Access Statistics for Joanna Stavins

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
2018 Diary of Consumer Payment Choice 0 0 1 12 1 3 10 43
2018 Survey of Consumer Payment Choice 0 0 0 47 10 18 23 203
2020 Diary of Consumer Payment Choice 0 0 0 0 1 2 2 2
2020 Survey of Consumer Payment Choice 0 0 0 0 3 4 6 6
2021 Survey and Diary of Consumer Payment Choice 0 0 2 2 5 11 20 20
2022 Survey and Diary of Consumer Payment Choice 0 0 0 0 1 4 7 7
2023 Survey and Diary of Consumer Payment Choice 1 3 4 4 9 20 37 37
An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks 0 0 1 66 2 2 3 234
Are Recently Issued Credit Card Accounts More Risky? 1 3 4 4 2 7 13 13
Are there network externalities in electronic payments? 0 0 0 0 1 1 4 43
Are there social spillovers in consumers’ security assessments of payment instruments? 0 0 0 11 1 6 7 62
Buy Now, Pay Later: Who Uses It and Why 0 2 5 11 1 6 19 30
Consumer Payment Behavior by Income and Demographics 0 1 1 1 4 9 9 9
Consumer Payment Behavior by Income and Demographics 0 0 0 10 4 9 15 28
Consumer Payment Choice for Bill Payments 0 2 3 3 1 6 7 7
Consumer Payment Choice for Bill Payments 0 2 3 19 5 10 19 85
Consumer behavior and payment choice: 2006 conference summary 0 1 1 86 2 4 8 269
Consumer behavior and payment choice: a conference summary 0 0 0 139 4 5 6 505
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 3 0 1 6 18
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 5 1 1 7 40
Credit Card Debt and Payment Use 0 0 0 13 1 9 12 125
Credit Card Delinquencies: Are New England Consumers Better Off? 0 0 3 3 3 4 7 7
Credit Card Spending and Borrowing since the Start of the COVID-19 Pandemic 0 0 1 10 1 8 12 13
Credit card debt and consumer payment choice: what can we learn from credit bureau data? 0 0 0 38 4 5 9 100
Credit card debt and payment use 1 1 2 188 3 5 11 1,057
Defining Households That Are Underserved in Digital Payment Services 0 0 0 12 2 3 7 16
Defining Households That Are Underserved in Digital Payment Services 0 0 1 1 3 9 15 15
Defining Households That Are Underserved in Digital Payment Services 0 0 2 2 2 2 7 9
Delivering Benefits of Faster Payments to the Underserved 0 1 1 24 2 4 6 58
Did the Target Data Breach Change Consumer Assessments of Payment Card Security? 0 0 0 0 1 2 2 2
Did the Target data breach change consumer assessments of payment card security? 0 0 0 71 2 4 11 140
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States 0 0 0 26 3 6 8 71
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 25 5 7 7 48
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 9 2 5 6 26
Do bank mergers affect Federal Reserve check volume? 0 0 0 131 1 3 3 764
Does getting a mortgage affect credit card use? 0 0 0 38 3 4 6 53
Effects of credit scores on consumer payment choice 0 0 0 32 2 7 8 137
Effects of credit scores on consumer payment choice 0 0 0 46 2 8 11 166
Estimating demand elasticities in a differentiated product industry: the personal computer market 0 0 1 327 2 2 6 3,066
Explaining adoption and use of payment instruments by U. S. consumers 1 1 2 54 3 5 10 230
Explaining adoption and use of payment instruments by U.S. consumers 0 0 2 45 5 9 12 86
Faster Payments: Market Structure and Policy Considerations 0 0 0 14 1 4 4 47
Faster Payments: Market Structure and Policy Considerations 0 0 0 80 0 4 7 88
Faster payments: market structure and policy considerations 0 0 0 25 2 4 7 63
Has COVID Changed Consumer Payment Behavior? 0 0 0 0 2 3 5 5
Has COVID Changed Consumer Payment Behavior? 0 0 2 22 0 2 8 39
How Do Consumers Make Their Payment Choices? 0 0 0 0 4 8 12 12
How consumers pay: adoption and use of payments 0 0 1 65 2 4 7 129
