Working Paper |
File Downloads |
Abstract Views |
Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
2018 Diary of Consumer Payment Choice |
1 |
1 |
1 |
12 |
3 |
3 |
3 |
36 |
2018 Survey of Consumer Payment Choice |
0 |
0 |
0 |
47 |
0 |
2 |
5 |
180 |
An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks |
0 |
0 |
0 |
65 |
0 |
0 |
2 |
231 |
Are there network externalities in electronic payments? |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
39 |
Are there social spillovers in consumers’ security assessments of payment instruments? |
0 |
0 |
0 |
11 |
0 |
0 |
6 |
55 |
Buy Now, Pay Later: Who Uses It and Why |
0 |
2 |
7 |
7 |
0 |
4 |
13 |
13 |
Consumer Payment Behavior by Income and Demographics |
0 |
1 |
10 |
10 |
0 |
2 |
13 |
13 |
Consumer Payment Choice for Bill Payments |
0 |
0 |
3 |
16 |
1 |
3 |
14 |
68 |
Consumer behavior and payment choice: 2006 conference summary |
0 |
0 |
0 |
85 |
0 |
1 |
2 |
262 |
Consumer behavior and payment choice: a conference summary |
0 |
0 |
0 |
139 |
0 |
0 |
4 |
499 |
Credit Card Debt Puzzle: Liquid Assets to Pay Bills |
0 |
0 |
0 |
3 |
1 |
1 |
3 |
13 |
Credit Card Debt Puzzle: Liquid Assets to Pay Bills |
0 |
0 |
0 |
5 |
2 |
3 |
7 |
35 |
Credit Card Debt and Payment Use |
0 |
0 |
0 |
13 |
1 |
1 |
1 |
114 |
Credit Card Delinquencies: Are New England Consumers Better Off? |
1 |
3 |
3 |
3 |
2 |
2 |
2 |
2 |
Credit Card Spending and Borrowing since the Start of the COVID-19 Pandemic |
0 |
0 |
0 |
9 |
0 |
0 |
0 |
1 |
Credit card debt and consumer payment choice: what can we learn from credit bureau data? |
0 |
0 |
1 |
38 |
0 |
0 |
5 |
91 |
Credit card debt and payment use |
0 |
0 |
1 |
186 |
0 |
2 |
9 |
1,048 |
Defining Households That Are Underserved in Digital Payment Services |
0 |
0 |
12 |
12 |
2 |
5 |
11 |
11 |
Defining Households That Are Underserved in Digital Payment Services |
0 |
0 |
0 |
0 |
0 |
0 |
2 |
2 |
Delivering Benefits of Faster Payments to the Underserved |
0 |
0 |
2 |
23 |
0 |
0 |
5 |
52 |
Did the Target Data Breach Change Consumer Assessments of Payment Card Security? |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Did the Target data breach change consumer assessments of payment card security? |
0 |
0 |
1 |
71 |
4 |
4 |
9 |
133 |
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States |
0 |
0 |
0 |
26 |
0 |
1 |
8 |
64 |
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada |
0 |
0 |
1 |
25 |
0 |
0 |
2 |
41 |
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada |
0 |
0 |
0 |
9 |
0 |
0 |
0 |
20 |
Do bank mergers affect Federal Reserve check volume? |
0 |
0 |
0 |
131 |
0 |
0 |
0 |
761 |
Does getting a mortgage affect credit card use? |
0 |
0 |
1 |
38 |
1 |
1 |
4 |
48 |
Effects of credit scores on consumer payment choice |
0 |
0 |
1 |
32 |
0 |
0 |
9 |
129 |
Effects of credit scores on consumer payment choice |
0 |
0 |
1 |
46 |
0 |
0 |
3 |
155 |
Estimating demand elasticities in a differentiated product industry: the personal computer market |
1 |
1 |
1 |
327 |
1 |
1 |
4 |
3,061 |
Explaining adoption and use of payment instruments by U. S. consumers |
1 |
1 |
2 |
53 |
1 |
3 |
6 |
223 |
