Access Statistics for Paul S. Willen

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$1.25 Trillion is still real money: some facts about the effects of the Federal Reserve’s mortgage market investments 0 0 0 83 2 10 15 275
A profile of the mortgage crisis in a low-and-moderate-income community 0 0 0 17 0 3 8 81
A summary of: \"Do households benefit from financial deregulation and innovation? the case of mortgage market\" 0 0 0 0 0 4 6 43
Addressing Housing Shortages through Tax Abatement 0 0 0 9 1 7 8 17
Borrowing Costs and the Demand for Equity Over the Life Cycle 0 0 0 134 1 4 10 710
Borrowing costs and the demand for equity over the life cycle 0 0 0 115 1 6 10 484
Can't Pay or Won't Pay? Unemployment, Negative Equity, and Strategic Default 0 1 1 43 4 10 13 160
Can't Pay or Won't Pay? Unemployment, Negative Equity, and Strategic Default 0 0 0 66 2 6 20 300
Can't pay or won't pay?: unemployment, negative equity, and strategic default 0 0 0 18 0 10 14 95
Collateralized Borrowing And Life-Cycle Portfolio Choice 0 0 0 0 2 4 7 253
Collateralized Borrowing and Life-Cycle Portfolio Choice 0 0 0 52 2 5 10 241
Collateralized borrowing and life-cycle portfolio choice 0 0 0 77 0 9 13 349
Cross-Sectional Patterns of Mortgage Debt during the Housing Boom: Evidence and Implications 0 0 0 7 0 6 11 38
Cross-Sectional Patterns of Mortgage Debt during the Housing Boom: Evidence and Implications 0 0 0 21 2 5 9 69
Cross-sectional patterns of mortgage debt during the housing boom: evidence and implications 0 1 1 18 3 9 11 102
Decomposing the foreclosure crisis: House price depreciation versus bad underwriting 0 0 0 110 0 9 12 374
Do Borrower Rights Improve Borrower Outcomes? Evidence from the Foreclosure Process 0 0 0 12 2 4 13 76
Do Households Benefit from Financial Deregulation and Innovation? The Case of the Mortgage Market 0 0 1 91 0 7 14 485
Do Households Benefit from Financial Deregulation and Innovation? The Case of the Mortgage Market 0 0 0 1 2 8 10 15
Do Lenders Still Discriminate? A Robust Approach for Assessing Differences in Menus 0 0 0 3 0 3 12 38
Do Lenders Still Discriminate? A Robust Approach for Assessing Differences in Menus 0 0 0 11 0 4 5 48
Do borrower rights improve borrower outcomes? Evidence from the foreclosure process 0 0 0 11 1 17 17 75
Do borrower rights improve borrower outcomes?: evidence from the foreclosure process 0 0 0 14 1 2 4 70
Do households benefit from financial deregulation and innovation?: the case of the mortgage market 0 0 0 117 0 3 7 444
Educational Opportunity and Income Inequality 0 0 0 12 2 4 9 179
Educational Opportunity and Income Inequality 0 0 0 164 0 0 8 719
Educational opportunity and income inequality 0 0 1 134 1 3 9 531
Educational opportunity and the college premium 0 0 0 174 0 2 3 660
Evaluating Policies to Prevent another Crisis: An Economist's View 0 0 0 29 1 1 5 52
Evaluating the Benefits of a Streamlined Refinance Program 0 0 0 20 1 4 6 16
Evaluating the Benefits of a Streamlined Refinance Program 0 0 0 5 0 6 11 36
Foreclosure externalities: Some new evidence 0 0 0 25 1 2 14 86
Foreclosure externalities: Some new evidence 0 0 0 16 0 4 6 67
Foreclosure externalities: some new evidence 0 0 0 23 1 7 16 75
Foreclosures, house-price changes, and subprime mortgages in Massachusetts cities and towns 0 0 0 11 0 4 5 333
House Prices and Rents in the 21st Century 0 1 1 14 1 8 12 26
House Prices and Rents in the 21st Century 0 0 0 6 1 3 9 21
How Resilient Is Mortgage Credit Supply? Evidence from the COVID-19 Pandemic 0 0 0 2 0 3 9 27
How Resilient Is Mortgage Credit Supply? Evidence from the COVID-19 Pandemic 0 0 0 7 0 3 13 30
How Resilient Is Mortgage Credit Supply? Evidence from the COVID-19 Pandemic 0 0 0 7 0 7 12 25
How Resilient Is Mortgage Credit Supply? Evidence from the COVID-19 Pandemic 0 0 0 3 0 3 7 28
How Resilient Is Mortgage Credit Supply? Evidence from the COVID-19 Pandemic 0 0 0 13 2 7 12 40
How Resilient is Mortgage Credit Supply? Evidence from the Covid-19 Pandemic 0 0 0 7 0 7 13 40
How effective were the Federal Reserve emergency liquidity facilities?: evidence from the Asset-Backed Commercial Paper Money Market Mutual Fund Liquidity Facility 0 0 0 86 1 6 14 317
Incomplete markets and trade 0 0 1 108 2 6 9 316
