Access Statistics for Paul S. Willen

Author contact details at EconPapers.

Working Paper File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
$1.25 Trillion is still real money: some facts about the effects of the Federal Reserve’s mortgage market investments 0 0 2 83 0 1 7 261
A profile of the mortgage crisis in a low-and-moderate-income community 0 0 0 17 0 0 0 73
A summary of: \"Do households benefit from financial deregulation and innovation? the case of mortgage market\" 0 0 0 0 0 0 4 38
Addressing Housing Shortages through Tax Abatement 0 0 0 9 0 0 0 9
Borrowing Costs and the Demand for Equity Over the Life Cycle 0 0 0 134 0 1 2 701
Borrowing costs and the demand for equity over the life cycle 0 0 0 115 0 0 2 476
Can't Pay or Won't Pay? Unemployment, Negative Equity, and Strategic Default 0 0 0 66 1 2 3 283
Can't Pay or Won't Pay? Unemployment, Negative Equity, and Strategic Default 0 0 1 42 0 0 5 147
Can't pay or won't pay?: unemployment, negative equity, and strategic default 0 0 0 18 0 0 1 81
Collateralized Borrowing And Life-Cycle Portfolio Choice 0 0 0 0 0 1 2 247
Collateralized Borrowing and Life-Cycle Portfolio Choice 0 0 0 52 0 1 5 232
Collateralized borrowing and life-cycle portfolio choice 0 0 0 77 0 1 1 337
Cross-Sectional Patterns of Mortgage Debt during the Housing Boom: Evidence and Implications 0 0 0 21 0 0 4 60
Cross-Sectional Patterns of Mortgage Debt during the Housing Boom: Evidence and Implications 0 0 1 7 0 2 4 29
Cross-sectional patterns of mortgage debt during the housing boom: evidence and implications 0 0 0 17 0 0 3 91
Decomposing the foreclosure crisis: House price depreciation versus bad underwriting 0 0 0 110 0 0 0 362
Do Borrower Rights Improve Borrower Outcomes? Evidence from the Foreclosure Process 0 0 0 12 0 1 2 64
Do Households Benefit from Financial Deregulation and Innovation? The Case of the Mortgage Market 0 0 0 1 0 0 0 5
Do Households Benefit from Financial Deregulation and Innovation? The Case of the Mortgage Market 0 0 0 90 0 0 4 473
Do Lenders Still Discriminate? A Robust Approach for Assessing Differences in Menus 0 0 0 11 0 1 2 44
Do Lenders Still Discriminate? A Robust Approach for Assessing Differences in Menus 0 0 0 3 0 2 4 28
Do borrower rights improve borrower outcomes? Evidence from the foreclosure process 0 0 0 11 0 0 1 58
Do borrower rights improve borrower outcomes?: evidence from the foreclosure process 0 0 0 14 0 1 2 67
Do households benefit from financial deregulation and innovation?: the case of the mortgage market 0 0 0 117 0 0 3 437
Educational Opportunity and Income Inequality 0 0 0 12 0 0 2 171
Educational Opportunity and Income Inequality 0 0 0 164 0 2 4 713
Educational opportunity and income inequality 1 1 1 134 2 2 3 525
Educational opportunity and the college premium 0 0 0 174 0 0 1 657
Evaluating Policies to Prevent another Crisis: An Economist's View 0 0 0 29 1 1 1 48
Evaluating the Benefits of a Streamlined Refinance Program 0 0 0 20 0 0 0 10
Evaluating the Benefits of a Streamlined Refinance Program 0 0 0 5 0 0 0 25
Foreclosure externalities: Some new evidence 0 0 0 25 5 5 10 79
Foreclosure externalities: Some new evidence 0 0 0 16 0 1 3 62
Foreclosure externalities: some new evidence 0 0 0 23 0 0 3 59
Foreclosures, house-price changes, and subprime mortgages in Massachusetts cities and towns 0 0 0 11 0 0 1 328
House Prices and Rents in the 21st Century 0 0 0 6 0 2 4 15
House Prices and Rents in the 21st Century 0 0 1 13 0 2 5 16
How Resilient Is Mortgage Credit Supply? Evidence from the COVID-19 Pandemic 0 0 0 2 0 1 6 21
How Resilient Is Mortgage Credit Supply? Evidence from the COVID-19 Pandemic 0 0 0 7 0 0 2 13
How Resilient Is Mortgage Credit Supply? Evidence from the COVID-19 Pandemic 0 0 0 7 0 0 3 19
How Resilient Is Mortgage Credit Supply? Evidence from the COVID-19 Pandemic 0 0 0 3 0 0 3 23
How Resilient Is Mortgage Credit Supply? Evidence from the COVID-19 Pandemic 0 0 0 13 0 1 4 30
How Resilient is Mortgage Credit Supply? Evidence from the Covid-19 Pandemic 0 0 0 7 0 0 5 27
How effective were the Federal Reserve emergency liquidity facilities?: evidence from the Asset-Backed Commercial Paper Money Market Mutual Fund Liquidity Facility 0 0 2 86 0 0 9 306
Incomplete markets and trade 0 0 0 107 0 0 1 307
Insuring Consumption Using Income-Linked Assets 0 0 0 13 0 0 1 100
Insuring consumption using income-linked assets 0 0 0 34 0 0 1 126
Is There a Puzzle in Underwater Mortgage Default? 1 1 1 1 2 2 2 2
Is There a Puzzle in Underwater Mortgage Default? 0 0 0 0 2 2 2 2
