Access Statistics for Joanna Stavins

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
2018 Diary of Consumer Payment Choice 1 1 1 12 3 3 3 36
2018 Survey of Consumer Payment Choice 0 0 0 47 0 2 5 180
An economic analysis of the 2010 proposed settlement between the Department of Justice and credit card networks 0 0 0 65 0 0 2 231
Are there network externalities in electronic payments? 0 0 0 0 0 0 0 39
Are there social spillovers in consumers’ security assessments of payment instruments? 0 0 0 11 0 0 6 55
Buy Now, Pay Later: Who Uses It and Why 0 2 7 7 0 4 13 13
Consumer Payment Behavior by Income and Demographics 0 1 10 10 0 2 13 13
Consumer Payment Choice for Bill Payments 0 0 3 16 1 3 14 68
Consumer behavior and payment choice: 2006 conference summary 0 0 0 85 0 1 2 262
Consumer behavior and payment choice: a conference summary 0 0 0 139 0 0 4 499
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 3 1 1 3 13
Credit Card Debt Puzzle: Liquid Assets to Pay Bills 0 0 0 5 2 3 7 35
Credit Card Debt and Payment Use 0 0 0 13 1 1 1 114
Credit Card Delinquencies: Are New England Consumers Better Off? 1 3 3 3 2 2 2 2
Credit Card Spending and Borrowing since the Start of the COVID-19 Pandemic 0 0 0 9 0 0 0 1
Credit card debt and consumer payment choice: what can we learn from credit bureau data? 0 0 1 38 0 0 5 91
Credit card debt and payment use 0 0 1 186 0 2 9 1,048
Defining Households That Are Underserved in Digital Payment Services 0 0 12 12 2 5 11 11
Defining Households That Are Underserved in Digital Payment Services 0 0 0 0 0 0 2 2
Delivering Benefits of Faster Payments to the Underserved 0 0 2 23 0 0 5 52
Did the Target Data Breach Change Consumer Assessments of Payment Card Security? 0 0 0 0 0 0 0 0
Did the Target data breach change consumer assessments of payment card security? 0 0 1 71 4 4 9 133
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in Canada and the United States 0 0 0 26 0 1 8 64
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 1 25 0 0 2 41
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United States and Canada 0 0 0 9 0 0 0 20
Do bank mergers affect Federal Reserve check volume? 0 0 0 131 0 0 0 761
Does getting a mortgage affect credit card use? 0 0 1 38 1 1 4 48
Effects of credit scores on consumer payment choice 0 0 1 32 0 0 9 129
Effects of credit scores on consumer payment choice 0 0 1 46 0 0 3 155
Estimating demand elasticities in a differentiated product industry: the personal computer market 1 1 1 327 1 1 4 3,061
Explaining adoption and use of payment instruments by U. S. consumers 1 1 2 53 1 3 6 223
Explaining adoption and use of payment instruments by U.S. consumers 0 0 0 43 0 0 2 74
Faster Payments: Market Structure and Policy Considerations 0 0 0 80 1 1 1 82
Faster Payments: Market Structure and Policy Considerations 0 0 0 14 0 0 1 43
Faster payments: market structure and policy considerations 0 0 0 25 0 1 1 57
Has COVID Changed Consumer Payment Behavior? 0 0 0 20 0 0 0 31
How consumers pay: adoption and use of payments 0 0 1 64 2 2 4 124
How do consumers make their payment choices? 0 1 4 65 7 11 22 206
How do speed and security influence consumers' payment behavior? 0 0 0 3 2 2 5 47
How do speed and security influence consumers' payment behavior? 0 0 0 35 0 2 2 53
How does liquidity affect consumer payment choice? 0 0 1 22 0 1 4 35
Income and the CARD Act’s Ability‐to‐Pay Rule in the US Credit Card Market 0 0 11 11 0 0 11 11
