Access Statistics for Joanna Stavins

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
2018 Diary of Consumer Payment Choice 0 0 1 12 0 4 9 42
2018 Survey of Consumer Payment Choice 0 0 0 47 4 9 15 193
2020 Diary of Consumer Payment Choice 0 0 0 0 1 1 1 1
2020 Survey of Consumer Payment Choice 0 0 0 0 0 1 3 3
2021 Survey and Diary of Consumer Payment Choice 0 0 2 2 4 9 15 15
2022 Survey and Diary of Consumer Payment Choice 0 0 0 0 1 4 6 6
2023 Survey and Diary of Consumer Payment Choice 2 2 3 3 8 15 28 28
An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks 0 0 1 66 0 0 1 232
Are Recently Issued Credit Card Accounts More Risky? 0 3 3 3 2 9 11 11
Are there network externalities in electronic payments? 0 0 0 0 0 0 3 42
Are there social spillovers in consumers’ security assessments of payment instruments? 0 0 0 11 3 5 6 61
Buy Now, Pay Later: Who Uses It and Why 2 2 6 11 3 7 20 29
Consumer Payment Behavior by Income and Demographics 0 0 1 10 3 5 13 24
Consumer Payment Behavior by Income and Demographics 1 1 1 1 4 5 5 5
Consumer Payment Choice for Bill Payments 0 2 3 3 0 5 6 6
Consumer Payment Choice for Bill Payments 1 2 3 19 2 6 15 80
Consumer behavior and payment choice: 2006 conference summary 0 1 1 86 1 2 6 267
Consumer behavior and payment choice: a conference summary 0 0 0 139 0 2 2 501
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 3 1 3 6 18
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 5 0 1 7 39
Credit Card Debt and Payment Use 0 0 0 13 6 9 11 124
Credit Card Delinquencies: Are New England Consumers Better Off? 0 0 3 3 0 1 4 4
Credit Card Spending and Borrowing since the Start of the COVID-19 Pandemic 0 0 1 10 4 8 11 12
Credit card debt and consumer payment choice: what can we learn from credit bureau data? 0 0 0 38 0 2 5 96
Credit card debt and payment use 0 0 1 187 1 3 8 1,054
Defining Households That Are Underserved in Digital Payment Services 0 0 0 12 1 1 8 14
Defining Households That Are Underserved in Digital Payment Services 0 0 1 1 5 8 12 12
Defining Households That Are Underserved in Digital Payment Services 0 0 2 2 0 1 5 7
Delivering Benefits of Faster Payments to the Underserved 1 1 1 24 1 2 4 56
Did the Target Data Breach Change Consumer Assessments of Payment Card Security? 0 0 0 0 0 1 1 1
Did the Target data breach change consumer assessments of payment card security? 0 0 0 71 2 3 9 138
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States 0 0 0 26 3 4 5 68
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 25 2 2 2 43
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 9 1 3 4 24
Do bank mergers affect Federal Reserve check volume? 0 0 0 131 1 2 2 763
Does getting a mortgage affect credit card use? 0 0 0 38 1 1 3 50
Effects of credit scores on consumer payment choice 0 0 0 46 3 6 9 164
Effects of credit scores on consumer payment choice 0 0 0 32 2 6 6 135
Estimating demand elasticities in a differentiated product industry: the personal computer market 0 0 1 327 0 0 4 3,064
Explaining adoption and use of payment instruments by U. S. consumers 0 0 1 53 1 2 7 227
Explaining adoption and use of payment instruments by U.S. consumers 0 0 2 45 4 4 7 81
Faster Payments: Market Structure and Policy Considerations 0 0 0 80 1 4 7 88
Faster Payments: Market Structure and Policy Considerations 0 0 0 14 3 3 3 46
Faster payments: market structure and policy considerations 0 0 0 25 1 2 5 61
Has COVID Changed Consumer Payment Behavior? 0 0 2 22 2 3 8 39
Has COVID Changed Consumer Payment Behavior? 0 0 0 0 0 1 3 3
How Do Consumers Make Their Payment Choices? 0 0 0 0 0 6 8 8
How consumers pay: adoption and use of payments 0 0 1 65 0 2 5 127
