Access Statistics for Joanna Stavins

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
2018 Diary of Consumer Payment Choice 0 0 1 12 0 2 5 38
2018 Survey of Consumer Payment Choice 0 0 0 47 0 1 8 184
2020 Diary of Consumer Payment Choice 0 0 0 0 0 0 0 0
2020 Survey of Consumer Payment Choice 0 0 0 0 1 2 2 2
2021 Survey and Diary of Consumer Payment Choice 1 2 2 2 1 5 6 6
2022 Survey and Diary of Consumer Payment Choice 0 0 0 0 0 1 2 2
2023 Survey and Diary of Consumer Payment Choice 0 0 1 1 1 7 13 13
An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks 0 0 1 66 0 0 2 232
Are Recently Issued Credit Card Accounts More Risky? 0 0 0 0 1 1 2 2
Are there network externalities in electronic payments? 0 0 0 0 0 1 3 42
Are there social spillovers in consumers’ security assessments of payment instruments? 0 0 0 11 0 0 1 56
Buy Now, Pay Later: Who Uses It and Why 0 2 4 9 3 6 13 22
Consumer Payment Behavior by Income and Demographics 0 0 0 0 0 0 0 0
Consumer Payment Behavior by Income and Demographics 0 0 3 10 0 3 12 19
Consumer Payment Choice for Bill Payments 1 1 3 17 4 5 17 74
Consumer Payment Choice for Bill Payments 0 0 1 1 0 0 1 1
Consumer behavior and payment choice: 2006 conference summary 0 0 0 85 0 0 5 265
Consumer behavior and payment choice: a conference summary 0 0 0 139 0 0 2 499
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 5 0 2 9 38
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 3 0 1 4 15
Credit Card Debt and Payment Use 0 0 0 13 1 1 2 115
Credit Card Delinquencies: Are New England Consumers Better Off? 0 0 3 3 0 1 3 3
Credit Card Spending and Borrowing since the Start of the COVID-19 Pandemic 1 1 1 10 2 3 3 4
Credit card debt and consumer payment choice: what can we learn from credit bureau data? 0 0 0 38 0 3 6 94
Credit card debt and payment use 0 0 2 187 0 0 10 1,051
Defining Households That Are Underserved in Digital Payment Services 0 0 1 1 2 3 4 4
Defining Households That Are Underserved in Digital Payment Services 0 0 12 12 1 2 13 13
Defining Households That Are Underserved in Digital Payment Services 0 1 2 2 2 3 6 6
Delivering Benefits of Faster Payments to the Underserved 0 0 1 23 1 2 5 54
Did the Target Data Breach Change Consumer Assessments of Payment Card Security? 0 0 0 0 0 0 0 0
Did the Target data breach change consumer assessments of payment card security? 0 0 0 71 0 1 8 135
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States 0 0 0 26 0 0 3 64
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 25 0 0 1 41
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 9 1 1 1 21
Do bank mergers affect Federal Reserve check volume? 0 0 0 131 0 0 0 761
Does getting a mortgage affect credit card use? 0 0 1 38 0 0 5 49
Effects of credit scores on consumer payment choice 0 0 0 32 0 0 3 129
Effects of credit scores on consumer payment choice 0 0 0 46 0 1 4 158
Estimating demand elasticities in a differentiated product industry: the personal computer market 0 0 1 327 1 3 6 3,064
Explaining adoption and use of payment instruments by U. S. consumers 0 0 1 53 2 2 6 225
Explaining adoption and use of payment instruments by U.S. consumers 1 1 2 45 1 1 5 77
Faster Payments: Market Structure and Policy Considerations 0 0 0 80 1 2 3 84
Faster Payments: Market Structure and Policy Considerations 0 0 0 14 0 0 0 43
Faster payments: market structure and policy considerations 0 0 0 25 1 1 3 59
Has COVID Changed Consumer Payment Behavior? 0 0 2 22 0 0 5 36
Has COVID Changed Consumer Payment Behavior? 0 0 0 0 0 2 2 2
How Do Consumers Make Their Payment Choices? 0 0 0 0 1 2 2 2