Merchant Steering of Consumer Payment Choice: Lessons Learned From Consumer Surveys 0 0 0 0 0 0 0 0
Merchant steering of consumer payment choice: evidence from a 2012 Diary survey 0 0 0 20 0 0 0 64
Merchant steering of consumer payment choice: lessons learned from consumer surveys 0 0 0 17 1 1 1 61
Mobile Payments in the United States at Retail Point of Sale: Current Market and Future Prospects 0 0 0 15 0 0 4 95
Mobile payments in the United States at retail point of sale: current market and future prospects 0 0 0 84 2 2 7 234
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 1 156 1 1 2 584
Network externalities and technology adoption: lessons from electronic payments 0 0 0 453 2 4 7 1,445
Network externalities and technology adoption: lessons from electronic payments 0 0 0 6 0 0 2 61
Payment Instrument Adoption and Use in the United States, 2009-2013, by Consumers' Demographic Characteristics 0 0 0 0 1 1 1 1
Payment discounts and surcharges: the role of consumer preferences 0 1 1 27 0 1 3 59
Payment instrument adoption and use in the United States, 2009–2013, by consumers' demographic characteristics 0 0 0 19 0 1 1 52
Payments Evolution from Paper to Electronic Payments by Merchant Type 0 0 0 47 0 0 0 27
Payments Evolution from Paper to Electronic: Bill Payments and Purchases 0 1 3 25 0 1 5 45
Personality Traits and Financial Outcomes 0 0 0 15 0 0 3 15
Price discrimination in the airline market: the effect of market concentration 0 0 2 3,104 0 0 18 10,648
Security of retail payments: the new strategic objective 0 0 0 16 0 0 1 85
Summary of the workshop on Consumer Behavior and Payment Choice 0 0 0 57 0 0 0 214
The 2011 and 2012 Surveys of Consumer Payment Choice 0 0 0 28 0 0 0 52
The 2011 and 2012 Surveys of Consumer Payment Choice: Summary Results 0 0 0 0 1 1 1 1
The 2012 diary of consumer payment choice 0 1 1 39 0 2 6 74
The 2013 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 0 0 0 0
The 2013 Survey of Consumer Payment Choice: summary results 0 0 1 16 1 2 5 43
The 2014 Survey of Consumer Payment Choice: Summary Results 0 0 0 0 0 0 0 0
The 2014 survey of consumer payment choice: summary results 0 0 0 49 1 1 1 76
The 2015 Survey of Consumer Payment Choice: summary results 0 0 0 37 1 2 3 51
The 2016 and 2017 surveys of consumer payment choice: summary results 0 0 0 34 1 1 2 74
The 2017 Diary of Consumer Payment Choice 0 0 0 14 0 0 2 62
The Credit CARD Act of 2009: what did banks do? 0 0 0 13 0 0 1 61
The effect of demographics on payment behavior: panel data with sample selection 0 0 2 55 0 1 12 140
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 88 0 0 0 1,154
The effect of pricing on demand and revenue in Federal Reserve ACH payment processing 0 0 0 36 1 1 1 402
Who Is Paying All These Fees? An Empirical Analysis of Bank Account and Credit Card Fees 0 0 0 9 0 0 2 14
Who gains and who loses from credit card payments?: theory and calibrations 0 0 1 67 2 6 28 282
Why are (some) consumers (finally) writing fewer checks?: the role of payment characteristics 0 0 0 43 1 2 3 174
Total Working Papers 4 13 77 6,413 47 90 327 24,513


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A comparison of social costs and benefits of paper check presentment and ECP with truncation 0 0 0 190 0 0 3 1,038
AN ECONOMIC ANALYSIS OF THE 2011 SETTLEMENT BETWEEN THE DEPARTMENT OF JUSTICE AND CREDIT CARD NETWORKS 0 0 0 5 0 0 1 13
ATM fees: does bank size matter? 0 0 0 194 0 0 1 944
