Access Statistics for Joanna Stavins

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
2018 Diary of Consumer Payment Choice 0 0 1 13 1 5 16 56
2018 Survey of Consumer Payment Choice 0 0 0 47 1 2 26 211
2019 Diary of Consumer Payment Choice 0 0 0 0 0 0 16 18
2019 Survey of Consumer Payment Choice 0 0 2 2 2 5 16 16
2020 Diary of Consumer Payment Choice 1 2 3 3 1 3 24 24
2020 Survey of Consumer Payment Choice 0 1 3 3 1 5 32 34
2021 Survey and Diary of Consumer Payment Choice 0 0 1 3 2 4 41 50
2022 Survey and Diary of Consumer Payment Choice 0 0 0 0 4 8 35 38
2023 Survey and Diary of Consumer Payment Choice 0 0 7 8 9 13 102 119
An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks 0 0 0 66 1 1 13 245
Are Recently Issued Credit Card Accounts More Risky? 0 0 3 4 1 2 18 24
Are there network externalities in electronic payments? 0 0 0 0 1 2 11 53
Are there social spillovers in consumers’ security assessments of payment instruments? 0 0 0 11 1 3 15 71
Buy Now, Pay Later: Who Uses It and Why 0 0 2 11 1 1 18 42
Consumer Payment Behavior by Income and Demographics 0 1 2 2 1 3 24 24
Consumer Payment Behavior by Income and Demographics 0 0 1 11 1 2 20 39
Consumer Payment Choice for Bill Payments 0 0 3 20 0 2 26 101
Consumer Payment Choice for Bill Payments 0 0 2 3 3 6 34 35
Consumer behavior and payment choice: 2006 conference summary 0 0 1 86 1 2 14 279
Consumer behavior and payment choice: a conference summary 0 0 0 139 0 2 14 514
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 3 0 1 12 29
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 5 0 1 19 58
Credit Card Debt and Payment Use 0 0 0 13 2 2 19 135
Credit Card Delinquencies: Are New England Consumers Better Off? 0 1 1 4 0 1 12 15
Credit Card Spending and Borrowing since the Start of the COVID-19 Pandemic 0 0 0 10 0 2 18 23
Credit card debt and consumer payment choice: what can we learn from credit bureau data? 0 0 0 38 1 2 20 115
Credit card debt and payment use 0 0 1 188 1 2 25 1,077
Defining Households That Are Underserved in Digital Payment Services 0 0 0 12 0 0 9 22
Defining Households That Are Underserved in Digital Payment Services 0 0 0 2 1 1 6 13
Defining Households That Are Underserved in Digital Payment Services 0 0 0 1 1 1 14 20
Delivering Benefits of Faster Payments to the Underserved 0 0 1 24 0 0 7 61
Did the Target Data Breach Change Consumer Assessments of Payment Card Security? 0 0 0 0 0 1 8 8
Did the Target data breach change consumer assessments of payment card security? 0 0 0 71 0 5 18 154
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States 0 0 0 26 0 2 21 86
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 9 1 4 18 39
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 25 0 0 17 58
Do bank mergers affect Federal Reserve check volume? 0 0 0 131 1 3 12 773
Does getting a mortgage affect credit card use? 0 0 0 38 0 1 10 59
Effects of credit scores on consumer payment choice 0 0 0 46 0 0 16 174
Effects of credit scores on consumer payment choice 0 1 2 34 1 3 23 153
Estimating demand elasticities in a differentiated product industry: the personal computer market 0 0 0 327 0 0 11 3,075
Explaining adoption and use of payment instruments by U. S. consumers 0 0 1 54 1 2 19 244
Explaining adoption and use of payment instruments by U.S. consumers 0 1 1 46 1 3 23 100
Faster Payments: Market Structure and Policy Considerations 0 0 0 80 1 1 11 95
Faster Payments: Market Structure and Policy Considerations 0 0 0 14 0 0 10 53
Faster payments: market structure and policy considerations 0 0 0 25 0 0 8 67
Has COVID Changed Consumer Payment Behavior? 0 0 0 0 1 1 25 27
Has COVID Changed Consumer Payment Behavior? 0 0 1 23 0 2 10 47
How Do Consumers Make Their Payment Choices? 0 0 0 0 0 1 29 33
How Interest Rate Changes Affect Credit Card Spending 0 0 14 14 4 5 18 18
How consumers pay: adoption and use of payments 0 0 1 66 1 2 17 142
