Access Statistics for Raluca Andreea Roman

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
"Let Us Put Our Moneys Together": Minority-Owned Banks and Resilience to Crises 0 0 0 4 0 1 5 20
A Tale of Two Bailouts: Effects of TARP and PPP on Subprime Consumer Debt 0 0 0 7 0 2 14 33
Bank Size and Household Financial Sentiment: Surprising Evidence from the University of Michigan Surveys of Consumers 0 0 0 30 0 1 12 126
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 0 1 19 91
Banking on Deforestation: The Cost of Nonenforcement 0 0 0 3 0 5 24 35
Climate Change and Consumer Finance: A Very Brief Literature Review 0 0 0 18 1 1 16 58
Climate Risks in the U.S. Banking Sector: Evidence from Operational Losses and Extreme Storms 0 0 0 10 1 1 11 24
Did bank borrowers benefit from the TARP program: the effects of TARP on loan contract terms 0 0 0 33 0 0 49 191
Did saving Wall Street really save Main Street: the real effects of TARP on local economic conditions 0 0 2 48 0 1 28 157
Do bank bailouts reduce or increase systemic risk? the effects of TARP on financial system stability 0 0 0 100 1 5 18 285
Internationalization and bank risk 0 0 0 54 1 2 14 214
Is a Friend in Need a Friend Indeed? How Relationship Borrowers Fare during the COVID-19 Crisis 0 0 0 18 0 3 11 76
Lending by Servicing: Monetary Policy Transmission Through Shadow Banks 0 0 0 9 2 6 19 59
Piercing Through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses During Normal Times and the COVID-19 Crisis 0 0 0 11 1 3 27 63
Shareholder activism in banking 0 0 2 33 1 2 18 257
Social Capital and Mortgages 1 1 1 12 1 2 18 32
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 1 5 21 34
Unexpected Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 5 2 4 20 38
Unexpected Effects of Bank Bailouts:Depositors Need Not Apply and Need Not Run 0 0 0 18 0 0 10 84
Total Working Papers 1 1 5 437 12 45 354 1,877


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Financial Restatements and Market Discipline 0 0 0 19 0 1 9 101
Bank Size and Household Financial Sentiment: Surprising Evidence from University of Michigan Surveys of Consumers 0 0 0 3 0 2 14 34
Bank bailouts, bail‐ins, or no regulatory intervention? A dynamic model and empirical tests of optimal regulation and implications for future crises 0 0 3 6 1 14 29 54
Did Saving Wall Street Really Save Main Street? The Real Effects of TARP on Local Economic Conditions 0 0 2 14 0 3 22 53
Did TARP Banks Get Competitive Advantages? 0 0 0 51 0 1 8 148
Did TARP reduce or increase systemic risk? The effects of government aid on financial system stability 1 1 7 49 3 5 53 202
Do Business Borrowers Benefit from Bank Bailouts?: The Effects of TARP on Loan Contract Terms 0 0 1 8 0 0 12 45
Does efficiency help banks survive and thrive during financial crises? 0 0 2 29 1 1 30 161
Enforcement Actions and Bank Loan Contracting 0 1 1 22 0 2 15 92
Geographic deregulation and bank capital structure 1 1 2 7 1 3 18 42
Geographic deregulation and banks’ cost of equity capital 0 0 0 8 0 1 14 41
Internationalization and Bank Risk 0 0 4 21 2 4 27 129
Is a friend in need a friend indeed? How relationship borrowers fare during the COVID-19 crisis 0 0 0 0 2 4 26 28
Lending implications of U.S. bank stress tests: Costs or benefits? 0 0 10 173 0 1 44 508
Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis 0 1 3 10 0 4 26 62
Supervisory enforcement actions against banks and systemic risk 0 0 2 9 3 5 37 73
Supply and Demand Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 2 1 3 17 31
The Economic Impact of the Opioid Epidemic 0 0 0 1 0 1 19 32
The Effects of Cultural Values on Bank Failures around the World 0 0 0 29 0 2 14 96
Whose bailout is it anyway? The roles of politics in PPP bailouts of small businesses vs. banks 0 0 0 3 0 2 12 26
Winners and losers from supervisory enforcement actions against banks 0 0 1 6 0 1 13 55
Total Journal Articles 2 4 38 470 14 60 459 2,013


Statistics updated 2026-10-11