4 31
Did TARP Banks Get Competitive Advantages? 0 0 1 51 0 1 3 140
Did TARP reduce or increase systemic risk? The effects of government aid on financial system stability 0 2 6 41 0 9 24 144
Do Business Borrowers Benefit from Bank Bailouts?: The Effects of TARP on Loan Contract Terms 0 0 0 7 0 2 2 33
Does efficiency help banks survive and thrive during financial crises? 0 0 3 27 0 2 18 131
Enforcement Actions and Bank Loan Contracting 0 0 0 21 2 2 3 76
Geographic deregulation and bank capital structure 0 0 0 5 0 0 7 23
Geographic deregulation and banks’ cost of equity capital 0 0 1 8 3 3 7 25
Internationalization and Bank Risk 1 1 2 17 2 4 18 97
Lending implications of U.S. bank stress tests: Costs or benefits? 0 0 8 160 0 6 39 455
Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis 0 0 6 7 1 2 25 32
Supervisory enforcement actions against banks and systemic risk 0 1 2 7 1 2 12 31
Supply and Demand Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 1 2 1 2 7 11
The Economic Impact of the Opioid Epidemic 0 0 0 1 0 0 7 11
The Effects of Cultural Values on Bank Failures around the World 0 0 6 29 0 0 9 82
Whose bailout is it anyway? The roles of politics in PPP bailouts of small businesses vs. banks 0 0 2 2 0 2 8 13
Winners and losers from supervisory enforcement actions against banks 0 0 0 5 1 2 4 41
Total Journal Articles 1 5 41 427 11 40 205 1,506


Statistics updated 2025-07-04