| Working Paper |
File Downloads |
Abstract Views |
| Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
| 2018 Diary of Consumer Payment Choice |
0 |
0 |
1 |
12 |
0 |
4 |
9 |
42 |
| 2018 Survey of Consumer Payment Choice |
0 |
0 |
0 |
47 |
4 |
9 |
15 |
193 |
| 2020 Diary of Consumer Payment Choice |
0 |
0 |
0 |
0 |
1 |
1 |
1 |
1 |
| 2020 Survey of Consumer Payment Choice |
0 |
0 |
0 |
0 |
0 |
1 |
3 |
3 |
| 2021 Survey and Diary of Consumer Payment Choice |
0 |
0 |
2 |
2 |
4 |
9 |
15 |
15 |
| 2022 Survey and Diary of Consumer Payment Choice |
0 |
0 |
0 |
0 |
1 |
4 |
6 |
6 |
| 2023 Survey and Diary of Consumer Payment Choice |
2 |
2 |
3 |
3 |
8 |
15 |
28 |
28 |
| An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks |
0 |
0 |
1 |
66 |
0 |
0 |
1 |
232 |
| Are Recently Issued Credit Card Accounts More Risky? |
0 |
3 |
3 |
3 |
2 |
9 |
11 |
11 |
| Are there network externalities in electronic payments? |
0 |
0 |
0 |
0 |
0 |
0 |
3 |
42 |
| Are there social spillovers in consumers’ security assessments of payment instruments? |
0 |
0 |
0 |
11 |
3 |
5 |
6 |
61 |
| Buy Now, Pay Later: Who Uses It and Why |
2 |
2 |
6 |
11 |
3 |
7 |
20 |
29 |
| Consumer Payment Behavior by Income and Demographics |
0 |
0 |
1 |
10 |
3 |
5 |
13 |
24 |
| Consumer Payment Behavior by Income and Demographics |
1 |
1 |
1 |
1 |
4 |
5 |
5 |
5 |
| Consumer Payment Choice for Bill Payments |
0 |
2 |
3 |
3 |
0 |
5 |
6 |
6 |
| Consumer Payment Choice for Bill Payments |
1 |
2 |
3 |
19 |
2 |
6 |
15 |
80 |
| Consumer behavior and payment choice: 2006 conference summary |
0 |
1 |
1 |
86 |
1 |
2 |
6 |
267 |
| Consumer behavior and payment choice: a conference summary |
0 |
0 |
0 |
139 |
0 |
2 |
2 |
501 |
| Credit Card Debt Puzzle: Liquid Assets to Pay Bills |
0 |
0 |
0 |
3 |
1 |
3 |
6 |
18 |
| Credit Card Debt Puzzle: Liquid Assets to Pay Bills |
0 |
0 |
0 |
5 |
0 |
1 |
7 |
39 |
| Credit Card Debt and Payment Use |
0 |
0 |
0 |
13 |
6 |
9 |
11 |
124 |
| Credit Card Delinquencies: Are New England Consumers Better Off? |
0 |
0 |
3 |
3 |
0 |
1 |
4 |
4 |
| Credit Card Spending and Borrowing since the Start of the COVID-19 Pandemic |
0 |
0 |
1 |
10 |
4 |
8 |
11 |
12 |
| Credit card debt and consumer payment choice: what can we learn from credit bureau data? |
0 |
0 |
0 |
38 |
0 |
2 |
5 |
96 |
| Credit card debt and payment use |
0 |
0 |
1 |
187 |
1 |
3 |
8 |
1,054 |
| Defining Households That Are Underserved in Digital Payment Services |
0 |
0 |
0 |
12 |
1 |
1 |
8 |
14 |
| Defining Households That Are Underserved in Digital Payment Services |
0 |
0 |
1 |
1 |
5 |
8 |
12 |
12 |
| Defining Households That Are Underserved in Digital Payment Services |
0 |
0 |
2 |
2 |
0 |
1 |
5 |
7 |
| Delivering Benefits of Faster Payments to the Underserved |
1 |
1 |
1 |
24 |
1 |
2 |
4 |
56 |
| Did the Target Data Breach Change Consumer Assessments of Payment Card Security? |
0 |
0 |
0 |
0 |
0 |
1 |
1 |
1 |
| Did the Target data breach change consumer assessments of payment card security? |
0 |
0 |
0 |
71 |
2 |
3 |
9 |
138 |
| Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States |
0 |
0 |
0 |
26 |
3 |
4 |
5 |
68 |
| Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada |
0 |
0 |
0 |
25 |
2 |
2 |
2 |
43 |
| Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada |
0 |
0 |
0 |
9 |
1 |
3 |
4 |
24 |
| Do bank mergers affect Federal Reserve check volume? |
0 |
0 |
0 |
131 |
1 |
2 |
2 |
763 |
| Does getting a mortgage affect credit card use? |
0 |