Explaining adoption and use of payment instruments by U.S. consumers |
0 |
0 |
0 |
43 |
0 |
0 |
2 |
74 |
Faster Payments: Market Structure and Policy Considerations |
0 |
0 |
0 |
80 |
1 |
1 |
1 |
82 |
Faster Payments: Market Structure and Policy Considerations |
0 |
0 |
0 |
14 |
0 |
0 |
1 |
43 |
Faster payments: market structure and policy considerations |
0 |
0 |
0 |
25 |
0 |
1 |
1 |
57 |
Has COVID Changed Consumer Payment Behavior? |
0 |
0 |
0 |
20 |
0 |
0 |
0 |
31 |
How consumers pay: adoption and use of payments |
0 |
0 |
1 |
64 |
2 |
2 |
4 |
124 |
How do consumers make their payment choices? |
0 |
1 |
4 |
65 |
7 |
11 |
22 |
206 |
How do speed and security influence consumers' payment behavior? |
0 |
0 |
0 |
3 |
2 |
2 |
5 |
47 |
How do speed and security influence consumers' payment behavior? |
0 |
0 |
0 |
35 |
0 |
2 |
2 |
53 |
How does liquidity affect consumer payment choice? |
0 |
0 |
1 |
22 |
0 |
1 |
4 |
35 |
Income and the CARD Act’s Ability‐to‐Pay Rule in the US Credit Card Market |
0 |
0 |
11 |
11 |
0 |
0 |
11 |
11 |
Merchant Steering of Consumer Payment Choice: Lessons Learned From Consumer Surveys |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
Merchant steering of consumer payment choice: evidence from a 2012 Diary survey |
0 |
0 |
0 |
20 |
0 |
0 |
0 |
64 |
Merchant steering of consumer payment choice: lessons learned from consumer surveys |
0 |
0 |
0 |
17 |
1 |
1 |
1 |
61 |
Mobile Payments in the United States at Retail Point of Sale: Current Market and Future Prospects |
0 |
0 |
0 |
15 |
0 |
0 |
4 |
95 |
Mobile payments in the United States at retail point of sale: current market and future prospects |
0 |
0 |
0 |
84 |
2 |
2 |
7 |
234 |
Network Externalities and Technology Adoption: Lessons from Electronic Payments |
0 |
0 |
1 |
156 |
1 |
1 |
2 |
584 |
Network externalities and technology adoption: lessons from electronic payments |
0 |
0 |
0 |
453 |
2 |
4 |
7 |
1,445 |
Network externalities and technology adoption: lessons from electronic payments |
0 |
0 |
0 |
6 |
0 |
0 |
2 |
61 |
Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers' Demographic Characteristics |
0 |
0 |
0 |
0 |
1 |
1 |
1 |
1 |
Payment discounts and surcharges: the role of consumer preferences |
0 |
1 |
1 |
27 |
0 |
1 |
3 |
59 |
Payment instrument adoption and use in the United States, 2009–2013, by consumers' demographic characteristics |
0 |
0 |
0 |
19 |
0 |
1 |
1 |
52 |
Payments Evolution from Paper to Electronic Payments by Merchant Type |
0 |
0 |
0 |
47 |
0 |
0 |
0 |
27 |
Payments Evolution from Paper to Electronic: Bill Payments and Purchases |
0 |
1 |
3 |
25 |
0 |
1 |
5 |
45 |
Personality Traits and Financial Outcomes |
0 |
0 |
0 |
15 |
0 |
0 |
3 |
15 |
Price discrimination in the airline market: the effect of market concentration |
0 |
0 |
2 |
3,104 |
0 |
0 |
18 |
10,648 |
Security of retail payments: the new strategic objective |
0 |
0 |
0 |
16 |
0 |
0 |
1 |
85 |
Summary of the workshop on Consumer Behavior and Payment Choice |
0 |
0 |
0 |
57 |
0 |
0 |
0 |
214 |
The 2011 and 2012 Surveys of Consumer Payment Choice |
0 |
0 |
0 |
28 |
0 |
0 |
0 |
52 |
