Access Statistics for Joanna Stavins

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
2018 Diary of Consumer Payment Choice 0 0 0 12 1 5 11 47
2018 Survey of Consumer Payment Choice 0 0 0 47 2 14 27 207
2020 Diary of Consumer Payment Choice 0 0 0 0 5 10 11 11
2020 Survey of Consumer Payment Choice 1 1 1 1 2 8 11 11
2021 Survey and Diary of Consumer Payment Choice 0 0 2 2 6 13 28 28
2022 Survey and Diary of Consumer Payment Choice 0 0 0 0 4 6 12 12
2023 Survey and Diary of Consumer Payment Choice 1 3 6 6 15 31 59 59
An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks 0 0 1 66 2 5 6 237
Are Recently Issued Credit Card Accounts More Risky? 0 1 4 4 5 10 21 21
Are there network externalities in electronic payments? 0 0 0 0 0 6 9 48
Are there social spillovers in consumers’ security assessments of payment instruments? 0 0 0 11 2 4 10 65
Buy Now, Pay Later: Who Uses It and Why 0 0 4 11 0 3 19 32
Consumer Payment Behavior by Income and Demographics 0 0 1 1 3 8 13 13
Consumer Payment Behavior by Income and Demographics 0 0 0 10 2 9 20 33
Consumer Payment Choice for Bill Payments 0 1 4 20 4 11 23 91
Consumer Payment Choice for Bill Payments 0 0 3 3 4 13 19 19
Consumer behavior and payment choice: 2006 conference summary 0 0 1 86 1 7 12 274
Consumer behavior and payment choice: a conference summary 0 0 0 139 2 9 11 510
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 5 3 9 13 48
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 3 2 5 10 23
Credit Card Debt and Payment Use 0 0 0 13 1 7 17 131
Credit Card Delinquencies: Are New England Consumers Better Off? 0 0 0 3 1 8 10 12
Credit Card Spending and Borrowing since the Start of the COVID-19 Pandemic 0 0 1 10 1 4 15 16
Credit card debt and consumer payment choice: what can we learn from credit bureau data? 0 0 0 38 5 15 20 111
Credit card debt and payment use 0 1 2 188 4 15 21 1,069
Defining Households That Are Underserved in Digital Payment Services 0 0 1 1 0 5 17 17
Defining Households That Are Underserved in Digital Payment Services 0 0 2 2 2 5 10 12
Defining Households That Are Underserved in Digital Payment Services 0 0 0 12 0 6 9 20
Delivering Benefits of Faster Payments to the Underserved 0 0 1 24 0 2 6 58
Did the Target Data Breach Change Consumer Assessments of Payment Card Security? 0 0 0 0 0 4 5 5
Did the Target data breach change consumer assessments of payment card security? 0 0 0 71 0 7 12 145
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States 0 0 0 26 1 9 13 77
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 9 1 5 9 29
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 25 0 6 8 49
Do bank mergers affect Federal Reserve check volume? 0 0 0 131 1 6 8 769
Does getting a mortgage affect credit card use? 0 0 0 38 1 7 9 57
Effects of credit scores on consumer payment choice 0 0 0 46 1 7 16 171
Effects of credit scores on consumer payment choice 0 1 1 33 1 11 17 146
Estimating demand elasticities in a differentiated product industry: the personal computer market 0 0 0 327 0 5 8 3,069
Explaining adoption and use of payment instruments by U. S. consumers 0 1 1 54 2 9 13 236
Explaining adoption and use of payment instruments by U.S. consumers 0 0 2 45 0 11 18 92
Faster Payments: Market Structure and Policy Considerations 0 0 0 14 1 4 7 50
Faster Payments: Market Structure and Policy Considerations 0 0 0 80 1 2 8 90
Faster payments: market structure and policy considerations 0 0 0 25 1 5 9 66
Has COVID Changed Consumer Payment Behavior? 0 0 2 22 1 4 12 43
Has COVID Changed Consumer Payment Behavior? 0 0 0 0 1 9 12 12
How Do Consumers Make Their Payment Choices? 0 0 0 0 6 18 26 26
How consumers pay: adoption and use of payments 0 0 1 65 1 10 13 137