How do consumers make their payment choices? 0 0 2 66 1 4 22 217
How do speed and security influence consumers' payment behavior? 0 0 0 35 1 1 7 58
How do speed and security influence consumers' payment behavior? 0 0 1 4 1 5 10 55
How does liquidity affect consumer payment choice? 0 0 0 22 0 1 2 36
Income and the CARD Act’s Ability‐to‐Pay Rule in the US Credit Card Market 0 0 0 11 2 4 5 16
Merchant Steering of Consumer Payment Choice: Lessons Learned From Consumer Surveys 0 0 0 0 1 2 4 4
Merchant steering of consumer payment choice: evidence from a 2012 Diary survey 0 0 0 20 1 2 2 66
Merchant steering of consumer payment choice: lessons learned from consumer surveys 0 0 0 17 0 0 1 61
Mobile Payments in the United States at Retail Point of Sale: Current Market and Future Prospects 0 0 0 15 2 2 4 99
Mobile payments in the United States at retail point of sale: current market and future prospects 0 0 0 84 0 0 5 237
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 156 2 4 7 590
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 6 0 2 3 64
Network externalities and technology adoption: lessons from electronic payments 0 0 0 453 0 0 8 1,449
Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers' Demographic Characteristics 0 0 0 0 1 1 3 3
Payment discounts and surcharges: the role of consumer preferences 1 1 2 28 4 5 7 65
Payment instrument adoption and use in the United States, 2009–2013, by consumers' demographic characteristics 0 0 0 19 3 4 6 57
Payments Evolution from Paper to Electronic Payments by Merchant Type 1 1 1 48 3 3 6 33
Payments Evolution from Paper to Electronic: Bill Payments and Purchases 1 1 2 26 1 1 3 47
Personality Traits and Financial Outcomes 0 0 1 16 4 5 9 24
Personality Traits and Financial Outcomes 0 0 0 0 0 0 0 0
Price discrimination in the airline market: the effect of market concentration 1 1 3 3,107 7 7 11 10,659
Security of retail payments: the new strategic objective 0 0 1 17 0 1 2 87
Summary of the workshop on Consumer Behavior and Payment Choice 0 0 0 57 0 0 0 214
The 2011 and 2012 Surveys of Consumer Payment Choice 0 0 0 28 0 1 1 53
The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results 0 0 0 0 1 1 2 2
The 2012 diary of consumer payment choice 0 0 2 40 2 3 6 78
The 2013 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 0 1 3 3
The 2013 Survey of Consumer Payment Choice: summary results 0 0 0 16 1 1 3 44
The 2014 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 1 2 2 2
The 2014 survey of consumer payment choice: summary results 0 0 0 49 1 2 3 78
The 2015 Survey of Consumer Payment Choice: summary results 0 0 0 37 2 4 10 59
The 2016 and 2017 surveys of consumer payment choice: summary results 0 0 0 34 0 0 1 74
The 2017 Diary of Consumer Payment Choice 0 0 4 18 2 4 9 71
The Credit CARD Act of 2009: what did banks do? 0 0 0 13 1 1 2 63
The Credit Card Spending Channel of Monetary Policy: Micro Evidence from Account-level Data 0 11 11 11 2 12 12 12
The effect of demographics on payment behavior: panel data with sample selection 1 2 2 57 5 6 10 149
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 88 1 4 4 1,158
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 36 0 2 3 404
Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees 0 0 0 9 4 4 4 18
Who gains and who loses from credit card payments?: theory and calibrations 1 1 1 68 5 6 16 292
Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics 0 0 0 43 0 0 2 174
Total Working Papers 13 32 74 6,474 144 291 564 24,987


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A comparison of social costs and benefits of paper check presentment and ECP with truncation 0 0 0 190 0 3 4 1,042