The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results |
0 |
0 |
0 |
0 |
1 |
1 |
1 |
1 |
The 2012 diary of consumer payment choice |
0 |
1 |
1 |
39 |
0 |
2 |
6 |
74 |
The 2013 Survey of Consumer Payment Choice: Summary Results |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
The 2013 Survey of Consumer Payment Choice: summary results |
0 |
0 |
1 |
16 |
1 |
2 |
5 |
43 |
The 2014 Survey of Consumer Payment Choice: Summary Results |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
The 2014 survey of consumer payment choice: summary results |
0 |
0 |
0 |
49 |
1 |
1 |
1 |
76 |
The 2015 Survey of Consumer Payment Choice: summary results |
0 |
0 |
0 |
37 |
1 |
2 |
3 |
51 |
The 2016 and 2017 surveys of consumer payment choice: summary results |
0 |
0 |
0 |
34 |
1 |
1 |
2 |
74 |
The 2017 Diary of Consumer Payment Choice |
0 |
0 |
0 |
14 |
0 |
0 |
2 |
62 |
The Credit CARD Act of 2009: what did banks do? |
0 |
0 |
0 |
13 |
0 |
0 |
1 |
61 |
The effect of demographics on payment behavior: panel data with sample selection |
0 |
0 |
2 |
55 |
0 |
1 |
12 |
140 |
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing |
0 |
0 |
0 |
88 |
0 |
0 |
0 |
1,154 |
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing |
0 |
0 |
0 |
36 |
1 |
1 |
1 |
402 |
Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees |
0 |
0 |
0 |
9 |
0 |
0 |
2 |
14 |
Who gains and who loses from credit card payments?: theory and calibrations |
0 |
0 |
1 |
67 |
2 |
6 |
28 |
282 |
Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics |
0 |
0 |
0 |
43 |
1 |
2 |
3 |
174 |
Total Working Papers |
4 |
13 |
77 |
6,413 |
47 |
90 |
327 |
24,513 |
Journal Article |
File Downloads |
Abstract Views |
Last month |
3 months |
12 months |
Total |
Last month |
3 months |
12 months |
Total |
A comparison of social costs and benefits of paper check presentment and ECP with truncation |
0 |
0 |
0 |
190 |
0 |
0 |
3 |
1,038 |
AN ECONOMIC ANALYSIS OF THE 2011 SETTLEMENT BETWEEN THE DEPARTMENT OF JUSTICE AND CREDIT CARD NETWORKS |
0 |
0 |
0 |
5 |
0 |
0 |
1 |
13 |
ATM fees: does bank size matter? |
0 |
0 |
0 |
194 |
0 |
0 |
1 |
944 |
Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments? |
0 |
0 |
0 |
7 |
0 |
0 |
3 |
75 |
Can cash and mobile pay co-exist? What the data tell us |
0 |
0 |
1 |
1 |
0 |
2 |
8 |
8 |
Can demand elasticities explain sticky credit card rates? |
0 |
0 |
2 |
283 |
0 |
1 |
12 |
1,034 |
Changes in US payment behaviour during COVID-19: Differences by income and demographics |
0 |
0 |
2 |
6 |
0 |
1 |
6 |
18 |
Checking accounts: what do banks offer and what do consumers value? |
0 |
0 |
0 |
194 |
0 |
2 |
3 |
1,438 |
Checking accounts:; fees and features, consumer preferences, impact on bank revenues |
0 |
0 |
0 |
109 |
0 |
2 |
2 |
641 |
Consumer preferences for payment methods: Role of discounts and surcharges |
0 |
2 |
13 |
91 |
1 |
4 |
48 |
398 |
Credit CARD Act of 2009: What did banks do? |
0 |
0 |
0 |
16 |
0 |
0 |
6 |
134 |
Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data? |
1 |
1 |
3 |
19 |
3 |
4 |
30 |
134 |
Credit card borrowing, delinquency, and personal bankruptcy |
0 |