0 |
0 |
38 |
1 |
1 |
3 |
50 |
| Effects of credit scores on consumer payment choice |
0 |
0 |
0 |
46 |
3 |
6 |
9 |
164 |
| Effects of credit scores on consumer payment choice |
0 |
0 |
0 |
32 |
2 |
6 |
6 |
135 |
| Estimating demand elasticities in a differentiated product industry: the personal computer market |
0 |
0 |
1 |
327 |
0 |
0 |
4 |
3,064 |
| Explaining adoption and use of payment instruments by U. S. consumers |
0 |
0 |
1 |
53 |
1 |
2 |
7 |
227 |
| Explaining adoption and use of payment instruments by U.S. consumers |
0 |
0 |
2 |
45 |
4 |
4 |
7 |
81 |
| Faster Payments: Market Structure and Policy Considerations |
0 |
0 |
0 |
80 |
1 |
4 |
7 |
88 |
| Faster Payments: Market Structure and Policy Considerations |
0 |
0 |
0 |
14 |
3 |
3 |
3 |
46 |
| Faster payments: market structure and policy considerations |
0 |
0 |
0 |
25 |
1 |
2 |
5 |
61 |
| Has COVID Changed Consumer Payment Behavior? |
0 |
0 |
2 |
22 |
2 |
3 |
8 |
39 |
| Has COVID Changed Consumer Payment Behavior? |
0 |
0 |
0 |
0 |
0 |
1 |
3 |
3 |
| How Do Consumers Make Their Payment Choices? |
0 |
0 |
0 |
0 |
0 |
6 |
8 |
8 |
| How consumers pay: adoption and use of payments |
0 |
0 |
1 |
65 |
0 |
2 |
5 |
127 |
| How do consumers make their payment choices? |
0 |
0 |
2 |
66 |
1 |
4 |
22 |
217 |
| How do speed and security influence consumers' payment behavior? |
0 |
0 |
0 |
35 |
1 |
1 |
7 |
58 |
| How do speed and security influence consumers' payment behavior? |
0 |
0 |
1 |
4 |
1 |
5 |
10 |
55 |
| How does liquidity affect consumer payment choice? |
0 |
0 |
0 |
22 |
0 |
1 |
2 |
36 |
| Income and the CARD Act’s Ability‐to‐Pay Rule in the US Credit Card Market |
0 |
0 |
0 |
11 |
2 |
4 |
5 |
16 |
| Merchant Steering of Consumer Payment Choice: Lessons Learned From Consumer Surveys |
0 |
0 |
0 |
0 |
1 |
2 |
4 |
4 |
| Merchant steering of consumer payment choice: evidence from a 2012 Diary survey |
0 |
0 |
0 |
20 |
1 |
2 |
2 |
66 |
| Merchant steering of consumer payment choice: lessons learned from consumer surveys |
0 |
0 |
0 |
17 |
0 |
0 |
1 |
61 |
| Mobile Payments in the United States at Retail Point of Sale: Current Market and Future Prospects |
0 |
0 |
0 |
15 |
2 |
2 |
4 |
99 |
| Mobile payments in the United States at retail point of sale: current market and future prospects |
0 |
0 |
0 |
84 |
0 |
0 |
5 |
237 |
| Network Externalities and Technology Adoption: Lessons from Electronic Payments |
0 |
0 |
0 |
156 |
2 |
4 |
7 |
590 |
| Network Externalities and Technology Adoption: Lessons from Electronic Payments |
0 |
0 |
0 |
6 |
0 |
2 |
3 |
64 |
| Network externalities and technology adoption: lessons from electronic payments |
0 |
0 |
0 |
453 |
0 |
0 |
8 |
1,449 |
| Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers' Demographic Characteristics |
0 |
0 |
0 |
0 |
1 |
1 |
3 |
3 |
| Payment discounts and surcharges: the role of consumer preferences |
1 |
1 |
2 |
28 |
4 |
5 |
7 |
65 |
| Payment instrument adoption and use in the United States, 2009–2013, by consumers' demographic characteristics |
0 |
0 |
0 |
19 |
3 |
4 |
6 |
57 |
| Payments Evolution from Paper to Electronic Payments by Merchant Type |
1 |
1 |
1 |
48 |
3 |
3 |
6 |
33 |
| Payments Evolution from Paper to Electronic: Bill Payments and Purchases |
1 |
1 |
2 |
26 |
1 |
1 |
3 |
47 |
| Personality Traits and Financial Outcomes |
0 |
0 |
1 |
16 |
4 |
5 |
9 |
24 |
| Personality Traits and Financial Outcomes |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