Lessons Learned from Mortgage Borrower Policies and Outcomes during the COVID-19 Pandemic 0 0 0 26 0 1 3 21
Making sense of the subprime crisis 0 0 0 131 0 4 10 413
Making sense of the subprime crisis 0 0 0 141 0 4 6 293
Maybe Some People Shouldn’t Own (3) Homes 0 0 0 33 0 0 2 109
Mortgage Prepayment, Race, and Monetary Policy 0 0 0 12 0 0 9 48
Mortgage Prepayment, Race, and Monetary Policy 0 0 1 10 0 0 2 43
Mortgage-default research and the recent foreclosure crisis 0 0 2 35 0 0 14 105
Negative equity and foreclosure: theory and evidence 0 0 2 248 1 1 8 964
Occupation-Level Income Shocks and Asset Returns: Their Covariance and Implications for Portfolio Choice 0 0 1 200 0 1 5 983
Occupation-Level Income Shocks and Asset Returns: Their Covariance and Implications for Portfolio Choice 0 0 0 149 1 1 1 701
Occupation-level income shocks and asset returns: their covariance and implications for portfolio choice 0 0 0 24 0 0 1 99
On the Gains to International Trade in Risky Financial Assets 0 0 1 169 0 1 6 1,218
Payment Size, Negative Equity, and Mortgage Default 0 0 0 25 0 1 3 70
Payment size, negative equity, and mortgage default 0 0 0 20 0 1 1 76
Payment size, negative equity, and mortgage default 0 0 0 20 1 1 1 132
Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation during COVID-19 0 0 1 17 0 1 10 36
Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation during COVID-19 0 0 0 6 0 1 1 16
Reasonable people did disagree: optimism and pessimism about the U.S. housing market before the crash 0 0 0 82 0 2 3 215
Reducing Foreclosures: No Easy Answers 0 0 0 53 0 2 3 299
Reducing foreclosures 0 0 0 33 0 2 3 112
Reducing foreclosures: no easy answers 0 0 0 60 0 0 1 211
Report on the Potential Impacts of Property Tax Abatement on Rental Housing Construction in Boston 0 0 0 22 2 3 4 25
Social Security and Unsecured Debt 0 0 0 63 0 0 2 436
Social Security and unsecured debt 0 0 0 37 0 0 1 318
Subprime Outcomes: Risky Mortgages, Homeownership Experiences, and Foreclosures 0 0 0 13 0 0 1 95
Subprime facts: what (we think) we know about the subprime crisis and what we don’t 0 0 0 547 0 0 0 1,048
Subprime mortgages, foreclosures, and urban neighborhoods 0 0 0 120 0 0 2 404
Subprime mortgages, foreclosures, and urban neighborhoods 0 0 0 50 0 0 1 199
Subprime outcomes: risky mortgages, homeownership experiences, and foreclosures 0 0 2 161 1 1 11 536
Summary of \"subprime outcomes: risky mortgages, homeownership experiences, and foreclosures\" 0 0 0 0 0 0 0 47
Technological Innovation in Mortgage Underwriting and the Growth in Credit: 1985-2015 0 0 1 38 0 1 2 93
Technological innovation in mortgage underwriting and the growth in credit, 1985–2015 0 0 0 50 0 2 3 53
The Failure of supervisory stress testing: Fannie Mae, Freddie Mac, and OFHEO 0 1 1 34 0 2 7 191
The Role of Proximity in Foreclosure Externalities: Evidence from Condominiums 0 0 0 10 0 0 0 37
The Time-Varying Price of Financial Intermediation in the Mortgage Market 0 0 0 10 0 1 3 14
The Time-Varying Price of Financial Intermediation in the Mortgage Market 0 0 0 44 0 2 2 45
The failure of supervisory stress testing: Fannie Mae, Freddie Mac, and OFHEO 0 0 0 49 0 1 3 174
The role of proximity in foreclosure externalities: evidence from condominiums 0 0 0 18 0 1 3 49
The theory of life-cycle saving and investing 0 1 4 352 0 3 14 1,383
The time-varying price of financial intermediation in the mortgage market 0 0 0 34 0 1 3 86
The time-varying price of financial intermediation in the mortgage market 0 0 0 32 0 0 1 65
Tight credit conditions continue to constrain the housing recovery 0 0 0 40 0 0 3 51
What explains differences in foreclosure rates? a response to Piskorski, Seru, and Vig 0 0 0 10 0 1 4 80
What explains differences in foreclosure rates?: a response to Piskorski, Seru, and Vig 0 0 0 19 0 0 0 123
Why Did So Many People Make So Many Ex Post Bad Decisions? The Causes of the Foreclosure Crisis 0 0 0 30 1 4 10 206
Why Don't Lenders Renegotiate More Home Mortgages? Redefaults, Self-Cures and Securitization 0 0 0 26 1 3 4 187
Why did so many people make so many ex post bad decisions? the causes of the foreclosure crisis 0 0 0 75 0 1 7 306
Why did so many people make so many ex post bad decisions?: the causes of the foreclosure crisis 0 0 0 55 0 0 6 209
Why don't lenders renegotiate more home mortgages? redefaults, self-cures, and securitization 0 0 0 56 0 0 3 255
Why don't lenders renegotiate more home mortgages?: redefaults, self-cures, and securitization 0 0 0 30 0 1 1 153
Total Working Papers 2 4 25 5,458 21 87 331 21,319
4 registered items for which data could not be found