0 |
3 |
687 |
2 |
3 |
15 |
3,115 |
Credit card debt puzzle: liquid assets to pay household bills |
0 |
0 |
2 |
3 |
1 |
4 |
11 |
17 |
Did the Target data breach change consumer assessments of payment card security? |
0 |
0 |
0 |
0 |
0 |
1 |
2 |
2 |
Does getting a mortgage affect consumer credit use? |
0 |
1 |
3 |
5 |
0 |
2 |
9 |
18 |
Effect of consumer characteristics on the use of payment instruments |
0 |
0 |
3 |
503 |
0 |
5 |
14 |
1,811 |
Estimating demand elasticities in a differentiated product industry: The personal computer market |
0 |
0 |
0 |
70 |
0 |
0 |
5 |
201 |
Explaining adoption and use of payment instruments by US consumers |
0 |
0 |
0 |
27 |
0 |
1 |
5 |
99 |
Firm strategies in the personal computer market: are established brands better off? |
0 |
0 |
0 |
145 |
0 |
0 |
2 |
784 |
Frontier policy issues in consumer payment behaviour |
0 |
0 |
0 |
0 |
0 |
0 |
1 |
1 |
HOW DO SPEED AND SECURITY INFLUENCE CONSUMERS' PAYMENT BEHAVIOR? |
1 |
1 |
2 |
9 |
2 |
2 |
6 |
58 |
Has antitrust policy in banking become obsolete? |
0 |
0 |
1 |
210 |
0 |
0 |
3 |
803 |
Has widespread use of credit cards contributed to the increase in personal bankruptcy? |
0 |
0 |
0 |
86 |
0 |
0 |
2 |
255 |
How Consumers Pay: Adoption and Use of Payments |
0 |
0 |
2 |
4 |
1 |
1 |
5 |
10 |
Income and banking access in the USA: The effect on bill payment choice |
0 |
0 |
0 |
2 |
1 |
1 |
8 |
19 |
Merchant steering of consumer payment choice: Evidence from a 2012 diary survey |
0 |
0 |
1 |
20 |
1 |
3 |
8 |
130 |
Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption |
0 |
0 |
0 |
64 |
2 |
2 |
3 |
221 |
Model Entry and Exit in a Differentiated-Product Industry: The Personal Computer Market |
0 |
0 |
2 |
337 |
0 |
1 |
6 |
1,086 |
Network Externalities and Technology Adoption: Lessons from Electronic Payments |
0 |
0 |
0 |
0 |
0 |
1 |
3 |
387 |
Network externalities in the market for electronic check payments |
0 |
0 |
0 |
95 |
0 |
1 |
2 |
418 |
Perspective on payments |
0 |
0 |
0 |
16 |
0 |
0 |
0 |
77 |
Perspective: While more people are paying electronically, many of us still cling to checks |
0 |
0 |
0 |
24 |
1 |
1 |
2 |
109 |
Potential effects of an increase in debit card fees |
0 |
0 |
0 |
17 |
0 |
0 |
0 |
73 |
Price Discrimination in the Airline Market: The Effect of Market Concentration |
0 |
1 |
9 |
149 |
2 |
6 |
47 |
868 |
Regressive effects of payment card pricing and merchant cost pass-through in the United States and Canada |
0 |
1 |
2 |
3 |
1 |
3 |
13 |
15 |
The Effect of Pricing on Demand and Revenue in Federal Reserve ACH Payment Processing |
0 |
0 |
0 |
4 |
0 |
0 |
0 |
36 |
UNPREPARED FOR FINANCIAL SHOCKS: EMERGENCY SAVINGS AND CREDIT CARD DEBT |
1 |
1 |
13 |
34 |
1 |
5 |
34 |
84 |
Who is paying all these fees? An empirical analysis of bank account and credit card fees |
0 |
0 |
2 |
2 |
0 |
0 |
6 |
6 |
Who uses electronic check products: a look at depository institutions |
0 |
0 |
0 |
95 |
0 |
1 |
3 |
491 |
Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics |
0 |
1 |
6 |
101 |
2 |
5 |
20 |
332 |
Total Journal Articles |
3 |
9 |
72 |
3,827 |
21 |
65 |
358 |
17,401 |