How do consumers make their payment choices? 1 1 3 67 6 9 27 223
How do speed and security influence consumers' payment behavior? 0 0 1 4 2 6 12 57
How do speed and security influence consumers' payment behavior? 0 0 0 35 1 2 8 59
How does liquidity affect consumer payment choice? 0 0 0 22 1 2 3 37
Income and the CARD Act’s Ability‐to‐Pay Rule in the US Credit Card Market 0 0 0 11 2 6 7 18
Merchant Steering of Consumer Payment Choice: Lessons Learned From Consumer Surveys 0 0 0 0 0 2 4 4
Merchant steering of consumer payment choice: evidence from a 2012 Diary survey 0 0 0 20 3 5 5 69
Merchant steering of consumer payment choice: lessons learned from consumer surveys 0 0 0 17 2 2 3 63
Mobile Payments in the United States at Retail Point of Sale: Current Market and Future Prospects 0 0 0 15 1 3 5 100
Mobile payments in the United States at retail point of sale: current market and future prospects 0 0 0 84 1 1 6 238
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 156 2 6 9 592
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 6 4 5 7 68
Network externalities and technology adoption: lessons from electronic payments 0 0 0 453 3 3 11 1,452
Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers' Demographic Characteristics 0 0 0 0 3 4 6 6
Payment discounts and surcharges: the role of consumer preferences 0 1 1 28 0 5 6 65
Payment instrument adoption and use in the United States, 2009–2013, by consumers' demographic characteristics 0 0 0 19 1 5 6 58
Payments Evolution from Paper to Electronic Payments by Merchant Type 0 1 1 48 1 4 7 34
Payments Evolution from Paper to Electronic: Bill Payments and Purchases 0 1 2 26 2 3 5 49
Personality Traits and Financial Outcomes 0 0 0 0 1 1 1 1
Personality Traits and Financial Outcomes 0 0 1 16 7 11 16 31
Price discrimination in the airline market: the effect of market concentration 1 2 4 3,108 4 11 15 10,663
Security of retail payments: the new strategic objective 0 0 1 17 3 3 5 90
Summary of the workshop on Consumer Behavior and Payment Choice 0 0 0 57 0 0 0 214
The 2011 and 2012 Surveys of Consumer Payment Choice 0 0 0 28 3 4 4 56
The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results 0 0 0 0 3 4 5 5
The 2012 diary of consumer payment choice 0 0 2 40 3 6 8 81
The 2013 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 0 0 3 3
The 2013 Survey of Consumer Payment Choice: summary results 0 0 0 16 2 3 4 46
The 2014 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 1 2 3 3
The 2014 survey of consumer payment choice: summary results 0 0 0 49 0 1 3 78
The 2015 Survey of Consumer Payment Choice: summary results 0 0 0 37 5 9 14 64
The 2016 and 2017 surveys of consumer payment choice: summary results 0 0 0 34 1 1 2 75
The 2017 Diary of Consumer Payment Choice 0 0 4 18 3 5 12 74
The Credit CARD Act of 2009: what did banks do? 0 0 0 13 0 1 2 63
The Credit Card Spending Channel of Monetary Policy: Micro Evidence from Account-level Data 0 11 11 11 10 22 22 22
The effect of demographics on payment behavior: panel data with sample selection 0 1 2 57 2 7 11 151
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 36 2 4 5 406
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 88 2 6 6 1,160
Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees 0 0 0 9 2 6 6 20
Who gains and who loses from credit card payments?: theory and calibrations 0 1 1 68 1 6 17 293
Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics 0 0 0 43 0 0 2 174
Total Working Papers 6 36 77 6,480 211 455 757 25,198


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A comparison of social costs and benefits of paper check presentment and ECP with truncation 0 0 0 190 2 4 6 1,044