How consumers pay: adoption and use of payments 0 1 1 65 0 1 3 125
How do consumers make their payment choices? 0 1 4 66 1 3 26 213
How do speed and security influence consumers' payment behavior? 0 0 0 35 1 2 6 57
How do speed and security influence consumers' payment behavior? 0 1 1 4 0 1 6 50
How does liquidity affect consumer payment choice? 0 0 0 22 0 0 2 35
Income and the CARD Act’s Ability‐to‐Pay Rule in the US Credit Card Market 0 0 0 11 0 0 5 12
Merchant Steering of Consumer Payment Choice: Lessons Learned From Consumer Surveys 0 0 0 0 0 1 2 2
Merchant steering of consumer payment choice: evidence from a 2012 Diary survey 0 0 0 20 0 0 0 64
Merchant steering of consumer payment choice: lessons learned from consumer surveys 0 0 0 17 0 0 1 61
Mobile Payments in the United States at Retail Point of Sale: Current Market and Future Prospects 0 0 0 15 0 0 3 97
Mobile payments in the United States at retail point of sale: current market and future prospects 0 0 0 84 0 0 6 237
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 156 1 1 3 586
Network externalities and technology adoption: lessons from electronic payments 0 0 0 453 2 2 10 1,449
Network externalities and technology adoption: lessons from electronic payments 0 0 0 6 0 0 2 62
Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers' Demographic Characteristics 0 0 0 0 0 0 2 2
Payment discounts and surcharges: the role of consumer preferences 0 0 1 27 0 0 2 60
Payment instrument adoption and use in the United States, 2009–2013, by consumers' demographic characteristics 0 0 0 19 0 0 2 53
Payments Evolution from Paper to Electronic Payments by Merchant Type 0 0 0 47 0 0 3 30
Payments Evolution from Paper to Electronic: Bill Payments and Purchases 0 0 2 25 0 0 4 46
Personality Traits and Financial Outcomes 0 0 1 16 1 1 4 19
Personality Traits and Financial Outcomes 0 0 0 0 0 0 0 0
Price discrimination in the airline market: the effect of market concentration 1 1 3 3,106 3 3 10 10,652
Security of retail payments: the new strategic objective 0 0 1 17 0 0 2 86
Summary of the workshop on Consumer Behavior and Payment Choice 0 0 0 57 0 0 0 214
The 2011 and 2012 Surveys of Consumer Payment Choice 0 0 0 28 0 0 0 52
The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results 0 0 0 0 0 0 1 1
The 2012 diary of consumer payment choice 0 0 2 40 0 0 3 75
The 2013 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 1 1 2 2
The 2013 Survey of Consumer Payment Choice: summary results 0 0 0 16 0 0 3 43
The 2014 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 0 0 0 0
The 2014 survey of consumer payment choice: summary results 0 0 0 49 0 0 1 76
The 2015 Survey of Consumer Payment Choice: summary results 0 0 0 37 3 3 7 55
The 2016 and 2017 surveys of consumer payment choice: summary results 0 0 0 34 0 0 2 74
The 2017 Diary of Consumer Payment Choice 2 4 4 18 2 5 7 67
The Credit CARD Act of 2009: what did banks do? 0 0 0 13 0 1 2 62
The effect of demographics on payment behavior: panel data with sample selection 0 0 1 55 0 1 9 143
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 88 0 0 0 1,154
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 36 0 0 1 402
Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees 0 0 0 9 0 0 0 14
Who gains and who loses from credit card payments?: theory and calibrations 0 0 1 67 0 1 19 286
Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics 0 0 0 43 0 0 3 174
Total Working Papers 7 16 67 6,442 43 98 380 24,696


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A comparison of social costs and benefits of paper check presentment and ECP with truncation 0 0 0 190 0 1 4 1,039
