Access Statistics for Raluca Andreea Roman

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
"Let Us Put Our Moneys Together": Minority-Owned Banks and Resilience to Crises 0 0 0 4 0 2 4 14
A Tale of Two Bailouts: Effects of TARP and PPP on Subprime Consumer Debt 0 0 0 7 2 2 4 19
Bank Size and Household Financial Sentiment: Surprising Evidence from the University of Michigan Surveys of Consumers 0 0 3 30 0 0 8 113
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 0 1 7 71
Banking on Deforestation: The Cost of Nonenforcement 0 0 2 2 0 1 9 9
Climate Change and Consumer Finance: A Very Brief Literature Review 0 0 0 18 0 0 5 42
Climate Risks in the U.S. Banking Sector: Evidence from Operational Losses and Extreme Storms 0 1 3 10 0 3 7 13
Did bank borrowers benefit from the TARP program: the effects of TARP on loan contract terms 0 0 0 33 0 1 6 142
Did saving Wall Street really save Main Street: the real effects of TARP on local economic conditions 0 0 0 46 1 1 4 129
Do bank bailouts reduce or increase systemic risk? the effects of TARP on financial system stability 0 0 0 100 1 1 9 265
Internationalization and bank risk 0 0 0 54 0 1 3 200
Is a Friend in Need a Friend Indeed? How Relationship Borrowers Fare during the COVID-19 Crisis 0 0 2 18 0 1 5 65
Lending by Servicing: Monetary Policy Transmission Through Shadow Banks 0 0 0 9 2 6 19 39
Piercing Through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses During Normal Times and the COVID-19 Crisis 0 0 2 11 0 1 5 36
Shareholder activism in banking 0 1 1 31 0 1 4 239
Social Capital and Mortgages 0 0 0 11 2 3 6 14
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 0 0 6 13
Unexpected Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 5 0 0 0 18
Unexpected Effects of Bank Bailouts:Depositors Need Not Apply and Need Not Run 0 0 2 18 0 0 3 74
Total Working Papers 0 2 15 431 8 25 114 1,515


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Financial Restatements and Market Discipline 0 0 0 19 0 2 3 91
Bank Size and Household Financial Sentiment: Surprising Evidence from University of Michigan Surveys of Consumers 0 0 0 3 0 0 2 20
Bank bailouts, bail‐ins, or no regulatory intervention? A dynamic model and empirical tests of optimal regulation and implications for future crises 0 0 2 3 3 3 7 24
Did Saving Wall Street Really Save Main Street? The Real Effects of TARP on Local Economic Conditions 0 0 1 12 0 0 4 31
Did TARP Banks Get Competitive Advantages? 0 0 1 51 0 0 3 140
Did TARP reduce or increase systemic risk? The effects of government aid on financial system stability 1 1 7 42 4 4 28 148
Do Business Borrowers Benefit from Bank Bailouts?: The Effects of TARP on Loan Contract Terms 0 0 0 7 0 0 2 33
Does efficiency help banks survive and thrive during financial crises? 0 0 2 27 0 0 13 131
Enforcement Actions and Bank Loan Contracting 0 0 0 21 1 3 4 77
Geographic deregulation and bank capital structure 0 0 0 5 0 1 6 24
Geographic deregulation and banks’ cost of equity capital 0 0 1 8 1 5 7 27
Internationalization and Bank Risk 0 1 2 17 3 6 20 101
Lending implications of U.S. bank stress tests: Costs or benefits? 2 2 8 162 4 6 41 461
Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis 0 0 5 7 1 4 25 35
Supervisory enforcement actions against banks and systemic risk 0 0 2 7 2 5 16 35
Supply and Demand Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 1 2 0 2 6 12
The Economic Impact of the Opioid Epidemic 0 0 0 1 0 0 7 11
The Effects of Cultural Values on Bank Failures around the World 0 0 6 29 0 0 9 82
Whose bailout is it anyway? The roles of politics in PPP bailouts of small businesses vs. banks 0 0 2 2 0 0 7 13
Winners and losers from supervisory enforcement actions against banks 0 0 0 5 0 1 4 41
Total Journal Articles 3 4 40 430 19 42 214 1,537


Statistics updated 2025-09-05