AN ECONOMIC ANALYSIS OF THE 2011 SETTLEMENT BETWEEN THE DEPARTMENT OF JUSTICE AND CREDIT CARD NETWORKS 0 0 0 5 2 2 3 16
ATM fees: does bank size matter? 0 0 0 194 2 3 7 951
Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments? 0 0 1 8 1 2 3 78
Can cash and mobile pay co-exist? What the data tell us 0 0 4 5 2 3 15 22
Can demand elasticities explain sticky credit card rates? 0 0 3 286 1 4 7 1,041
Changes in US payment behaviour during COVID-19: Differences by income and demographics 2 3 8 14 4 6 12 29
Checking accounts: what do banks offer and what do consumers value? 0 0 0 194 2 4 7 1,445
Checking accounts:; fees and features, consumer preferences, impact on bank revenues 0 0 0 109 0 1 3 642
Consumer preferences for payment methods: Role of discounts and surcharges 1 2 7 98 7 11 30 427
Credit CARD Act of 2009: What did banks do? 0 2 3 19 4 11 19 153
Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data? 0 0 3 21 1 8 28 158
Credit card borrowing, delinquency, and personal bankruptcy 0 0 0 687 1 3 14 3,127
Credit card debt puzzle: liquid assets to pay household bills 0 0 0 3 3 3 9 23
Did the Target data breach change consumer assessments of payment card security? 0 0 0 0 2 3 7 8
Does getting a mortgage affect consumer credit use? 0 0 0 5 3 4 5 23
Effect of consumer characteristics on the use of payment instruments 0 2 5 508 4 8 17 1,826
Estimating demand elasticities in a differentiated product industry: The personal computer market 0 0 2 72 2 2 8 209
Explaining adoption and use of payment instruments by US consumers 0 1 3 30 2 7 20 118
Firm strategies in the personal computer market: are established brands better off? 0 0 0 145 0 0 0 784
Frontier policy issues in consumer payment behaviour 0 0 0 0 1 2 2 3
HOW DO SPEED AND SECURITY INFLUENCE CONSUMERS' PAYMENT BEHAVIOR? 0 0 2 10 3 3 11 67
Has antitrust policy in banking become obsolete? 0 0 0 210 1 1 5 808
Has widespread use of credit cards contributed to the increase in personal bankruptcy? 0 0 0 86 0 0 0 255
How Consumers Pay: Adoption and Use of Payments 0 1 1 5 3 8 11 20
Income and banking access in the USA: The effect on bill payment choice 0 0 0 2 1 4 7 25
Merchant steering of consumer payment choice: Evidence from a 2012 diary survey 0 0 0 20 2 6 9 137
Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption 0 0 0 64 3 8 13 232
Model Entry and Exit in a Differentiated-Product Industry: The Personal Computer Market 1 1 3 340 1 3 6 1,092
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 0 4 4 6 392
Network externalities in the market for electronic check payments 0 0 0 95 1 5 6 424
Perspective on payments 0 1 1 17 0 2 2 79
Perspective: While more people are paying electronically, many of us still cling to checks 0 0 0 24 1 3 5 113
Potential effects of an increase in debit card fees 0 0 0 17 1 2 2 75
Price Discrimination in the Airline Market: The Effect of Market Concentration 2 8 21 170 9 25 63 929
Regressive effects of payment card pricing and merchant cost pass-through in the United States and Canada 0 0 0 3 9 12 21 34
The Effect of Pricing on Demand and Revenue in Federal Reserve ACH Payment Processing 0 0 0 4 1 3 4 40
UNPREPARED FOR FINANCIAL SHOCKS: EMERGENCY SAVINGS AND CREDIT CARD DEBT 0 1 3 36 2 3 19 100
Who is paying all these fees? An empirical analysis of bank account and credit card fees 0 0 0 2 3 5 8 14
Who uses electronic check products: a look at depository institutions 0 0 0 95 2 6 7 497
Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics 0 0 0 101 0 3 12 341
Total Journal Articles 6 22 70 3,894 93 197 439 17,801


Statistics updated 2026-01-09