How do consumers make their payment choices? 0 0 2 68 0 2 22 236
How do speed and security influence consumers' payment behavior? 0 0 0 35 0 0 8 65
How do speed and security influence consumers' payment behavior? 0 0 0 4 0 0 24 75
How does liquidity affect consumer payment choice? 0 0 0 22 0 1 8 43
Income and the CARD Act’s Ability‐to‐Pay Rule in the US Credit Card Market 0 0 0 11 1 4 22 34
Merchant Steering of Consumer Payment Choice 0 0 24 24 2 2 11 11
Merchant Steering of Consumer Payment Choice 0 0 17 17 1 2 18 18
Merchant Steering of Consumer Payment Choice: Lessons Learned From Consumer Surveys 0 0 0 0 0 0 9 11
Merchant steering of consumer payment choice: evidence from a 2012 Diary survey 0 0 0 20 0 1 17 81
Merchant steering of consumer payment choice: lessons learned from consumer surveys 0 0 0 17 2 2 10 71
Mobile Payments in the United States at Retail Point of Sale: Current Market and Future Prospects 0 0 0 15 0 0 12 109
Mobile payments in the United States at retail point of sale: current market and future prospects 0 0 0 84 1 1 7 244
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 2 8 1 3 21 84
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 156 0 0 12 598
Network externalities and technology adoption: lessons from electronic payments 0 0 0 453 0 1 10 1,459
Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers' Demographic Characteristics 0 0 0 0 1 1 7 9
Payment discounts and surcharges: the role of consumer preferences 0 0 2 29 0 0 21 81
Payment instrument adoption and use in the United States, 2009–2013, by consumers' demographic characteristics 0 0 0 19 0 2 17 70
Payments Evolution from Paper to Electronic Payments by Merchant Type 0 0 1 48 0 0 14 44
Payments Evolution from Paper to Electronic: Bill Payments and Purchases 0 0 1 26 0 2 16 62
Personality Traits and Financial Outcomes 0 0 2 2 1 4 22 22
Personality Traits and Financial Outcomes 1 2 2 18 1 5 56 76
Price discrimination in the airline market: the effect of market concentration 0 0 4 3,110 0 0 19 10,671
Security of retail payments: the new strategic objective 0 0 0 17 3 3 12 99
Summary of the workshop on Consumer Behavior and Payment Choice 0 0 0 57 0 0 3 217
The 2011 and 2012 Surveys of Consumer Payment Choice 0 0 0 28 1 1 18 70
The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results 0 0 0 0 0 1 11 12
The 2012 diary of consumer payment choice 0 0 0 40 3 5 18 93
The 2013 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 0 0 12 15
The 2013 Survey of Consumer Payment Choice: summary results 0 0 0 16 0 0 10 53
The 2014 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 0 0 10 11
The 2014 survey of consumer payment choice: summary results 0 0 0 49 0 0 8 85
The 2015 Survey of Consumer Payment Choice: summary results 0 0 0 37 0 0 18 73
The 2016 and 2017 Surveys of Consumer Payment Choice: Summary Results, Research Data Report No. 18-3 0 0 0 0 0 0 4 4
The 2016 and 2017 surveys of consumer payment choice: summary results 0 0 0 34 0 1 13 87
The 2017 Diary of Consumer Payment Choice 0 0 0 18 0 4 26 95
The Credit CARD Act of 2009: what did banks do? 0 0 1 14 1 2 18 80
The Credit Card Spending Channel of Monetary Policy: Micro Evidence from Account-level Data 0 0 11 11 0 4 39 39
The effect of demographics on payment behavior: panel data with sample selection 0 0 1 57 0 2 29 173
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 88 0 1 13 1,167
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 36 0 0 11 413
Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees 0 0 0 9 0 0 12 26
Who gains and who loses from credit card payments?: theory and calibrations 0 0 4 71 0 5 31 318
Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics 0 0 1 44 0 0 14 188
Total Working Papers 2 9 129 6,573 69 182 1,713 26,458


