Access Statistics for Joanna Stavins

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
2018 Diary of Consumer Payment Choice 0 1 1 13 1 4 15 51
2018 Survey of Consumer Payment Choice 0 0 0 47 0 1 25 209
2020 Diary of Consumer Payment Choice 0 0 1 1 0 6 21 21
2020 Survey of Consumer Payment Choice 0 0 2 2 1 14 29 29
2021 Survey and Diary of Consumer Payment Choice 0 0 3 3 1 12 43 46
2022 Survey and Diary of Consumer Payment Choice 0 0 0 0 3 16 29 30
2023 Survey and Diary of Consumer Payment Choice 0 0 7 8 8 39 96 106
An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks 0 0 0 66 0 6 12 244
Are Recently Issued Credit Card Accounts More Risky? 0 0 4 4 0 1 21 22
Are there network externalities in electronic payments? 0 0 0 0 0 2 10 51
Are there social spillovers in consumers’ security assessments of payment instruments? 0 0 0 11 0 2 12 68
Buy Now, Pay Later: Who Uses It and Why 0 0 3 11 0 6 23 41
Consumer Payment Behavior by Income and Demographics 0 1 1 11 1 4 19 37
Consumer Payment Behavior by Income and Demographics 0 0 1 1 1 4 21 21
Consumer Payment Choice for Bill Payments 0 0 4 20 0 5 30 99
Consumer Payment Choice for Bill Payments 0 0 2 3 1 9 28 29
Consumer behavior and payment choice: 2006 conference summary 0 0 1 86 0 3 12 277
Consumer behavior and payment choice: a conference summary 0 0 0 139 0 2 13 512
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 3 0 4 14 28
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 5 0 7 20 57
Credit Card Debt and Payment Use 0 0 0 13 0 2 19 133
Credit Card Delinquencies: Are New England Consumers Better Off? 0 0 0 3 0 0 11 14
Credit Card Spending and Borrowing since the Start of the COVID-19 Pandemic 0 0 1 10 0 4 19 21
Credit card debt and consumer payment choice: what can we learn from credit bureau data? 0 0 0 38 0 2 22 113
Credit card debt and payment use 0 0 1 188 3 6 24 1,075
Defining Households That Are Underserved in Digital Payment Services 0 0 0 1 0 2 18 19
Defining Households That Are Underserved in Digital Payment Services 0 0 0 12 1 2 10 22
Defining Households That Are Underserved in Digital Payment Services 0 0 1 2 0 0 9 12
Delivering Benefits of Faster Payments to the Underserved 0 0 1 24 0 3 8 61
Did the Target Data Breach Change Consumer Assessments of Payment Card Security? 0 0 0 0 0 1 7 7
Did the Target data breach change consumer assessments of payment card security? 0 0 0 71 0 4 14 149
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States 0 0 0 26 2 7 20 84
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 9 0 6 15 35
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 25 0 8 17 58
Do bank mergers affect Federal Reserve check volume? 0 0 0 131 0 1 9 770
Does getting a mortgage affect credit card use? 0 0 0 38 0 1 9 58
Effects of credit scores on consumer payment choice 0 0 0 46 0 3 16 174
Effects of credit scores on consumer payment choice 0 0 1 33 0 4 21 150
Estimating demand elasticities in a differentiated product industry: the personal computer market 0 0 0 327 0 4 12 3,075
Explaining adoption and use of payment instruments by U. S. consumers 0 0 1 54 0 6 19 242
Explaining adoption and use of payment instruments by U.S. consumers 0 0 1 45 2 5 21 97
Faster Payments: Market Structure and Policy Considerations 0 0 0 14 0 3 10 53
Faster Payments: Market Structure and Policy Considerations 0 0 0 80 1 3 11 94
Faster payments: market structure and policy considerations 0 0 0 25 0 1 9 67
Has COVID Changed Consumer Payment Behavior? 0 0 0 0 0 13 25 26
Has COVID Changed Consumer Payment Behavior? 1 1 1 23 2 2 9 45
How Do Consumers Make Their Payment Choices? 0 0 0 0 1 4 31 32
How Interest Rate Changes Affect Credit Card Spending 0 12 14 14 0 13 13 13
