Access Statistics for Raluca Andreea Roman

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
"Let Us Put Our Moneys Together": Minority-Owned Banks and Resilience to Crises 0 0 0 4 0 0 6 18
A Tale of Two Bailouts: Effects of TARP and PPP on Subprime Consumer Debt 0 0 0 7 2 4 13 30
Bank Size and Household Financial Sentiment: Surprising Evidence from the University of Michigan Surveys of Consumers 0 0 0 30 4 5 12 125
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 2 5 20 90
Banking on Deforestation: The Cost of Nonenforcement 0 0 1 3 1 4 21 29
Climate Change and Consumer Finance: A Very Brief Literature Review 0 0 0 18 0 4 14 56
Climate Risks in the U.S. Banking Sector: Evidence from Operational Losses and Extreme Storms 0 0 1 10 0 3 12 22
Did bank borrowers benefit from the TARP program: the effects of TARP on loan contract terms 0 0 0 33 2 14 49 190
Did saving Wall Street really save Main Street: the real effects of TARP on local economic conditions 1 2 2 48 2 10 25 153
Do bank bailouts reduce or increase systemic risk? the effects of TARP on financial system stability 0 0 0 100 0 6 15 279
Internationalization and bank risk 0 0 0 54 1 4 12 211
Is a Friend in Need a Friend Indeed? How Relationship Borrowers Fare during the COVID-19 Crisis 0 0 0 18 0 3 9 73
Lending by Servicing: Monetary Policy Transmission Through Shadow Banks 0 0 0 9 2 6 20 53
Piercing Through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses During Normal Times and the COVID-19 Crisis 0 0 0 11 1 5 24 59
Shareholder activism in banking 0 1 3 33 0 5 17 255
Social Capital and Mortgages 0 0 0 11 1 3 19 30
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 1 5 16 29
Unexpected Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 5 0 2 16 34
Unexpected Effects of Bank Bailouts:Depositors Need Not Apply and Need Not Run 0 0 0 18 1 1 10 84
Total Working Papers 1 3 7 436 20 89 330 1,820

Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Financial Restatements and Market Discipline 0 0 0 19 1 2 11 100
Bank Size and Household Financial Sentiment: Surprising Evidence from University of Michigan Surveys of Consumers 0 0 0 3 1 6 12 32
Bank bailouts, bail‐ins, or no regulatory intervention? A dynamic model and empirical tests of optimal regulation and implications for future crises 0 1 3 6 3 9 19 40
Did Saving Wall Street Really Save Main Street? The Real Effects of TARP on Local Economic Conditions 0 1 1 13 1 5 17 48
Did TARP Banks Get Competitive Advantages? 0 0 0 51 0 3 5 145
Did TARP reduce or increase systemic risk? The effects of government aid on financial system stability 0 0 7 48 5 9 53 197
Do Business Borrowers Benefit from Bank Bailouts?: The Effects of TARP on Loan Contract Terms 0 0 1 8 0 2 12 45
Does efficiency help banks survive and thrive during financial crises? 0 0 2 29 2 5 23 154
Enforcement Actions and Bank Loan Contracting 0 0 0 21 1 2 15 89
Geographic deregulation and bank capital structure 0 1 1 6 1 3 15 38
Geographic deregulation and banks’ cost of equity capital 0 0 0 8 0 5 18 40
Internationalization and Bank Risk 0 1 4 20 0 8 29 124
Is a friend in need a friend indeed? How relationship borrowers fare during the COVID-19 crisis 0 0 0 0 5 7 23 23
Lending implications of U.S. bank stress tests: Costs or benefits? 1 4 13 173 5 11 50 505
Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis 0 1 2 9 0 7 26 57
Supervisory enforcement actions against banks and systemic risk 0 0 2 9 2 10 35 65
Supply and Demand Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 2 2 6 18 28
The Economic Impact of the Opioid Epidemic 0 0 0 1 0 2 20 31
The Effects of Cultural Values on Bank Failures around the World 0 0 0 29 0 2 12 94
Whose bailout is it anyway? The roles of politics in PPP bailouts of small businesses vs. banks 0 0 1 3 0 2 11 24
Winners and losers from supervisory enforcement actions against banks 0 1 1 6 0 4 14 54
Total Journal Articles 1 10 38 464 29 110 438 1,933

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Statistics updated 2026-06-04