Insuring Consumption Using Income-Linked Assets 0 0 0 13 0 2 2 102
Insuring consumption using income-linked assets 0 0 0 34 0 4 9 135
Is There a Puzzle in Underwater Mortgage Default? 0 0 2 2 0 5 13 13
Is There a Puzzle in Underwater Mortgage Default? 0 0 4 4 3 5 14 14
Lessons Learned from Mortgage Borrower Policies and Outcomes during the COVID-19 Pandemic 0 0 0 26 0 1 3 22
Making sense of the subprime crisis 0 0 0 131 0 6 16 422
Making sense of the subprime crisis 0 0 0 141 0 4 16 303
Maybe Some People Shouldn’t Own (3) Homes 0 0 0 33 0 3 6 115
Mortgage Prepayment, Race, and Monetary Policy 0 1 1 13 0 9 13 59
Mortgage Prepayment, Race, and Monetary Policy 0 0 1 10 1 7 11 53
Mortgage-default research and the recent foreclosure crisis 0 1 2 37 1 13 21 124
Negative equity and foreclosure: theory and evidence 0 0 1 248 3 9 18 977
Occupation-Level Income Shocks and Asset Returns: Their Covariance and Implications for Portfolio Choice 0 0 0 200 0 1 8 989
Occupation-Level Income Shocks and Asset Returns: Their Covariance and Implications for Portfolio Choice 0 0 0 149 0 3 7 707
Occupation-level income shocks and asset returns: their covariance and implications for portfolio choice 0 0 0 24 0 7 12 111
On the Gains to International Trade in Risky Financial Assets 0 0 1 170 0 5 10 1,225
Payment Size, Negative Equity, and Mortgage Default 0 0 0 25 1 7 14 82
Payment size, negative equity, and mortgage default 0 0 0 20 1 2 7 138
Payment size, negative equity, and mortgage default 0 0 0 20 0 5 9 84
Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation during COVID-19 0 0 0 6 1 6 8 23
Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation during COVID-19 0 0 1 17 1 7 16 47
Reasonable people did disagree: optimism and pessimism about the U.S. housing market before the crash 0 0 0 82 1 6 11 224
Reducing Foreclosures: No Easy Answers 0 0 0 53 0 3 7 304
Reducing foreclosures 0 0 0 33 0 1 6 116
Reducing foreclosures: no easy answers 0 0 0 60 0 4 10 221
Report on the Potential Impacts of Property Tax Abatement on Rental Housing Construction in Boston 0 0 1 23 0 3 10 32
Social Security and Unsecured Debt 0 0 0 63 0 15 16 452
Social Security and unsecured debt 0 0 0 37 2 4 7 324
Subprime Outcomes: Risky Mortgages, Homeownership Experiences, and Foreclosures 0 0 0 13 0 2 11 106
Subprime facts: what (we think) we know about the subprime crisis and what we don’t 1 1 1 548 1 9 13 1,061
Subprime mortgages, foreclosures, and urban neighborhoods 0 0 0 50 0 6 13 212
Subprime mortgages, foreclosures, and urban neighborhoods 0 0 0 120 0 6 9 413
Subprime outcomes: risky mortgages, homeownership experiences, and foreclosures 0 0 0 161 0 2 10 542
Summary of \"subprime outcomes: risky mortgages, homeownership experiences, and foreclosures\" 0 0 0 0 0 2 4 51
Technological Innovation in Mortgage Underwriting and the Growth in Credit: 1985-2015 0 0 1 38 0 7 11 102
Technological innovation in mortgage underwriting and the growth in credit, 1985–2015 0 0 0 50 0 7 12 62
The Failure of supervisory stress testing: Fannie Mae, Freddie Mac, and OFHEO 0 0 1 34 2 9 15 202
The Role of Proximity in Foreclosure Externalities: Evidence from Condominiums 0 0 0 10 2 6 11 48
The Time-Varying Price of Financial Intermediation in the Mortgage Market 0 0 0 44 0 7 13 56
The Time-Varying Price of Financial Intermediation in the Mortgage Market 0 0 0 10 1 12 22 34
The failure of supervisory stress testing: Fannie Mae, Freddie Mac, and OFHEO 0 0 0 49 1 3 6 179
The role of proximity in foreclosure externalities: evidence from condominiums 0 0 0 18 0 5 10 57
The theory of life-cycle saving and investing 0 1 5 355 5 13 28 1,405
The time-varying price of financial intermediation in the mortgage market 0 0 1 33 0 4 10 75
The time-varying price of financial intermediation in the mortgage market 0 0 0 34 0 7 12 97
Tight credit conditions continue to constrain the housing recovery 0 0 0 40 1 5 8 58
What explains differences in foreclosure rates? a response to Piskorski, Seru, and Vig 0 0 0 10 0 4 7 85
What explains differences in foreclosure rates?: a response to Piskorski, Seru, and Vig 0 0 0 19 1 6 8 131
Why Did So Many People Make So Many Ex Post Bad Decisions? The Causes of the Foreclosure Crisis 0 0 0 30 2 18 28 229