How consumers pay: adoption and use of payments 1 1 2 66 1 3 16 140
How do consumers make their payment choices? 1 1 3 68 2 4 23 234
How do speed and security influence consumers' payment behavior? 0 0 0 35 1 4 10 65
How do speed and security influence consumers' payment behavior? 0 0 1 4 0 4 26 75
How does liquidity affect consumer payment choice? 0 0 0 22 0 1 7 42
Income and the CARD Act’s Ability‐to‐Pay Rule in the US Credit Card Market 0 0 0 11 1 5 18 30
Merchant Steering of Consumer Payment Choice 0 0 24 24 0 2 9 9
Merchant Steering of Consumer Payment Choice: Lessons Learned From Consumer Surveys 0 0 0 0 0 1 9 11
Merchant steering of consumer payment choice: evidence from a 2012 Diary survey 0 0 0 20 0 2 16 80
Merchant steering of consumer payment choice: lessons learned from consumer surveys 0 0 0 17 0 3 8 69
Mobile Payments in the United States at Retail Point of Sale: Current Market and Future Prospects 0 0 0 15 1 5 12 109
Mobile payments in the United States at retail point of sale: current market and future prospects 0 0 0 84 0 3 6 243
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 1 2 8 0 4 19 81
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 156 0 0 13 598
Network externalities and technology adoption: lessons from electronic payments 0 0 0 453 0 2 11 1,458
Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers' Demographic Characteristics 0 0 0 0 0 1 6 8
Payment discounts and surcharges: the role of consumer preferences 0 0 2 29 0 7 21 81
Payment instrument adoption and use in the United States, 2009–2013, by consumers' demographic characteristics 0 0 0 19 0 6 15 68
Payments Evolution from Paper to Electronic Payments by Merchant Type 0 0 1 48 0 5 14 44
Payments Evolution from Paper to Electronic: Bill Payments and Purchases 0 0 1 26 0 7 14 60
Personality Traits and Financial Outcomes 0 0 0 16 1 21 53 71
Personality Traits and Financial Outcomes 0 1 2 2 0 6 18 18
Price discrimination in the airline market: the effect of market concentration 0 2 5 3,110 0 4 22 10,671
Security of retail payments: the new strategic objective 0 0 0 17 1 3 10 96
Summary of the workshop on Consumer Behavior and Payment Choice 0 0 0 57 0 1 3 217
The 2011 and 2012 Surveys of Consumer Payment Choice 0 0 0 28 0 4 17 69
The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results 0 0 0 0 0 1 10 11
The 2012 diary of consumer payment choice 0 0 0 40 0 1 13 88
The 2013 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 1 3 14 15
The 2013 Survey of Consumer Payment Choice: summary results 0 0 0 16 0 1 10 53
The 2014 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 0 2 11 11
The 2014 survey of consumer payment choice: summary results 0 0 0 49 1 3 9 85
The 2015 Survey of Consumer Payment Choice: summary results 0 0 0 37 0 3 21 73
The 2016 and 2017 surveys of consumer payment choice: summary results 0 0 0 34 1 8 12 86
The 2017 Diary of Consumer Payment Choice 0 0 4 18 0 1 28 91
The Credit CARD Act of 2009: what did banks do? 0 1 1 14 0 7 17 78
The Credit Card Spending Channel of Monetary Policy: Micro Evidence from Account-level Data 0 0 11 11 0 4 35 35
The effect of demographics on payment behavior: panel data with sample selection 0 0 2 57 0 5 29 171
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 88 0 2 12 1,166
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 36 0 3 11 413
Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees 0 0 0 9 1 2 12 26
Who gains and who loses from credit card payments?: theory and calibrations 2 2 4 71 3 12 28 313
Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics 0 0 1 44 0 7 14 188
Total Working Papers 5 24 118 6,545 44 430 1,603 26,227