AN ECONOMIC ANALYSIS OF THE 2011 SETTLEMENT BETWEEN THE DEPARTMENT OF JUSTICE AND CREDIT CARD NETWORKS 0 0 0 5 0 0 1 14
ATM fees: does bank size matter? 0 0 0 194 1 1 5 949
Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments? 0 0 1 8 0 1 2 77
Can cash and mobile pay co-exist? What the data tell us 0 0 4 5 1 4 14 20
Can demand elasticities explain sticky credit card rates? 0 0 3 286 3 3 7 1,040
Changes in US payment behaviour during COVID-19: Differences by income and demographics 1 1 6 12 2 2 8 25
Checking accounts: what do banks offer and what do consumers value? 0 0 0 194 2 2 7 1,443
Checking accounts:; fees and features, consumer preferences, impact on bank revenues 0 0 0 109 0 1 3 642
Consumer preferences for payment methods: Role of discounts and surcharges 0 3 8 97 1 9 26 420
Credit CARD Act of 2009: What did banks do? 1 3 3 19 5 12 15 149
Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data? 0 0 3 21 0 7 27 157
Credit card borrowing, delinquency, and personal bankruptcy 0 0 0 687 0 3 14 3,126
Credit card debt puzzle: liquid assets to pay household bills 0 0 0 3 0 1 7 20
Did the Target data breach change consumer assessments of payment card security? 0 0 0 0 1 1 5 6
Does getting a mortgage affect consumer credit use? 0 0 1 5 1 1 4 20
Effect of consumer characteristics on the use of payment instruments 1 3 5 508 3 5 16 1,822
Estimating demand elasticities in a differentiated product industry: The personal computer market 0 0 2 72 0 0 6 207
Explaining adoption and use of payment instruments by US consumers 1 1 3 30 3 6 18 116
Firm strategies in the personal computer market: are established brands better off? 0 0 0 145 0 0 0 784
Frontier policy issues in consumer payment behaviour 0 0 0 0 0 1 1 2
HOW DO SPEED AND SECURITY INFLUENCE CONSUMERS' PAYMENT BEHAVIOR? 0 0 2 10 0 0 8 64
Has antitrust policy in banking become obsolete? 0 0 0 210 0 0 4 807
Has widespread use of credit cards contributed to the increase in personal bankruptcy? 0 0 0 86 0 0 0 255
How Consumers Pay: Adoption and Use of Payments 1 1 1 5 2 5 8 17
Income and banking access in the USA: The effect on bill payment choice 0 0 0 2 1 3 6 24
Merchant steering of consumer payment choice: Evidence from a 2012 diary survey 0 0 0 20 2 4 8 135
Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption 0 0 0 64 2 5 10 229
Model Entry and Exit in a Differentiated-Product Industry: The Personal Computer Market 0 2 2 339 2 4 6 1,091
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 0 0 0 2 388
Network externalities in the market for electronic check payments 0 0 0 95 4 4 6 423
Perspective on payments 1 1 1 17 2 2 2 79
Perspective: While more people are paying electronically, many of us still cling to checks 0 0 0 24 0 2 4 112
Potential effects of an increase in debit card fees 0 0 0 17 1 1 1 74
Price Discrimination in the Airline Market: The Effect of Market Concentration 4 6 20 168 12 18 58 920
Regressive effects of payment card pricing and merchant cost pass-through in the United States and Canada 0 0 1 3 1 3 13 25
The Effect of Pricing on Demand and Revenue in Federal Reserve ACH Payment Processing 0 0 0 4 1 2 3 39
UNPREPARED FOR FINANCIAL SHOCKS: EMERGENCY SAVINGS AND CREDIT CARD DEBT 0 2 3 36 0 4 19 98
Who is paying all these fees? An empirical analysis of bank account and credit card fees 0 0 0 2 2 2 5 11
Who uses electronic check products: a look at depository institutions 0 0 0 95 1 4 5 495
Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics 0 0 1 101 3 3 14 341
Total Journal Articles 10 23 70 3,888 59 129 372 17,708


Statistics updated 2025-12-06