Access Statistics for Raluca Andreea Roman

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
"Let Us Put Our Moneys Together": Minority-Owned Banks and Resilience to Crises 0 0 0 4 0 1 5 19
A Tale of Two Bailouts: Effects of TARP and PPP on Subprime Consumer Debt 0 0 0 7 0 3 14 31
Bank Size and Household Financial Sentiment: Surprising Evidence from the University of Michigan Surveys of Consumers 0 0 0 30 0 4 12 125
Bank Stress Test Results and Their Impact on Consumer Credit Markets 0 0 0 18 0 2 19 90
Banking on Deforestation: The Cost of Nonenforcement 0 0 1 3 2 4 23 32
Climate Change and Consumer Finance: A Very Brief Literature Review 0 0 0 18 0 1 15 57
Climate Risks in the U.S. Banking Sector: Evidence from Operational Losses and Extreme Storms 0 0 0 10 0 1 10 23
Did bank borrowers benefit from the TARP program: the effects of TARP on loan contract terms 0 0 0 33 0 3 49 191
Did saving Wall Street really save Main Street: the real effects of TARP on local economic conditions 0 1 2 48 0 5 28 156
Do bank bailouts reduce or increase systemic risk? the effects of TARP on financial system stability 0 0 0 100 1 2 17 281
Internationalization and bank risk 0 0 0 54 0 2 12 212
Is a Friend in Need a Friend Indeed? How Relationship Borrowers Fare during the COVID-19 Crisis 0 0 0 18 0 0 8 73
Lending by Servicing: Monetary Policy Transmission Through Shadow Banks 0 0 0 9 2 4 18 55
Piercing Through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses During Normal Times and the COVID-19 Crisis 0 0 0 11 0 2 24 60
Shareholder activism in banking 0 0 2 33 1 1 17 256
Social Capital and Mortgages 0 0 0 11 0 1 18 30
The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards 0 0 0 6 1 2 17 30
Unexpected Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 5 0 0 16 34
Unexpected Effects of Bank Bailouts:Depositors Need Not Apply and Need Not Run 0 0 0 18 0 1 10 84
Total Working Papers 0 1 5 436 7 39 332 1,839

Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Bank Financial Restatements and Market Discipline 0 0 0 19 0 1 9 100
Bank Size and Household Financial Sentiment: Surprising Evidence from University of Michigan Surveys of Consumers 0 0 0 3 2 3 14 34
Bank bailouts, bail‐ins, or no regulatory intervention? A dynamic model and empirical tests of optimal regulation and implications for future crises 0 0 3 6 0 3 19 40
Did Saving Wall Street Really Save Main Street? The Real Effects of TARP on Local Economic Conditions 0 1 2 14 2 5 21 52
Did TARP Banks Get Competitive Advantages? 0 0 0 51 0 2 7 147
Did TARP reduce or increase systemic risk? The effects of government aid on financial system stability 0 0 7 48 1 6 54 198
Do Business Borrowers Benefit from Bank Bailouts?: The Effects of TARP on Loan Contract Terms 0 0 1 8 0 0 12 45
Does efficiency help banks survive and thrive during financial crises? 0 0 2 29 0 8 29 160
Enforcement Actions and Bank Loan Contracting 1 1 1 22 1 3 15 91
Geographic deregulation and bank capital structure 0 0 1 6 1 3 16 40
Geographic deregulation and banks’ cost of equity capital 0 0 0 8 0 0 14 40
Internationalization and Bank Risk 0 1 4 21 2 3 29 127
Is a friend in need a friend indeed? How relationship borrowers fare during the COVID-19 crisis 0 0 0 0 1 7 25 25
Lending implications of U.S. bank stress tests: Costs or benefits? 0 1 13 173 1 8 51 508
Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis 0 0 2 9 2 3 26 60
Supervisory enforcement actions against banks and systemic risk 0 0 2 9 0 5 35 68
Supply and Demand Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run 0 0 0 2 1 3 17 29
The Economic Impact of the Opioid Epidemic 0 0 0 1 0 0 20 31
The Effects of Cultural Values on Bank Failures around the World 0 0 0 29 1 1 13 95
Whose bailout is it anyway? The roles of politics in PPP bailouts of small businesses vs. banks 0 0 1 3 2 2 13 26
Winners and losers from supervisory enforcement actions against banks 0 0 1 6 0 0 13 54
Total Journal Articles 1 4 40 467 17 66 452 1,970

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Statistics updated 2026-08-07