Are there Social Spillovers in Consumers’ Security Assessments of Payment Instruments? 0 0 0 7 0 0 3 75
Can cash and mobile pay co-exist? What the data tell us 0 0 1 1 0 2 8 8
Can demand elasticities explain sticky credit card rates? 0 0 2 283 0 1 12 1,034
Changes in US payment behaviour during COVID-19: Differences by income and demographics 0 0 2 6 0 1 6 18
Checking accounts: what do banks offer and what do consumers value? 0 0 0 194 0 2 3 1,438
Checking accounts:; fees and features, consumer preferences, impact on bank revenues 0 0 0 109 0 2 2 641
Consumer preferences for payment methods: Role of discounts and surcharges 0 2 13 91 1 4 48 398
Credit CARD Act of 2009: What did banks do? 0 0 0 16 0 0 6 134
Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data? 1 1 3 19 3 4 30 134
Credit card borrowing, delinquency, and personal bankruptcy 0 0 3 687 2 3 15 3,115
Credit card debt puzzle: liquid assets to pay household bills 0 0 2 3 1 4 11 17
Did the Target data breach change consumer assessments of payment card security? 0 0 0 0 0 1 2 2
Does getting a mortgage affect consumer credit use? 0 1 3 5 0 2 9 18
Effect of consumer characteristics on the use of payment instruments 0 0 3 503 0 5 14 1,811
Estimating demand elasticities in a differentiated product industry: The personal computer market 0 0 0 70 0 0 5 201
Explaining adoption and use of payment instruments by US consumers 0 0 0 27 0 1 5 99
Firm strategies in the personal computer market: are established brands better off? 0 0 0 145 0 0 2 784
Frontier policy issues in consumer payment behaviour 0 0 0 0 0 0 1 1
HOW DO SPEED AND SECURITY INFLUENCE CONSUMERS' PAYMENT BEHAVIOR? 1 1 2 9 2 2 6 58
Has antitrust policy in banking become obsolete? 0 0 1 210 0 0 3 803
Has widespread use of credit cards contributed to the increase in personal bankruptcy? 0 0 0 86 0 0 2 255
How Consumers Pay: Adoption and Use of Payments 0 0 2 4 1 1 5 10
Income and banking access in the USA: The effect on bill payment choice 0 0 0 2 1 1 8 19
Merchant steering of consumer payment choice: Evidence from a 2012 diary survey 0 0 1 20 1 3 8 130
Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption 0 0 0 64 2 2 3 221
Model Entry and Exit in a Differentiated-Product Industry: The Personal Computer Market 0 0 2 337 0 1 6 1,086
Network Externalities and Technology Adoption: Lessons from Electronic Payments 0 0 0 0 0 1 3 387
Network externalities in the market for electronic check payments 0 0 0 95 0 1 2 418
Perspective on payments 0 0 0 16 0 0 0 77
Perspective: While more people are paying electronically, many of us still cling to checks 0 0 0 24 1 1 2 109
Potential effects of an increase in debit card fees 0 0 0 17 0 0 0 73
Price Discrimination in the Airline Market: The Effect of Market Concentration 0 1 9 149 2 6 47 868
Regressive effects of payment card pricing and merchant cost pass-through in the United States and Canada 0 1 2 3 1 3 13 15
The Effect of Pricing on Demand and Revenue in Federal Reserve ACH Payment Processing 0 0 0 4 0 0 0 36
UNPREPARED FOR FINANCIAL SHOCKS: EMERGENCY SAVINGS AND CREDIT CARD DEBT 1 1 13 34 1 5 34 84
Who is paying all these fees? An empirical analysis of bank account and credit card fees 0 0 2 2 0 0 6 6
Who uses electronic check products: a look at depository institutions 0 0 0 95 0 1 3 491
Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics 0 1 6 101 2 5 20 332
Total Journal Articles 3 9 72 3,827 21 65 358 17,401


Statistics updated 2025-03-03