| Price discrimination in the airline market: the effect of market concentration |
1 |
1 |
3 |
3,107 |
7 |
7 |
11 |
10,659 |
| Security of retail payments: the new strategic objective |
0 |
0 |
1 |
17 |
0 |
1 |
2 |
87 |
| Summary of the workshop on Consumer Behavior and Payment Choice |
0 |
0 |
0 |
57 |
0 |
0 |
0 |
214 |
| The 2011 and 2012 Surveys of Consumer Payment Choice |
0 |
0 |
0 |
28 |
0 |
1 |
1 |
53 |
| The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results |
0 |
0 |
0 |
0 |
1 |
1 |
2 |
2 |
| The 2012 diary of consumer payment choice |
0 |
0 |
2 |
40 |
2 |
3 |
6 |
78 |
| The 2013 Survey of Consumer Payment Choice: Summary Results |
0 |
0 |
0 |
0 |
0 |
1 |
3 |
3 |
| The 2013 Survey of Consumer Payment Choice: summary results |
0 |
0 |
0 |
16 |
1 |
1 |
3 |
44 |
| The 2014 Survey of Consumer Payment Choice: Summary Results |
0 |
0 |
0 |
0 |
1 |
2 |
2 |
2 |
| The 2014 survey of consumer payment choice: summary results |
0 |
0 |
0 |
49 |
1 |
2 |
3 |
78 |
| The 2015 Survey of Consumer Payment Choice: summary results |
0 |
0 |
0 |
37 |
2 |
4 |
10 |
59 |
| The 2016 and 2017 surveys of consumer payment choice: summary results |
0 |
0 |
0 |
34 |
0 |
0 |
1 |
74 |
| The 2017 Diary of Consumer Payment Choice |
0 |
0 |
4 |
18 |
2 |
4 |
9 |
71 |
| The Credit CARD Act of 2009: what did banks do? |
0 |
0 |
0 |
13 |
1 |
1 |
2 |
63 |
| The Credit Card Spending Channel of Monetary Policy: Micro Evidence from Account-level Data |
0 |
11 |
11 |
11 |
2 |
12 |
12 |
12 |
| The effect of demographics on payment behavior: panel data with sample selection |
1 |
2 |
2 |
57 |
5 |
6 |
10 |
149 |
| The effect of pricing on demand and revenue in Federal Reserve ACH payment processing |
0 |
0 |
0 |
88 |
1 |
4 |
4 |
1,158 |
| The effect of pricing on demand and revenue in Federal Reserve ACH payment processing |
0 |
0 |
0 |
36 |
0 |
2 |
3 |
404 |
| Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees |
0 |
0 |
0 |
9 |
4 |
4 |
4 |
18 |
| Who gains and who loses from credit card payments?: theory and calibrations |
1 |
1 |
1 |
68 |
5 |
6 |
16 |
292 |
| Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics |
0 |
0 |
0 |
43 |
0 |
0 |
2 |
174 |
| Total Working Papers |
13 |
32 |
74 |
6,474 |
144 |
291 |
564 |
24,987 |
| Journal Article |
File Downloads |
Abstract Views |
| Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
| A comparison of social costs and benefits of paper check presentment and ECP with truncation |
0 |
0 |
0 |
190 |
0 |
3 |
4 |
1,042 |
| AN ECONOMIC ANALYSIS OF THE 2011 SETTLEMENT BETWEEN THE DEPARTMENT OF JUSTICE AND CREDIT CARD NETWORKS |
0 |
0 |
0 |
5 |
0 |
0 |
1 |
14 |
| ATM fees: does bank size matter? |
0 |
0 |
0 |
194 |
1 |
1 |
5 |
949 |
| Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments? |
0 |
0 |
1 |
8 |
0 |
1 |
2 |
77 |
| Can cash and mobile pay co-exist? What the data tell us |
0 |
0 |
4 |
5 |
1 |
4 |
14 |
20 |
| Can demand elasticities explain sticky credit card rates? |
0 |
0 |
3 |
286 |
3 |
3 |
7 |
1,040 |
| Changes in US payment behaviour during COVID-19: Differences by income and demographics |
1 |
1 |
6 |
12 |
2 |
2 |
8 |
25 |
| Checking accounts: what do banks offer and what do consumers value? |
0 |
0 |
0 |
194 |
2 |
2 |
7 |
1,443 |
| Checking accounts:; fees and features, consumer preferences, impact on bank revenues |
0 |
0 |
0 |
109 |
0 |
1 |
3 |
642 |
| Consumer preferences for payment methods: Role of discounts and surcharges |
0 |
3 |
8 |
97 |