Why Don't Lenders Renegotiate More Home Mortgages? Redefaults, Self-Cures and Securitization 0 0 0 26 0 4 18 202
Why did so many people make so many ex post bad decisions? the causes of the foreclosure crisis 0 0 0 75 0 10 22 325
Why did so many people make so many ex post bad decisions?: the causes of the foreclosure crisis 0 0 0 55 1 7 16 222
Why don't lenders renegotiate more home mortgages? redefaults, self-cures, and securitization 0 0 0 56 0 5 8 263
Why don't lenders renegotiate more home mortgages?: redefaults, self-cures, and securitization 0 0 0 30 0 5 13 165
Total Working Papers 1 7 29 5,478 72 563 1,099 22,266
4 registered items for which data could not be found


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A proposal to help distressed homeowners: a government payment-sharing plan 0 0 0 31 1 14 22 216
Borrowing Costs and the Demand for Equity over the Life Cycle 0 0 2 214 1 5 17 855
Can’t Pay or Won’t Pay? Unemployment, Negative Equity, and Strategic Default 1 2 7 35 2 13 30 154
Cross-Sectional Patterns of Mortgage Debt during the Housing Boom: Evidence and Implications 0 0 1 7 1 15 31 75
Decoding misperceptions: The role of underwriting and appropriate policy responses 0 0 0 5 0 4 5 48
Discussion of Arslan, Guler, and Taskin 0 0 0 0 0 4 6 50
Do borrower rights improve borrower outcomes? Evidence from the foreclosure process 0 0 1 45 1 8 14 243
Educational opportunity and income inequality 0 1 2 137 2 7 16 586
Evaluating the Benefits of a Streamlined Refinance Program 0 0 0 0 1 10 13 16
Evaluating the Benefits of a Streamlined Refinance Program 0 0 0 3 0 4 5 22
Foreclosure externalities: New evidence 0 0 0 32 1 5 9 162
How Effective Were the Federal Reserve Emergency Liquidity Facilities? Evidence from the Asset-Backed Commercial Paper Money Market Mutual Fund Liquidity Facility 0 0 0 69 0 2 5 349
Identifying the Effect of Securitization on Foreclosure and Modification Rates Using Early Payment Defaults 0 0 1 13 0 4 9 99
Insuring Consumption Using Income-Linked Assets 0 0 0 9 0 3 6 139
Just the facts: An initial analysis of subprime's role in the housing crisis 0 1 2 306 1 3 8 828
Lessons Learned from Mortgage Borrower Policies and Outcomes during the COVID-19 Pandemic 0 0 0 1 0 7 9 16
Making Sense of the Subprime Crisis 0 1 2 61 1 3 11 395
Mandated Risk Retention in Mortgage Securitization: An Economist's View 2 2 2 29 2 6 8 142
Mortgage prepayment, race, and monetary policy 0 0 0 5 1 8 25 55
Mortgage-Default Research and the Recent Foreclosure Crisis 0 0 2 24 2 15 26 110
Negative equity and foreclosure: Theory and evidence 2 2 3 179 5 8 20 632
New financial markets: who gains and who loses 0 0 0 35 0 2 7 130
Occupation-Level Income Shocks and Asset Returns: Their Covariance and Implications for Portfolio Choice 0 1 2 14 0 3 10 52
Payment Size, Negative Equity, and Mortgage Default 0 0 0 19 1 5 10 98
Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation during COVID-19 0 0 0 0 1 4 7 7
Social security and unsecured debt 0 0 1 63 0 5 11 463
Subprime Mortgages, Foreclosures, and Urban Neighborhoods 0 0 0 27 1 8 13 176
The Impact of Deregulation and Financial Innovation on Consumers: The Case of the Mortgage Market 0 0 0 133 0 6 8 452
The Role of Proximity in Foreclosure Externalities: Evidence from Condominiums 0 1 1 10 0 2 6 64
The Time‐Varying Price of Financial Intermediation in the Mortgage Market 0 2 2 7 1 13 40 57
The rising gap between primary and secondary mortgage rates 0 0 0 19 2 8 16 162
Tight credit conditions continue to constrain the housing recovery 0 0 0 3 0 5 7 45
Understanding the foreclosure crisis 0 0 0 26 0 5 9 71
Why don't Lenders renegotiate more home mortgages? Redefaults, self-cures and securitization 0 0 1 66 0 4 18 270
Total Journal Articles 5 13 32 1,627 28 218 457 7,239
1 registered items for which data could not be found


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Reducing Foreclosures: No Easy Answers 0 0 0 27 0 3 7 183
The Effect of Land Supply for New Homes on Residential Investment and House Prices 0 0 0 0 0 0 0 0
US mortgage and foreclosure law 0 0 0 28 2 6 9 191
subprime mortgage crisis, the 0 1 2 83 2 6 8 316
Total Chapters 0 1 2 138 4 15 24 690


Statistics updated 2026-04-09