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A comparison of social costs and benefits of paper check presentment and ECP with truncation 0 0 0 190 0 2 14 1,054
AN ECONOMIC ANALYSIS OF THE 2011 SETTLEMENT BETWEEN THE DEPARTMENT OF JUSTICE AND CREDIT CARD NETWORKS 0 0 0 5 0 0 5 19
ATM fees: does bank size matter? 0 0 0 194 0 0 12 960
Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments? 0 0 0 8 1 4 12 88
Can cash and mobile pay co-exist? What the data tell us 0 2 5 10 1 4 14 33
Can demand elasticities explain sticky credit card rates? 0 0 0 286 0 1 14 1,051
Changes in US payment behaviour during COVID-19: Differences by income and demographics 0 1 5 16 0 2 13 36
Checking accounts: what do banks offer and what do consumers value? 0 1 1 195 0 2 18 1,459
Checking accounts:; fees and features, consumer preferences, impact on bank revenues 0 0 0 109 1 1 5 646
Consumer Payment Behavior by Income and Demographics 0 1 1 1 1 6 21 21
Consumer preferences for payment methods: Role of discounts and surcharges 1 3 14 110 5 12 53 469
Credit CARD Act of 2009: What did banks do? 0 0 3 20 1 1 22 164
Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data? 0 0 0 21 4 12 31 181
Credit card borrowing, delinquency, and personal bankruptcy 0 0 0 687 1 3 18 3,142
Credit card debt puzzle: liquid assets to pay household bills 1 1 1 4 4 6 37 57
Defining Households That Are Underserved in Digital Payment Services 0 0 0 0 1 4 4 4
Did the Target data breach change consumer assessments of payment card security? 0 0 0 0 0 0 10 15
Does getting a mortgage affect consumer credit use? 0 0 0 5 0 11 24 43
Effect of consumer characteristics on the use of payment instruments 0 0 2 508 0 2 21 1,839
Estimating demand elasticities in a differentiated product industry: The personal computer market 1 1 1 73 1 2 16 223
Explaining adoption and use of payment instruments by US consumers 0 0 3 32 2 4 26 137
Firm strategies in the personal computer market: are established brands better off? 0 0 0 145 1 46 56 840
Frontier policy issues in consumer payment behaviour 0 0 0 0 0 0 6 7
HOW DO SPEED AND SECURITY INFLUENCE CONSUMERS' PAYMENT BEHAVIOR? 0 0 0 10 2 3 11 75
Has antitrust policy in banking become obsolete? 0 0 0 210 0 0 5 812
Has widespread use of credit cards contributed to the increase in personal bankruptcy? 0 0 1 87 0 0 9 264
How Consumers Pay: Adoption and Use of Payments 0 0 1 5 1 3 13 25
Income and banking access in the USA: The effect on bill payment choice 0 0 1 3 0 0 17 38
Merchant steering of consumer payment choice: Evidence from a 2012 diary survey 0 0 2 22 0 1 16 147
Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption 0 0 0 64 0 0 11 235
Model Entry and Exit in a Differentiated-Product Industry: The Personal Computer Market 0 0 1 340 0 0 12 1,101
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 0 0 1 14 402
Network externalities in the market for electronic check payments 0 0 0 95 1 1 12 431
Perspective on payments 0 0 1 17 0 0 5 82
Perspective: While more people are paying electronically, many of us still cling to checks 0 0 0 24 0 0 5 115
Potential effects of an increase in debit card fees 0 0 0 17 0 0 14 87
Price Discrimination in the Airline Market: The Effect of Market Concentration 0 0 14 176 2 5 74 978
Regressive effects of payment card pricing and merchant cost pass-through in the United States and Canada 1 1 2 5 3 6 35 57
The Effect of Pricing on Demand and Revenue in Federal Reserve ACH Payment Processing 0 0 0 4 0 0 6 43
UNPREPARED FOR FINANCIAL SHOCKS: EMERGENCY SAVINGS AND CREDIT CARD DEBT 0 0 4 39 1 4 23 120
Who is paying all these fees? An empirical analysis of bank account and credit card fees 0 0 0 2 1 1 15 24
Who uses electronic check products: a look at depository institutions 0 0 0 95 0 0 11 502
Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics 0 0 2 103 0 1 17 355
Total Journal Articles 4 11 65 3,937 35 151 777 18,381


Statistics updated 2026-10-11