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A comparison of social costs and benefits of paper check presentment and ECP with truncation 0 0 0 190 0 2 14 1,052
AN ECONOMIC ANALYSIS OF THE 2011 SETTLEMENT BETWEEN THE DEPARTMENT OF JUSTICE AND CREDIT CARD NETWORKS 0 0 0 5 0 2 5 19
ATM fees: does bank size matter? 0 0 0 194 0 6 12 960
Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments? 0 0 1 8 0 6 9 84
Can cash and mobile pay co-exist? What the data tell us 1 1 3 8 1 2 13 29
Can demand elasticities explain sticky credit card rates? 0 0 2 286 0 2 15 1,050
Changes in US payment behaviour during COVID-19: Differences by income and demographics 1 1 5 15 1 2 12 34
Checking accounts: what do banks offer and what do consumers value? 0 0 0 194 1 4 16 1,457
Checking accounts:; fees and features, consumer preferences, impact on bank revenues 0 0 0 109 0 2 4 645
Consumer preferences for payment methods: Role of discounts and surcharges 2 7 13 107 4 19 49 457
Credit CARD Act of 2009: What did banks do? 0 1 4 20 1 8 26 163
Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data? 0 0 2 21 2 7 22 169
Credit card borrowing, delinquency, and personal bankruptcy 0 0 0 687 1 4 20 3,139
Credit card debt puzzle: liquid assets to pay household bills 0 0 0 3 1 8 34 51
Did the Target data breach change consumer assessments of payment card security? 0 0 0 0 0 3 11 15
Does getting a mortgage affect consumer credit use? 0 0 0 5 0 5 13 32
Effect of consumer characteristics on the use of payment instruments 0 0 3 508 1 4 21 1,837
Estimating demand elasticities in a differentiated product industry: The personal computer market 0 0 0 72 0 2 14 221
Explaining adoption and use of payment instruments by US consumers 0 1 3 32 1 7 26 133
Firm strategies in the personal computer market: are established brands better off? 0 0 0 145 0 3 10 794
Frontier policy issues in consumer payment behaviour 0 0 0 0 0 2 6 7
HOW DO SPEED AND SECURITY INFLUENCE CONSUMERS' PAYMENT BEHAVIOR? 0 0 0 10 1 3 10 72
Has antitrust policy in banking become obsolete? 0 0 0 210 1 2 6 812
Has widespread use of credit cards contributed to the increase in personal bankruptcy? 0 1 1 87 1 6 9 264
How Consumers Pay: Adoption and Use of Payments 0 0 1 5 0 1 11 22
Income and banking access in the USA: The effect on bill payment choice 0 0 1 3 0 1 18 38
Merchant steering of consumer payment choice: Evidence from a 2012 diary survey 0 0 2 22 0 0 15 146
Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption 0 0 0 64 0 3 11 235
Model Entry and Exit in a Differentiated-Product Industry: The Personal Computer Market 0 0 3 340 0 3 14 1,101
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 0 0 3 13 401
Network externalities in the market for electronic check payments 0 0 0 95 0 2 11 430
Perspective on payments 0 0 1 17 0 1 5 82
Perspective: While more people are paying electronically, many of us still cling to checks 0 0 0 24 0 1 6 115
Potential effects of an increase in debit card fees 0 0 0 17 0 3 14 87
Price Discrimination in the Airline Market: The Effect of Market Concentration 2 3 19 176 4 12 79 973
Regressive effects of payment card pricing and merchant cost pass-through in the United States and Canada 1 1 1 4 1 10 29 51
The Effect of Pricing on Demand and Revenue in Federal Reserve ACH Payment Processing 0 0 0 4 0 3 7 43
UNPREPARED FOR FINANCIAL SHOCKS: EMERGENCY SAVINGS AND CREDIT CARD DEBT 0 1 5 39 3 7 24 116
Who is paying all these fees? An empirical analysis of bank account and credit card fees 0 0 0 2 2 4 15 23
Who uses electronic check products: a look at depository institutions 0 0 0 95 0 4 11 502
Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics 0 0 2 103 2 5 16 354
Total Journal Articles 7 17 72 3,926 29 174 676 18,215


Statistics updated 2026-07-10