How do consumers make their payment choices? 0 1 2 67 3 13 24 230
How do speed and security influence consumers' payment behavior? 0 0 1 4 3 16 24 71
How do speed and security influence consumers' payment behavior? 0 0 0 35 0 1 6 59
How does liquidity affect consumer payment choice? 0 0 0 22 2 5 6 41
Income and the CARD Act’s Ability‐to‐Pay Rule in the US Credit Card Market 0 0 0 11 2 8 13 24
Merchant Steering of Consumer Payment Choice 15 15 15 15 4 4 4 4
Merchant Steering of Consumer Payment Choice: Lessons Learned From Consumer Surveys 0 0 0 0 3 4 8 8
Merchant steering of consumer payment choice: evidence from a 2012 Diary survey 0 0 0 20 1 9 11 75
Merchant steering of consumer payment choice: lessons learned from consumer surveys 0 0 0 17 0 5 5 66
Mobile Payments in the United States at Retail Point of Sale: Current Market and Future Prospects 0 0 0 15 3 4 8 103
Mobile payments in the United States at retail point of sale: current market and future prospects 0 0 0 84 1 3 6 240
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 156 2 7 13 597
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 1 1 7 2 9 12 73
Network externalities and technology adoption: lessons from electronic payments 0 0 0 453 0 6 10 1,455
Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers' Demographic Characteristics 0 0 0 0 0 4 6 7
Payment discounts and surcharges: the role of consumer preferences 1 1 2 29 2 5 11 70
Payment instrument adoption and use in the United States, 2009–2013, by consumers' demographic characteristics 0 0 0 19 0 4 9 61
Payments Evolution from Paper to Electronic Payments by Merchant Type 0 0 1 48 1 6 12 39
Payments Evolution from Paper to Electronic: Bill Payments and Purchases 0 0 1 26 1 3 5 50
Personality Traits and Financial Outcomes 0 1 1 1 2 10 10 10
Personality Traits and Financial Outcomes 0 0 1 16 9 23 32 47
Price discrimination in the airline market: the effect of market concentration 0 1 4 3,108 1 8 19 10,667
Security of retail payments: the new strategic objective 0 0 1 17 2 6 8 93
Summary of the workshop on Consumer Behavior and Payment Choice 0 0 0 57 0 2 2 216
The 2011 and 2012 Surveys of Consumer Payment Choice 0 0 0 28 4 11 12 64
The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results 0 0 0 0 3 8 9 10
The 2012 diary of consumer payment choice 0 0 1 40 2 8 12 86
The 2013 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 3 9 12 12
The 2013 Survey of Consumer Payment Choice: summary results 0 0 0 16 2 8 9 52
The 2014 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 2 7 9 9
The 2014 survey of consumer payment choice: summary results 0 0 0 49 2 3 5 81
The 2015 Survey of Consumer Payment Choice: summary results 0 0 0 37 0 8 16 67
The 2016 and 2017 surveys of consumer payment choice: summary results 0 0 0 34 0 2 2 76
The 2017 Diary of Consumer Payment Choice 0 0 4 18 2 14 23 85
The Credit CARD Act of 2009: what did banks do? 0 0 0 13 0 8 10 71
The Credit Card Spending Channel of Monetary Policy: Micro Evidence from Account-level Data 0 0 11 11 2 19 31 31
The effect of demographics on payment behavior: panel data with sample selection 0 0 2 57 1 15 24 164
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 36 1 6 8 410
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 88 1 6 10 1,164
Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees 0 0 0 9 2 6 10 24
Who gains and who loses from credit card payments?: theory and calibrations 0 1 2 69 1 8 18 300
Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics 0 0 0 43 3 5 5 179
Total Working Papers 18 30 91 6,504 174 708 1,182 25,695


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A comparison of social costs and benefits of paper check presentment and ECP with truncation 0 0 0 190 1 7 11 1,049