AN ECONOMIC ANALYSIS OF THE 2011 SETTLEMENT BETWEEN THE DEPARTMENT OF JUSTICE AND CREDIT CARD NETWORKS 0 0 0 5 0 0 1 14
ATM fees: does bank size matter? 0 0 0 194 0 2 5 948
Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments? 0 1 1 8 0 1 1 76
Can cash and mobile pay co-exist? What the data tell us 0 1 5 5 0 4 16 16
Can demand elasticities explain sticky credit card rates? 1 3 3 286 1 3 7 1,037
Changes in US payment behaviour during COVID-19: Differences by income and demographics 0 1 7 11 0 1 8 23
Checking accounts: what do banks offer and what do consumers value? 0 0 0 194 0 0 6 1,441
Checking accounts:; fees and features, consumer preferences, impact on bank revenues 0 0 0 109 0 0 2 641
Consumer preferences for payment methods: Role of discounts and surcharges 0 1 7 94 3 6 36 411
Credit CARD Act of 2009: What did banks do? 0 0 0 16 0 0 6 137
Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data? 0 2 4 21 0 6 30 150
Credit card borrowing, delinquency, and personal bankruptcy 0 0 0 687 1 6 15 3,123
Credit card debt puzzle: liquid assets to pay household bills 0 0 1 3 2 2 8 19
Did the Target data breach change consumer assessments of payment card security? 0 0 0 0 0 2 5 5
Does getting a mortgage affect consumer credit use? 0 0 2 5 0 0 7 19
Effect of consumer characteristics on the use of payment instruments 0 0 3 505 1 2 14 1,817
Estimating demand elasticities in a differentiated product industry: The personal computer market 0 1 2 72 0 1 9 207
Explaining adoption and use of payment instruments by US consumers 0 0 2 29 2 5 14 110
Firm strategies in the personal computer market: are established brands better off? 0 0 0 145 0 0 1 784
Frontier policy issues in consumer payment behaviour 0 0 0 0 0 0 0 1
HOW DO SPEED AND SECURITY INFLUENCE CONSUMERS' PAYMENT BEHAVIOR? 0 0 2 10 0 3 9 64
Has antitrust policy in banking become obsolete? 0 0 0 210 0 1 6 807
Has widespread use of credit cards contributed to the increase in personal bankruptcy? 0 0 0 86 0 0 1 255
How Consumers Pay: Adoption and Use of Payments 0 0 0 4 0 1 4 12
Income and banking access in the USA: The effect on bill payment choice 0 0 0 2 0 1 8 21
Merchant steering of consumer payment choice: Evidence from a 2012 diary survey 0 0 0 20 0 0 4 131
Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption 0 0 0 64 0 2 5 224
Model Entry and Exit in a Differentiated-Product Industry: The Personal Computer Market 0 0 1 337 0 0 4 1,087
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 0 0 0 2 388
Network externalities in the market for electronic check payments 0 0 0 95 0 0 3 419
Perspective on payments 0 0 0 16 0 0 0 77
Perspective: While more people are paying electronically, many of us still cling to checks 0 0 0 24 1 1 3 110
Potential effects of an increase in debit card fees 0 0 0 17 0 0 0 73
Price Discrimination in the Airline Market: The Effect of Market Concentration 1 8 16 162 2 16 49 902
Regressive effects of payment card pricing and merchant cost pass-through in the United States and Canada 0 0 1 3 0 0 13 22
The Effect of Pricing on Demand and Revenue in Federal Reserve ACH Payment Processing 0 0 0 4 0 1 1 37
UNPREPARED FOR FINANCIAL SHOCKS: EMERGENCY SAVINGS AND CREDIT CARD DEBT 0 0 8 34 0 3 30 94
Who is paying all these fees? An empirical analysis of bank account and credit card fees 0 0 0 2 0 2 5 9
Who uses electronic check products: a look at depository institutions 0 0 0 95 0 0 2 491
Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics 0 0 4 101 0 0 18 338
Total Journal Articles 2 18 69 3,865 13 73 362 17,579


Statistics updated 2025-09-05