Access Statistics for Raluca Andreea Roman

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
"Let Us Put Our Moneys Together": Minority-Owned Banks and Resilience to Crises 0 0 0 4 0 0 6 18
A Tale of Two Bailouts: Effects of TARP and PPP on Subprime Consumer Debt 0 0 0 7 1 3 11 28
Bank Size and Household Financial Sentiment: Surprising Evidence from the University of Michigan Surveys of Consumers 0 0 1 30 1 2 9 121
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 3 6 18 88
Banking on Deforestation: The Cost of Nonenforcement 0 0 1 3 3 6 22 28
Climate Change and Consumer Finance: A Very Brief Literature Review 0 0 0 18 3 4 14 56
Climate Risks in the U.S. Banking Sector: Evidence from Operational Losses and Extreme Storms 0 0 1 10 1 5 12 22
Did bank borrowers benefit from the TARP program: the effects of TARP on loan contract terms 0 0 0 33 5 29 47 188
Did saving Wall Street really save Main Street: the real effects of TARP on local economic conditions 0 1 1 47 2 13 23 151
Do bank bailouts reduce or increase systemic risk? the effects of TARP on financial system stability 0 0 0 100 4 7 17 279
Internationalization and bank risk 0 0 0 54 0 3 13 210
Is a Friend in Need a Friend Indeed? How Relationship Borrowers Fare during the COVID-19 Crisis 0 0 0 18 2 4 10 73
Lending by Servicing: Monetary Policy Transmission Through Shadow Banks 0 0 0 9 2 4 18 51
Piercing Through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses During Normal Times and the COVID-19 Crisis 0 0 0 11 4 7 23 58
Shareholder activism in banking 0 1 3 33 2 5 18 255
Social Capital and Mortgages 0 0 0 11 1 5 19 29
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 4 6 15 28
Unexpected Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 5 1 2 16 34
Unexpected Effects of Bank Bailouts:Depositors Need Not Apply and Need Not Run 0 0 0 18 0 1 9 83
Total Working Papers 0 2 7 435 39 112 320 1,800

Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Financial Restatements and Market Discipline 0 0 0 19 0 1 10 99
Bank Size and Household Financial Sentiment: Surprising Evidence from University of Michigan Surveys of Consumers 0 0 0 3 4 5 11 31
Bank bailouts, bail‐ins, or no regulatory intervention? A dynamic model and empirical tests of optimal regulation and implications for future crises 1 1 3 6 5 6 16 37
Did Saving Wall Street Really Save Main Street? The Real Effects of TARP on Local Economic Conditions 0 1 1 13 0 4 16 47
Did TARP Banks Get Competitive Advantages? 0 0 0 51 2 4 5 145
Did TARP reduce or increase systemic risk? The effects of government aid on financial system stability 0 1 8 48 2 10 56 192
Do Business Borrowers Benefit from Bank Bailouts?: The Effects of TARP on Loan Contract Terms 0 0 1 8 0 2 14 45
Does efficiency help banks survive and thrive during financial crises? 0 0 2 29 3 5 22 152
Enforcement Actions and Bank Loan Contracting 0 0 0 21 1 2 14 88
Geographic deregulation and bank capital structure 0 1 1 6 1 2 14 37
Geographic deregulation and banks’ cost of equity capital 0 0 0 8 3 6 18 40
Internationalization and Bank Risk 1 2 4 20 5 9 29 124
Is a friend in need a friend indeed? How relationship borrowers fare during the COVID-19 crisis 0 0 0 0 2 4 18 18
Lending implications of U.S. bank stress tests: Costs or benefits? 3 3 12 172 5 9 51 500
Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis 0 1 2 9 4 10 26 57
Supervisory enforcement actions against banks and systemic risk 0 1 3 9 6 11 34 63
Supply and Demand Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 2 2 6 17 26
The Economic Impact of the Opioid Epidemic 0 0 0 1 0 5 20 31
The Effects of Cultural Values on Bank Failures around the World 0 0 0 29 1 3 12 94
Whose bailout is it anyway? The roles of politics in PPP bailouts of small businesses vs. banks 0 0 1 3 2 7 12 24
Winners and losers from supervisory enforcement actions against banks 1 1 1 6 4 5 15 54
Total Journal Articles 6 12 39 463 52 116 430 1,904

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Statistics updated 2026-05-06