1 |
9 |
26 |
420 |
| Credit CARD Act of 2009: What did banks do? |
1 |
3 |
3 |
19 |
5 |
12 |
15 |
149 |
| Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data? |
0 |
0 |
3 |
21 |
0 |
7 |
27 |
157 |
| Credit card borrowing, delinquency, and personal bankruptcy |
0 |
0 |
0 |
687 |
0 |
3 |
14 |
3,126 |
| Credit card debt puzzle: liquid assets to pay household bills |
0 |
0 |
0 |
3 |
0 |
1 |
7 |
20 |
| Did the Target data breach change consumer assessments of payment card security? |
0 |
0 |
0 |
0 |
1 |
1 |
5 |
6 |
| Does getting a mortgage affect consumer credit use? |
0 |
0 |
1 |
5 |
1 |
1 |
4 |
20 |
| Effect of consumer characteristics on the use of payment instruments |
1 |
3 |
5 |
508 |
3 |
5 |
16 |
1,822 |
| Estimating demand elasticities in a differentiated product industry: The personal computer market |
0 |
0 |
2 |
72 |
0 |
0 |
6 |
207 |
| Explaining adoption and use of payment instruments by US consumers |
1 |
1 |
3 |
30 |
3 |
6 |
18 |
116 |
| Firm strategies in the personal computer market: are established brands better off? |
0 |
0 |
0 |
145 |
0 |
0 |
0 |
784 |
| Frontier policy issues in consumer payment behaviour |
0 |
0 |
0 |
0 |
0 |
1 |
1 |
2 |
| HOW DO SPEED AND SECURITY INFLUENCE CONSUMERS' PAYMENT BEHAVIOR? |
0 |
0 |
2 |
10 |
0 |
0 |
8 |
64 |
| Has antitrust policy in banking become obsolete? |
0 |
0 |
0 |
210 |
0 |
0 |
4 |
807 |
| Has widespread use of credit cards contributed to the increase in personal bankruptcy? |
0 |
0 |
0 |
86 |
0 |
0 |
0 |
255 |
| How Consumers Pay: Adoption and Use of Payments |
1 |
1 |
1 |
5 |
2 |
5 |
8 |
17 |
| Income and banking access in the USA: The effect on bill payment choice |
0 |
0 |
0 |
2 |
1 |
3 |
6 |
24 |
| Merchant steering of consumer payment choice: Evidence from a 2012 diary survey |
0 |
0 |
0 |
20 |
2 |
4 |
8 |
135 |
| Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption |
0 |
0 |
0 |
64 |
2 |
5 |
10 |
229 |
| Model Entry and Exit in a Differentiated-Product Industry: The Personal Computer Market |
0 |
2 |
2 |
339 |
2 |
4 |
6 |
1,091 |
| Network Externalities and Technology Adoption: Lessons from Electronic Payments |
0 |
0 |
0 |
0 |
0 |
0 |
2 |
388 |
| Network externalities in the market for electronic check payments |
0 |
0 |
0 |
95 |
4 |
4 |
6 |
423 |
| Perspective on payments |
1 |
1 |
1 |
17 |
2 |
2 |
2 |
79 |
| Perspective: While more people are paying electronically, many of us still cling to checks |
0 |
0 |
0 |
24 |
0 |
2 |
4 |
112 |
| Potential effects of an increase in debit card fees |
0 |
0 |
0 |
17 |
1 |
1 |
1 |
74 |
| Price Discrimination in the Airline Market: The Effect of Market Concentration |
4 |
6 |
20 |
168 |
12 |
18 |
58 |
920 |
| Regressive effects of payment card pricing and merchant cost pass-through in the United States and Canada |
0 |
0 |
1 |
3 |
1 |
3 |
13 |
25 |
| The Effect of Pricing on Demand and Revenue in Federal Reserve ACH Payment Processing |
0 |
0 |
0 |
4 |
1 |
2 |
3 |
39 |
| UNPREPARED FOR FINANCIAL SHOCKS: EMERGENCY SAVINGS AND CREDIT CARD DEBT |
0 |
2 |
3 |
36 |
0 |
4 |
19 |
98 |
| Who is paying all these fees? An empirical analysis of bank account and credit card fees |
0 |
0 |
0 |
2 |
2 |
2 |
5 |
11 |
| Who uses electronic check products: a look at depository institutions |
0 |
0 |
0 |
95 |
1 |
4 |
5 |
495 |
| Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics |
0 |
0 |
1 |
101 |
3 |
3 |
14 |
341 |
| Total Journal Articles |
10 |
23 |
70 |
3,888 |
59 |
129 |
372 |
17,708 |