Journal Article File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
A proposal to help distressed homeowners: a government payment-sharing plan 0 0 0 31 0 1 3 197
Borrowing Costs and the Demand for Equity over the Life Cycle 0 0 2 214 0 4 13 846
Can’t Pay or Won’t Pay? Unemployment, Negative Equity, and Strategic Default 1 1 6 31 3 4 19 133
Cross-Sectional Patterns of Mortgage Debt during the Housing Boom: Evidence and Implications 0 0 0 6 1 6 11 53
Decoding misperceptions: The role of underwriting and appropriate policy responses 0 0 0 5 0 0 3 43
Discussion of Arslan, Guler, and Taskin 0 0 0 0 0 0 3 44
Do borrower rights improve borrower outcomes? Evidence from the foreclosure process 0 1 2 45 0 1 3 231
Educational opportunity and income inequality 0 1 1 136 1 3 13 575
Evaluating the Benefits of a Streamlined Refinance Program 0 0 0 3 0 0 3 18
Evaluating the Benefits of a Streamlined Refinance Program 0 0 0 0 0 1 5 5
Foreclosure externalities: New evidence 0 0 0 32 0 1 5 156
How Effective Were the Federal Reserve Emergency Liquidity Facilities? Evidence from the Asset-Backed Commercial Paper Money Market Mutual Fund Liquidity Facility 0 0 0 69 0 0 14 344
Identifying the Effect of Securitization on Foreclosure and Modification Rates Using Early Payment Defaults 0 0 1 13 0 1 3 92
Insuring Consumption Using Income-Linked Assets 0 0 0 9 0 0 2 133
Just the facts: An initial analysis of subprime's role in the housing crisis 0 0 0 304 0 0 4 821
Lessons Learned from Mortgage Borrower Policies and Outcomes during the COVID-19 Pandemic 0 0 0 1 0 0 2 8
Making Sense of the Subprime Crisis 0 0 0 59 0 1 2 386
Mandated Risk Retention in Mortgage Securitization: An Economist's View 0 0 1 27 0 0 1 134
Mortgage prepayment, race, and monetary policy 0 0 1 5 2 2 8 35
Mortgage-Default Research and the Recent Foreclosure Crisis 0 0 1 22 0 0 13 88
Negative equity and foreclosure: Theory and evidence 0 0 3 176 0 0 18 617
New financial markets: who gains and who loses 0 0 0 35 0 0 2 123
Occupation-Level Income Shocks and Asset Returns: Their Covariance and Implications for Portfolio Choice 0 1 1 13 0 3 5 46
Payment Size, Negative Equity, and Mortgage Default 0 0 0 19 0 0 2 89
Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation during COVID-19 0 0 0 0 1 1 1 1
Social security and unsecured debt 0 0 0 62 0 1 2 453
Subprime Mortgages, Foreclosures, and Urban Neighborhoods 0 0 0 27 1 1 4 164
The Impact of Deregulation and Financial Innovation on Consumers: The Case of the Mortgage Market 0 0 0 133 0 0 1 444
The Role of Proximity in Foreclosure Externalities: Evidence from Condominiums 0 0 0 9 0 0 2 59
The Time‐Varying Price of Financial Intermediation in the Mortgage Market 0 0 3 5 2 4 17 23
The rising gap between primary and secondary mortgage rates 0 0 0 19 0 1 4 148
Tight credit conditions continue to constrain the housing recovery 0 0 0 3 0 1 3 40
Understanding the foreclosure crisis 0 0 0 26 0 0 2 62
Why don't Lenders renegotiate more home mortgages? Redefaults, self-cures and securitization 1 1 2 66 1 1 4 253
Total Journal Articles 2 5 24 1,605 12 38 197 6,864
1 registered items for which data could not be found


Chapter File Downloads Abstract Views
Last month 3 months 12 months Total Last month 3 months 12 months Total
Reducing Foreclosures: No Easy Answers 0 0 0 27 0 1 1 177
US mortgage and foreclosure law 0 0 1 28 0 0 1 182
subprime mortgage crisis, the 0 1 1 82 1 2 8 310
Total Chapters 0 1 2 137 1 3 10 669


Statistics updated 2025-10-06