AN ECONOMIC ANALYSIS OF THE 2011 SETTLEMENT BETWEEN THE DEPARTMENT OF JUSTICE AND CREDIT CARD NETWORKS 0 0 0 5 0 3 4 17
ATM fees: does bank size matter? 0 0 0 194 0 3 8 952
Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments? 0 0 1 8 0 1 3 78
Can cash and mobile pay co-exist? What the data tell us 0 2 6 7 0 7 19 27
Can demand elasticities explain sticky credit card rates? 0 0 3 286 1 7 13 1,047
Changes in US payment behaviour during COVID-19: Differences by income and demographics 0 2 8 14 1 7 14 32
Checking accounts: what do banks offer and what do consumers value? 0 0 0 194 0 5 10 1,448
Checking accounts:; fees and features, consumer preferences, impact on bank revenues 0 0 0 109 0 1 2 643
Consumer preferences for payment methods: Role of discounts and surcharges 2 3 9 100 3 15 37 435
Credit CARD Act of 2009: What did banks do? 0 0 3 19 0 6 21 155
Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data? 0 0 2 21 2 5 28 162
Credit card borrowing, delinquency, and personal bankruptcy 0 0 0 687 3 7 18 3,133
Credit card debt puzzle: liquid assets to pay household bills 0 0 0 3 5 10 13 30
Did the Target data breach change consumer assessments of payment card security? 0 0 0 0 1 5 9 11
Does getting a mortgage affect consumer credit use? 0 0 0 5 3 7 9 27
Effect of consumer characteristics on the use of payment instruments 0 0 5 508 2 10 21 1,832
Estimating demand elasticities in a differentiated product industry: The personal computer market 0 0 2 72 1 10 16 217
Explaining adoption and use of payment instruments by US consumers 1 1 4 31 2 8 25 124
Firm strategies in the personal computer market: are established brands better off? 0 0 0 145 1 7 7 791
Frontier policy issues in consumer payment behaviour 0 0 0 0 1 3 4 5
HOW DO SPEED AND SECURITY INFLUENCE CONSUMERS' PAYMENT BEHAVIOR? 0 0 1 10 1 5 11 69
Has antitrust policy in banking become obsolete? 0 0 0 210 1 3 7 810
Has widespread use of credit cards contributed to the increase in personal bankruptcy? 0 0 0 86 2 2 2 257
How Consumers Pay: Adoption and Use of Payments 0 0 1 5 0 4 11 21
Income and banking access in the USA: The effect on bill payment choice 0 1 1 3 3 12 17 36
Merchant steering of consumer payment choice: Evidence from a 2012 diary survey 1 1 1 21 1 9 14 144
Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption 0 0 0 64 0 3 11 232
Model Entry and Exit in a Differentiated-Product Industry: The Personal Computer Market 0 1 3 340 1 7 12 1,098
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 0 2 9 10 397
Network externalities in the market for electronic check payments 0 0 0 95 1 4 9 427
Perspective on payments 0 0 1 17 0 2 4 81
Perspective: While more people are paying electronically, many of us still cling to checks 0 0 0 24 0 2 5 114
Potential effects of an increase in debit card fees 0 0 0 17 3 9 10 83
Price Discrimination in the Airline Market: The Effect of Market Concentration 2 5 24 173 3 38 90 958
Regressive effects of payment card pricing and merchant cost pass-through in the United States and Canada 0 0 0 3 3 15 25 40
The Effect of Pricing on Demand and Revenue in Federal Reserve ACH Payment Processing 0 0 0 4 0 1 4 40
UNPREPARED FOR FINANCIAL SHOCKS: EMERGENCY SAVINGS AND CREDIT CARD DEBT 1 1 3 37 4 9 23 107
Who is paying all these fees? An empirical analysis of bank account and credit card fees 0 0 0 2 0 7 12 18
Who uses electronic check products: a look at depository institutions 0 0 0 95 0 3 7 498
Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics 1 2 2 103 2 8 17 349
Total Journal Articles 8 19 80 3,907 54 286 593 17,994


Statistics updated 2026-03-04